your key to homeownership · schedule home appraisal at the closing/ settlement contract of sale...
TRANSCRIPT
Your Key to Homeownership
®
weichert.com
I’ll help you every step of the way.
*Not all services available in all areas. **Weichert, Realtors® has an agreement with HMS National, Inc. (HMS) for a promotional program in which Weichert, Realtors® agrees to promote the Weichert Home Protection Plan, which is offered and issued by HMS. Weichert, Realtors® does not have any ownership interest in HMS, or any of their offered home warranty products and services. Weichert, Realtors® is compensated for performing promotional services. The estimated cost of the home protection plan ranges from $400 to $600. Optional coverages are sometimes available for an additional cost. It is not required that the customer enter into a sale, listing or other real estate contract as a condition of this offer. Product availability is subject to property location. For further details, please see the Terms and Conditions at www.weicherthpp.com/terms-and-conditions.
Mortgage Access Corp. d/b/a Weichert Financial Services - NMLS # 2731 (www.nmlsconsumeraccess.org). Executive Offices: 225 Littleton Road, Morris Plains, NJ 07950. Main: 1-800-829-CASH. Equal Housing Lender. All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice.Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Licensed in 38 states. AL, AK, AR, CA (Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, File 4130435), CO, CT, DE, DC, FL, GA (Georgia Residential Mortgage Licensee, License #15719), IL (Illinois Residential Mortgage Licensee), IN, IA, KS (Kansas Licensed Mortgage Company), KY, LA, ME, MD, MA (Massachusetts Mortgage Lender and Broker Licenses #MC2731), MI, MN: This is not an offer to enter into an interest rate lock agreement under Minnesota Law, MS (Mississippi Licensed Mortgage Company), NJ(Licensed by the N.J. Department of Banking and Insurance), NM, NY (Licensed Mortgage Banker - NYS Department of Financial Services), NC, OH (Registration #MBMB.850209.000 & SM.501248.000), OK, OR (OR Mortgage Lending License #ML-2528), PA, RI (Rhode Island Licensed Lender and Loan Broker), SC, TN, TX, VA, WA (WA: Consumer Loan License CL-2731),WV, and WI. Weichert Financial Services arranges loans with third-party providers. For more licensing info, visit www.weichertfinancialservices.com/aboutus/licensing.
Final Checklist
gConfirm that any repairs agreed to in final contract have been made (or will be
otherwise handled per mutual agreement).
gCheck basement, attic, closets, garage and other storage spaces to make sure
seller is not leaving unwanted items behind.
gCheck that items such as window treatments that the seller agreed to leave behind
are still there.
gVerify that attached inclusions such as lighting fixtures haven’t been replaced with
less costly ones.
gVerify for yourself that all systems and appliances are in working order (e.g., ring doorbell,
turn on heat/central air, flush toilets, run showers, turn on appliances, lights, etc.).
gCheck for damage by seller’s movers (e.g., scrapes/nicks/holes in walls/doorways/floors).
gCheck walls, floors and countertops previously covered by pictures, area rugs or
countertop appliances for previously undetected problems or damage.
gWalk through entire house to assure that it is “broom clean” throughout.
gWalk outside to confirm that the exterior grounds are in the condition you expected.
gYour homeowners insurance policy
gA certified check for closing/settlement costs
gYour checkbook for any incidental costs
gPhoto identification
Buyer Consultation
Schedule HomeInspections
Mortgage Preapproval
Insurance and Title
Introduction to Weichert Financial Services*
Home Protection Plan
View Homes
Closing ConfirmationsThe First Walk-Through
Make an Offer Reach Agreement
Get Closing Costs
Schedule Home Appraisal
At the Closing/Settlement
Contract of Sale
The Final Walk-Through
You and your Weichert Sales Associate meet at your local Weichert office for a “Buyer Consultation” to focus on your search by analyzing what you want and need in a home.
Date:_________________
Pest inspections and any others are scheduled as required/desired. Should any concerns arise, your Weichert Sales Associate will help you and the seller resolve them.
Date:_________________
Your Weichert Sales Associate introduces you to the Mortgage Advisor* on your Weichert team who can help you determine your price range with confidence.
Date:_________________
We can facilitate your title policy through a Weichert Title Affiliate and coordinate your homeowners insurance policy through Weichert Insurance Agency.
Date:_________________
We offer an end-to-end solution for financing, homeowners insurance and closing services (title insurance), all under one roof that can simplify your home purchase. Date:_________________
Your Weichert Sales Associateexplains the benefits of a home warranty, with its full year of coverage on specified major systems and appliances in your new home.
Date:_________________
You and your Weichert Sales Associate tour available homes that meet your criteria. He or she helps you evaluate their relative merits and their true market value and also notifies you whenever new homes match your criteria.
Date:_________________
You confirm the date and location of closing/settlement with your Weichert Sales Associate – and/or yourattorney (if applicable).
Date:_________________
Approximately 7 to 10 daysprior to your scheduledsettlement date, you and your Weichert Sales Associate look everywhere inside and around the home to ensure thateverything is in the condition that was agreed upon and that it meets your expectations.
Date:_________________
When you’re ready, your Weichert Sales Associate presents a written offer in person to the seller, along with a small deposit. The seller generally accepts your offer or makes a counteroffer to begin negotiations.
Date:_________________
With your Weichert Sales Associate serving as a skilled negotiator, you and the seller agree on price and terms, including closing/settlement date.
Date:_________________
At least three days beforeclosing, you will receive theClosing Disclosure with finalsettlement costs from yourlender. The costs will includeany adjustments formiscellaneous items such asheating oil, taxes, etc.
(See the back cover of this document for the final closing/settlement checklist.)
Date:_________________
Your Weichert Sales Associate arranges for the home appraiser to have access to the property(when a home appraisal isrequired for financing purposes).
Date:_________________
You sign the mortgage and other documents. The seller is paid and you receive your title (or deed) and keys.
Date:_________________
Your downpayment is placed in a trust account as specified in your contract. In some states, an attorney review of the contract is customary.
Date:_________________
At a time scheduled by your Sales Associate, you will again look everywhere inside and around the home to confirm that the condition is as expected; also make sure that everything that’s supposed to be there is present and nothing unwanted is left behind.
Date:_________________
Buying your home with Weichert, Realtors® step by step.
weichert.com19945568 / M856 / 20M / March 2019
For the final walk-through:
For closing/settlement (items to bring):
*Not available in all areas; services vary by location.
®
1
9
2
10
3
11
4
12
5
13
6
14
7
15
8
16
An overview of how we will assist you every step of the way.
Weichert Sales Associate
A guide to theprocess of
buying and sellinga home.
All Under One RoofSM Closing ServicesInsuranceMortgageReal Estate
Final Checklist
gConfirm that any repairs agreed to in final contract have been made (or will be
otherwise handled per mutual agreement).
gCheck basement, attic, closets, garage and other storage spaces to make sure
seller is not leaving unwanted items behind.
gCheck that items such as window treatments that the seller agreed to leave behind
are still there.
gVerify that attached inclusions such as lighting fixtures haven’t been replaced with
less costly ones.
gVerify for yourself that all systems and appliances are in working order (e.g., ring doorbell,
turn on heat/central air, flush toilets, run showers, turn on appliances, lights, etc.).
gCheck for damage by seller’s movers (e.g., scrapes/nicks/holes in walls/doorways/floors).
gCheck walls, floors and countertops previously covered by pictures, area rugs or
countertop appliances for previously undetected problems or damage.
gWalk through entire house to assure that it is “broom clean” throughout.
gWalk outside to confirm that the exterior grounds are in the condition you expected.
gYour homeowners insurance policy
gA certified check for closing/settlement costs
gYour checkbook for any incidental costs
gPhoto identification
Buyer Consultation
Schedule HomeInspections
Mortgage Preapproval
Insurance and Title
Introduction to Weichert FinancialServices*
Home Protection Plan
View Homes
Closing ConfirmationsThe First Walk-Through
Make an Offer Reach Agreement
Get Closing Costs
Schedule Home Appraisal
At the Closing/Settlement
Contract of Sale
The Final Walk-Through
You and your Weichert Sales Associate meet at your local Weichert office for a “Buyer Consultation” to focus on your search by analyzing what you want and need in a home.
Date:_________________
Pest inspections and any others are scheduled as required/desired. Should any concerns arise, your Weichert Sales Associate will help you and the seller resolve them.
Date:_________________
Your Weichert Sales Associateintroduces you to the MortgageAdvisor* on your Weichert teamwho can help you determine yourprice range with confidence.
Date:_________________
We can facilitate your title policy through a Weichert Title Affiliate and coordinate your homeowners insurance policy through Weichert Insurance Agency.
Date:_________________
We offer an end-to-end solutionfor financing, homeowners insurance and closing services (title insurance), all under oneroof that can simplify your home purchase.
Date:_________________
Your Weichert Sales Associateexplains the benefits of a home warranty, with its full year of coverage on specified major systems and appliances in your new home.
Date:_________________
You and your Weichert Sales Associate tour available homes that meet your criteria. He or she helps you evaluate their relative merits and their true market value and also notifies you whenever new homesmatch your criteria.
Date:_________________
You confirm the date and location of closing/settlement with your Weichert Sales Associate – and/or yourattorney (if applicable).
Date:_________________
Approximately 7 to 10 daysprior to your scheduledsettlement date, you and your Weichert Sales Associate look everywhere inside and around the home to ensure thateverything is in the condition that was agreed upon and that it meets your expectations.
Date:_________________
When you’re ready, your Weichert Sales Associate presents a written offer in person to the seller, along with a small deposit. The seller generally accepts your offer or makes a counteroffer to begin negotiations.
Date:_________________
With your Weichert Sales Associate serving as a skilled negotiator, you and the seller agree on price and terms, including closing/ settlement date.
Date:_________________
At least three days beforeclosing, you will receive theClosing Disclosure with finalsettlement costs from yourlender. The costs will includeany adjustments formiscellaneous items such asheating oil, taxes, etc.
(See the back cover of this document for the final closing/settlement checklist.)
Date:_________________
Your Weichert Sales Associate arranges for the home appraiser to have access to the property (when a home appraisal is required for financing purposes).
Date:_________________
You sign the mortgage and other documents. The seller is paid and you receive your title (or deed) and keys.
Date:_________________
Your downpayment is placed in a trust account as specified in your contract. In some states, an attorney review of the contract is customary.
Date:_________________
At a time scheduled by your Sales Associate, you will again look everywhere inside and around the home to confirm that the condition is as expected; also make sure that everything that’s supposed to be there is present and nothing unwanted is left behind.
Date:_________________
Buying your home with Weichert, Realtors® step by step.
weichert.com19945568 / M856 / 20M / March 2019
For the final walk-through:
For closing/settlement (items to bring):
*Not available in all areas; services vary by location.
®
1
9
2
10
3
11
4
12
5
13
6
14
7
15
8
16
An overview of how we will assist you every step of the way.
Weichert Sales Associate
A guide to theprocess of
buying and sellinga home.
All Under One RoofSM Closing ServicesInsuranceMortgageReal Estate
Final Checklist
gConfirm that any repairs agreed to in final contract have been made (or will be
otherwise handled per mutual agreement).
gCheck basement, attic, closets, garage and other storage spaces to make sure
seller is not leaving unwanted items behind.
gCheck that items such as window treatments that the seller agreed to leave behind
are still there.
gVerify that attached inclusions such as lighting fixtures haven’t been replaced with
less costly ones.
gVerify for yourself that all systems and appliances are in working order (e.g., ring doorbell,
turn on heat/central air, flush toilets, run showers, turn on appliances, lights, etc.).
gCheck for damage by seller’s movers (e.g., scrapes/nicks/holes in walls/doorways/floors).
gCheck walls, floors and countertops previously covered by pictures, area rugs or
countertop appliances for previously undetected problems or damage.
gWalk through entire house to assure that it is “broom clean” throughout.
gWalk outside to confirm that the exterior grounds are in the condition you expected.
gYour homeowners insurance policy
gA certified check for closing/settlement costs
gYour checkbook for any incidental costs
gPhoto identification
Buyer Consultation
Schedule Home Inspections
Mortgage Preapproval
Insurance and Title
Introduction to Weichert FinancialServices*
Home Protection Plan
View Homes
Closing ConfirmationsThe First Walk-Through
Make an Offer Reach Agreement
Get Closing Costs
Schedule Home Appraisal
At the Closing/Settlement
Contract of Sale
The Final Walk-Through
You and your Weichert Sales Associate meet at your local Weichert office for a “Buyer Consultation” to focus on your search by analyzing what you want and need in a home.
Date:_________________
Pest inspections and any others are scheduled as required/desired. Should any concerns arise, your Weichert Sales Associate will help you and the seller resolve them.
Date:_________________
Your Weichert Sales Associateintroduces you to the MortgageAdvisor* on your Weichert teamwho can help you determine yourprice range with confidence.
Date:_________________
We can facilitate your title policy through a Weichert Title Affiliate and coordinate your homeowners insurance policy through Weichert Insurance Agency.
Date:_________________
We offer an end-to-end solutionfor financing, homeowners insurance and closing services (title insurance), all under oneroof that can simplify your home purchase.
Date:_________________
Your Weichert Sales Associate explains the benefits of a home warranty, with its full year of coverage on specified major systems and appliances in your new home.
Date:_________________
You and your Weichert Sales Associate tour available homes that meet your criteria. He or she helps you evaluate their relative merits and their true market value and also notifies you whenever new homesmatch your criteria.
Date:_________________
You confirm the date and location of closing/settlement with your Weichert Sales Associate – and/or yourattorney (if applicable).
Date:_________________
Approximately 7 to 10 daysprior to your scheduledsettlement date, you and your Weichert Sales Associate look everywhere inside and around the home to ensure thateverything is in the condition that was agreed upon and that it meets your expectations.
Date:_________________
When you’re ready, your Weichert Sales Associate presents a written offer in person to the seller, along with a small deposit. The seller generally accepts your offer or makes a counteroffer to begin negotiations.
Date:_________________
With your Weichert Sales Associate serving as a skilled negotiator, you and the seller agree on price and terms, including closing/settlement date.
Date:_________________
At least three days beforeclosing, you will receive theClosing Disclosure with finalsettlement costs from yourlender. The costs will includeany adjustments formiscellaneous items such asheating oil, taxes, etc.
(See the back cover of this document for the final closing/settlement checklist.)
Date:_________________
Your Weichert Sales Associate arranges for the home appraiser to have access to the property(when a home appraisal isrequired for financing purposes).
Date:_________________
You sign the mortgage and other documents. The seller is paid and you receive your title (or deed) and keys.
Date:_________________
Your downpayment is placed in a trust account as specified in your contract. In some states, an attorney review of the contract is customary.
Date:_________________
At a time scheduled by your Sales Associate, you will again look everywhere inside and around the home to confirm that the condition is as expected; also make sure that everything that’s supposed to be there is present and nothing unwanted is left behind.
Date:_________________
Buying your home with Weichert, Realtors® step by step.
weichert.com19945568 / M856 / 20M / March 2019
For the final walk-through:
For closing/settlement (items to bring):
*Not available in all areas; services vary by location.
®
1
9
2
10
3
11
4
12
5
13
6
14
7
15
8
16
An overview of how we will assist you every step of the way.
Weichert Sales Associate
A guide to theprocess of
buying and sellinga home.
All Under One RoofSM Closing ServicesInsuranceMortgageReal Estate
**
We offer an end-to-end solution for financing, homeowners insurance and closing services (title insurance), All Under One Roof, that can simplify your home purchase.
Final Checklist
gConfirm that any repairs agreed to in final contract have been made (or will be
otherwise handled per mutual agreement).
gCheck basement, attic, closets, garage and other storage spaces to make sure
seller is not leaving unwanted items behind.
gCheck that items such as window treatments that the seller agreed to leave behind
are still there.
gVerify that attached inclusions such as lighting fixtures haven’t been replaced with
less costly ones.
gVerify for yourself that all systems and appliances are in working order (e.g., ring doorbell,
turn on heat/central air, flush toilets, run showers, turn on appliances, lights, etc.).
gCheck for damage by seller’s movers (e.g., scrapes/nicks/holes in walls/doorways/floors).
gCheck walls, floors and countertops previously covered by pictures, area rugs or
countertop appliances for previously undetected problems or damage.
gWalk through entire house to assure that it is “broom clean” throughout.
gWalk outside to confirm that the exterior grounds are in the condition you expected.
gYour homeowners insurance policy
gA certified check for closing/settlement costs
gYour checkbook for any incidental costs
gPhoto identification
Buyer Consultation
Schedule HomeInspections
Mortgage Preapproval
Insurance and Title
Introduction to Weichert FinancialServices*
Home Protection Plan
View Homes
Closing Confirmations The First Walk-Through
Make an Offer Reach Agreement
Get Closing Costs
Schedule Home Appraisal
At the Closing/ Settlement
Contract of Sale
The Final Walk-Through
You and your Weichert Sales Associate meet at your local Weichert office for a “Buyer Consultation” to focus on your search by analyzing what you want and need in a home.
Date:_________________
Pest inspections and any others are scheduled as required/desired. Should any concerns arise, your Weichert Sales Associate will help you and the seller resolve them.
Date:_________________
Your Weichert Sales Associateintroduces you to the MortgageAdvisor* on your Weichert teamwho can help you determine yourprice range with confidence.
Date:_________________
We can facilitate your title policy through a Weichert Title Affiliate and coordinate your homeowners insurance policy through Weichert Insurance Agency.
Date:_________________
We offer an end-to-end solutionfor financing, homeowners insurance and closing services (title insurance), all under oneroof that can simplify your home purchase.
Date:_________________
Your Weichert Sales Associateexplains the benefits of a home warranty, with its full year of coverage on specified major systems and appliances in your new home.
Date:_________________
You and your Weichert Sales Associate tour available homes that meet your criteria. He or she helps you evaluate their relative merits and their true market value and also notifies you whenever new homesmatch your criteria.
Date:_________________
You confirm the date and location of closing/settlement with your Weichert Sales Associate – and/or your attorney (if applicable).
Date:_________________
Approximately 7 to 10 days prior to your scheduled settlement date, you and your Weichert Sales Associate look everywhere inside and around the home to ensure that everything is in the condition that was agreed upon and that it meets your expectations.
Date:_________________
When you’re ready, your Weichert Sales Associate presents a written offer in person to the seller, along with a small deposit. The seller generally accepts your offer or makes a counteroffer to begin negotiations.
Date:_________________
With your Weichert Sales Associate serving as a skilled negotiator, you and the seller agree on price and terms, including closing/settlement date.
Date:_________________
At least three days before closing, you will receive the Closing Disclosure with final settlement costs from your lender. The costs will include any adjustments for miscellaneous items such as heating oil, taxes, etc.
(See the back cover of this document for the final closing/settlement checklist.)
Date:_________________
Your Weichert Sales Associate arranges for the home appraiser to have access to the property(when a home appraisal isrequired for financing purposes).
Date:_________________
You sign the mortgage and other documents. The seller is paid and you receive your title (or deed) and keys.
Date:_________________
Your downpayment is placed in a trust account as specified in your contract. In some states, an attorney review of the contract is customary.
Date:_________________
At a time scheduled by your Sales Associate, you will again look everywhere inside and around the home to confirm that the condition is as expected; also make sure that everything that’s supposed to be there is present and nothing unwanted is left behind.
Date:_________________
Buying your home with Weichert, Realtors® step by step.
weichert.com19945568 / M856 / 20M / March 2019
For the final walk-through:
For closing/settlement (items to bring):
*Not available in all areas; services vary by location.
®
1
9
2
10
3
11
4
12
5
13
6
14
7
15
8
16
An overview of how we will assist you every step of the way.
Weichert Sales Associate
A guide to theprocess of
buying and sellinga home.
All Under One RoofSM Closing ServicesInsuranceMortgageReal Estate
When you’re ready, your Weichert Sales Associate will request an in-person meeting to present a written offer, along with a small deposit. The seller generally accepts your offer or makes a counteroffer to begin negotiations.
®
weichert.com
You Should KnowI am committed to providing you the access, advice and support you need, wherever you are.
Our Virtual Toolbox helps you start your journey home, wherever you are. I lead a Weichert Team of finance, insurance and closing advisors. We work together, all under one roof, to keep the path straightforward and simple.
Virtual Showings: I offer one-on-one, scheduled tours that allow you to experience a video walkthrough of every room with me. I’ll be right there, answering questions as we go along.
Virtual Showings
Virtual Open Houses
Property Listing Ads with myWeichert
Live Virtual Buyer Events
Neighborhood Walkthrough
Property Websites with Live Chat
Interactive Digital Property Brochures
Video Email
ePostcards
Virtual Buyer’s Consultation
Live Listing Presentation
Virtual Tours
Virtual Open Houses: You can virtually “check-in” to attend Weichert’s Open House events, with the ability to ask questions while seeing every highlight of the homes.
Virtual Showings
Virtual Open Houses
Property Listing Ads with myWeichert
Live Virtual Buyer Events
Neighborhood Walkthrough
Property Websites with Live Chat
Interactive Digital Property Brochures
Video Email
ePostcards
Virtual Buyer’s Consultation
Live Listing Presentation
Virtual Tours
Live Virtual Buyer Events: These new and unique online get-togethers let you join in and experience Weichert listings, virtually immersing yourself in the home’s charm and entertainment potential.
Virtual Showings
Virtual Open Houses
Property Listing Ads with myWeichert
Live Virtual Buyer Events
Neighborhood Walkthrough
Property Websites with Live Chat
Interactive Digital Property Brochures
Video Email
ePostcards
Virtual Buyer’s Consultation
Live Listing Presentation
Virtual Tours
Neighborhood Walkthroughs: Virtual tours help you learn about the town and gain additional insights regarding the surrounding area.
Virtual Showings
Virtual Open Houses
Property Listing Ads with myWeichert
Live Virtual Buyer Events
Neighborhood Walkthrough
Property Websites with Live Chat
Interactive Digital Property Brochures
Video Email
ePostcards
Virtual Buyer’s Consultation
Live Listing Presentation
Virtual Tours
®
weichert.com
• Moving for a job• Would like a shorter commute• Ready to upgrade• Ready to downsize• Recently married• Expecting a baby/adding a family member
Here are some common reasons people relocate.
What’s your motivation for moving?
®
weichert.com
• Prioritizing your needs
• Defining your requirements - Location - House style - Amenities - Price range - Others
Tell me all about you and your dream house.
You Should KnowI will complete a Buyers Needs Assessment so I understand exactly what you’re looking for.
®
weichert.com
• Interest rates
• Current inventory levels
• Buyer’s vs. Seller’s Market
Let’s explore the local market where you’re planning to buy.
You Should KnowI monitor local market conditions so you can rely on me for up-to-the minute market data.
We’ll review the following:
®
weichert.com
You Should KnowHistorically low rates mean you can get more house for your money.
Take advantage of interest rates, now near an all-time low.
Average Annual Rate (30-year fixed-rate mortgage)*
*Source: Freddie Mac. The 2019 figure is computed using the average rate for March 2019. Ratessubject to change and may vary depending on geographical area and certain terms and conditions.
*Source: Freddie Mac. The 2019 figure is computed using the average rate for March 2019. Rates subject to change and may vary depending on geographical area and certain terms and conditions.
17%
15%
13%
11%
9%
7%
5%
3%
Interest Rate
Year1982 1987 1992 1997 2002 2007 2012 20192017
®
weichert.com
Interest rates for comparison purposes only. Loan scenarios are based on a purchase loan amount of $280,000, primary residence (single family), credit score of 740, LTV of 80% with estimated closing costs of $10,000. 30-Year Conventional Fixed Rate: 360 payments of $1335 at 3.99% (4.170% APR). 30-Year Conventional Fixed Rate (1% rate increase): 360 payments of $1501 at 4.99% (5.181% APR). The Annual Percentage Rate (APR) reflects the actual cost of the loan on an annual basis. Monthly payments shown are principal and interest only and do not include taxes, insurance or other applicable escrows. Actual payment obligation will be greater. This is not an advertisement to extend consumer credit. All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Please consult your local Mortgage Advisor for the most up to date pricing and rate quote for your individual situation.
You may pay more every month, if you wait to buy.
You Should KnowIf interest rates climb by just 1%, a house you love may no longer be affordable.
Home Price
Down Payment
Loan Amount
Interest Rate
Monthly Payment
Cost of Waiting - Monthly
Cost of Waiting - Life of Loan
$350,000
20%
$280,000
3.99% (4.170% APR)
$1,335.15
$350,000
20%
$280,000
4.99% (5.181% APR)
$1,501.39
$166.24
$59,846.40
Purchase now at current interest rate 1% rate increase
®
weichert.com
See how fast homes sell when they’re priced right.
You Should KnowRecent sales in the area indicate that buying your dream home may require you to act promptly.
®
weichert.com
I’ll negotiate on your behalf.
• Highly knowledgeable about neighborhoodsales and market conditions
• An expert in presenting your offer to the seller
• Skilled at reaching an agreement on price,terms and closing date
You Should KnowWhen I present your offer, I will request an in-person meeting to strengthen your position.
You can put your trust in me because I am:
®
weichert.com
In case you ever have to bid against another buyer for a home you want, you can enhance your chances by filling out an Escalation Clause.Here’s how it works:
1. You choose the maximum price you’re willing to spend.2. You submit a bid.
3. A competitor submits a higher bid.
4. Your signed Escalation Clause allows me to automatically submit a bid onyour behalf that is an agreed upon amount higher than your competitor.
5. No matter how many times your competition re-bids, your bid will alwaysbe that amount higher, until we reach your stated maximum bid.
Get an advantage in a competitive bid.
You Should KnowWhile I will always negotiate the best possible purchase price on your behalf, it is best to be prepared for competitive bidding.
ESCALATION CLAUSE
Your Initial Bid
Your Maximum to Spend
Your Automatic Bid
Competitor Bid
Competitor Bid
Your Winning Bid
®
weichert.com
I am your single point of contact.
• Properties on Weichert.com• New construction• Builders• For sale by owners• Open Houses• All other broker listings, including those appearing on other
websites like realtor.com, Zillow, Trulia and your local MLS site
Draw on my knowledge of the local market for information on any property that is for sale—no matter which company is selling it.
You Should KnowI can save you time and effort, because I have access to all the available properties on the market.
I can help you with:
®
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I make this Pledge of Service to you.
• Explain all the steps involved before they happen
• Return your calls and texts promptly
• Act as your connection to all relevant services
• Provide immediate feedback and information assituations change or arise
• Fully represent your point-of-view and best interestsin all negotiations
• Do everything I can to simplify the entire process
You can trust me to:
®
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I can represent you in more than one way.
You Should KnowI’m committed to doing everything I can to facilitate the process of finding and purchasing your dream home.
®
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Get the information you need to navigate the financial road ahead.
• Discuss your personal goals
• Answer all your questions to make sure that you fully understand yourpurchasing power, all at no cost or obligation.
• Give you support so you can shop with confidence
• Secure your loan preapproval in minutes
• Guide you on using your preapproval to strengthen your purchase offer.
I’ll introduce you to a Weichert Mortgage Advisor*, who will help you.
Homeowners Insurance
Financial Services Closing Services
Homeowners Protection Plan**
You Should KnowA Mortgage Advisor* will help you with a financial strategy aligned with your personal needs and goals, to get you in your home.
Mortgage Advisor* supports a worry-free sale by pre-qualifying
potential buyers.
*Not all services available in all areas. **Weichert, Realtors® has an agreement with HMS National, Inc. (HMS) for a promotional program in which Weichert, Realtors® agrees to promote the Weichert Home Protection Plan, which is offered and issued by HMS. Weichert, Realtors® does not have any ownership interest in HMS, or any of their offered home warranty products and services. Weichert, Realtors® is compensated for performing promotional services. The estimated cost of the home protection plan ranges from $400 to $600. Optional coverages are sometimes available for an additional cost. It is not required that the customer enter into a sale, listing or other real estate contract as a condition of this offer. Product availability is subject to property location. For further details, please see the Terms and Conditions at www.weicherthpp.com/terms-and-conditions.
Mortgage Access Corp. d/b/a Weichert Financial Services - NMLS # 2731 (www.nmlsconsumeraccess.org). Executive Offices: 225 Littleton Road, Morris Plains, NJ 07950. Main: 1-800-829-CASH. Equal Housing Lender. All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice.Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Licensed in 38 states. AL, AK, AR, CA (Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, File 4130435), CO, CT, DE, DC, FL, GA (Georgia Residential Mortgage Licensee, License #15719), IL (Illinois Residential Mortgage Licensee), IN, IA, KS (Kansas Licensed Mortgage Company), KY, LA, ME, MD, MA (Massachusetts Mortgage Lender and Broker Licenses #MC2731), MI, MN: This is not an offer to enter into an interest rate lock agreement under Minnesota Law, MS (Mississippi Licensed Mortgage Company), NJ(Licensed by the N.J. Department of Banking and Insurance), NM, NY (Licensed Mortgage Banker - NYS Department of Financial Services), NC, OH (Registration #MBMB.850209.000 & SM.501248.000), OK, OR (OR Mortgage Lending License #ML-2528), PA, RI (Rhode Island Licensed Lender and Loan Broker), SC, TN, TX, VA, WA (WA: Consumer Loan License CL-2731),WV, and WI. Weichert Financial Services arranges loans with third-party providers. For more licensing info, visit www.weichertfinancialservices.com/aboutus/licensing.
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