taking your financial dreams to new heights

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Taking Your Financial Dreams to New Heights ... The future is so bright he has to wear shades In honor of being in business for 77 years we have set aside $77 million to be lent out to our community and membership during the year 2013! Let us help your family save by refinancing your debts to the Credit Union today! Announcing our new name

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Page 1: Taking Your Financial Dreams to New Heights

Taking Your Financial Dreams to New Heights ...

The future is so brighthe has to wear shades

In honor of being in business for 77 years we have set aside $77 million to be lent out to our community and membership during the year 2013! Let us help your family save by refinancing your debts to the Credit Union today!

Announcing our new name

Page 2: Taking Your Financial Dreams to New Heights

Since 1936, thousands of General Electric Transportation employees and families in our region have turned to Erie General Electric Federal Credit Union for reliable financial services. In recent years, our membership has blossomed to include the entire community. Through it all, a firm commitment to service has remained the hallmark of our business. We have chosen to change our name to one that is more inclusive of our entire membership. Our new name mirrors the great region that we’re all proud to call home! The name Widget is a tribute to anyone who has ever fastened a part to a machine, or worked in the educational, healthcare or technology fields. Widget Financial is here for anyone in Erie or Crawford County who works hard for their money, day in, and day out!

What will change

Along with the name change to Widget Financial, the look of our advertising materials will change. The new branding employs characters named Widgey and Sprock coupled with an informal font representative of our fun, family-focused and sophisticated style.

What will not change

Both during and after this transition period, the credit union’s commitment to providing you with exceptional, personalized service will not change. We will continue to act as a responsible organization in our community. We will grow our membership base in order to provide each Credit Union member with the highest quality financial services at the best possible rates and lowest fees!

Erie General Electric Federal Credit Union

is now

Current Credit Union members please note: Your account numbers, PINs, passwords, checks or other personal account information will not change as a result of this conversion.

Page 3: Taking Your Financial Dreams to New Heights

Widgey

Sprock

Widget’s 5 Star ServiceSM

Empowering Members

Supporting Dreams

Simplifying Banking

Providing Solutions

Believing in Cooperation

We’re geared to enrich lives! We do this by:

Contact us 24/7 at widgetfinancial.com or 814.456.62312154 East Lake Rd · 4268 Buffalo Rd · 1029 Pittsburgh Ave

1623 East 38th St · 1595 West 26th St · 5 Grant St, NE

© Widget Federal Credit Union DBA Widget Financial. All Rights Reserved. Equal Housing Lender. CU NMLS# 447022 Federally Insured by NCUA.

Our Products & Services

Savings Checking Personal Loan Club Accounts VISA® Credit Card 24/7 Loan by PhoneMoney Market getcash™ Reloadable Card Credit Builder LoanIRAs and Certificates Mortgages Start Right Auto LoanAuto Loans Home Equity Fixed Loans Wealth ManagementBoat, RV and Motorcycle Loans Home Equity Lines of Credit Loan Protection

Page 4: Taking Your Financial Dreams to New Heights

Cut 2%* off our already great

rates when you refinance your auto loan from another lender!

*This offer applies to refinancing an automobile or other titled vehicle from another financial institution. Subject to credit approval and conditions; rates subject to change without notice. Your loan rate will not be lower than 1.99% Annual Percentage Rate. This may not be combined with any other offer and does not apply to refinancing Widget Financial loans (formerly Erie General Electric Federal Credit Union). Must be a member to obtain a loan at the Credit Union. Offer valid through 5/31/13. Must present mailer at time of redemption. Federally Insured by NCUA.

Home Loans(Fixed Home Equity Rates)5 Year 2.99%*

15 Year 3.49%*

*(1) Consult your tax advisor. Subject to credit approval. Certain restrictions and conditions apply. The Annual Percentage Rates (APR) provided in the payment examples are the lowest possible APRs for a 5 and 15 year home equity loan and includes a ¼1/4% discount for having automatic payment, e-statements and a Visa account with us; your interest rate will be based on creditworthiness, term, lien position and available equity in your home. Must be a minimum of $25,000 new money to the Credit Union for 10 or 15 year promotional rates. 5 year payment example: The monthly payment on a $10,000 loan at 2.99% for 60 months will be $191.69 including payment protections. 15 year payment example: The monthly payment on a $25,000 loan at 3.49% for 180 months will be $213.00 including payment protections. Offers for a limited time only; subject to change without notice. Must be a member to obtain a loan at the Credit Union. Federally Insured by NCUA. Equal Housing Lender. NMLS#447022

New Account Offer

FREE Appraisals!*

We do Mortgages too! Get a FREE

Purchase PreapprovalMust be a member of Credit Union to take advantage of offer. Membership eligibility required. $77 incentive only valid when opening a new Free Checking account with direct deposit of net pay. Offer excludes HD and Experience Checking. Incentive payment will occur after direct deposit is paid into the account and 60 days has elapsed. One incentive per SSN. No-purchase necessary; offer subject to credit approval. Offer subject to change without notice. Offer valid through 5/31/13. After 5/31/13 offer amount will be reduced to $25. Must have promo code printed on this mailer to redeem offer. Contact Credit Union for complete program details. Account opening incentives may be reported as taxable income. Credit Union will provide an IRS form 1099 to qualified participants. Federally Insured by NCUA.

We will pay you $77, in celebration of our 77 years of being in business, when

you open a new, FREE Checking account.*

Promo Code: WIDGE-TEDDM-7777

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