a better future - open banking world congress · 2020. 2. 18. · a better future 12-13 may,...

A better future

12-13 May, Central Hall Westminster, London Open banking is the dawn of a transition from traditional banking and financial services, to becoming the heart of an emerging cross-sectoral data-driven ecosystem. Early signs of new business models around the world, and potential revenue streams for banking and other B2C organisations, are both exciting and revolutionary. Join senior innovators taking the next steps in the open banking (OpenX) journey.

● What are the most successful and most promising use cases to date? ● What improvements in functionality, standard infrastructure and digital

identity are required? ● What value exchanges will consumers respond to? ● What are the most promising business models and lessons learnt? ● Where are the opportunities for monetisation? ● What does the future hold for offering broader cross-sectoral lifestyle

services (and data reciprocity)? ● How will your organisation succeed in this new environment?

Open Banking World Congress is the unmissable, global annual event in open banking, where we create an environment to help achieve positive change and realise the value of a better, open future.

https://www.c-h-w.com/

Confidential draft agenda (work in progress and subject to change) 1

Confirmed speakers so far: ● Guest speaker: David Birch ‘Identity is the new money’, ’Famous for 15mb’ ● Guest speaker: Jenny Radcliffe, ‘The Human Hacker’ ● Ali Niknam, Founder, bunq ● Oliver Prill, CEO, Tide ● Dan Dickinson, CIO, Equitable Bank ● Laura McGortey, Director, Strategic Partnership Solutions, BNY Mellon ● Andrew Hogwood, Digital FS Director, Sainsbury’s Group ● Jonathan Garzon, Head of Digital Business & Innovation, Cecoban ● Arturo Gonzalez Mac Dowell, President & CEO, Eurobits Technologies, Joint Chair,

SEPA API Access Scheme ● Carlos Figueredo, CEO, Open Vector ● Rafe Mazer, Director, Innovations for Poverty Action ● Nathan Kinch, CEO >X, Creator Data Trust by Design ● Miles Cheetham, Head of Propositions, Open Banking (UK) ● David Parker, CEO, Polymath Consulting ● Maciej Kostro, Board Advisor, Polish Bank Association ● Xavier Gomez, Co-founder & COO, INVYO ● Chris Michael, Head of Technology, Open Banking (UK) ● Hervé Robache, IT Architect, STET ● Bruno Diniz, Co-founder, Sprialem ● Edward Berks, Executive General Manager for Financial Partnerships, Xero ● Paul Rodgers, Chairman, Vendorcom ● Mariana Velazquez, former Mexican regulator ● Giles Cuthbert, Managing Director, Chartered Banker ● Liz Brandt, CEO, Ctrl-Shift ● Charles Damen, SVP Payment Strategy, Worldpay ● Hakan Eroglu, Global Open Banking Lead, Advisors, Mastercard ● Tanja Imamovic, Open Banking Leader, Raiffeisen Bank International ● Halim Memi, Head of Strategy and Business Development, Digital Banking, Isbank ● Nick Kerigan, Managing Director, Future Payments, Barclays ● Tony McLaughlin, Managing Director, Transaction Banking, Citi ● Julia Holzgreve, Director, Open Banking & Ecosystem Partnerships, Keen

Innovations AG ● Ghela Boskovich, Head of Europe, Financial Data & Technology Association ● Nilixa Devlukia, Founder, Payments Solved ● Bill Roberts, Head of Open Banking, Competition & Markets Authority (UK) ● Alex Roy, Head of Consumer Distribution Policy, Financial Conduct Authority (UK) ● Don Cardinal, Managing Director, Financial Data Exchange (FDX) ● Will Mason, Director of Digital, UK&I, Experian ● Harry Weber-Brown, Digital Innovation Director, The Investing & Saving Alliance

(TISA) ● Uttiyo Dasgupta (Ex Head of Strategy, Innovation, Partnerships and Open

Banking Commercialisation, HSBC UK) Senior Independent Advisor ● Carlos Lopez Moctezuma, Global Head of Open Banking, BBVA ● Alexander Ali, Director, Blacksmiths Technology ● Paul Schooley, Chief Commercial Officer, Cashplus ● Tiago Aguiar, Head of New Platforms, TecBan ● Pamela Novoa Ralli, VP Product - Worldwide Payments & Banking, Sage ● Lana Abdullayeva, Payments Innovation & Policy Director, Lloyds Banking Group ● Peta Milan, CEO, Transcendent Media Capital ● Biju Suresh Babu, Managing Director, Banking & Financial Services, Fiorano

www.openbankingworldcongress.com is organised by

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● Fred Schebesta, Co-founder, Finder ● Markus Henschel, Co-founder & CEO, Jade Eli Technologies ● Hayden Sutherland, Founder, Open Transport Initiative ● Charles Radclyffe, Data Philosopher ● Charlotte Sadd, Personal Banking Strategy & Innovation Manager, NatWest ● Jumpei Miwa, Director of Fintech & Innovation Office, Financial Services Agency,

Japan ● John Broxis,

Please note: The Congress will be live streamed (and then available on-demand for all participants) to reach the widest global audience of OpenX interested professionals as possible. And, for delegates and speakers who do fly to attend we are committed to carbon offsetting your travel.

Progress, Monetisation/Value Prospects, Adoption

Day One: 12th May

08:00 Registration

09:00 Welcome Marie Walker, Head of Content, Open Banking World Congress

09:05 Chair’s opening comments David Parker, CEO, Polymath Consulting

Morning keynotes: Creating opportunities

09.10 Guest speaker: Getting creative when faced with obstacles Introducing open banking may mean overturning existing cultures, dealing with legacy systems and fierce competition to win market share. Gain creative inspiration from how social engineer Jenny gets through (and around) any barriers blocking her from her goal Jenny Radcliffe, The Human Hacker

09:30 Fireside chat: New approaches Our Chair speaks to leading innovators on what attitudes, characteristics and approaches have worked for them so far and what they think are the most important attributes for success in the Open future. Ali Niknam, Founder, bunq




Paul Schooley, Chief Commercial Officer, Cashplus tbc Alipay Interviewer: David Parker, CEO, Polymath Consulting

09.50 Open banking progress in UK and Europe: Facts, figures & forecasts Quantifying progress so far using the data now available. Highlighting the trends, trajectory and likely accelerants; forecasting progress in the next 18 months.

10.00 Panel: Old banks, new ambitions ● How some traditional banks are substantially changing their approaches ● Targets and timeframes

Chair: Carlos Figueredo, CEO, Open Vector Panelists: Julia Holzgreve, Director, Open Banking & Ecosystem Partnerships, Keen Innovations AG Speaker name tbc, HSBC Speaker name tbc, BBVA tbc Société Générale

10.30 Setting targets: The banking metrics to achieve Platinum sponsor keynote, title tbc

10:45 Networking Coffee Break

11:10 Panel: Unlocking payment innovation (and scale opportunities)

● Liability, exemptions and transaction risk analysis issues in open banking ● How pre-PSD2 payments pioneers Klarna, trustly and iDEAL have dealt

with these issues ● User perspectives on different payment methods in an SCA world

Chair: Paul Rodgers, Chairman, Vendorcom Panellists: Charles Damen, SVP Payment Strategy, Worldpay Nilixa Devlukia, Founder, Payments Solved

11.40 Panel: Consumer acceptance: Pilots and programmes from the front line ● PISP, instant payments, QR codes…obstacles and opportunities ● Reimagining customer relationships

Chair: Nick Kerigan, Managing Director, Future Payments, Barclays Panellists: Andrew Hogwood, Digital FS Director, Sainsbury’s Group




12.10 What is better for the consumer? Open banking or scheme based approaches? ● PSD2 v. PEPSI ● EPL or SEPA API

Arturo Gonzalez Mac Dowell, President & CEO, Eurobits Technologies, Joint Chair, SEPA API Access Scheme

12.30 Consumer Data Right in Australia: How an Australian comparison site is leaning in to Open Data ● How CDR is being framed in Australia

○ Background: Australian attitudes towards the banking sector ○ Enter Consumer Data Right - Australia’s take on Open Banking ○ Lessons being learned

● Case study: How an Australian comparison site is maximising the Open Data opportunity

Fred Schebesta, Co-founder, Finder

12.45 Chair’s morning observations David Parker, CEO, Polymath Consulting

12.50 Networking Lunch

Afternoon Stream 1a Winning Corporate & SME

accounts

Afternoon Stream 2a Monetisation: The Reality

13:40 Chair’s welcome Lana Abdullayeva, Payments Innovation & Policy Director, Lloyds Banking Group

Chair’s welcome Ghela Boskovich, Head of Europe, Financial Data & Technology Association

13:45 Panel: Winning with SMEs ● Modernising invoice payments ● Cash flow management ● SME lending

Panellists: Pamela Novoa Ralli, VP Product - Worldwide Payments & Banking, Sage

Panel Promising propositions and scale opportunities ● Premium APIs (and beyond) ● Pricing models with promise ● Where open banking went wrong:

Fixes and developing best practice

● Legacy vs. BaaS. Caught in the middle?

Chair: Ghela Boskovich, Head of Europe, Financial Data & Technology Association Panellists: Biju Suresh Babu, Managing Director, Banking & Financial Services, Fiorano




14.15 Case study:: Real-time information and data for global cash management

Case study: The facts and figures behind our proposition

14:35 Panel: Extending corporate banking capabilities through API partnerships Panellists: Oliver Prill, CEO, Tide Edward Berks, EGM for Financial Partnerships, Xero

Panel: Open Banking business models: Strategic merits, and expected returns, of the different approaches

15:05 Networking Coffee Break Networking Coffee Break

Afternoon Stream 1b API management & delivery

Afternoon Stream 2b Jumping ahead:

Emerging best practices

15:45 Panel: The challenge of API management and delivery ● DevOps approaches ● Resilience & reliability ● Security ● Analytics ● Creating solid foundations to

support innovation ● Different ways to deliver

connectivity Chair: Markus Henschel, Co-founder & CEO, Jade Eli Technologies Panellists: David O’Neil, CEO, API Metrics Alexander Ali, Director, Blacksmiths Technology

Panel: Global perspectives on progress and future direction ● Is the right functionality enabled

by the current legislative frameworks? And if not what next?

● How much should the market decide?

● Is TPP growth booming as it should?

● Global interoperability considerations for your strategic play

Panellists: Don Cardinal, Managing Director, Financial Data Exchange Maciej Kostro, Board Advisor, Polish Bank Association Chris Michael, Head of Technology, Open Banking (UK) Hervé Robache, IT Architect, STET tbc Berlin Group




16:15 Panel: API strategies to resolve internal data management challenges ● Internal data management

headaches ● Unlocking siloed data ● Risks and costs

Regional spotlight panel: How Latin America is embracing open banking ● How is open banking being

implemented across the region ● What are the advantages of the

differing approaches? ● What lessons are being learnt? ● What benefits are predicted and

over what timescales? Panelists: Jonathan Garzon, Head of Digital Business & Innovation, Cecoban Bruno Diniz, Co-founder, Sprialem Mariana Velazquez, former Mexican regulator

16.45 Regional case study: From physical to digital. How an ATMs deployer is helping to push ahead Open Banking in Brazil ● TecBan’s value proposition as an

enabler for Financial Institutions and Fintechs

● the Brazilian Open Banking proof of concept

● Status of Open Banking in Brazil Tiago Aguiar, Head of New Platforms, TecBan

16.45 16.45 Panel: API Security & ecosystem risk

16.55 Panel: Advancing social & financial inclusion: Good for the economy, good for society, good for business Panel leader: Rafe Mazer, Director, Innovations for Poverty Action

17.15 Chair’s afternoon observations

17.25 Chair’s afternoon observations

17:30 Drink reception & networking Featuring: The Battle of the Banks Traditional bank v. challenger bank: which will be the biggest winner in the open banking world? An entertaining (and enlightening) debate and vote.




Open Future

Day Two: 13th May

08:00 Registration

09.00 Welcome Marie Walker, Head of Content, Open Banking World Congress

09:05 Chair’s opening comments Liz Brandt, CEO, Ctrl-Shift

Morning keynotes: Laying the foundations for the Open future and your role in it

09.10 Guest speaker: Digital identity in the 2020s ● Why digital identity is a priority and why the pressures for change are

mounting ● Why banks are well placed to develop the new infrastructure ● Why open banking provides banks with a catalyst to a new business

David Birch

09:30 Panel: The drivers & blockers for delivering a federated digital ID for open finance

● Creating an identity ecosystem to augment open finance ● Drivers & blockers ● Approaches for driving consumer adoption ● Use cases ● Predictions for digital ID development & adoption in the next 2-3

years Chair: Harry Weber-Brown, Digital Innovation Director, The Investing & Saving Alliance (TISA) Charlotte Sadd, Personal Banking Strategy & Innovation Manager, NatWest

10:00 Case Study: Open data: Informed consent, meaningful ethics and achieving trust ● What "meaningful" consent looks like ● Consent codification ● Data Ethics ● Key implementation considerations (eg metrics)

Nathan Kinch, CEO >X, Creator Data Trust by Design Miles Cheetham, Head of Propositions, Open Banking (UK)




10.20 Building Open Finance? A regulators perspective ● Where are we today with Open Finance? ● What benefits does a regulator see? ● What are the key challenges to building a successful model? ● Initial thoughts following the recently concluded Open Finance Call

for input ● What next?

Alex Roy, Head of Consumer Distribution Policy, Financial Conduct Authority (UK)

10:40 Networking Coffee Break

11:10 Thought piece: Building the open future – now and next Platinum sponsor keynote, title tbc

11.30 Panel: Creating lifestyle services ecosystems ● Example ecosystems being modelled today ● Pricing models being investigated ● What are the benefits of an ecosystem approach?

Chair: Liz Brandt, CEO, Ctrl-Shift Panellists: tbc Facebook tbc BT Tbc Telefonica tbc NHS tbc Public Health England

12:00 Panel: Taking stock of your data ● Understanding where your data opportunities and risks lie. ● What possibilities are enabled that we haven’t explored yet? ● What scope for processing data for other purposes (eg training

algorithms)? ● Who owns derivative data? ● Cross sector data flows ● Reciprocity of data - when (voluntary or compelled?), what (and for

what purpose?) Panellists: Xavier Gomez, Co-founder & COO, INVYO

12.30 The future of distributed economics and distributed technologies and their impacts on open banking Exploring the rapid emergence of successful distributed economics models in financing and distributed technologies, such as distributed ledger technology and its impact on the challenges faced in open banking. Peta Milan, CEO, Transcendent Media Capital




12.45 Chair’s morning observations

12:50 Networking Lunch

Afternoon Stream 3 How Open will change your

industry

Afternoon Stream 4 Creating a winning

value exchange

13:40 Chair’s welcome Hakan Eroglu, Global Open Banking Lead, Advisors, Mastercard

Chair’s welcome Uttiyo Dasgupta (Ex Head of Strategy, Innovation, Partnerships and Open Banking Commercialisation, HSBC UK) Senior Independent Advisor

13:45 Panel: How we’re moving beyond banking into Open Finance ● The role of the aggregator ● Reaching new customers (eg

thin file) ● Cutting costs, increasing

margins ● Use cases: mortgages,

insurance, wealth ● Open finance v. embedded

finance Chair: Will Mason, Director of Digital, UK&I, Experian

Panel: The pace of change: When did other slow burn initiatives (eg contactless) take off and what lessons can we learn? Panellists: Dan Dickinson, CIO, Equitable Bank Paul Rodgers, Chairman, Vendorcom Laura McGortey, Director, Strategic Partnership Solutions, BNY Mellon

14.15 Case study: Amazing open API partnership models: The art of the possible...

Case study: An end to the poverty premium? A win:win situation for all

14.35 Panel: Advancing towards Open utilities

Panel: What value exchanges are likely to work? How do you communicate them effectively?

15.05 Networking Coffee Break Networking Coffee Break

15.25 Panel: Tearing up the rule book. Leaders in sector innovation discuss the future

Panel: Managing friction ● SCA (including: how do we

manage SCA when there is no app interface/relationship eg. pensions)




● API reliability/ease of user experience

15.55 Thought piece: Prepare for launch Open Banking progress so far has been likened to a Tsunami warning bell. When open data reaches your company, your sector, what will be the effect on you and how can you prepare now to ride the wave? Hakan Eroglu, Global Open Banking Lead, Advisors, Mastercard

Thought piece: Changing financial, and data, behaviours – the role we all need to play Uttiyo Dasgupta (Ex Head of Strategy, Innovation, Partnerships and Open Banking Commercialisation, HSBC UK) Senior Independent Advisor

16.15 Chair’s Closing Remarks Chair’s Closing Remarks

16.20 One for the road… Please join us for a ‘great to meet you, see you next time’ drink

(and parting gifts)

17.00 End of Congress End of Congress

Breakout sessions:

Global Regulator private session - what’s working, what’s not, what’s next Chair: Bill Roberts, Head of Open Banking, CMA (UK)

Open Transport Initiative meeting Chair: Hayden Sutherland, Founder, Open Transport Initiative

Open Insurance Initiative meeting Chair: Fouad Husseini, Founder, Open Insurance Initiative

Open Banking Europe - private members session

Open Banking workshop for Investors In association with:




What attendees said about Open Banking World Congress 2019:

60+ Speakers

‘...really hit the nail on the head…’

‘Stellar line-up and audience.’

‘Refreshing...big names being open

about their plans & strategies’

2019 Speaker faculty 2019 Agenda

2 plenaries, 4 streams, 2 breakout

meetings

‘A valuable use of my time’

‘Finance Edge have their finger on the

pulse of Open Banking’

‘A huge success!’

‘The best Open Banking event I’ve

been to!’

20 sponsors & exhibitors

‘Wonderfully planned and executed’

‘Very very good conversations with

banks & technology partners’

‘An excellent opportunity for us…’

350+ Attendees

‘Lots of top notch professionals…’

‘...highly participatory audience’

‘..an eye opening experience’

Why we do what we do...

We believe in the value of the open future, and how we behave and portray ourselves reflects our passion for delivering these benefits and opportunities to our global network.

We’re nice people

First and foremost, we’re a good bunch. By being friendly and approachable, we build relationships with our speakers, sponsors and delegates. We always act with honesty and integrity, gaining trust which in turn creates fantastic engagement with the most important influencers in the ecosystem.

We challenge everything

Never resting, we are curious and enquiring in all that we do. By staying ahead of the curve, we ensure that our agendas, speakers and content are challenging and disruptive, which keeps our sponsors and delegates coming back, achieving our aim of being an unmissable event in the open banking calendar.

We’re connected

We are the highly respected, central touch point for the open banking ecosystem. Our people focussed approach helps build our valued global network, and we strengthen bonds by steering decisions, maximising benefits, and giving our members a genuine platform in a rapidly growing and evolving sector.

We have the knowledge

We are global, ambitious, and we look to the future. Like our speakers, sponsors and delegates, our finger is firmly on the pulse of open banking. We speak with our own personality and earned authority on important matters, reflecting our research informed expertise. Individually and as a


https://finance-edge.com/events/obwc19/speakers/

https://finance-edge.com/events/obwc19/agenda/



group, we aim to be a leading, powerful voice.

We care

We believe the Open future is a better future for us all. To achieve benefit for individuals and societies, business models have to be profitable. To achieve trust, data use has to be ethical. To achieve progress we need to operationalise concepts. We care about practice not theory and this is our content promise to you.

We are responsible

We want to involve all Open future enthusiasts from around the world. But not everyone can - or should - fly to join in. So we live stream the Congress with real time participation in Q&A and polls. And for those who need to attend in person - to build relationships that will move us forward - we carbon off-set your travel.



a better future - open banking world congress · 2020. 2. 18. · a better future 12-13 may,...

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