ira reboot

What is your IRA or 401(k) worth?

Do you have as much

money as you think you

do?

The 10,000 baby boomers

retiring daily are a constant

“eye opener”

as to how tax-inefficient

IRA and 401(k) assets are!

For example:

A $1,000,000 IRA =

$700,000 Net (Post Tax)

(Assuming a 30% effective tax rate)

Are you willing to give

$300,000

of your money to the government?

If not, consider an IRA REBOOT

Convert your taxable assets into a

vehicle

with no out-of-pocket cost to you

using Life Insurance!

IRA RESCUE

Here’s How We Do It…

Year 2 $100kYear 3 $100kYear 4 $100k(Policy loans always earn interest!)

UTILIZE POLICY LOAN TO PAY TAXES

By Year 5Tax-free Accumulation Value in Life Policy is Equivalent to the Original Pre-tax Balance

OptionsDecrease Coverage to Increase Tax-free IncomeORMaintain Coverage to:Tax-free Wealth Transfer

Year 1 $333kYear 2 $333kYear 3 $333k

MOVE ASSETS FROM IRA TO LIFE POLICY OVER 3 YEARS

Minimize Coverage Maximize Cash

Value

(Decrease Insurance Fee)

LIFE POLICY

• Participating Life Policy loan allow you to earns interest on outstanding

loans and can be paid back upon death

Example: $1 million goes in, $300,000 goes out via a participating loan.

Interest credited annually of 9.07% or $97,000

• Index Universal Life gives retirees safe and consistent growth potential

while also protecting them from Downside Market Losses

Index accounts have a 2% Guaranteed Floor, a 16% annual index cap and

have averaged 9.07% over the Last 30 Years

• Index Universal Life offers competitive features such as Early Liquidity,

Guaranteed Lifetime Income and a Long Term Care Benefit

• This concept works for any budget and any retirement income time

frame

This new tax-efficient vehicle can be used for:

• Guaranteed tax-free lifetime income

• Tax-free wealth transfer

• Tax-free accumulation

• Long Term Care Coverage

Isn’t Tax-Free Better than Taxable?

Don’t wait! Let us show you how an IRA Reboot

can improve your retirement.

Request your Illustration Today!