tips n tricks for online shopping
TRANSCRIPT
It will be hard to find anyone who don't love shopping. Now a days we become very used-‐to with the word “Online Shopping ” and internet is the gateway of Online Shopping. The reasons behind the online shopping populariBes are without hassle from the sales people, can compare prices from different retailers and can buy product without going to any shopping mall from our sweet home. Online shopping not only save your valuable Bme but also your money too. But there are some security issues too if those were not followed then you may not be save your valuable money rather then you will lose it.
Tips for Saving Money
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Search for discounts-‐ In online shopping you can search 100 outlet for your desire product and can bargains or can search for discount or coupon codes without any transportaBon fees but in in-‐store it will be very costly and difficult for you to do that. So always try to search for discount before purchase anything form online store. Normally online store offer discount between 5% to 70%. Some store also have their coupon codes for get any discount. So if you want to make a beNer deal Search Search and Search in Google.
Become ac3ve in Social Networking sites-‐ Use social network sites to get noBficaBon from your favorite online store. For that you have to "Like" your online shopping store on Facebook, twiNer or any other social networking sites. By that way you can easily see the comments from the product user too.
Use email for sign up-‐ Sign up in your favorite online store by using your email or subscribe in the newsleNers of your favorite retailers so that the respecBve online store authority can send you the noBficaBon of any new product/services or any discount/coupon offer to your email. And always try to use a separate email for online shopping purpose.
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Compare Online Store price and In-‐Store price-‐ Before purchase anything from online store try to compare the price of that product or services in online store and in-‐store. SomeBme you will find less price in the in-‐store then the online store.
Product price comparison-‐ Some Bme you will find same product in more than one online store but if you check the price then you will find that the price can be differ from each other. So in that case, you will first check the product in different online store and then check for the lowest price.
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Compare Brand store vs online store -‐ Most of the Brand have their own online store and someBme they sale product with discount or coupon codes. So first check your desire products/services in the Brand online shop and check for any coupon codes and discounts if you don't find any discounts or coupon codes then check it in the other online store.
Avoid courier fees-‐ Many online stores do not charge courier fees if you spend a certain amount of money for purchasing any product from them. If so then you can also buy another small item with the amount of that courier fees !!!
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Check for product/service return policy-‐ If you are not saBsfied with the product or services that you have purchase from the online store then what you will do? Normally in the in-‐store you can easily return the product without any cost but in online store all don't have this service. So before purchase anything from online store, check either they have the product return policy or not
Try to be pa3ent-‐ Suppose you need a product or service right away but the online stores are not providing any discount or any coupon code for that service or product that Bme. So try to be paBent for some days or weeks and check for any offers or noBficaBons everyday of that products or services. And when you find any good deal then go for it without wasBng Bme because this sort of offer does not last long. Or login your favorite online store by your using your email and take your desired items and keep those in the cart and leave those there if you don't get any discounts or coupon codes. If the online store authority wants to close the deal then they will send you a noBficaBon in your email with a coupon code by which you will be able to purchase the product with a beNer price. But this sort of service are not available in all online store. So check it before use this tricks.
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Sales Calendar-‐ Try always to keep an eye on the sales calendar of your online store retailers by doing that you would be able to know the next sale start date and the end date.
Use Credit Card or Debit Card with extra precau3on-‐ Use only personal desktop, laptop, tab or smart phone for online shopping purpose. And do not save any informaBon of your credit/debit card in the web. And off course your security informaBon too. Like as Bank Account No, Cheque Book informaBon, Pin number etc.
Tricks for Secure Online Transac3ons
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Shopping online with Credit Card not with Debit Card-‐ Credit Card provided company always provide support and beNer protecBon. If anythings goes wrong the card holder have the rights to stop or cancel the transacBon within a Bme frame. But in Debit Card a]er the transacBon taken place you don't have the authority to stop or cancel the transacBon. So for that always use credit card with online fraud protecBon for keep your wealth safe and secure.
Read terms and condi3ons-‐ Always try to read Terms and CondiBons before purchasing anything from online shopping sites. Yes, it's true that reading these sort of terms and condiBons are boring but if you don't have enough Bme then just read the bullet points of the terms and condiBons page may be you will find something very useful to you.
Single Card for Online Shopping -‐ You may have several credit card of your own. But it will be wiser to use only one credit card for your online shopping purpose. In this way you will easily check your statement.
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Buy from trusted sites-‐ Purchase goods only from trusted sites. In this way you will remain safe from online scams.
Use a internet security soHware-‐ It is highly recommended to use a internet security so]ware if you do have an internet connecBon and frequently purchase from online store. By using it you will be protracted from virus or malware and also from idenBty the] by dangerous web sites.
Check product-‐ Don't forget to checks your new purchase product as soon as it arrives. If you find it ok then no issue but if not then as soon as possible noBfy it to your seller.
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Avoid uncomfortable Websites-‐ During browsing any websites if you find yourself uncomfortable then do not purchase anything through that website. Trust your intuiBon if it has the ability to sense the wrong. If you found anything too good to be true then it is probably a scam.
Need extra care for smart phone or tab-‐ Now a days, peoples are using their smart phones and tabs for online shopping purpose and their percentage are liNle bit lower than the laptop or desktop user. But smart phone or tab does have enough security that laptop or desktop has. So smart phone and tab user should be more careful for purchasing anything from online shopping.
Keep sale transac3on copies-‐ Reconcile your credit card statement with the sale transacBon copies or take a screenshot of your payment confirmaBon page. Check your seller charge the proper amount or charge extra bill added. If you find any dispute noBfy it at once to your seller with the references.
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Public Wifi-‐ Avoid public wifi network for online shopping . Because hacker usually use public wifi network to access another device for any fraud aNempt. So to protect your device keep wifi off in public wifi network.
Keep browser update-‐ Always keep your browser update other wise if hacker find any security holes in the old version of the browser then they will use it to hack your system.
Change password-‐ A]er every three or six months change your online account password. By doing that you will be one step ahead from the hackers.
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Password should be the strongest-‐ People usually keep their password easy but forget that these types of password can be easily hackable. So to protect yourself use the strongest password. For example-‐ aBcdEf23$%.
Extra careful for your personal informa3on-‐ If any online shopper asked you through massages for provide your personal informaBon then do not reply ever. And never gave your credit card number to any one through email. Remember, this is trap for you. If you provide these personal informaBon of yours then they will use these informaBon for access to your credit card or bank account. Even before you entered your personal and financial informaBon to purchase anything form online store check the company's background for unsure your financial safety.
Check your online shopper-‐ Cross check your online seller's informaBon. Like, Do they are trustworthy? How many days they are doing business? Where their locaBon are? How it operate it's business? Always use common sense and try to make your online shopping from reputed seller.
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Tu rn you r de sk top o r l ap top off aHe r online shopping-‐ Some people generally leave their desktop or laptop running and connected with the internet a]er finished their online shopping. But by this way scammers have the access to your computer to create malware so that they can be able to commit cyber crimes. So for your safety purpose turn off your laptop or desktop when they are not in use.
Avoid public computers for shopping online-‐ Computer generally save informaBon for beNer internet experience. So, if you use a public computer for online shopping, system will automaBcally save your browsing history and a]er you who will sit in that computer can may be access and do anything wrong through your User ID and Password. For that, to protect yourself from such kind of incident use your personal computer not public.
Report cybercrime-‐ If you find yourself as a vicBm of any cybercrime then as soon as possible report it to your local law enforcement authority so that they can take acBon against it. By doing that you can save other people from the cybercrime that you become vicBm.
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HTTPS vs HTTP-‐ Most of the people do not know the difference between hNps and hNp. The website that start with hNps means that is a secure site. So for online shopping purpose if you have to enter any personal informaBon then check the URL if that start with hNps then it is secure for you to shop otherwise not. For that you have to pay serious aNenBon to the security segng in the web browser of your personal computer.
Personal Informa3on in social networking sites-‐ Try not to provide all your personal informaBon in the social networking sites. If you provide those in another way you gave someone to access your personal informaBon so that he/she can be able to steal your idenBty and with that what ever he want. Increase your privacy segng level so that it will help you to protect your personal informaBon.
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