InTouch published quarterly forHutchinson Credit Union members

InTouch...WITH OUR MEMBERS

Member Voice continued on pg 2

A grass roots campaign shows representatives our members are passionate about their choice.

In the Winter 08 InTouch article titled, "Protect Your Right to Belong to Hutchinson Credit Union", an issue was presented concerning credit unions in Kansas under attack of our competitor -Kansas banks and their association- to restrict who can join and use a credit union.

A grass roots campaign was initiated to protect the consumer's right to choose their financial services provider with a request of members to contact local representatives and defend their right of choice.

Many members did call, email and write for the campaign and over 1,463 members

HCU Members Voice Support

Spring 2008

p. 2Volunteer Elections

Interested in Volunteering?

Members Voice Support

p. 3HCU Business Member

eStatement Myths Busted

Privacy Notice

HCU Financial Summary

p. 4Free Budget Plan Session

DollarTrax™

PrimeVest Free Workshop

signed petition letters that combined with over 20,000 petitions statewide. These were presented by credit

union staff at a Credit Union State Capitol Day, January 30th.

On March 6, 2008, the Kansas Bankers Association Senate Bill 535, restricting consumers choice, was brought from a

1% Bonus Dividend AnnouncedHCU Board of Directors declared a 1% bonus in honor of HCU's 60th Anniversary.

The bonus amount based on dividends and interest paid during 2007 will show under members' primary share account with

March 2008 statement.

The bonus rebate is exclusive to members that paid interest and/or earned dividends on select products through their HCU account(s).

Dividends not included on secondary market mortgage loans or other speciality products.

“Where people are worth more than money”

Photos Top: Members and staff speak with Legislator Mike O'NealBottom: Garth Strand with members from rally trip: Don Moody, Duane Anstine, Ruth Stucky, Dwane Synder, Patsy Stoecker Johnson, Kristen, Molly Strand and Preston Loomis

www.hcu.coop

www.hcu.coop

HCU Phone Center available M-F 7:30-6, Sat 7:30-12

23rd Ave 900 E. 23rd Ave./PO Box 1645Hutchinson, KS 67504-1645

Lobby: M-F 9-5, Sat 9-12Drive-In: M-F 7:30-6, Sat 7:30-12

Avenue A129 W. Ave. A

Hutchinson, KS 67501Lobby: M-F 10-5

Drive-In: M-F 7:30-6, Sat 7:30-12

Haven103 S. Kansas Ave./PO Box 454

Haven, Kansas 67543Lobby: M-F 9-5

Newton2201 S. Kansas Ave.

Newton, Kansas 67114Lobby: M-F 9-5, Sat 9-12

Drive-In: M-F 7:30-6, Sat 7:30-12

Wichita245 N. Waco, Suite T-600Wichita, Kansas 67202

Hours: M-F 9-5

—VOLUNTEERS—Board of DirectorsRoy Broxterman, Chair;

Loretta Fletchall, John McCannonKendal Pulliam, Ed Switzer,

Mark Woleslagel, James Woods,

Supervisory CommitteeEd Howard, Chair;

Marvin E. Schmucker, Lee Spence,Caroline Phelps, Kendall Griggs

Credit CommitteePat Falter, Chair; Patsy Johnson,

Leila Emack, James EwertRichard Carlisle

All branches can be reached at 620.669.0177 or 800.428.8472620.669.8123 Fax

According to HCU procedures for mail ballot elections:"No election will be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each position to be filled." Therefore the following were elected for three year terms by acclimation at the March 28, 2008 annual meeting. Awaiting appointment until the April 22, 2008 Board meeting are two credit committee volunteers.

Volunteer Elections

The democratic process is a crucial part of what credit unions are all about. Every member has a vote and a say about how their credit union operates. Volunteers are elected to make decisions on behalf of the entire membership. If you are interested in finding out more about becoming a credit union volunteer, contact the nominating committee, any current HCU volunteer, any branch or at www.hcu.coop.

Thank You!Special thanks to Ron Caffrey, Darlene Cushinberry, Ann Wagner and David

Patterson for serving as volunteers on the nominating committee.

Board of Directors: Supervisory Committee:

James E. Woods Richard Carlisle Lee Spence

sub-committee to the Senate Financial Institutions and Insurance Committees. Kansas' credit union staff and members, numbering over 370, made a rally trip to Topeka to oppose the bill and talk to legislators.

Our members' messages made an impression at the Capitol. They were gracious enough to share them here too.

Ruth Stucky, a credit union member since 1955, knows well the history of Kansas credit unions. She was a secretary to Henry L. Peterson, president of the Kansas Credit League. Ruth said the motto of "People Helping People" was always strongly adhered to with work done at the capitol and in Kansas through the KSL, now known as Kansas Credit Union Association. She also had personal stories about her family's relationship with HCU as well as becoming an HCU advisor in 1988 and retiring 13 years later.

Duane Anstine, a member since 1959, joined as a new teacher at the suggestion of the school principal, Mr. Will Billingsley.

Duane's car had reached its last mile and needed replaced. HCU was able to finance a new vehicle for him and he has been a satisfied member since.

Preston Loomis represented Faith Bible Church of Lyon, KS which needed to have a new building for their congregation. After many unsuccessful attempts to obtain financing at local banks, an HCU business member who is a contractor recommended HCU. They now have their building and feel blessed about their HCU membership.

Dwane Synder, a member since 1964, said that HCU has always taken care of him and felt very strongly about the better service and personal success afforded him from his member relationship with HCU.

Patsy Stoecker Johnson, a member since 1976, started with a home construction loan that built her relationship with HCU. Patsy's loyalty continues to grow including stepping into a volunteer position on the credit committee in 2001.

Thank you to all members that voiced your support in this campaign.

Member Voice continued from pg 1

www.hcu.coop

Better Business Solutions Showcase

At HCU we offer a wide variety of business services. We would like to highlight the success of one of our business members.

Ebeling Pools, Inc...

A family business started by Charles & Betty Ebeling as Ebeling Construction in 1975 evolved into Ebeling Pools, Inc. under the direction of brother and sister duo, Mark Ebeling and Cheryl Riemann in 1997 . Ebeling Pools makes summers more enjoyable with installations of Emerald Spas, Esther Williams and Cardinal swimming pools. They find by having both ‘above ground’ and ‘in ground’ pool selections they can best fit a client’s needs.

Ebeling’s service goes beyond the set up and assists new owners with care and

maintenance solutions with a variety of BioGuard products to keep their investment in top condition.

Business growth also comes from other seasonal items like fireplaces and stoves that are fueled by wood, gas, pellet, corn or electric, and installed by staff that is National Fireplace Institute certified.

Ebeling’s have high service standards and enjoy their HCU business relationship with service they feel goes, “above and beyond to help support our business”.

Ebeling Pools Inc is located at 513 S. Walnut in Hutchinson or contact at 620.663.9805 or www.ebelingpools.com.

Myth #1 – There isn’t much history available with eStatements.There is a 24-month archive of your eStatements. You can download them at anytime, at your convenience, at no cost.

Myth #2 – You can’t save or print your eStatement. Your eStatement is an Adobe Acrobat PDF document. Once downloaded, you can save it to your hard drive or to a disk for future reference. You can also print your eStatement and keep a paper copy if you like.

Myth #3 – It doesn’t look like your paper statement.Your eStatement is an exact electronic replica of the statement you receive in the mail. The information is the same.

Myth #4 – eStatements are not safe and secure.In many ways, eStatements are safer than having a paper statement delivered by mail. When delivered by mail, there is always the

risk of it being stolen or getting lost. With eStatements, you have the extra security of entering your user name and password to access your statement.

How Do I Sign Up?Signing up for eStatements is free and easy. Simply log on to your account in HCU Online Banking. On the left navigation bar, you will see an option called “eStatements.” Click on the link, ask to stop your paper statements, and you’ll be asked to provide us with your email or update the email address we already have on file. Once you have done that, you’ll need to accept the eStatements agreement.

Need Help?If you have additional questions abouteStatements, or about anything else related to finances, contact us at 800 428.8472 or 669.0177, or visit us at any of our locations in Hutchinson, Haven, Newton, and Wichita. You can also email us at hcu@hcu.coop.

Four myths about eStatements Did you know...You can receive HCU newsletters and other communications via email. Sign up by clicking on the -Join our opt-in monthly eNewsletter-and complete your information at www.hcu.coop.

Hutchinson Credit UnionFinancial Summary as of

December 31st, 2007Assets: $109,939,325

Shares, Certificates: $ 98,111,701

Loans Outstanding: $ 79,133,645

Total Capital: $ 11,590,555

Holiday ClosingsMemorial DayFourth of July

PRIVACY NOTICEYour Privacy is important to

us. The privacy disclosure

brochure accompanies the

March statements. Please

take a few moments to

understand your privacy

rights and the steps that

are taken to ensure your

information is safeguarded.

Ebeling Pools, Inc.

Cheryl, Kris Otto front, Mark back

www.hcu.coop

Is the Answer Yes?•Do you spend more than you make? • Do you live beyond your means? • Do you pay yourself last?• Do you charge items instead of saving for them?• Do you think about an emergency fund, but fail to have one?•Do you spend uncontrollably without a budget to guide you?

Then say 'Yes' to attending

BUILD a BASIC BUDGET

session April 24th. RSVP

to Kristi by April 19th to

620.669.0177 ext 244

You Can Take Control

Advisory services may only be offered by Investment Adviser Representative in connection with an appropriate PRIMEVEST Advisory Services Agreement and disclosure brochure as provided

PRIMEVEST Financial Services, Inc. is an independent registered broker/dealer, member FINRA and SIPC. Securities and insurance products available through PRIMEVEST are: • not FDIC/NCUSIF insured • not insured by any government agency • not deposits of or guaranteed by Hutchinson Credit Union, and • may go down in value.

Most American consumers, experts estimate, waste 20% to 30% of their money because of poor spending habits and poor planning.

Anyone who wants to take control of personal spending will want to attend an information session called “BUILD A BASIC BUDGET: The Five-Step Spending Plan” on April 24th, 2008, at the Ave A and Adams Branch in Hutchinson (129 W. Ave A).

Presented by Kristi Nuest, the program will show how to create a spending plan, explain how to set realistic goals, highlight several ways you can track your spending, and expose budget busters that could destroy your spending plan.

Join us for a fun learning experience to help you develop a personal action plan and gain financial peace of mind.

Call Kristi Nuest at 620. 669.0177 ext 244 to reserve your spot by April 19th. The cost is only $10 to attend or free to those enrolled in the DollarTrax program.Session open to all adults, space is limited.

BUILD A BASIC BUDGET: The Five-Step Spending Plan

April 24, 2008Ave. A branch

7 p.m. to 8:30 p.m.$10 enrollment

or Free with DollarTrax

Learn more about DollarTrax on HCU's website at www.hcu.coop, under Products and Service, then Miscellaneous Service.

A free workshop designed to enhance your financial education.

Seating is limitedTo register, do one of the following: •call 669.0177 or 800 428.8472 ext 148 •email bob at bob.guthrie@primevest.com•register online at www.hcu.coop under Investments click on Workshop starburst

Tuesday, April 22nd, 20086:30 p.m. to 9 p.m.

Hutchinson Credit Union900 E. 23rd Ave.Hutchinson, KS 67502You may bring a guest or spouse

WHAT YOU WILL RECEIVEAlong with professional instructions, a seminar workbook, personal financial data form and optional planning consultation. What sets this workshop apart from many others is that it does not promote any individual product. You will not be asked to buy anything. This is strictly an educational seminar for your benefit.