THE ROLE OF CREDIT BUREAU IN SUPPORTING FINANCIAL INDUSTRY AND PRIVATE SECTOR

BREAKFAST TALK - EUROCHAM CAMBODIA

PASCAL LY - CHIEF EXECUTIVE OFFICER

PHNOM PENH, 22ND JUNE 2016

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LET’S DISCOVER TOGETHER WHAT IS THE CREDIT BUREAU CBC

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The history of the CBCOperational since 2012

Credit Bureau Cambodia is a private company

Licensed from the National Bank of Cambodia

Financial Data Technology Company

Recognized worldwide as a successful model

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Shareholding structure

49%

Veda Advantage (Cambodia Holdings) Ltd51%

Credit Bureau Holding (Cambodia) Ltd

30% ABC

10% CMA

5% ACELEDA

5% Union Commercial Bank

1% First Commercial Bank

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Banks

Legal requirements

MFI

Leasingcompanies

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Started with 51

members to 122

members

Generated over 9

million of credit report

Over 3 million of customer

data

Serving both

individual and

companies

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For the country: • Supporting the economical growth

• Be the pulse measure of the financial sector• Get international recognition on index such as Doing

Business by the World Bank

For individuals - reducing poverty through:• Increasing the number of loan beneficiary

• Providing financial literacy

For financial institutions:• Accelerating decision making

• Providing reliable credit information• Avoid multiple loans and over-indebteness

• Managing loan risks• Providing data analytic services

Impact of the CBC

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WHAT ARE THE SOLUTIONS WE ARE PROPOSING TO THE MARKET?

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Consumer Credit Report

For any person living in

Cambodia

Requested by a

financial institution

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Data Analytic Services

For financial

institution requiring insights

Data Analytic Reports

Portfolio Monitori

ng Service

Portfolio Review Service

Analytic Research

Geo PerformanceMonitoring

BusinessIntelligence

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HOW IS THE CREDIT BUREAU RELEVANT TO MYSELF AS AN INDIVIDUAL OR A COMPANY?

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I can check for free once in a year my credit report information!

I want to review my credit status before applying for a new loan

I want to be sure my credit information are properly been provided by the

financial institution

Individually

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Employment check

How trustable is your staff?

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Commercial Report

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HOW WOULD THE CREDIT BUREAU BE A HELP IN YOUR BUSINESS IN THE PRIVATE SECTOR?

YOU!THANK