ALLIANCE FOR FULL PARTICIPATION SUMMIT 2.0 REAL JOBS--IT'S EVERYONE'S BUSINESS

November 17, 2011 Michael Morris Executive Director, National Disability InstituteExecutive Director, Burton Blatt Institute at Syracuse University

Public Policy Strategies for Improving Asset Development for Persons with Disabilities

Promoting Economic Self-Sufficiency in the Context of Fiscal Reform*

*CHANGING POLITICAL ENVIRONMENT GROWING CHALLENGES

*BUILDING REFORM FROM A COMMON VALUE FRAMEWORKEquityWorkChoiceDignityOf Risk

In 2009, 43.6 million people were living in poverty in the US. This is up 3.8 million from 2008 and is the highest number since 1959.Poverty rate jumped 14.3% in 2009.This number is equal to one in seven residents.For people with disabilities, the number is one in three.*POVERTY BY THE NUMBERS

Higher out-of-pocket health expenditures ($795 vs $256) (Livermore & Hill, 2002).

65% of people experiencing long-term poverty (greater than a year) are persons with disabilities.*POVERTY BY THE NUMBERS

SOCIAL SECURITY BY THE NUMBERSFor the last five years, Social Security has paid out more in benefits to disabled workers than it has taken in from payroll taxes.The downturn in the economy has led to record increases in application for Social Security benefits.About 8.2 million people collected disabled worker benefits totaling $115 billion in 2010.About one in 21 Americans from ages 25 64 receive the benefit.*

SOCIAL SECURITY BY THE NUMBERS

Out of 12.5 million disabled workers and those who receive benefits for the disabled poor, only 13,656 returned to work during 2009 2011, with less than a third earning enough to drop benefits altogether.*

The proportion of employed US workers identified as having disabilities declined by 9 percent.The proportion of workers between ages of 18 39 reporting disabilities dropped by 17.5 percent over the same period.Workers with disabilities are more likely to be in low-skill occupations. However, there is no disproportionate impact of the recession on workers in high-skill and low-skill occupations.*IMPACT OF 2007 2009 RECESSION ON WORKERS WITH DISABILITIES

For millions of working age adults with disabilities, a dependence on public benefits for income, health care, food, and housing becomes a trap that requires staying poor to stay eligible.LACK OF POLICY ALIGNMENT

DISABILITY AND ECONOMIC ADVANCEMENT

No group in America is more in need and more deserving of economic recovery.

DISABILITY & ECONOMIC ADVANCEMENT

For people with disabilities, there is a new level of focus, energy, and commitment to build a roadmap out of poverty at a national, state, and local level.

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WHERE DO WE BEGIN?

Economic Empowerment*

WHY IS ECONOMIC EMPOWERMENT IMPORTANT?Economic Empowerment is a series of strategies that will:improve your economic stability;decrease stress and financial crisis in your life;provide opportunities for you to learn, earn, save and build;offer savings strategies that will not cause a loss of public benefit; and put you back in control of your financial life.*

Making the shift requires:New PartnershipsNew Tools and StrategiesNew Focus

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TreasuryFDICIRSSSAUS DOLHHSCMSEducation*NEW PARTNERSHIPS FEDERAL LEVEL

NEW PARTNERSHIPS STATE LEVELMayors OfficesUnited WayIRSFDICIDA ProvidersEITC CoalitionsFinancial InstitutionsMicroenterprise LendersHome Ownership and Credit Counseling ProgramsDD CouncilVR AgencySocial Security Field OfficeWIPA GranteesPeer Support GroupsCenters for Independent LivingCommunity Action AgenciesFamily Self-Sufficiency programs*

NEW TOOLS AND STRATEGIESIncrease access to health care through enrollment in the Medicaid Buy-In.

Increase access and benefit from the Earned Income Tax Credit (EITC) and other favorable tax provisions.

Qualify for an Individual Development Account (IDA) to achieve an asset goal through matched savings.

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NEW TOOLS AND STRATEGIESIncrease use of Social Security Work Incentives.

Benefit from financial education and affordable financial services.

Set savings and asset goals as part of peer-support strategies.

Consider the possibilities of self-employment.

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REAL ECONOMIC IMPACT TOUR OUTCOMES Local Returns Refunds Tax Prep $Year Cities Partners Prepared Received Saved200511---- 7,600 $6.8 m $ 1.5 m200630200 17,223 $15.3 m $ 3.4 m200754355 36,275 $32.6 m $ 7.2 m200862555 90,653 $81.0 m $18.1 m200984634 181,152 $176.6 m $36.2 m2010100710 360,499 $351.5 m $72.0 m2011 100 >800 397,090 $387.1m $87.4mTOTAL 1,090,402 $1.05b $ 225.8 m

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FOCUS ON ECONOMIC EMPOWERMENTCross agency collaboration to remove policy and program barriers to self-sufficiency.

Increase awareness and understanding of ways social insurance, employment, and asset development programs work together rather than in conflict.*

FOCUS ON ECONOMIC EMPOWERMENTNew Legislative Proposals to reduce disincentives to work, savings, and asset accumulation.Changes to Tax Policy.Changes to Social PolicyWorkforce Investment ActRaising Asset LimitsAsset for Independence ActSocial Security Reform

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FOCUS ON ECONOMIC EMPOWERMENT

Empower persons with disabilities with new knowledge, choices, and supports.

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BOTTOM LINE"Down syndrome means that I have trouble learning, but that does not stop me from achieving my American Dream. My dream is to be an International Sensation.""This is America, and in America, whether you have a disability or do not have a disability, that doesn't stop you from going for your ultimate goals in life - and this is my goal. Something I've always wanted to do since I was eight.Moira Rossi, 2011 American Dream Video Contest Winner

http://www.youtube.com/watch?v=dhQ-sNN2Vm8

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CONTACT INFORMATION

Michael MorrisDirector, National Disability InstituteDirector, Burton Blatt Institute at Syracuse Universitymmorris@ndi-inc.org*

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