economy is about us we can and want to talk about economy our perspective on economy

ECONOMY IS ABOUT US

WE CAN AND WANT TO TALK ABOUT

ECONOMY

OUR PERSPECTIVE ON ECONOMY

ECOLOGY = UNDERSTANDING OF OUR HOUSE

ECONOMY = HOUSEKEEPING

ECO COMES FROM THE GREEK“OIKOS”, WHICH MEANS HOUSE

VALUESBEHIND THE RULESOF OURECONOMY

THIS COMMUNITYCREATES LOTS OFWEALTH AND JOBS,A FANTASTIC GROWTH!

LAND

LABOUR

CAPITAL

WHY INTEREST-FREE ECONOMY?

AN INTEREST-FREE ECONOMYHELPS TO CREATE…

A FAIR

SOCIETYAND SUSTAINABLE

AN INTEREST-FREE ECONOMY…

STOPS THE REDISTRIBUTION OF WEALTH FROMTHOSE WHO HAS LESS TO THOSE WHO HAS MORE

FROM BARTER EXCHANGE

TO… MONEY!

WHICH:

•IS A MEAN OF EXCHANGE•WORKS AS A STANDARD•PRESERVES THE VALUE

THEN PEOPLE STARTED TO USE INTERESTS

AND THE MEANS OF EXCHANGE “MONEY” STARTED TO BE SEEN AS A MERCHANDISE

TODAY IT IS GENERALLY ACEPTEDTHAT SOME PEOPLE EARN MONEYONLY BECAUSE THEY OWN MONEY,BUT MONEY…

* CAN NOT GROW

* CAN NOT WORK

THERE’S ALWAYS SOMEONE WHO HAS TO PAY FOR THAT

THE NATURE OF COMPOUND INTEREST

YEAR 0

SAVING 1 KRTO 5% INTEREST

YEAR 2010

Inkomsträntor och utgiftsräntor 2007

0

5 000

10 000

15 000

20 000

25 000

30 000

35 000

40 000

45 000

-423 -77 7 77 276 596 1 010 1 583 2 550 7 053

Nettoförmögenhet, medelvärde i kkr.

milj krinkomstränta utgiftsränta

Inkomst av kapital och utgiftsräntor 2007

0

5 000

10 000

15 000

20 000

25 000

30 000

35 000

40 000

45 000

-423 -77 7 77 276 596 1 010 1 583 2 550 7 053

Nettoförmögenhet, medelvärde kkr

milj krinkomst av kapital utgiftsränta

Interest paid and interest/profits received by Swedish population during 2007

Utlåning per år till svenska hushåll och företag Källa: Statistiska Centralbyrån

0

500000

1000000

1500000

2000000

2500000

jan-98

jan-99

jan-00

jan-01

jan-02

jan-03

jan-04

jan-05

jan-06

jan-07

jan-08

jan-09

nov-09

tid

Mil

jön

er k

ron

or

Hushåll

Företag

Debt of the Swedish families and companies

Blue – families Pink - companies

AN INTEREST-FREE ECONOMY..

…MAKES EASIER FOR THE GOVERNMENT,THE REGIONS AND THE MUNICIPALITIES TOUSE THE MONEY FOR IMPORTANT SERVICES(INSTEAD OF USING IT TO PAY INTERESTS)

Miljarder kronor

0

500

1 000

1 500

1975 1980 1985 1990 1995 2000 2005 2010

The Swedish national debt 1975-2008

Billion SEK

Statens utgifter 2008

Statsskulds

räntor

State’s expenses: 790,3 billion SEK

Interest payed for the state: 48,2 billion SEK

Jämförelse

0

10

20

30

40

50

60

70

1

Några av statens utgifter 2008

Mil

jard

er

kro

no

rStatsskuldsräntor 2008

Ek. trygghet vid ålderdom

Utbildning ochuniversitetsforskning

Studiestöd

Ek. trygghet för familjer ochbarn

Hälsovård,sjukvård

Avgiften till EU

Regional utveckling

Försvar samt beredskap motsåbarhet

Kultur,medier,trossamfund ochfritid

EnergiState’s expenses 2008

Aid: OECD, 2008 www.stat.oecd.org

Interest and Repayments:

UNCTAD, Handbook of .statistics 2008,

si.d 379

EVERY YEAR…IN BILLION DOLLARS

AND GLOBALLY?

AIDINTERESTS

REPAYMENTS

AND DON’T FORGET THATTHERE´S USUALLY

“HIDDEN INTERESTS”IN THE THINGS THAT YOU BUY