FUTURE OF B A N K I N G

K R I S T I A N L U O M A , @ K L U O M A

KRISTIAN LUOMA KRISTIAN LUOMA

FUTURE OF B A N K I N G ?

WE DON’T NEED BANKS, WE NEED BANKING.

!

B I L L G A T E S

BANK IS NOT SOMEWHERE YOU GO, IT IS SOMETHING

YOU DO.

BRETT K ING

H O W T O DISRUPT

BANKING?

HORSES vs CARS

CLAYTON CHRISTENSEN

E X P E R T S

I N N O V A T O R S

More accessible, easier, cheaper

MUSIC

More accessible, easier, cheaper

PHOTOGRAPHY

DISRUPTED BY DIGITAL EMPOWERING INNOVATIONS

FOCUS ON INNOVATION THAT

E M P O W E R S

W H A T J O B D O E S T H E B A N K D O ?

K E E P S Y O U R VA L U A B L E S

S A F E ?

H E L P S Y O U S P E N D Y O U R

M O N E Y ?

M A K E S Y O U M O R E M O N E Y ?

G I V E S A D V I C E ?

M A K E S T H E B E S T O U T O F VA L U A B L E S !

1 1 !

P R E D I C T I O N S F O R F U T U R E O F

B A N K I N G

IN THE YEAR 2000?

1 . R I S E O F M O B I L E

B A N K I N G

2 . A L L D I G I TA L B A N K S A C R O S S

E U / W O R L D

3 . C R Y P T O C U R R E N C I E S

4 . T R A N S A C T I O N A S A “ C O M M E R C E ”

P L AT F O R M

5 . A P I S , A P I S E V E RY W H E R E

6 . P R I VAT E B A N K I N G F O R

E V E RY O N E

7 . F I N A N C E C O A C H I N G

8 . A L L A U T O M AT I C

M O N E Y O P T I M I Z E R

9 . A L L A U T O M AT I C I N S U R A N C E

1 0 . E T H I C A L F U N D I N G

1 1 . L I F E S T Y L E B A N K I N G

H AV E F U N H A C K I N G & T H A N K Y O U

K R I S T I A N . L U O M A @ O P. F I @ K L U O M A