wanigas.com

“It’s time for you to shine”

WE FINANCE FUN VA-stay-CATION LOANSpage 2

welcome home with wanigaspage 3

April 2020

money magic yoUth monthpage 2

Fixed-rate home eqUity promotionpage 3

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*APR=Annual Percentage Rate. Rates 2.95% APR through 9.95% APR. Not valid on refinancing of current Wanigas loans. New Money Only. Minimum loan amount $5,000. Collateral must be a 2014 or newer. 72-Month maximum term. Member must have direct deposit. Normal loan approval guidelines apply. Offer valid March 17, 2020 through May 31, 2020.

Thank you for your many years of dedicated service to Wanigas Credit Union!

Retir

em

ent

Recognitio

n

Your official familYboard of directors

Gerald little

ChAirperson

michael balls

ViCe ChAirperson

lisa Wilson

TreAsUrer

Valorie Green

seCreTAry

Gus alexander

DireCTor

Jalynn Hopkins DireCTor

sheldon matthews

DireCTor

sharon list

18 years

erika brown-Hinds

20 years

Joyce Phillips-stanley

42 years

suPerVisorY committee oscar Gonzales n michael malmo

Patricia mcculley n lynnette scottlarry bourassa (alternate)

ANNUAL MEETINGResults

Apply free distort to the rates. Make each rate a symbol. Replace symbols with new symbols.

LIMITEd TIME

offEr!winsEvErybody

a LoW raTE!

BACK BY POPULAR DEMAND...

IT’S TIME For yoUr

To

COVID-19 ImpOrtant nOtICeWanigas is committed to serving our membership during the COVID19

situation and we hope your families are doing well. The following newsletter has a variety of offers that could help our members during these difficult times. We appreciate the membership’s

patience and understanding during this time and we will continue to take the necessary precautions to keep our members and team healthy and safe. Please visit wanigas.com for the latest Membership Update.

2

natIOnal CreDIt UnIOn YOUth mOnth™

April 1-30, 2020Wanigas Credit Union will be celebrating national Credit Union youth Month with the following:

$5 Bonus z Wanigas will deposit the first $5 into each

new youth account for the month of April.

Prize Drawings z All youth deposits during the month of

April will be entered into a drawing for a Fantasma Magic Kit and $40 Wanigas VisA Gift Card.

Visit wanigas.com for youth month celebration details.

*One winner at each branch. Drawing to be held during the first week of May 2020.

We Finance

Vacation Turned staycationVacation loan

As low as 8.50%apr

1 2 - M O n T h T e r M • Apply Today!* APR= Annual Percentage Rate. Promotional Rate determined by credit score. New money only. Offer valid through September 7, 2020.

r e C e I V e A $25 dePosit!*

simply apply for your next Wanigas loan through online Banking or the Wanigas Mobile Banking app, and we’ll deposit $25* right into your savings account.* Loans currently financed with Wanigas Credit Union are not eligible for this offer. Loan application must be submitted online, approved and disbursed online to qualify. $25 deposited into share savings. Valid April 1, 2020 through June 30, 2020.

*

wanigas.com 3

new hOme? receive a wanigas Visa gift card up to $500!*

*Loans currently financed with Wanigas CU are not eligible for this offer. Excludes Home Equity and Non-Conventional Mortgages. Cannot be combined with any other offer. Normal Loan Guidelines

Apply. $250 Wanigas VISA Gift Card gift given for mortgage amounts less than $50,000. $500 Wanigas VISA Gift Card

gift given for mortgage amounts $50,000 and greater. Offer valid April 1, 2020 through June 30, 2020.

NMLS #402179

you’ve got big plans for your home, and Wanigas is here to help you tackle those plans with a

Waived $250 Processing Fee*

on our Fixed-rate Home equity Loan.

*Normal loan guidelines apply. $250 Processing Fee waived for promotional period. Offer valid April 1, 2020 through June 30, 2020.

NMLS #402179

WHaT’s YOUR Story?

OptiOn 1*: Wanigas discounts your processing fee to $100 AND you receive a .25% discount on the interest of your mortgage.

OptiOn 2*: Wanigas discounts your processing fee to $100 AND Wanigas pays $500 or $750 of the closing costs based on the loan amount**.

*A First Time Home Buyer is anyone who has not previously owned a home and is purchasing their first home. To qualify for the program, the following criteria must be met with your Wanigas member account: Checking Account, a Wanigas Debit Card, establish direct deposit and sign up for automatic payment from your Wanigas account. Some restrictions may apply. This program cannot be combined with any other offer or promotion. **$500 off for loan amounts below $50,000. $750 off for loan amounts $50,000 and greater. Membership eligibility required.

FiRsT TiMeHOMe bUYeR pROgRaM

NMLS #402179

$500

GIft CarD

989 • 759 • 5780 800 • 675 • 2285

free sHRed iT evenT

Bring your unwanted confidential documents by the Credit Union during our free member shred event, and we’ll securely dispose of them for you right here while you watch.

sHaTTUcK bRancHThursday, April 1611:30 a.m.- 1:30 p.m.

baY ciTY bRancHFriday, April 17

11:30 a.m. – 1:30 p.m.

4

Good friday Friday, April 10

– Branches close at 1:00 p.m.

memorial day Monday, May 25

independence day

Friday, July 3 Saturday, July 4

Holiday Closings

VISA Platinum Balance Transfer

3.99% apR*

Introductory rate for 9 Months**Plus, No Balance Transfer Fee!

*APR=Annual Percentage Rate.

** Once your 9 month 3.99% APR on balance transfers expires, the balance transfer rate reverts to your variable rate of 10.45% APR – 19.45% APR based on your credit worthiness. Balance Transfer Offer Valid to New Wanigas CU VISA Cardholders during their first 90 days only. Balance transfer amount must be $500 or more to qualify for Introductory Rate.

1234 5678 9101 2020

P L A T I N U M

VALIDTHRU 06/21Jane q member

Wanigas members can get

$200 cash from

As a member, you get $100 per line on up to two lines when you switch to sprint on Unlimited plus or premium. Plus, $100 Annual Loyalty Reward. Plus, 25% off select accessories in Sprint Stores. And the Sprint 100% satisfaction Guarantee.

claiming your cash rewards is easy � switch to sprint and mention that you’re a credit union

member. � Register at LoveMyCreditUnion.org/SprintRewards � Cash rewards will be deposited directly into your credit

union account within 8-10 weeks.

Get rewarded for loyaltyRegister now to receive a $100 loyalty cash reward every year starting one year after registration.Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Phone lines only w/ 1 line on Unlimited Plus or Unlimited Premium plan. Avail. for eligible credit union members & member employees. $100/line, max 2 lines. Req. activ. at point of sale. Excl. prepaid & ports made between Sprint or related entities.  Limit 1 Sprint Perks Corp ID per acct. No add’l. discounts apply. Loyalty Reward: $100/acct./yr. when acct. remains active and in good standing each yr. Transfer Reward: Existing Sprint customers who validate or transfer to the Sprint Cash Reward Program are eligible for a $100/acct./yr. deposit on 12 mo. anniversary. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 8-10 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 10 wks., visit lovemycreditunion.org/reward-tracker. Satisfaction Guarantee: Call us to deactivate & return to place of purch. with complete, undamaged phone/device & receipt w/in 30 days of activ. We’ll refund your phone/device cost, svc. charges & activ. fee. Excl. Int’l. usage not incl. in plan, prem. content & 3rd party billing. We’ll refund your phone/device cost. Sprint dealer may impose add’l. fees. A $45 restocking fee may apply. Visit sprint.com/returns. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers.  Accounts that cancel lines within 30 days of activating on promo pricing may void savings. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2020 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.