calgary new home guide - march 29, 2013

INSIDE THIS ISSUE

WELCOME THE NE W YEAR WITH A NEW ATTITUDE

MAKING SENSE OF MORTGAGE TERMS

A BEGINNER’S GUIDE TO ARRANGING A MORTGAGE

Jan 6 - Feb 2, 2012 Volume 15 Issue 01Calgary Edition

Your Best Source for New Homes

inside this issue

FACTORS TO CONSIDERWHEN BUYING A NEW HOME

CALGARY BUILDERS SHINEAT NATIONAL CHBA AWARDS

ALBERTA SCHOOLS RISE INIMPROVEMENT RANKINGS

Mar 29 - Apr 26, 2013 Volume 16 Issue 04

Visit Prominent Homes in Hawk’s Landing at Priddis greens(You have to see it to believe it!)

001-NHCAL CVR_03-29-2013.indd 1 3/21/13 4:08:11 PM

002-Tamani-Riversong 03-29-13.indd 2 3/20/13 2:22:19 PM

Showhome Location: 1187 King’s Heights Rd SE, AirdrieDirections from Calgary:Deerfoot Trail North (QE2) to Airdrie. Go east on Yankee Valley Road,turn right on Kingsview Blvd, turn left on King’s Heights Blvd, turn right on King’s Heights Dr.,and follow the signs to King’s Heights Showhomes

Call Cindy for more info 403-536-2303

*Pricing as of March 15, 2013. Subject to change without notice. Special offer for a limited time only, must be accepted as awarded, cannot be combined with any other offer. The offer is not valid towards appliances, electronics or lighting. The special advertised offer applies to purchasers of a Shane Home in the community of King’s Heights in Airdrie only. See area manager for complete details. Conditions apply.

shanehomes.com

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TO CALGARY Showhomes

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03

In communities all across Calgary

Midtown model home

in Walden

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Stylish urban architecture lives

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And so can you.Modern architecture and visionary planning

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parks and pathways link master-planned

collections of urban-fusion homes for

move-up and semi-estate buyers. ArrIvA 2 Model hoMe coMIng Apr 2013

• Larger semi-estate lots

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SEMI-EStAtE hoMES StArtING FroM thE Low

Visit us online for interactive floorplans or stop by a model home.

LimitEd opportUnitySales Centre: 56 Walden terrace SE 403.984.9107hours: mon-thur: 2 pm-8 pm Sat, Sun & Holidays: noon-5 pm

Built for real life.CArdELhoMES.CoM

04

SINGLE FAMILY

Stylish urban architecture lives

at Walden.

And so can you.Modern architecture and visionary planning

have created an environmentally sustainable

community, with stylish results. In Walden,

parks and pathways link master-planned

collections of urban-fusion homes for

move-up and semi-estate buyers. ArrIvA 2 Model hoMe coMIng Apr 2013

• Larger semi-estate lots

• Great selection of homesites

• Eclectic architectural styles

• Unique urban-modern elevations

• Front landscaping included

$500s

SEMI-EStAtE hoMES StArtING FroM thE Low

Visit us online for interactive floorplans or stop by a model home.

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arral

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E

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lvd

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WaldenGate

WaldenTerraceTerraceT

2

2

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Built for real life.CArdELhoMES.CoM

05

The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes and properties. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.

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TO BOOK YOUR ADVERTISING SPACE CONTACT:

Melanie Gowans 403.200.8462 [email protected]

IN EVERY ISSUE

10 EDITOR’S NOTE

COLUMNISTS18 THE HOMEBUYING PROCESS

Aspects to consider before buying a new home by Donna Moore

60 INSIGHTSpring is here – time to book your landscape consultationby Brad Jackman

66 MORTGAGE MOGULHomebuyers still have options with minimal down paymentby Jason Eldridge

IN THE NEWS

14 ECONOMYCanadian economy would gain by becoming energy ‘superproducer’

24 MACDONALD DEVELOPMENTWatermark at Bearspaw wins 2012 National SAM Award

28 CHBAFurther intervention in housing markets not warranted: CHBA

32 APEX DEVELOPMENTSBuyers enjoying life on the hill at Hillcrest in Airdrieby Heather Ryan

40 CHBAHousing industry celebrates achievements at SAM Awards

42 CHBACanadian Home Builders’ Association honours leadership

44 HOMES BY AVIwins Consumer Choice Award for fourth year in a row

46 BROOKFIELD HOMESunveils Leighton model at Auburn Bay community

50 EDUCATIONAlberta elementary schools score improvement in rankings

54 APEX DEVELOPMENTSMountainView offers picturesque natural setting

56 CIBCCanadians think it’s time to lock into a fixed mortgage: Poll

HOMEBUYERS’ HELP12 COVER STORY

Prominent Homes’ latest estate offering in idyllic Hawk’s Landing by Heather Ryan

26 COMMUNITY PROFILEWatermark at Bearspaw chosen best community in Canadaby Heather Ryan

36 SHOWHOME REVIEWShane Homes’ Orion showhome a hit with buyers by Heather Ryan

63 HOMEBUYERS’ RESOURCE SECTIONMortgage calculator andrate table

contentsMAR 29 - APR 26, 2013 || VOLUME 16 ISSUE 04

Prominent Homes’

cover story

LATEST OFFERING IN IDYLLIC HAWK’S LANDING PAGE 12

features & editorials

PAGE 66

Homebuyers still have options with minimal down payment

VICE-PRESIDENT, WALL2WALL MEDIAJacqueline HillDIRECTOR OF SALES, WESTERN CANADAJosh Heppner EDITOR-IN-CHIEF, NATIONAL REAL ESTATESusan LeggeART DIRECTORDaiana Garay

EDITORWayne Karl CONTRIBUTING EDITORSJanine DruerySara DuckElisa KrovblitLydia McNutt (on leave)

CONSULTANTMelanie Gowans

403.200.8462Follow us on twitter atTwitter.com/NewHomeGuideMelLike us on facebook;facebook/CalgaryNHG

PRODUCTION CO-ORDINATORGreg Van SluytmanGRAPHIC DESIGNERDhaval NaikMANAGER OF PRODUCTIONBala GnanapandithanNATIONAL ACCOUNT MANAGER, MEDIATIVE Paul Slizys

FOR ADVERTISING INQUIRIES PLEASE CONTACT:403.200.8462FOR NATIONAL ADVERTISING INQUIRIES CALL: 416.263.6783

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

COPYRIGHT 2013 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

PUBLISHED BY

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

district maps11 CALGARY SOUTH

17 COCHRANE

21 NORTHWEST

31 AIRDRIE

39 SOUTHEAST

49 NORTHEAST

53 OKOTOKS

59 SOUTHWEST

62 CALGARY EAST

60

26

46 54

36

e d i t o r ’ s n o t e

The cover date of this issue is March 29 – a few weeks into Daylight Savings Time and a little more than a week after the official start of spring – and hopefully Mother Nature will soon bring warmer weather our way.

Indeed, spring is always busy season in the housing market, and despite some recent “cooling” in some areas and housing types, this year should be no different. Fair weather and still-favourable mortgage rates should point to the sales pace continuing in the coming weeks and months.

Need proof? Take advantage of the nicer weather and get out there and visit some new-home sales centres and model homes. A combination of factors – including land availability and affordability – is restricting supply of single-detached homes, in particular, at the moment. You may be surprised at just how quickly new lowrise developments are snapped up by homebuyers.

We’re also betting you’ll be impressed by how new-home builders in the Calgary area and elsewhere are responding to such challenges, by offering more variety of home options. Gone are the days when the main choices were simply lowrise and highrise. Today’s buyers want variety – townhomes, semis, singles, freehold and condominium ownership – and developers are delivering in spades.

Wayne Karl EDITORWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

Getting a jump on springBy calendar if not by temperature, this ti me of year signals change and opportunity

Buying made easyThree simple steps to success

S hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers:

First, be clear about what you want and expect in a new home and in your builder. Remember, the range of prices in the new-home market generally reflects

differences in location, features and home styles. There’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that the price you are paying will deliver the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

Susan Legge EDITOR-IN-CHIEFWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

10 NEW HOME GUIDE | MAR 29 - APR 26, 2013

HIGH RIVERHIGHWOOD LAKESHOWHOMES: 1901-1903 Riverside Dr. NWDEVELOPER: WestView BuildersBUILDER: WestView Builders

HAMPTON HILLSBUILDERS: WestView Builders

MONTROSESHOWHOMES: Montgomery Way SEDEVELOPER: Dundee DevelopmentsBUILDER: Lifestyle Homes, Red Door Homes

PRIDDISHAWKS LANDINGDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

BLACK DIAMONDRIVERWOODSHOWHOMES: 725 and 821 3rd Street SWDEVELOPER: Riverwood Estates Inc.BUILDERS: Lifestyle Homes, Sheep River Homes, Woodmaster Homes

RIVERWOOD ESTATESBUILDERS: Compass Rose Homes, Sheep River Homes

HERITAGE POINTETHE RANCH AT HERITAGE POINTEDEVELOPER: Upper Lakes Group Inc.BUILDERS: Astoria Custom Homes

CALGARY

1

22

1A

22X

2

22X

797

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543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

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OKOTOKS

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LANGDON

CHESTERMERE

COCHRANE

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MAR 29 - APR 26, 2013 | NEW HOME GUIDE 11

A gorgeous estate home nestled amongst the trees and backing onto a creek in Hawk’s Landing is a dream come true for buyers seeking luxury in a natural setting.

Prominent Homes’ newest offering, the Westley II, is located in The Timbers, an exclusive cul-de-sac comprised of just 13 lots in Hawk’s Landing in Priddis.

“It’s really a beautiful setting backing onto Hidden Creek and heavily treed behind the home,” says Ralph Smith, vice-president of sales and marketing. “Actually the whole lot is treed because we try to maintain as much of the natural landscape as we can, which creates an idyllic setting.”

This magnificent 3,259-sq.-ft. two-story home with triple-car garage impresses right from the front drive “as the lot allows for the home and garage to be side-by-side, so you’re not just seeing a garage, you see the whole width of the home, the gable roofs and double front door, so it presents an attractive streetscape,” Smith says.

Inside, you’ll be awed by the dramatic criss-cross stairs with open risers that provide a stunning view into most of the main floor. “The criss-cross stairs are our signature piece, they are very impressive and we get lots of great comments about them.”

idyllic Hawk’s Landing settingby HeatHer ryan

c o v e r s t o r y

PRomInenT HomeS’ LATeST eSTATe offeRIng In

12 New home Guide | mar 29 - apr 26, 2013

Buyers who work from home will appreciate the main-floor office to the right of the entry, a place where they can see clients without having to direct them through the main living area as it has its own separate outside en-trance.

To the left of the entry, the great room is warmed by a cantilevered fireplace, flanked by built-ins and topped by a large niche suitable for a large screen TV. Across the room and tucked by the stairs is a convenient wet bar.

“With its open concept, the home is perfect for enter-taining,” Smith says. “It’s designed so that you can enter-tain large groups and they can be spread out in the home

– sitting in the great room or dining room or gathering around the wet bar or kitchen island.”

Homeowners will savour the gourmet kitchen that has a large granite-topped island with raised table, mosaic tile backsplash and high-end stainless steel appliances, includ-ing a built-in wall oven with microwave above and gas cook top.

“The kitchen has an incredible amount of pots and pans drawers and cabinets. Plus, there is an enormous walk-through pantry, so there is plenty of space for storage,” Smith says.

The dining room has windows on three sides, ensuring plenty of natural light, and double doors which open to a good sized L-shaped patio extending your dining pleasure outdoors. The mud room off the garage has two closets,

open lockers and a bench providing substantial storage,Upstairs are a spacious bonus room along with a multi-

functional loft space around the stairs, a main full bath-room with dual sinks and a large laundry room. Two generous-sized bedrooms, each with a walk-in closet, feature a fun “Alice in Wonderland” door between the closets, allowing the kids to play back and forth.

owners will feel totally pampered in the master retreat that includes a two-sided gas fireplace shared with the luxurious ensuite, which features an eye-catching free-standing, deep soaker, air-bubble tub, large tiled walk-in shower, two long “his and hers” vanities and an enormous walk-in closet with built-ins.

The lower level of this home is undeveloped, but Smith says the open design allows plenty of room for a home theatre, family room, fourth bedroom and bathroom. The garages are also big enough to provide adequate space for

“toys” and a work bench.“The rear of the home is south-facing and it’s abso-

lutely beautiful sitting on the patio and enjoying the natural setting and mature trees,” Smith says. “It’s very peaceful and totally relaxing; it’s also an ideal home for families or people who love to entertain.”

To view this home, call Corey Cameron, 403-919-9193, or Mark Milne, 403-863-1900, to schedule an appointment. Visit Prominent Homes at prominenthomes.ca

mar 29 - apr 26, 2013 | New home Guide 13

CANADA – ESPECIALLY THE PROVINCE of Alberta – would gain signi� cant economic bene� ts including job growth and additional tax revenue by working to become an energy

“superproducer,” suggests a new study from the Fraser Institute, an independent, non-partisan Canadian public policy think-tank.

And the growth in energy production and exports would, if managed properly, not damage other facets of the economy, con-cludes the study, Canada as An Emerging Energy Superproducer.

“Further growth in energy production would be of net bene� t for Canadians as long

CANADIAN ECONOMY WOULD GAIN BY

becoming energy ‘superproducer’

– Fraser Institute

i n t h e n e w s

as the risks associated with becoming an energy superproducer and net energy exporter are managed to avoid or minimize any negative impacts that energy sector growth could have on other areas of the economy,” says Gerry Angevine, Fraser Institute senior fellow and co-author of the study.

Canada as An Emerging Energy Superproducer explores the meaning of the term “energy superpower” and whether Canada could

Making the leap to a new house is a tough decision—we get that. With the guaranteed BEST mortgage rate, you can get that new home

at a rate that will fit for many years to come.

Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy

The BEST mortgage rate guarantee.

The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential

mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household.

It’s time to make your move.

SpringCreditHorzAd-14.25x4.625-CgyNewHomeGuide.indd 1 13-03-15 10:15 AM14 NEW HOME GUIDE | MAR 29 - APR 26, 2013

become an energy superpower or a super-producer of energy. It also examines how Canada’s energy resources, production, and net exports rank from a global perspective and provides an overview of the economic bene� ts � owing from energy resource pro-duction, including the royalty payments that � ow to governments and interprovin-cial energy trade.

“Prime Minister Stephen Harper refers to Canada becoming an energy superpow-er, but for a country to become an energy superpower, it has to be able to use its energy resources to set market prices and exercise political power,” Angevine says.

“With its adherence to free trade and extensive private sector investment in the energy sector, Canada will not become an energy superpower in the traditional sense.”

The study found that Canada cur-rently ranks sixth in the world for oil pro-duction (behind Russia, Saudi Arabia, the United States, China and Iran). But with planned new investment in the oilsands

and shale formations, Canada could become the fourth or even third largest global oil producer. The story is similar for natural gas, where Canada is currently the fourth largest global producer, as well as electric-ity exports and uranium production. Overall, Canada was the � fth largest exporter of oil, natural gas, oil products and electricity combined in 2009, behind Russia, Saudi Arabia, Norway and Iran.

Kenneth P. Green, study co-author and senior director in the Fraser Institute’s Centre for Energy and Natural Resource Studies, points out that Canada’s energy sector already makes enormous contributions to the economy in addition to creating jobs and government revenues through royalty payments.

Oil and natural gas extraction contributed $94 billion to GDP in 2011; electric utilities contributed $33 billion, while the uranium mining industry purchased goods and services valued at $1.1 billion. Addition-ally, the study estimates the energy sector as a whole is responsible for at least 663,000 jobs, comparable to almost 4.5 per cent of total payroll employment in 2012.

On the revenue side, Canada’s energy resource producers annually pay at least $19 billion to provincial and territorial governments in the form of royalties, lease payments, and fees.

“These payments will only become greater as petroleum and uranium production increases and new hydroelectric facilities are built. Growth of oilsands bitumen production alone could result in royalties reaching $50 billion per year by 2033 compared to $4.5 billion in 2011,” Green says.

Making the leap to a new house is a tough decision—we get that. With the guaranteed BEST mortgage rate, you can get that new home

at a rate that will fit for many years to come.

Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy

The BEST mortgage rate guarantee.

The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential

mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household.

It’s time to make your move.

SpringCreditHorzAd-14.25x4.625-CgyNewHomeGuide.indd 1 13-03-15 10:15 AMMAR 29 - APR 26, 2013 | NEW HOME GUIDE 15

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01 HERITAGE HILLSSHOWHOMES: Heritage Green DEVELOPER: Harmony ParkBUILDERS: Stepper Custom Homes, Trico Homes,

02 JUMPING POUND RIDGESHOWHOMES: Jumping Pound Terrace www.jumpingpoundridge.comBUILDERS: WestView Builders, Baywest Homes,

Kingsmith Homes

03 SUNSET RIDGESHOWHOMES: Ridge View Green Sunset Way DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman,

Janssen, Calbridge, Landmark Homes, Excel Homes coming on, Homes by Avi coming soon

04 RIVERSONGSHOWHOMES: River Heights Blvd., River Heights Cres. DEVELOPER: Tamani

BUILDERS: Phase 3: Innovations by Jayman, Sabal HomesPhase 4: Jager Homes, Jayman MasterBUILT, NuVista Homes

05 MONTERRA ON COCHRANE LAKE SHOWHOMES: Monterra Link DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES SHOWHOMES: West Pointe Manor DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE LOCATION: Cochrane DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, Reidbuilt www.firesidecochrane.com

08 HEARTLAND SHOWHOMES: Horse Creek Road DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

1

2

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3

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›› COCHRANECOMMUNITIES

NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

8


buying a new home

LOCAL HOUSE HUNTERS LOOKING TO TAKE

advantage of low interest rates by getting into a new home this year will be pleased to discover a fabulous selection of home designs, styles, sizes and incredible features by Calgary and area builders.

However, before you get wrapped up in all the excitement of looking for a new home, take the time to consider all the aspects surrounding what will be one of most important in-vestments of your life so that you can make informed and con� dent decisions during the home-buying process.

Before you start looking at the various models available it’s a good idea to set a budget. Find out from your � nancial institution how much of a mortgage loan you qualify for and get pre-approval for a mortgage – this will save you time later on by helping to narrow down your choices. Also, by going through the pre-approval process, with today’s low interest rates, you may be surprised at how much you can borrow.

You should be realistic about how much you want to spend on your home – don’t be tempted to buy more of a home than you can afford and make sure you have funds set aside for incidentals such as lawyers’ fees, transaction costs, moving expenses and so on.

Further, make room for “extras” in your budget because chances are you will want to add some upgrades and extra features to the builder’s standard model that will cost a little more. Think hardwood � ooring, granite counters and � replaces,

if they are not already included, and don’t forget about the decorating and furnishing you’ll want to do.

Another good idea before you start visiting local showhomes is to make a list of what you absolutely need in a home and what you’d would like to have. Is a main-� oor � ex room or a walk-through pantry important? Do you need four bedrooms or a bonus room? And what about location, do you want to be close to a school, shops, work or transit?

Since searching for a home can be time consuming, there is little point in looking in areas that don’t suit your needs or at homes that won’t work for you or your family.

When you buy a new home, you also buy the builder’s expertise and reputation, so it’s best to do some research. Check out the builder, ask questions, follow up on references, and know what you are getting for your money.

Since no two home builders are alike, it’s good to know what you’re getting for your money because what is considered standard with one builder may cost extra with another. With this in mind you should check out each builder’s sales pack-ages to � nd out what the standard features are and what is included in the price, and when in doubt, ask the builder or salesperson to explain.

When going through showhomes also remember many may feature upgrades and various options to give you ideas for personalizing your home, so having a speci� cations list on the home will let you know what is standard. It’s also good to note what brand-name products the builder installs and the manu-facturers’ warranties that come with them.

Another factor to consider is that developments may have restrictions on the location of individual home models in order to ensure a varied and attractive streetscape. If you’re buying from models or plans, have a close look at the lots, and keep in mind aspects such as light and sun patterns, traf� c, noise, privacy, green space and so on.

Buyers should also � nd out about the home builder’s war-ranty and after-sales service.

When it comes to narrowing down your choice, make sure you compare value, not just price. Consider the quality of the construction, the products and the systems and be sure to check out those “intangibles” — the reputation of the builder, their service and their commitment to customers.

Once you’ve done this you’ll be able to make an informed decision and then sit back and enjoy the excitement of buying a new home that’s right for you and your family.

t h e h o m e b u y i n g p r o c e s s

Donna MooreExecuti ve Offi cer, Calgary Region Home Builders’

Associati on 403.235.1911 | crhba.com

by DONNA MOORE

ASPECTS TO CONSIDER BEFORE


certainty comes standard

does a kitchen this gorgeous come standard with every jayman masterbuilt home?

absolutely.Visit your nearest Jayman MasterBUILT Show Home to see how Built-in KitchenAid stainless steel

appliances, granite countertops with 8 colour options, maple cabinets with 6 door styles, 6 stain

colours with soft-close doors and drawers and a large selection of tile backsplash can make the

kitchen your favourite room.

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Auburn bAy | ChApArrAl VAlley | eVAnston MAhogAny | sunset ridge | riVersong

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19

OPPORTUNITY ONLY KNOCKS IF YOU HAVE A DOORYou’ve waited long enough for an estate community like Watermark at Bearspaw, recognized as

the best community in Canada at the 2012 National SAM Awards. Spacious lots from one-quarter to one acre. 5 km of trails and 46 acres of parkland at your door. Build your new luxury home

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WINNERPHASE T

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07 TUSCANY HILLSIDE ESTATES SHOWHOMES: Tuscany Estate Rise NWDEVELOPER: Brookfield ResidentialBUILDERS: Albi Homeswww.tuscany-community.com

08 KINCORA SHOWHOMES: 150 Kincora Glen Rd.DEVELOPER: MelcorBUILDER: Excel Homess

09 EVANSVIEWSHOWHOMES: 8 Evansview ManorDEVELOPER: GenstarBUILDERS: Cardel Homes, Acuri Homes

10 SAGE MEADOWS SHOWHOMES: Sage Meadows Circle NWDEVELOPER: Genesis Land Development Corp.BUILDERS: Genesis Builders Group, Passion Homes, Reid Built Homes, Today’s Homes www.genesisbuildersgroup.com

11 VALLEY POINTE ESTATESDEVELOPER: MelcorBUILDERS: Shane Homes, Reid Built Homes, Landmark Homes, Homes by Avi

12 BEARSPAW WILLOW CREEKBUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

13 WATERMARK AT BEARSPAWDEVELOPER: Macdonald Development CorporationBUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homeswww.watermarkatbearspaw.com

14 EVANSRIDGEDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Genesis Builders Group, Landmark Homes, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes coming soon

15 ROCK LAKE ESTATESDEVELOPER: Decker ManagementBUILDERS: Ashton Custom Homes, Crystal Creek Homes, Lupi Luxury Homes

16 ROCKFORD ESTATES - TRAIL’S ENDBUILDER: Jager Homes

17 SHERWOODDEVELOPER: MelcorBUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group

01 PANORAMA HILLSSHOWHOMES: Panatella Blvd. NW, Panatella Square NW,Panora Way NWDEVELOPER: GenstarBUILDERS: Homes by Avi, Cardel Homes, Landmark, Excel Homess, Arcuri Homes

02 ROYAL OAKDEVELOPER: Birchwood PropertiesBUILDERS: Birchwood Properties

03 EVANSTONSHOWHOMES: Evanspark Circle NWDEVELOPER: QualicoBUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

04 SAGE HILL SHOWHOMES: Sage Hill Point NW, Sage Valley Park NW, Sage HillGreen NWBUILDERS: Shane Homes, Excel Homess, Trico Homes, Morrison Homes, Discovery Homes, Baywest Homes, Homes by Avi

05 NOLAN HILL:Showhomes now openDEVELOPER: United CommunitiesBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Today’s Homes, Trico Homes,Creations by Shane Homes, www.nolanhillunited.com

06 BEACON HEIGHTS SHOWHOMES: Sherwood Crescent NW DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

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COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

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OLD BANFF COACH ROAD

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SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

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north

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

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Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

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Beacon Heights

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Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

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23

i n t h e n e w s

Watermark at Bearspaw Wins 2012 national saM aWard For Community Development

Macdonald developMent Corporation is pleased to announce that Watermark at Bearspaw has been awarded the Canadian Home Builders’ association’s 2012 national saM award for Community development.

the Community development award recognizes a single community in Canada that has best achieved the creation of an attractive, exciting, innovative and environmentally responsible community. Watermark at Bearspaw was announced as the winner of this prestigious award at the Canadian Home Builders’ association’s 70th national Conference on March 8, 2013 in lake louise.

“it was a tremendous honour just to be a finalist for the Community development award,” commented Matthew Jones, associate vice-president of sales and marketing for Macdonald development Corporation. “in essence, this award recognizes the best community in the nation, so it is truly a remarkable achievement to have won, especially given the calibre of communities that were nominated this year.”

adding to the excitement of the evening was the fact that albi Homes, one of Watermark’s talented showhome builders, took home the top prize of the Grand saM award, awarded to the builder which demonstrates the highest level of excellence

in both the building and marketing of new homes. “With albi Homes taking home the Grand saM, we now have the best builder in Canada building homes in the best community in Canada,” adds Jones.

Up next for the national award-winning development are the regional saM awards that will take place on april 13 in Calgary. Watermark is a finalist in three categories: new Community of the Year, Community of the Year – Calgary region and Best Moving Media.

Watermark at Bearspaw is an estate home neighbourhood offering fully serviced lots ranging in size from one-quarter acre to one acre, with frontages from 80 to 150 ft. and minimum spacing between homes of 25 ft., making it a truly distinctive offering in the Calgary marketplace. the community includes 46 acres of parkland, comprising cascading streams, large ponds and more than five kilometres of paved trails. the centrepiece of Watermark’s amenities is a pond-side plaza, complete with outdoor kitchen, pavilion, picnic tables, barbecues, fire pit with amphitheatre style seating, basketball court, sports field and playground.

Watermark has just released a second phase of lots within the community. Jones notes that the response to the new phase has been fantastic thus far and that interest will undoubtedly grow as word spreads about the national awards won by the community and albi Homes.

Featuring four of Calgary’s top home builders – albi Homes, astoria Custom Homes, trickle Creek Custom Homes and Wolf Custom Homes – Watermark at Bearspaw is located two kilometres south of Crowchild trail nW on 12 Mile Coulee road. Watermark is conveniently close to a variety of shopping and dining venues, within walking distance of the spectacular lynx ridge Golf Course and a 20 minute commute to the downtown core and the airport. the extension of the northwest lrt line will bring a new station to within minutes of the community.

The Watermark at Bearspaw Show Home Parade is open 2 to 8 p.m. Monday to Thursday, noon to 5 p.m. Saturday and Sunday and is closed on Fridays. More information is available at watermarkatbearspaw.com or by calling 403.239.9735.


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25

c o m m u n i t y p r o f i l e

by HeatHer ryan

Watermark at Bearspaw chosen best community in Canada

An incredible estate home community just west of the city that is wowing buyers

with its stunning homes and cascading ponds has been chosen the best community in Canada and is home to the best builder in Canada.

Watermark at Bearspaw, a 287-acre community being crafted by Macdonald Development Corporation, rose above the competition to be awarded the Canadian Home Builders Association’s 2012 National SAM Award for Community Development at the awards ceremony held in Lake Louise on March 8.

The Community Development Award recognizes a single community in Canada that has best achieved the

creation of an attractive, exciting, innovative and environmentally responsible community.

“It was a very exciting evening,” says Matthew Jones, associate vice-president of sales and marketing. “It was an honour to be a finalist for the award because there are so many great communities being built across this great country and we were up against two other communities in Calgary as well, so it was very stiff competition.

“We were over the moon when our name got called,” he says. “It’s truly a remarkable achievement and I think well deserved because this is a very special community with a great group of builders.”

Jones says the award recognizes the quality of the homes in the community, the impressive lots that range from one-quarter to over three-quarters of an acre with frontages from 80 to 150 ft., and the amenities that include the fabulous network of cascading ponds and streams, which will be flowing again come spring, 46-acres of parkland, five kilometres of paved trails and the central plaza featuring a large pavilion with fire pit and outdoor seating, NBA-sized sports court, grass sports field and playgrounds.

“We’re also thrilled that Albi Homes, one of four builders in Watermark, won the Grand SAM Award,” Jones says, which recognizes the new-home builder


The community’s location provides an added appeal for buyers being minutes from Glenbow Ranch Provincial Park, within walking distance to the Lynx Ridge Golf Course, and short drive from the Bearspaw Golf & Country Club.

who demonstrates the highest level of excellence in building and marketing. Albi also won two other awards.

“So we have the best builder in Canada building homes in the best community in Canada. How incredible is that?”

Along with Albi Homes, which will open a showhome in the fall and currently has a sales centre open on site, Watermark’s spectacular showhome parade includes Astoria Custom Homes, Trickle Creek Custom Homes and Wolf Custom Homes, all on the community’s Street of Distinction.

Jones notes that while showhomes are priced from $1.9 million, people can buy into Watermark starting at $1 million and can now select from quick possession homes.

“Our builders are currently crafting homes that are available for immediate occupancy and the sales to date have been quite successful,” he says, adding there are 50 homes currently under construction in the community. “So people now have the opportunity to move into Watermark right away rather than having to wait six to eight months for their home to be built.”

Watermark at Bearspaw has also recently released lots in Phase 2 offering a great selection including mountain views, walkouts and about 50 per cent are backing on Watermark’s gorgeous water features.

“We just launched Phase 2 and we’ve sold 10 lots in the past two weeks, so we’re getting a great response,” Jones says.

The community’s location provides an added appeal for buyers being minutes from Glenbow Ranch Provincial Park, within walking distance to the Lynx Ridge Golf Course, and short drive from the Bearspaw Golf & Country Club. It’s also conveniently located at 12 Mile Coulee Road, just minutes from both a wide range of shops, services, restaurants and the LRT at Crowfoot and from Crowfoot and Stoney Trails for ease of getting downtown and to the airport.

To learn more about this award-winning community, visit the showhomes, open 2 to 8 p.m. Monday to Thursday, noon to 5 p.m. weekends, visit watermarkatbearspaw.com or call 403.239.9735.

THE FEDER AL GOVERNMENTshould refrain from further intervention in the housing market by adjusting mort-gage lending rules, according to the Ca-nadian Home Builders’ Association.

In his inaugural address at the recent 70th National Annual CHBA Conference in Lake Louise, Alta., Incoming President Deep Shergill of Calgary said that such intervention represents “a hammer” that impacts all housing markets, both those that are healthy and those yet to fully recover from the recession.

Shergill, President of Prominent Homes Ltd. of Calgary, called on the gov-ernment to be prepared to take remedial action if housing activity falls below de-mographic demand or if price stability is threatened.

“It seems less than forthright to con-strain consumers’ ability to buy a new home – a real asset, while allowing usuri-ous credit card interest rates to bury many consumers in non-asset backed debt,” Shergill said.

Working to maintain a stable � nancing environment would be one of seven pri-orities in his plan of action for the coming year, he said. The others are regulation, government-imposed costs, a skilled and productive workforce, land availability, market intelligence and investment in research and development.

Canada Mortgage and Housing Corp. (CMHC) has played a central role in

maintaining stability in mortgage markets since the � nancial meltdown of 2008, Shergill said. “We are extremely pleased that the federal gov-ernment recognizes the corporation’s continued effectiveness.”

The industry’s success in improving energy ef� ciency illustrates the bene� ts of collaboration with government in research and development.

A CHBA analysis of the energy performance of an Ottawa home built in 1975 compared with one built today shows a 66 per cent improvement. Comparing similar models of family cars over the same period showed a maximum improvement in energy ef� ciency of 16 per cent.

Shergill said it’s time to roll back the chronic over-regulation of the new-home building industry.

Government-imposed costs are pushing house prices ever higher and must be rolled back and reduced, Shergill said. “So long as govern-ments persist in confusing the effect of low interest rates with real housing affordability, they will fail to recognize the steady erosion of housing affordability.”

The same pressures that add to the cost of a new home also in� ate the value of existing homes, with no value-added. As a result there is a multiplier effect through the resale housing market every time a new charge, fee or levy is applied to new development.

In some urban centres the relationship between house prices and household incomes has reached a crisis point.

The growing underground economy is also a result of the rising tax burden on housing.

In consultations on the federal government’s plan for long-term infrastructure, Shergill said the CHBA has pointed out that calls for new development to pay its own way de� ect from the failure of politi-cians to invest in basic infrastructure over many decades.

“What some call an infrastructure de� cit should more correctly be recognized as a legacy of failed leadership. Requiring new development to pay for bad decisions in the past is unacceptable.”

The CHBA hopes the next federal budget will outline a national plan for infrastructure investment that will give priority to housing affordability and choice.

i n t h e n e w s

in housing markets not warranted: CHBA

FURTHER INTERVENTION


›› AIRDRIECOMMUNITIES01 BAYSIDE ESTATES

SHOWHOMES: Bayside Circle SW, Baywater CrescentDEVELOPER: Genesis Land Development Corp.BUILDER: Genesis Builders Group, McKee Homes, Coco Homes, Sovereign Homes www.genesisland.com

02 WINDSONGSHOWHOMES: Windsong Dr.DEVELOPER: Mattamy HomesBUILDERS: Mattamy Homes

03 REUNIONSHOWHOMES: Reunion Street NW. & Reunion Grove NWDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, McKee Homes

04 KING’S HEIGHTSSHOWHOMES: Kings Height Blvd. DEVELOPER: MelcorBUILDER: Jayman MasterBUILT, Loreck Homes, McKee Homes, Reid Built, Shane Homes

05 RAVENSWOODSHOWHOMES: Ravenswood DriveDEVELOPER: QualicoBUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPERS CROSSINGSHOWHOMES: Cooper’s Drive,Cooperstown CourtDEVELOPER: Westmark HoldingsBUILDERS: McKee Homes, Trico Homes, Artigiano Developments, Canterra Custom Homes

07 WILLIAMSTOWNSHOWHOMES: Williamstown GreenDEVELOPER: VestaBUILDERS: Douglas Homes, Talisman Homes, Vesta

08 HILLCRESTDeveloper: Apex DevelopmentsBuilders: Excel Homes, Shane Homes, Trico Homeshttp://hillcrestairdrie.com

09 PRAIRIE SPRINGSBuilders: Prominent Homes, McKee Homes

VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

2

1

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4

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VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

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i n t h e n e w s

With plenty of greenspace, a great selection of home styles and a convenient location, it’s easy to see why new homebuyers are enjoying life on the hill in Airdrie.

Crafted by APEX Developments, Hillcrest is situated on 146 acres in southwest Airdrie and once complet-ed will consist of approximately 600 single-family homes, 150 duplex homes and 100 townhomes.

Hillcrest is situated on the highest point in Airdrie, and the way APEX has designed the community a number of homes will have good views of the mountains or downtown Calgary. And new homebuyers love that the com-munity offers an abundance of green-space, attractive pricing and generous sized homes.

APEX has just released a new phase in Hillcrest with a great selec-tion of lots to choose from, says Susan Henderson, senior development manager at APEX.

“The newly completed park offers a large greenspace with two play areas for families to enjoy, and there are still a few lots remaining for sale backing onto this great green space,” she says.

Excel Homes has had great success with its duplex product and is now of-fering double attached front garage duplex. Excel’s duplex product starts from the $300,000s and includes three bedrooms and 2.5 baths.

Excel also joins Shane Homes and Trico Homes in building single-fam-ily homes with front-attached double-car garages in Hillcrest priced from the $360,000s.

“Hillcrest has been very well re-

BuyErS Enjoying lifE on

the hill in APEX’s Hillcrest in Airdrie

ceived in Airdrie because of its extensive landscaping and gorgeous entry feature that give the community an estate feel,” she says.

The stunning, architecturally-styled entrance, which includes a grand 22-ft.-tall stone tower and gatehouse which makes a visual impact and com-plements the community’s natural topography and architectural styling that includes Arts and Crafts, Craftsman, Prairie and Tudor.

Along with the abundance of green space and parks, there is an extensive pathway system, a storm water pond, and plazas within the parks that will act as gathering places encouraging residents to get out and socialize with their neighbours.

located in southwest Airdrie on 8th Street, south of the future 40th Avenue, Hillcrest is just a few minutes drive from a wide range of shops, services, restaurants, coffee shops and big box retailers, and residents have easy access to nearby Crossiron Mills shopping mall.

residents will also appreciate having quick access to Hwy. 2 (QEii) and Stoney Trail for ease of getting to the airport, commuting to downtown Calgary and heading out to the mountains.

For more information on Hillcrest, visit the eight showhomes open Monday to Thursday 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., or visit hillcrestairdrie.com

by HeatHer ryan


COUNTRY HILLS BLVD. NE

YANKEE VALLEY BLVD.

8TH ST. SW

N QE2

33

Experience all the benefits of home ownership. Our Side by Side homes provide comfort, quality and generous living space both inside and out. A home to call your own with privacy and piece of mind at an affordable price - without the burden of condo fees.

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VISIT OUR BAYSIDE PHASE 9 SHOW HOMEVISIT OUR BAYSIDE PHASE 7 SHOW HOME

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2012

CHBA - Calgary Region

gb1071Bay7and9_NHG.indd 1 2013-03-15 11:23 AM

34

Experience all the benefits of home ownership. Our Side by Side homes provide comfort, quality and generous living space both inside and out. A home to call your own with privacy and piece of mind at an affordable price - without the burden of condo fees.

• NoCondoFees • Granite

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• Stainless Steel Appliances

• Sod and Fence

• 5 Models to Choose From

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You’re gonna love our maritime themed architecture

Home, Lot and GST from

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VISIT OUR BAYSIDE PHASE 9 SHOW HOMEVISIT OUR BAYSIDE PHASE 7 SHOW HOME

Bayside Show Home. The Charlesmark. Please inquire for pricing.

2433 BAYSIDE CIRCLE SW2306 BAYWATER CRESENT SW

Get Side by Side in Baysidewith Genesis Builders

2012


gb1071Bay7and9_NHG.indd 1 2013-03-15 11:23 AM

35

s h o w h o m e r e v i e w

by HeatHer ryan

With its combination of terrific features, great design and a stylish decor, Shane Homes’

Orion showhome has become a hit with buyers in Airdrie’s King’s Heights.

The Orion, a two-storey with front double attached garage, comes standard at 1,858 sq. ft., but various options boost the showhome to 1,964 sq. ft. It has become one of Shane Homes more popular plans, says area manager Cindy Klassen.

“People love the great features, the functional and comfortable design and they really love the decor in the showhome; it’s very eye-catching,” Klassen says. “We’re getting such a good response from people coming in that many want to duplicate it completely.”

Orion’s serene dark and light contemporary colours “are really appealing to people; they feel they can move in right

Shane Homes’ OrIOn SHOWHOme A HIT WITH buyerS

away and they love the spacious feel.”“We get tons of positive comments about the kitchen,

which adds that wow factor and is perfect for those who love to cook with great built-ins and the walk-through pantry, which provides lots of room for storage,” she says. “They also love the ensuite with the double sinks and large walk-in closet.”

From the entry, you’re greeted by a bright and spacious feel from the nine-ft ceilings to the grand view through to the rear of the home. The dark-toned hardwood floor presents a nice contrast to the light-toned colour scheme creating a warm welcoming feeling. The foyer also has room for a bench or hall table and there’s a nice corner niche adding a decorative touch.

At the rear of the home, the kitchen is a feast for the eyes as light-toned granite countertops are beautifully offset by dark cabinets that rise almost to the ceiling. The kitchen’s delectable granite-topped level island it highlighted by white subway tile on the front and offers ample space for food prep and breakfast bar seating. The kitchen also serves up a cool tile backsplash with a four-row inlay of


cork-look tile for a distinctive look, stainless steel appliances including a cook top range and built-in wall oven with microwave above and a built-in wine rack.

Across from the kitchen, the great room is warmed by a corner fireplace surrounded in tile and topped with a niche. Adjacent to the kitchen, the large nook ensures plenty of room for casual or formal dining.

A corner door in the kitchen opens to the walk-through pantry, which leads to the mudroom and garage entry where there is room to place a bench or add a built-in for additional storage. A convenient half-bath is located between the garage and front entries.

Upstairs to the left, the owners will love their suite that will accommodate a king-sized bed and furniture and the luxurious ensuite with granite-topped vanity with dual sinks, corner soaker tub, separate granite-topped make-up vanity, walk-in shower surrounded in tile and a large walk-in closet.

Down from the owners’ suite are two good-sized bedrooms, the main full bath with granite-topped vanity and laundry room. “People love that they have a full laundry room rather than a laundry closet,” Klassen says.

The rear bonus room also ups the wow factor with its impressive wall-to-wall built-in entertainment centre, multiple windows and exceptional space allowing you to add an IT centre, built-in bar or a foosball table against the far wall and still have room for furniture.

Klassen says King’s Heights is “also a great location with canals and greenspace and some of the largest lots in Airdrie. We’re also minutes from nearby shops, services and restaurants, Genesis Place recreation centre and CrossIron Mills mall. It’s also more affordable than Calgary yet you’re a quick commute to the city.”

The Orion, at 1187 King’s Heights Rd., is open Monday to Thursday 2 to 8 p.m., and weekends noon to 5 p.m. For more information, call 403-536-2303 or visit shanehomes.com

$300s From the$300s $300s $300s

$300s From the

$320s From the


02 COPPERFIELDSHOWHOMES: Copperpond Heath SE and Copperpond Blvd. SE www.copperfield.caDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes

03 CRANSTONSHOWHOMES: Cranarch Landing DEVELOPER: Brookfield ResidentialBUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Discovery Homes, Landmark Homes, Baywest Homes, Brookfield Homeswww.livecranston.ca

04 WALDENSHOWHOMES: Walden Terrace SE DEVELOPER: GenstarBUILDERS: Cardel Homes, Innovations by Jayman, Excel Homes, Homes by Avi, California Homes, Avi Urban

05 MAHOGANY SHOWHOMES: Mahogany Boulevard SE & Mahogany Heights SEDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by AviESTATESHOWHOMES: Mahogany Manor SEBUILDERS: Baywest Homes, Calbridge Homes, Morrison Homeswww.mahoganyliving.com

06 McKENZIE TOWNE DEVELOPER: Brookfield Residential ELGIN VILLAGESHOWHOMES: McKenzie Towne Dr. SE, Elgin Meadows Green SE., Elgin Estates View SEBUILDER: Cardel Homes, Albi Homes, Cove Properties, Cardel Lifestyles, Brookfield Homes, Avalon Master Builderwww.livemckenzietowne.ca

07 NEW BRIGHTONSHOWHOMES: New Brighton Dr. SEDEVELOPER: Brookfield ResidentialBUILDERS: Shane Homes, Cardel Homes, Trico Homes, Cedarglen Homes, Morrison Homes, Homes by Avi, Innnovations by Jayman, Brookfield Homeswww.livenewbrighton.ca

08 CHAPARRAL VALLEYSHOWHOMES: Chaparral Valley Drive SE & Chaparral Valley SQDEVELOPER: GenstarBUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK SHOWHOMES: Quarry Landing SE, Quarry Parkway SE.DEVELOPER: Remington CorporationBUILDERS: Cardel Homes

10 LEGACYDEVELOPER: Westcreek DevelopmentsBUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes (coming soon), Sterling Homes, Creations by Shane Homes

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CopperfieldDeveloper: Hopewell Residential Communities

Mahogany

Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

Auburn Bay

Developer: Carma

Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens

Showhomes: Corner of Cranston Ave.& Cranarch Rd.

Showhomes: Walden Rise SE

Showhomes: Mahogany Heath SE.

Showhomes: New Brighton Dr. SE.

Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

1

McKenzie TowneDeveloper: Carma

ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes

VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT

Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

New Brighton

Developer: Carma

7

Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

9

CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates

Developer: Carma

Builders: Albi Homes | Landmark Homes | Baywest Homes

WALDEN

Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

south

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›› SOUTHEASTCOMMUNITIES

01 AUBURN BAYSHOWHOMES: Auburn Shores Way SE & Auburn Springs Blvd SE, Auburn Bay Blvd. SE, Auburn Sound Manor SE, Auburn Bay Gardens,Auburn Shores LandingDEVELOPER: Brookfield ResidentialBUILDERS: Brookfield Homes, Cardel Homes, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Inspire by Jaymanwww.liveauburnbay.ca


i n t h e n e w s

New-home builders, renovators and developers from across Canada celebrated achievements in the housing industry at the recent Canadian Home Builders’ Association’s National SAM Awards presentation. The awards were a high-light of the CHBA National Conference with builders from Ontario and Alberta receiving many of the top honours.

Albi Homes Ltd. of Calgary won the presti-gious Grand SAM Award. The � rm also won the New Home Award for the best single-de-tached home over 2,200 sq. ft. in the production category and the best sales of� ce in the Market-ing Awards category. The Grand SAM is pre-sented annually to a CHBA builder member for combined excellence in both the building and marketing of new homes.

“Each of these National SAM Award winners has demonstrated leadership and produced leading-edge products,” says CHBA President Ron Olson. “Every award recognizes an out-standing success and I congratulate all the winners.”

The CHBA National SAM Awards present-ed by Schlage and Trane is the premier compe-tition for new homes, home renovations, com-munity development, marketing and sales. The awards recognize outstanding performance in new homes and renovation design, innovative technology and construction techniques, and outstanding marketing and sales activities. The competition is open to all new-home builders, renovator and developer members of the CHBA. An independent panel of judges selected from across the country reviews all entries.

Marketi ng Excellence AwardBrook� eld Homes (Ontario) Ltd. of Markham won the Marketing Excellence Award for its

HOUSING INDUSTRY CELEBRATES

ACHIEVEMENTS

at National SAM Awards

project, Pathways in Caledon East. Creative concept and production: BAM Builder Advertising & Marketing Inc. The award goes to the CHBA builder member whose single project combines the best overall achieve-ments in marketing. The award is based on the cumulative results attained in at least four Marketing Award categories.

Green Home AwardEffect Home Builders Ltd. of Edmonton won the Green Home Award, presented to a new home builder or developer member for outstanding environmental performance in a new single-detached home.

Community Development AwardThe Community Development Award, recognizing members’ achieve-ments in creating attractive, exciting and innovative communities, was presented to Watermark Development LP of Calgary for Watermark at Bearspaw – Phase 1.

New Home Awards – Producti onLinwood Homes Ltd of Young’s Point, Ont. won for Deerbay in the »single-detached, under 1,500 sq. ft. category.Rinaldi Homes (Niagara) Inc. of St Catharines, Ont. won for The »Riverside, Courtland Valley Estates in the single-detached between 1,500 and 2,200 sq. ft. category. Albi Homes also won for The Carrara in Artesia at Heritage Pointe in »the single-detached category for more than 2,200 sq. ft.Rinaldi Homes also won the New Home Award for single-attached »homes for Unit #2 Old Mill Lane – Old Mill Lane.

New Home Awards – CustomMaric Homes Ltd. of Winnipeg won for the best single-detached home »under 2,500 sq. ft.Northern Sky Developments Inc. of Martensville, Sask. won for the »category of 2,500 to 4,000 sq. ft.Coastal Construction of Sidney, BC won in the single-detached, over »4,000 sq. ft. category.

New Home Awards – Multi -FamilyAdera Development Corp. of Vancouver won in the multi-family project category for “seven35.”

Grand SAM Award winner, Albi Homes Ltd., Calgary


403.255.2000 cedarglenhomes.com

This is a marketing document and subject to change without notification. In case of conflict between this document and a contract, the contract will prevail. Lifestyle Solutions not available in Panorama Hills, Riverstone of Cranston, or The District in New Brighton. 03/2013. E&OE.

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Move-up homes starting in the $420's

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2

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main bath, full-height tiled shower with fibreglass base to ensuite, full-height tile to main bath tub/shower, $1000 cabinet allowance

OPEN AIR: up to 100 sq. ft. barefoot wood deck, aluminum railing with pickets, 3/4” underground sprinkler rough-in, gasline to BBQ

41

THE CANADIAN HOME BUILDERS’ ASSOCIATION (CHBA) recently honoured leadership and accomplish-ment among its membership with the presentation of awards at the 70th CHBA National Conference.

The Beaver Award, presented to the outstanding builder member of the year, went to Rick Gratton of the CHBA-Calgary Region.

Karen Kinsley, President of Canada Mortgage and Housing Corp. (CMHC) won the Maple Leaf Award as the outstanding non-builder member for 2012.

Jane Morgan of the CHBA-Newfoundland & Labra-dor won the prestigious Gordon S. Shipp Award in rec-ognition of leadership, dedication, and continuous lengthy service to the CHBA at the national level.

The Colonel Boss Trophy, presented to the home builders’ association making the greatest progress and achievement compared to the previous year, went to the Regina and Region HBA.

The Community Service Award for the betterment of the way of life of people in its community went to the CHBA of Central Nova.

The Harry J. Long Memorial Trophy for the highest increase in membership was awarded to the Building Industry and Land Development Association (BILD) of Toronto.

The Dave Bell Memorial Award for the promotion of education and training programs for members and con-sumers went to the CHBA-British Columbia.

The Canadian Renovators’ Council Award for a sig-ni� cant contribution to the renovation industry and

honours leadership, accomplishment

CANADIAN HOME BUILDERS’ ASSOCIATION

leadership within the Association went to Juanita Carhart of the CHBA-Sussex, New Brunswick.

The William M. McCance Award for outstanding contribution to the home building industry in the tech-nical area went to Thomas Cochren of the Hamilton-Halton HBA.

The R-2000 Builder of the Year Award, recognizing outstanding leadership in the construction of R-2000 homes, was presented to Steven Crowell of the Annap-olis Valley HBA.

The Riley Brethour Award, recognizing contributions at the national level in marketing and sales was pre-sented to Jack Baillie of the Waterloo Region HBA.

Executi ve Offi cers’ Council AwardsThe Dave Stupart Award of Honour for the Executive Of� cer of the Year (full-time) went to Stu Niebergall of the Regina & Region HBA. The award for the Executive Of� cer of the Year (part-time) went to Jan Field of the CHBA-Fraser Valley.

The Ken McKinlay Award for excellence in com-munication for associations of more than 100 members went to Victoria Belbin of the CHBA-Newfoundland & Labrador. The award for associations with fewer than 100 members went to Stacy Cooper of the Guelph & District HBA.

The Susan Chambers Award of Recognition for the initiation and development of non-dues sources of revenue was presented to Donna Moore of the CHBA-Calgary Region.

i n t h e n e w s

Karen Kinsley, right, President of Canada Mortgage and Housing Corp., accepts the Maple Leaf Award as the out-standing non-builder member for 2012, from CHBA President Ron Olson.


i n t h e n e w s

Homes by Avi wins Consumer

ChoiCe AwArd for fourth year in a row

Homes by Avi HAs been nAmed tHe 2013 Consumer Choice Award winner in the category of home builder for the fourth year in a row.

“i am so proud to be part of such an exceptional team,” says Alice mateyko, president of homes by Avi, Alberta’s single-family division. “The loyalty of our customers is a testament to the dedication of our staff and the quality of our products.”

each year, Consumer Choice Award conducts independent market research to determine the best service providers in a range of categories. The purpose is to recognize excellence among small to medium businesses in specific market areas.

homes by Avi was presented with the 2013 Consumer Choice Award last night during a celebration at Calgary’s Bmo Centre stampede Park.

Left to right: Victor Mutambo, General Manager – Avi Urban; Monte Kendall, CEO Homes by Avi; Doug Beach, General Manager


SAY HELLO TO

LEIGHTON

mar 29 - apr 26, 2013 | New home Guide 45

i n t h e n e w s

AWARD-WINNING BUILDER BROOK-� eld Homes is showcasing its model in the coveted community of Auburn Bay

Brook� eld’s single-family division re-cently held the grand opening of a new showhome, the Leighton model, in its Auburn Bay community.

What makes this 1,523-sq.-ft. model one of Brook� eld’s most popular sellers is its functionality. In fact, despite not having a showhome previously for customers to experience, the Leighton model has a proven sales record and is one of Brook� eld Home’s most popular new � oor plans.

“The Leighton model is by no means an off-the-shelf concept, but rather a well thought out, functional design project that maximizes space, while maintaining af-fordability,” says Ryan Moon, sales and marketing manager with Brookfield Homes.

BROOKFIELD HOMES

unveils the Leighton model

HOUSING INDUSTRY CELEBRATES

ACHIEVEMENTS

at National SAM Awards

The Leighton also offers homebuyers an upper � oor option where the standard bonus room can be converted to a larger master ensuite and upper � oor laundry area.

“The overall design concept was to build a home that would grow with the family and that’s what’s so exciting about this model. It offers all of the functionality you need, with three bedrooms, two and a half bathrooms and two entertainment spaces – a � ex room and bonus room,” Moon adds.

In addition to a clean, modern layout, the Leighton is nestled inside one of Calgary’s most sought after lake communities, Auburn Bay, which offers cottage country lifestyle with all the conveniences of city living. It even features a 43-acre freshwater lake with a private beach and park.

“As soon as you enter Auburn Bay, you feel at home,” says Mary Merhi, area sales manager for Brook� eld Homes, Auburn Bay Single Family. “It offers community residents a sense of place and is the perfect setting for a family to create new, lasting memories.”

The Leighton model is part of an existing showhome for Brook� eld Homes parade, featuring the Belvedere II, Grandin and Richmond models, which opened in March 2012. Pricing for the Leighton model starts at $320,000.


HMGY_866_NewHomeGuide_FullPageAd,March15_Final.indd 2 13-03-13 3:29 PM

2011 25 Years


Celebrating

CALGARY

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01 SADDLESTONESHOWHOMES: Saddlelake Place NEDEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Groupwww.genesisbuildersgroup.com

02 SADDLEBROOKDEVELOPER: MLC Land CompanyBUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 SKYVIEW RANCH SHOWHOMES: Skyview ranch Way NE & Skyview Springs Gdn NE DEVELOPER: Walton Development and ManagementBUILDERS: Creations by Shane Homes, Innovations by Jayman, Beattie Homes, Morrison Homes, Excel Homes, Shane Homes, Pacesetter Homes, Lionsworthe Homes

04 REDSTONEDEVELOPER: Qualico CommunitiesBUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes

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i n t h e n e w s

ACROSS ALBERTA, 42 ELEMENTARY SCHOOLS showed signi� cant improvement in their academic per-formance over the past � ve years, according to the Fraser Institute’s annual school rankings.

Among these improving elementary schools are public, private, separate, francophone, and charter schools.

“This is why the Fraser Institute school report card is the go-to source for measuring academic improvement: it highlights school success stories from Grand Prairie in the west to Fort McMurray in the east and from La Crete in the north to Cardston in the south,” says Peter Cowley, Fraser Institute director of school performance studies.

“Our report shows that all schools are capable of im-provement, regardless of the personal or family chal-lenges their students might face. If educators want to help students learn and improve, they should be talking to these schools.”

The Report Card on Alberta’s Elementary Schools 2013 rates 659 public, private, separate, charter, and fran-cophone elementary schools based on nine academic indicators using data from the annual Provincial Achieve-ment Tests (PATs) administered by Alberta Education.

“By pinpointing the subject areas in which individual schools are improving or declining and how their aca-demic performance compares to that of other Alberta schools over the past � ve years, our report helps parents and educators prioritize learning challenges in their schools,” Cowley says.

The report card also includes important information about each school’s make-up, including parents’ average income, the percentage of ESL students and the percent-age of special needs students.

The complete results for all 659 elementary schools are available at compareschoolrankings.org, where visitors

42 ELEMENTARY SCHOOLS ACROSS

ALBERTA SCOREIMPROVEMENT IN

Fraser Institute school rankings

can compare individual schools with others based on their results over the last � ve years.

Of the 20 Alberta elementary schools showing the fastest academic improvement over the past � ve years, 13 are public schools where the parental income is below average. At seven of those schools, ESL students account for more than 40 per cent of school enrolment. The com-plete list follows.

“We all want the best possible education for our chil-dren. To achieve this, every Alberta school should make improvement Job One,” Cowley says.

Top 20 Fastest-Improving Alberta Elementary Schools» Bannerman (Public), Edmonton» Pollard Meadows (Public), Edmonton» St. Augusti ne (Separate), Ponoka» Thickwood Heights (Public), Fort McMurray» Westglen (Public), Edmonton» Annie Foote (Public), Calgary» Langevin (Public), Calgary» Virginia Park (Public), Edmonton» Grandview Heights (Public), Edmonton» Two Hills Mennonite (Public), Edmonton» Erin Woods (Public), Calgary» High Prairie (Public), High Prairie» St. Clare (Separate), Calgary» St. Lucy (Separate), Edmonton» Derek Taylor (Public), Grande Prairie» Blueberry (Public), Stony Plain» McLeod (Public), Edmonton» Meyokumin (Public), Edmonton» Hill Crest (Public), La Crete» Millwoods Christi an (Public), Edmonton


See why your family should grow up in Okotoks

Visit ranchersrise.com for directions and tour our showhomes today.

FAMILY First

• Big Lots, Big Value Wide open spaces for children to play both inside and outside.

• Triple Garage Homes Easily and affordably built here.

• Get Outside, Together Features a park, sports field and extensive nature trail perfect for family walks.

• Family + Community Minutes from local schools and convenient shopping.

• High Quality Exteriors Stucco and James Hardie® Fiber Cement Siding.

Triple Garage Homesfrom the mid $500s

SHOWHOME PARADE ON RANCHERS CRESCENTMonday – Thursday: 2-8 PM • Weekends & Holidays: 12-5 PM

2A

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›› OKOTOKSCOMMUNITIESNOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

01 OKOTOKS AIR RANCH & RANCHERS’ RISESHOWHOMES: Ranchers CrescentDEVELOPER: Bordeaux DevelopmentsBUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

02 CIMARRONDEVELOPER: Tristar CommunitiesBUILDERS: Excel Homes, Trico Homes, Cedarglen Homes, Coco Homes, Today’s Homes, California Homes, Assured Homes, Lask Homes

03 DRAKE LANDINGSHOWHOMES: Drake Landing Way, Drake Landing CrescentDEVELOPER: United CommunitiesBUILDERS: Lifestyle Homes, Morrison Homes, Shane Homes, Sterling Homes, Creations by Shane Homes, Prominent Homes

04 WESTMOUNTSHOWHOMES: Westland StreetDEVELOPER: Prominence Development Corp.BUILDERS: Jager Homes, Reid Built Homes, Sterling Homes, WestView Builders

05 EAGLE CRESTSHOWHOMES: Directly behind WestmountDEVELOPER: Prominence Development Corp.BUILDERS: Carpenter Homes

06 THE HILL IN WESTRIDGESHOWHOMES: Westridge RoadDEVELOPER: QualicoBUILDERS: Sterling Homes

07 CRYSTAL RIDGESHOWHOMES: Crystal Green Dr.DEVELOPER: United CommunitiesBUILDERS: Sterling Homes, Baywest, Crossley Homes

08 MOUNTAINVIEW (NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex DevelopmentsBUILDERS: Excel Homes,Sterling Homeswww.mountainviewokotoks.com


i n t h e n e w s

Nestled aloNg aN escarpmeNt with picturesque river aNd mountain views, MountainView in Okotoks presents a beautiful natural setting for new-home buyers to come home to.

MountainView is being developed by APEX Developments on 130 acres of land located on the west side of Okotoks within minutes of downtown. Comprised entirely of single-family homes, the community will be home to approximately 400 residences when complete.

“MountainView is quickly becoming the sought after address in Okotoks, sales have been excellent in our first phase and we are looking forward to releasing our second phase this spring,” says Susan Henderson, senior devel-opment manager at APEX.

A major attraction to MountainView is close to 50 per cent of the land is provided as greenspace – a mix of environmental reserve, active public space and passive recreational park space, pedestrian pathways and public reserve space. The community boasts more than 35 acres of environmental reserve, which includes a lively creek, a naturalized wet pond and mature trees.

“The whole community is being developed on an impressive plateau with green space that includes natural tree stands and prairie scape, and it overlooks the lower wetlands with a creek meandering through the area,” Henderson says. The escarpment also provides breathtaking views of the Sheep River and the Rockies.

Excel Homes and Sterling Homes are currently selling move-up and estate homes with front-attached garages starting in the $420,000s including lot and

APEX’s MountainView offers picturesque natural setting

GST. The builders have two showhomes each on parade located in Phase 1.

Lots in Phase 1 range from 36 ft. to more than 46 ft. wide with a great mix to choose from. “Buyers love the larger lots and the fact that they can get more for their money in Okotoks,” Henderson says.

Architectural styles in the com-munity include Mountain Alpine, Tudor, Arts and Crafts, Prairie and Craftsman, which reflects the pictur-esque natural setting, establishes a sense of identity and continuity throughout the community and ensures its lasting value.

MountainView provides a great location adjacent to the D’Arcy Golf Course, and it’s a short walk to Okotoks’ historical downtown that features a charming mix of boutiques and shops, and a short drive to a vast array of shops including big box retail-ers, services, grocery stores, restau-rants and many other amenities.

Residents are also only a 15-minute drive to south Calgary with easy access to Hwy. 2 for a quick commute, and the foothills and Rocky Mountains are close by.

“MountainView is a very attractive community and buyers love the tran-quil setting being surrounded by green space and tucked away from the busy areas, yet they have access to every-thing they need; it’s really an ideal location,” Henderson says.

For more information on MountainV iew, c hec k out mountainviewokotoks.com or visit the showhomes, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m.

by HeatHer ryan


ELIZABETH ST.

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55

A NEW CIBC POLL CONDUCTED BY Harris/Decima reveals Canadians are leaning towards fi xed-rate mortgages this Spring, marking the third con-secutive year Canadians have chosen fi xed over variable. The poll also reveals a change in Canadians’ expectations for interest rates, with more Canadians now believing today’s low rates will remain in place for at least the next 12 months.

Highlights of the poll include:46 per cent of Canadians believe today’s low rates will »remain unchanged over the next year, a notable increase from the same poll two years ago when only 24 per cent of Canadians believed interest rates would remain low45 per cent of Canadians said they would choose a fi xed »rate mortgage if they had to decide today; fi xed rate mortgages were most popular among 25 to 34 year olds, with 54 cent stating they would select a fi xed rate mort-gage, likely due to the predictability a fi xed rate offers to fi rst-time homebuyers

26 per cent of Canadians said they would »choose a variable rate mortgageAnother 25 per cent said they were un-»certain which mortgage would be right for them, an increase over the 16 per cent who were undecided in 2012

“Deciding between a fi xed or variable rate mortgage is one of the most important decisions in fi nding a mortgage that is right for you,” says Colette Delaney, executive vice-president of mortgage, lending, insur-ance and deposit products, CIBC.

Delaney notes that balancing debt, savings and other fi nancial goals is impor-tant to achieving what matters to you in the long term. A predictable mortgage payment at today’s low interest rates can help you to pay down your mortgage faster and minimize interest costs, which can keep your broader fi nancial goals on track.

i n t h e n e w s

CANADIANS THINK THe TIMe IS rIgHT TO LOCK INTO A FIXeD MOrTgAge

CibC mortgage Poll:

C O N T I N U e D O N PA g e 5 8 . . .


LIFESTYLE HOMES | PROMINENT HOMES | SHANE HOMES | STERLING HOMES

HOMES FROM THE $300s AND THE $500s

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DRAKE LANDING | FOREST CROWNE | NOLAN HILL

THE RANCH | SAGE HILL | SILVERADO

It’s time to meet your proverbial prince… At long last, you’ve found what you’ve been seeking: a quality community where it’s possible

to buy a brand new home AND enjoy the schools, parks, shops and recreational amenities of

an established neighbourhood. The final two phases are now selling, so you still have time

(if you hurry!) to build a new home and become part of Okotoks’ newest “old” community as

well known for its conservation commitments as its family-friendly amenities.

visitdrakelanding.com for directions and tour a showhome today.

STOP KISSING FROGS

57

“Your mortgage should fit your life, you shouldn’t have to re-arrange your life for your mortgage, and that’s where an advisor can help you determine the mortgage terms and payment that fit with your financial goals.”

While fixed mortgages were popular in the poll, this year’s results also saw an increase in Canadians uncertain as to whether a fixed or variable rate mortgage would be right for them, highlighting the importance of getting advice about which option is the best fit with your fi-nances.

When will rates rise? Canadians see rates remaining lowForty-six per cent of Canadians believe today’s low

rates will remain unchanged over the next 12 months. This is a change from past poll results, where Canadians were more likely to believe that these historically low mortgage rates would be increasing in the short term.

This trend suggests Canadians could face challenges in the future if they don’t consider rate changes as part of their long term mortgage strategy.

“Our poll suggests that some Canadians are growing accustomed to the low rates we are experiencing, however it’s important to take a long term view when deciding which mortgage is right for you,” says Delaney. “You need to plan ahead for your next mortgage term and consider

the impact to your budget if you renew at higher rates a few years down the road.”Low rates an opportunity to accelerate debt repayment

In a poll released by CIBC in January 2013, Canadi-ans identified paying down debt as their number one fi-nancial priority for 2013 for the third year in a row. Delaney notes that low mortgage rates can help Canadians to ac-celerate their debt repayment.

“With debt repayment a top priority for Canadians again in 2013, there is an opportunity to take advantage of today’s low mortgage rates to reduce your mortgage principal faster.”

To further accelerate debt repayment, one strategy offered by CIBC is to set your mortgage payment at the amount it would be if rates were one to two per cent higher. Not only does this help to reduce the principal amount owing, but it also prepares Canadians for future rate in-creases.

“Your mortgage is one component of your overall finan-cial plan, which means you can’t choose a mortgage purely on rate” adds Delaney. “A number of factors, including amortization, the flexibility to make extra payments, and whether or not you have other debt should all be consid-ered when choosing the mortgage that’s right for you.”

ASK AN EXPERT: by HEATHER RYAN

Q & AQ: What are people looking for when selecting a new community and choosing a lot?A: When selecting a community, what’s important to most buyers is finding an area where they can grow, says Jeff Luif, area manager with Shane Homes in Nolan Hill. “They like the idea of being able to buy their first home and three or four years later buy their next home in the same community.”

Accessibility is another key factor. “People want to have easy routes in and out of the community, whether it’s for work or pleasure, and they want easy access to shopping. People don’t necessarily want to live beside a commercial centre, but they want it within walking or biking distance or a short drive away,” Luif says.

He notes for people with young children or those planning to start a family, having close proximity to tot lots, parks and schools are a priority.

Young couples or singles, especially if they work downtown, often want to be close to transit and they are also interested in finding out where the closest shopping and coffee shops are.

Those with an active lifestyle seek out communities that have recreation centres, walking paths or club houses where they can enjoy an array of recreational activities and if they have pets,

they’re more than likely looking for green space and pathway systems.

Meanwhile, empty nesters, Luif says, are often the first to visit new communities, “because they are often looking for bungalows and larger lots that can accommodate them. If those are available in the community they’re usually scooped up pretty quickly.”

When it comes to lot selections, he says, it depends on the lifestyle of the purchaser. “Usually the lots that sell first are the larger pie-shaped lots because families want a large backyard for the kids and ideally they’d back onto green space. Lots that have south-facing and west-facing backyards are also popular with buyers.”

People who own recreational vehicles or boats want lots that have back alleys so they can park them on their property; while lots along bus routes are attractive to those taking transit.

“The first questions many people ask when they come into the showhome are not about the homes, they want to know what lots are available and what amenities we have and what’s coming within the community and area,” Luif says.

Homebuyers Like Communities tHey CAn groW in

a s k a n e x p e r t

C O N T I N U e S F r O M PA g e 5 6 . .


04 WESTPARKSHOWHOMES: 80 Westpark Court SW DEVELOPER: Dundee DevelopmentsBUILDER: Homes by Avi, Lifestyle Homes, Greenboro Homes, Prominent Homes

05 SPRING VALLEY ESTATESSHOWHOMES: 16 Spring Valley Land SWBUILDERS: Tudor, Legend Developments, Elegant

06 CRESTMONTSHOWHOMES: 53 Crestridge View SW DEVELOPER: Qualico BUILDERS: Augusta Fine Homes, Jaymack Custom Homes

07 PASKAPOO IN COUGAR RIDGE DEVELOPER: Apex DevelopmentsBUILDERS: Excel Homes and Shane Homeswww.paskapooatcougarridge.com

08 COULEE WAY ESTATESDEVELOPER: Coulee Way DevelopmentsBUILDER: Christal Homeswww.couleewayestates.com

09 CASTLE KEEPDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Calbridge Homes, Greenboro Homes

10 ELMONT BAYBUILDERS: Westview Builders, Winwood Homes Showhomes Coming Soonwww.elmontbay.com

11 SEQUOIA IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Silverado Plains CircleBUILDERS: Broadview Homes, NuVista Homes, Sterling Homes

12 DRESSAGE IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Showhomes Coming soonBUILDERS: Baywest Homes, Augusta Homes

13 WESTLAND ESTATESBUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

14 WENTWORTH ESTATESBUILDERS: Prominent Homes

15 WEST GROVE ESTATESBUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes

16 ASPENSHIREBUILDERS: Prominent Homes

01 EVERGREENSHOWHOMES: Everbrook Dr. SWDEVELOPER: GenstarBUILDERS: California Homes

02 CURRIE BARRACKSSHOWHOMES: J5 2953 Battleford Ave.BUILDERS: Birchwood Properties, Crystal Creek Homes, Home by Avi, Empire Custom Homes, Mission Homes, Greenboro Estate Homes, Greenboro Luxury Homes, Evolution by Greenboro, and Avi Urban

03 SILVERADOSHOWHOMES: Silverado Drv. SW, Silverado Skies SW, Silverado Blvd. SWDEVELOPER: United CommunitiesBUILDERS: Baywest Homes, Homes by Avi, Lifestyle Homes, Sterling Homes, Pacesetter Homes, Trico Homes, Creations by Shane Homes, Avi Concept, Shane Homes

›› SOUTHWESTCOMMUNITIES

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Landscape 360. Professional Landscape Construction.

WITH THE SUN SHINING AND TREES ANDplants blooming to life, Landscaping may be at the fore-front your mind. Landscape 360 would like to highlight a few ideas homeowners can contemplate before they begin the process. Hiring a landscape contractor should be exciting and satisfying. However, this can be a very discouraging time for some homeowners, unsure of where to begin, what you want it to look like and who to talk too.

Here are a few tips to guide you through a satisfying landscape construction experience.

Have a plan: You can never call a company too early to plan for the following season’s project. Many landscape companies are limited in the number of jobs they can do in a season. Having a plan and beginning the process

early can allow for your project to be started in your desired time frame.

Have a budget: It is important to understand that quality landscaping requires substantial investments of time and money. Thus having a budget and planning around that budget will be crucial. It is also not unusual for work to be split up over consecutive summers, easing some of the � nancial burden while creating your back-yard paradise. Depending on what is required for labour, equipment and materials, it may be more or less of an investment one season to the next. Nevertheless, it is sometimes more cost effective to do the whole project at once. Booking a consultation with a reputable land-scaper will allow you to see if your budget is in line with your vision.

by BRAD JACKMAN

BOOK YOUR LANDSCAPE CONSULTATION

Spring is here


Hire a professional: Many homeowners under-estimate the work associated with landscaping, or the knowledge required to produce a quality outdoor living space. Weekend warriors may be in for a surprise! It is important to hire someone who has extensive experience in the industry, and is a full service landscape company. Find a landscape company that will complete the task from start to � nish and handle any subcontracting required.

Know your options: When deciding which land-scape company to hire, it’s bene� cial to do your research. Ask to see their portfolio, view their website, and look into some of the products yourself. Most importantly ask lots of questions. Landscape construction can be done very different. Hire a company who use quality equipment, utilize the best products available and have it installed profes-

sionally. Ask to speak with former clients who have had similar projects to the one you’re considering. Your options include; patios, lighting, decks, walkways, garden beds, trees, plants and fences to irrigation, drainage solutions, boulders, retaining walls, water features, decorative concrete, outdoor cooking and � re pits. Clearly, there are many choices and it pays to explore all your options carefully.

A stylish functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets. Landscaping improves your quality of life, increases the value of your home and adds a little personal � are to your home’s exterior. Landscape 360 is a full-service landscape construction company. Our philosophy is based upon profes-sionalism, quality, trust and respect.

403.452.0360 | landscape360.ca | like us on facebook


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CHESTERMERECHESTERMERE SHOWHOMES: 80 Westpark Crt., Rainbow Falls Manor DEVELOPER: Truman Developments BUILDER: Shane Homes, Jager Homes, Lifestyle Homes, Beattie Homes, Lionsworthe Homes, Douglas Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Landmark Homes, Lifestyle Homes, Reid Built Homes

SHORES On WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

kInnIBURgH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Homes, Broadview Homes

04 BUffaLO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LakEPOInTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LangDOn01 BOULDER CREEk

DEVELOPER: Harmony Park BUILDERS: Shane Homes, Stepper Custom Homes, Carpenter Homes

02 HanSOn PaRk DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Stepper Custom Homes Ltd, Douglas Homes

STRaTHMORE THE RanCH In STRaTHMORE SHOWHOMES: 116-120 Ranch Gate DEVELOPER: United BUILDERS: Lifestyle Homes

WILDfLOWER RanCH In STRaTHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

LyaLTa03 THE LakES Of MUIRfIELD

SHOWHOMES: Muirfield Blvd. BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

34

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›› CaLgaRyREgIOnEaST

nOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.


HomeBuyers’ ResouRce section

you love tHe Home, see wHat you can afford! Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

h o m e b u y e r s ’ h e l p

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow. Divide by

1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

follow tHese stePs to see If you’ll QualIfyfor a mortGaGe on YouR DReAM HoMe

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MORTGAGE PAYMENT CALCULATION CHART

AMoRtiZAtion PeRioDsInterestrates

% 5 yrs 10 yrs 15 yrs 20 yrs 25 yrs

cALcuLAte YouR mortGaGe PaymentsCALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX Income

MONTHLY PRE-TAX Income

SPOUSE’S PRE-TAXIncome

amount of mortGaGe(PRICE – DOWN PAY-

MENT)dIvIde By 3

affordaBlemontHlyPayments

amortIZatIon amountcHart fIGure

amountof mortGaGe

dIvIded By 1,000

montHly Payments

amortIZatIon amount

estImatedmontHly

TAXES & HEAT

h o m e b u y e r s ’ h e l p


MoRtGAGe Interest rates

MORTGAGE TYPESALL MoRtGAGes ARe oF tWo BAsic tYPes:

conVentionALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

oPen MoRtGAGe:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

cLoseD MoRtGAGe:Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PoRtABLe MoRtGAGe:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

aGf trust - 4.650 3.040 3.200 3.240 3.340 3.490

atB financial 2.600 4.000 3.100 3.140 3.700 4.390 3.140

Bank of montreal 3.100 4.000 3.000 3.040 3.650 4.640 5.240

Bank of nova scotia 3.100 4.550 3.750 3.890 3.990 4.390 4.990

Bmo 3.100 4.000 3.000 3.040 3.650 4.640 5.240

cIBc mortgages 3.200 4.450 3.000 3.140 3.650 4.390 5.240

canadian western Bank 3.200 4.000 3.000 3.040 3.650 4.640 5.240

canadian western trust 3.200 4.000 3.000 3.040 3.650 4.640 5.240

first calgary financial - 4.000 2.390 3.140 2.990 3.290 3.290

first national financial 2.800 3.950 2.740 2.690 2.790 2.990 3.040

HsBc Bank canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240

InG direct 3.000 - 3.000 3.000 2.790 3.250 3.080

Investors Group trust 3.000 4.000 3.000 3.140 3.650 4.640 5.240

laurentian Bank canada 3.200 4.400 3.090 3.140 3.700 4.640 5.240

london life 3.000 4.000 3.000 3.140 3.700 4.640 5.240

manulife Bank 3.000 4.450 3.000 3.050 3.100 3.100 3.090

manulife trust - 4.450 3.000 3.050 3.100 3.100 3.090

national Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Peace Hills trust - 4.500 3.100 3.350 3.600 3.850 3.950

President’s choice fin’l 3.200 6.040 3.140 3.200 3.240 3.350 3.440

royal Bank of canada 3.000 4.000 3.000 3.040 3.650 4.640 5.240

servus credit union - 4.000 3.000 3.040 3.650 4.390 5.240

t-d mortgage 3.200 4.000 3.000 3.040 3.650 4.640 5.240

your neighbourhood c.u. - - 3.150 3.250 3.350 3.390 3.190

VARiABLe 6 month 1 year 2 years 3 years 4 years 5 years

PRePAReD BY cAnneX on MARcH 4, 2013. this information is current as of the date and time posted and is subject to change without notice. © copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.


m o r t g a g e m o g u l

by JASON ELDRIDGE

HOMEBUYERS STILL HAVE OPTIONS WITH

minimal down payment for

2013

JASON ELDRIDGE P.F.P, B.Admin Mortgage Specialist,Axiom Mortgage Solutions (formerly Unisource Mortgage)

CELL 403.630.1718 FAX 866.708.5807EMAIL [email protected] WEB/APPLY ONLINE jason.axiommortgage.ca

WITH THE RECENT CHANGESimposed by the federal government which have impacted many of the mortgage product offerings available to Albertans, there are still non-OFSI governed � nancial institu-tions that are giving Albertans more options and � exibility. While most � nancial institu-tions had to comply with the new regulations, we still have alternative lenders that are not governed by the Of� ce of the Superin-tendent of Financial Institutions.

At this time, we still have access to a cash-back program that allows you to form the minimum down payment requirement for your future purchase. As with all minimal down payment purchases, you are still required to con� rm that you have accu-mulated or are receiving a gift in the amount of 1.5 per cent of the purchase price for

the potential closing costs associated with purchasing a home. With the free down payment program, you are obligated to take either a � ve- or seven-year closed term at the posted (non-discounted) interest rate and the maximum amortization for a high ratio mortgage under this program is 25 years.

For those of you looking to purchase a new home, and have a minimum of $2,000 saved, but don’t have access to the full � ve per cent minimum down payment require-ment, you may want to consider the Calgary Attainable Home program. Under this program, you can purchase a home with $2,000 down, and still bene� t from the lowest, discounted mortgage rates that are available. Because this is a high-ratio mortgage program, the maximum amortiza-tion remains 25 years.

On the other hand, for those clients looking for the competitive interest rate and � exibility of a HELOC (Home Equity Line of Credit) either on a purchase or a re� nance, you can still arrange the limit of this product up to 80 per cent of the purchase price or the value of the property. This limit is available only for your principal residence. Should you wish to have a HELOC for a revenue property, the maximum limit is 65 per cent of the value of the property.

As always, I welcome any questions or comments you may have regarding the information contained in my ar-ticles.

Until next month…


TD_M3068_PEEK_1-Eng.pdf 2/15/13 2:49:02 PM

067-TD Canada Trust 03-29-13.indd 67 3/20/13 2:22:27 PM

IMMEDIATE POSSESSIONS NOW AVAILABLE!

For more infomation

CONTACT US403.919.9193

[email protected]

LOTS RANGE FROM HALF AN ACRE TO NEARLY AN ACRE AND A HALF IN SIZE

You have to see it to believe it.

068-Prominent 03-29-13.indd 68 3/20/13 2:22:29 PM

calgary new home guide - march 29, 2013

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