UnitedHealthcare Multi-ChoiceSM

A single way to make running your business easier.Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates.

The UnitedHealth Allies health discount program is administered by HealthAllies®, Inc., a discount medical plan organization located at 505 N. Brand Blvd., Suite 850, Glendale, CA, 91203, 1-800-860-8773. The health discount program is NOT insurance. The health discount program provides discounts for certain health products and services. The health discount program does not make payments directly to the providers of health products and services. The program member is obligated to pay for all health products and services but will receive a discount from those providers who have contracted with the discount plan organization. The health discount program is offered to existing members of certain products underwritten or provided by UnitedHealthcare Insurance Company or its affiliates to provide specific discounts and to encourage participation in wellness programs. Health care professional availability for certain services may be dependent on licensure, scope of practice restrictions or other requirements in the state. UnitedHealthcare does not endorse or guarantee health products/services available through the discount program. This program may not be available in all states or for all groups. Components subject to change.Specialty benefits and programs may not be available in all states or for all group sizes. Components subject to change.UnitedHealth Wellness® is a collection of programs and services offered to UnitedHealthcare enrollees to help them stay healthy. It is not an insurance product but is offered to existing enrollees of certain products underwritten or provided by UnitedHealthcare Insurance Company or its affiliates to encourage their participation in wellness programs. Health care professional availability for certain services may be dependent on licensure, scope of practice restrictions or other requirements in the state. Some UnitedHealth Wellness programs and services may not be available in all states or for all group sizes. Components subject to change.

©2011 United HealthCare Services, Inc.UHCEW482103-002

UnitedHealthcare Multi-Choice offers choice and flexibility to meet the growing needs of your employees and your business.

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UnitedHealthcare Insurance Company

Whatever you need, there’s a health plan coverage for that

With UnitedHealthcare Multi-Choice, you purchase one health plan package that includes multiple benefit design options to fit the needs of all your employees. A young single who’s willing to have a higher deductible? Check. Married with children and wants the simplest plan to use, like one with copays? Check. A middle-aged saver who wants to build up a nest egg with an Health Savings Account (HSA) plan? Check. Whatever you need, there’s a health plan coverage for that.

The best part is, no matter which plans or how many plans you choose from the package, your costs stay the same, thanks to defined contribution. You set the amount you are willing to pay for employee benefits first, and then you can choose the type and number of plans to offer your employees. Then your employees can each choose the plan that fits him or her best.

Since all these plans are offered from one company, administration and paperwork are no hassle. It’ll be easy.

You can also change your benefit design options from year to year, to meet the growing and changing needs of your diverse employees. Enrollment and renewal are simple when you have access to a multitude of plans in one single step.

No matter which plans you decide to offer, your employees will have access to:

} A national network of more than 661,250 physicians, 5,147 hospitals and 64,000 pharmacies

} Discount programs for health services not covered under their medical benefit plan

} 24/7 access to our member website, myuhc.com,® featuring health and wellness and account information, a treatment cost estimator, a hospital comparison tool, online nurse chat and more

} Quality outreach, advocacy and wellness programs, including an online health assessment, plus recommendations and support tools to help individuals manage particular conditions

Choosing a health care plan for your small business would be easy if your employees were all

the same. But, they’re not. You’ve got younger and older adults, some are single, some have

families and some may be managing chronic conditions. Each person might have a different health

concern or preference when it comes to health care benefits. How can you offer a plan that meets

all your employees’ needs?

Simple ways to save.

When you purchase UnitedHealthcare Multi-Choice, you can take advantage of our COBRA administration1 and Flexible Spending Accounts (FSAs)1. These services1 are included with your medical plan, and they can save you hassle and help you increase employee satisfaction. All you need to do is activate2 these services when needed, and we’ll provide the support, including the templates and tools to help you communicate effectively with your employees.

You can also add specialty benefits, such as Dental, Life, Disability and Vision. Through our Packaged Savings® program, the more specialty products you bundle with your Multi-Choice medical coverage, the more you’ll save. Savings are based upon medical enrollment and the number of active lines of specialty coverage you have with UnitedHealthcare. Plus, you’ll get the advantage of expertise from a leading specialty carrier and just one team to administer your benefits.

The right choice for your small business might be UnitedHealthcare Multi-Choice. To learn more, contact

your broker or take a quick look at a video on Multi-Choice at uhc.com/multichoicevideo.

The answer is UnitedHealthcare Multi-Choice.SM

The whole package.

1 These services are available for groups with 20-99 eligible employees. In select markets, these services may also be available for groups with 2-19 eligible employees. Contact your broker or UnitedHealthcare representative to find out your group’s specific eligibility.

2 Activation instructions will be sent to the designated group administrator via email.