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MICRO ENERGY

international

MicroEnergy International

Linking Microfinance and Energy -

Development of a business case in Peru


MICRO ENERGY

international

Daniel Philipp

Energy Engineering & Economics

15 years experience in microfinancing

Managing Director

M I C R O E N E R G Y

I N T E R N A T I O N A L

M I C R O E N E R G Y

I N T E R N A T I O N A L


MICRO ENERGY

international

„Support microfinance institutions in developing energy specific programs in order to expand access to energy services for the poor“

Furthermore...

we support local and global policy makers in developing a favorable

framework for linking energy & microfinance

we support manufactures and energy companies in adapting their

products to the quality requirements of microfinance institutions

we support investors to link social and ecological investments.

Mission


MICRO ENERGY

international

Senegal & Mali

South Africa

Tanzania & Uganda

Ethiopia

Yemen

JordanAfghanistan

India Bangladesh

Sri Lanka

Indonesia

Germany

USA

Canada

Kenya

Argentina

NicaraguaSenegal & Mali

South Africa

Tanzania & Uganda

Ethiopia

Yemen

JordanAfghanistan

India Bangladesh

Sri LankaIndonesia

Germany

USA

Canada

Kenya

Argentina

Nicaragua

El Salvador

Peru

Activities since 2002


MICRO ENERGY

international

International Experience on MicroenergyCombining Microfinance and Energy

ADA and MicroEnergy International Development of a business case in Peru

Key Benefits for InvestorsInvesting Opportunities

Agenda


MICRO ENERGY

international

International Experience on Microenergy

Combining Microfinance and Energy


MICRO ENERGY

international

Currently

About 10,000 MFIs world wide serving more than 155 Mio. clients

300-400 MFIs are experiencing energy loans

Status of Experience


MICRO ENERGY

international

... infrastructure to provide financial services to low-income people

… specific customer knowledge and long term business relationships with clientele

have

Microfinance Institutions

... understanding of their clients’ energy needs

…technical expertise on logistics, quality issues, service and maintenance, hardware product financing

lack

Challenges and Opportunities


MICRO ENERGY

international

* Field study results from Bangladesh

Grid (Luxembourg)0.17 € per kwh

Energy costs DC example*

1.50 € per kwh

Solar Electricity0.60 € per kwh

Energy Expenditure


MICRO ENERGY

international

Every MFI has its own strategy

Enhancing productivity – Support existing businesses with better solutions

Financing the substitution process with energy efficient solutions

Supporting other products through energy

Energy Lending


MICRO ENERGY

international

ADA and MicroEnergy International

Development of a business case in Peru


MICRO ENERGY

international

ADA and ME: joint development and implemention

of a microenergy approach

ME Atlas: Peru as the most promising country

The idea

Increase the access to sustainable energy services for vulnerable populations by supporting MFIs to integrate energy products into their portfolio.


MICRO ENERGY

international

Terminated activities:

(1) Identification of potential MFIs, Energy Providers and other stakeholders

(2) Institutional Assessment and Capacity Building

(3) Field Research and Business Plan Development

The ADA-ME Activities


MICRO ENERGY

international

Selected MFIs in Peru


MICRO ENERGY

international

The Caja Municipal de Ahorro Huancayo

80,000 clients in department of Junin

Intensive experience with hardware products

Member of FEPCMAC

Selected MFIs


MICRO ENERGY

international

CMAC Huancayo


MICRO ENERGY

international

Fondesurco

NGO with some 10,000 clients in Arequipa

very social and rural focus

one of the most innovative institutions found

Selected MFIs


MICRO ENERGY

international

Fondesurco


MICRO ENERGY

international

S/. 1000 = 263,55 €

REVENUE GENERATED IN THE ENERGY PILOT (5 months conservative projection)

Financed Product & Service

# of products Revenue Portfolio

Solar Thermal 12 S/. 8,880 S/. 30,000

Solar Dryers 16 S/. 4,800 S/. 16,000

Improved Ovens 12 S/. 7,680 S/. 24,000

Total 40 S/. 21,360 S/. 70,000

Pilot PlanningCaja Huancayo


MICRO ENERGY

international

Product Use Clientele Market Size

Target Market (3y)

Average Product Prize

Credit Amount

Solar Thermal Productive usage

Hotels (2 app.)LodgingsCheese Producers

207227531

20845516

S/. 2,050 S/. 1,320,125

Solar Dryer Productive usage

Producers of oregano and paprika

201 30 S/. 1,700 S/. 51,000

Improved Ovensand Large ICS

Productive usage

RestaurantsBakeries

48125

728

S/. 2200 S/. 175,230

Total 3220 787 S/. 1,546,355= 407,548 €

3 years demand projectionFondesurco


MICRO ENERGY

international

Key Benefits for Investors

Investment Opportunities


MICRO ENERGY

international

Financial Return

Share of Profits

Carbon Finance Revenue



MICRO ENERGY

international

Social Return

Meeting an essential need: energy inclusion

Promoting local development

Offsetting carbon emissions



MICRO ENERGY

international

Financing of operational activities


MICRO ENERGY

international

ADA - Appui au Développement Autonome2, rue Sainte Zithe, L-2763 LuxembourgLuxembourg

Phone : +352 45 68 68 1Fax : +352 45 68 68 68

[email protected]

MICRO ENERGY internationalHorstweg 16, 14059 Berlin

Germany

Phone: +49 30 20179986Fax: +49 30 484 98 70 54

www.microenergy-international.comcontact@microenergy-

international.com

Thank you for your attention!

[email protected] micro energy international microenergy international linking microfinance and...

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