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personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails3jpg width=140 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underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails9jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails10jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div 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as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails12jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=13Page 13button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=13 data-page=13 class=ts-thumb lazyload alt=Page 13: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails13jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage 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insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails15jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=16Page 16button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=16 data-page=16 class=ts-thumb lazyload alt=Page 16: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails16jpg width=140 height=200 divdivdiv 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pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails18jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=19Page 19button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=19 data-page=19 class=ts-thumb lazyload alt=Page 19: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails25jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=26Page 26button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=26 data-page=26 class=ts-thumb lazyload alt=Page 26: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails26jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage 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insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails28jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=29Page 29button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=29 data-page=29 class=ts-thumb lazyload alt=Page 29: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails29jpg width=140 height=200 divdivdiv 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pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentssitereader033viewer20220430075f93ed7ed54e651e1e05a40ehtml5thumbnails31jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=32Page 32button div class=ts-imageimg data-url=useversheds-2015-01-13-credit-scores-long-in-use-for-underwriting-and-pricinghtmlpage=32 data-page=32 class=ts-thumb lazyload alt=Page 32: useversheds-sutherlandcom · 2015-01-13 · Credit scores: Long in use for underwriting and pricing personal auto and homeowners insurance Example: Credit score as predictive of loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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