april 1, 2010 issue 10

P R E S E N T E D B Y T H E G O L F I T E A M

April 2010 - Vol 16

Rob GolfiSales Representative

27 Garth Trails, HamiltonHey Rob, Great job! We got top dollar for our home, and quicklywith very little disruption to our lifestyle. The teamapproach is fabulous, great to see how well everyoneworks together. You are definitely our Realtor for lifeRob, I can count on your Team to get the job done!

Adam

SOLDSOLD

ANOTHERANOTHER

ONEONE

just listed

CODE # B4071

Sell Your Home with the GOLFI TEAMThe GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada

RE/MAX has over 18,000 Sales Representatives in Canada

Sharon StaffordSales

Representative

Heather ReidSales

Representative

Hans MarcelissenSales

Representative

Wendy Murray-Nicholson*Sales

Representative

Penny BryceSales

Representative

Sarah DallicardilloAdministrative

Assistant

Rosemary FournierAdministrative

Assistant

4071 Bush Crescent

BEAMSVILLE $349,900Gorgeous 4 Bedroom Home

Finished top to bottom with huge maple kitchen with breakfastbar and oversized slider to 2-tiered decking. 4 spacious bedrooms,master with and walk-in closet. Quiet location close to parks inpopular Bench Area.

Visit www.RobGolfi.com for more details.

MarketWatch April 2010_MarketWatch_Transfer.qxd 05/04/10 12:39 PM

The GOLFI TEAM Real Estate Market Watch April 2010

www.golfiteam.com

Since the inception ofhis career in 1997,Rob Golfi has

recognized that understandinghis clients’ needs is essential toproviding excellent service.

As business grew, Robassembled the Golfi Team in aneffort to maintain the samelevel of professionalism clientshave come to expect. Shortlythereafter in 2003, the teamreceived the prestigious honourof being among the top 100Real Estate Teams forRE/MAX Canada, and thisstatus continues to date.

Rob’s experience andaggressive negotiating skillshave earned him every majorhonour awarded by RE/MAX,including President’s Club,100% Club, Platinum Club,Chairman’s Club, Hall ofFame, the Lifetime Achieve -ment Award in 2006 and theSRES® designation in 2009.Having worked with many ofthe industry’s professionals

over the years, he has thenecessary edge to best negotiatethe sale of your home.

Any agent can list yourhouse, but Rob’s knowledge,extensive marketingbackground and dedicationgives clients peace of mindwhen dealing with the singlemost important investment intheir lives. With years ofcombined experience, the GolfiTeam can provide your homewith a level of exposure thatmost agents cannot. Utilizing ateam approach also means thatthey will likely find a purchaserto buy your home sooner, ratherthan waiting for other agents toapproach you with potentialbuyers.

Ranked in the top 5 of nearly2,000 sales agents in theHamilton-Burlington and Niagaraareas, listing with Rob and theGolfi Team is the right choicewhen choosing someone torepresent your best interest. -Å

About Rob Golfi

by: Rob Golfi

The Truth about HST:Good or Bad News forOntario Consumers?

The Solution

Fill in the grid above, so that each row of

9 squares, each column of nine and each

section of nine (three squares by three)

contains the numbers 1 through 9 in any

order. There is only one solution for the

puzzle and the numbers shown can NOT

be changed.

18 3

9 2 8

7

2 8 63

3 6 5 4

4 2

1 6

7 42 1

38

SUDOKUSUDOKU

Rough economic times onceagain pave the way for anotherprovincial tax increase. Is the‘Harmonized Sales Tax’ (HST) goodor bad news for Ontario? This is ananswer that only time and tax payer’smoney spent will tell. Presently, theprovincial government needs to find away to generate another source ofrevenue to alleviate some of thefinancial strain posed by theincreased demand on governmentbudgets for services such as healthcare and pension plans. The goodnews is that HST will generate morerevenue to create new credits, but thebad is that it will increase certaincosts. How much? Effective July 1,2010, the new tax will combineOntario’s Provincial Sales Tax (PSTor RST) currently at 8% with theFederal Sales Tax (GST) at 5% tomake a total “Harmonized Sales Tax”of 13%. HST will be administered thesame way as GST, but in the form ofa value added tax. This will result inprovisions to business credit claims,allowing tax paid by businesses toflow through and be reimbursed byinput tax credits, reducing productioncosts and passing them on to con-sumers.

How will HST affect the Real Estate Market?

The Harmonized Sales Tax willdefinitely have an impact on the RealEstate market, being a source of rev-enue – the question is “To whatextent?” In the past, some items weresubject to both taxes or only PST orGST. Goods were generally chargedwith PST and GST, and most servicesonly GST. For instance, items such as

insurance premiums were only sub-ject to PST. In the case of a real estatetransaction, if someone were to pur-chase a property and needed to insureit, that insurance would only be sub-ject to PST. The same would applyfor a high ratio insurance premium ifa buyer wanted to apply for a highratio mortgage. Commission, legalfees and new homes in the past wereonly subject to GST and some newhome rebates. What will change?Everything that was once subject toonly one tax will become subject tothe new combined (harmonized) taxas of July 1, 2010. However, rebateswill still remain in place. This willapply to all service fees incurred dur-ing a real estate transaction includingcommission, home inspections, legalservices and insurance premiums inthe case of a new-build or resalehome that has been substantially ren-ovated and claimed for an input taxcredit. Though there are some exemp-tions to note. Resale residential realestate may not be subject to the tax ifit has not been substantially renovat-ed and the Seller has not claimed aninput tax credit.

As frustrating as the truth mayappear at this point in time for con-sumers, it is important to note that ifwe want access to government fund-ed services, we, as taxpayers, willneed to continue to bite the bulletsomewhere. Unfortunately, this issomething that may be difficult to doduring recessive economical periods.This is not a subject that is going todisappear anytime soon. In prepara-tion for this provincial change,Ontarians should become informedand find a way to account for the

added tax in advance. -Å

“The first little pig made his house from straw. But it had a super

kitchen, a huge finished basement, and four bathrooms, so the

wolf bought the house instead of blowing it down!”

MarketWatch April 2010_MarketWatch_Transfer.qxd 05/04/10 12:39 PM Page 2

GRIMSBY $225,000

3 Bedroom FreeholdPlenty of updates in this 3 bedroom freehold.Quality finishes like Brazillian Cherryhardwood in LR/DR, updated kitchenw/instant hot water faucet, electric retractable12x14 awning over deck and more! Finishedbasement.

GRIMSBY $369,900

Walk to the MarinaGracious double door entry to this 2 storey4 bedroom home. Sweeping Oak staircase toboth upper and lower levels. Formal diningroom & awesome family room, huge kitchenhas ample counterspace and cabinetry.

Call Today 905-945-0188

Rob Golfi*

Grimsby & Lincoln

April 2010 The GOLFI TEAM Real Estate Market Watch

CODE # M200

CODE # S53

CODE # W7

GRIMSBY $649,900

4 Bedroom Custom BuiltA love-at-first-sight experience as you enter intothis gorgeous 4 bedroom, custom-built beauty,located on 3.2 acres of private landscape. Thisone-of-a kind home boasts a bright and spaciouslayout with ample room for storage and a matureor growing family.

GRIMSBY $649,900

Lakefront!!3+1 bedroom in Bal Harbour with gleaminghardwood floors and new broadloom. Greatroom has wall-to-wall windows and spectacularlake views. Several walkouts to backyardparadise with heated inground pool surroundedby amazing perennial gardens.

GRIMSBY $208,900

Quiet LocationLoads of potential and priced to move! New roof09, refaced kitchen, windows 06. Spaciousliving room, separate dining room. Fenced yard,large 12 x 24 deck and parking for 6 cars!.

GRIMSBY $689,900

Country LivingCustom Colonial on 48 acres! 3 bedrooms withfull finished attic. Master has 5pc ensuite witheuro shower and spa tub plus cedar lined closet.3/4" oak plank floors, solid birch kitchen withgranite counters and cozy fireplace.

GRIMSBY $1,499,900

Fabulous LakefrontFabulous waterfront property! Custom built3000 sq ft home with Lake views every room.Maple hardwood floors, granite counters, mastersuite with access to back deck, ensuite and walk-in shower. Handicap adaptable!

CODE # R19CODE # C33

CODE # K5CODE # l143

CODE # B227

3.2 acres

VINELAND $328,900

4 Bedroom 2-StoreyScenic Wine Route location! Stately centre hallplan. 4 bedrooms, 2 fireplaces, formal livingroom and separate dining room. Updated oakkitchen has built-in appliances. Finishedbasement has walk-up to back yard.

CODE # K3619

Waterfront

Waterfront

GRIMSBY $1,499,900

2 Acre LakefrontHuge waterfront lot! 3+1 bedroom home withadditional self contained in law suite. Openconcept great room with cathedral ceilings,gleaming hardwood floors and floor to ceiling-wall to wall windows!

CODE # l71

Waterfront

BEAMSVILLE $259,900

Prime CommercialDowntown core storefront with large window,front and back entrances can suit 2 businesses or1 large one. Rear parking and municipal lot.New furnace, 2pc bath. 1800 sq ft of businessspace with GC zoning, plus 2 bedroomapartment on upper level.

CODE # K4993

WEST LINCOLN $299,900

8.9 Acres of Country!Unique stone front situated on a beautiful ruralproperty that backs onto picturesque ChippawaCreek. 900 ft frontage on South Chippawa Rdoffers great seclusion. 3 bedrooms, hugeprinciple rooms, eat-in kit & sun room.

CODE # SC7441

GRIMSBY $439,600

Country Perfect!Gorgeous 3+1 BR on scenic country acre.Totally renovated with quality finishes andpresents like a magazine showcase! Amazing 2tired deck from custom kitchen. Huge shop with220V service, dbl garage and much more!

CODE # I237

WEST LINCOLN $229,900

Quiet Country Setting1,100 sq ft, 3 bedroom bungalow built in 2002. Open and bright with high basement that'spartially finished with 2 rooms and a rec roomthat just needs flooring. 3,000 gal cistern, gasfurnace and 100amp breaker service. Close toCaistorville Golf Club.

CODE # Y9597

GRIMSBY $324,900

Country LivingCountry living close to town! 3+1 bedroomraised ranch on 120x165 lot. Huge kitchen withtons of cabinets and counterspace has slider todeck. Spacious rec room with cozy fireplace.Great family home with room to roam.

CODE # P77

GRIMSBY $389,900

Open ConceptWonderful 3 bedroom with upper level familyroom with gas fireplace. Large kitchen withtriple garden doors to pressed concrete patioand fenced yard. Spacious master has 4pcensuite and walk-in closet.

CODE # D236

GRIMSBY $349,900

Elegance & CharmGorgeous 2 storey 3 bdrm family home boastsa bright foyer, ceramic floor, Palladianwindows, 2.5 baths and fireplace in upper levelfamily room. Main floor laundry, finished recroom, eat-kitchen and doors to private deck,concrete walk-way and fenced yard.

CODE # E61

GRIMSBY $374,900

Upscale Living!Large corner lot in upscale neighbourhood.Open concept custom kitchen with expressocabinetry, walk-in pantry & island breakfast barand Great room with gas fireplace. Upper levelfamily room, 3 bedrooms & laundry. Close toschools & shopping!

CODE # B31

GRIMSBY $629,900

Escarpment SettingIncredible 2900 sq ft all brick 4BR homebacking onto escarpment. 9’ ceilings, gorgeousrich hardwoods, gleaming granite counters,gourmet Kitchen. Huge master with luxury 5pcensuite. Professionally finished basement.

CODE # N4801

BEAMSVILLE $349,900

4 Bedroom BeautyFabulous neighbourhood! 4 bedroom backingonto pond and parkland. Huge principle rooms,gleaming hardwood, 2 storey vaulted ceiling,Palladian windows and Juliette balcony. Familyroom with gas fireplace.

just listed

CODE # B4071

BEAMSVILLE $349,900

Gorgeous 4 BedroomFinished top to bottom with huge maple kitchenwith breakfast bar & oversized slider to 2-tiereddecking. 4 spacious bedrooms, master withensuite and walk-in closet. Quiet location closeto parks in popular Bench Area.

just listed

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE


ENTER for a chance to win a Dinner &

Show Package for

Two! Visit

MenusOnly.com and

click on Contest

Maximum Exposure Sells Your HomeCall the Golfi Team to get your Home Sold

905-575-7700 or 905-945-0188www.golfiteam.com

The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada.


Tile Tips: Home Remodelingby: Joe Keca

Home Improvement Group

Tile usually goes in the followingrooms: bathrooms, kitchens, and laundryrooms. Of course, you can find it in anyother interior or exterior space, too, butthese are the most common.

These days, you can get fantastic oldfashioned looking tile, just like you usedto see in old houses. (Think of the oldhexagonal bathroom tiles with a blackand white pattern... Or, the classic white"brick" tile.) My favorite hexagonal floortile comes in sheets. In other words,there are about 30 hexagonal tiles alreadyconnected together onto a fiber backing.So they go down on the floor very fast,but they look like they were placed indi-vidually.

You can get tile at a home improve-ment store like Home Depot or Lowe's,or you can find more variety at a special-ized store that sells only tile. I'll go toHome Depot for basic 12"x12" tile, butthe nicer stuff must be found elsewhere.

Tile can be a good choice if you areworking with uneven floors. Most tilecontractors know how to use a levelingcompound underneath the tile to makethe floor even. This can be very handywhen working with old unfinished base-ment floors.

Besides the color of the tile, you willalso need to decide what color grout youwould like to use. Grout is the substancethat is inserted between the tiles.

Most tile contractors will want you tohave the materials on site before they arrive.

How much tile should you get? Iusually give my tile contractor the dimen-sions of the space to be tiled and let herdo a "take-off". A take-off is simply acalculation of total material quantitiesthat will be required.

Small floor spaces can be made tolook larger if you lay the tile diagonallyin relation to the walls.

With tile floors, you need to antici-pate how you want to handle the pointswhere the tile meets other floor surfaces.For example, if you have hardwoodfloors in the hall and tile in the bathroom,you will probably want a strip of marblethreshold (available at Home Depot orLowe's). Have this available for the tilecontractor to install while he's installingthe rest of the tile!

Installing tile is one of the skills thatshould hire a professional for rather thanever attempting to do it yourself. Thematerial is heavy, cutting the tile can betricky, laying it out perfectly is not easy,and you spend a lot of time on your handsand knees. You are better off having aprofessional do this as it will probablycome out looking a lot better than any jobthat you could do.

Joe Keca is a specialist in complete

building and interior renovations with the

Home Improvement Group. He can be

reached at 905-309-5555. -Å

Restaurant of the Month

Wonderful selection of dips, saucesand spices to enhance any gourmetstyle.

TOOLS—A unique selectionof cooking utensils for the GourmetChef in you.

TRENDS—Trendy, interestingand fun items such as flashing icecubes to add life to your guests bev-erages. We will customize your giftbasket order to your specificrequirements! Visit www.MenusOnly.com to printa copy of Greensville Gourmet’scoupon to receive 10% off of yourfood order. For catering and delimenu, pictures and more informa-tion on Greensville Gourmet as wellas other local restaurants, pleasevisit www.MenusOnly.com.

MenusOnly.com is an online restaurant menu guide con-necting you with great restaurants in the Hamilton andBurlington areas. Browse through restaurant menus, viewpictures of restaurant dining areas, patios, and menuitems, and print local restaurant coupons all in one place.MenusOnly.com – a perfect dining experience starts here.

Located in the picturesquecommunity of Greensville, Ontario.(Just up the hill from Dundas, onHighway 8) Greensville Gourmet isproud to bring the best in fresh andready Gourmet Foods.

Whether aiding you in select-ing fresh meats, providing you withinformation on adding spice to yourown creations or showing you theunique tools to give your meals agarnished flair.

TASTE—the finest selection offresh meats, poultry and breads.

1-877-910-AWAY(2929)

From $49.99Pricing Starting

Includes 2 Items

Clean Out Your GarageNot Your Wallet

Online at WWW.bulkboyz.com

Bulk BoyZ is a New Service brought to you byAd antage Waste Systems

Take back your space and remove that Bulk WasteClear Out Your GarageEmpty The Basement

Clean Up The Back YardAll Without Lifting A Finger

Stand Back And Watch Our BoyZ Do The WorkBulk BoyZ will remove your unwanted items in a TRULEY CLEAN and PROFESSIONAL Manner

Our Bulk BoyZ Team is Fully INSURED

231 South Service Rd West Grimsby, Ontario Toll Free 1-877-910-2929 Fax 905-945-1402

Examples (Price-Tax)

The information contained on this page is for estimation purposes only andapplies to the sale of Ontario Residential properties only. Your actual OntarioLand Transfer Tax should be independently calculated and verified. The realestate board nor any of its advertisers shall ave any liability for the accuracy ofthe information contained on this page.

$55,000 - $275

$65,000 - $375

$75,000 - $475

$85,000 - $575

$95,000 - $675

$100,000-$725

$110,000-$825

$120,000-$925

$130,000-$1025

$140,000 - $1125

$150,000 - $1225

$160,000 - $1325

$170,000 - $1425

$180,000 - $1525

$190,000 - $1625

$200,000 - $1725

$210,000 - $1825

$220,000 - $1925

$230,000 - $2025

$240,000 - $2125

$250,000 - $2225

$260,000 - $2375

$270,000 - $2525

$280,000 - $2675

$290,000 - $2825

$300,000 - $2975

$325,000 - $3350

$350,000 - $3725

$400,000 - $4475

$425,000 - $4975

$450,000 - $5475

$500,000 - $6475

$525,000 - $6975

$550,000 - $7475

$600,000 - $8475

$650,000 - $9475

$700,000 - $10,475

$725,000 - $10,975

$750,000 - $11,475

$800,000 - $12,475

$825,000 - $12,975

$850,000 - $13,475

$900,000 - $14,475

$925,000 - $14,975

$950,000 - $15,475

$975,000 - $15,975

$1,000,000 - $16,475

Land Transfer Tax

Calculation For Residential

Transaction in Ontario


Rob Golf i*

Stoney Creek & Winona

Call 905-575-7700 / 905-945-0188

STONEY CREEK $649,900

Exclusive Waterfront Waterfront! Rare find on private laneclose to Fifty Point Conservation area.101ft of waterfront, park like setting andsolid 3 bedroom bungalow. Substantialbreakwall, well treed mature lot, amazingsunrises and sunsets included!


Waterfront Condo on Marina2 Bedroom fully finished unit withhardwood, ceramic, marble and newberber carpet. Maple cabinetry inkitchen, large master plus luxury 4pcensuite. Professionally finished basementand so much more!

CODE # RR35

CODE # E85-9

CODE # W62

uppER STONEY CREEK $579,900

W O W ! FactorIncredible open concept! 3+1 bedroom withupgrades beyond the ordinary! Custom kitchen,fully finished basement, beautifully landscaped,decorated like a magazine centre spread!! All thebells and whistles here, put it on your must seelist!

CODE # D7

SOLDSOLD

ANOTHERANOTHER

ONEONE



4+1 BedroomBright and immaculate. Fresh paint,crown moulding, porcelain tile and KulmHardwood. Eat-in kitchen, separate livingand dining room. Main floor den andlaundry. New shingles (08) andunderground sprinkler system.


3+2 BedroomWalk to the dairy!! Totally renovated topto bottom, this 3+2 bedroom raised ranchis set to sell! Gleaming hardwoods,Lower level perfect set up for in-law withseparate entrance and kitchen. Huge lot –don’t hesitate!

CODE # KE169

SOLDSOLD

ANOTHERANOTHER

ONEONE

Waterfront

Waterfront


On Turtle PondFantastic contemporary for 3 bedroomsand in-law with private entrance. Openconcept, breathtaking design with qualitycustom finishes. Very private locationbacking on to Turtle Pond, a designatednature sanctuary.

CODE # F5


Backs onto Turtle SanctuaryRare opportunity! Live in or rebuild onthis huge lot. Updated plumbing,electrical, roof and more. Backing ontoTurtle Pond with view of lake. Shares inneighbourhood lakefront park.Designated environmentally sensitivearea.

CODE # F7

SOLDSOLD

ANOTHERANOTHER

ONEONE

Waterfront


3 Bedroom Freehold Simply loaded with upgrades! Gorgeouswalnut hardwood floors on main floor,maple cabinetry & Jamocha granite indesigner kitchen. Corner gas fireplace. 3bedrooms & convenient upper levellaundry..

CODE # C9


4 Bedroom Custom BuiltExquisite custom built 3500 sq ft.Gourmet European kit with granite.Gleaming hardwood & custom tile.Luxurious master suite with 2 sided gasfireplace shared with 5pc ensuite. All 4bedrooms have walk-in closets.

CODE # F524


Move-in In 30 DaysBeautiful home in lake community,Stunning kitchen with stainless steelappliances open to family room with gasfireplace, walnut stained maplehardwoods. Ensuite with glass shower,soaker tub, bedroom level laundry, easyaccess to QEW, excellent schools. Backsonto water channel ($10k upgrade).

CODE # MC112


Executive with In-LawIncredible 3500 sqft, 4+1 bedroom, 2-storey home with in-law apartment onlower level. Features include main floorden, cathedral ceilings, luxury ensuite offmaster bedroom, dining room with wetbar, quick access to QEW.

CODE # J478


Oversized Heated GarageSouthern Exposure & huge deck to enjoyit on!! 3 bedroom home with manyupdates, new Ikea kitchen! Freshlypainted & loaded with character. Largeworkshop with heat & hydro. Manyupdates already completed, don’t missout.

CODE # H81301


3 Bedroom GemWaterfront!! Rare gem, 3 bedroom loadedwith character, restorations underway!New kitchen (09), living room withbeamed ceiling & pine plank floorsthroughout! Balcony with sliders from all3 BRs upstairs, amazing lakeviews!

CODE # l20

uppER STONEY CREEK $479,900

Fantastic 4 BedroomVery Cool Layout!! 4 bedrooms withspiral staircase and gleaming hardwoodentry. Den, living room and formal diningroom, family room with fireplace. Resortlike yard has built-in pool and interlockpatio. Loads of updates!

CODE # T6


Thousands of UpgradesOpulent décor & finished top to bottom.Maple and Granite custom kitchen, formaldining room, huge family room with gasfireplace. Master with 5pc ensuite. 4+1bedroom. Impeccable landscaping withinterlock, cabana & hot tub.

CODE # W28


Lakefront Condo End UnitLuxury end unit condo with maple washcabinetry, granite counters, tumbledmarble backsplash, stainless appliances.Maple floors, 9 ft. ceilings, 2 ensuites,private patio overlooking lake. 660 ft. ofprivacy on the water.

CODE # M484

Waterfront

SOLDSOLD

ANOTHERANOTHER

ONEONE

Waterfrontjust listed just listed



www.golfiteam.com

Wi t hh i g hexpe

ctations and ahelping heart,Pamela Froeseis set to helpthe people ofHaiti learn tolive again

amongst the devastation after the earth-quake that struck near Port-au-Prince onJanuary 12th, 2010, the greatest naturaldisaster of our time. Pam is the daughterof Wendy Murray-Nicholson, sales rep-resentative with the Golfi Team.

Leaving June 1st for a one monthtour of service, Pam will be amongst amissions group based out of the UnitedStates: Adventures In Missions (AIM).Ranging in age from 21 to 35, altogeth-er 30 volunteers, they all have the samegoal: to offer emotional support andassistance to the people of Haiti. “WhenI first heard about the Earthquake, andits devastation, I knew in an instant thatI had to go, I have to help” quotesPamela. Having researched many

Mission Aid groups, the opportunity tojoin Adventures In Missions fits the billfor this inspirational young lady. Weeklong missions are available, but a fullmonth of helping has her anxious “I amexcited to embark on this Relief trip toHaiti and to help these people in anyway possible, if it is delivering food orsimply listening to their story.” Havingjust finished graduate school but not yetstarted in her career, she feels the timingis perfect. She is mentally prepared andhas tremendous support from her fami-ly, friends and her community. “Manypeople have the heart to want to help,but cost can keep them away” she says.Pam is very grateful that donations havebeen made to aid her personal contribu-tions for this effort. The cost for thismonth long adventure runs approxi-mately $2500 with an additional $700for medical conditioning like propervaccinations to protect her from dis-eases like malaria, typhoid, rabies etc...

While in Haiti, these relief workerswill live in tents, without any of the crea-ture comforts we all are accustomed to,like running water and a shower, a bed to

sleep in. Their journey starts with hergroup arriving in the DominicanRepublic, and then crossing over the bor-der. Pam and her fellow relief workerswill live in tents within a compound foran entire month. With only 48 hoursonsite training before they start, theymust be emotionally prepared, levelheaded. Around the world, assistance hassent to Haiti by the means of medicalsupplies and food, building materials andmoney. Relief workers will distributefood, water and supplies, they will givehope and comfort amongst the chaos,and offer much needed emotional sup-port as there’s a magnitude of peopleaffected by this disaster. Over one mil-lion people are homeless, over 200,000lost their lives. Thousands and thousandsof people have suffered injury and ampu-tations; the emotional scars run deep.Pamela and her group will teach Haitiansto learn to live with the changes anddevestation the earthquake has left in itswake. Along with the financial aid andsupplies, these people must learn toproperly use, and ration these gifts. Theyneed some structure, some instruction to

learn and have the ‘know-how’ to knowwhat to do with this assistance.

Pam says they hope to restore asense of community, “everything is inshambles, buildings collapsed, there’sdestruction everywhere. The homelessare living in tent structures, just basicshelter. I know as volunteers we can’tchange the world, but we can certainlyhelp. The people of Haiti should not beforgotten in the coming months. Thiscountry has a long road ahead of them;they must rebuild a broken nation”.

Pam knows this will be a life alter-ing opportunity. She has travelledbefore so the journey does not frightenher. “I have such a heart for this cause,this will be a great life experience, I willbe a stronger person after I have helped,and I know I will grow from this”.

For more information aboutAdventures in Missions, visitwww.adventures.org

Donations are gratefully accepted,please link from the website: go toDonate, click on Mission TripParticipant. Fill in Pamela Froese under“World Race” -Å

pamela froese – helping haiti

aya Kitchens – new Kitchen installations & design

Whether renovating your homefor re-sale or simply to loveyour home again, a new kitchen

is right up there in the top 10 list of resi-dential ‘must-haves’.

If you are going to spend designdollars, spend them where people wantthem. Studies show we now do most ofour living in the kitchen, not surprisingconsidering the trend towards openconcept design. Today’s kitchens are somuch more than the traditional cookingand preparing spaces that we knew in thepast. They are the social center of ourhomes and are increasingly becomingpersonal expressions of our lifestyles.The weekend chef, the working couple,the single person, we all want the samething: customization, personalization,and of course, pizzazz!

AyA Kitchens in Stoney Creek is amanufacturer of gorgeous Canadian

made custom cabinetry. With over 20years of kitchen design experience,owner Marino Tonan is focused onpromoting AyA’s extensive productofferings and quality throughout theNiagara Peninsula to not only homebuilders, but home owners as well. Withover 25 dealerships throughout NorthAmerica, AyA Kitchens has the vision ofbeing a ‘game-changer’. By combiningold world craftsmanship and attention todetail with high tech manufacturingprocesses , AyA offers innovative, qualitycabinetry at competitive, manufacturerdirect prices to clients across NorthAmerica. AyA (i'ya) means Design andgood design starts from the ground up.AyA has designed and continues to refineone of the most efficient andenvironmentally friendly cabinetmanufacturing facilities in NorthAmerica, going green is just one more

way they remain a step above the crowd.Leaders in the kitchen installationbusiness, if you’ve heard about a newcutting edge element of design, AyAalready has it! Soft closing drawers, pull-outs and flip-up glass doors – designs arefunctional, the look: spectacular.

With a wide range of finishes andstyles, ranging from traditional,contemporary, urban, classic and Vintagedesigns, AyA kitchens design &installation service will suit any lifestyleand budget. Services such as personaldesign consultations with in-house 3Dcomputer designs, and an extensiveshowroom display, they offer one-on-oneservice and quality second to none.

Showroom is located at:735 South Service Rd. Unit 5, (betweenFifty & Fruitland Rd) Stoney Creek,

Phone: 289-649-1100 -Å

Builder’s special – TownhomessTarTing from The mid $190’s

Nestled in Beamsville's Vineyards of GrandviewPRE-REGISTER AND QUALIFY FOR $10,000 IN FREE UPGRADES

Located at the base of Beamsville's escarpment within the heart of Niagara's wine region. This community offers affordable living in an exclusive new neighourhood by the "Greenbelt".

Executive Towns: 1300 up to 1621 sq.ft • Single Bungalows: 1400 sq.ft • 2 Storey Singles: 2165 sq.ft and up

Call Rob Golfi at 905-945-0188 or 905-575-7700 www.RobGolfi.com


HAMILTON MOuNTAIN $424,900

4 Bedroom LuxurySpectacular and luxurious 2 storey home.Approximately 3100 square feet in aquiet cul-de-sac. Living and dining roomwith gorgeous hardwood floors, grandfoyer with Oak staircase. Upper levelMaster bedroom boasts a luxury 5 pieceensuite. New concrete driveway, fencedin yard.

CODE # gT27

HAMILTON WEST $349,900

Walk to MacWalk to Mac!! All brick 3+3 bedroomhome! New shingles and windows. Hieffeciency furnace & C/Air (07),oversized water heater installed (05),newer plumbing & water line. Basementwaterproofed. Ethernet/cable in allrooms!

CODE # W202


Ideal 3+1 bedroom HomePotential student rental, minutes to Mac.Upgrades galore – brand new eat-inkitchen ('10) with granite counter tops,new appliances, private sunroom. Newshingles ('07). Separate walk-out frombasement studio-style apartment withkitchen, new floor, updated bathroomand fresh paint.

CODE # C143

HAMILTON NORTH $99,900

3 Bedroom Super SemiSuper Semi! Updated kitchen, bathroom,flooring, siding, newer shingles andfurnace. Mostly vinyl windows, 100 ampbreakers, double rear drive. With 3bedrooms, 1.5 bath, it's ready to move in!


Terrific 3 Bedroom CondoBright and immaculate 3 bedroom condoin terrific mountain location. Wellmaintained and updated, this unit boastsnewer windows, furnace, central air,updated bath and tiled flooring inkitchen. Huge master with 3pc ensuite.

HAMILTON EAST $199,900

3 Bedroom Raised Ranch1100 square foot newly built 3 bedroomraised ranch. Hardwood and ceramicsthroughut, 2 full bathrooms includingensuit, open concept, fabulous kitchen,ample parking and quick highwayaccess. Won't last at this price!!

Rob Golfi*

Hamilton Wentworth

CODE # S160


Condo ApartmentOpen and bright bachelor/studio condoapartment on main level. Close toMcMaster and hospital. Perfect forstudent or nurse. Updated kitchen andbathroom. High ceilings. Securebuilding with front entrance with securitycamera. Visitors parking. One parkingspot. Exercise room and laundry.

CODE # M1950

CODE # Ug1675CODE # C588


4 Bedroom Backs on ParkFabulous neighbourhood for this 4bedroom beauty. Backing onto parklandand situated on a huge lot, it’s the perfectfamily home. Huge principle rooms,fully finished basement, family roomwith gas fireplace and eat-in kitchenw/slider to deck.

CODE # R134

Call Today 905-575-7700



Great New Home“The Harvard” beautiful new home, openconcept design with huge great room andspacious kitchen. Features 2nd floor loftarea convertible to 4th bedrm, 9' mainfloor ceilings, 2.5 baths. Great pie shapecourt lot 50' wide at back. Maplehardwood in great rm. Maple kitchenceramic flooring.

CODE # SF94

SOLDSOLD

ANOTHERANOTHER

ONEONE

MCMASTER RENTAL $349,900

Money Maker!!!3+3 bedrooms, with 2 renovatedbathrooms – one 4pc and one 3pc, and2 kitchens. New shingles (2009), centralair (2004), furnace (1991), 100 ampbreakers. Spacious common areas, veryclean home, shows great! All appliancesincluded. Long side drive and minutes toMcMaster! Get inside!!!

CODE # H126


4 BedroomBright and open 4 bedroom close to allamenities. Formal dining room andSpacious living room. Eat-in Eurokitchcen has dinette and door to concretepatio and fenced yard. Family roomw/woodstove insert. Main floor laundry.

CODE # S31


3 Bedroom Raised RanchImmaculate 3 bedroom with fullyfinished basement. Spacious living roomand dining room. Eat-in kitchen has beenupdated and boasts ample counter spaceand cupboards. Updated vinyl windows,concrete drive and patio in fenced yard.

CODE # B85

just listed


Easy to OwnCozy 1½ storey 3 bedroom home withupdates galore! Awesome main floorfamily room. New ceramics andbacksplash in fresh white kitchen. Masterbedroom in converted attic space withensuite. Oversized detached garage.

CODE # C174

just listed


Just Move In!Everything is updated, just move in!Refinished hardwood floors, new eavesand facia, furnace (06), C/Air, shingles(09), 100 amp on breakers, mostly vinylwindows. Eat-in kitchen w/French doorsto large patio and landscaped yard.

CODE # T162

just listed


Great Starter HomeGreat starter close to all amenities. Eat-inkitchen with door to rear deck and yard.Spacious living room. 2 bedrooms, oneon the main level, the other very privateon the upper level. The main floor denhas been redone and is quite unique.Easy to maintain sized lot, side drive andshed.

CODE # M1849

just listed

ANCASTER $589,900

Instant Appeal - 3 BedroomsIncredible open concept 3 bedroom withopulent finishes. Gleaming darkhardwood, formal dining room, hugegreat room with fireplace. Kitchenw/granite counters and island breakfastbar, porcelain floors and garden doors toyard.

CODE # l8

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE

SOLDSOLD

ANOTHERANOTHER

ONEONE


www.golfiteam.com


MarketWatch-DogMarketWatch-DogEach issue, The Golfi Teamwill showcase a‘MarketWatch-Dog’; a family companion fromone of our current listings.

A bit about “Stella”Isn’t she lovely? This issue’s MarketWatch-dog is ‘Stella’from Grimsby, an absolutely gorgeousOlde English Bulldogge. Despite hermature and regal ‘Princess-like’ goodlooks, Stella is just a young pup at 1½years old. She has just completed

grade 1 of obedience school and is certainly one smart cookie!Personality traits of this breed are that of being quite loyal, outgoingand courageous. After a delightful visit with her, this writer can attestthat she is all of the above and beyond – Stella is so very obedient, sheobviously paid attention at school!!

A wonderful companion for 2 sweet little girls, Stella has never endingenergy and incredible patience. On any given day, she plays hide andseek, chase, ‘my riding pony’ and even dress-up, always with her sweetdisposition and kind nature. When tears flow, Stella gets quite upsettoo; but nothing a little hug and a cookie can’t make better. She makescertain, as soon as the girls wake from their afternoon naps, often witha little cry as they stir from their cozy sleeps, that someone comes andgets them right away, there’s no waiting around to see if they will fallback to sleep for a few more minutes – not a chance – after all, it’splaytime again!

For a bit of doggie merriment, Stella’s family ensures she also enjoyscanine play dates. She regularly gets together with her sister “Chloe”,for some good ol’ Olde Bulldogge fun & frolic where the two have agood growl and chin-wag.

Stella greets all guests at her home and people she encounters whilegoing for a walk, with warmth and genuine enthusiasm. Everyone whomeets her would agree – with Stella’s striking beauty and sunnydisposition, she is definitely a princess!

look for our next MarketWatch-dog

in the next issue of Market Watch!

The golfi team supports SPCA’s of Ontario.

Rob Golfi, SRES®

Rob is a Seniors Real Estate Advisor (SRES®) according to theSeniors Real Estate Specialist Council of the NATIONALASSOCIATION OF REALTORS®.

Of the 56,000 Real Estate Agents in Ontario, there are onlyabout 100 with the SRES® designation and all were required tosuccessfully complete a compre hensive course in understanding theneeds, consi derations, and goals of the real estate buyers and sellersaged 50 and older. Rob specializes in helping seniors that arelooking for a lifestyle change, whether it be downsizing to acondominium, a smaller house, an apartment or even assisted living.

Rob’s consultation process covers everything from selling yourhome, finding a new home, disposing of furniture, staging andcleaning as well as assisting in the move. Rob’s goal is to handleeverything and ensure that the transition goes as smooth and pleasantas possible for everyone.

Contact Rob today at 905-575-7700. -Å

RBC Homeline PlanPurchase • Refinance • Switch to RBCby: Sue Ippolito

RBC Mortgage Specialist

The RBC Homeline Plan is asmart convenient way to man-age all your personal credit,

from your mortgage to outstanding bal-ances on loans and lines of credit. If you’rean existing homeowner with at least 20%equity in your home, or if you are lookingto buy a home and have a 20% down pay-ment, this may be the right solution foryou.

With the RBC Homeline Plan, youhave access to our Royal Credit Line andRBC Royal Bank mortgages, all in oneplan, which you can designate for differentneeds—a new car, a vacation, your child’seducation. It’s a great way to pay off yourdebt when you want to, while keeping yourinterest costs low.

You could save hundreds, even thou-sands, of dollars in interest and improveyour cash flow.

Let Equity In Your Home Work ForYou!

There are lots of ways the RBCHomeline Plan can help get your homeequity working for you. For example, youcould finance home renovations, such as anew kitchen, bathroom, deck or simply afresh coat of paint – improvements thatincrease the comfort and value of yourhome, and consolidating your outstandinghigh-interest credit using the RBCHomeline Plan will enable you to takeadvantage of lower interest rates that willsave you money.

Save Hundreds Of Dollars In InterestAnd Improve Your Cash Flow

If you have higher interest creditcards, loans and/or a mortgage, an RBCHomeline Plan can free up hundreds ofdollars in extra cash each month. And, ifyou choose to diversify your mortgage,you could save thousands of dollars in

interest costs over the life of your mort-gage.

As You Pay Down Your Balances, Your Credit Automatically BecomesAvailable To You Again

As you pay down the amount youowe, your available credit automaticallyincreases up to your limit. No need to reap-ply for credit or contact us, its and easyway to manage your own credit needs.

Let Interest Rates Work For You ByDiversifying Your Mortgage

Mortgage rates fluctuate and it’s hardto know whether you should choose a vari-able rate or fixed rate. The RBC HomelinePlan gives you the best of both worlds. Itallows you to diversify your mortgage andenjoy the advantage of both variable andfixed rates.

Flexibility To Access Funds When YouWant – For What You Want• Use RBC Royal Bank online Banking

• Make withdrawals at any ATM

• Write cheques

Convenient Consolidated ReportingMonthly statement, all the informa-

tion you need is right where you need it. Ifyou bank online, you can also review allthe details of your RBC Homeline Plan-including your mortgage and credit line,making it easy and convenient to track andmanage your credit use.

To find out more about the RBCHomeline Plan or to apply now CALLTODAY.

SUE IPPOLITO, MORTGAGE SPECIALIST RBC -- 905 648-8567

Take Advantage Of Low Interest

Rates And Save Fees -Å

AMORTIZATION CHARTMonthly payment per $1,000

Length of Mortgage (Amortization Period)

Example $150,000 at 20yr at 3.0%: 150 x 5.54 = $831.00 /month

InterestRate (%)

5 yr 10 yr 15 yr 20 yr 25 yr 30 yr 35 yr

3.00 17.96 9.65 6.90 5.54 4.73 4.21 3.843.50 18.18 9.88 7.14 5.79 4.99 4.48 4.124.00 18.40 10.11 7.38 6.04 5.26 4.76 4.414.50 18.62 10.34 7.63 6.30 5.53 5.04 4.715.00 18.85 10.58 7.88 6.57 5.82 5.34 5.015.50 19.07 10.82 8.14 6.84 6.10 5.64 5.336.00 19.30 11.07 8.40 7.12 6.40 5.95 5.656.50 19.53 11.31 8.66 7.41 6.70 6.26 5.987.00 19.75 11.56 8.93 7.69 7.00 6.59 6.327.50 19.98 11.81 9.21 7.99 7.32 6.91 6.668.00 20.21 12.06 9.48 8.28 7.63 7.25 7.018.50 20.45 12.32 9.76 8.59 7.95 7.59 7.369.00 20.68 12.58 10.05 8.89 8.28 7.93 7.729.50 20.91 12.84 10.33 9.20 8.61 8.28 8.08

10.00 21.15 13.10 10.62 9.52 8.94 8.63 8.4410.50 21.38 13.37 10.92 9.83 9.28 8.98 8.8111.00 21.62 13.64 11.21 10.16 9.63 9.34 9.1811.50 21.86 13.91 11.51 10.48 9.97 9.70 9.5512.00 22.10 14.18 11.82 10.81 10.32 10.06 9.93

MAXIMUM EXPOSURE

EXPERIENCE THE DIFFERENCE

Call the Golfi Team Today!

905-575-7700 or 905-945-0188


Call 905-575-7700 / 905-945-0188


Congratulations Winnersof the Easter Colouring ContestCongratulations Winnersof the Easter Colouring Contest

Congratulations to

Marcus from Stoney

Creek, age 8

Congratulations to

Isabel from Grimsby,

age 4

Congratulations to

Julia from Stoney

Creek, age 12

Thank you to all the young artists who participated in the 2010Easter Colouring Contest. It was a tough decision to choose from all

the great colouring. Looking forward to receiving your entry in 2011!


Home Staging Secretsby: Sheri Gamble, Details Event

Coordination Inc.

The Golfi Team isRanked in the Top 100

Re/Max Teams in Canada

RE/MAX has over 18,000 SalesRepresentatives in Canada

www.golfiteam.comRob Golfi

Sales Representative

Sharon StaffordSales Representative

Heather ReidSales Representative

Hans MarcelissenSales Representative

Wendy Murray-Nicholson


Penny BryceSales Representative


In today’s real estate market,homeowners need to hire a pro-fessional home stager to have an

edge on their competition. Stagingmeans your house will be been dressedwith paint, furniture arrangements, artand accessories carefully chosen to high-light the home's strengths, downplay itsweaknesses and appeal to the greatestnumber of prospective buyers.

Home Stagers have tricks and“secrets” they use to stage your home.

Make an entrance. You know the saying: You never

have a second chance to make a goodfirst impression. The outside of yourhome is the first thing prospective buyerssee - and like it or not, it speaks volumesabout what's inside -- and about itsowner. A quart of glossy paint in a bold,cheerful color for the front door, newhardware (or a good clean and polish ofthe existing knocker, lockset, porch light,house numbers or mailbox), a fresh pot-ted plant on the porch will dramaticallyimprove your home's entry and make vis-itors feel welcome.

Conquer clutter. Admit it! You have too much stuff.

The most important thing most peoplecan do to improve their home is to clearout, clean up and get rid of clutter.

Be ruthless as you go about purgingyour belongings. If you haven't used it inmonths, box it up and store it away; sellit or give it away to charity. Pack awayout-of-season clothing and clean outclosets. Closets bursting at the seamsscreams out “this space is too small!”

Make "less is more" your motto.Don't forget that a cluttered look can

also come from too much furniture.People tend to line their walls with furni-ture, one piece after another. When the

pros stage a home being prepped for mar-ket, they often remove as much as half ofthe owner's furnishings -- and the houselooks much more spacious!

A rule of thumb: If you don't use itregularly, lose it. While you're doing thissometimes-painful pruning, remind your-self that every square foot you free up isprime real estate.

Float furniture.

If most of your furniture is clingingto your walls, you're not alone. It's a typ-ical decorating mistake. There's a com-mon belief that rooms will feel larger andbe easier to use if all the furniture ispushed up against the walls, but it's sim-ply not true. Instead, furnish your space:Float furniture away from walls, reposi-tion it into cozy conversational groupsand place pieces so that the traffic flow inthe room is obvious.

Stage with flair.

When it comes to eye-pleasingaccessorizing, three is the magic number.And rather than setting your trio of acces-sories out in a row, imagine a triangle andplace one object at each point. Stagershave the expertise to turn your everydayhome into a model showcase.

Stage today and sell your house

tomorrow!

Sheri Gamble and Gwen Kennedy

are Home Stagers and Event Planners

with Details Event Coordination. They

can be reached at 905.632.2602 or via

email at [email protected] or

[email protected]. Visit their

website at www.detailseventco.com. -Å

Reduce Income Taxes &Keep More in your Pocket

By: Anthony Panto, Owner / AdvisorDebt, Insurance, & Investment Specialist

The same investment strategies usedby multi-billion dollar corporations arealso available to you, both personally andif you have an incorporated business. Theeffect of taxes on your savings acts like asmall leak in a car’s gas tank. Each yeara tax inefficient investment/savingsaccount loses a portion of its earnedgrowth in taxes. The goal of most tax effi-cient investment plans is to minimize oreliminate this leakage so the portfolio cancontinue to compound its returns infuture years. The smartest investmentplans put the control over your tax des-

tiny back in your hands. Under the Canadian Tax Act, differ-

ent types of income that investments/sav-ings generate are taxed differently. Assuch, some income types can be veryadvantageous or very detrimental to yourlong term investment goals and financialobjectives. Having choice is very impor-tant.

Case Study Example:

Ontario combined federal & provincialtax rates *All dividend % are Canadian based

John has $100,000 Non-RSP invested ina GIC earning 3%-year. This would gen-erate $3,000-yr. of interest income andassuming John already earns an incomeof $50,000-yr. he would now be liable for$934.50 in income taxes. Multiple thisX’s 10 years and that would be close to$10,000 in additional taxes paid. Theafter tax return of his 3% GIC is reducedto 2%.

You can now have the ability toinvest in investments that normallywould be taxed as interest earningincome and convert it to much lower tax-able income such as capital gains or div-idend income. You may even choose todefer the tax on your Non-RSP earningssaving you thousands of dollars.

Through the access of innovativestrategies and investment tools we can

create an investment plan as well as a taxplan that will be customized to your per-sonal needs.

See the options available in the chart

above.

At the end of the day the mostimportant thing is getting the most out ofyour investments so you can keep more

in your pocket. -Å

Anthony can be reached at 905-297-1179 or via email at [email protected]

Visit their website at www.capfinancial.ca

Home Evaluation

No Cost or Obligation

Call Rob Golfi Today!

905-575-7700 / 905-945-0188not intended to solicit properties currently listed for sale.

2010 Taxable Income

Other & InterestIncome

CapitalGains

EligibleDividends

SmallBusiness Dividends

over $40,970 up to $65,345

31.15% 15.58% 9.76% 16.65%


Call 905-575-7700 / 905-945-0188


Seven Ways for Retirees to Cut Taxes and Make

Money Go FartherFor Individuals over age 60 who are retiring, or have already retired, and want to avoid costly mistakes

TOPICSOne of the Retiree’s Biggest Mistakes and How to Avoid it1. An Investment That Will Help Your Money Last Your Lifetime2. This One Investment Risk Could Cause You to Outlive Your 3. Money

This One Often Ignored Factor That Signifi cantly Determines 4. Investment SuccessThree Investment Income Strategies/What the Banks won’t tell you5. A Common and Costly Error Made By Investors When Buying 6. Mutual Funds Not understanding the fees you are paying on your investments7.

TIME Wednesday, April 21st @ 2-3:30pm or Thursday, April 22nd @ 7-9:30pm

LOCATIONThe Innisville 27, 1143 Highway #8Stoney Creek, Downstairs Function Room

YOUR PRESENTERAnne Louise Tindall, Vice President and Investment Advisor of Burgeonvest•Bick, is well-known for specializing in Retirement Income Planning for Seniors. Over 5,000 Retirees have attended her presentations over the last 30 years. She has developed a specialty in counseling retirees and those about to retire who want to protect their principal and insure that their money lasts. She has counseled retirees on strategies to minimize taxes on their estate and preserve their estate values for their loved ones.

Over 1,000 retirees have used Anne Louise’s advice to avoid the mistakes made by many retirees and thereby helped them minimize tax and maximize returns on their retirement savings. If you attend one workshop this year and are looking for ways to help protect your capital, don’t miss Anne Louise’s talk.

Anne Louise has completed numerous tax and estate planning courses, as well as several Canadian Securities and Insurance Exams. She lives with her husband in the Niagara Region and her two children are attending university.

GUEST SPEAKERRob Golfi is a Senior Real Estate Specialist who helps Retirees avoid costly real estate mistakes. He is ranked in the top 5 of nearly 2,000 real estate agents in the Hamilton-Burlington and Niagara area and helps Seniors looking for a lifestyle change. Whether you are down-sizing and/or require assisted living, his Transition Facilitation Service can include selling or buying a home, disposing of furniture, staging and cleaning, as well as assisting in the move. Contact Rob today at 905-575-7700.

Seating is Limited, Reservation Required – Call Anne Louise – 416.573.2748

Rob Golfi proudly supports the Children’s Miracle Network and a donation is made from every sale!

Disclaimer: Different commission rates, fees and listing and marketing services may be offered by other RE/MAX Franchisees and Sales Associates in Canada.

1-800-289-6235



Spectacular 4+1 bedroomhome, this ‘Sandcastle’ modelhas over $100,000 spent in

upgrades and finishes. Professionallylandscaped front and back – first impres-sions indicate it’s a winner, just wait untilyou get inside!

Upon entry to the grand foyer, thespaciousness and rich décor are warmand welcoming. The main floor den atthe front entrance is ideal for a homeoffice. It’s rich, deep hardwood flooroffers a nice contrast to the customshelving unit in crisp white finish.Across from the main foyer, the formalliving room has a vaulted ceiling and adormer window fills the room with light.

The formal dining room will accom-modate any size gathering, and offersopen views of the main floor. Hardwoodfloors throughout the main level and onthe spiral staircase, are complimented by

contrasting white spindles. Crownmoulding in the foyer, dining room andpowder room, with upgraded lightingand plantation shutters throughout thehouse. Ceramics in the foyer follow thruto the fantastic custom kitchen finishedwith tall maple cabinetry and rich granitecountertops.

A centre island/breakfast bar cou-ples as additional work space althoughthere are ample cupboards and countersin this dream kitchen. The dinette areahas a slider to the gorgeous patio wheresummer entertaining will be easy andcarefree. Under counter lighting, marblebacksplash, upgraded facet and stainlesssteel appliances in the kitchen.

The huge family room is adjacent tothe kitchen with a gas fireplace and win-dows on either side creating a light-filled, comfortable space. A 2pc powderroom, laundry and inside entry to a dou-

ble garage complete the main floor.

Upstairs, a light-filled loft area

brightens the landing. Bedrooms are spa-

cious, one with a balcony. The master

bedroom boasts his and hers walk-in

closets and a glorious 5 pc ensuite with

soaker tub and separate shower. The

basement is professionally finished with

a bedroom, rec room with fireplace and

wet bar plus plenty of well planned stor-

age.

Designed for entertaining, a Cabana

in the yard keeps things cool and to heat

things up: enjoy the hot-tub! Land scaped

for easy maintenance and the conven-

ience of gas BBQ hook-up. Live up to

your expectations, it’s time to move in

and enjoy the lifestyle. Call Rob Golfi

today at 905-575-7700 for a private

viewing.

Rob Golfi*FeatureHome

28 Watercliff Place, Stoney CreekPrice: $599,900.00

Taxes: $5,955.00 (2009)

Lot Size: 60.04 x 85.30 ft

House Size: Approx. 3,000 sq.ft.

Re/Max Escarpment Realty Inc., BrokerageIndependently Owned and Operated

CODE # W28

The Golfi Team isRanked in the Top 100

Re/Max Teams in Canada

RE/MAX has over 18,000 SalesRepresentatives in Canada

905-575-7700Rob Golfi


Sharon StaffordSales Representative

Heather ReidSales Representative

Hans MarcelissenSales Representative

Wendy Murray-Nicholson


Penny BryceSales Representative


april 1, 2010 issue 10

Documents

hamiltonhey rob

rob golfiby

sales agents

f i t e

rob golfithe truth

chairmans club

platinum club

presidents club