VENUE: LILONGWE-GOLDEN PEACOCK HOTEL

WHY YOU SHOULD ATTEND THIS EVENT:

Today’s financial sector establishments function in a world

plagued with uncertainties thus demanding that leadership at the

top should possess strategic foresight to accurately identify,

instantly analyze and manage uncertainties, minimize shocks

imposed on the business by local and global realities as well as

apply strategic best practice governance competences to ensure

integrated and sustainable processes, structured and well-

tailored strategies, tried and tested interventions with timely

monitoring & controls that guarantee sustained value creation for

shareholders and investors.

This highly intensive two-day course is designed to enhance the skills of microfinance board of director members and senior executive management. It will highlight the role today’s boards and senior management team must play in promoting corporate governance and making accurately decisions. WHO SHOULD ATTEND?

Members of the Board of Directors & Sub-Committees

Chief Executive Officers/Managing Directors

Executive Management/Senior Management

Any other interested persons.

COURSE BENEFITS

By the end of this conference, participants should be able to:

Identify and learn how to tackle systemic and non-systemic causes of microfinance failures

Apply international best practice regulatory compliance interventions in microfinance institutions

Apply critical thinking in decision making to minimize undesirable enterprise exposures using strategic enterprise risk management approaches/tools.

Apply corporate governance best practices as a microfinance enterprise profit propeller

Network with local and international experts

Camblish

ADVANCED MICROFINANCE BEST PRACTICES AND PORTFOLIO

RISK MANAGEMENT FOR BOARD OF DIRECTORS AND EXECUTIVE

MANAGEMENT 1st

ANNUAL CONFERENCE 2014

Accreditation No.4077

Camblish ``Microcredit has shown how you can reach out to people that conventional banking cannot. It has demonstrated that it's a doable proposition.” Muhammad Yunus

INFLUENCIAL KEY SPEAKERS PROFILE

Ezekiel Phiri: CEO CCUMO Microfinance Limited, Microfinance and development finance expert (Malawi)

Milton TAKA: MBA

Senior Financial &

Management Consultant,

Managing Director -

Camblish Training

Institute (South Africa)

Charles DJEMO:

Senior Researcher

& Microfinance

Consultant with

Camblish Research

Unit: West African

market specialist

Dr Kenneth RUFASHA:

International researcher

& consultant Managing

Consultant of Ken

Consult International

(Zimbabwe)

Themba MAZIBUKO:

Head of balance sheet

Management ABSA

Retail Bank South

Africa, chartered

accountant board

member (South Africa)

George NHEPERA:

Regional Microfinance

coordinator at (ZAMFI)

and Reserve bank of

Zimbabwe Examiner

(Zimbabwe)

Cornelius MAJAWA:

Deputy Chairman of

Malawi Microfinance

Network and

Managing Director of

Pride Malawi

(Malawi)

Jessy IA, is a Financial

Consultant &Financial

Manager for Mahamu,

an IFRS & Financial

Modelling expert

(Cameroon)

CAMBLISH

Camblish: A registered

Member of the IRMSA

SPONSORSHIP &

CONFERENCE

PARTNERS

EVENT DATE:

18-19 September 2014

8:30 Registration & Arrival Coffee 8:45 Official Welcome from MAMN 9:00 Key Note Speech Presented by------------------------- 10:00-10:15 Mid-morning Tea 10:15 – 12:00 SESSION 1: REGULATION AND SUPERVISION OF MFIs

Rational for MFI regulation

Regulatory environment

Criteria for licensing of MFIs

Prudential Vs Non-prudential supervision

Supervision framework

Legal frameworks ( microfinance Act 2010 & financial Act 2010)

Transformation models and matters of paradigm shift

Impact of new financial inclusion paradigms

Impact of regulations on MFIs and the sector o Customer outreach perspective o Ownership perspective o Funding perspective

Approaches to assessment of soundness and safety of MFIs

Financial consumer protections principles for MFIs

Basel II for MFIs (2004)

The challenges-Basel-governance

Role of donors, association and government in MFIs

ISO 3100

Country specific based regulation and control

Cornelius MAJAWA: Deputy Chairman of Malawi Microfinance Network and Managing Director of Pride Malawi

12:00 – 13:00 TEAM FACILITATED REGULATORY ENGAGEMENTS:

Focus:

Regulatory challenges faced by Micro-Finance Institutions

Interventions implemented by the Reserve Bank

Support and changes required to facilitate, protect and promote the growth of the microfinance sector in the country

Ezekiel Phiri : CEO CCUMO Microfinance Limited, Microfinance and development finance expert ( Malawi)

PROGRAM OUTLINE

COURSE TIMES MORNING SESSION: 08:30 to 13:00 AFTERNOON SESSION: 14:00 to 16:30 TEA BREAKS: There will be two tea breaks.

The morning tea break is 10:00 to 10:15 and afternoon tea break: 15:00 to 15:15.

ADVANCED MICROFINANCE BEST PRACTICES AND PORTFOLIO RISK

MANAGEMENT FOR BOARD OF DIRECTORS AND EXECUTIVE

MANAGEMENT 1st

ANNUAL CONFERENCE 2014

13:00-14:00 Lunch

14:00-15:00 SESSION 2: CAUSES OF MICROFINANCE INSTITUTIONAL FAILURES

Weak credit control

Systemic and systematic fraud

Loss of focus – management/ownership driven

Methodological flaws in credit technology

Design flaws in the conception of the institution itself

Government intervention

Bad governance & regulation

Lack of a Compliance Culture

Weak governance at board level

External specific factors o Credit risk o Global financial turbulence o Credit lines dried up

Internal specific factors o High portfolio at risk ( PAR) o Incompetent board o Poor mix of investment portfolio o Weak capacity or inadequate training

Dr Kenneth RUFASHA: International researcher & consultant Managing Consultant of Ken

Consult International (Zimbabwe)

15:00-15:15 Afternoon Tea Break

15:15-16:30 SESSION 3 [Part 1]: USING CORPORATE GOVERNANCE BEST PRACTICES AS A MICROFINANCE ENTERPRISE PROFIT PROPELLER

Definition & importance of governance in MFIs

Duties of the board of directors & types of board in MFIs

The role and responsibilities of the board

Demarcating the roles and responsibilities of Executive Directors and the Board

Board structure, procedure & development o Relationship between the board & CEO/Manager o Managing conflict of interest o Communication o Induction, training & development of board o Types of committees

Milton TAKA: MBA Senior Financial & Management Consultant, Managing Director of Camblish Training Institute (South Africa) & Jessy IA, is a Financial Consultant &Financial Manager for Mahamu, an IFRS & Financial Modelling expert (Cameroon)

16:30 End of Day one

Day one

8:00 Registration & Arrival Coffee 8:15 Opening Remarks from the Conference Chair, _________________

08:30-10:00 SESSION 3 [Part 2]: USING CORPORATE GOVERNANCE BEST PRACTICES AS A MICROFINANCE ENTERPRISE PROFIT PROPELLER

Board structure, procedure & development o Board meetings o Board reports o Board performance evaluation o Commercial objectives Vs social service obligations o Code of best practice

Ownership and their impact on governance in MFIs

Board directors and performance management o Functional responsibilities o Effective structuring

Characteristics of an effective board members o Leadership characteristics o Technical background

``Do’s and don’ts for board members

CEO’s role and governance responsibilities

Case study

Best practice principles in microfinance Governance

Milton TAKA: MBA Senior Financial & Management Consultant, Managing Director

of Camblish Training Institute (South Africa) & Charles DJEMO: Senior researcher

&microfinance consultant with Camblish Research unit (South Africa)

10:00-10:15 Mid-morning Tea

10:15-12:00 SESSION 4: STRATEGIC ENTERPRISE RISK MANAGEMENT AS A RISK-BASED BOARD DECISION MAKING TOOL: Intermediate to Advance

Introduction to risk management: Why risk management? Principles, processes, attributes, disciplines

Risk management process

Establishing the context of risk management in microfinance field

The role & responsibilities of directors and board with respect to risk management

Designing strategies and system to suit the organization

Setting of risk appetite and tolerance levels by the board

Treatment; treatment plans; reporting & assurance regimes

The key link between corporate governance & risk

Risk management framework

Explanation of the AS/NZS 4360 Standard: the internationally recognized risk management standard+ COSO+ IRM Standard

‘Do’s and don’ts of ERM in microfinance business environments

Fraud in MFS

Impact of fraud

How to prevent and mitigate fraud risk in MFS?

Board reporting to review progress in addressing exposures

Getting relevant support and commitment from top executives

Exercise: The major risks in your organization

Dr Kenneth RUFASHA: International researcher & consultant Managing

Consultant of Ken Consult International (Zimbabwe)

12:00-13:00 SESSION 5: MICROFINANCE, MOBILE MONEY & TECHNOLOGICAL INTEGRATION DEVELOPMENTS AND BEST PRACTICE

Introduction to Mobile Financial Services ( MFS)

Pre-requisites/Enablers for offering Mobile Financial Services

How do Mobile Financial Services work?

Mobile financial services, bank regulations & compliance

MFS in countries with a developed infrastructure and banking industry – Case Studies

Mobile network operators & bankers: partners or competitions?

``Do’s and ``don’ts for end-user MFS (customers) TNM and Airtel

13:00-14:00 Lunch

14:00-15:00 SESSION 6: A REVIEW OF THE GLOBAL MICROFINANCE LANDSCAPE

Reflecting on the past, present and future direction of microfinance

Emerging issues that require innovative responses

Regulatory and policy dynamics for the future

Adapting to the changing financial/business landscape – bundling George NHEPERA: Regional Microfinance coordinator at (ZAMFI) and Reserve bank of Zimbabwe Examiner (Zimbabwe)

THE END!!

Day two

COURSE TIMES MORNING SESSION: 08:30 to 13:00 AFTERNOON SESSION: 14:00 to 16:30 TEA BREAKS: There will be two tea breaks.

The morning tea break is 10:00 to 10:15 Afternoon tea break is 15:00 to 15:15

ADVANCED MICROFINANCE BEST PRACTICES AND PORTFOLIO RISK

MANAGEMENT FOR BOARD OF DIRECTORS AND EXECUTIVE

MANAGEMENT 1st

ANNUAL CONFERENCE 2014

BOOKING AND AGREEMENT FORM

COMPAGNY: REGISTRATION NUMBER

:

DELEGATE NAME:

Tel: Fax: Function:

E-mail: SELECTED VENUE Position:

Business

Address:

Contact detail:

Postal Code: Postal Address :

DELEGATE DETAILS

Title: Surname Other Names Cell: E-mail:

NB: For additional delegate names, photocopy this page and add names unto as many additional pages as you wish.

I hereby acknowledge that I have read and understand all the terms and conditions of my registration

Signature:______________________________________Name:______________________________________________________________

QUALITY GUARANTEE: Camblish aims to provide you with training & consulting interventions of the highest quality at all times. Your inputs into our quest for continuous improvement will lead us unto an unparalleled path of learning and growth. We strive to make your experience at any of our events, a memorable one, as we strive to subscribe to the highest quality standards. Sitting positions are guaranteed for delegates who make payments in full or have issued guaranteed purchase orders before the training. NOTE: STANDARD TERMS AND CONDITIONS FOR REGISTRATION:

CONFIRMATION: All registrations will be deemed confirmed and subject to these Terms and Conditions. BANK TRANSFERS: PAYMENT BY BANK TRANSFER MUST BE MADE PRIOR TO THE EVENT RUNNING. ACCESS: If payment cannot be confirmed on registration at the start of the event, staff will request a credit card guarantee before access is permitted. CANCELLATIONS: If you cancel within 30 working days of this event running a 50% cancellation fee will be charged. If you cancel within 20 working days of this event running a 100% cancellation fee will be charged. Please notify the office in writing in the event of cancellation. Substitutions: Registered delegates may be substituted at any time prior to the conference without incurring an additional fee. Please notify the office in writing of the change.

PLEASE NOTE: Speakers, topics

and venues were confirmed at

the time of publishing and may

be changed due to any act of

God or an uncontrollable

eventuality arising, Camblish

reserves the right in the best

interest of delegates, to alter,

cancel or postpone this event. If

the event is cancelled, delegates

will be refunded in full, and if

postponed, delegate payments

will be credited to a future event.

Camblish Training Institute: 9th

Floor, Orion House, 49 Jorissen Street, Braamfontein, Business Development Manager: Sarah M. Email:sarahm@camblish.co.za Tel: (0027) 11 024 9246/ (0027) 11 075 2214, FAX: (0027) 86 588 3981

After hours contact: (0027)826013225 or (0027) 61 035 8120, Web:www.camblish.co.za

GROUP BOOKINGS AND TEAM DISCOUNTS: For more than 10 delegates, you get a 5% discount. Call our hotline

on +27 011 0249246 or 011 027 0411 or Email us.

ADVANCED MICROFINANCE BEST

PRACTICES AND PORTFOLIO RISK

MANAGEMENT FOR BOARD OF

DIRECTORS AND EXECUTIVE

MANAGEMENT 1st

ANNUAL

CONFERENCE 2014

BANKING DETAILS: TRAINING

OPTIONS:

PRICE PER DELEGATE

MEMBERS(MAMN)

NON-MEMBERS(MAMN)

US $500.00

US $650.00

PUBLIC

COURSE

IN-HOUSE AVAILABLE ON REQUEST

NOTE: IN-HOUSE OPTION –WE OFFER THIS WHEN THERE ARE 10 OR MORE DELEGATES.

Account: Camblish

Training Institute

Bank: First National Bank

Cheque Acc No:

62303177829,

Bank Branch: Parktown

Branch code:250455

Swift Code: FIRNZAJJ

Account name: Malawi

MicroFinance network

Bank: EcoBank Limited

Current Account No:

0020137002245801

Bank Branch: kanengo

OR