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Women’s Council of REALTORS, Greater Palm Beach County Chapter WCR Review April-August, 2016

WCR Review

April—August, 2016

2016 FLORIDA/LOCAL STRATEGIC BUSINESS PARTNERS: Diamond: Wells Fargo Home Mortgage, Florida’s Power House Inspection Services Group Platinum: Northeast Florida Association of Realtors©; Orlando Regional

Realtor© Association, Two Men and A Truck Silver: HouseMaster Home Inspections; HughesArrow Exterminators-Nader’s Pest; Raider’s Movement Mortgage, Nan Harper-Past State President-Island Women’s Council of

Realtors© Naples-on-the-Gulf Chapter, Scott and Gia Arvin-Matchmaker Realty, Nancy and Tony Macaluso-Portside Properties Inc. Bronze: Angela Territo Coaching & Leader’s Choice Seminars, Arrowsmith Realty,

Women’s Council of Realtors© Bonita Springs/Estero Chapter; Women’s Council of Realtors© Jacksonville Chapter; Orlando Regional Chapter of the Women’s Council of Realtors©; Ric and Honora Giumenta-Giumenta

School of Real Estate, Paige Brewer-The Daytona Real Estate Paige, The Legends of Real Estate East Coast, Third Federal Savings and Loan, USA Home Inspections, Women’s Council of Realtors© Stuart-Martin County

Chapter; Bob and Maryellen Castellano-Realtors© Stuart-Martin County, Women’s Council of Realtors Osceola Chapter, Platinum: We Insure-McEvers Olson Insurance Group, Kim McEvers; Silver International Realty,

Christel Silver Gold: L&S Insurance, Lee Gorodetsky; Two Men and a Truck, Janelle Dowley Silver: Apex Insurance Agency, Paul Jacques; Lydia Crystal, Transaction Coordinator.

Since January 2016, 8 new

realtor members have joined the

Greater Palm Beach County Chap-

ter, nearly 10 new Strategic Part-

ners have come on board and our

yearly and meeting sponsorships

just keep coming in! There is a

buzz about the Women’s Council of

Realtors (WCR), and I think it has a

lot to do with our programs. Of

course, the leadership team cur-

rently in place is phenomenal and

our attendance is very strong at

business resource meetings and

fundraising events, but people are

reaching out to us to get involved

because they see all that WCR has

to offer. When I came in as local

chapter President, and even last

year as I planned for my year, I

knew that providing programs of

value that would not only educate,

but also boost members’ business,

was the key to our growth and suc-

cess.

From “Diving into Designa-

tions” to “What’s Happening in

Your Backyard” to our “All Star Line

up,” members are getting valuable

information from our business re-

source meetings that will help

them grow, help them better serve

their customers and help them to

stand out in the industry.

Knowledge is power. New, fresh,

hot topics that keep realtors and

strategic partners alike current, are

critical. And we are always looking

to our strategic partners to provide

that resource. In our “All Star Line

up,” we utilized many strategic

partners to provide insight on in-

spections, on title, on mortgages,

on moving, on legal issues and on

design tips. It was such a successful

meeting and many joined.

We are taking our programs

to the next level and really focusing

on what our members want and

need from the industry. I am very

excited for our upcoming Past Pres-

ident Spring Luncheon and can’t

wait to hear what all the past presi-

dents have to say! Learning from

those that have come before in an

integral part of any business and

there’s no doubt that these lovely

ladies, and men, will shed light on

leadership, involvement, and the

strong referral business that the

Women’s Council provides. Let’s

keep it up!

Pumping Up Our Programs!

yearly and meeting sponsorships

just keep coming in! There is a

s Council of

Realtors (WCR), and I think it has a

lot to do with our programs. Of

course, the leadership team cur-

rently in place is phenomenal and

our attendance is very strong at

business resource meetings and

fundraising events, but people are

reaching out to us to get involved

because they see all that WCR has

to offer. When I came in as local

chapter President, and even last

year as I planned for my year, I

knew that providing programs of

their customers and help them to

stand out in the industry.

meeting and many joined.

to the next level and really focusing

on what our members want and

need from the industry. I am very

excited for our upcoming Past Pres-

ident Spri

wait to hear what all the past presi-

dents have to say! Learning from

those that have come before in an

integral part of any business and

there

ladies, and men, will shed light on

leadership, involvement, and the

strong referral business that the

Women

-Jessica Rosato


Vol. 13 No. 2—April-August, 2016

WCR Governing Board 2016

President - Jessica M. Rosato

561-777-3463 - [email protected] President Elect - Cathy Lewis

561-302-9866 - [email protected] V P Membership - Debra Shapiro

954-633-2720 - [email protected] Secretary - Janelle Dowley

[email protected] Treasurer - Mike Swartz

561-371-5615 - [email protected] Immediate Past President - Christel Silver 561-929-5799—[email protected]

Standing Committee Chairs/Past Pres. Advisory

Bylaws/Parliamentarian - Lydia Crystal [email protected]

Education/Programs - Doris Behrens [email protected]

Finance/Budget - Mike Owen 561-213-2070 - [email protected]

Special Committees Audit - Kim McEvers

[email protected] Blue Diamond Circle/Sunshine - Sue Ann Paine

561-254-0627 - [email protected] Fashion Show - Nita Summers

[email protected] Fundraising / Ways and Means - Bri White

954-328-6265 - [email protected] Newsletter - Betsy Owen

[email protected] Nominating - Christel Silver

561-929-5799—[email protected] Ways and Means - Bri White

[email protected] WEB LINKS WCR.com

WCRfl.com Wcrpalmbeach.com

The Mission of the Women’s Council of Realtors® We are a network of successful Realtors®

advancing women as professionals and leaders in business, the industry, and the communities we serve.

Due dates for copy in the WCR Review are Febru-

ary 15, May 15, August 15, and November 15. Please type all articles in Times New Roman in

word and include a head shot

Lord & Taylor fashion show a success

Thursday, August 11th the members of WCR of the Palm Beach-es sponsored their third annual Fashion Show. The show was held at Lord and Taylor in Mizner Park. The highlight of the event was our very own members showing off this year’s finest fashions! Jessica Rosato, Janelle Dowley, Mike Owen, Kim McEvers, Lydia Crystal and Cathy Lewis strutted down the run-way showing off Lord & Taylor’s best apparel. The show also included a clothing demonstration from Lord and Taylor’s designer John Chan-dler. Bobbi Brown featured their cosmetics and did a makeover in front of our very eyes! Sponsors of

the show were present and shared Information about their businesses: Third Federal Savings and Loan, Gold Coast Title, Greg Downs with Caliber Home Loans, Win Home Inspection, Cort, Lord and Taylor, Waypoint Property Inspection. The event was enjoyed by our members, their guests and even some passing by shoppers shared in the excite-ment. Along with great food there were raffle prizes and a goodie bag with a discount card that was put to good use during the shopping spree that took place after the event. Co-chairs Nita Summers and Debra Shapiro along with the committee: Liz Woody, Cathy Lewis, Michael Schwartz and Kim McEvers once again pulled off a fabulous night. The WCR Fashion show has become a sought after event that many look forward to each year.

-Nita Summers

WCR Friday Noon Toastmasters: Mission Of the Club: The mission of a Toastmasters club is to provide a mutually supportive and positive learning environment in which every individual member has the opportunity to develop oral communication and leadership skills, which in turn foster self-confidence and personal growth. Meetings; Every Friday at 12 noon to 1pm at Train Station at 747 S Dixie Hwy, Boca Raton, FL 33432 (corner of Dixie Hwy

and Camino Real) Lydia Crystal


Our Vision: Through our influence as successful business professionals, women

will effect positive change in the profession and in the broader community.

WCR FASHION SHOW

AT

LORD & TAYLOR


WCR FASHION SHOW AT LORD & TAYLOR


Delray Beach, FL – Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn't quite so perfect anymore. Or perhaps you still love your home, but you really want a gourmet kitchen and a larger master bedroom. Should you start looking for a new house? Or would it be better to stay where you are and remodel instead?

Both options involve a significant investment of time and money, so it's important to take your time and make an informed decision. You'll also want to be sure to consider both the financial and the emotional sides of the equation. Let's begin by examining the financial factors involved.

Moving: A good local real estate agent should be able to assist you with estimates on these numbers. How much will it cost to purchase a home that will meet your needs? How much could you sell your existing home for? Don't forget to subtract the agent's commission from this total. What will it cost to move? According to real estate con-sultant and best-selling author of Remodel or Move, Dan Fritschen, a typical move costs 10% of the value of your home. How much will your property taxes increase as a result of the move? Remodeling: What projects do you want to have done and how much will they cost? An architect or general con-tractor will be able to assist you with these figures. How much will the improvements add to the value of your home, also known as the "payback"? A local real estate agent can assist with this as well.

If the decision about whether to renovate or move were purely a financial one, then it would be quite easy to look at the numbers and come to the right conclusion. Howev-er, there are also emotional factors that come into play, and they have a value as well. Let's consider some exam-ples.

Reasons you may want to move: If you relocate to a new neighborhood, your children could attend superior schools. You would like to reduce your commute or have better access to local amenities, such as restaurants and shopping. You're not particularly fond of your current neighborhood. Your yard is too small, and you cannot ex-pand it. Reasons you may want to stay and remodel: You're hap-py wit your location. It's convenient, you love your neigh-bors, and the schools are either excellent or are not a fac-tor. You love the layout of your home. All you need is a

little more space, and your home will be perfect.

Of course only you know what is truly important for your happiness, so try to use these questions as a starting point. Create a list of the pros and cons of each scenario and leave it someplace accessible, so that you and your spouse can add to it as you think of additional fac-tors. You may also want to consider attending open houses and visiting new housing develop-ments to see what is available and how your home com-pares.

Once you've completed your list and your financial assess-ment, it's time to draw some conclusions. Are the numbers and the emotional factors pointing you in a clear direc-tion? If you're still feeling unsure and would like some ad-ditional assistance, you may want to read Dan Fritschen's book, Remodel or Move, or visit his website at www.remodelormove.com. Both contain a calculator that will assist you with the difficult task of quantifying the ramifications of your decision. In addition, you can learn tips to assist you with the next step, after you've deter-mined what it will be.

If you choose to remodel, then you'll need to have a clear idea of what you want to accomplish before finalizing any details with the contractor or architect. One of the most expensive things you can do is change the project mid-stream.

If you decide to move, then there are low-cost improve-ments you can make to your existing home that will help it to sell more quickly. The kitchen and the bathrooms pro-vide the biggest return on investment in this area.

Whether you decide to remodel or buy a new home, it's important to ensure that you have proper financing in place prior to moving forward. If you decide to purchase a home, a mortgage originator will help you to determine how much you can afford, as well as which loan package works best with your overall financial plan. In the case of remodeling, you should meet with a mortgage profession-al before any construction takes place. Otherwise you may severely limit the type of financing options available to you.

-Michael Schwartz

Ready to Trade-In Your Home? Perhaps You Should Remodel Instead!


As Sunshine Committee Chair, I send out cards to those WCR members in need of cheering up, with either a Get Well or Sympathy card. Please share with me anyone

you hear of who may need a card or some help.

—Sue Ann Paine

Get the facts, over 20% of floods occur outside

of flood zones

Mortgage Clause changes

Be sure if you refinance or if your mortgage is

sold to a servicing company or bank that you no-

tify your insurance agent asap. Often the insur-

ance company does not know of the change, and

they bill the renewal to the old lender; and it does

not get paid. The policy cancels, and the home-

owner wonders why it did not get paid.

Please make sure to let your insurance company

know, it may save you from having force placed

insurance.

Hot water heaters and AC handler units in-

stalled inside the home

We have seen several clients recently with

claims of leaking hot water units installed in the

home or AC handler units mounted in the attic

causing significant amounts of water damage.

Prior to claims occurring, the attitude is...well,

that is why we have insurance to cover it.

However, in speaking with these clients after a

major leak, their attitude has changed. Once

they go through the ordeal of having to move out

of the home for a couple of weeks and drying out

the home, then getting the repair work scheduled

and completed, the response was, well... maybe

we could have been more proactive to prevent

such a disruption to our lives.

How? First and foremost, make sure you have a

regular service contract for the AC unit. Many

older units do not have a condensate sensor that

will shut off the unit should the line get clogged

and start overflowing through your ceiling. Regu-

lar servicing can prevent leaks and keep the coils

from freezing up.

Make sure the hot water heater is not beyond it’s

useful life. Often if you wait to replace the hot

water heater until it dies, it may not be the coils

that fail, it may actually leak everywhere. The

hard water here in South Florida shortens the life

of tank hot water heaters by as much as 1/3 of

their useful life. Water softening units can also

prolong the life of hot water heaters. Don’t let a

leaking, failing unit be the indicator it needs to be

replaced.

When it does become time to replace an AC air handler or hot water heater, consider moving it to a lower elevation or to the garage if possible. There is an additional expense; but, since you are replacing the unit anyway, it may not be much more to move the unit and the hookups.

-Kim McEvers

Flood Insurance Outside Flood Zone


To our newest members: Vincenza Antonacci

Deborah Ginsburg

Shannon Hardwick

Kim Muller

Jean Ordonez

Rochelle Poss

Claudia Santacoloma

Dawn Schwartz

To our newest strategic partners: Melainey Gunning

New member, Shannon Hardwick, receives new member pin

from President Jessica


LOCAL STRATEGIC PARTNER APPLICATION 2016 Promote your Business & Partner with WCR Greater Palm Beach

Date: _________________________ INFORMATION ABOUT YOU

Name: _______________________________________________________________________ Company Name: ________________________________________________________________ Company Address: ______________________________________________________________ City/State/Zip: _________________________________________________________________ Home Address: ________________________________________________________________ City/State/Zip: _________________________________________________________________ Mobile Phone: _________________________________________________________________ Office Phone: __________________________________________________________________ Email: ________________________________________________________________________ Fax: _________________________________________________________________________ Website Address: ______________________________________________________________ Birthday Month/Day: ___________________________________________________________ -Please pay online or make a $200 check payable to: WCR Greater Palm Beach County Chapter -And return your application with check to: Greater Palm Beach County WCR Chapter Attn.: Jessica Rosato 900 East Atlantic Avenue Suite 18 Delray Beach, FL 33483 “Affiliate of the Month” is also available for $250. Including only the month you are sponsoring, you would receive a 5-minute speaking opportunity at one of our business resource meetings, distribution of marketing materials at each seat at the meeting and at the partner table, and company logo on agenda, evaluation, meeting flyer and on all social media and WCR Facebook page.


Greater Palm Beach County Chapter

Strategic Partnership Agreement Please email the completed form with copy of check to: [email protected]

Partner information:

Company Name:_______________________________________________________________________

Your Name:________________________________________ Title:_____________________________

Company Phone:____________________________________ Your direct line:____________________

Email:_____________________________________________ Website:__________________________

We wish to participate at the following ANNUAL LEVEL and understand that payment is required at signing.

Starting date:__________________________ Ending date:_________________________________

_____ Platinum Partner $1,000 _____ Gold Partner $600 ______ Silver Partner $300 Choose 3 months choose 2 months choose 1 month My “preferred” Months to speak are checked below: ___ Jan __ Feb ___ March ___ April ___ May ___ June ___ July __ Aug ___Sept__ Oct ___Nov ___Dec For Affiliate Members only: We wish to participate as Affiliate member of the month $150 ___ Jan __ Feb ___ March ___ April ___ May ___ June ___ July __ Aug ___Sept__ Oct ___Nov ___Dec By signing the Partner Agreement with WCR Greater Palm Beach County Chapter, my company and I agree to make our payment in advance to allow enough time for marketing and exposure for our partnership. Please make check payable to WCR Palm Beach and mail to P.O.Box 8312, Delray Beach, FL 33482-8312 Signature________________________________________________ Date___________________ Company Name____________________________________________________________________ Mailing Address_____________________________________________________________________ Please email the artwork for the logo to [email protected]


Greater Palm Beach County Chapter

Strategic Partnership Opportunities

Annual Partnership: Partner’s Year begins upon execution of Partnership Agreement and receipt of monies for a period of 12 months. Platinum Partner - $1,000.00

Local placement of homepage and on Links & Sponsors page of WCR Greater Palm Beach County Chapter website linking to Partner’s website and Facebook Page

Logo placement on all Chapter Events and Business Resource Meeting marketing Materials THREE 5 Minutes opportunities to address WCR Greater Palm Beach County Chapter Members at monthly Business Resource

Meeting THREE free admissions to Business Resource Meetings in the month the Partner is speaking Distribution of marketing materials at each chair / or advertising table in the same month Distribution of marketing materials at each Chapter special event Recognition at each meeting or special event Recognition in programs and Flyers of all events

Gold Partner - $600.00


Logo placement on all Chapter Events and Business Resource Meeting marketing Materials TWO 5 Minutes opportunities to address WCR Greater Palm Beach County Chapter Members at monthly Business Resource

Meeting TWO free admissions to Business Resource Meetings in the month the Partner is speaking Distribution of marketing materials at each chair / or advertising table in the same month Distribution of marketing materials at each Chapter special event Recognition at each meeting or special event Recognition in programs and Flyers of all events

Silver Partner- $300.00


Logo placement on all Chapter Events and Business Resource Meeting marketing Materials ONE 5 Minutes opportunity to address WCR Greater Palm Beach County Chapter Members at monthly Business Resource

Meeting ONE free admission to Business Resource Meetings in the month the Partner is speaking Distribution of marketing materials at each chair / or advertising table in the same month Distribution of marketing materials at each Chapter special event Recognition at each meeting or special event Recognition in programs and Flyers of all events


The Power of Relationships—Success

in business today is achieved through

positive, productive relationships. The

Women’s Council of Realtors® pro-

vides an environment of collaboration

in which members can form, build

and maximize relationships for busi-

ness and personal success. When

members share their time, talent, and

experience, the entire industry is ad-

vanced.

Leadership-To continue to grow and

be successful, every business, indus-

try and community must have leaders

who can see change that is needed,

organize resources, and engage the

hearts and minds of those around

them. Through the Women’s Council

of Realtors®, members develop and

apply new found leadership skills and

qualities across all areas of their per-

sonal and professional lives.

Professional Credibility—members of

the Women’s Council of Realtors® are

career professionals. We operate

based on a shared value system of

integrity, respect, consistency, and a

commitment to excellence and con-

tinuous development.

Diversity—The Council member net-

work is enriched through the celebra-

tion of and active outreach to the full

diversity of our industry. At the same

time, the strength of the organization

lies in what unites us all - our shared

values.

Involvement—Active participation

increases membership value. Partici-

pation in the Women’s Council of

Realtors® is the opportunity to con-

tribute to change, and to be changed,

personally, and professionally.

Success—Success in business brings

credibility, influence and greater op-

portunity. Wealth creation through

business success also leads to long-term financial security, greater inde-

pendence, and more quality of life

choices.

Influence—Positive change will come

from the greater inclusion of wom-

en’s perspectives in positions of influ-

ence in the real estate industry and in

the broader community.

In order to fulfill

our mission and realize our vision, the

Women’s Council of Realtors sets the

following goals:

To be the source of education and business tools

focused on the needs of women Realtors® entre-

preneurs at all stages of development.

To be a dynamic, accessible and diverse network,

linking resources and member expertise to drive

business success.

To identify, build, support and promote strong

leaders in business, the industry, and the broader

community.

To showcase and promote the achievement and

impact of women in real estate.

To be sought after by other organizations as a

source of leadership development and the busi-

ness woman’s perspective.

To be a network of strong chapters that consist-

ently deliver value and provide a collaborative,

trusted, welcoming environment in which mem-

bers can achieve their business goals.

To be a magnet for career-focused Realtors® with

diverse backgrounds and a high level of profes-

sionalism.

To be a strong organization with the resources

and infrastructure necessary to fulfill our mission

and realize our vision.

Women’s Council of Realtors ® Values:

WCR’s Long Term Goals

wcr review · 2019. 3. 19. · newsletter - etsy owen mission of the lub: the mission of a...

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