UNIVERSAL INSURANCE LIMITED

GROUP MEMBERS:

Muhammad Faraz Ishaque Mi10MBA073Abdul Waqas Mi10MBA032Hafiz Muhammad Qasim Mi10MBA041Khuzama NasirMi10MBA050Abdul Waheed Mi10MBA061

We, at THE UNIVERSAL INSURANCE COMPANY (UIC) LIMITED recognize the importance of satisfying our customers by consistency provides quality insurance services in accordance with their needs and expectation.

Services Offered

CORPORATE

Property

Engineering

Motor

General

Marine

FINANCIAL ANALYSIS

Data Collection Data Analysis Result of Analysis

DATA COLLECTION30th September

201130th September

2010

Gross premium 364.593 406.169

Net premium 232.613 248.990

(Loss) / Profit from underwriting business 2.188 (6.163)

Net claims (paid & outstanding) (106.795) (131.817)

Management / administrative expenses (181.212) (150.364)

Capital and reserves 181.449 215.130

Loss before taxation (7 4 .446) ( 55 . 2 69)

Loss after taxation (5 2 .944) ( 5 4 . 9 88)

Other comprehensive Income 1. 3 97 -

Add: Balance of unappropriated (Loss)/ profit - b/f (4 3 .631) 44. 4 7 9

Loss available for appropriation ( 9 5 .178) ( 1 0 . 5 09)

DATA RESULTS

2010 2009 2008 2007 2006

Gross premium 503 539 611 550 568

Net premium 329 361 407 372 391

Net claim 177 182 197 187 203

Investment 160 115 145 89 46

Paid up capital 262.50 210 210 120 100

Equity 233 265 257 236 174

Profit/loss before tax

(103) 11 34 63 35

Profit/loss after tax

(86) 8 21 50 24

Underwriting profit/loss

(17) 58 96 75 80

EPS (4.58) 0.48 1.00 4.15 2.00

GRAPHICAL ANALYSIS

-120

-100

-80

-60

-40

-20

0

20

40

60

80

2006 2007 2008 2009 2010

RUPE

ES IN

MIL

LIO

N

PROFIT BEFORE TAX/PROFIT AFTER TAX

PROFIT BEFORE TAX

PROFIT AFTER TAX

160

165

170

175

180

185

190

195

200

205

2006 2007 2008 2009 2010

RU

PEE

S IN

MIL

LIO

N

NET CLAIM

NET CLAIM

0

100

200

300

400

500

600

700

2006 2007 2008 2009 2010

RUPE

ES I

N M

ILLI

ON

GROSS PREMIUM

NET PREMIUM

USE OF INFORMATION TECHNOLGY

Made the business more competitive Empowered the people with knowlede Accelerated performance & reduced COP Opened new ways Improved quality of health & education

Conclusions & Recommendations

increase their business level Sale their products worldwide Use online business transactions Develop websites Accept online payments Effective communication medium

IT TOOLS USED

MS WORD MS EXCELL MS POWERPOINT INTERNET MULTI MEDIA