annual report 2006 page 26-43
TRANSCRIPT
26 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 27
28 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
CRED
IT M
ANAG
EMEN
T REP
ORT
Loa
n C
ate
go
rie
s P
Lar
ideL
C
aLa
mb
a
or
oq
uie
ta
tud
eLa
d
iPo
Log
P
ag
ad
ian
*
oza
miz
*
sin
da
ng
an
to
taL
Re
gula
r
5,2
39,2
26.6
1
4,2
09,0
90.0
0
6,0
02,3
18.4
6
2,0
37,8
75.8
8
2,3
11,3
04.8
6
243
,389
.45
1
,040
,753
.42
3
0,00
0.00
2
1,11
3,95
8.68
PD
P-LP
4
,574
,874
.31
3
,296
,895
.73
6
,350
,474
.56
2
,343
,837
.35
2
,881
,848
.26
1
85,7
85.4
9
737
,611
.83
20,
371,
327.
53
M
AP
-
3,3
54.0
0
81,
179.
98
4,0
00.0
0
1,0
84,4
81.2
3
5
,000
.00
1,1
78,0
15.2
1
M
EDAL
1
6,15
2.78
6
9,81
9.82
1
00,9
65.7
3
129
,861
.97
2
4,23
1.97
149
,476
.56
490
,508
.83
BO
LA
31,
842.
91
-
-
-
-
3
1,84
2.91
PE
NSI
ON
3
00,6
58.1
4
385
,274
.01
3
88,9
08.6
5
274
,688
.09
1
71,3
07.0
3
7
6,50
0.00
1,5
97,3
35.9
2
RIC
E 6
,426
.00
7
,875
.00
2
2,14
2.50
2
4,16
3.00
2
5,88
4.62
13,
674.
50
1
00,1
65.6
2
D
ISCO
LO
AN
1,5
60.0
0
5
,134
.37
5
,553
.75
1
0,68
1.01
3,1
99.0
0
2
6,12
8.13
tota
L 1
0,1
70
,74
0.7
5
7,9
72
,30
8.5
6 1
2,9
51
,12
4.2
5
4,8
19
,98
0.0
4
6,5
09
,73
8.9
8
42
9,1
74
.94
2
,02
6,2
15
.31
3
0,0
00
.00
4
4,9
09
,28
2.8
3
* As
of
April
200
7
Lo
an
C
oL
Le
Ct
io
ns
br
an
CH
P
Lar
ideL
C
aLa
mb
a
or
oq
uie
ta
tud
eLa
d
iPo
Log
P
ag
ad
ian
*
oza
miz
*
sin
da
ng
an
to
taL
YEAR
200
5 2
0,41
1,46
4.91
1
3,01
5,02
9.04
2
4,63
0,89
3.69
7
,971
,569
.31
8
2,80
9.17
-
-
-
66,
111,
766.
12
COLL
ECTI
ON
RAT
E 98
.17%
98
.71%
98
.63%
97
.33%
98
.78%
98.3
5%
YEAR
200
6 2
5,36
0,08
7.36
2
7,31
0,18
8.87
1
9,55
3,68
9.85
1
4,21
5,71
4.26
1
6,39
8,83
9.39
4
60,9
05.0
0
1,7
33,3
86.2
9
-
1
05,0
32,8
11.0
2
COLL
ECTI
ON
RAT
E 98
.97%
99
.25%
96
.79%
98
.65%
99
.60%
10
0.00
%
95.2
0%
98
.63%
Fast
Fa
Cts
20
06
Loan
Rel
ease
s 1
02,6
60,0
78
Loan
Col
lect
ions
1
03,2
99,4
25
Loan
Por
tfol
io
42,
853,
068
Del
inqu
ency
Rat
e 4.
93%
Not
e: e
xclu
ding
oza
miz
and
sin
dang
an
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 29
REP
ORT
ON
MEM
BERSH
IPb
ra
nC
Hes
P
Lar
ideL
C
aLa
mb
a
or
oq
uie
ta
tud
eLa
d
iPo
Log
P
ag
ad
ian
o
zam
iz
sin
da
ng
an
to
taL
NO
.Of
PMES
CO
ND
uCT
ED
40
55
32
44
107
11
23
2 31
4
NO
. Of
PART
ICIP
ANTS
16
5 42
8 16
9 42
6 14
08
43
236
49
2924
NO
. Of
NEw
MEM
BERS
ACC
EPTE
D
56
60
74
395
670
26
73
5 13
59
(REG
uLA
R M
EMBE
R O
NLY
)
MO
NTH
N
Ew R
ECO
GN
IZED
PD
P-LP
/MIC
RO
-fIN
ANCE
MEM
BERS
JAN
-DEC
. 200
6
TO
TAL
PL
ARID
EL
CALA
MBA
O
RO
qu
IETA
Tu
DEL
A D
IPO
LOG
PA
GAD
IAN
O
ZAM
IZ *
* SI
ND
ANG
AN *
*
JAN
2
3
106
6
2
54
1
69
-
-
-
4
14
fEB
41
2
0
63
9
2
82
-
-
-
298
MAR
2
4
59
6
3
33
1
17
-
-
-
2
96
APR
22
3
2
28
1
2
179
-
-
-
273
MAY
4
3
6
52
2
8
138
-
-
-
267
JuN
E 3
6
72
3
1
42
1
44
-
-
3
25
JuLY
1
5
49
5
6
40
1
86
-
-
-
3
46
AuG
uST
2
6
29
2
9
11
9
4
-
-
-
1
89
SEPT
EMBE
R
19
7
1
41
5
0
94
-
-
-
275
OCT
OBE
R
29
3
2
50
6
6
122
1
25
-
-
424
NO
vEM
BER
49
2
8
25
4
1
96
4
5
-
-
284
DEC
EMBE
R
9
42
4
3
8
44
2
8
-
-
174
APRIL
200
7 **
-
-
-
-
-
-
3
64
10
3
74
TOTA
L 3
36
546
5
43
477
1
,465
1
98
364
1
0
3,9
39
23
51
23
8
diP
oLo
g
22
4
0
Pa
ga
dia
n
12
43
31
67
62
97
92
16
33
04
02
00
6
12
67
tu
de
La
80
30
24
85
15
63
24
77
20
05
to
ta
Lo
ro
qu
ie
ta
Ca
La
mb
aP
La
rid
eL
Yea
r
23
51
23
8
diP
oLo
g
22
4
0
Pa
ga
dia
n
12
43
31
67
62
97
92
16
33
04
02
00
6
12
67
tu
de
La
80
30
24
85
15
63
24
77
20
05
to
ta
Lo
ro
qu
ie
ta
Ca
La
mb
aP
La
rid
eL
Yea
r
30 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
TRAINING TITLE
MID-YEAR BUSINESS PLANNING
MICROFINANCE MANAGEMENT DEVELOPMENT PROGRAM
PROJECT MANAGEMENT SEMINAR
5th MODULE ON PROFESSIONALIZATION OF CREDIT UNIONS & STRATEGIC PLANNING
MODEL CREDIT UNION BUILDING (MCUB) & FINANCIAL DISCIPLINE
PACAP PROJECT FINANCIALMANAGEMENT SYSTEM
CITIBANK- MICROFINANCE MANAGEMENT DEVELOPMENT PROGRAM
WESTERN MINDANAO PROGRAMMANAGER’S FELLOWSHIP
PROGRAM MANAGERS FELLOWSHIP – WESTERN MINDANAO PARTNERS
AGRISOL ORIENTATION & STRATEGIZING WORKSHOP
COOP AS EMPLOYERS FORUM
COOPERATIVE LEADER’S FORUM & AGA
4th MSRTE SUMMIT & MSRTECOORDINATOR’S TRAINING
IMMERSION, DOCUMENTATION & FIELD EXPOSURE
REGIONAL MICROFINANCE INFORMATION CAMPAIGN FOR MICROFINANCE CLIENTS
PARTNER’S CONFERENCE 2006 – REDEFINING MICROFINANCE: THE INFINITE POTENTIAL
INTRODUCTION TO MICROFINANCE TECHNOLOGY FOR COOPERATIVES
2nd MMC-AIM COURSE ON MANAGEMENTCONTROL SYSTEM
1st NATIONAL PARTY CONGRESS
CONSULTATIVE ASSEMBLY ON ALTERNATIVE DISPUTES RESOLUTIONS MECHANISMS FOR MINDANAO
3rd MANAGER’S SUMMIT
AGENCYSPONSOR
WOCCU-CUES
CATHOLIC RELIEF SERVICES
PACAP
PFCCO
WOCCU-CUES
PACAP
MMC
PCFC
PCFC
LBP
NATCCO-CDA
MOFECO
MASS-SPECC
PAGLAUM MPC
PCFC
SEAD
PCFC
MMC
NATCCO
CDA
MASS-SPECC
TRAINING TITLE
BASIC ORIENTATION ONNON-LIFE INSURANCE
JFPR-SLPPSP RE ORIENTATIONCUM WRITESHOP
3rd MODULE ONPROFESSIONALIZATION OF CREDIT UNIONS ON HUMAN RESOURCE/INTRO TO MARKETING & PRODUCT INNOVATION
EMPLOYEE PERFORMANCEMANAGEMENT TRAINING
MANAGER’S MEETING & BOD FORUM
MICRO FINANCE MANAGEMENTDEVELOPMENT PROGRAM
QUALITY TRAINING
PRODUCT ASSESSMENT & DEVELOPMENT WORKSHOP
CUES 3 CONSULTATIVE MEETING
PUBLIC HEARING ON MANUAL OF RULES & REGULATIONS FOR SAVINGS & CREDIT
IMMERSION & EXPOSURE TRIP TO MSU-IITMULTI-PURPOSE COOPERATIVE PALAO BRANCH
COOP PERFORMANCE WORKSHOP
MARKETING TRAINING & WORKSHOP
MEETING,FORUM & TRIBUTE OF ZMCN
PFCCO 10TH ANNUAL GENERAL ASSEMBLY & EDUCATIONAL FORUM
CUES RBA TOOL USAGE & DATA MATCHING
CUES INTERNAL CONTROL TRAINING
OPERATIONS MANAGEMENT FOR COOPERATIVES
SUPERVISORY SKILLS TRAINING-WORKSHOP
CREDIT UNION GOOD GOVERNANCE20th Manager’s Meeting & BOD Forum
PROFESSIONALIZATION OF CREDIT UNIONS – CREDIT MANAGEMENT & PRODUCTS & SERVICES INNOVATION
AGENCYSPONSOR
CLIMBS-CCCINSURANCE CORP.
ADB-INFRES
PFCCO
WOCCU-CUES
WOCCU-CUES
CITIBANK, NWTF & PCFC
PCFC
PMPC
WOCCU-CUES
CDA
PMPC
WOCCU-CUES
WOCCU-CUES
ZMCN
PFCCO
WOCCU-CUES
WOCCU-CUES
COOPERATIVE & RESOURCE MANAGEMENT
CENTER, INC. (CRMC)
WOCCU-CUES
WOCCU-CUES
PFCCO
2006 TRAINING ACTIVITIES
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 31
DATE CONDUCTEDJanuary 21,2006February 3, 7-8, 10, 2006February 13, 15, 17, 2006February 20-24, 2006February 22,2006February 27,2006 –batch 1February 28,2006 –batch 2February 25,2006Mrach 2, 2006March 4, 2006March 17, 20-21, 2006March 18, 2006March 27-31, 2006April 3, 6-7, 2006April 5, 2006April 8, 2006April 11, 2006April 12, 2006April 13, 2006May 11, 2006May 16-17, 2006June 6, 2006
June 17,2006June 22, 2006July 15,2006August 5, 2006August 8-18, 2006August 19,2006August 21-31, 2006August 25, 2006September 21,2006September 29, 2006October 14 & 21, 2006October 28,2006November 4,2006January 17,2007January 19,2007January 13,2007January 20,2007
TITLE OF TRAININGPMPC 1st Annual Re-OrientationLeadership and GovernanceLeadership and Governance for Tudela BranchLeadership & Governance for Oroquieta BranchTrainors’ Training on Savings/ PMES ReviewLeadership & Governance for Center Officers –Dipolog BranchWrite Up SeminarLeadership and Governance for Oroquieta BranchTraining Computer Literacy (by Carmen)Leadership and Governance for Calamba BranchWriting Workshop (DTI) T.O/A.SLeadership and Governance for Plaridel BranchLeadership and Governance for Plaridel Branch5 P’s of Marketing (by DTI- Mario)5 S (A.S/ T.O)- by DTIFirst Aid (Red Cross) Center Chief - CalambaFirst Aid (Red Cross) Center Chief - Oroquieta5 P’s of Marketing (by DTI)First Aid - Red Cross Center Chief - Tudela“Values Formation and Entrepreneurial Training”Managing MFI: Experienced of PMPCReview of Capacity Based Tendency and Role of L.O. and A.O. integrated CBU and MFIDelinquency Mgt. Training for all TO/AS/ACPMES/ Facilitators training (BM/ AO/ L.O/ T.O)Facilitators’ Training for Technical Officers & Area SupervisorTeam Building (Tudela Branch)Lakbay Aral –Calamba Center ChiefLoan Strategy PlanningManaging MFI MFI Orientation & Credit ManagementDisaster ManagementWestern Mindanao MFI Prog. Manager’s Fellowship5 S SeminarLoan Process ReviewLoan Process ReviewEducational Tour –Oroquieta Center Chief @ Dipolog BranchIn-house Retreat for all staff & OfficersEvaluators’ Training @ Rhovics PlaceRefresher Course for MFI Staff
DATE CONDUCTEDAugust 25, 2006September 25-28, 2006October 26, 2006October 10-14, 2006November 9, 2006
November 28-30, 2006
February 12-22, 2007February 27, 2007February 22, 2007April 10-21, 2007
TITLE OF TRAININGMFI Orientation & Credit ManagementMFI Training & Field Exposure: Paglaum MPC ExperienceGeneral Orientation & Best PracticesMFI Training & Field Exposure: Paglaum MPC ExperiencePresentation of Best Practices during the Cooperative Summit Region 9 Sponsored by: CDA- 9Presentation on Microfinance Technology for Key Cooperatives sponsored by Landbank Countryside Dev’t Foundation, Inc.Microfinance Trainer’s TrainingOrientation on PMPC Best PracticesOrientation on PMPC Best PracticesMFI Training & Field Exposure: Paglaum MPC Experience
2006 TRAININGS/PRESENTATIONS CONDUCTED
2006 IN-HOUSE TRAININGS
32 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
N O . O F V O T E S
PLARIDEL CALAMBA OROQUIETA TUDELA TOTAL
BOARD OF DIRECTORS
1. ROSARIO BATION 77 145 431 126 779
2. NATIVIDAD JAIM 70 193 409 110 782
3. JESIL TUASTUMBAN 64 130 391 104 689
4. MERIAM MAGLIPAC 63 135 427 118 743
5. NELA QUIMNO 49 131 544 132 856
6. VIRGINIA ROSAL 57 130 482 129 798
AUDIT AND INVENTORY
COMMITTEE
1. JACINTO PAALISBO 57 165 461 129 812
2. NITA MOREQUIO 76 143 435 121 775
3. JESSICA TAYAG 61 146 454 131 792
CREDIT COMMITTEE
1. CARLOS MONERA 77 151 437 128 793
2. TEODOLITA BATO 65 171 473 138 847
3. ESTHER BAEL 69 126 411 115 721
ELECTION COMMITTEE
1. LOURDES PIOQUINTO 66 141 427 116 750
2. MARIVIC PACTURAN 66 138 452 134 790
3. ROBERTO ADORABLE 65 171 488 123 847
2006 ELECTION RESULT1 4 t h A n n u a l G e n e r a l A s s e m b l y
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 33
PART
ICU
LARS
C
ALA
MBA
O
ROQ
UIE
TA
PLA
RID
EL
TU
DEL
A
DIP
OLO
G
PA
GA
DIA
N
OzA
MIz
S
IND
AN
GA
N
TO
TAL
Inco
me
from
Loa
ns
3,3
71,8
85
4,8
32,0
01
3,6
19,2
08
2,3
98,4
98
3,5
44,8
46
1,1
73,2
82
1,5
75,0
00
490
,950
2
1,00
5,67
0 Se
rvic
e Fe
es
1,0
56,0
00
1,4
40,0
00
1,0
56,0
00
960
,000
1
,200
,000
4
80,0
00
624
,000
1
89,6
00
7,0
05,6
00
othe
r In
com
e 4
98,8
88
681
,199
3
22,8
48
561
,644
5
83,1
54
377
,590
1
31,0
50
180
,461
3
,336
,835
G
ross
Inco
me
4,9
26,7
73
6,9
53,2
01
4,9
98,0
56
3,9
20,1
42
5,3
28,0
00
2,0
30,8
73
2,3
30,0
50
861
,011
3
1,34
8,10
5
Less
: Ex
pect
ed E
xpen
ditu
res
Pro
visi
ons
20,
000.
00
50,
000
2
0,00
0
50,
000
2
60,0
00
120
,000
1
70,0
00
-
6
90,0
00
Fin
anci
ng C
ost
379
,370
7
40,0
00
379
,370
2
17,1
05
567
,760
2
,728
1
89,5
00
53,
765
2
,475
,832
A
dmin
istr
ativ
e Co
st
2,2
89,1
37
3,3
83,0
00
2,2
89,1
37
2,1
82,5
31
3,3
08,1
50
1,1
41,5
17
1,5
90,5
50
713
,721
1
6,18
4,02
2 M
anag
emen
t Su
ppor
t 8
03,9
96
1,0
80,0
00
803
,996
1
,076
,182
6
67,0
00
456
,815
3
30,0
00
80,
000
5
,297
,989
T
otal
3
,492
,503
5
,253
,000
3
,492
,503
3
,525
,818
4
,802
,910
1
,721
,059
2
,280
,050
8
47,4
87
25,
415,
330
Net
Inco
me
1
,434
,270
1
,700
,201
1
,505
,553
3
94,3
23
525
,090
3
09,8
13
50,
000
1
3,52
4
5,9
32,7
75
Fina
ncin
g Co
st
Int
eres
t on
Dep
osit
s 1
10,5
04.0
0
160
,000
1
10,5
04
40,
294
2
71,0
00
2,7
28
24,
500
1
3,76
5
733
,295
I
nter
est
on B
orro
win
gs ID
A 2
68,8
66
580
,000
2
68,8
66
176
,811
2
96,7
60
1
65,0
00
40,
000
1
,796
,303
To
tal
379
,370
7
40,0
00
379
,370
2
17,1
05
567
,760
2
,728
1
89,5
00
53,
765
2
,529
,598
Adm
inis
trat
ive
Cost
P
erso
nnel
cos
t 1
,415
,272
1
,998
,000
1
,415
,272
1
,381
,507
2
,074
,650
7
73,3
39
778
,850
3
34,6
07
10,
171,
497
Gov
erna
nce
9,6
02
5,0
00
9,6
02
-
2
4,20
4 A
dmin
istr
atio
n 3
80,4
92
364
,690
3
58,5
58
208
,735
5
43,5
00
138
,080
1
49,9
50
218
,377
2
,362
,383
S
ecur
ity
2,3
97
70,
000
2
,397
5
,000
15,
000
6
,500
-
101
,294
I
nfor
mat
ion
to m
embe
rs
92,
005
1
75,0
00
92,
005
1
04,6
08
88,
000
4
3,90
0
78,
500
1
1,32
7
685
,345
P
rem
ise
291
,108
6
72,0
00
357
,104
4
45,2
83
522
,000
1
29,4
10
547
,600
1
20,0
00
3,0
84,5
05
Oth
ers
98,
261
9
8,31
0
54,
199
3
7,39
8
80,
000
4
1,78
8
29,
150
2
9,41
0
468
,515
To
tal
2,2
89,1
37
3,3
83,0
00
2,2
89,1
37
2,1
82,5
31
3,3
08,1
50
1,1
41,5
17
1,5
90,5
50
713
,721
1
6,89
7,74
4
Av
erag
e Lo
an r
elea
ses
per
mon
th
2,20
0,00
0
2,7
00,0
00
2,2
00,0
00
2,0
00,0
00
2,5
00,0
00
1,0
00,0
00
1,3
00,0
00
592
,500
1
4,49
2,50
0 Lo
an r
elea
se p
er a
nnum
2
6,40
0,00
0
32,
400,
000
2
6,40
0,00
0
24,
000,
000
3
0,00
0,00
0
12,
000,
000
1
5,60
0,00
0
4,7
40,0
00
173
,910
,000
D
elin
quen
cy
< =
5 %
at
PAR
@ r
isk
PAG
LAu
M M
uLT
I-Pu
RPO
SE C
OO
PERAT
IvE
SAvI
NG
S &
CRED
IT O
PERAT
ION
BuD
GET
fO
R 2
007
34 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
2007DISTINGUISHED COOP AWARD(Given by MASS-SPECC)
2006NATIONAL GRAND WINNER(Coop-LGU PARTNERSHIP AWARDS 2006)
2004PROVINCIAL / LOCAL RECOGNITION(Given by the Misamis Occidental Provincial Government)
2003OUTSTANDING COOP-LGU PARTNERSHIP AWARD
2003NATIONAL RECOGNITIONfor having successfully extended micro-finance servicesto the marginalized clients in Misamis Occidental
Outstanding Cooperative - Agriculture Category (Awarded by Land Bank of the Philippines)
1999Most Outstanding Cooperativein Misamis Occidental Multi-Purpose Category(Awarded by CDA Region X)
1999Outstanding Cooperative - Agriculture Category(Awarded by Land Bank of the Philippines)
1999Most Outstanding Farmersand Fisherfolks Organization (Awarded by Land Bank of the Philippines)
1999Most Outstanding Small Organization(Awarded by the Misamis Occidental Provincial Government)
1998Most Outstanding Cooperativein Northern Mindanao Agricultural Multi-Purpose Category
1997Outstanding Small Farmer Organization(Awarded by the Land Bank of the Philippines)
PAGLAUM MULTI-PURPOSE COOPERATIVE
THE MULTI-AWARDED COOPIN THE NORTHERN MINDANAO REGION
PMPC received Distinguished Coop Award duringMASS- SPECC’s Annual General Assembly held at
Pryce Plaza, Cagayan de Oro City on April 12-14, 2007.
The most prestigious Coop - LGU Partnership Awards for 2006 was given to Paglaum MPC and the Provinceof Misamis Occidental (provincial category)
National Grand Winner - 2003 Coop LGU Partnership Awards in partnership with the Municipal Government of Plaridel,
Misamis Occidental.
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 35
AFFILIATIONSLGU SPECIAL BODIES: • Municipal Development Council (MDC) of Plaridel, Misamis Occidental • Municipal Agriculture & Fishery Council (MAFC) • Municipal Cooperative Dev’t Council (MCDC) • Municipal Nutrition Action Council (MNAC) • Municipal Council for the Protection of Children (MCPC) • Provincial Health Unit • Provincial Department of Social Welfare and Development
COMMUNITY/ NON-GOVERNMENT ORGANIzATIONS/ FEDERATIONS: • Plaridel Municipal Federation of Cooperatives (PLAMFECO) • Misamis Occidental Federation of Cooperatives (MOFECO) • Provincial Cooperative Development Council (PCDC) • Mindanao Alliance of Self-Help Societies - Southern Philippines Educational Cooperative Center (MASS-SPECC) • National Confederation of Cooperatives (NATCCO) • Coop-Life Insurance Mutual Benefit Services (CLIMBS) • Small Economic Activity Development Inc. (SEAD, Inc.) • Phil-Australia Technical Support for Agrarian Reform & Rural Development. (PATSARRD) • World Council of Credit Unions -Credit Union Empowerment and Strengthening (CUES-Phils.) • Philippines-Australia Community Assistance Program (PACAP) • UCPB-Coconut Industry Investment Fund • Metro South Bank
GOVERNMENT PARTNER AGENCIES: • Provincial Government of Misamis Occidental • People’s Credit & Finance Corporation (PCFC) • National Food Authority (NFA) • Department of Trade & Industry (DTI) • Land Bank of the Philippines (LBP) • Quedan & Rural Credit Guarantee Corporation (QUEDANCOR) • Cooperative Development Authority (CDA) • Department of Agriculture (DA) • Department of Agrarian Reform (DAR) • Department of Social Welfare and Development (DSWD) • Department of Health (DOH) • Technical Education and Skills Development Authority (TESDA)
36 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
BOD Chairman : MRS. NATIVIDAD JAIM
BOD Vice-Chairman : MRS. VIRGINIA ROSAL
BOD Members : MRS. EDNAPIN CLAROS MRS. EMMA RAMOGA MRS. ROSARIO BATION MRS. LEONORA ASUNTO MRS. JESIL TUASTUMBAN MRS. NELA QUIMNO MRS. MERIAM MAGLIPAC
COOP Treasurer : MRS. ELIZABETH SIMBORIO
Audit & Inventory Committee : MR. JACINTO PAALISBO MRS. NITA MOREQUIO MRS. JESSICA TAYAG
Credit Committee : MR. CARLOS MONERA MS. TEODOLITA BATO MRS. ESTHER BAEL
Election Committee : MRS. LOURDES PIOQUINTO MRS. MARIVIC PACTURAN MR. ROBERTO ADORABLE
BOARD OF DIRECTORS (L-R):Seated - Virginia Rosal, Elizabeth Simborio, Jesil
Tuastumban, Leonora Asunto
Standing - Emma Ramoga, Ednapin Claros, Rosario Bation, Natividad Jaim,
Nela Quimno
OFFICERS 2006-2007
Management & Staff
HEAD OFFICE STAFF (L-R):Seated:Virgie Evasco (Accounting Clerk),Lysette Asombrado (Admin/ HR Officer),Carmen Alegrado (MIS/ Insurance Officer),Rowena Loremia (Accounting Clerk II),Arabella Jean Beboso (Marketing Officer),Mila Barcelona (Accountant)
Standing:Gena Parcutilo (Internal Audit Staff),Juliet Cahilap (MFI Project Advisor/TRDO),Roosevelt Catayoc, Sr. (PACAP Project Manager),Carlito Monteron (General Services),Jefferson Magsalay (Internal Audit & Compliance Officer),Arnold Parcutilo (Operations Manager),Alicia Deposa (General Services),Gracel Guigayoma (Internal Audit Staff)
GADWIN E. HANDUMONGeneral Manager
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 37
Branches
Branches(L-R) Front Row:Fe Loquente, Branch Manager,Mercy Cartagenas, Zendy Carabal, Maria Ceza Rollorata, Daisy Polpol
2nd Row: Maricel Aranjuez, Jenny Fe Cadiatan,Charie Mae Maquiling, Mayann Aves, Arshen Jane Araño, Raul Baloncio
3rd Row: Lemuel Maribao, Junjie Guigayoma,Rey Cañares, Rommel Sulasula
4th Row: Jimmy Lacia, Zalde Agan, Ronald Actub,Norberto Tabujara, Ramil Rosales
PLAR IDEL BRANCH STAFF
(L-R) Seated:Nellie Albia, Babylyn Jakosalem,
Rodilyn Sugano, Branch Manager,Emerita Testa
Standing: Ken Sanchez, Anthony Regis,
Cristopher Loquero, Harold Rondrique, Gary Villaflor, Jasper Baluyos,Ronald Tumampos, Joel Mellada, Johnbil Juan
(L-R) Front Row:Ramon Salomon, Ramgie Adel, Narciso Bureros, Alfonso Curativo
2nd Row: Glory Jane Drilon, Charen Buenaflor,Leofe Castillon, Geraldine Dela Rosa, Melissa Redoble
Standing (Ladies): Dexery Raagas, Hildegarde Marie Sybico,Florinda Dimaano, Branch Manager,Ivy Bustaliño, Mayanita Sagrado
Standing (Gentlemen): Rudy Boquecosa, Danilo Ingom,Celso Nisnisan, Ricky Samaniego, Samuel Estoque,Paul Christian Edpalina
PAGAD IAN BRANCH STAFF
D I POLOG BRANCH STAFF
OZAM IZ BRANCH STAFF
(L-R) Seated: Raziel Dumanjug,Jared Gran, Branch Manager,
Mary Joan Dumon
Standing:Julito Echavia, Victor Bucog,
Kenneth Dumaboc, Daniboy Parojinog,Claire Joy Sarigumba, Miguelito Agura, Ronald Floren
38 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
Branches
Branches(L-R) Seated:Nelson Flores, Jerry Batbatan, Maribeth Valde
Standing:Edwin Siarez, Project Manager,Vidal Empenio, Mario Herrera, Jr.,Ricardo Mendaros
(L-R): Seated:Cesar Macabodbod, Nonie Montejo
Standing:Marilyn Quiao, Marilou Dela Rosa,
Rosario Jangad, Lesaida Magbanua, Richel Rivas
FARM LEVEL GRA INS CENTER I I I S TAFF
PAGLAUM FOUNDAT ION STAFF
(L-R): Seated:Jona Akiatan, Julie Ann Burlat, Pricy Elogsong, Mercelyn Descallar,Charish De Francia, Ronita Gimena, Michelle Bunao, Nick Maquiling
Standing:Ruel Pulangas, Carmelito Arbutante, Dennis Duhaylungsod,Joseph Lorejo, Marlo Bernales,Angelito Baje (Branch Manager),Jessie Joguilon, Edwin Pondoc, Eric Militante, Joseph Sagrado
Not in Picture: Daniel Roslinda, Arlon Garcia
CALAMBA BRANCH STAFF
(L-R): Seated: Jovelin Reyes, Marizyl Pornia,
Carl Jun Gula (Branch Manager), Rosito Tampoog, Jr., Armida Catane
Standing:Emmanuel Fajardo, Jeanette Akiatan, Juliet Cuajotor,
Delito Baluran, Dennis Lao
TUDELA BRANCH STAFF
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 39
Branches
Branches
Branches
BranchesSINDANGAN BRANCH STAFF
Seated: (L-R)Pelmar Saplot Branch Manager,Tirso Dario Bongato
Standing: (L- R):Donna Tripole, Lessha Siza, Luchie Bonillo, Deo Bation
1st Row: (L- R) Noel Silacan, Juliesa Arong, Jenrich Maisog,
Mary Claire Castañetas, Relynne Fortuna, Criselda Handumon, Florida Diez, Annabelle Namocatcat (Branch Manager),Aileen Maghuyop, Wendy Gatal, Tommy Serino
2nd Row: (L- R)
Jun Lao, Gerson Diaz, Rodel Japon, Marvin Erry,Erninrius Eumague, Ruben Castardo,Jr., cky Quilab
OROQU IETA BRANCH STAFF
Jane Claire JamarolinWI -MAX D I POLOG STAFF
Krizel Pilapil and Ann Mitsy MaataWI -MAX OROQU I ETA STAFF
40 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E 41
42 P A G L A U M M U L T I - P U R P O S E C O O P E R A T I V E
LABORATORY COOP: WHERE IT ALL STARTED Paglaum Community Development Foundation’s mission has always been to uplift the poverty stricken community of Plaridel , Misamis Occidental. With the child as point of entry, the organization aims to empower and mold the children to become self-reliant and self-generative member of his community. Paglaum MPC as the social arm of the foundation, saw the youth’s market potential to generate funds, Hence, formed the Laboratory Coop Program. It has the following objectives:
a. To mold the youth as “second liners” of Paglaum MPC, specifically to serve as training ground for members in the management and operations of the cooperative.
b. To develop the leadership abilities of the children. c. To train the children in financial literacy and the importance of saving. d. To self-reliant and responsible members of Paglaum Laboratory Cooperative. e. To hone their skills in time management and organizational skills. f. To give its members the opportunity to participate in collective decision-making that is based in
profound sense of social responsibility. g. To instill to its members the core values of PMPC such as honesty and integrity.
Through the program, some members of the Laboratory Coop had been given the chance to join leadership trainings, team building seminars and meeting the President of the Philippines in a summit. Possibilities are endless for these kids. PMPC has high hopes that through this program, it will be able to produce well-rounded individuals that will soon be leaders of this community.
FUTURE PLANS: Paglaum Laboratory Coop will soon launch its “Balik Eskwela promo” in the opening of classes. One goal we are aiming to reach is to teach the children the importance of “financial intelligence” and develop the habit of savings. Children are taught arithmetic in school but never about how to handle money, the difference between asset and liabilities. Through the promo, PMPC will give talks and short film viewing about the topics mentioned above.