WHY IOWA BANKERS INSURANCE &

SERVICES, INC.?

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Presented by Iowa Bankers Insurance & Services

Iowa Bankers Benefit Plan Representatives

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The IBIS Advantage

Mission Statement

Contribute to the success of our customers and

shareholders by providing superior products

and service at a competitive price.

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The IBIS Advantage Specializing in Financial Institution employee

benefits for over 30 years

Competitively priced benefits

Self insured Trust created for Financial Institution

employees

Customizable benefit options to fit your employee needs

Full range of benefit options available

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The IBIS Advantage

Broad Range of Employee Benefit Options Health (vision/chiropractic options) Dental Group Term Life/Additional Life/Directors

Life Insurance Dependent Life Short Term Disability Long Term Disability Supplemental Benefits Group Long Term Care

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The IBIS Advantage Wellmark Blue Cross Blue Shield

Partnership Significant provider discounts in the

BlueCross/Blue Shield network with an average provider savings of 37% in 2010.

Coverage in all 50 states, Canada and around the World through Blue Card!

More than 90% of all hospitals and physicians throughout the United States contract with Blue Cross and Blue Shield Plans.

Value Added Benefits

Low Administrative Costs

Iowa IBBP

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Health Claims86.5%

Adm.Exp13.8%

Operating Margin

.7%

Health Claims

90.35%

Wellmark Adm Fees

5.1%

IBIS Adm.

Expense4.5%

Other Expense.05%

The IBIS Advantage

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The IBIS AdvantageIowa Bankers Insurance & Services

Customer Service Strong dedication and loyalty to

customers Knowledgeable and helpful Over 97 years of experience Employee benefit education One toll-free number for all group

benefits

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The IBIS Advantage Marketing Representatives

Knowledgeable and professional Over 57 years of experience Semi-annual to Annual face to face

meetings

Educational employee benefit meetings

Personal benefit administration training

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The IBIS AdvantageCompliance

In-house Compliance Officer Timely communications Reporting requirements provided for

you Form 5500 for health plan Medicare HIPAA ERISA

Benefit administration compliance consulting

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The IBIS AdvantageHealth Care Reform Education

Timely updates Reliable Resources

Davis Brown Law Firm Wellmark

Annual Health Care Reform Addendum

Health Care Reform webpage: www.bankers-ins.com

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The IBIS AdvantageGoing Green

Online Administrative Services

Online Customized Summary Plan Documents

and Certificates

Online Administrative Resource Manuals

Cost Savings to the plans and you!

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The IBIS Advantage

Thank you for your continued support of the Iowa Bankers Benefit Plan and

the benefits offered through Iowa Bankers Insurance and Services,

Inc.

We look forward to serving you in the future.