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Company A

Company A

Company ABoard Meeting Presentation

12th May 20XX

Company ATable of Contents

1

CEO Overview

Business Dashboard

Quarterly Financials & forecasts

Sales and Marketing

Quarter specific items

• Strategic update: D2C

• Risk and Underwriting

Additional business areas

• Recruitment

• Systems

AOB

Company ACompany A

CEO Overview

Company ACEO Overview

2

4 key targets for FYE close

1. Hit Profitability

• Text

• Text

• Text

• Text

2. Leverage and Funding

• Text

• Text

• Text

3. Operational Efficiencies

• Text

• Text

• Text

4. Scalable, robust Underwriting

• Text

• Text

Company ACEO Overview

3

Issues to raise awareness of board, important to address into Year End and resolve to position into new financial year

Performance of Book – Text

Financing of Add-ons – Text

Commercial Director – Text

KPI and employee targets, compensation – Text

Management Training and Development – Text

Company ACompany A

Business Unit Dashboard

Company ABusiness Unit Dashboard

Business

AreaStatus Business Function Status Development Plan

Origination

and Marketing

Strength

Text

Text

Text

Text

Weakness

Text

Text

Text

Text

Milestones

Text

Text

Text

Text

Upcoming Priorities

Text

Text

Text

Sales and

Support

Strength

Text

Text

Text

Text

Weakness

Text

Text

Milestones

Text

Text

Text

Text

Upcoming Priorities

Text

Text

Underwriting Strength

Text

Text

Text

Text

Weakness

Text

Text

Milestones

Text

Text

Text

Text

Upcoming Priorities

Text

Text

Text

Text

Text

6

Above

Market

Ahead of

Plan

5

At

Market

On Plan

4

At Market –

Automation

needed for scale

Minor

Delays

5

7

4

4


5

Business


Payout Strength

Text

Text

Text

Text

Weakness

Text

Text

Text

Text

Milestone Update

Text

Text

Text

Text

Development Priorities

Text

Text

Text

Text

Risk Strength

Text

Text

Text

Text

Weakness

Text

Text

Text

Milestone Update

Text

Text

Text


Text

Text

Text

Text

Collections Strength

Text

Text

Text

Text

Weakness

Text

Text

Milestone Update

Text

Text

Text

Text


Text

Text

Text

Text

At

Market

On Plan

Functional

but Below

Market

5

On Plan

Performing

Well

Delivered

Majority of

Objectives

4

5 5

6 6


6

Business


System

Development

Strength

Text

Text

Text

Text

Weakness

Text

Text

Text

Milestone Update (Numerous-highlights)

Text

Text

Text

Text

Text


Text

Text

Text

Finance Strength

Text

Text

Weakness

Text

Text

Text

Milestone Update

Text

Text

Text


Text

Text

Text

Legal &

Compliance

Strength

Text

Text

Text

Weakness

Text

Text

Text

Milestone Update

Text

Text

Text


Text

Text

Text

7

Focused,

organized and

skilled

development

team

On Plan

At market -

improvements

needed for scale

and warehouse

Behind plan

At Market Marginal Delays

4 4

5 4

5

Company ACompany A

Quarterly Financials

Company AProfit & Loss

7

BoP 1-Jul-XX 1-Oct-XX 1-Jan-XX 1-Apr-XX 30-Jun-XX 30-Jun-XX

EoP 30-Sep-XX 31-Dec-XX 31-Mar-XX 30-Jun-XX Forecasted Budget VARIANCE

Period20XX 20XX 20XX 20XX

Q1 Q2 Q3 Q4

Interest Income XX XX XX XX XX XX (XX)

Finance Income XX XX XX XX XX XX (XX)

Interest Payable XX XX XX XX XX XX XX

Warehouse Commitment XX XX XX XX XX XX XX

Warehouse Interest XX XX XX XX XX XX XX

Debt Interest XX XX XX XX XX XX XX

Debt Fees Amortisation XX XX XX XX XX XX XX

Net Interest Income XX XX XX XX XX XX (XX)

Cost of Sales XX XX XX XX XX XX XX

Commissions Payable XX XX XX XX XX XX (XX)

Bonus Commission Payable XX XX XX XX XX XX XX

Transactional Costs XX XX XX XX XX XX XX

Purchases XX XX XX XX XX XX XX

Other Income XX XX XX XX XX XX XX

Arrangement Fees XX XX XX XX XX XX (XX)

Option to Purchase Fees XX XX XX XX XX XX XX

Dealer Subsidies XX XX XX XX XX XX XX

Other Fees XX XX XX XX XX XX XX

Litigation Settlement XX XX XX XX XX XX XX

Interest Receivable XX XX XX XX XX XX XX

Loan Losses XX XX XX XX XX XX (XX )

Provisions XX XX XX XX XX XX (XX)

Debt Recovery Est XX XX XX XX XX XX (XX)

Shortfall XX XX XX XX XX XX (XX)

Write Off XX XX XX XX XX XX (XX)

Written Off XX XX XX XX XX XX XX

Written Back XX XX XX XX XX XX (XX)

Gross Profit XX XX XX XX XX XX XX

Company AProfit & Loss (Contd.)

8




Q1 Q2 Q3 Q4

Overheads - Fixed XX XX XX XX XX XX (XX)

Staff Costs XX XX XX XX XX XX (XX)

Office Costs XX XX XX XX XX XX (XX)

IT and Communication XX XX XX XX XX XX (XX)

Travel and Accommodation XX XX XX XX XX XX (XX)

Legal and Professional Fees XX XX XX XX XX XX XX

Litigation XX XX XX XX XX XX XX

Entertaining XX XX XX XX XX XX XX

Bank Charges XX XX XX XX XX XX (XX)

General Expenses XX XX XX XX XX XX (XX)

Irrecoverable VAT XX XX XX XX XX XX (XX)

Depreciation XX XX XX XX XX XX (XX)

Loan Management XX XX XX XX XX XX (XX)

Overheads - Variable XX XX XX XX XX XX (XX)


Office Costs XX XX XX XX XX XX XX



Legal and Professional Fees XX XX XX XX XX XX (XX)



Bank Charges XX XX XX XX XX XX XX



Depreciation XX XX XX XX XX XX XX



9




Q1 Q2 Q3 Q4

Overheads - Optional XX XX XX XX XX XX (XX)



IT and Communication XX XX XX XX XX XX XX



Litigation XX XX XX XX XX XX (XX)

Entertaining XX XX XX XX XX XX (XX)

Bank Charges XX XX XX XX XX XX XX



Depreciation XX XX XX XX XX XX XX


Overheads - Build XX XX XX XX XX XX (XX)




Travel and Accommodation XX XX XX XX XX XX XX




Bank Charges XX XX XX XX XX XX (XX)

General Expenses XX XX XX XX XX XX XX


Depreciation - - - - - - XX

Loan Management - - - - - - XX


10




Q1 Q2 Q3 Q4

EBITDA (XX) (XX) (XX) (XX) (XX) (XX) (XX)

EBITDA (Ex Build Costs) (XX) (XX) (XX) (XX) (XX) (XX) (XX)

EBITDA (Ex Build Costs & Optional) (XX) (XX) (XX) (XX) (XX) (XX) (XX)

- - - - - -

Corporate Financing XX XX XX XX XX XX (XX)

Preference Shares Interest - - - - - - XX

Subordinated Loan - XX XX - XX - (XX)

Loan Interest XX XX XX XX XX XX XX

-

Net Profit Before Tax (XX) (XX) (XX) (XX) (XX) (XX) (XX)

Corporate Tax - - - - - -

Deferred Tax - - - - - -

(XX) (XX) (XX) (XX) (XX) (XX) (XX)

Net Profit After Tax (XX) (XX) (XX) (XX) (XX) (XX) (XX)

Company ABalance Sheet (EoP)

BoP 1-Jul-XX 1-Aug-XX 1-Sept-XX 1-Oct-XX 1-Nov-XX 1-Dec-XX 1-Jan-XX 1-Feb-XX 1-Mar-XX 1-Apr-XX 1-May-XX 1-Jun-XX

EoP 31-Jul-XX 31-Aug-XX30-Sept-

XX31-Oct-XX 30-Nov-XX 31-Dec-XX 31-Jan-XX 29-Feb-XX 31-Mar-XX 30-Apr-XX 31-May-XX 30-Jun-XX

Tangible Fixed Assets XX XX XX XX XX XX XX XX XX XX XX XX

Fixtures and Fittings XX XX XX XX XX XX XX XX XX XX XX XX

Computer Equipment XX XX XX XX XX XX XX XX XX XX XX XX

Office Equipment XX XX XX XX XX XX XX XX XX XX XX XX

Intangible Fixed Assets XX XX XX XX XX XX XX XX XX XX XX XX

Intellectual Property Rights XX XX XX XX XX XX XX XX XX XX XX XX

Current Assets XX XX XX XX XX XX XX XX XX XX XX XX

Debtors due within one year XX XX XX XX XX XX XX XX XX XX XX XX

Prepaid finance commission XX XX XX XX XX XX XX XX XX XX XX XX

Prepaid Cost of Sales XX XX XX XX XX XX XX XX XX XX XX XX

Prepaid Debt Issuance Fees XX XX XX XX XX XX XX XX XX XX XX XX

Other Debtors and Prepayments XX XX XX XX XX XX XX XX XX XX XX XX

Loan Balances XX XX XX XX XX XX XX XX XX XX XX XX

Debtors due > 1 year: other XX XX XX XX XX XX XX XX XX XX XX XX

CarSnip XX XX XX XX XX XX XX XX XX XX XX XX

Cash at bank and in hand XX XX XX XX XX XX XX XX XX XX XX XX

11

Company ABalance Sheet (EoP) (Contd.)

12




Current Liabilities XX XX XX XX XX XX XX XX XX XX XX XX

Unearned Finance Charge XX XX XX XX XX XX XX XX XX XX XX XX

Accrued Bonus Commission XX XX XX XX XX XX XX XX XX XX XX XX

Accounts Payable XX XX XX XX XX XX XX XX XX XX XX XX

Taxation and Social Security XX XX XX XX XX XX XX XX XX XX XX XX

Other Creditors XX XX XX XX XX XX XX XX XX XX XX XX

Accruals and Deferred Income XX XX XX XX XX XX XX XX XX XX XX XX

Long Term Liabilities XX XX XX XX XX XX XX XX XX XX XX XX

Warehouse XX XX XX XX XX XX XX XX XX XX XX XX

Debt XX XX XX XX XX XX XX XX XX XX XX XX

Preference Shares XX XX XX XX XX XX XX XX XX XX XX XX

Subordinated Loans XX XX XX XX XX XX XX XX XX XX XX XX

Accrued Interest on Sub Loan XX XX XX XX XX XX XX XX XX XX XX XX

Other non-current Liabilities XX XX XX XX XX XX XX XX XX XX XX XX

Provisions for liabilities XX XX XX XX XX XX XX XX XX XX XX XX

Company ABalance Sheet (EoP) (Contd.)

13




Capital and Reserves (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX)

Share Capital XX XX XX XX XX XX XX XX XX XX XX XX

Profit and Loss account brought

forward(XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX)

Profit/(Loss) for the Year (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX) (XX)

Capital and Reserves Total XX XX XX XX XX XX XX XX XX XX XX XX

Book Equity XX XX XX XX XX XX XX XX XX XX XX XX

Company ACompany A

Sales and Marketing

Company ASales and Marketing

14

Text

Text

Text

Text

Month Monthly Volumes Cumulative Volumes

March 20XX XX XX

April 20XX XX XX

May 20XX XX XX

June 20XX XX XX

July 20XX XX XX

August 20XX XX XX

September 20XX XX XX

October 20XX XX XX

November 20XX XX XX

December 20XX XX XX

January 20XX XX XX

February 20XX XX XX

March 20XX XX XX

April 20XX XX XX

Company AVolumes

15

£0

£20

£40

£60

£80

£100

£120

01-M

ar-

20

16

15-M

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20

16

29-M

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26-A

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10-M

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01

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24-M

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01

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21-J

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05-J

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19-J

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02-A

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6

16-A

ug

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6

30-A

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13-S

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27-S

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11-O

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25-O

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22-N

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06-D

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20-D

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17-J

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31-J

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14-F

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28-F

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In

£ M

illio

n

Cumulative Funded

Cumulative Paid Out Forecast

£0

£4

£8

£12

£16

01-M

ar-

20

16

15-M

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16

29-M

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26-A

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In

£ M

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Monthly Funded

Monthly Paid Out Forecast

Company ASales and Marketing – Future Growth

16

Text

Text

Text

Text

Text

Text

Text

Text

Text

Text

Text

Text

Text

Text

Company ACompany A

Quarter Specific Items

Company ACompany A

Strategic Update: D2C

Company ACompany A

Performance Data

Company APerformance Data – Overview

* Note: This includes insurance shortfalls 18

Text

Text

Text

Text

Text

Text

• Text

• Text

Text

• Text

• Text

• Text

• Text

o Text

o Text

o Text

Company APerformance Data – Overview

* Note: This includes insurance shortfalls 19

Text

• Text on Product A

• Text on Product B

• Text on Product C

• Text on Product D

• Text

• Text

Company APerformance Data – Total Book

20

Total loan book 1-

Down performance

Forecasted using

benchmark roll rates

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

Cumulative Defaults Benchmark Annualised Default Rate NIM

0.00%

0.20%

0.40%

0.60%

0.80%

1.00%

1.20%

1.40%

1.60%

1.80%

2.00%


Total loan book 2-

Down performance

Forecasted using


Company APerformance Data – Total Book

21

Total loan book

3+Down performance

Forecasted using


Total loan book default

performance

Forecasted using


0.00%

0.10%

0.20%

0.30%

0.40%

0.50%

0.60%

0.70%


Company APerformance Data – Exc. Loans Outside Criteria

*Footnote 22

Total loan book 1-

Down performance

Excluding loans which

do not meet current

criteria*

Forecasted using


Total loan book 2-

Down performance


do not meet current

criteria*

Forecasted using

benchmark roll rates0.00%

0.20%

0.40%

0.60%

0.80%

1.00%

1.20%

1.40%

1.60%

1.80%


Company APerformance Data – Exc. Loans Outside Criteria

*Footnote 23

Total loan book

3+Down performance


do not meet current

criteria*

Forecasted using



performance


do not meet current

criteria*

Forecasted using


0.00%

0.10%

0.20%

0.30%

0.40%

0.50%

0.60%


0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%


Company APerformance Data – 20XX Vintages

24

Total loan book 1-

Down performance

20XX vintages only

Forecasted using


Total loan book 2-

Down performance

2017 vintages only

Forecasted using


0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

16.00%

18.00%


0.00%

0.10%

0.20%

0.30%

0.40%

0.50%

0.60%

0.70%


Company APerformance Data – 20XX Vintages

25

Total loan book

3+Down performance

2017 vintages only

Forecasted using



performance

2017 vintages only

Forecasted using


0.00%

0.05%

0.10%

0.15%

0.20%

0.25%


0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%


Company APerformance Data – A Products

*Footnote 26

Total loan book total

arrears


do not meet current

criteria*

Forecasted using



performance


do not meet current

criteria*

Forecasted using


0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

7.00%


0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%

3.50%


Company APerformance Data – B Products

*Footnote 27


arrears


do not meet current

criteria*

Forecasted using



performance


do not meet current

criteria*

Forecasted using


0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

16.00%

18.00%

20.00%


0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

7.00%

8.00%


Company APerformance Data – C Products

*Footnote 28


arrears


do not meet current

criteria*

Forecasted using



performance


do not meet current

criteria*

Forecasted using


0.00%

5.00%

10.00%

15.00%

20.00%

25.00%


0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

7.00%

8.00%


Company APerformance Data – D Product

*Footnote 29


arrears


do not meet current

criteria*

Forecasted using



performance


do not meet current

criteria*

Forecasted using


0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%


0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

16.00%

18.00%

20.00%


Company APerformance Data – Roll Rates

*Footnote 30

Total loan book

monthly roll rate for

up-to-date loans -> 1-

down


do not meet current

criteria*

Forecasted using


Total loan book

monthly roll rate for 1-

down loans -> 2-down


do not meet current

criteria*

Forecasted using


0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

29-Sep-16 19-Oct-16 08-Nov-16 28-Nov-16 18-Dec-16 07-Jan-17 27-Jan-17 16-Feb-17 08-Mar-17 28-Mar-17 17-Apr-17

Ro

ll R

ate

Company A

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

29-Sep-16 19-Oct-16 08-Nov-16 28-Nov-16 18-Dec-16 07-Jan-17 27-Jan-17 16-Feb-17 08-Mar-17 28-Mar-17 17-Apr-17

Ro

ll R

ate

Performance Data – Roll Rate Trends

*Footnote 31

Total loan book

monthly roll rate for

up-to-date loans -> 1-

down


do not meet current

criteria*

Forecasted using


Total loan book

monthly roll rate for 1-

down loans -> 2-down


do not meet current

criteria*

Forecasted using


Company APerformance Data

Footnote 32

A+ Monthly Roll Rates (Benchmark) A Monthly Roll Rates (Benchmark)

Status to Up-to-Date 1-Down 2-Down 3+Down Workout Status to Up-to-Date 1-Down 2-Down 3+Down Workout

Status

FromUp to Date / Early Arrears Late Arrears

Status


Up-to-Date XX% XX% XX% XX% XX% Up-to-Date XX% XX% XX% XX% XX%

1-Down XX% XX% XX% XX% XX% 1-Down XX% XX% XX% XX% XX%


3+Down XX% XX% XX% XX% XX% 3+Down XX% XX% XX% XX% XX%

Workout XX% XX% XX% XX% XX% Workout XX% XX% XX% XX% XX%

A+ Monthly Roll Rates (Realised) A Monthly Roll Rates (Realised)


Status


Status








Footnote 33

A- Monthly Roll Rates (Benchmark) B+ Monthly Roll Rates (Benchmark)


Status


Status







A- Monthly Roll Rates (Realised) B+ Monthly Roll Rates (Realised)


Status


Status








Footnote 34

B Monthly Roll Rates (Benchmark) C+ Monthly Roll Rates (Benchmark)


Status


Status







B Monthly Roll Rates (Realised) C+ Monthly Roll Rates (Realised)


Status


Status








Footnote 35

C Monthly Roll Rates (Benchmark) D Monthly Roll Rates (Benchmark)


Status


Status







C Monthly Roll Rates (Realised) D Monthly Roll Rates (Realised)


Status


Status







Company ACompany A

Additional Business Areas

Company ACompany A

Recruitment

Company AOrganisation Chart

36

CEO Director

Dealer

SalesFraudUnderwriting Collections

Mr. N

Mr. Q

Mr. Q

Mr. N

Mr. G

Mr. D

Mr. S

Mr. Q

Mr. O

Mr. L

Mr. R

Mr. V

Mr. L

Mr. X

Mr. F

Mr. L

Operations

Fraud

Admin

Ms. C

Warehouse

Project Lead

Ms. A

TalentMr. A Mr. B

Mr. C

Mr. E

Mr. J

Mr. D Mr. E Mr. F Mr. E

Mr. F

Mr. K

PT/

Software

Developer Intern

Mr. G

Mr. L

Portfolio Analyst

Mr. H

Mr. M

Mr. N

Mr. O

Mr. P

Mr. I

D2C Sales

Business Improvement

Dealer ServicesCustomer

ServicesPayout

SQ Complaints

4th CS

Mr. T

Mr. X

Mr. L

Mr. Z

Business Analyst

Mr. D

Mr. F

Mr. Y

Mr. P

Mr. U

Mr. F

Mr. U

Mr. H

Mr. O

Mr. X

Mr. V

Head Of Operations

KEY

Vacancies

Contractor

New Hires

since 02/XX

COO

Project Manager

Company AConduct Risk Dashboard Q1

Customer Services Complaints Handling

Business Area Function Key Risk Indicator Benchmark Source Jan Feb MarchRAG for

Quarter

Customer Services Complaints Total Open Complaints Cases XX XX XX

Reportable Complaints Received CC Log XX XX XX

Reportable Complaints as % of Total Accounts

% of Complaints Upheld (as against total) Bi-annual stats CC Log XX XX XX

% of Complaints resolved within 8 weeks

responseBi-annual stats CC Log XX XX XX

Referred to FOS CC Log XX XX XX

% of complaints referred to FOS upheld (as

against total)Bi-annual stats CC Log XX XX XX

SF Case volumes Number of Cases Opened XX XX XX

Number of Cases Closed XX XX XX

Calls (CS &

Collections)Volumes NA NA XX

Hang ups NA NA XX

Monitoring / Quality Assurance NA NA NA

HR Compliance Training

Business Area Function Key Risk Indicator Benchmark Source Jan Feb MarchRAG for

Quarter

HR Hiring New Starters XX XX XX

Attrition % of leavers to the business XX XX XX

Training &

CompetencyInduction XX XX XX

Compliance policies XX XX XX

Annual Learning Modules - Consumer Credit regulatory

EnvironmentXX XX XX

Annual Learning Modules - Data Protection XX XX XX

E-learning Modules –XXX XX XX XX

E-learning Modules – XXX XX XX XX

37

Company ACont’d…

Dealer Sales

Financial Crime

Business Area Function Key Risk Indicator Benchmark Source Jan Feb March RAG for Quarter

Dealer Sales Sales Process Declined customers as % of total applications Risk

Requests to unwind within 14 days (RoW) xx xx xx

Requests to unwind outside of 14 days xx xx xx

Number of new SQ's in the month xx xx xx

Number of SQ's closed in the month xx xx xx

% of customers identified as vulnerable (as % of live

accounts)xx xx xx

New Products / Sales initiatives xx xx xx


Financial Crime AMLPEP & Sanctions - Direct match during Applications

processxx xx xx

PEP & Sanctions - Live loans xx xx xx

PEP & Sanctions Hits following annual monitoring -

Live loans xx xx xx

Cash deposits received >£6000 xx xx xx

Card Postings > £6000 xx xx xx

NCA Reports (Suspicious Activity) xx xx xx

NCA Declines xx xx xx

Number of accounts in Credit Arrears (>£500) xx xx xx

Legal/Compliance


Legal/Compliance Number of compliance breaches xx xx xx

Number of accounts in remediation xx xx xx

Number of external contract issues xx xx xx

Number of external contract issues outstanding xx xx xx

Risk Acceptance xx xx xx

IT


IT System Number of IT incidents with Customer impact xx xx xx

Number of IT incidents with Dealer impact xx xx xx

Number of IT security issues xx xx xx

38

Company AAssessment Findings

Text

Text

Text

Text

Text

Text

XXX findings were that more controls could be operationalised and

furthermore an additional controls delivery schedule should be more closely

aligned to the regulatory risks to which Company A is exposed – particularly

given the growth strategy over the next XX months.

Number of key Controls

referenced in Policy Suite that

are Operational

Text

Red – Major changes needed

Text

Amber – Some changes needed

Text

Green – No changes needed

Text

39

Company AHigh level analysis of residual regulatory risks and areas

needing additional controls

Regulatory Requirements Regulatory Risk

Oversight of network Text

General requirements Text

Financial Promotions Text

Adequate Explanations Text

Creditworthiness assessments Text

Post-contractual requirements Text

Collections Text

General UK Compliance Text

Governance and Operational Risk Text

40

Company AMetrics

Tier 1 Tier 2 Tier 3 Tier 4

Text Text Text Text

Text Text Text Text

Text Text Text Text

Text Text Text Text

Text Text Text Text

Text Text Text Text

Dealer onboarding ,

training and ongoing

communication

Dealer oversight

Underwriting and

affordability

Lifecycle customer

management

Tier definitions

Internal controls,

governance and

compliance capability

Current FCA concerns

Company A current

state

Regulatory expectation Market leaders Peers 41

Company ACompany A

Systems

Company ASystems

Key milestones

Text

Text

Text

Text

Key Costs

Text

Text

Key Risks

Text

Text

Text

Text

Disaster Recovery

Text

41

Company ASystems

Salesforce & Company A

Text

Text

Text

IT Support

Text

Text

Text

Text

42

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