€¦ · 8 gsis vs. milagros o. montesclaros, g.r. no. 146494, 14 july 2004 9 civil code of the...

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Page 1: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 2: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 3: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 4: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 5: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 6: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 7: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 8: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 9: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 10: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 11: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 12: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless
Page 13: €¦ · 8 GSIS vs. Milagros O. Montesclaros, G.R. No. 146494, 14 July 2004 9 Civil Code of the Philippines, Art. 4. Laws shall have no retroactive effect, unless