what the self-employed_need_to_know_about_financial_planning
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Self-employed individuals need to take a serious consider their financial planning. In Cobourg, they can turn to Ken Zawalykut, and his over 30 years of experience in the financial planning field. Being your own boss means you have different needs from someone who works for a salary. Ken has had many self-employed individuals as clients and understands their financial planning needs. Being your own boss has tax advantages, but it also has it's own brand of risks. You must consider them in your overall plan. Ken Zawalykut - Financial Advisor 24 Covert Street #201 Cobourg ON K9A 2L6 Canada (905) 372-0800 http://www.youtube.com/watch?v=KECqCuFkqD8TRANSCRIPT
Ken Zawalykut | www.kenzawalykut.caEmail: [email protected] Phone: 905.372.0800
What Self-Employed Individuals
Financial PlanningNeed to know About
It’s All About Assets and LiabilitiesRunning your own business can affect:
•Your home•Your income•Your future
Your Home
• Are you incorporated? Is there adequate separation between your personal assets and those of your business?
• Do you have errors and omissions insurance? What happens if someone suffers a loss because of your advice?
• Do you operate out of your own home? What happens to your business if you lose your home to fire?
What Happens if You Lose Your Income?
• Do you have coverage if you were injured or suffer from a long term illness?
• Could the business survive your absence for an extended period?
• Could you afford to hire someone to manage it for you?
• What happens if you lose a valuable employee?
What Does Your Future Hold?
• If you were to pass away, what would happen to your business?
• If the business forms a significant
part of your estate, and is left to
one child, how can you ensure
the other children get a fair
inheritance?
Ken Zawalykut Phone: 905.372.0800 Email Website: www.kenzawalykut.ca
Your Needs Are Different
As a self-employed individual, your needs are different from most other peoples. The advice you are get from others may not reflect your specific needs.
Planning professionals receive training in a broad range of circumstances, They also get to personally assist clients across a wide spectrum of situations.
You can not be expected to think of everything yourself. That is why it makes financial and tax sense to sit down and go over your financial plans with a trained and trusted advisor.
You are looking forward to a long and happy business life. Make sure you understand what you must have to meet your financial needs, now and in the future!
….Call or email today
Ken ZawalykutFinancial Advisor
IPC Securities Corporation24 Covert Street, Suit 201
Cobourg, ON K9A 2L6
Phone: 905.372.0800Email: [email protected]
Website: www.kenzawalykut.ca
For a Comprehensive Look at Your Financial Planning Needs…
Trademarks owned by Investment Planning Counsel Inc. and licensed to its subsidiary corporations. Investment Planning Counsel, is a fully integrated Wealth Management Company. Mortgage broker services provided by IPC Save Inc. (Ontario Lic. #10227). Mutual Funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through IPC Estate Services Inc.