Information You Crave

Rock Steady with

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PUBLISHERS

FROM THE EDITOR

PUBLISHERSBruce Bailey

Nikki Howard-Combs

SENIOR EDITORMonique Guest

CREATIVE DIRECTORChuck Cross

MARKETING & EVENTS12 NV Events, LLC

GRAPHIC DESIGN Chuck CrossSteven Love

CFOCurtis Johnson

CONTRIBUTING WRITERS

Rachel ArayaRichard CarsonBrigitte Maxey

Lisa CosleyShiron Denise

Lisa MillsFrancyne WalkerMelody Johnson

Cylenthia LaToye MillerMichelle Finley

Joy SantiagoCurtrise Garner

Coire Nichols Houston

COLUMNISTSDr. Reginald EadieDonna Marie Perry

Kim BettieLaSaunji Colston

CONTRIBUTING PHOTOGRAPHERSNapoleon Wright Jr.

Steven Love Emmett NicholasRaphael Goudy

CIRCULATIONCamille Corr

ADVERTISING SALESLes Lance

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Dear Readers,

Happy Holidays!!! Christmas is finally here. Some of us have been buying things throughout the year to give as gifts and others, such as me, wait until the last minute to pull it all together. Let us not forget that the season is about family, sharing, love, and giving. For some of us, it has been a very hard and difficult year but we must also remember that we made it. We must bear in mind that we are never given anything that we cannot handle. Prayer is powerful. Know and believe in yourself. Take this time to give thanks, and know that it’s about giving and not receiving. Giving also means to give of yourself, not just material things. It’s about celebrating the birth of the Lord Jesus while coming together with family and friends and bonding with one another.

This month, Rachel Araya talks with Detroit’s own Lisa Lauren Smith about her music, her acting, and what’s next for her. She has definitely been busy. Brandi Mitchell, a native Detroiter, discusses her life and the title of her book: The Blended Family Survival Guide on Getting Married with Children, Yours or Somebody Else’s, with our own Coire Nichols Houston. This sounds like a great read for those living with a blended family or those who are about to embark on one.

Dr. Eadie answers the question, “What is BPH and what can be done about it?” Take the time to check out what he has to say. He may have some answers for you or someone you know. Pass it on. And as in every issue, LaSaunji gives us a great holiday cocktail you can make three different ways. I’m looking forward to trying one out myself. This month is filled with stories worth reading.

I hope that you all enjoy the Christmas holiday and this month’s BList. Don’t forget, to give means to give of yourself and the gift of love. I want to thank you once again for your continued support as we, The Blist, are here to give you “The Information You Crave.”

Sincerely,

Monique Guest Senior Editormoniqueguestblist@email.com

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DETROIT’S

Armando H:Doc, my wife insisted that I write you for suggestions on what we should do. I am 48 years old and recently visited my physician for my annual examination. He gave me a “clean bill of health” with the exception of telling me that I had BPH. He doesn’t see patients in the hospital and his explanation of what BPH is and what I need to do about it was quite scant, leaving my wife and me without direction. My wife is particularly worried about me getting prostate cancer. Can you shed some light on what it is and what our next step(s) should be?

Dr. Eadie:Armando, first of all it is great to hear that a male of your age is responsible enough to get his annual examinations. Far too many men around your age fail to do so and the consequences are often jeopardizing. Many men feel uncomfortable talking about the prostate, since the gland plays a role in both sex and urination. Let’s start by discussing what the prostate gland is, the causes, signs and symptoms of BPH, its relationship to cancer, and what you should do next.

The prostate is a walnut-sized gland that forms part of the male reproductive system. The gland is made of two lobes, or regions, enclosed by an outer layer of tissue. Lo-cated just below the bladder and in front of your rectum (see figure 1), the prostate is a male gland that releases the fluid (a part of semen) that carries sperm from the tes-ticles during ejaculation. It surrounds the first inch of your urethra (the tube through which urine and sperm exit the body). Scientists do not know all of the function of the prostate. During puberty, the prostate gland goes through a very fast growth phase, but this slows down significantly at the end of puberty. The second growth phase of the prostate gland starts in mid-life, except this is a period of very slow growth. These periods of enlargement are secondary to the increase blood levels of testosterone.

The prostate gland typically begins to enlarge after age 25. This increase in size is called benign prostatic hypertrophy, or BPH. In other words, it is a non-cancerous in-crease in the size of the prostate gland. Due to the location of the prostate, BPH causes a variety of symptoms (see figure 2), although some men with this important disease have none. As the gland increases in size, it begins to block the flow of urine and se-men through the urethra. BPH rarely causes symptoms before age 40, but more than half of men in their 60s and as many as 90 percent in their 70s and 80s have some symptoms of BPH.

The most common symptoms of BPH include:

• Hesitancy: a delay in starting the urine stream; • Frequency: urinating much more often than usual;• Urgency: having the sensation of needing to urinate;• Nocturia: getting out of the bed multiple times at night to urinate;• Dysuria: pain during urination;• Dribbling: after urination• Sensation: feeling that the bladder is not completely empty after urination;• Strain: decreased strength of the urine stream.

Severe BPH can cause serious problems over time. Urine retention and strain on the bladder can lead to urinary tract infections, bladder or kidney damage, bladder stones, and incontinence—the inability to control urination. If the bladder is permanently damaged, treatment for BPH may be ineffective. When BPH is found in its earlier stages, there is a lower risk of developing such complications.You may first notice symptoms of BPH yourself, or your doctor may find that your prostate is enlarged during a routine checkup. When BPH is suspected, you may be referred to an urologist, a doctor who specializes in problems of the urinary tract and the male reproductive system. Several tests help the doctor identify the problem and

ASK DR. EADIE

TOP DOCTOR

Reginald J. Eadie, MD President, Detroit Receiving Hospital

decide whether surgery is needed. The tests vary from patient to patient, but the following are the most common:

Digital Rectal Examination (DRE)- This examination is usually the first test done. The doctor inserts a gloved finger into the rectum and feels the part of the prostate next to the rectum. This examination gives the doctor a general idea of the size and condition of the gland.Prostate-Specific Antigen (PSA) Blood Test- To rule out cancer as a cause of urinary symptoms, your doctor may recommend a PSA blood test. PSA, a protein produced by prostate cells, is frequently present at elevated levels in the blood of men who have prostate cancer. The U.S. Food and Drug Admin-istration (FDA) approved a PSA test for use in conjunction with a digital rectal examination to help detect prostate cancer in men who are age 50 or older and for monitoring men with prostate cancer after treatment. However, much remains unknown about the interpretation of PSA levels, the ability to discriminate cancer from benign prostate conditions, and the best course of action following a finding of elevated PSA. Figure 2

It is important to tell your doctor about urinary problems such as those de-scribed above. In 8 out of 10 cases, these symptoms suggest BPH, but they also can signal other, more serious conditions that require prompt treat-ment. These conditions, including prostate cancer, can be ruled out only by a doctor’s examination.

Armando, your wife should be happy to learn that BPH is non-cancerous and the presence of this condition does not mean that a man is more likely to develop prostate cancer in the future. The similarities and differences between prostate cancer and BPH are commonly misunderstood. The two diseases both start in the prostate and can cause identical symptoms, but the resemblance essentially ends there.

A few points in comparing prostate cancer with BPH

Prostate CancerPrevalence - Most common male cancer, especially in men of color.Cause – Not entirely understood, but due to unregulated growth of prostate cancer cells. Physical Examination – Nodular (bumpy), firm, enlarged prostate on digital rectal examination. Elevated Lab Values – PSA, Alkaline Phosphatase. Part of the Prostate Effected – Usually the lateral lobes of the prostate (the sides of the prostate), but can be anywhere in the prostate.

Most Common Initial Symptoms– Urinary symptoms such as frequency of urination, hesitancy, dribbling and frequent nighttime urination. Where It Spreads – Most commonly to the areas around the prostate within the pelvis, but also frequently to the bones.

BPHPrevalence – Very common after age 40 and the most common cause of male urinary tract obstruction.Cause – Increased levels of testosterone that occur normally with increasing age.Physical Examination – Enlarged, “boggy” prostate on digital rectal examina-tion.Elevated Lab Values – PSA Part of the Prostate Effected – Usually the central portion of the prostate.Most Common Initial Symptoms- Urinary symptoms such as frequency of urination, hesitancy, dribbling and frequent nighttime urination.Where It Spreads – BPH cannot spread to other areas of the body.Treatment – Depending on the severity of symptoms, treatment can range from nothing, to medication to shrink the prostate or to surgery to remove the central part of the prostate to allow better flow of urine.

Mr. & Mrs. Hernandez, you have to identify a prostate specialist (i.e., an urologist) who will suit your needs and direct you down the appropriate path of health. Identify a board certified specialist, ideally one with interna-tional recognition for outstanding work to assure that your treatment plan is evidence-based. I can, without reservation, recommend Dr. Richard Santucci and his team. Dr. Santucci is world renowned for his urological reconstruc-tion. To schedule an appointment, call 1-866-437-4277. Detroit, keep your questions coming to askdreadie@hotmail.com.

I wish you good health, peace and prosperity,

rje

 

  Figure  1  

 

07

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By: Curtrise Garner

Sometimes we go one way and the universe pulls us in another direction. That’s kind of what happened to house music artist Joi Cardwell, at the beginning of her career 24 years ago. She knew that singing and music was in her bones, but she thought it was R&B and pop.

Joi Cardwell: When the Universe Calls, You Answer

She originally started singing with a group, formed by Kashif, a popular singer during the ‘80s, but the record never hit the streets. Undeterred, Joi’s next step was to audition for Lil’ Louis, and the rest is history.

“I had no intention of singing house music,” said Cardwell, a na-tive New Yorker. “The project with Louis did well and we had two No. 1 singles. I certainly had no idea that it would shape my career. But it certainly did.”

After working with Louis for a few years, Cardwell then went solo in 1992 and launched her own label, No Mad Industries in 1997. On that label she produced music that real house heads embraced by jumping up and down, kicking their legs and even doing the splits. Some of her past work included “The World is Full of Trouble,” Joi Cardwell,” “Deliverance” and “Plain Jane Project.”

Cardwell has traveled all over the world sharing her songs with music lovers who get excited when the bass hits them and the rhythm seeps into their souls. Even when there’s a language barrier, Cardwell said that people of all nationalities enjoy her music, which is a testament to the numerous trips she made to Asia and Europe in 2010 and also to the resilience of house music and good music.

For 2011, Cardwell has several plans including the development of her new label, which as of now has no name, but she says will be named by next year. (Cardwell sold No Mad to BMG earlier this year.) She also said she is looking for new talent for the label as well. “I want people I can mentor and that are self-sufficient with their abilities,” she said. Her new album, which also will be released next year, and is already titled, “Must be the Music,” will feature input and creativity from various artists and producers ranging from Chicago to the United Kingdom. “I want to be sure the sound is diverse, current and happening,” said Cardwell. “I want to expand my horizons and try new things.”

Even with all the new ideas, music, and production, Cardwell said that her old songs still resonate with her fans. No matter where she travels or where she sings, the crowd always asks for “Club Lonely.” “Hands down, that gets the most requests,” she said. “I’ll probably sing that until I’m 100.”

This month I’m featuring a 3 in 1 drink recipe. You can’t beat the versatil-ity of this feature. I’m offering it as a punch or a martini or to be served as a drink in a rocks glass.

If you are entertaining, you can satisfy your budget by not having to purchase a large variety of alcohol. With just a few basic ingredients and a tweak here and there, you can modify this drink to fit all your guests’ tastes.

This is one of my creations, so pay attention because this is a B-List exclusive, you won’t find this one other than right here!

Soni Berry Delight

The basics;

64 ounces of 100% Welch’s Pomegranate/Grape Juice, don’t skimp here and get some off brand juice1-2 bottles of Non-Alcoholic White Grape Juice, Welch’s is my preference, but Other brands should also suffice1-2 cans of frozen Lemonade, any brand should workYour favorite Raspberry Vodka, Ciroc Red Berry or Stoli Raspberry, work very wellLemon slices

As a punch (non-alcoholic);

Add the following ingredients to your punch bowl;

- 1 bottle (64 ounces) of the Welch’s Pomegranate/Grape Juice - 1 can of the frozen lemonade, if you like it more/less tart, adjust to your taste- 1 bottle of Non-Alcoholic White Grape Juice- Float a few thinly sliced lemon wedges on top

Serve over ice. I don’t suggest adding ice to the punch because it dilutes the flavor. If you’re feeling exceptionally creative, make some ice cubes the night before using the pomegranate/grape juice and add those to your punch. This will keep the punch cold and you won’t lose the flavor.

As a Martini:

Add to your shaker

- 3/4 cup of juice- 1/4 cup of frozen lemonade, thawed- 1/4 cup of Raspberry Vodka, or to taste- Handful of ice cubes

Shake and pour into your favorite Martini glass. Float a splash of Non-Alcoholic white grape juice on top.

And of course if you want to enjoy this as a regular drink, skip the martini shaker and just mix everything in your favorite highball over ice.

If you have any questions on how to use certain liquors or if you have any suggestions on what you’d like to see here, please see me at TV bar on Friday nights.

Cheers!!!

Sippin With Soni LaSaunji Colston

08

Dripping Moonlight in Your Eyes: Lisa Lauren Smith

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The moon in Detroit’s sky is bright, very bright. She is a native Detroi-ter who is shining as bright as the luminous moon. She is a very unique songstress, a very versatile musician, a very prolific writer, a very gifted composer, and a very talented actor. She is a very accomplished person to say the least. Her vocals are rich, emotional, spiritual, and tainted with just a hint of pain that a bevy of life experiences inevitably brings. She has been a member of a jazz band, a symphony band, and a string orchestra. Lisa also became lead singer for “Galaxy,” a band whose eclectic mix of Jazz, Hip-Hop, and R&B turned them into a De-troit local favorite among the live band scene. She writes and arranges her own masterpieces, which are out there floating in our beautiful galaxy. Her acting will suck every audience into a journey in space. Her acting has the gravitational pull of the moon. Once you set your eyes on the beautiful limpid moon, you are entranced with its unabashed and unabated beauty. B-List Magazine is proud to introduce its readers to Lisa Lauren Smith.

You attended the Detroit High School for Performing Arts, Specs How-ard School of Broadcast Arts, Wayne State University, and Lee Stras-berg’s Theater Institute in California. How has your education shaped who you are as an artist?

The Lee Strasberg Theatre Institute in California played a major part in my career as an actor. I didn’t even really know that I was going to become an actor or performer until after high school. My high school was the “Fame” high school of Detroit. There were people dancing down the hallways; people were in the classrooms playing their instru-ments; and people were singing their songs in the lunchroom. We were all over the place. We didn’t have gym or anything like that. We took singing and dancing classes and applied artistry classes. I was part of the band. I was part of the instrumental section of the school. I was in the symphony band and the marching band. There was a drama de-partment but at that particular time I had no interest in drama nor did I know that I would later become a dramatic actor. I left high school, and I went to Wayne State for business. I wanted to own hotels and casinos. I was totally side-tracked from what I am doing now but we all try to find ourselves in our early years. I went to Specs Howard School of Broadcast Arts out of boredom. Wayne State University is a great school but I did not enjoy my time in business. I figured that I would have more fun if I got on television as a news reporter. I found out that I was way too sensitive for that though. I couldn’t go from reporting on saving a kitty-cat from a tree to somebody getting murdered. Eventu-ally, I ended back on stage. It’s been history ever since then. I went to Strasberg for acting classes, and I began singing again. And here I am now.

Which craft gives you the most joy and why?

My acting gives me the most joy because I get paid the most when I’m acting (laughing). I’m just kidding. I would do it for free. I really like acting the most because I get a chance to really make a connec-tion with people. When you’re acting, you are imitating life. I have a habit of studying people even when I am not on stage or in front of a camera. I can pick up on people’s personalities really well. Human contact and human response has always been a great interest of mine. If I weren’t acting, I would probably go into some kind of psychology. I enjoy studying human nature very, very much. It also feels great when someone comes to you after a theatrical production or after they have

seen something you did. Someone will say, ‘Wow! You guys are really funny. I was having the worst day, and you made me laugh.’

How did you get your first break in the entertainment industry?

My first real break was a speaking part, a really big monologue, for a Blue Cross and Blue Shield commercial. I remember my phone blowing up like crazy. People were calling me that I haven’t spoken to in years. They were screaming, ‘Oh my GOD! I just saw you on TV!’ After years of strug-gling, I wasn’t ready for that. To everyone else it’s so special when they see someone that they know on TV. However, to the artist, it is just work. My first major break was the role that I landed on Detroit 1-8-7. Detroit 1-8-7 is a national show, and I actually had my name in the credits. I was very blessed to work with major players. For me, that was the big deal!

Can you tell us about your character on Detroit 1-8-7? Do you think that Detroiters were able to relate to your character’s storyline on the show?

First of all, Detroit 1-8-7 has had a very positive response. The show was the best that I have ever worked on. From the A-List stars on the show to the up and coming actors on the show, everyone was so humble and so generous and so wonder-ful. It was just the best experience that I have ever had in the industry. My character’s name was Kori Campbell. My hus-band and I were running an underground railroad for foster children. The children that we worked with were placed in homes that were neglectful and abusive. The people who rescued these children would bring them to us, and we would keep and care for them. It was new to me that an underground railroad for foster children existed in Detroit. However, there are always things in our city that go on unbeknownst to us. People in Detroit were inspired by that show to look into foster care a little bit closer. We appreciated the episode because it shed a light on an issue that people rarely pay atten-tion to. People are so quick to judge our city. They only want to harp on the drug dealers when we have more important issues going on in our city. The show benefited us a lot because it showed that Detroiters have a heart. We can all relate to that.

What are the elements in your infectious and unique singing voice?

My voice has gone through many phases. My voice today is much differ-ent than it was five years ago, which is partly due to theater. When you are on stage, you really have to project your voice all of the time. You must speak loud and sing louder. I think something good came out of something bad. Theater work was probably a little too rough on my vocal chords. I never really had any professional training so that took my voice through a few different phases. I had sinus problems, and I had tonsillitis. I had quite a few things happen to my voice. After the recovery process,

By Rachel ArayaDripping Moonlight in Your Eyes: Lisa Lauren Smith

I had a different sound. I opened up my mouth one day, and it was like whoa! I actually sound a lot different than what I did before those prob-lems. It shocked me. I guess its working though.

Who are your biggest influences?

I would have to say Ella Fitzgerald because her pitch is perfect all the time. She sounds like she takes her throat to the gym and lifts weights. She is the queen of muscle control. “How High the Moon” is the most brilliant piece of work that I have ever heard. She stays in control, and she hits all of her notes in the right key. I would also have to say Tina Turner because she is high-energy on stage, and her performance is al-ways stellar. I get excited when I hear guitars, and I think that Tina Turner is the same way. I love rock music. I love that sound. I love all genres of music especially hip-hop. A friend of mine introduced me to a rock CD called “It Smells like Teen Spirit.” I like Nirvana, Aerosmith, and Guns and Roses. What I found was that I began composing songs that were a combination of hip-hop and rock music. How did your alter-ego, Mona Lisa, come into fruition on Detroit’s 102.7FM radio airwaves?

You are good!!!! Mona Lisa was a name that was given to me by another on-air personality. NaNa was her name, and she was the coolest person ever. She did a talk show for the same station. I remember sitting in the studio, and I hadn’t come up with a name yet. She came up with Mona Lisa, and I thought that the name was cool. The name just stuck. My radio buddies call me Mona to this day. My radio days were very interesting. It played a big part in what I do now. Spud, another on-air personality, brought a binder to work one day about commercial acting. It looked interesting so I copied it. I called the lady who was giving the workshop about commercial acting, and I told her that I was on the radio and I wanted to be on television too. Shortly after that incident, I started acting in commercials. I was booked for the Blue Cross, Blue Shield com-mercial that same year.

What do you want the audience to walk away with after hearing and/or seeing your performance?

I want them too feel really good. I want their spirit to be cheerful. I want to make them laugh, cry, and just enjoy. I want them to be entertained. I would hope that my performance strikes a chord with them because of something that they are going through. I’m doing a play right now called “Mean Girls.” This play is about girls who are being bullied in school. After every show, there is a talk back. I get to converse with the audience and talk to them about what they are going through as teenagers. That is probably the biggest show, in my mind, that I have ever done. I am able to send these girls away from the show with something positive to help them. I want these girls to leave with something special, and I want them to be inspired to follow their dreams. It didn’t happen overnight for me. It is very humbling to be in my position. I remember not having enough money to eat but that torch inside of me kept me going. I knew one day that I would be at a place to not only eat myself, but to feed a million other people. That keeps me going. I want someone to see me on stage, and I want them to decide that they are not going to quit. I want people to say that they want to sing, act, and play until something great happens.

What is on the horizon for Lisa Lauren Smith?

Right now I’m doing “The Drowsy Chaperone,” which is a play in Ann Arbor at Performance Network Theater, and I am doing “Mean Girls” at the Jewish Ensemble Theater (JET). I’ll be doing those plays up until next year. After those runs are over, I’ll be starring in “The Piano Lesson.” We have an all African-American cast. The playwright is August Wilson. I am honored to be doing that play, which will also be at the Performance Network Theater. I have a lot on my plate right now. As far as music, I just completed my first Christian-Rock album called “Repentance.” You can get “Repentance” and my first album “Rock-Steady” anywhere on the internet. You can look for both of them on I-Tunes or any other on-line distributor.

Can you give the B-List readers any advice on how to bring out their talents and pursue their dreams?

GOD gave me every single talent that I possess. My talents are not for my own glory but for HIS glory. I learned that when you do things in vain it doesn’t bear any good fruit for you or anyone else. I would say to the readers to make sure that you are using your talents correctly. You have a lot of people who are excellent businessmen. Instead of going into a legal profession, they go into an illegal profession. Here it is in a nutshell: Prac-tice makes perfect. Hard work does turn a profit. Use your gift as much as you can whether you are getting paid for it or not. Get a resume. Get a demo. Exposure is the key to success. Please just make sure that you are helping people make their dreams come true while you are making your own dreams come true. What goes around does come back around. I’m speaking from experience, when you do a good deed for someone else, good deeds will flow straight to you. I’ve helped a lot of people get into acting. When I did those deeds, more work just kept coming. Don’t expect to make your dreams come true with a selfish mindset. Dream a good dream. Dreams really do come true!

We all should believe in the power of our dreams! Thank you Lisa!

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Living, Loving and Surviving Life Well Blended! “When Prince Charming found me, glass slipper in hand, we vowed to love each other for eternity, as he whisked me off to live happily ever after. What I didn’t expect, on the way to my not-so-new castle, was that we would pick up two little adorable travelers that would go on the journey with us! Oh, and by the way did I mention that my carriage had to stop at two different households!” You just read an excerpt from a masterpiece for the masses by Detroit native and author, Brandi Mitchell: The Blended Family Survival Guide on Getting Married with Children, Yours or Somebody Else’s.

A must-read book for anyone going through or considering living life in a blended family, Mitchell offers a “real conversation” detailed approach to those who are unmarried and dating or marrying someone with children. In her book, you’ll find ways to prepare and navigate through the blended jour-ney, and find success at the end of your rainbow or child support payment

-- whatever comes first!

While attending Mackenzie High School (Detroit), Mitchell participated in a four year intensive writing program through the University of Michigan, and went on to receive a bachelors of science de-gree in Psychology from Florida A & M University. At college, she discovered a natural attraction towards beauty while simultaneously studying Cosmetology. The cosmetology license proved to fit hand-in-glove with her degree, allowing her to not only listen but understand her clients’ problems.

When Brandi’s parents married, her father came into the marriage having a son from a previous relationship. Her parents divorced and her father remarried twice, while her mother raised her as a single parent. Brandi’s life before and after her marriage is the epitome of “Blendedville,” a term Mitchell coined as her reality.

Getting married, becoming an instant step-parent of two, and giving birth -- all while digesting the many challenging experiences she faced along the journey -- resulted in Mitchell’s platform for her book. It is the tool that will provide healing and understanding to many, while providing realistic and transparent solutions to overcoming the “baby-mama” and “baby-daddy” drama prevalent within many households.

The Blended Family Survival Guide provides information that will help any parent (married or not) to make sound decisions for each child involved. Chapter titles include: “The Weekend Lover: Visitation Revealed,” “Hi, My Name is Child Support, I’d Like to Introduce You to My Friend of the Court,” “When Good Dads Get Bad Wraps,” and “Imagine That! Cooperative Par-enting.” Each chapter provides a snapshot in the quintessential Bible for “Blended Family Living!”

Blended families and step-families account for more than 50 percent of the population, with over 30 million children under the age of 13 living with one biological parent and their current partners. Realistically, there is 1 out 3 people that are involved in or know someone in a similar situation!

Mitchell currently lives in Roswell, GA; married with husband of 13 years, one biological child, stepsons, and her mother. With God’s guidance and the love within, Mitchell is living proof of how everyone can and will survive a “life well blended!”

Coire D. Nichols Houston is a published local/national journalist For more information about The Blended Family Survival Guide on Getting Married with Children, please visit the web site at www.theblendedfamilysurvivalguide.com via email chouston@cdncommunications.biz or call 313-397-7918.

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With a clientele consisting of 75 percent White and 25 percent Black and/ others; a competitor with 5 to 6 practices within a one mile radius, Dr. David Spurlin’s, response to all those in doubt about his longevity as a dermatology practitioner (9 years and counting) was simply “Watch, you’ll never out work me!” Spurlin a graduate from the University of Michigan’s school of Medicine started Pinnacle Dermatology and the Peau Claire Medi Spa at 33 years of age, the “ONLY” African American practice in Birmingham, Michigan.

During his residency also at U of M, Spurlin was afforded a Melanoma fellow-ship while participating as part of the hospitals Multidisciplinary Melanoma Clinic’s Cancer Center. A member of the American Academy of Dermatology, and National Medical Association, this accomplished dermatologist special-izes in an array of conditions and illnesses both medically and surgically with the treatment of disorders for the skin, mouth, and nails.

The youngest of six children grew up on Detroit’s Westside and attributes ALL of his aspirations and motivations in medicine to oldest brother Dr. Gerald Powers, a Radiologist 17 years his senior. Described as his “God and personal

Dr. David Spurlin, Skin Care Specialist

hero,” Spurlin says his brother was never impressed, and was always pushing him to be his best at everything. “I remember one time I brought home all ‘A’s and one ‘B’ and he was like why not an ‘A’ (instead of the B)?”

Innately competitive, Dr. Spurlin boasts about not being shy when it comes to taking on any dares. “I was told I was a little overweight. I said that I could lose 25 pounds in six weeks and I did!” Spurlin shared his suc-cessful weight-loss and healthy-living lifestyle overhaul which took place in October 2009. He ran 12 miles every day for six weeks; five in the morning, two at lunch-time and five in evening. “On the weekends, I ran 12 miles straight on the tread-mill.” Additionally, Spurlin altered his diet by adopted a healthy eating plan and has kept the weight at bay to this very day.

Happily married to wife Chronda, a retired pharmacist for 16 years, he their two dogs, Otto and Micah reside in Bloomfield Hills, Michigan. “We met while attending U of M,” Spurlin shared blushing.

Featured on the NBC affiliate WDIV Channel 4, and ABC affiliate WXYZ Chan-nel 7, Pinnacle Dermatology and the Peau Claire Medi Spa is located at 33301 Woodward Avenue (North of 14 Mile Rd., on the west side of Woodward Avenue). They can be reached by calling 248-632-3950 or by visiting their web site at www.pinnaclederm.com .

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The Excuses(I dont exercise because)

I don’t have the time It’s too inconvenient to go to the gym

I’m not having any health problems

I’m fine the way I am

I sweat too badly

I don’t have the money

Being overweight is not that big of a deal

Exercising is too hard

I can be overweight but healthy

I don’t like exercising

I’m not vain I don’t want a perfect body

I have never been on a diet before

Exercising is boring to me

Trainers are too mean

My hair looks bad when I workout

I’m not motivated

I don’t know where to start

I have too many disabilities/injuries

I’m too old to go to the gym

I’m too young to have to worry about my health

I need to lose weight first

No ones going to tell me what I can and can’t eat

I get too sore after exercising

The excuses that trainers hear most are: no time, no money, need to lose weight first, and it messes up my hair. The answers to those are: you make time for everything else, you spend money on other non essentials and good health is more important than hair and working out helps with weight loss.

These are excuses and justifica-tions that we repeat for not

doing what we know we ought to do; things such as exercising. Pick the excuses that apply to you and know that someone has had them before you. And now… put them to the side and get started with the fitness program you know you need. Good health to you!

Melody Johnson ©2010

Email:Thefitnessresistance@comcast.net

313-303-7663

Loan Modifications: A Game!

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By Michelle Finley

The beginning of the financial meltdown introduced the American homeowner to a relatively new term; loan modification. We were told we could contact our lender/servicer, and they would be more than happy to assist us. We were also told we didn’t need any representation and that we could do it for free ourselves. That was nearly 3 years ago!

Fast forward to today. Where are we? Have the number of foreclosures decreased? Have the number of loan modifications increased? Are the lender/servicers knocking down your door to help you keep your home? I’m sure you know the answer to all of these questions is NO. What has really happened is a game, a game where the Ameri-can homeowner is the loser. Simply stated, we were had.

Loan modification (ask and re-ask and hope and re-ask) has proven to be a waste of time and money. The current process is not working. Recently, the FDIC revealed that the banks are incapable of permanently modifying the terms of your loan. What took them so long? What recourse does the American homeowner have? 1. Stop begging the bank to do something they already decided they will not do. 2. Start to educate yourself.3. Decide to fight back! 4. Finally, put your lender/servicer on notice!

In the end, it will be a fight that will need to happen in the courtroom, because so far the federal government has allowed the banks to dictate how they want to participate in any of the federal programs to assist homeowners. The voluntary nature of these programs ensures their failure.

Fight for your rights!

Michelle Finley President

Homeowners Advocate Association Direct 248.298.9134Toll Free 866.611.4551Visit us @ www.homeownersadvocateonline.com

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One third of the calls I get as a Realtor every day comes from an investor from out of state of out of the country trying to take advantage of the amazing real estate deals that are here in the city. With homes priced as little as $20k, $10k, or event $1k, what is the best way to invest in the city and have a sound investment? A real estate portfolio of rental properties and “find, fix and sell” are a great way to invest your money, but plan and invest wisely.

Investing in the DJoy Santiago

Rental Properties:-Invest in an an area that will be easily rentable. Keeping in mind that renters have a choice-including the suburbs. - Do the math: yearly

taxes, insurance, needed repairs, and deferred maintenance should be considered when purchasing

a property. Sure you can buy a property for cheap, but if the taxes are 6k/year, that’s $600/month that will be going towards taxes alone. If you only can rent for $800 a month, after you pay insurance, and other costs it might not be worth it. General rule of thumb? $500/month cash flow or 20% return on investment/year. I.E: IF you spend 20k, make sure you are getting at least 4k back/yr net in return.

Find Fix and Sell:-Again, area is key. Choose wisely. If you are going to re-sell a home, don’t forget your competition. Buyers can choose to live ANYWHERE, including the suburbs, lofts, condos etc. -Timing: Time your resale carefully keeping in mind that many buyers will be financing via an FHA mortgage to purchase. FHA has a rule that the home must be owned by a party for 6 months before a buyer can re-purchase, unless the owner can show capital improvements on the property that can justify a higher sales price than the original purchase price.-Do the math! Just like rental properties, the return on investment is key. Don’t forget to add in holding costs, taxes, insurance, repairs, etc. Dont’ forget about opportunity costs either, (i.e. if you invest 20k, and you won’t see your money back for 8-9 months, how much would it have cost you to invest that money somewhere else?

Think smart. Don’t forget, you make your money when you purchase, you realize it when you sell or rent. It’s a great time to invest!

Joy Santiago is the Broker/President of Dwellings Unlimited, a real estate brokerage, and has been featured in Time Magazine, The Freep, and on HGTV.

The Hook Up LoungeI hope you remembered the state that Henry was in when we left off. Henry was in trouble because Sandra had kissed him cosmopolitan style. Oh… to explain, she made sure he tasted the cosmopolitan drink she had taken a sip of from the inside of her mouth. Henry was feeling that kiss in all his body parts. To say the least, he was heated. He was wondering to himself how he was going stay cool and let Sandra know he was up to the task. Oh boy.

Here is what happened next…... Henry tilted his head to one side and said, “That was sexy as hell Sandra, but can I tell you something in your ear?” That was unexpected Sandra thought, but replied “sure Henry what is it?”

He leaned in and nibbled her ear and said , ”You know I like you, but I just had to tell you I want you” and then he caressed her by sliding his hand from the top of her shoulders down to the small of her back, pulled her in close and pressed her body into his. She was caught off guard, and responded with a gasp and an audible moan that sounded like Henry had given her great pleasure. Don’t tell her, but I think that woman got moist. LOL! She was feeling Henry like never before. Don’t hurt her Henry LOL!

Sandra had to admit to herself that she didn’t realize Henry had that kind of swagger in him… to just catch her off guard like that. Now she was wondering what she should do next and the butterflies in her stomach were wondering what Henry would do next. Don’t worry you’ll find out next time stay tuned!

PLEASE HAVE A SAFE HOLIDAY SEASON

The holiday shopping season is here, and the Federal Trade Commission (FTC), the nation’s consumer protection agency, wants to help you get ready. Whether you’re shopping at the mall, online, or by phone or mail, our tips can help you shop smart and stay on budget.

Make a list and set a budget. List the people you plan to buy gifts for, the type of gifts you plan to buy, and how much you plan to spend. Include the cost of cash gifts, holiday travel, extra food, wrappings, decorations, greeting cards, and postage. If it relates to the holiday season and it costs money, add it to your budget.

Shop around. A “sale” price isn’t always the “best” price. Some merchants may offer a sale price on the item you want for a limited time; other mer-chants may offer items at a discount everyday.

Look for price-matching policies. Some merchants will match, or even beat, a competitor’s prices.

Go online. Check out websites that compare prices. If you decide to buy from an online merchant, keep shipping costs and delivery time in mind.

Carefully consider bargain offers that are based on purchases of additional merchandise. For example, “Buy One, Get One Free” or “Free Gift with Pur-chase.” If you don’t really want or need the item, it’s not a deal.

Clip coupons. Coupons are useful when they save you money on what you’re already planning to buy. Check coupons for any restrictions. For example, do expiration dates apply, or do you have to spend a certain amount before you can use the coupon? Some retailers will accept expired coupons, and even coupons from their competitors. Check with the retailer before you leave home to learn their policy.

Ask about sale adjustments. If you buy an item at regular price and it goes on sale the next week, can you get a credit or refund for the discounted amount?

Consider layaway. Layaway purchase plans are designed for people who want to buy merchandise without using credit or paying the full price immediately. When you use layaway, you typically make a deposit – usually a percentage of the purchase price – and pay over time until you have paid for the item in full. In exchange, the retailer holds the merchandise for you. To avoid prob-lems, get the store’s layaway policy in writing.

Keep an eye on your wallet. Don’t flash cash. Keep an eye on your credit or debit card during transactions, and get them back as quickly as possible. If your cards are lost or stolen, report the loss or theft immediately to the card issuers.

Use credit and debit cards with care. Save your receipts. You need them for returns and exchanges. Check credit and debit card sales and return receipts against your monthly bills and statements, and report any problems to the credit card issuer promptly.

Ask about refund and return policies. Many merchants may have different re-fund and return policies for sale items. For example, clearance merchandise may be on final sale, meaning no refunds or exchanges.

Keep good records. Whether you’re ordering by mail, phone, or online, it’s important to keep detailed information about the transaction, including your order number, shipping costs and dates, warranties, and refund and return policies.

Ship early. If you’re sending gifts to out-of-towners, factor in extra time for shipping. If you wait until the last minute, you may pay a hefty price for express or overnight shipping.

For More Information visit www.ftc.gov/moneymatters.

Holiday Shopping on a Budget: Tips from the Federal Trade Commission

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Allstate Insurance Company19562 Grand RiverDetroit, MI 48223

Phone 313-272-2020Fax 313-541-1706

A051633@allstate.com

M-F 9am-6pm Saturday byM-F 9am-6pm Saturday by Appt.

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