For internal and broker use only – Not for distribution to the public.

Web conferenceSeptember 25, 2009

Ryan Jandreau, CLU, CSSC

Marketing Specialist

Trish Fairhurst, CSSC, FLMI

Director – Structured Settlements Operations

For internal and broker use only – Not for distribution to the public.

Three year snapshot of life markets in our industry

2006• 14 life markets

• 12 A.M. Best A+ or higher

• Only 2 companies held an A.M. Best rating less than A+

Today• 10 life markets

• 6 A.M. Best A+ or higher

• 40% have A.M. Best A rating

For internal and broker use only – Not for distribution to the public.

Liberty Mutual Group• Fifth largest property and casualty insurer in the U.S. based on 2008 direct

written premium

• Ranked 86th on the Fortune 500 list of largest corporations in the U.S.

• A.M. Best* financial strength rating of A “Excellent,” Class XV

• More than 45,000 employees in 900 offices worldwide

• As of December 31, Liberty Mutual Insurance Company had policyholder surplus of $10.3 billion

The claims-paying ability of Liberty Life Assurance Company of Boston is backed by a written guarantee from Liberty Mutual Insurance Company.

* Financial strength ratings are current as of the publication date. An 'A' rating from A.M. Best is it third-highest Financial strength rating. For additional information, please visit www.ambest.com.

For internal and broker use only – Not for distribution to the public.

• Established in 1964

• Member of the Liberty Mutual Group

• Issuing structured settlement annuities for nearly 30 years

• A.M. Best financial strength rating of A “Excellent,” Class IX

Liberty Life

An ‘A’ (Excellent) rating from A.M. Best (ambest.com) is its third-highest Financial strength rating. Rating current as of publication date.

For internal and broker use only – Not for distribution to the public.

Born from strength

A member of the Liberty Mutual Group, Liberty Life Assurance

Company of Boston offers a competitive portfolio of life insurance and

annuity products.

• A diversified product set and distribution strategy: Liberty Life’s diversified business mix includes individual life insurance, individual fixed annuities, group life insurance and group disability insurance. Liberty Life does not market indexed annuities, variable annuities or variable life insurance.

• An investment philosophy built on quality and commitment: A high quality investment portfolio and disciplined investment strategy help ensure its ability to keep its promises to policyholders, claimants, and their families.

For internal and broker use only – Not for distribution to the public.

For internal and broker use only – Not for distribution to the public.

Why Liberty Life?

• Competitive rates

• Rated ages

• Experience

• Service

• Qualified and non-qualified assignments

For internal and broker use only – Not for distribution to the public.

BARCO Assignments Ltd.

• Non-qualified assignments (obligations that do not qualify for assignment under IRC Sec. 130)

• First non-qualified assignment company

• Established in 1999 for the purpose of assuming contractual payment obligations arising from suit or settlement

• Not always taxable damages

For internal and broker use only – Not for distribution to the public.

Obligations arising from settlements, including:

Attorney fees (including stand-alone) Punitive damagesEmployment disputes Construction defectsPre-August 5, 1997 WC cases Environmental claimsPsychological/emotional damages FraudDiscrimination False arrestBreach of contract Property damageBreach of confidentiality Divorce

BARCO Assignments Ltd.

For internal and broker use only – Not for distribution to the public.

Opportunities

• Non-qualified assignments

• Cases where defendant insurer is a regional carrier or self-insured account

• Split funding

For internal and broker use only – Not for distribution to the public.

For internal and broker use only – Not for distribution to the public.

Marketing materials

• Financial strength profile

• Non-qualified assignments brochure

• Fortune 500 announcement (PDF only)

• Quick reference (PDF only)

For internal and broker use only – Not for distribution to the public.

For internal and broker use only – Not for distribution to the public.

Coming soon..

Secure producer website with features including:• Contract status

• QIB software and rate series downloads

• Marketing materials

• Administrative forms

• Industry news

For internal and broker use only – Not for distribution to the public.

For internal and broker use only – Not for distribution to the public.

Questions?