2020 Tariffs

Lending

Minimum Lending Rate (MLR)Penalty interest rate

Advances Est fee-corporates (O/D)Est Fee - personalPer transaction service fee

Cash Withdrawal Fees (Over The Counter) - PersonalCash Withdrawal Fees (Over The Counter) - BusinessATM - Cash Withdrawal Fees over ATM (VISA andLocal debit card) (us on us)

Cash Withdrawal

30%8%

4% flat4% flatMinimum fixed monthly service fee

2.25% of amount being withdrawn2% of amount being withdrawn2% of amount being withdrawn

Change Fees and soiled notes

Change for non-customersChange for customersSoiled notes

2% of amount being changed1% of amount being changed2% of amount deposited as soiled notes

Service Fees

Personal – SilverPersonal - Executive BankingPersonal - Private BankingBusiness BankingCorporate & Investment Banking

ZWL25.00ZWL50.00ZWL100.00ZWL150.00ZWL200.00

Current Accounts

Copy statements per pageOver 4 mths per pageMini statement (Personal)Mini statement (Business)Copy deposit slipsError in cast

ZWL0.50ZWL0.50ZWL0.50ZWL0.50ZWL1.00 per deposit slipn/a

Auditors Certificates

Certificate of balanceAuditors certified return

ZWL30.00ZWL60.00

Personal - 25 pageExecutive 25 pageCompany - 25 pageTechnical IrregularitiesStop Payment InstructionRefer to Drawer/Insufficient Funds

Cheque Books

$4.75$5.00$5.00$5.00$10.00$50.00

Inclusive of ZWL1.25 Stamp dutyInclusive of ZWL1.25 Stamp dutyInclusive of ZWL1.25 Stamp duty

Deposit Books

TriplicateLoose Dep SlipsDocument/Voucher search charge

Inter Account PersonalInter Account BusinessManual RTGS

$8.00, ZAR 97.60, GBP 5.00, EURO 6.00, BWP 54.00ZWL0.10ZWL20.00 for below three months, ZWL50.00 above three months

ZWL20.00 per transactionZWL30.00 per transactionFlat ZWL 100.00

US$ Transfers

Telegraphic Transfers - Individuals

Telegraphic Transfers - Corporates

Internal transfers (on digital platforms)Telegraphic Transfer RecallMT 191Telegraphic Transfer Enquiry Charge

1% Min US$20.00 Max US$150.00 or equivalent in the currency of transfer1% Min US$20.00 Max US$200.00 or equivalent in the currency of transfer0.5% min, ZWL5.00 max ZWL20.00 US$100.00$40.00, GBP 30.00, EURO 40 .00, JPY 5000.00US$15.00

ZWL Transfers

Interbank Transfers (RTGS)Rejected RTGSRTGS Recall Charge - initiated by customerErroneous Incoming RTGS Beneficiary Details Correction ChargeErroneous Incoming RTGS Sending Back to Sender Bank ChargePersonalised RTGS Stationery recoveryReturn of incoming funds after failing to applyIncoming transfers to other banks

1% min ZWL20.00, max ZWL100.00ZWL20.00ZWL100.00No chargeZWL20.00ZWL8.00 per padZWL50 flatZWL25 flat

Exchange Control

CD1’S - IndividualsCD1’S - CompaniesPTSI/GSD/TRI FormsOther applications - IndividualsOther applications - CompaniesFollow ups - IndividualsFollow ups - CompaniesCD1/CD3 CHARGE for reminders and advance paymentsFollow up on overdues CD1/CD3 CHARGE

ZWL6.00ZWL6.00ZWL6.00ZWL2.00ZWL2.00ZWL1.00ZWL1.00ZWL20.00 per letterZWL20.00

PurchasesSales-Market fundsSales-Foreign Currency Account funds

Foreign Currency Transactions

No charge1% Min ZWL25.00 Max ZWL100.00No charge

Manual Inter Account Transfers(Transfer between Stanbic Accounts)

Letters of CreditOutward-commissionExtensionsIncreases in amtInward - commissionConfirmationPayments/NegotiationAmendments/ CancellationsTransferable creditsSwift charge per each letter of creditCancellation feesDocumentary collections- Handling and processing fees

Import Letters of CreditDiscrepancy Fee Draft LC Fees

Export Letters of CreditCourier Fees Documents Check/Pre-check

US$50.00US$50.00US$50.00US$100.000.5% per month on sight Min US$100.000.5% Min US$50.00US$50.00US$50.00US$50.00US$50.00US$100.00

US$50.00US$50.00

US$50.00US$50.00

Bills For Collection

Inward bills for collectionExchangeCommission Unpaid Bills

Outward bills for collectionExchangeCommission (waived on pension cheques)Confirmed Certified list for AuditorsPreparing certificatesCertificate of balanceBills Discounted

Import Documentary CollectionsAmendments: Extensions, increases in amount or cancellations

Export Documentary CollectionsCourier Fees Amendments: Extensions, increases in amount or cancellation

Refer to Treasury3% of bill value Min US$25.00 Max US$100.00US$25.00 flat

Refer to Treasury3% of bill value Min US$25.00 Max US$100.00US$5.00US$5.00US$10.00Refer to Treasury for Discount Rates

US$50.00

US$50.00US$50.00

Guarantees

CommissionEstablishment fee

Shipping Guarantees

Outward GuaranteesAmendments: Extensions, increases in amount or cancellationsIssuance Commission

Inwards GuaranteesAmendments: Extensions, increases in amounts or cancellations

0.5% Min mthly2%-6%

3% Min ZWL1.00

US$50.00US$50.00

$50.00

Business Online (BOL)

E-Statement (set-up fee)Personal AccountsCorporates

ZWL2.00ZWL5.00

ZimSwitch POS transaction fees

Zimswitch POS Purchase below $20Zimswitch POS Purchase above $20Zimswitch balance enquiryZimswitch POS purchase insufficient fundsStanbic Card on Stanbic POS

ZWL1.000.5% min ZWL7.00ZWL 1.00ZWL 3.000.5% Min ZWL1.00

International transactions using RTGS card

International VISA ATM Cash withdrawal - Stanbic FCA VISA Debit CardInternational VISA ATM Cash withdrawal - Stanbic RTGS/ZWL Debit CardVISA Card - Balance Enquiry (Stanbic Card on Stanbic ATM)VISA Card - Balance Enquiry (Stanbic Card on International ATM)VISA Card - POS purchase on International POSATM Access Charge for International cards

2% of amount being withdrawn

2% of amount being withdrawn Min ZWL30.00

ZWL0.30US$0.901%US$5.00

VISA Blue and VISA Silver CardNew card/ Replacement/ lost/ expired/ stolenMonthly card maintainance fee

ZWL40.00ZWL5.00

VISA Gold Card

VISA Gold Card - FCA

New card/ Replacement/ lost/ expired/ stolenMonthly card maintainance fee

New card/ ReplacementMonthly card maintainance fee

ZWL50.00ZWL10.00

US$5.00US$2.00

Reports

Category reportFull general report

ZWL5.00ZWL10.00

Internal Transfer/ Inter Account TransferRTGS (Urgent)Batches (Normal)RTGS per bank (Normal)BOL monthly fee

ZWL 10.00 per transaction1% Min ZWL 20.00 Max ZWL 50.00 per transactionZWL 10.00 per transactionZWL 20.00 per bankZWL 50.00 per month

VISA Platinum Card

New card/ Replacement/ lost/ expired/ stolenMonthly card maintainance feePriority Pass - Airport Lounge Access

New/Replacement: FCA VISA Gold Card with Chip Card US$5.00Monthly Card Maintenance US$2.00

Service Fees Personal - Executive Banking US$6.00Personal - Private Banking US$10.00

ZWL70.00ZWL20.00US$25.00

Online Banking

FCA Charges

RegistrationFunds transfer Own Accounts Stanbic to Stanbic Payments Balance and Statement download Stanbic to Other BanksAirtime PurchasesZESA Prepaid Token PurchaseBill PaymentsDStv Payments

FreeFree 0.5% Min ZWL5.00 Max ZWL30.00 Free 1% Min ZWL20.00 Max ZWL100.00 Free ZWL3.00 per transactionZWL3.00 per transactionUS$2.00

Blue247 Mobile Banking

RegistrationBalance EnquiryMini - statementSelf funds transferFunds Transfer - Inter account (same bank)Stanbic to other banks (RTGS)Stanbic to other banks (ZIPIT) ZIPIT to wallet (Telecash and OneWallet)ZOL Bill PaymentTelone Phone Bill PaymentUniversity Fees PaymentsBill paymentATM PurchasesPost Paid Mobile Phone Bills – Telecel, Econet and Netone PowertelPay Merchants (Edgars, Jet, Truworths, Topics, TV Sales & Home)DSTV PaymentsZESA Prepaid Token Purchase

Free ZWL0.80 per enquiryZWL0.80 per enquiry0.5% Min ZWL5.00 Max ZWL20.000.5% Min ZWL5.00 Max ZWL20.001% Min ZWL20.00 Max ZWL100.000.5% Min ZWL7.00 Max ZWL50.000.5% Min ZWL7.00 Max ZWL50.00ZWL3.00 per transactionZWL3.00 per transactionZWL3.00 per transactionZWL3.00 per transactionFreeZWL3.00 per transactionZWL3.00 per transactionZWL3.00 per transactionUS$2.00 per transactionZWL3.00 per transaction

Merchant POS Acquiring Fees

POS hire (Special events)Zimswith POS FeesInternational VISA & Mastercards

ZWL300.003% 3%

Other

SMS AlertsEcocash bank to walletEcoCash Excesses Penalty ChargeConsolidated payments Photocopying

ZWL0.30 per alert (collected month-end)2% Min ZWL3.00ZWL20.00ZWL1.00 per entryZWL1.00

Enterprise Online BankingRegistrationFunds transfer own accountsStanbic to Stanbic payments Stanbic to other banks (RTGS)Balance and statement downloadZESA Prepaid Token PurchaseAirtime PurchasesMonthly maintenance Fee:

SMS Alert ChargesDStv Payments

Free Free 0.5% Min ZWL 5.00 Max ZWL 20.001% Min ZWL 20.00 Max ZWL 100.00FreeZWL 3.00FreeZWL 50.00 per monthZWL 50.00 per monthZWL 10.00 per monthZWL 0.30US$ 2.00

CommercialAgribusinessSME

External Loan ApplicationApplications below USD10M approved by ourselvesApplications above USD10M submitted to RBZ for approval

$50.00$50.00