course8 private banking 14oct02 (1)

8/11/2019 Course8 Private Banking 14oct02 (1)

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COURSE 8 PRIVATE BANKING

PURPOSE: To produce monetary value for public and private trade

Learn the history of money and banking and that it is actually the same system

that has been in place for the last 6,000 years

Learn about the US bankruptcy and how to use it to your advantage

Learn about the different means of echange and the instruments used

!ind out how "fighting the system" is a waste of time and how understanding and how

#$$%&T'() the system is etremely successful

Learn how to create *money+ through echange

FINAL PRODUCT: The ability to use the current system to obtain prosperity

't is important to understand -ust what our *government+ is, in order to operate effectively in

this system .id you know that it is actually a trust/ efore eplaining how the government is a trust,we will first eamine a *trust+ that most of us are familiar with 1 a *.eed of Trust+ 2ou might besaying to yourself, *you mean my mortgage/+ (o 1 ' mean your trust3

)o to your filing cabinet and pull out your file on what you think is the *mortgage to yourhouse+ (ow for the fist time, 4%#. 'T 5hat does it say/ 's a .eed of Trust different than aortgage/ Let7s find out3

The following definitions will be used from the lack7s 8thand 6theditions9

Trust. #n obligation on a person arising out of confidence reposed in him to apply property faithfullyand according to such confidence9 as being in nature of deposition by which proprietor transfers to

another property of sub-ect in trusted, not that it should remain with him, but that it should be appliedto certain uses for the be hoof of third party

Trustor. # person who creates a trust, also called a Settlor

Trustee. &erson who holds title to the res and administers it for the others7 benefit

ne must be an attorney to operate a title company 'f title company7s *hold+ all the titles ofthe .eed of Trusts in the country, then who *holds+ all the titles/ That7s right attorneys3

Benefii!r".ne for whose benefit a trust is created ne receiving benefit or advantage, or one who

is in receipt of benefits, profits, or advantage

Sett#or.ne who furnishes the consideration for the creation of a trust, though in form the trust iscreated by another

.id you know when you signed the .eed of Trust that you were giving *benefit andadvantage+ to the bank/ 5ho created the .eed of Trust/ The bank did, so why wouldn7t the bankdraw up the contract for their own advantage if we don7t say anything against it/

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$ort%!%e. >L mort dead ?gagepledge, or bet9 the estate pledged becomes dead or entirely lost byfailure to pay@ #n assignment or conveyance of land or house property to a person as security for thepayment of a debt due to him and on the condition that if the money shall be paid according tocontract the grant shall be void The Consolidated Webster Encyclopedic Dictionary, 1939 edition.

ost states have passed the *.eed of Trust #ct+ and for the purpose of making it easier toevict people out of their homes by not going into court 5hy would they change the name of amortgage to a .eed of Trust/ &erhaps they are not holding the *land or house property+ as security5hat would the security be then/

Dee& of trust. #n instrument in use in many states, taking the place and serving the uses of acommonAlaw mortgage, by which the legal title to real property is placed in one or more trustees, tosecure the repayment of a sum of money or the performance of other conditions

'nstead of having the land be security the bankers have replaced this with *legal title to realproperty+ .oes this mean a *legal description/+ $an the *legal description+ ever be the *land orhouse property/+ Since there is no money what would *the performance of other conditions+ be/$ould this be the &e#i'er" of the &romissory (ote/

Gr!nt. To bestow9 to confer upon some one other than the person or entity which makes the grant

Gr!ntor. The person by whom a grant is made

Le%!#. $onforming to the law9 according to law9 created by law

Desri(tion. # written enumeration of items composing an estate, or of its condition, or of titles ordocuments9 like an inventory, but with more particularity, and without involving the idea of anappraisement

The dictionary did not have the term *legal description,+ so a summary of the words would be*a written enumeration of items composing an estate created by law+ Since law is a fiction then whatactually is a legal description/

The *legal description,+ or should ' say the *strawland,+ is the birth certificate for the soil, thedirt, the substance that you own 't is the *title,+ but can never be the real thing or take the place of it1 (%B%4 under #(2 $'4$UST#($%S3

Tit#e. The evidence of right which a person has to the possession of property The word *title+certainly does not merely signify the right which a person has to the possession of property9 becausethere are many instances in which a person may have the right to the possession of property, and atthe same time have no title to the same

'sn7t that interesting3 Title does (T signify the *right to possession+ ne may have *right ofpossession and have no title to the same3+ This is why the bank must *create a right of possession+ inorder to take your property away when you do not *pay+ 2ou see, the bank does not have title beforethis instance, the title company has the title, so the bank must *create+ a title ut first the bank mustcreate a *right of possession+ They must notice you by posting a notice on the property, sending youcertified mail, putting it in the newspaper, recording it in the public record and posting it on the publicbulletin board 5hen you do not respond to these notices, it is assumed that you give your consent,

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and therefore they now have *right of possession+

Gr!ntor)s Trust. # trust whereby the )rantor is considered to be the owner so that he can maintainthe property and pay the taes on it

Frutus. !ruits9 produce9 profit or increase9 the right to the fruits of a thing belonging to another

Usufrut. The right of en-oying a thing, the property of which is vested in another, and draw fromthe same all the profit, utility, and advantage which it may produce, provided it be without altering thesubstance of the thing

.oes the above definition say what ' think it says/ #re we being *usufructed+ by the banks/

Ten!nt. ne who holds lands of another9 one who has the temporary use and occupation of realproperty owned by another person Dcalled the *landlord+E the duration and terms of his tenancy beingusually fied by an instrument called a lease

*oint Ten!n". #n estate in feeAsimple, feeAtail, for life, for years, or at will, arising by purchase or

grant to two or more persons

'f you signed your .eed of Trust *Foint Tenancy,+ what did you do/ .id you actually sign alease agreement with the *landlord+ that call themselves the bank/

Gere is a Huote from a .eed of Trust 1 *5'T(%SS%TG: That Trustor hereby irrevocablygrants, conveys, transfers and assigns to the Trustee in Trust, with &ower of Sale, the above describedreal property, together with leases, issues, profits, or income there from: SUF%$T, however to theright, power and authority hereinafter given to and conferred upon eneficiary to collect and applysuch property income+

Assi%n+ent of #e!se. Such occurs where lessee transfers entire unepired remainder of term createdby lease

5hat did you do when you signed the .eed of Trust at the title company/ 2ou *assigned thelease+ between you Dthe SettlorE and the Trustor Dthe strawmanE to the eneficiary Dthe landlordE5hat were you thinking/ Gow did the .eed of Trust become a lease, anyway/

E,eute&. $ompleted9 carried into full effect9 already done or performed9 taking effect immediately9now in eistence or in possession9 conveying an immediate right or possession # trust does notbecome fully *eecuted+ until sub-ect matter of it has been properly paid over to beneficiaries

E,eute. To complete9 to make9 to perform9 to do9 to follow out The *eecution+ of a note involvesnot only the signing but the delivery of the note>Latin executus to follow to the end9 from ex out ?sequor to follow@

De#i'er". The act by which the res or substance thereof is placed within the actual or constructivepossession or control of another

Su-et +!tter. The sub-ect, or matter presented for consideration9 to recover money

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5hat would be the *sub-ect matter, res or substance+ of a .eed of Trust and the notes*secured thereby/+ 5hat is the sub-ect matter presented for consideration/ 5ould this be *money+ orsubstance or would this be what our society *uses as money/+

Re%istere&. %ntered or recorded in some official register or record or list

Seurit". &rotection9 assurance9 indemnification The term is usually applied to an obligation, pledge,mortgage, deposit, lien, etc, given by a debtor in order to make sure the payment or performance ofhis debt, by furnishing the creditor with a resoure to be used in case of failure in the principalobligation

To understand how the *money+ system works today, one must remember the =I rd$ongress,arch J,


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Gave you ever wondered why the bank issues a *(otice of Su-stitutionof Trustee+ beforethey issue a (otice Trustee7s Sale/ They must replace the original trustee, because someone, or*something+ died A as in a +ortgage Ddead pledgeE

The following is a Huote from a !ull 4econveyance that the bank gives you when you pay offa loan

*-aid Deed o* Trust 'as executedby /0% . D/E !Trustor& to -02-TE# %4!/riginal ene*iciary&, and recorded in the o**icial records o* 5+6 County, #+7/%,as *ollo's8 Date Deed o* Trust #ecorded8 -eptember :, 199:+

The date given above as the date the .eed of Trust was *eecuted+ was the s!+e &!tethatthe &romissory (ote was *signed and delivered,+ not 01en t1e #o!n 0!s (!i& off The bank istelling you that the trust was completed when you &e#i'ere& t1e noteto them TG%S% #4% TG%'45( 54.S3

So, the trust or trustor died3 5ho is the trustor/ Gow did they spell the name of the trustor/5ith all capital letters/ 's this you or is it emore Dthe strawmanE/

Dri##2 'f you think we are no longer in the feudal system here in the "good ol US of #," TG'(K#)#'( 'f either you or a friend has a .eed of Trust, go to your files and pull out the copy of itand read the first page and answer the following Huestions9


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C


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They owe you eemption for using your credit, but since they are bankrupt, there is no *substancemoney,+ so you, as the creditor, will have to get paid by taking eHuity, such as your house and yourcar as a setoff

#s one can see from the above definitions, you are a *banker+ that can *issue 'LLS !%N$G#()% D%E intended to be circulated as money+ Since that is what #LL currency is today 1your credit 1 it should not be a stretch for the imagination to think that you can US% 2U4 5($4%.'T3 Gowever, "ou !re not %oin% to use "our re&it 01i1 re!tes +ore &e-t1 you are goingto by using your E5E$PTION

E,e+(tion. !reedom from a general duty or service9 immunity from a general burden, ta, or charge,'mmunity from service of process or from certain legal obligations, as -ury duty, military service, orthe payment of taes9 Pro(ert" e,e+(t in -!n4ru(t" (roee&in%sis provided for underankruptcy $ode sec MCC

E,e+(t. >L exemptum, to take out, to remove, from ex, out ? emo, to buy, to t!4e@ To free orpermit to be free from any charge, burden, restraint, duty to which others are sub-ect9 to grantimmunity

Ae(t. >L acceptare, from ad,to ? capio, to t!4e@ To take or receive, as something offered9 toacknowledge with a signature and thus promise to pay a ill of %change

#ll municipalities and corporations are bankrupt because they have no substance to back uptheir currency 5e, as sovereigns, bailed them out by letting them use U4 &4&%4T2 as collateral,then they mortgaged it and 1 5a La 1 there was currency Gowever, we are %N%&T because theyare using our credit to make trillions of dollars a year, and therefore, we are en tit#e&*to take+ aportion of their eHuity in return

2ou are going T T#K% what is already yours and in your possession Since there is no

money, you can only *take+ eHuity 1 goods and services 1 from the corporations using your credit asthey are #(K4U&T3 2ou will be sending a copy of the % to &aul 7(eill in a *private+ capacityas the trustee for the US ankruptcy This is done privately because you cannot deal with a fiction

2ou are *foreign+ to U('T%. ST#T%S and all other corporations, so you can use your%N%&T'( as a !4%')( 'LL ! %N$G#()% to pay the balance due in another country Dorshould we say *corporation+ such as U('T%. ST#T%SE The *balance+ representing the interest thata person owes you when they are using 2U4 credit

Since the strawman is a corporation created by the state to account for the credit that they areusing in your name, it stands to reason that the strawman represents U('T%. ST#T%S and TG%'4debt 1 not you 2ou are the creditor, and the state or U('T%. ST#T%S is the debtor They owe youinterest for using your credit, but since they are bankrupt, there is no *substance money,+ so you, asthe creditor, will have to get paid by taking eHuity, such as your house and your car as a setoff

Po0er of !e(t!ne. $apacity of offeree, upon acceptance of the terms of the offer, to create abinding contract

Gouse Foint 4esolution


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'f they do, they are in breach of the contract of GF4


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in cases of loss or damage. ne who is authoriOed by the State or !ederal )overnment toadminister oaths, and to attest to the authenticity of signatureslac);s


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presentment was made, and the reason, if any has been assigned, for nonAacceptance or nonApayment, together with his 1!r%elac);s @thedition

$inutes.&ractice # memorandum of what takes place in court, made by authority of the courtlac);s @thedition

C1!r%e. 'n %Huity practice # written statement presented to a master in chancery Dnotary publicEby a party DyouE of the items with which the opposite party should be debited or should accountfor, or of the claim of the party making it # charge may embrace the whole liabilities of theaccounting party

The phrases *in an action+ and *noting+ are referring to the (otarial process detailed incourse

M, and will be enumerated again in the instructions below The (otarial process of *noting+ iseHuivalent to a court procedure, the end product being a *certificate of dishonor+ or some othercertificate, authenticating that an action has been done between C parties and that the parties are inagreement The banks term this document a *4%#$G #(. ((A&%4!4#($%+ and isrecorded with the (T'$% ! SUST'TUT'( ! T4UST%% The *4%#$G #(. ((A

&%4!4#($%+ is the certificate the bank uses as a *certificate of dishonor+ issued by a notary2ou are going to duplicate their process back to them

So after you have finished the notarial process, the notary will issue you a *certificate+indicating transfer of title Gowever, instead of the notary issuing a land certificate, the notary willissue a *$%4T'!'$#T% ! 4%$(B%2#($%+ Since *land certificate+ would indicate C partiesand thus a direct transfer we cannot use this term 5e must follow the stipulations in the deed oftrust as there are three DIE parties concern, and therefore we must *reconvey+ the title or *convey+*back+ title to the *person+ who granted the property in the deed of trust This would be theT4UST4, ie FG( .% not Fohn .oe

'f the bank is admitting that the T4UST4 had title from the beginning then there is alreadya *right of possession+ in place 4ight of possession already eisted before even the signing of thedeed of trust This is the reason that we can simply *reconvey+ without the need to proceed with aT4UST%% S#L%

Sett#e+ent. #ct or process of ad-usting or determining9 an ad-usting9 an ad-ustment between personsconcerning their dealings or difficulties9 an agreement by which parties having disputed mattersbetween them reach or ascertain what is coming from one to the other9 and #i7ui&!tion

Li7ui&!tion.The act of process ofsettlingor making clear, fied, and determinate that which beforewas uncertain or unascertained9 0in&in% u(and distribution of assets among creditors andstockholders

/in& u(. Tosettlethe accounts and liHuidate the assets of a corporation, for the purpose of makingdistribution and dissolving the concern

Sett#e u(. # term, colloHuial rather than legal, which is applied to the final collection, ad-ustment,and distribution of the estate of a decedent, a bankrupt, or an insolvent corporation 't includes theprocesses of collecting the property, paying debts and charges, and turning over the balance to thoseentitled to receive it

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Dee& of sett#e+ent. The party who settles property is called the *settlor+

Sett#or. ne who furnishes the consideration for the creation of a trust although the in form the trustis created by another

Since the bank is already in bankruptcy Dchapter


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(ow that you have completed your *non-udicial process,+ you can collect the collateraland take possession of it Since you already live there, you *may proceed without -udicial process,if it proceeds without breach of peace+



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INSTRUCTIONS FOR RECONVEANCE

PURPOSE: #s a $reditor of U('T%. ST#T%S and all other subAcorporations private and public,you are owed interest for the gold and all property that you *loaned+ them starting arch J,


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as they would deposit a check %ither way they losed #ttach the Pro+issor" Noteto the NOTICE OF RECONVEANCE and get

both notariOede 4ecord the (otice with the $ounty recorder The original will go to the bank, so

pay for a copy of the (otice to be sent to you The reasons why you arerecording this notice with the 4ecorder is that they are the &UL'$!'.U$'#42 for you as a S%TTL4 and they must !e(t your instrument,re%ister your instrument and &e#i'erthe instrument to your .%T4 (ow thebank has received a *registered security+

f 5hen you get the copy back from the 4ecorder, wait ten D


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SECRETARY OF STATE.+n merican la'. Title o* the chie* o* the executi$e bureau o*the =nited -tates called the Department o* -tate. 0e is a member o* the cabinet, andis charged 'ith the general administration o* the international and diplomatic a**airs o*the go$ernment. +n many o* the state go$ernments there is an executi$e o**icer bearingthe same title and exercising important *unctions. +n English la'. The secretaries o* stateare cabinet ministers attending the so$ereign *or the receipt and dispatch o* letters,grants, petitions, and many o* the most important a**airs o* the )ingdom, both *oreignand domestic. lack7s 8thedition

#s you should now know, each of us are a separate *foreign sovereign nation+ TheSecretary of the State7s main function is to attend the to the sovereign 1 you

Coi!!io": n authority or 'rit issuing *rom a court, in relation to a cause be*ore it,directing and authoriing a person or persons named to do some act or exercise somespecial *unctionA usually to ta)e the depositions o* 'itnesses

Coi!!io"er: person to 'hom a commission is directed by the go$ernment or acourt. person 'ith a commission. n o**icer 'ho is charged 'ith the administration o*

the la's relating to some particular subBect matter, or the management o* some bureau oragency o* the go$ernment. 6ember o* a commission or board. -pecially appointedo**icer o* the Court.

#ll notary publics are assigned a *commission+ by the secretary of the state and deputiOedby the notary public of the Superior $ourt

TABELLIO. +n #oman la'. n o**icer corresponding in some respects to a notary. 0isbusiness 'as to dra' legal instruments, !contracts, 'ills, etc.,& and 'itness their execution.Tabelliones di**ered *rom notaries in many respectsA they had Budicial Burisdiction in somecases, and *rom their Budgments there 'ere no appeals. %otaries 'ere then the cler)s or

aiders o* the tabellionesA they recei$ed the agreements o* the parties, 'hich they reduced toshort "ote!A and these co"tract! 'ere not binding until they 'ere 'ritten in extenso, 'hich'as done by the tabelliones. lack7s 8thedition

'n summary of the above definitions, a (otary &ublic is a commissioner designated by thesecretary of the state and deputiOed to be a deputy superior court clerk to hear certain issuespresented to them by foreign agents by taking depositions of the parties termed *notes+ 'norder for the *notes+ DcontractsE to be binding they are registered with the secretary of state

BILL OF E#C$AN%E.n unconditional order in 'riting, addressed by one person !thedra'erFdebtor& to another !the dra'eeFyour stra'man& and signed by the person gi$ing it,requiring the dra'ee to pay on demand or at a *ixed or determinable *uture time aspeci*ied sum o* money to or to the order o* a speci*ied person !the payeeF5aul/;%eillFtrustee o* =.-. an)ruptcy& or to the bearer. +* the bill is payable at a *uture timethe dra'ee !your stra'man& signi*ies his acce&ta"ce!by you as the creditor o* both thedra'er and dra'ee %D the payee&, 'hich ma)es him the party primarily liable upon thebillA the dra'er and endorsers may also be liable upon a bill. The use o* bills o* exchangeenables one person to trans*er to another an en*orceable right to a sum o* money. bill o*exchange is not only trans*erable but also negotiable, since i* a person 'ithout anen*orceable right to the money trans*ers a bill to a 'older i" due cour!e, the latter obtains



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a good title to it. 6uch o* the la' on bills o* exchange is codi*ied by the ills o* Exchangect 1:: and the Cheques ct 199..ictionary of Law, ford University &ress R arket Gouse ooks Ltd


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TIC-ET.+n contracts. slip o* paper containing a certi*icatethat the person to 'hom itis issued, or the holder, is entitled to some right or pri$ilege therein mentioned ordescribedAlack7s 8thedition

U(%,ENT NOTE. promissory note !contract&, embodying an authoriationtoa cler) o* the court !or a notary public&, to enter an appearance *or the ma)er o* thenote and con*ess a Budgment against him *or a sum therein named, upon de*ault o*payment o* the note. lack7s 8thedition

PROTEST. notarial act, being a *ormal statement in 'riting made by a notary underhis seal o* o**ice, at the request o* the holder o* a bill or note, in 'hich it is declared thatthe bill or note described 'as on a certain day presented *or payment or acceptance andthat such payment or acceptance 'as re*used, and stating the reasons, i* any, gi$en *orsuch re*usal, 'hereupon the notary protests against all parties to such instrument, anddeclares that they 'ill be held responsible *or all loss or damage arising *rom itsdishonor. +t denotes also all the steps or acts accompanying dishonor necessary toc'ar)e an indorser. lack7s 8thedition

PROTEST. . procedure by 'hich a notary pro$ides *ormal e$idence o* the dishonouro* a bill o* exchange. When a *oreign bill has been dishonoured by nonacceptance ornonpayment it is handed to the notary, 'ho usually presents it again. +* it is stilldishonoured, the notary attaches a slip sho'ing the ans'er recei$ed and otherparticulars G a process called noting. The protest, in the *orm o* a *ormal document, maythen be dra'n up at a later time..ictionary of usiness, ford University &ress, R arket Gouse ooks Ltd


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5ord process the FULL RECONVEANCE. )ather the following documents into apackage starting with the bottom of the package as follows:


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5hen 4ecorded ail to: .aniel egley, dba Loan 4esolution SpecialistSG2ST%4 #(K


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Fohn Genry .oeco 6;;0 S roadwayTucson, # ;M=86

#ffiant

.aniel egley dbaLoan 4esolution SpecialistSG2ST%4 #(K


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; n September CC, C00


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NOTICE OF BREAC3


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CERTIFICATE OF RECONVEANCE

', 5illiam Smith, am the notary to whom all communications are to be mailed regarding thecontract entitled (T'$% ! 4%$(B%2#($% in response to &ublic #ccount Q


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5hen 4ecorded ail to: Fohn Genry .oe 6;;0 S roadway Tucson, #riOona ;M=86

SUBSTITUTION OF TRUSTEEFULL RECONVEANCE

*o1n 3enr" Doe6 acting in the capacity of settlor for S3STER BANK, as beneficiary under that certain.eed of Trust duly substitutes and appoints #age (ost as Trustee under said .eed of Trust, and having received fromfurnisher of the consideration there under a written reHuest to reconvey, reciting that all sums secured by said .eed ofTrust have been fully paid by recording the &romissory (ote as a registered security, and said .eed of Trust and the noteor notes secured thereby having been surrendered to said Trustee for cancellation, does hereby 4%$(B%2, withoutwarranty, to the person or persons legally entitled thereto, the property now held by it there under Said .eed of Trustwas eecuted by *O3N 3. DOE D*Trustor+E to SG2ST%4 #(K D*riginal eneficiary+E, and recorded in the officialrecords of &'# $ounty, #4'(#, as follows:

.ate .eed of Trust 4ecorded: S%&T%%4 C;,


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INSTRUCTIONS FOR

DISC3ARGING PUBLIC DEBT /IT3 PRIVATE C3ECKS

PURPOSE: #s a $reditor of U('T%. ST#T%S and all other subAcorporations private and public,you are owed eHuity and interest for the gold and all property that you *loaned+ them starting

arch J,


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The following is the procedure for setting up a *closed account+ and preparing the private check9

a pen a checking account at a local bank 'f you already have one that you don7t useanymore, you can use this account

b rder a bo of checks from the one you opened r order more checks from the one you already havec 5hen you get the checks, close the accountd 'f you have already filed a U$$A< then file a U$$AI addendum to include the routing and account

numbers of the closed account #lso include the check numbers


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c $opy of &rivate $heck and So# c $opy of letter to r 7(eilld $opy of ill from .ebtor d $opy of U$$AI

The reason why you are sending &aul 7(eill a package by registered mail is to *register+ thetransaction or your eemption This 4egistered number is issued by the Treasury as this is consideredpart of the postage system which is *currency+ such as stamps which is also issued by the TreasuryThis same registered number will be put on your check and your U$$AI and is now registered in the

(ational 4egistry Send the package by certified mail to the .ebtor as your check will now beconsidered *certified funds+

> FINAL STATE$ENT

#fter


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NOTICE OF DIS3ONOR Not!r" Pu-#i

(ow we will go through the process called a (otarial &rotest, a very powerful process thatwill create a witness against the debtor through a &ublic fficial !ollowing is thedefinition of a (otary &ublic according to lack7s Law .ictionary, 6thedition 't isimportant to know why you need to use a (otary &ublic

Notary Public: public o**icer 'hose *unction it is to administer oathsA to attest andcerti*y, by her or his hand and o**icial seal, certain classes o* documents, in order to gi$ethem credit and authenticity in *oreign BurisdictionsA to ta)e ac)no'ledgements o* deedsand other con$eyances, and certi*y the sameA and to per*orm certain o**icial acts, chie*lyin commercial matters such as the protesting o* notes and bills, the noting o* *oreigndra*ts, and marine protests in cases o* loss or damage. /ne 'ho is authoried by the-tate or "ederal o$ernment to administer oaths, and to attest to the authenticity o*signatures lack7s 6theditionNOTARY PUBLIC. legal practitioner, usually a solicitor, 'ho attests or certi*ies deedsand other documents and notes or protests dishonoured bills o* exchange..ictionary of usiness, ford University &ress, R arket Gouse ooks Ltd


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*notes+ 'n order for the *notes+ DcontractsE to be binding they are registered with thesecretary of state

BILL OF E#C$AN%E.n unconditional order in 'riting, addressed by one person !thedra'erFdebtor& to another !the dra'eeFyour stra'man& and signed by the person gi$ing it,requiring the dra'ee to pay on demand or at a *ixed or determinable *uture time aspeci*ied sum o* money to or to the order o* a speci*ied person !the payeeF5aul

/;%eillFtrustee o* =.-. an)ruptcy& or to the bearer. +* the bill is payable at a *uture timethe dra'ee !your stra'man& signi*ies his acce&ta"ce!by you as the creditor o* both thedra'er and dra'ee %D the payee&, 'hich ma)es him the party primarily liable upon thebillA the dra'er and endorsers may also be liable upon a bill. The use o* bills o* exchangeenables one person to trans*er to another an en*orceable right to a sum o* money. bill o*exchange is not only trans*erable but also negotiable, since i* a person 'ithout anen*orceable right to the money trans*ers a bill to a 'older i" due cour!e, the latterobtains a good title to it. 6uch o* the la' on bills o* exchange is codi*ied by the ills o*Exchange ct 1:: and the Cheques ct 199..ictionary of Law, ford University &ress R arket Gouse ooks Ltd


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NOTIN%. The act o* a notary in i"uti")on a bill o* exchange, a*ter it has beenpresented *or acceptance or payment, the initials o* his name, the date o* the day, month,and year 'hen such presentment 'as made, and the reason, i* any has been assigned, *ornonGacceptance or nonGpayment, together 'ith his c'ar)e. lack7s 8th

,INUTES.5ractice. memorandum o* 'hat ta)es place in court, made by authority o*the court. lack7s 8thedition

C$AR%E.+n Equity practice. 'ritten statement presented to a master in chancery!notary public& by a party !you& o* the items 'ith 'hich the opposite party should bedebited or should account *or, or o* the claim o* the party ma)ing it. charge mayembrace the 'hole liabilities o* the accounting party.

TIC-ET.+n contracts. slip o* paper containing a certi*icatethat the person to 'hom itis issued, or the holder, is entitled to some right or pri$ilege therein mentioned ordescribedAlack7s 8thedition

U(%,ENT NOTE. promissory note !contract&, embodying an authoriationtoa cler) o* the court !or a notary public&, to enter an appearance *or the ma)er o* thenote and con*ess a Budgment against him *or a sum therein named, upon de*ault o*payment o* the note. lack7s 8thedition

PROTEST. notarial act, being a *ormal statement in 'riting made by a notary underhis seal o* o**ice, at the request o* the holder o* a bill or note, in 'hich it is declared thatthe bill or note described 'as on a certain day presented *or payment or acceptance andthat such payment or acceptance 'as re*used, and stating the reasons, i* any, gi$en *orsuch re*usal, 'hereupon the notary protests against all parties to such instrument, anddeclares that they 'ill be held responsible *or all loss or damage arising *rom itsdishonor. +t denotes also all the steps or acts accompanying dishonor necessary to c'ar)ean indorser. lack7s 8thedition

PROTEST. . procedure by 'hich a notary pro$ides *ormal e$idence o* the dishonouro* a bill o* exchange. When a *oreign bill has been dishonoured by nonacceptance ornonpayment it is handed to the notary, 'ho usually presents it again. +* it is stilldishonoured, the notary attaches a slip sho'ing the ans'er recei$ed and other particularsG a process called noting. The protest, in the *orm o* a *ormal document, may then bedra'n up at a later time..ictionary of usiness, ford University &ress, R arket Gouse ooks Ltd NOTICE OF PROTEST AND OPPORTUNIT TO CURE Not!r" Pu-#i


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This notice will allow an additional CERTIFICATE OF DIS3ONOR Not!r" Pu-#i

'f in NOTICE OF SUBSTITUTION OF TRUSTEE

2ou will then attach the $ertificate of .ishonor and the other notices that you have sent,includingthe letter the .ebtor sent you evidencing dishonor, to a (T'$% !SUST'TUT'( ! T4UST%% This notice is to be sent to the Trustee of the U('T%.ST#T%S ankruptcy so they can investigate why the debtor is unlawfully using youreemption and stepping outside the US ankruptcy 'f this third party Dwho represents you, the$reditorE does not wish to save the honor of the debtor Da subAcorporation or the USE, youwill then put them into 'nvoluntary ankruptcy

I"*oratio".n accusation in the nature o* an indictment, *rom 'hich it di**ers only in beingpresented by a competent public o**icer on his oath o* o**ice, instead o* a grand Bury on theiroath.lack7s 8thedition

ACCEPTANCE SUPRA PROTEST /Acce&ta"ce *or $o"or0. The acceptance or payment o*a bill o* exchange, a*ter it has been dishonoured, by a person 'ishing to sa$e the honour o*the dra'er or an endorser o* the bill. .ictionary of usiness, ford University &ress, Rarket Gouse ooks Ltd


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This completes the .ishonor process for a private check The net process will be coveredin a separate set of instructions The net process is '(BLU(T#42 #(K4U&T$2&4$%.U4% which was detailed in course M 1 &5%4 ! #$$%&T#($%


33/47


34/47

#2


35/47


Secured &arty

.aniel egley dbaLoan 4esolution Specialist

SG2ST%4 #(K


36/47


Secured &arty

.aniel egley dbaLoan 4esolution Specialist

SG2ST%4 #(K


37/47

#t this time, 4espondent is in violation of a number of their own accounting and bankingprocedures which include9 reach of !iduciary .uty DU$$AIAI0=E, bligation of .rawer DU$$AIA8


38/47

U.S. Postal Service CERTIFICATE OF MAILING

MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT

PROVIDE FOR INSURANCE POSTMASTER

Error! Re"ere#ce so$rce #ot "o$#%Co#"or&s to PS For& '()*, Marc+, )(

Receive% Fro&!

-o+# e#r/ Doe*0)( 1est ()st StreetPla/a %el Re/, Cali"or#ia23'

A""i4 "ee +ere i# sta&5s or&eter 5osta6e a#% 5ost&ar7. I#8$ire o" Post&aster"or c$rre#t "ee.

O#e 5iece o" or%i#ar/ &ail a%%resse% to!

Test Co&5a#/

TestA%%ress)TestA%%ress3TestA%%ress'


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Fuly


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Secured &arty



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4espondent, the United States, or any subdivision thereof9

= #ffiant is not a party to a valid contract with 4espondent that reHuires #ffiant to performin any manner, including but not limited to the payment of money to 4espondent9

; n September CC, C00


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Notie of Dis1onor


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Notie of Protest !n&O((ortunit" to Cure


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CERTIFICATE OF DIS3ONOR

', 5illiam Smith, am the notary to whom all communications are to be mailed regardingthe contract entitled $(.'T'(#L #$$%&T#($% and $ontract Q


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Cre&itor2 Fohn Genry .oe co 6;;0 S roadway Tucson, # ;M=86

De-tor2



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= .ebtor has ten D


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$opies forwarded to the following:

Fohn #shcroft &aul 7(eillUS #ttorney )eneral US Secretary of TreasuryJM0 &ennsylvania #venue (5 .%T%(T ! T4%#SU425ashington, .$ C0MI0A000<

course8 private banking 14oct02 (1)

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