60004641 personal loan
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“PERSONAL LOANS OFFERED BY PUBLIC
AND
PRIVATE SECTOR BANK”
BACHELOR OF COMMERCE
BANKING & INSURANCE
SEMESTER V
UNIVERSITY OF MUMBAI
ACADAMIC YEAR
(2010-2011)
SUBMITTED BY
MANALI .N. DONGRE
ROLL NO-40
S.S.& L.S. !ATKAR VARDE COLLEGE
OF ARTS" COMMERCE AND SCIENCE
GOREGAON (#EST)
MUMBAI-4000$2
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“PERSONAL LOANS OFFERED BY PUBLIC
AND
PRIVATE SECTOR BANK”
BACHELOR OF COMMERCE
BANKING & INSURANCE
SEMESTER V
SUBMITTED
I% !'* F+*,**% O, / '+'% F' / A3' , D5' ,
B6/*' O, C'6-B%7%5 & I%+'%6.
B8
MANALI N. DONGRE
ROLL NO-40
S.S.& L.S. !ATKAR VARDE COLLEGE
OF ARTS" COMMERCE AND SCIENCE
GOREGAON (#EST)
MUMBAI-4000$2
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S.S.& L.S. !ATKAR VARDE COLLEGE
OF ARTS" COMMERCE AND SCIENCE
GOREGAON (#EST)
MUMBAI-4000$2
CERTIFICATE
T/ 6',8 / S/'9M M%* N. D%5' ,
B.C.B%7%5 & I%+'%6 S' V (2010-2011) /
+66,+**8 6:* / :';6 % +%' / 5+%6 ,
/%'<* B .M. R.
C+' C-'%' !'%6:*
!';6 G+ 9 I%'%* E=%'
E='%* E=%'
ACKNOWLEDGEMENT
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SECTOR BANK /*: % <5 38 **3 7%3 '
<+ 8: , :'%* *%.
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DECLARATION
I M M%* N. D%5' / +% , B.C. B%7%5 &
I%+'%6 S' V (2010-2011) /'<8 6*' / I />
6:* / :';6 % “!'%* L% O,,' <8 !+<*6 %
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T/ %,'% +< '+ % '5%* / < , 8
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M%* N. D%5'
PERSONAL LOAN OFFERED BY PUBLIC
AND
PRIVATE SECTOR BANK
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INDEX
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Sr.no Topic P!"
No.
1 I%'+6% , B%7 1
2 T8: , B%7
L%
4 T8: , L%
!'%* L% ,,' <8 !+<*6 &
!'> S6' B%7
1
$ T8: , !'%* L% 14
• H L% 1
• C' L% 21
• !'%* *% 2
• E+6% L% 0
# C S+8 $
$ F* S+8 40
Bn%
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'ISTORY OF BANKING
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TYPES OF BANKS
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!UBLIC SECTOR BANK
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CENTRAL BANK
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LOANS
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TYPES
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LOAN
UNSECURED
LOAN
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BANK RATES
Banks/Rates Used carLoan
(Reducing)
New CarLoan
(Reducing)
Processing fee
ICICI Bank 16% 9.!% " 11.!% Rs.#!!/" to
Rs.!!!/"
HDFC Bank 1$% " 19% 1!.!% "11.#% Rs #9!/" toRs. 9!/"
Kotak Mahindra 1% " 16% 1#% " 1% % of &oana'ount
Axis Bank 16.!% " 1% 9.!% " 1!.!% Rs.!!!/" toRs.!!/"
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(SBI)
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N.
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PERSONAL LOAN
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EDUCATION LOAN
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Doc6"n,,ion
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CASE STUDY
ICICI BANK PERSONAL LOAN
E*i!i&i*i,1 Cri,"ri )or ICICI P"r-on* Lon
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Doc6"n,,ion
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IDBI PERSONAL LOAN
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Doc6"n,ion
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FIELD STUDY
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earned on our deposits with a bank is our share of the
banks profit made on loans
ex: fixed deposits, recurring deposits, savings accounts
etc.
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BIBILOGRAP'Y
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!RINCI!LES OF BANKING
-DEENDAYAL SHARMA
INTERNATIONAL BANKING & FINANCE
-VI!UL !RAKASHAN
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