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MS POWERSYSTEM

MS POWERSYSTEM

EMI YN§ EiÓ

BEFORE THE HON’BLE DEBTS RECOVERY TRIBUNAL-II AT CHENNAI

O.A.No.05 of 2019

INDIAN OVERSEAS BANK,

Hosur Town Branch

Rep. by its Senior Manager

RAC Complex, Old Bangalore Road,

Opp to Venkateswara Theatre, Hosur,

Krishnagiri Dist, PIN 635109 ....Applicant

-Vs-

1. Mr.K.Govindappa S/o Kempe gowda, Chokkapuram Village, Gudisadanapalli Post,

Hosur Taluk, Krishnagiri Dist, PIN 635109

2. Mr.G.Murthy S/o Govindappa Chokkapuram Village, Gudisadanapalli Post,


3. Mr.G.Kempe Gowda S/o Govindappa Chokkapuram Village, Gudisadanapalli Post,

Hosur Taluk, Krishnagiri Dist, PIN 635109 ...Defendants

Paper Publication to

1. Mr.K.Govindappa S/o Kempe gowda, Chokkapuram Village, Gudisadanapalli Post,


2. Mr.G.Murthy S/o Govindappa Chokkapuram Village, Gudisadanapalli Post,


3. Mr.G.Kempe Gowda S/o Govindappa Chokkapuram Village, Gudisadanapalli Post,


Please take notice that the above O.A No.05 of 2019 has been filed against the Defendants for recovery of a sum of Rs.14,29,704/- (Rupees Fourteen lakhs twenty nine thousand seven hundred and four only) together with interest and costs. When the above case came up on 06.03.19 before the Registrar, DRT-I, Chennai, directed paper publication against you and posted the matter to 25.04.0219. Please be present in person or through an Advocate an 25.04.2019 before the Registrar, DRT-II, Chennai at 10.30 A.M at Dewa Towers, 6th Floor, 770-A, Anna Salai, Chennai-600002, failing which the matter will be heard and determined in your absence.

M/s. Ananda GomathyR.Roshan

Counsel For Applicant Bank

CORRIGENDUMRegarding Indian Bank

Sale Notice of Raghav Traders Published on 7.4.2019 in The New Indian Express. Kindly recorrect Kelamangalam branch instead of Andevanapalli branch.

Authorized OfficerIndian Bank, Zonal Office,

Krishnagiri

CHANGE OF NAME

I, ALAGIRI.T, Son of Theerthagiri, residing at Door No.23/1, Nedumaran Nagar, Dharmapuri 636701, My Father name Theerthagiri, By mistakenly mentioned in passport as THIRTHAGIRI instead of THEERTHAGIRI.

ALAGIRI.TDharmapuri, 12.4.2019

NAME CHANGEI, V.SATHI, son of C.VENU (Late). Residing at Malakuppam (Vill), Karadiguri (P.O), Krishnagiri (Tk & Dt). My father was working in army. After my father’s death, my name and date of birth is wrongly mentioned in my father’s army record, as V.SHAKTI, 9.4.1987. But my correct Name and Date of Birth is V.SATHI, 7.3.1992.

V.SATHI

FRIDAY 12�04�2019 12 DHARMAPURI THE NEW INDIAN EXPRESS

1

The Authorized Officer (AO)

Of

IDBI BANK LIMITED

IDBI Bank Ltd,

No.15, Second Cross, Kamaraj colony, Hosur, Krishnagiri District, Tamilnadu, PIN-635109

TENDER DOCUMENT/OFFER/BID DOCUMENT

For

Sale of Secured Assets of

Mr. V Krishnamoorthy

(Borrowers)

&

Mrs. Yashodha Krishnamoorthy

(Mortgagor)

Sale Under the provisions of

The Securitisation and Reconstruction of Financial Assets and

Enforcement of Security Interest Act, 2002 (SARFAESI)

And

The Security Interest (Enforcement) Rules, 2002

2

CONTENTS

Sr No. Particulars Page No.

I Public Notice for e-auction published in the

newspapers 3-4

II Brief Description –Immovable of Properties 5

III Outstanding dues of IDBI Bank 5

IV Terms & Conditions 6-11

V Brief details of Bid/Offer document 12-13

VI Form of Profile of the Bidder - Individual 14-15

VII Form of Profile of the Bidder – Company / Firm

/Party 16-18

VIII Form of Appendix to the Bid/Offer (declaration by

the Bidder) 19-21

3

CIN - L65190MH2004GOI148838

IDBI Bank Ltd,

No.15, II Cross, Kamaraj Colony, Hosur, Krishnagiri-635109

www.idbibank.com

E-AUCTION SALE NOTICE

SALE OF IMMOVABLE PROPERTIES ("SECURED ASSETS") IN CONNECTION WITH MR. V

KRISHNAMOORTHY AND MRS. YASHODHA KRISHNAMOORTHY

The undersigned being the Authorized Officer (AO) of the IDBI Bank Ltd. (IDBI) invites Bids/Offers through E-

Auction for sale of the following properties under the provisions of the Securitisation and Reconstruction of

Financial Assets and Enforcement of Security Interest Act, 2002 read with the Security Interest (Enforcement)

Rules, 2002, possession whereof has been taken by the AO, IDBI Bank Ltd on March 14, 2019

Brief Description of Property:

Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District, Hosur Taluk, Kaman

Doddi Village the land bearing Sy.No. 25/1E1A Dry. Ext. Hec. 0.51.5, Asst.Rs. 1.70 out of this Acre Measuring

017.99 land in that 6051 Sq. Ft is bounded as follows:-

East : B Schedule Share land belongs to Mr. V. Chandra Sekar

West : Common way and Mrs. Jayamma land

North : Mrs. Jayanthi land

South : land belongs to Mr. Munisamy

In the Midst an extent measuring 6051 Sq. Ft land. .(As per actual measurement: 5452.50 Sq.Feet)

The property comes under New sub division Sy. No. 25/6 Dry Ext. Hec. 0.05.3 Asst. Rs. 0.17

Reserve Price Rs.32,44,000/-

Earnest Money Deposit Rs.3,24,400/-

Date of Inspection April 22, 2019 (Monday) from 2.00 p.m. to 4.00 p.m.

Last Date of Submission of Bids May 15, 2019 (Wednesday) upto 4.00 p.m

Date & Time of Auction May 16, 2019 (Thursday) by 11.00 a.m. to 12.00 noon (Unlimited

extensions of 5 minute each)

Gist of the terms & conditions appearing in Bid Document:

1. The sale of Secured Assets is on "as is where is basis", "as is what is basis", "whatever there is basis" and "no

recourse basis" for and on behalf of the Secured Creditor viz.: IDBI Bank Ltd. having outstanding dues of

about Rs 87, 01,719.50 (Rupees Eighty Seven Lakh One Thousand Seven Hundred Nineteen and

Paise Fifty only) towards the outstanding dues in respect of the Loans as on 30.11.2018, together with

further interest thereon with effect from 01.12.2018. 2. The sale would be on e-auction platform at website: https://idbi.auctiontiger.net (Property Details are available

on Auction Tiger Mobile App) and shall take place on May 16, 2019 from 11.00 a.m to 12. 00 noon, unlimited

extensions of 5 minute each.

3. Bid increment amount: Rs.1,00,000/-.The e-auction of the above property would be conducted exactly on the

Scheduled Date & Time as mentioned above by way of inter-se bidding amongst bidders.

4. Intending bidders shall hold a valid e-mail address, please contact M/s e-Procurement Technologies Limited,

Ahmedabad - 300 006., contact person [email protected], [email protected]. Contact

Person - Mr.Praveen Kumar Thever,Mob.No.09722778828. Mr.Bharathi John (Chennai), Mob. No.

08939000594 (For Technical Support and Bidding Process) E-Mail id - [email protected]. AUCTION

TIGER TOLL FREE NUMBER - 18001035342.

5. Bidders are advised to go through the website https://idbi.auctiontiger.net for detailed terms and conditions of

auction sale before submitting their Bids for taking part in the e-auction sale proceedings.

6. The interested bidders shall submit their Bids along with EMD & KYC documents (PAN Card/Address Proof).

On receipt of the EMD, the bidders shall receive user id/password on their valid e-mail id (mandatory for e-

auction) from the e-auction service provider M/s. e-Procurement Technologies Limited.

4

7. The amount of EMD paid by the interest bidders shall carry no interest. AO may retain EMD of top three

bidders upto 3 months from the date of opening the bids, at the discretion of AO.

8. All statutory liabilities/taxes/ Property tax/electricity/water charges etc., outstanding as on date and yet to fall

due would be ascertained by the bidder(s) and would be borne by the successful bidder. Bank does not take any

responsibility to provide information on the same. It is the responsibility of the bidders to obtain all these

information from respective sources.

9. The Secured Creditor is not aware of any encumbrances/ charges / mortgages in respect of the above property

except charges in favour secured creditor. The Secured Assets are being sold free from charges and

encumbrances created in favor of Secured Creditor only. Possession of the property detailed in above

description will be handed over to the successful bidder by the Bank.

10. Sale is strictly subject to the terms & conditions given in the advertisement to read along with "Tender

Document". Interested parties download from www.idbi.com and https://idbi.auctiontiger.net For any details,

interested parties may contact Shri V.Praveen Kumar on (T) + 04344 2550593, (M)+91 9940965580 (e-mail)

[email protected] or the undersigned Shri.V.Gopalakrishnan Authorised Officer, IDBI Bank Ltd., No.15,

Second Cross, Kamaraj colony, Hosur, Krishnagiri Distirct, Tamilnadu, PIN-635109

11. The successful bidder will be required to deposit 25% of the sale price (less the amount of EMD deposited) at

the time of confirmation of sale. The balance amount of the sale price is to be paid within 15 days of the

confirmation of the sale or such extended period as may be agreed to by the AO. In case of failure to deposit

the balance amount within the prescribed period, the deposited amount shall be forfeited, including earnest

money.

12. AO reserves the right to accept or reject any or all bids without assigning any reason(s). In case all the bids are

rejected, the AO reserves the right to sell the assets by any of the modes as prescribed in the SARFAESI Act.

13. The successful tenderer would be required to bear all the necessary expenses like stamp duty, registration

expenses etc. for transfer of Secured Assets and 1% TDS to be remitted (with applicable GST).

This may be treated as formal notice to Borrower(s)/Mortgager(s) under Rule 8(6) and 9(1) for Immovable &

movable assets under Security Interest (Enforcement) Rule 2002.

Borrower(s)/Mortgager(s) have the right to tender dues of the Bank together with costs, charges and expenses under

section 13(8) of SARFAESI Act, 2002.

This notice is also being published in vernacular. The English version shall be final in the event of any

ambiguities/interpretation.

Place: Hosur Sd/-

Date: April 11, 2019 (Gopalakrishnan Veeraraghavan)

Authorised Officer

The above notice was published in the following newspapers viz Indian Express (English –

Krishnagiri & Dharmapuri, Edition) and Dinamani (Tamil- Krishnagiri & Dharmapuri,

Edition),) on April 12, 2019.

mailto:[email protected]

5

II BRIEF DESCRIPTION OF THE ASSETS

Item No: 1

Name of the Borrowers: Mr. V Krishnamoorthy

Name of the Mortgagor: Mrs. Yashodha Krishnamoorthy,

In Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District,

Hosur Taluk, Kaman Doddi Village the land bearing Sy.No. 25/1E1A Dry. Ext. Hec. 0.51.5,

Asst.Rs. 1.70 out of this Acre Measuring 017.99 land in that 6051 Sq. Ft is bounded as

follows:-





In the Midst an extent measuring 6051 Sq. Ft land. .(As per actual measurement: 5452.50

Sq.Feet)

The property comes under New sub division Sy. No. 25/6 Dry Ext. Hec. 0.05.3 Asst. Rs. 0.17

III. Outstanding dues of IDBI Bank in the account of Mr. V Krishamoorthy as on

30.11.2018

Name of the

Borrower

Nature of

Facility

Sanctioned Overdues

Principal Interest &

Other charges

Total

Mr. V

Krishnamoorthy

Poly House

Loan

75.00 66,97,000 20,04,719.50 87,01,719.50

TOTAL DUES: Rs 87, 01,719.50 (Rupees Eighty Seven Lakh One Thousand Seven

Hundred Nineteen and Paisa Fifty only) together with further interest thereon with effect from

30.11.2018 at the applicable rate as per loan agreement.

6

IV TERMS AND CONDITIONS

1 The Authorised Officer (AO) exercising the powers under the Securitisation and

Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 read with

Security Interest (Enforcement) Rules, 2002 (hereinafter referred to as "the SARFAESI Act")

is selling the assets/properties mentioned at item No. I, II,III of the Tender Document

(hereinafter referred to as the 'Secured Assets') and the same are being sold on “As is where

is”, “As is what is & whatever there is” and „without recourse” basis, subject to terms and

conditions mentioned herein.

2 Auction/ bidding shall only be through “online electronic mode” through the website of the

service provider https://idbi.auctiontiger.net M/s e-Procurement Technologies Limited

(auction tiger), Ahmedabad is the Service Provider to arrange e - auction platform.

3 Issue of Tender/ Offer / Bid Document.

The Tender Document along with offer Form is on sale from April 10, 2019 to May 15, 2019

on any working day between 11.00 am to 4.00 pm and can be obtained from Shri V.Praveen

Kumar, No.15, Second Cross, Kamaraj colony, Hosur, Krishnagiri Distirct, Tamilnadu, PIN-

635109 on payment of non refundable fees of Rs.1000/- (Rupees One Thousand Only) by a

crossed A/c Payee Demand Draft/ Pay order drawn in favour of “IDBI Bank Ltd” payable at

Hosur issued by Nationalized Bank/ Scheduled Bank.

The bid document can also be downloaded from IDBI website www.idbi.com. Those bidders

preferring to download the Bid Document shall have to furnish the non refundable fee of

Rs.1000/- as mentioned above, at the time of submission of the bid along with EMD.

Interested parties can participate in the e-auction for the property. Tender Documents along

with EMD to be submitted as mentioned above

4 Reserve Price

The Reserve price for the sale of the Secured Assets is as under: Rs. Rs.32,44,000/- (Rupees

Thirty Two Lakh Forty Four Thousand Only)

Earnest Money Deposit (EMD) The EMD has been fixed at - Rs. 3,24,400/- (Rupees Three

Lakh Twenty Four Thousand Four Hundred Only)

5 The amount of EMD paid by the interested bidders shall carry no interest.

6 The sale of Secured Assets is on “As is where is”, “As is what is & whatever there is” and

‘’without recourse” basis. The description of the immovable properties is based on the

mortgages created by the Borrower with the secured lenders from time to time and the

representations made by them. The AO does not take or assume any responsibility for any

shortfall of the immovable assets or for procuring any permission, etc. or for the dues of any

authority established by law. The purchaser shall bear the applicable stamp duties/additional

stamp duty/transfer charges, fee etc. and all statutory liabilities charges for

conveyance/Taxes/maintenance fee/ electricity/water charges etc. outstanding as on date and

yet to fall due would be ascertained by the bidder(s) and would be borne by the successful

bidder. It is expressly made clear that the AO / Bank do not take any responsibility to provide

information on the same. The AO / Bank does not take or assume any responsibility for any

dues, statutory or otherwise, of Mr. V Krishnamoorthy and Mrs. Yashodha

Krishnamoorthy or Mortgagor/Borrower/Co-Borrower including such dues that may affect

transfer of the assets in the name of the purchaser and such dues, if any, will have to be

borne/paid by the purchaser. The prospected bidders are advised to satisfy themselves

7

regarding encumbrances, if any, over the above properties.

7 Inspection of assets: The interested parties may inspect the assets at their own cost between

2.00 p.m. and 4.00 p.m. on April 22, 2019 in the presence of a representative of the AO

available at the site to facilitate the inspection.

8 Due Diligence by the Bidders The interested parties may carry out their own comprehensive

due diligence in respect of the Secured Assets including any dues relating to the Secured

Assets. A bidder shall be deemed to have full knowledge of the condition of the assets,

relevant documents, information, etc. whether the bidder actually inspects or visits or verifies

or not.

9 To the best of knowledge and information of Bank /Authorized Officer no other encumbrances

exists on the stated properties. However, prospective bidders may peruse the copies of title

deeds available with Bank with prior appointment and also carry out their own enquiries to

satisfy themselves regarding encumbrances, if any over the above properties.

10 The bidders shall be deemed to have inspected and approved the Secured Assets to their entire

satisfaction and for the purpose, the Bidders may, in their own interest and at their own cost,

verify the area of the premises and details of movable assets and any other relevant

information before submitting the Bids. It shall be presumed that the bidder has satisfied

himself/herself about the names, descriptions, particulars, quantities, qualities, specifications,

measurements, boundaries and abuttals of the assets/properties and that the bidder concurs or

otherwise admits the identity of the assets/properties purchased by him/her notwithstanding

any discrepancy or variation, by comparison of the description in the particulars of the

assets/properties and their condition.

11 The Bidder shall not be entitled to receive re-imbursement of any expenses which may have

been incurred in preparation of the Bid/Offer for submission and/or for carrying out due

diligence, search of titles to the assets and matters incidental thereto or for any other purpose

in connection with purchase of the assets under reference.

12 Submission of Tender/Offer The Bidder shall complete in all respects the Offer form(s)

annexed to the Tender Document, and furnish the information called for therein and shall sign

and date each of the documents in the space provided therein for the purpose. The Bidder

shall initial each page of the Offer. Offers received for sale and / or accepted are not

transferable. The Format for submission of Profile of the bidders are given in Chapter VI &

VII respectively of this Tender Documents. The format Chapter VI is for Individuals and

The format Chapter VII is Company / Proprietorship / Partnership firms. Bidders may

fill in only the form relevant to them and mark “X” in blank spaces

13 The interested bidders shall submit their Bid along with EMD & KYC documents (PAN card

& Address proof) to the Authorised Officer at IDBI Bank Ltd. After scrutinizing if the bid

documents are complete in all respect, the eligible bidders shall receive user id / password on

their valid email id (mandatory for e-auction) from the e-auction service provider M/s e-

Procurement Technologies Limited (https://idbi.auctiontiger.net).

14 The Tender/Offer shall be signed by a person or persons duly authorized by the Bidder with

the signature duly attested.

15 The Tender/Offer shall contain the full address, Telephone No., Fax No., e-mail-ID, if any, of

the Bidder for serving notices required to be given to the Bidder in connection with the Offer.

16 The Tender/Offer form shall not be detached one from the other and no alteration or mutilation

(other than filling in all the blank spaces) shall be made in any of the documents attached

thereto.

https://idbi.auctiontiger.net/

8

17 Last date for submission of Tender/Offer /Bid Document The interested parties may submit

Tender / Offer / Bid Document duly filled and signed along with the required documents to the

AO, Shri. Gopalakrishnan Veeraraghavan, Deputy General Manager, IDBI Bank Ltd, No.15,

Second Cross, Kamaraj colony, Hosur, Krishnagiri Distirct, Tamilnadu, PIN-635109 , not later

than 4.00 pm on May 15 , 2019 in a sealed cover containing a crossed A/c Payee Demand

Draft/Pay Order of Rs.3,24,400/- (Rupees Three Lakh Twenty Four Thousand Four Hundred

Only). The DD / PO should be drawn in favour of “IDBI Bank Ltd” payable at Hosur

issued by Nationalized Bank/ Scheduled Bank as Earnest Money Deposit (EMD), which

shall be superscribed “EMD for Mr. V Krishnamoorthy - Poly House” and the other sealed

cover containing the Bid Document superscribed “Bid Document – for EMD for Mr. V

Krishnamoorthy - Poly House”. Earnest Money Deposit (EMD) can be also deposited

through RTGS/NEFT/Fund Transfer to the Credit of Account No. 21337000010052, A/c name

IDBI Bank Limited, IFSC Code: IBKL0000213, Branch: IDBI Bank Ltd, No.15, Second

Cross, Kamaraj colony, Hosur, Krishnagiri District, Tamilnadu, PIN-635109. In case, the

amount is remitted by way of RTGS, bidders must indicate RTGS UTR No., amount remitted

and date in the appropriate space in the Bid Form. Interested parties can participate in the

e-auction for properties as they desire.

18 Only those bidders will be permitted to participate in the e -auction whose Tender/ Offer /Bid

Document is complete in every respect and whose Demand Draft/Pay Order for EMD is found

to be in order well before the cut-off time. Bank does not take any responsibility and will not

entertain any complaint - Form of Tender /Offer/ Bid, if found incomplete in any respect, shall

be liable for outright rejection. Bidders whose forms are found to be in order together with the

EMD / Cost of Tender Document submitted by them will be intimated by e-mail and through

mobile.

19 Registration with E-Auction Service Provider Participants who are not already registered

with the e-auction provider M/s. E Procurement Technologies Ahmedabad should Register

themselves by following the procedure mentioned at the website:

https://idbi.auctiontiger.net.

The user id and password will be then sent directly to the registered participants / intending

purchasers whose Bid Document is complete in every respect and whose Demand Draft/Pay

Order for EMD is found to be in order. The documents with further directions by the e-

auction provider company, if any, for log in and participating in the auction through online

process. After receiving the userid / password, in case any bidders feel the need for training / e

– auction support, such bidders may contact M/s. E-Procurement Technologies Ltd –

Auction Tiger Contact. No. 079-40230 823/813/814/815/816/817/818/189/820, Toll Free No

-1800 103 5342

email id: [email protected] / [email protected] The bidders may be participating in e

– auction for bidding from their place of choice and internet connectivity shall have to be

ensured by bidder himself. The Bank/ AO / e-auction service provider will not be

responsible for any error occurred due to power failure / computer hardware or software

error / network error etc. at the time of e-auction.

20 The e- auction day : May 16, 2019

E-Auction Time

11.00am to 12.00pm

(Subject to unlimited extension of 5 minutes each as explained herein below)

Interested bidders, who have been found to eligible and submitted their refundable & non

9

interest bearing EMD, not below Reserve price, before the last date mentioned shall be eligible

for participating in the e- bidding process.

Online Auction shall be held primarily for a period three hours on e-auction platform at

website: https://idbi.auctiontiger.net subject to the condition that if a bidder places a bid in

the last 5 minutes of closing of the E-auction and if that bid gets accepted, then the auction’s

duration shall get extended automatically by the system for another 5 minutes, for the entire

auction (i.e. for all the items in the auction), from the time that bid comes in. Please note that

the auto-extension will take place only if a bid comes in those last 5 minutes and if that

bid is valid bid in terms of e-auction notice published and this Tender document. If such

valid bid is not received in the said last 5 minutes, the auto-extension will not take place and

the E-auction shall get closed automatically without any further extension and the last highest

bid received would be treated as the successful bid and auction would be treated as concluded

subject to acceptance and approval of the Bid by the Authorised Officer. Necessary

communication in this regard shall be sent in writing by the Authorised Officer to the

successful Bidder. It is suggested that the bidders do not wait till the last minutes to enter their

bid during the auto-extension period to avoid complications related with internet connectivity,

network problems, system crash down, power failure etc. Increase in Bid Amount: It may be

noted that increase in bid amount, if any, during the e-auction period shall be made as under.

In multiples of Rs 1, 00,000/- (Rupees One Lakh Only) Increase in bid amount below the

said amount will be rejected. First bid should be of at least equal to Reserve Price or

increment(s) over the Reserve Price in multiples as above.

21 AO reserves the right to retain the EMD of top three bids upto three months from the date of e

-auction and the amount of EMD will not carry any interest. The Bids so retained will be

valid for two months from the date of e-auction or till further extension of time as may be

approved by the AO. The EMD of other bids will be returned within 7 days from the date of e-

auction.

22 The EMD shall be forfeited, if the party, whose offer/bid is finally accepted, defaults in

making the balance payment in terms of the conditions of sale & completing other sale

formalities within the due date. If, however, the sale is completed within the specified time

limit, the EMD shall be adjusted towards final sale price. The EMD will not, however, carry

any interest. Late bids i.e. bids received after the specified date & time of receipt and bids not

accompanied by the EMD should not be considered.

23 Payment of Sale Price The successful bidder would be informed in writing about the

acceptance of his/her bid/offer by the AO and will be required to deposit 25% of the sale price

(Inclusive of the amount of EMD) immediately on the same day or not later than next

working day by crossed A/c Payee Demand Draft/Pay Order drawn in favour of " IDBI Bank

" payable at Hosur issued by Nationalized Bank/ Scheduled Bank or by way of RTGS

amount in favour of IDBI Bank Limited, Account No. 21337000010052, IFSC Code:

IBKL0000213, Branch: IDBI Bank Ltd, No.15, Second Cross, Kamaraj colony, Hosur,

Krishnagiri District, Tamilnadu, PIN-635109

The balance 75% of the sale price on or before 15th day of confirmation of sale or such

extended period as may be agreed upon in writing between the successful bidder and the AO,

in any case not exceeding three months sale by way of crossed A/c Payee Demand Draft/Pay

Order drawn in favour of " IDBI Bank Ltd” payable at Hosur issued by Nationalized

Bank/ Scheduled Bank or by way of RTGS amount in favour of IDBI Bank Limited,

Account No. 21337000010052, IFSC Code: IBKL0000213, Branch: IDBI Bank Ltd, No.15,

10

Second Cross, Kamaraj colony, Hosur, Krishnagiri District, Tamilnadu, PIN-635109

24 In case of default in payment by the successful bidder within the stipulated time the sale will

be cancelled and, the amount already deposited by the offer shall be liable to be forfeited and

the defaulting purchaser shall have no claim/right in respect of property/amount.

25 The defaulting successful bidder’s claims to the assets or to any part of the sum for which it

may be subsequently sold shall stand forfeited.

26 In the event of the successful bidder failing to pay the consideration amount within the time

schedule stipulated, the AO reserves the right to resell the assets to the second/third highest

bidder in the above manner, who shall also be treated as the successful bidder mentioned in

clauses 15 to 22 above and further in terms of this Bid Document.

27 On confirmation of sale and if the terms of payment have been complied with, the AO

exercising the power of sale shall issue Certificate of Sale for the immovable property in

favour of the purchaser as per the format provided in the Security Interest (Enforcement)

Rules, 2002.

28 The successful Bidder shall, after making full payment of sale price within 15 days of

acceptance of bid/offer or such extended period as may be granted by the AO at his sole and

absolute discretion, arrange to take possession of the Secured Assets immediately thereafter. It

is explicitly stated that once the Sale Certificate is issued by the AO, the AO shall not be held

responsible for security and safe-keeping of the Secured Assets. In case the successful bidder

fails to take possession of the secured assets as stated above, the AO reserves the right to

revoke the sale confirmed in his/her favour, forfeit the entire amount paid by the successful

bidder and go for re-bidding or sell the secured assets by any of the modes as prescribed in the

SARFAESI Act including sale by negotiation with any of the bidders and/or other parties by

private treaty. In such an event, the original successful bidder shall have no claims on the

secured assets or to any amount /s for which it may be subsequently sold.

29 The purchaser will be required to bear all the necessary expenses like stamp duty, registration

expenses, etc. for transfer of assets in his/her name. It is expressly stipulated that there are no

implied obligations on the part of the AO or the secured lenders and it shall be solely the

obligation of the Bidder, at his/her cost, to do all acts, things and deeds whatsoever for the

completion of the sale including payment of all statutory liabilities / housing society tax /

maintenance fee / electricity / water charges etc., outstanding as on date and yet to fall due

would be ascertained by the bidder(s) and would be borne by the successful bidder to get the

assets transferred in his /her/their name. Bank does not take any responsibility to provide

information on the same.

30 The EMD received from unsuccessful bidders will be refunded to them, without any interest,

promptly.

31 The submission of the Bid/Offer means and implies that the Bidder/Offerer has

unconditionally and irrevocably agreed to and accepted all the above terms and conditions of

the Bid/Offer laid down herein.

32 The time hereinabove fixed for the observance and performance by the bidder of any of the

obligations to be observed by him/her under these conditions is and shall be deemed to be of

the essence.

33 General Terms and Conditions

The AO shall be at liberty to amend/modify/delete/drop any of the above terms and conditions

as may be deemed necessary in the light of the facts and circumstances.

34 The entire procedure of e – auction, the sequence of inter-se bidding etc. shall be at the sole

11

and absolute discretion of the AO and the intending bidders shall have no right whatsoever to

object to the same.

35 The AO reserves the right and liberty to accept/reject any or all the Bids/Offers and also

reserves the right to postpone/ cancel the entire sale process without assigning any reasons. In

case all the bids are rejected or the successful bidder fails to make payments as required in the

Bid Document or withdraws his/her bid, the AO, at her sole and absolute discretion, reserves

the right to go for re-bidding or sell the assets by any of the modes as prescribed in the

SARFAESI Act including sale by negotiation with any of the bidders and/or other parties by

private treaty and the Bidders shall have no right to object to the same.

36 In the event the said sale in favour of the bidder not being confirmed by AO, otherwise than on

account of the willful default of the bidder or if the sale is set aside by an order of the

Court/Tribunal, then in that event the sale shall be void and the bidder shall, in that event be

entitled only to receive back his/her Earnest Money Deposit (EMD) or purchase money as the

case may be, but without interest, and the bidder shall not be entitled to be paid his costs,

charges and expenses of and incidental to the said sale and investigation of title or any other

costs incurred by him/her.

37 The Bank is not liable to pay any interest or to refund EMD or any other payment received in

case of any delay in issue of confirmation of sale /sale certificate by virtue of any court order

received by the Bank after e-auction is held.

38 Offers received for sale and / or accepted are not transferable.

39 Bids once made shall not be cancelled or withdrawn. All bids made from the user ID given to

bidder will be deemed to have been made by him only.

40 All bidders shall be deemed to have read and understood the terms and conditions of sale and

be bound by them.

41 Notwithstanding anything stated elsewhere in this Tender Document, the AO reserves the right

to call off the sale process at any point of time without assigning any reasons.

42 Particulars specified in the schedule above have been stated to the best of the knowledge &

information of the AO/Bank. AO/Bank shall not be answerable for any error, Misstatement or

omission of this public notice.

43 The sale is subject to confirmation by the Bank. If the borrower/guarantor pays the amount due

to the Bank in full before date of sale, no sale will be conducted

44 Jurisdiction All disputes arising amongst the parties shall be adjudicated according to Indian

Law and the Courts in Indore shall have the exclusive jurisdiction to entertain /adjudicate such

disputes.

12

V. BRIEF DETAILS OF TENDER/OFFER DOCUMENT

TENDER/OFFER FORM FOR PURCHASE OF SECURED ASSETS OF


(Borrowers)

&

Mrs. Yashodha Krishnamoorthy (Mortgagor)


Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District,



follows:-






Sq.Feet) The property comes under New sub division Sy. No. 25/6 Dry Ext. Hec. 0.05.3 Asst. Rs. 0.17

1 Issue of

Bid/Offer

Document

: The Tender Document along with Offer Form is on sale from April

12, 2019 to May 15, 2019 on any working day between 11.00 am to

4.00 pm and can be obtained from Shri V.Praveen Kumar, AGM,

IDBI Bank Ltd, No.15, Second Cross, Kamaraj colony, Hosur,

Krishnagiri Distirct, Tamilnadu, PIN-635109 on payment of non

refundable fees of Rs.1000/- (Rupees One Thousand Only) by a

crossed A/c Payee Demand Draft/ Pay order drawn in favour of

“IDBI Bank Ltd” payable at Hosur issued by Nationalized Bank/

Scheduled Bank.

The bid document can also be downloaded from IDBI website

www.idbi.com. Those bidders preferring to download the Bid

Document shall have to furnish the non refundable fee of Rs.1000/-

as mentioned above, at the time of submission of the bid along with

EMD.

2 Cost of the

Tender/Offer

Document

: Rs 1000/- (Rupees One Thousand Only).

3 Last Date and

time for

submission of

Tender

Document

together with

EMD

: May 15, 2019 up to 4:00 pm

13

4 Place, Date

and time of E-

Auction

: Place: e-auction platform at website:

https://idbi.auctiontiger.net Date : May 16,2019

E-Auction Time

11:am to 12.00 noon

14

Form No.

VI. FORMAT FOR SUBMISSION OF PROFILE OF THE BIDDER- INDIVIDUAL

Brief Description of Property: In Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District,



follows:-







(To be filled and submitted by the Bidder/Offerer)

1

Full Name of the Bidder/Offerer (in Block

letters)

:

b) Complete Postal Address with PIN

Code, Telephone Nos.; Fax Nos.; Website,

etc.

:

c) Mobile Nos

d) E-mail ID

2 Brief particulars of business (if any) :

3 Relationship, if any, the Bidder/Offerer

has with any employee of IDBI Bank Ltd.

:

4 Name and particulars of the

Company/Firm/Person in whose name the

Secured Assets/property are to be

purchased

:

5 Details of Purchase of Tender Document

of Rs.100/

i) Form No.

ii) Demand Draft No. / Pay Order No.

iii) Date of Demand Draft / Pay Order

Name of the issuing Bank and Branch

6 Details of Earnest Money Deposit (EMD)

of Rs……………..

:

15

(i) Demand Draft No /Pay Order No. :

(ii) Date of Demand Draft / Pay Order

:

(iii) Name of the issuing Bank and Branch

:

Bidders, who prefer to submit the EMD by way of RTGS, must indicate RTGS UTR

No., Amount remitted and date.

RTGS UTR NO.

Amount remitted

Date

7 Income Tax Permanent Account

Number(s) (PAN) of Bidder /Offerer

:

* Each and every information and documents to be submitted is mandatory.

I/We have read and understood the detailed terms and conditions of the sale and have also read,

perused and understood all the relevant papers and have carried out my/our own due diligence. In

case any information is found to be incorrect/ incomplete, I/We shall not hold the Authorised

Officer or secured lenders responsible for the same and shall not have any claim whatsoever

against either of them

Signature of the duly authorized official of the Bidder/Offerer

Name and Designation of the Authorised Signatory

Place:

Date:

16

Form No.

VII. FORMAT FOR SUBMISSION OF PROFILE OF THE BIDDER COMPANY/

PARTNERSHIP/ PROPRIETORSHIP


In Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District,



follows:-







(To be filled and submitted by the Bidder/Offerer)

1

Name of the Company/ Firm/ Party (in

Block letters)

b) Complete Registered Address

c) Complete Correspondence Address with

PIN Code, Telephone Nos.; Fax Nos.;

Website, etc.

2. Date of Incorporation

3. Constitution (Private/Public/Joint)

4. Name of Chairman

5. Name of Managing Director / Partners

6. Board of Directors a)

b)

c)

d)

e)

f)

7. Income tax PAN No. (attested copy of

17

* Each and every information and documents to be submitted is mandatory.

I/We have read and understood the detailed terms and conditions of the sale and have also read,

perused and understood all the relevant papers and have carried out my/our own due diligence. In

PAN card of the company to be attached)

8. Date of Last Income Tax Return (Enclose

copy of last 3 years' Income Tax clearance

certificate)

9 a) Full Name of the Authorised Person to

carry out e- auction on behalf of the

company/firm /party (in Block letters)

(Original Authorised letter to be

attached to carry out the e-auction

process)

b) Complete Postal Address of the

Authorise person with PIN Code,

Telephone Nos.; Fax Nos.; Website, etc.

c) Mobile Nos.

d) E-mail ID

10 Designation of the Authorised Person :

11 Relationship, if any, the Bidder/Offerer

has with any employee of IDBI Bank Ltd.

:

12 Details of Purchase of Tender Document

of Rs.100/-

i) Form No.

ii) Demand Draft No. / Pay Order No.

iii) Date of Demand Draft / Pay Order

iv) Name of the issuing Bank and Branch

13 Details of Earnest Money Deposit (EMD)

of Rs……………lakh.

:

i) Demand Draft No. / Pay Order No. :

ii) Date of Demand Draft / Pay Order :

iiii) Name of the issuing Bank and Branch :

Bidders, who prefer to submit the EMD by way of RTGS, must indicate RTGS

UTR No., Amount remitted and date.

RTGS UTR NO.

Amount remitted

Date

14 Income Tax Permanent Account

Number(s) (PAN) of the Authorised

person.

18

case any information is found to be incorrect/ incomplete, I/We shall not hold the Authorised

Officer or secured lenders responsible for the same and shall not have any claim whatsoever

against either of them.

Signature:

Name of the Authorised Person:

Designation:

Company Seal

All authorizations should be annexed to this form.

***

19

VIII. FORM OF APPENDIX TO THE BID/OFFER

(DECLARATION BY THE BIDDER)

(ON STAMP PAPER OF RS.500/-)

FORM OF BID/OFFER

(Note: This Appendix forms part of the Bid/Offer)

Shri. Gopalakrishnan Veeraraghavan,

Authorised Officer,

IDBI Bank Ltd.,

No.15, Second Cross,

Kamaraj colony,

Hosur, Krishnagiri Distirct,

Tamilnadu, PIN-635109

Sir

Sale of Secured Assets / Property Owned By


(Borrower)

Mrs. Yashodha Krishnamoorthy

(Mortgagor)

Brief Description of Property: Krishnagiri District, Krishnagiri Registration District, Shoolagiri Sub Registration District,



follows:-







1 Having fully examined and understood the terms and conditions of the Tender Document and

condition and status of the Secured Assets/property, I/We offer to purchase the said Secured

Assets strictly in conformity with the terms and conditions of this Tender/Offer Document.

20

2 I/We understand that if my/our Bid/Offer is accepted, I/We shall be responsible for the due

observance and performance of the terms and conditions of the Tender/Offer and acquire the

Secured Asset/property. Should I/We fail to execute and perform the terms and conditions

when called upon to do so, the Earnest Money Deposit (EMD) shall be forfeited. I/We further

understand that if my/our Bid/Offer is accepted, should I/we fail to deposit the balance amount

of 75% of the sale consideration (after having paid 25% of the sale consideration) by the

stipulated date, the said amount of 25% of the sale consideration (including Earnest Money

Deposit) or any further amount/s paid by me/us shall also be forfeited, as laid down in the

terms and conditions of the Bid Document. I/We further understand that if my/our Bid/Offer is

accepted, after making full payment of the sale price within 15 days of acceptance of bid/offer

or such extended period as may be granted by the AO at her sole and absolute discretion, , in

any case not later than three months, I/we shall arrange to take possession of the secured assets

within a maximum of 30 days. I/We understand that once the Sale Certificate is issued by the

AO, the AO shall not be held responsible for security and safe-keeping of the secured assets.

We further understand that in the event I/We fail to take possession of the Secured Assets as

stated above, the AO reserves the right to revoke the sale confirmed in my/our favour and

forfeit the entire amount paid by me/us and I/we shall have no claims on the secured assets or

to any amount/s for which it may be subsequently sold.

3 I/We clearly understand and accept that the Authorised Officer or the secured lenders do not

take or assume any responsibility for any dues, statutory or otherwise, of Mr. V

Krishnamoorthy and Mrs. Yashodha Krishnamoorthy Guarantors including such dues that

may affect transfer of the assets in the name of the purchaser and such dues, if any, will have

to be borne/paid by me/us in case my/our Bid/offer is accepted.

4 I/We understand that you are not bound to accept the highest or any Bid/Offer you may

receive. Further, I/we will not raise any objection in case the Authorised Officer goes for re-

bidding or sell the assets by any of the modes as prescribed in the SARFAESI Act including

sale by negotiation with any of the bidders and/or other parties by private treaty.

5 I/We understand that time is the essence for completing the acquisition formalities of the

Secured Assets/property and I/we agree and undertake to abide by it.

6 I/We also enclose a Demand Draft/Pay Order of value Rs………………

(Rs…………………………………………. only) towards Earnest Money Deposit (EMD) in

the name of "IDBI Bank Ltd" payable at Hosur or made a payment of Earnest Money Deposit

by way of RTGS on …………………… in A/c No. 21337000010052, IFSC Code:

IBKL0000213, Branch : No.15, Second Cross, Kamaraj colony, Hosur, Krishnagiri Distirct,

Tamilnadu, PIN-635109 and URN of RTGS Transaction is ………………………...

7 We understand that the EMD will not carry any interest.

8 We understand that the Bid/Offer should be unconditional and Bid/Offer having conditions

contrary to the terms and conditions of the Tender/Offer document can be summarily rejected.

Place:

21

Dated:

Signature ...........………………………. in the capacity of................................

duly authorised to sign Bid/Offer for and on behalf of ........................................

(Name and address of the Bidder/Offerer)

(IN BLOCK CAPITALS)

WITNESS:

Signature: .............................

Name & Address: ....................................

Occupation: ..........................