6 tips for dealing with your insurance company after an auto accident
TRANSCRIPT
6 Tips For Dealing With Your Insurance Company
After an Auto Accident
After a car accident, there’s often a lot to deal with regarding insurance companies—both your own and the other driver’s. But what many people don’t know is how to
prepare for these interactions, as they can get tricky.
Here are a few things to remember to ask if you or a loved one is involved in an
accident:
File a claim with your insurance company within
24 hours.
Tip #1
Tip #1: File a claim with your insurance company within 24 hours.
It’s important that you file a claim with your insurance company within one day of your accident, because the sooner the claim is made, the more quickly the process can begin and the more accurate the information will be. Claims with your insurance company will cover medical bills and lost wages under your personal injury protection coverage.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
Stay in control of the initial phone conversation.
Tip #2
Tip #2: Stay in control of the initial phone conversation.
While speaking with your insurance company, be sure to provide them with only the facts and not any information that can be held against you to reduce your settlement. You also should not agree to any settlement offers right away, nor should you allow them to record you.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
If the other driver was partially at fault, file a claim
with their insurance company within 24 hours.
Tip #3
Tip #3: If the other driver was partially at fault, file a claim with their insurance company within 24 hours.
If this is the case, his or her insurance company is responsible for damage to your vehicle, your rental car expenses, etc. If you have collision coverage, you can file this claim with your insurance company, as opposed to the other driver’s—your insurance company will then work out the details with the other insurance company and make things much less complicated for you. It’s also important not to admit fault or discuss any details of the accident at this point.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
In general, avoid further discussions with the other
driver’s insurance company.
Tip #4
Tip #4: In general, avoid further discussions with the other driver’s insurance company.
If they are calling for logistical reasons, such as setting up a rental car for you, it’s certainly fine to talk with them, but keep the conversation limited to that specific topic. It’s important not to admit fault nor let them record you. If you have a lawyer, it’s best to let them handle all discussions with the other driver’s insurance company.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
Don’t let the other driver’s insurance company choose
your repair facility.
Tip #5
Tip #5: Don’t let the other driver’s insurance company choose your repair facility.
It’s not uncommon for insurance companies to select repair facilities that will serve them and their best interests, not yours. Plus, generally speaking, it’s always best to get more than one estimate. If you have a lawyer, see if they have a facility they can recommend for you.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
Avoid cashing the check until you speak to a lawyer.
Tip #6
Tip #6: Avoid cashing the check until you speak to a lawyer.
Oftentimes, insurance companies will try to send you a check right away in order to settle your case. The problem is that the offered amounts are usually much smaller than the amount it will take to cover the extent of your expenses. That’s why until you speak to a lawyer, you should not cash any checks, because once you do, you’ll no longer be able to recover any money in the future.
The 6 Tips You Need To Know
WHEN DEALING WITH INSURANCE COMPANIES AFTER AM AUTO ACCIDENT
Our team at The Law Firm of Cohen & Cohen is passionate about helping victims of an accident get back to their everyday lives or get the appropriate recoveries they deserve. No matter if you opt to hire a personal injury attorney or not, we believe it’s important for everyone to be prepared for the next steps.
Find out more about our personal injury attorneys at Cohen & Cohen and how we can help you or a loved one through your recent accident. Speak to a team member today by calling 1-800-33-COHEN or contacting us online now.
6 Tips For Dealing With Your Insurance Company
After an Auto Accident