the credit suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in...

8
The Credit Suisse 1 corporate cards. Payment solutions to help you save time and money. Interesting facts about the Credit Suisse corporate cards. Corporate cards are a modern and secure means of payment. There are plenty of reasons to pay for your daily business expenditure using a corporate card: Financial freedom and fexibility: improved cash fow American Express® benefts: special ofers and reductions thanks to longer payment terms thanks to cooperation with American Express® partners Transparency: clear separation of private and business and exclusive travel services expenditure Security against fraudulent use of the credit card: 3-D Secure A secure means of payment: swift replacement in the event of technology for secure shopping online and Liability Waiver, theft and loss, no liability for fraudulent use by a third party 2 the fraudulent card use insurance for business clients Bonus programs: You beneft every time you use your card. 3 Safe travel: generous insurance benefts Summary of the Credit Suisse corporate cards. The following corporate card products are available, which you can combine as required: The Credit Suisse Duo card packages consist of a Credit Suisse Duo American Express® Business and a Credit Suisse Duo Mastercard® Business. Two credit cards for the price of one, so that you always have the right card with you everywhere you go. Credit Suisse Duo Silver and Gold card packages Credit Suisse Mastercard® Business Euro The Credit Suisse Mastercard® Business Euro is ideal for business clients who often travel in the EU and have a euro account as they can avoid handling fees and currency conversions. American Express® Corporate, Corporate Gold and Corporate Platinum Cards The American Express® Corporate Card for medium-sized and large companies with complex expenses structures, higher demands in terms of reporting and employees who regularly make purchases or generate expenses. The American Express® Corporate Gold Card for additional benefts specifcally for frequent fyers and business travelers as well as executives who always have to be productive and fexible on business trips too. The American Express® Corporate Platinum Card, the most exclusive of all the corporate cards with worldwide access to a number of exclusive services for regular business travelers so that their every wish can also be fulflled worldwide. 1 For Credit Suisse AG or Credit Suisse (Switzerland) Ltd. business clients. 2 No liability, provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC). 3 Except for fees, interest, back-charges, outstanding payments, cash withdrawals and spending on the lottery, betting or casinos.

Upload: others

Post on 14-Jul-2020

2 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

The Credit Suisse1 corporate cards Payment solutions to help you save time and money

Interesting facts about the Credit Suisse corporate cards Corporate cards are a modern and secure means of payment There are plenty of reasons to pay for your daily business expenditure using a corporate card

Financial freedom and flexibility improved cash flow American Expressreg benefits special offers and reductions

thanks to longer payment terms thanks to cooperation with American Expressreg partners

Transparency clear separation of private and business and exclusive travel services

expenditure Security against fraudulent use of the credit card 3-D Secure

A secure means of payment swift replacement in the event of technology for secure shopping online and Liability Waiver

theft and loss no liability for fraudulent use by a third party2 the fraudulent card use insurance for business clients

Bonus programs You benefit every time you use your card3

Safe travel generous insurance benefits

Summary of the Credit Suisse corporate cards The following corporate card products are available which you can combine as required

The Credit Suisse Duo card packages consist of a Credit Suisse Duo American Expressreg Business and a Credit Suisse Duo Mastercardreg Business Two credit cards for the price of one so that you always have the right card with you everywhere you go

Credit Suisse Duo Silver and Gold card packages

Credit Suisse Mastercardreg Business Euro

The Credit Suisse Mastercardreg Business Euro is ideal for business clients who often travel in the EU and have a euro account as they can avoid handling fees and currency conversions

American Expressreg Corporate Corporate Gold and Corporate Platinum Cards

The American Expressreg Corporate Card for medium-sized and large companies with complex expenses structures higher demands in terms of reporting and employees who regularly make purchases or generate expenses

The American Expressreg Corporate Gold Card for additional benefits specifically for frequent flyers and business travelers as well as executives who always have to be productive and flexible on business trips too

The American Expressreg Corporate Platinum Card the most exclusive of all the corporate cards with worldwide access to a number of exclusive services for regular business travelers so that their every wish can also be fulfilled worldwide

1 For Credit Suisse AG or Credit Suisse (Switzerland) Ltd business clients 2 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 3 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos

There is no annual fee in the first year

on any of the card packages

Credit Suisse Duo card packages Silver and Gold

The advantages of the Credit Suisse Duo card packages As a Credit Suisse customer you benefit from advantages tailored exclusively to SMEs You choose the Credit Suisse Duo Silver or Gold card package to suit your needs Two cards for the price of one so that you always have the right card with you everywhere you go

Summary of the most important benefits

CompanyOnline

Better card management for your company and

cardholders thanks to online access to transactions using

CompanyOnline

Comprehensive insurance package1

Comprehensive insurance adapted to SMEs for travel

for example Transport Accident Insurance Travel

Inconvenience Insurance travel information and advances

search rescue recovery and repatriation costs etc Other

insurance benefits are included or can be taken out

separately depending on the card package for example

InsurancePlus consisting of Travel Cancellation and

Curtailment Insurance as well as Loss Damage Waiver for

Rental Cars

You can find a detailed summary of all the benefits on the

following pages

Exclusive American Expressreg benefits2

American Expressreg Membership Rewards bonus program

You collect valuable bonus points every time you pay using

your Credit Suisse Duo American Expressreg Business in

restaurants with online shopping refueling or traveling

You can exchange these in the rewards shop for product

awards vouchers flight miles4 etc

American Expressreg SelectsSM and Business Savings Plus

As an American Expressreg Cardholder you benefit from

numerous special offers at American Expressreg partners as

well as upgrades and concessions in hotels restaurants etc

American Expressreg Corporate Gold Travel Service4

Enjoy the many benefits of this personal travel service You

have a team of experts at your exclusive disposal who book

flight tickets hotel rooms restaurants and rental cars for you

or put together travel offers tailored to your companyrsquos needs

Credit Suisse Mastercardreg Business Euro

The advantages of the Credit Suisse Mastercardreg Business Euro The Credit Suisse Mastercardreg Business Euro is particularly suited to companies that have a euro account and whose employees frequently travel in the euro currency region

Summary of the most important benefits

More advantages in the euro zone

No handling fee and currency conversion for euro transactions

Picture and logo card

Design your card according to your wishes either as a full

image card in your own design or with your company logo

CompanyOnline

Better card management for your company and cardholders

thanks to online access to transactions using CompanyOnline

Card spending bonus

Depending on the spending your annual fee is reduced by

50 or 100 in subsequent years

Comprehensive insurance package

The insurance package is very comprehensive and

includes benefits such as Transport Accident Insurance

Foreign Travel Medical Expenses Insurance repatriation

from abroad search rescue and recovery costs travel

assistance Travel Inconvenience Insurance Luggage

Insurance vehicle assistance travel information and

advances as well as the popular benefits from the

InsurancePlus package consisting of Travel Cancellation

and Curtailment Insurance and Loss Damage Waiver for

Rental Cars

You can find a detailed summary of all the benefits on the

following pages

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 American Expressreg benefits only apply when using your Credit Suisse Duo American Expressreg Business Card 3 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 4 Only for the Gold card package

The advantages of Corporate Cards All American Expressreg Corporate Cards are suitable for medium-sized and large companies with more complex expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive on business trips and enjoy exclusive services

American Expressreg Corporate Card

Summary of the most important benefits

MyAccount online tool

Manage your credit card transactions easily quickly and

simply any time and everywhere

bull Summary of all transactions for the last six months

bull Summary of your Membership Rewards bonus points

bull No license or user fees and no software installation

Management tools

Simply combine your American Expressreg Corporate Cards

with the following free tools for the efficient management of

your companyrsquos card transactions

bull American Expressreg Work for web-based management

information

bull Billing Support Files for electronically integrating billing

data

Expense management

Our software solutions are compatible with all standard

expense processing software tools and ease the workload

in this area

American Expressreg Membership Rewards bonus program

You collect valuable bonus points with every payment1 in

restaurants with online shopping refueling or traveling

You can exchange these in the rewards shop for product

awards vouchers flight miles etc

American Expressreg SelectsSM and Business Savings Plus

As an American Expressreg Cardholder you benefit from

numerous special offers at American Expressreg partners as

well as upgrades and concessions in hotels restaurants etc

Comprehensive insurance package

Comprehensive travel insurance for example for the

following insurance events transport accident travel

inconvenience for missed or delayed flights as well as

luggage delay on the outbound flight luggage in the event

of theft and damage search rescue and recovery costs

American Expressreg Corporate Gold Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance

American Expressreg Corporate Gold Travel Service

Enjoy the many benefits of this personal travel service You

have a team of experts at your exclusive disposal who book

flight tickets hotel rooms restaurants and rental cars for

you or put together travel offers tailored to your companyrsquos

needs

Priority Passtrade membership

Benefit from free annual membership and one free admisshy

sion per year to over 1000 exclusive Priority Passtrade lounges

in more than 130 countries

Free membership to Hertz Gold Plus Rewards Five Starreg

Up to 30 reduction off the basic rate and many more

advantages at Hertz

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 1

American Expressreg Corporate Platinum CardAmerican Expressreg Corporate Platinum Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance The sums insured are

usually much higher with the Platinum Card than with other

American Expressreg Corporate Cards

American Expressreg Corporate Platinum

Travel amp Lifestyle Service

An exclusive personal and committed team of advisers is at

your disposal worldwide and round the clock for almost all

your requirements regarding travel and business matters

such as arranging rental cars and vehicle transports

organizing services like courier services translators etc

Priority Passtrade membership with unrestricted admission

As an American Expressreg Corporate Platinum Card

customer you benefit from free annual membership and

unrestricted free admission to over 1000 exclusive Priority

Passtrade lounges in more than 130 countries

Admission to American Expressreg lounges

Unrestricted and free admission to all 16 exclusive

American Expressreg lounges worldwide so you can work or

rest in a relaxed atmosphere while traveling

Admission to Delta Sky Clubreg lounges

Unrestricted and free admission to all Sky Clubreg airport

lounges worldwide with all club advantages

Free Gold Elite membership to Club CarlsonSM

For additional services and privileges at more than 1000

Carlson Rezidor Hotels

Free membership to rental car partner programs

For upgrades or generous discounts with Hertz Gold Plus

Rewards Five Starreg Avis Preferredreg and Sixt Advantage

Circlereg

Limousine service

Special conditions and additional services and privileges

with Tristar and Carey

Special flight offers

Preferential fares and advantages with First Business or

Economy Class tickets with direct inquiry at the Travel amp

Lifestyle Service

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Summary of benefits Credit Suisse Duo card packages and Mastercardreg Euro Credit Suisse Duo Gold Credit Suisse Duo

American Expressreg Mastercardreg Business Business Gold

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Mastercardreg

Business Euro

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips)

CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Invalidity or death (private trips) CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10000 CHF 7500 CHF 7500

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 2000 CHF 2000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 1500 CHF 1500

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

CHF 50002 CHF 30002 CHF 5000 CHF 3000 CHF 3000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 150 CHF 300 CHF 200 CHF 200

Luggage delay on the outbound flight (from 6 hours)

CHF 700 CHF 500 CHF 1500 CHF 1000 CHF 1000

Luggage Insurance Theft and damage of luggage ndash CHF 2000 CHF 1500 CHF 1500

Transport costs for found luggage ndash CHF 1000 CHF 700 CHF 700

Home Assistance Advance for rescue costs ndash CHF 10000 ndash ndash

Loss Damage Waiver for Rental Cars

Loss damage waiver CHF 800002 CHF 500002 CHF 80000 CHF 50000 CHF 50000

Rental time not used CHF 40 per day up to CHF 5002 CHF 40 per day up to CHF 500 CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

CHF 5002 CHF 500 CHF 500

Door opening costsreplacement key CHF 5002 CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

InsurancePlus package2 Monthly fee per card andor card package

CHF 52 (per card package) inclusive inclusive

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per

cardholder and

CHF 2000000 per business client and calendar year

ONLINE

CompanyOnline (Online Account Access) yes yes yes

3-D Secure technology yes yes yes

DATA

Data Provision Mastercardreg File (for company administrators)

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

SDG2 ndash Mastercardreg File Transfer (for company administrators)

ndash ndash CHF 2000 per basic accountyear

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

PICTURE CARD

Card with company logo (black)3

One-off fee per company ndash ndash inclusive

Annual fee per card ndash ndash EUR 3

Card in own design (full-size image)3

One-off fee per company ndash ndash EUR 100

Annual fee per card ndash ndash EUR 3

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 These benefits are optional and are only covered by applying for them separately from InsurancePlus (subject to charge) in the appropriate amount 3 These benefits require separate registration at company-cardsch

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 2: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

There is no annual fee in the first year

on any of the card packages

Credit Suisse Duo card packages Silver and Gold

The advantages of the Credit Suisse Duo card packages As a Credit Suisse customer you benefit from advantages tailored exclusively to SMEs You choose the Credit Suisse Duo Silver or Gold card package to suit your needs Two cards for the price of one so that you always have the right card with you everywhere you go

Summary of the most important benefits

CompanyOnline

Better card management for your company and

cardholders thanks to online access to transactions using

CompanyOnline

Comprehensive insurance package1

Comprehensive insurance adapted to SMEs for travel

for example Transport Accident Insurance Travel

Inconvenience Insurance travel information and advances

search rescue recovery and repatriation costs etc Other

insurance benefits are included or can be taken out

separately depending on the card package for example

InsurancePlus consisting of Travel Cancellation and

Curtailment Insurance as well as Loss Damage Waiver for

Rental Cars

You can find a detailed summary of all the benefits on the

following pages

Exclusive American Expressreg benefits2

American Expressreg Membership Rewards bonus program

You collect valuable bonus points every time you pay using

your Credit Suisse Duo American Expressreg Business in

restaurants with online shopping refueling or traveling

You can exchange these in the rewards shop for product

awards vouchers flight miles4 etc

American Expressreg SelectsSM and Business Savings Plus

As an American Expressreg Cardholder you benefit from

numerous special offers at American Expressreg partners as

well as upgrades and concessions in hotels restaurants etc

American Expressreg Corporate Gold Travel Service4

Enjoy the many benefits of this personal travel service You

have a team of experts at your exclusive disposal who book

flight tickets hotel rooms restaurants and rental cars for you

or put together travel offers tailored to your companyrsquos needs

Credit Suisse Mastercardreg Business Euro

The advantages of the Credit Suisse Mastercardreg Business Euro The Credit Suisse Mastercardreg Business Euro is particularly suited to companies that have a euro account and whose employees frequently travel in the euro currency region

Summary of the most important benefits

More advantages in the euro zone

No handling fee and currency conversion for euro transactions

Picture and logo card

Design your card according to your wishes either as a full

image card in your own design or with your company logo

CompanyOnline

Better card management for your company and cardholders

thanks to online access to transactions using CompanyOnline

Card spending bonus

Depending on the spending your annual fee is reduced by

50 or 100 in subsequent years

Comprehensive insurance package

The insurance package is very comprehensive and

includes benefits such as Transport Accident Insurance

Foreign Travel Medical Expenses Insurance repatriation

from abroad search rescue and recovery costs travel

assistance Travel Inconvenience Insurance Luggage

Insurance vehicle assistance travel information and

advances as well as the popular benefits from the

InsurancePlus package consisting of Travel Cancellation

and Curtailment Insurance and Loss Damage Waiver for

Rental Cars

You can find a detailed summary of all the benefits on the

following pages

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 American Expressreg benefits only apply when using your Credit Suisse Duo American Expressreg Business Card 3 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 4 Only for the Gold card package

The advantages of Corporate Cards All American Expressreg Corporate Cards are suitable for medium-sized and large companies with more complex expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive on business trips and enjoy exclusive services

American Expressreg Corporate Card

Summary of the most important benefits

MyAccount online tool

Manage your credit card transactions easily quickly and

simply any time and everywhere

bull Summary of all transactions for the last six months

bull Summary of your Membership Rewards bonus points

bull No license or user fees and no software installation

Management tools

Simply combine your American Expressreg Corporate Cards

with the following free tools for the efficient management of

your companyrsquos card transactions

bull American Expressreg Work for web-based management

information

bull Billing Support Files for electronically integrating billing

data

Expense management

Our software solutions are compatible with all standard

expense processing software tools and ease the workload

in this area

American Expressreg Membership Rewards bonus program

You collect valuable bonus points with every payment1 in

restaurants with online shopping refueling or traveling

You can exchange these in the rewards shop for product

awards vouchers flight miles etc

American Expressreg SelectsSM and Business Savings Plus

As an American Expressreg Cardholder you benefit from

numerous special offers at American Expressreg partners as

well as upgrades and concessions in hotels restaurants etc

Comprehensive insurance package

Comprehensive travel insurance for example for the

following insurance events transport accident travel

inconvenience for missed or delayed flights as well as

luggage delay on the outbound flight luggage in the event

of theft and damage search rescue and recovery costs

American Expressreg Corporate Gold Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance

American Expressreg Corporate Gold Travel Service

Enjoy the many benefits of this personal travel service You

have a team of experts at your exclusive disposal who book

flight tickets hotel rooms restaurants and rental cars for

you or put together travel offers tailored to your companyrsquos

needs

Priority Passtrade membership

Benefit from free annual membership and one free admisshy

sion per year to over 1000 exclusive Priority Passtrade lounges

in more than 130 countries

Free membership to Hertz Gold Plus Rewards Five Starreg

Up to 30 reduction off the basic rate and many more

advantages at Hertz

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 1

American Expressreg Corporate Platinum CardAmerican Expressreg Corporate Platinum Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance The sums insured are

usually much higher with the Platinum Card than with other

American Expressreg Corporate Cards

American Expressreg Corporate Platinum

Travel amp Lifestyle Service

An exclusive personal and committed team of advisers is at

your disposal worldwide and round the clock for almost all

your requirements regarding travel and business matters

such as arranging rental cars and vehicle transports

organizing services like courier services translators etc

Priority Passtrade membership with unrestricted admission

As an American Expressreg Corporate Platinum Card

customer you benefit from free annual membership and

unrestricted free admission to over 1000 exclusive Priority

Passtrade lounges in more than 130 countries

Admission to American Expressreg lounges

Unrestricted and free admission to all 16 exclusive

American Expressreg lounges worldwide so you can work or

rest in a relaxed atmosphere while traveling

Admission to Delta Sky Clubreg lounges

Unrestricted and free admission to all Sky Clubreg airport

lounges worldwide with all club advantages

Free Gold Elite membership to Club CarlsonSM

For additional services and privileges at more than 1000

Carlson Rezidor Hotels

Free membership to rental car partner programs

For upgrades or generous discounts with Hertz Gold Plus

Rewards Five Starreg Avis Preferredreg and Sixt Advantage

Circlereg

Limousine service

Special conditions and additional services and privileges

with Tristar and Carey

Special flight offers

Preferential fares and advantages with First Business or

Economy Class tickets with direct inquiry at the Travel amp

Lifestyle Service

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Summary of benefits Credit Suisse Duo card packages and Mastercardreg Euro Credit Suisse Duo Gold Credit Suisse Duo

American Expressreg Mastercardreg Business Business Gold

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Mastercardreg

Business Euro

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips)

CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Invalidity or death (private trips) CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10000 CHF 7500 CHF 7500

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 2000 CHF 2000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 1500 CHF 1500

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

CHF 50002 CHF 30002 CHF 5000 CHF 3000 CHF 3000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 150 CHF 300 CHF 200 CHF 200

Luggage delay on the outbound flight (from 6 hours)

CHF 700 CHF 500 CHF 1500 CHF 1000 CHF 1000

Luggage Insurance Theft and damage of luggage ndash CHF 2000 CHF 1500 CHF 1500

Transport costs for found luggage ndash CHF 1000 CHF 700 CHF 700

Home Assistance Advance for rescue costs ndash CHF 10000 ndash ndash

Loss Damage Waiver for Rental Cars

Loss damage waiver CHF 800002 CHF 500002 CHF 80000 CHF 50000 CHF 50000

Rental time not used CHF 40 per day up to CHF 5002 CHF 40 per day up to CHF 500 CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

CHF 5002 CHF 500 CHF 500

Door opening costsreplacement key CHF 5002 CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

InsurancePlus package2 Monthly fee per card andor card package

CHF 52 (per card package) inclusive inclusive

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per

cardholder and

CHF 2000000 per business client and calendar year

ONLINE

CompanyOnline (Online Account Access) yes yes yes

3-D Secure technology yes yes yes

DATA

Data Provision Mastercardreg File (for company administrators)

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

SDG2 ndash Mastercardreg File Transfer (for company administrators)

ndash ndash CHF 2000 per basic accountyear

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

PICTURE CARD

Card with company logo (black)3

One-off fee per company ndash ndash inclusive

Annual fee per card ndash ndash EUR 3

Card in own design (full-size image)3

One-off fee per company ndash ndash EUR 100

Annual fee per card ndash ndash EUR 3

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 These benefits are optional and are only covered by applying for them separately from InsurancePlus (subject to charge) in the appropriate amount 3 These benefits require separate registration at company-cardsch

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 3: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

The advantages of Corporate Cards All American Expressreg Corporate Cards are suitable for medium-sized and large companies with more complex expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive on business trips and enjoy exclusive services

American Expressreg Corporate Card

Summary of the most important benefits

MyAccount online tool

Manage your credit card transactions easily quickly and

simply any time and everywhere

bull Summary of all transactions for the last six months

bull Summary of your Membership Rewards bonus points

bull No license or user fees and no software installation

Management tools

Simply combine your American Expressreg Corporate Cards

with the following free tools for the efficient management of

your companyrsquos card transactions

bull American Expressreg Work for web-based management

information

bull Billing Support Files for electronically integrating billing

data

Expense management

Our software solutions are compatible with all standard

expense processing software tools and ease the workload

in this area

American Expressreg Membership Rewards bonus program

You collect valuable bonus points with every payment1 in

restaurants with online shopping refueling or traveling

You can exchange these in the rewards shop for product

awards vouchers flight miles etc

American Expressreg SelectsSM and Business Savings Plus

As an American Expressreg Cardholder you benefit from

numerous special offers at American Expressreg partners as

well as upgrades and concessions in hotels restaurants etc

Comprehensive insurance package

Comprehensive travel insurance for example for the

following insurance events transport accident travel

inconvenience for missed or delayed flights as well as

luggage delay on the outbound flight luggage in the event

of theft and damage search rescue and recovery costs

American Expressreg Corporate Gold Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance

American Expressreg Corporate Gold Travel Service

Enjoy the many benefits of this personal travel service You

have a team of experts at your exclusive disposal who book

flight tickets hotel rooms restaurants and rental cars for

you or put together travel offers tailored to your companyrsquos

needs

Priority Passtrade membership

Benefit from free annual membership and one free admisshy

sion per year to over 1000 exclusive Priority Passtrade lounges

in more than 130 countries

Free membership to Hertz Gold Plus Rewards Five Starreg

Up to 30 reduction off the basic rate and many more

advantages at Hertz

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 1

American Expressreg Corporate Platinum CardAmerican Expressreg Corporate Platinum Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance The sums insured are

usually much higher with the Platinum Card than with other

American Expressreg Corporate Cards

American Expressreg Corporate Platinum

Travel amp Lifestyle Service

An exclusive personal and committed team of advisers is at

your disposal worldwide and round the clock for almost all

your requirements regarding travel and business matters

such as arranging rental cars and vehicle transports

organizing services like courier services translators etc

Priority Passtrade membership with unrestricted admission

As an American Expressreg Corporate Platinum Card

customer you benefit from free annual membership and

unrestricted free admission to over 1000 exclusive Priority

Passtrade lounges in more than 130 countries

Admission to American Expressreg lounges

Unrestricted and free admission to all 16 exclusive

American Expressreg lounges worldwide so you can work or

rest in a relaxed atmosphere while traveling

Admission to Delta Sky Clubreg lounges

Unrestricted and free admission to all Sky Clubreg airport

lounges worldwide with all club advantages

Free Gold Elite membership to Club CarlsonSM

For additional services and privileges at more than 1000

Carlson Rezidor Hotels

Free membership to rental car partner programs

For upgrades or generous discounts with Hertz Gold Plus

Rewards Five Starreg Avis Preferredreg and Sixt Advantage

Circlereg

Limousine service

Special conditions and additional services and privileges

with Tristar and Carey

Special flight offers

Preferential fares and advantages with First Business or

Economy Class tickets with direct inquiry at the Travel amp

Lifestyle Service

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Summary of benefits Credit Suisse Duo card packages and Mastercardreg Euro Credit Suisse Duo Gold Credit Suisse Duo

American Expressreg Mastercardreg Business Business Gold

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Mastercardreg

Business Euro

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips)

CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Invalidity or death (private trips) CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10000 CHF 7500 CHF 7500

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 2000 CHF 2000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 1500 CHF 1500

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

CHF 50002 CHF 30002 CHF 5000 CHF 3000 CHF 3000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 150 CHF 300 CHF 200 CHF 200

Luggage delay on the outbound flight (from 6 hours)

CHF 700 CHF 500 CHF 1500 CHF 1000 CHF 1000

Luggage Insurance Theft and damage of luggage ndash CHF 2000 CHF 1500 CHF 1500

Transport costs for found luggage ndash CHF 1000 CHF 700 CHF 700

Home Assistance Advance for rescue costs ndash CHF 10000 ndash ndash

Loss Damage Waiver for Rental Cars

Loss damage waiver CHF 800002 CHF 500002 CHF 80000 CHF 50000 CHF 50000

Rental time not used CHF 40 per day up to CHF 5002 CHF 40 per day up to CHF 500 CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

CHF 5002 CHF 500 CHF 500

Door opening costsreplacement key CHF 5002 CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

InsurancePlus package2 Monthly fee per card andor card package

CHF 52 (per card package) inclusive inclusive

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per

cardholder and

CHF 2000000 per business client and calendar year

ONLINE

CompanyOnline (Online Account Access) yes yes yes

3-D Secure technology yes yes yes

DATA

Data Provision Mastercardreg File (for company administrators)

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

SDG2 ndash Mastercardreg File Transfer (for company administrators)

ndash ndash CHF 2000 per basic accountyear

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

PICTURE CARD

Card with company logo (black)3

One-off fee per company ndash ndash inclusive

Annual fee per card ndash ndash EUR 3

Card in own design (full-size image)3

One-off fee per company ndash ndash EUR 100

Annual fee per card ndash ndash EUR 3

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 These benefits are optional and are only covered by applying for them separately from InsurancePlus (subject to charge) in the appropriate amount 3 These benefits require separate registration at company-cardsch

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 4: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

American Expressreg Corporate Platinum CardAmerican Expressreg Corporate Platinum Card

Summary of the most important additional benefits

in comparison with the Corporate Card

Additional insurance benefits

Health Insurance for Travel Abroad repatriation from

abroad travel assistance Travel Cancellation and Curtailshy

ment Home Assistance Loss Damage Waiver for Rental

Cars vehicle assistance Return Protection Insurance and

Travel Personal Liability Insurance The sums insured are

usually much higher with the Platinum Card than with other

American Expressreg Corporate Cards

American Expressreg Corporate Platinum

Travel amp Lifestyle Service

An exclusive personal and committed team of advisers is at

your disposal worldwide and round the clock for almost all

your requirements regarding travel and business matters

such as arranging rental cars and vehicle transports

organizing services like courier services translators etc

Priority Passtrade membership with unrestricted admission

As an American Expressreg Corporate Platinum Card

customer you benefit from free annual membership and

unrestricted free admission to over 1000 exclusive Priority

Passtrade lounges in more than 130 countries

Admission to American Expressreg lounges

Unrestricted and free admission to all 16 exclusive

American Expressreg lounges worldwide so you can work or

rest in a relaxed atmosphere while traveling

Admission to Delta Sky Clubreg lounges

Unrestricted and free admission to all Sky Clubreg airport

lounges worldwide with all club advantages

Free Gold Elite membership to Club CarlsonSM

For additional services and privileges at more than 1000

Carlson Rezidor Hotels

Free membership to rental car partner programs

For upgrades or generous discounts with Hertz Gold Plus

Rewards Five Starreg Avis Preferredreg and Sixt Advantage

Circlereg

Limousine service

Special conditions and additional services and privileges

with Tristar and Carey

Special flight offers

Preferential fares and advantages with First Business or

Economy Class tickets with direct inquiry at the Travel amp

Lifestyle Service

Boingo account for free Wi-Fi access

Wherever yoursquore traveling Enjoy unlimited Wi-Fi access at

more than 1 million Boingo hotspots worldwide thanks to

the free Boingo American Expressreg account

Summary of benefits Credit Suisse Duo card packages and Mastercardreg Euro Credit Suisse Duo Gold Credit Suisse Duo

American Expressreg Mastercardreg Business Business Gold

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Mastercardreg

Business Euro

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips)

CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Invalidity or death (private trips) CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10000 CHF 7500 CHF 7500

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 2000 CHF 2000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 1500 CHF 1500

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

CHF 50002 CHF 30002 CHF 5000 CHF 3000 CHF 3000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 150 CHF 300 CHF 200 CHF 200

Luggage delay on the outbound flight (from 6 hours)

CHF 700 CHF 500 CHF 1500 CHF 1000 CHF 1000

Luggage Insurance Theft and damage of luggage ndash CHF 2000 CHF 1500 CHF 1500

Transport costs for found luggage ndash CHF 1000 CHF 700 CHF 700

Home Assistance Advance for rescue costs ndash CHF 10000 ndash ndash

Loss Damage Waiver for Rental Cars

Loss damage waiver CHF 800002 CHF 500002 CHF 80000 CHF 50000 CHF 50000

Rental time not used CHF 40 per day up to CHF 5002 CHF 40 per day up to CHF 500 CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

CHF 5002 CHF 500 CHF 500

Door opening costsreplacement key CHF 5002 CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

InsurancePlus package2 Monthly fee per card andor card package

CHF 52 (per card package) inclusive inclusive

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per

cardholder and

CHF 2000000 per business client and calendar year

ONLINE

CompanyOnline (Online Account Access) yes yes yes

3-D Secure technology yes yes yes

DATA

Data Provision Mastercardreg File (for company administrators)

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

SDG2 ndash Mastercardreg File Transfer (for company administrators)

ndash ndash CHF 2000 per basic accountyear

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

PICTURE CARD

Card with company logo (black)3

One-off fee per company ndash ndash inclusive

Annual fee per card ndash ndash EUR 3

Card in own design (full-size image)3

One-off fee per company ndash ndash EUR 100

Annual fee per card ndash ndash EUR 3

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 These benefits are optional and are only covered by applying for them separately from InsurancePlus (subject to charge) in the appropriate amount 3 These benefits require separate registration at company-cardsch

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 5: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

Summary of benefits Credit Suisse Duo card packages and Mastercardreg Euro Credit Suisse Duo Gold Credit Suisse Duo

American Expressreg Mastercardreg Business Business Gold

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Mastercardreg

Business Euro

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips)

CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Invalidity or death (private trips) CHF 500000 CHF 400000 CHF 700000 CHF 600000 CHF 600000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10000 CHF 7500 CHF 7500

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 2000 CHF 2000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 1500 CHF 1500

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

CHF 50002 CHF 30002 CHF 5000 CHF 3000 CHF 3000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 150 CHF 300 CHF 200 CHF 200

Luggage delay on the outbound flight (from 6 hours)

CHF 700 CHF 500 CHF 1500 CHF 1000 CHF 1000

Luggage Insurance Theft and damage of luggage ndash CHF 2000 CHF 1500 CHF 1500

Transport costs for found luggage ndash CHF 1000 CHF 700 CHF 700

Home Assistance Advance for rescue costs ndash CHF 10000 ndash ndash

Loss Damage Waiver for Rental Cars

Loss damage waiver CHF 800002 CHF 500002 CHF 80000 CHF 50000 CHF 50000

Rental time not used CHF 40 per day up to CHF 5002 CHF 40 per day up to CHF 500 CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

CHF 5002 CHF 500 CHF 500

Door opening costsreplacement key CHF 5002 CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

InsurancePlus package2 Monthly fee per card andor card package

CHF 52 (per card package) inclusive inclusive

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per

cardholder and

CHF 2000000 per business client and calendar year

ONLINE

CompanyOnline (Online Account Access) yes yes yes

3-D Secure technology yes yes yes

DATA

Data Provision Mastercardreg File (for company administrators)

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

once per basic account CHF 100

monthly per card CHF 5

SDG2 ndash Mastercardreg File Transfer (for company administrators)

ndash ndash CHF 2000 per basic accountyear

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

PICTURE CARD

Card with company logo (black)3

One-off fee per company ndash ndash inclusive

Annual fee per card ndash ndash EUR 3

Card in own design (full-size image)3

One-off fee per company ndash ndash EUR 100

Annual fee per card ndash ndash EUR 3

1 Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

2 These benefits are optional and are only covered by applying for them separately from InsurancePlus (subject to charge) in the appropriate amount 3 These benefits require separate registration at company-cardsch

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 6: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

Credit Suisse Duo Silver card package Credit Suisse Duo Gold card package

Credit Suisse Duo Silver American Expressreg

Business

Credit Suisse Duo Mastercardreg Business

Standard

Credit Suisse Duo Gold American Expressreg

Business

Credit Suisse Duo Mastercardreg

Business Gold

Credit Suisse Mastercardreg

Business Euro

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent4)

ndash inclusive ndash ndash

Membership Rewards Basic (05 points for every CHF 1 spent4)

inclusive ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

ndash ndash 2 points ndash ndash

Mastercardreg spending bonus ndash ndash yes

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes ndash yes ndash ndash

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes ndash yes ndash ndash

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash ndash

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 0 CHF 0 EUR 0

Any more cards CHF 0 CHF 0 EUR 0

Annual fee for subsequent years

First card CHF 100 CHF 200 EUR 200

Any more cards CHF 100 CHF 200 EUR 200

Replacement card In the event of loss theft or damage CHF 25 CHF 25 EUR 20

ANNUAL FEE CONCESSIONS (subsequent years)

Membership Rewards points

Waiver of annual fee on the first card ndash ndash 50000 points ndash ndash

Waiver of annual fee on any more cards

25000 points ndash 50000 points ndash ndash

Card spending bonus From EUR 10000 spending4 per card and year

ndash ndash 50

From EUR 20000 spending4 per card and year

ndash ndash 100

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 375 at least CHF 5

375 at least CHF 5

375 at least EUR 3

Abroadbank counter 375 at least CHF 105

375 at least CHF 105

375 at least EUR 65

Payment reminder fee Charge per reminder CHF 20 CHF 20 EUR 13

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash 25

EUR 25 25 ndash

All other currencies 25 25 25

Post office deposit charge Post office charge for paying in cash at the post office counter

according to current post office rates according to current post office rates according to current post office rates

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes ndash ndash

Payment options DD ndash yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 48 hours within 48 hours within 48 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Credit Suisse7 Credit Suisse7 Credit Suisse7

4 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 5 Spending on the lottery betting and casinos is treated like ATM withdrawals 6 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC) 7 Credit Suisse AG or Credit Suisse (Switzerland) Ltd

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 7: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

Summary of benefits American Expressreg Corporate Cards

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyServices INSURANCE1

Transport Accident Insurance

Invalidity or death (business trips) CHF 750000 CHF 850000 CHF 1000000

Invalidity or death (private trips) CHF 375000 CHF 850000 CHF 1000000

Health Insurance for Travel Abroad

Medical treatment costs ndash CHF 10 000 CHF 3000000

Repatriation from abroad Return transport and transport to hospital

ndash yes yes

Repatriation of mortal remains or funeral abroad

ndash CHF 3000 CHF 3000

Search rescue and recovery costs

Search rescue recovery transport and transport to hospital

CHF 60000 CHF 60000 CHF 60000

Travel assistance Costs for replacement driver ndash 1st class rail taxi CHF 80 flight (Bus Class) from 700 km

1st class rail taxi CHF 80 flight (Bus Class) from 700 km

Travel home with hospital stay or death of a person close to you

ndash CHF 2000 CHF 2000

Travel Cancellation and Curtailment Insurance

Travel Cancellation and Curtailment Insurance

ndash CHF 10 000 CHF 30000

Travel Inconvenience Insurance

Missed and delayed flight (from 4 hours)

CHF 300 CHF 350 CHF 400

Luggage delay on the outbound flight (from 6 hours)

CHF 1500 CHF 1700 CHF 2000

Luggage Insurance Theft and damage of luggage CHF 2000 CHF 4000 CHF 6000

Transport costs for found luggage CHF 1000 CHF 1000 CHF 1000

Home Assistance Advance for rescue costs ndash CHF 10000 CHF 10000

Loss Damage Waiver for Rental Cars

Loss damage waiver ndash CHF 80000 CHF 120000

Rental time not used ndash CHF 40 per day up to CHF 500

CHF 40 per day up to CHF 500

Vehicle repatriation costs in the event of an accident or illness

ndash CHF 500 CHF 500

Door opening costsreplacement key ndash CHF 500 CHF 500

Vehicle assistance Breakdown assistance and repairs ndash yes yes

Travel information and advances

Organization and arrangement of doctors travel information etc

yes yes yes

Advances for medical costs lawyers etc

CHF 15000 CHF 15000 CHF 15000

Return Protection Insurshyance

For undamaged goods from CHF 60 ndash CHF 1000 CHF 2000

Travel Personal Liability Insurance

Personal injury ndash CHF 1000000 CHF 2000000

Property damage ndash CHF 20000 CHF 50000

Liability Waiver Fraudulent card use insurance for business clients

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

up to CHF 30000 per cardholder and

CHF 2000000 per business client and calendar year

ONLINE

3-D Secure technology yes yes yes

American Expressreg Work Core yes yes yes

American Expressreg Work Enhanced yes yes yes

MyAccount (American Expressreg Online Account Access)

yes yes yes

DATA

American Expressreg Billing Support Files (for company administrators)

yes yes yes

EXPENSE MANAGEMENT

Compatible with all standard software tools for expense management and working with other providers

yes yes yes

Please refer to the General Terms and Conditions of Insurance to obtain the exact provisions (including sums insured and exclusions of liability) which can be viewed at company-cardsch or requested from Swisscard AECS GmbH

1

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e

Page 8: The Credit Suisse1 corporate cards. · 2019-01-29 · expenses structures and higher demands in terms of reporting or simply for frequent flyers who rely on always being productive

American Expressreg American Expressreg American Expressreg Corporate Card Corporate Gold Card Corporate Platinum Card

CompanyBenefits LOYALTY PROGRAMBONUS

Membership Rewards Classic (1 point for every CHF 1 spent2)

participation CHF 50 per cardyear (does not include VAT)

inclusive inclusive

Membership Rewards Basic (05 points for every CHF 1 spent2)

ndash ndash ndash

Conversion rate for 1 SWISS Miles amp More mile

2 points 2 points 2 points

Mastercardreg spending bonus ndash ndash ndash

OFFERS

American Expressreg SelectsSM ndash exclusive special offers for cardholders

yes yes yes

American Expressreg Business Savings Plus ndash exclusive special offers for business clients

yes yes yes

TRAVEL

American Expressreg Corporate Gold Travel Service

ndash yes ndash

American Expressreg Corporate Platinum Travel amp Lifestyle Service

ndash ndash yes

American Expressreg Boingo hotspot ndash yes yes

American Expressreg travel arrangements

Club CarlsonSM hotel bonus program3 ndash ndash yes

Taste from American Expressreg Invitesreg ndash ndash yes

Special flight offers ndash ndash yes

American Expressreg rental car privileges4

Hertz Gold Plus Rewards ndash yes ndash

Hertz Gold Plus Rewards Five Starreg ndash ndash yes

Avis Preferredreg ndash ndash yes

Sixt Advantage Circlereg ndash ndash yes

American Expressreg limousine service

Tristar ndash ndash yes

Carey ndash ndash yes

American Expressreg lounge access

Priority Passtrade lounges3 ndash yes yes

American Expressreg lounges ndash ndash yes

Delta Sky Clubreg airport lounges ndash ndash yes

CompanyCards ANNUAL FEES

Annual fee for first year First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Annual fee for the subsequent years

First card CHF 140 CHF 250 CHF 650

Any more cards CHF 140 CHF 250 CHF 650

Replacement card In the event of loss theft or damage inclusive inclusive inclusive

ADDITIONAL CHARGES

ATM cash withdrawal Switzerland 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Abroadbank counter 4 at least CHF 5

4 at least CHF 5

4 at least CHF 5

Payment reminder fee Charge per reminder CHF 20 CHF 20 CHF 20

Credit interest Annual interest 15 15 15

Handling fee for foreign currency transactions

CHF ndash ndash ndash

EUR 2 2 2

All other currencies 2 2 2

Post office deposit charge Post office charge for paying in cash at post office counter

ndash ndash ndash

PAYMENT DETAILS

Billing types Centralized yes yes yes

Individual yes yes yes

Payment options DD yes yes yes

ISRIPI yes yes yes

OTHER

Card replacement within 24 hours within 24 hours within 24 hours

Liability in case of theft or lost card none6 none6 none6

Swiss bank details Swiss bank Swiss bank Swiss bank

2 Except for fees interest back-charges outstanding payments cash withdrawals and spending on the lottery betting or casinos 3 These benefits are optional and require separate registration You can find the relevant registration forms at company-cardsch 4 No liability provided that all obligations to cooperate and exercise due care were complied with in accordance with the General Terms and Conditions (GTC)

Swisscard AECS GmbH PO Box 227 CH-8810 Horgen company-cardsch American Expressreg and Mastercardreg Cards issued by Swisscard AECS GmbH

1806

_150

06_C

S_Fa

ctsh

eet_

AXM

C_F

irmen

karte

n_C

S_w

eb_e