Summer 2015

www.mycommunityfcu.com432.688.8400

New Website Arriving Summer 2015

Protecting Our MembersHow My Community Does It

“Money doesn’t grow on trees.” A lesson many of us likely heard as children when we begged for the latest toy or clothing fad. The truth in this popular expression is paramount - money is a hard-earned, valuable necessity that must be protected and managed effectively. My Community understands this and values the trust our members put in our institution by choosing to entrust their earnings with us for safekeeping. The respon-sibility we have to our members is not taken lightly, and we strive to ensure our members’ funds are protected requisitely.

Assurance of being insured

The fi rst point that all members, and potential members, must be aware of is that My Community is federally insured by the NCUA (National Credit Union Administration). The NCUA is an independent federal agency (similar to the FDIC), that regulates, charters and supervises federal credit unions. With the backing of the full faith and credit of the U.S. Government, NCUA operates and manages the National Credit Union Share Insurance Fund (NCUSIF), insuring deposits of more than 100 million account holders in all federal credit unions. Simply put, your money is insured when you elect to deposit into a My Community account, up to $250,000.

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Summer Fun in our Community:

• New, easy-to-use Online Banking• • Responsive Design - screen adjusts for any mobile device/tablet• • Resource for all current promotions, new services, news alerts and articles

July 4th - Star Spangled Salute Hogan Park & Firecracker Fandango Downtown Odessa

- Summer Mummers is

every Friday & Saturday

through September 5th

at the Yucca Theater

July 10,11,12th - Tall Cities Blues Festival 2015

The 4th of July

Hot Summer Nights - Noel Heritage Park every Friday nightnightSummer Lawn Concerts - Museum of the Southwest every Sundayevery Sunday

July 28th - Brit Floyd at Wagner Noel

Aug 4th - Fifth Harmony at Wagner Noel

Aug 6-8th Rock the Desert!

Aug 11th - Whitesnake at Wagner Noel • • • • •

• any mobile device/tablet any mobile device/tablet• any mobile device/tablet• any mobile device/tablet• new services, news alerts and articles

We are looking for young individuals to serve on our Supervisory Committee. The primary respon-sibility of this committee is to ensure the fi nancial condition of our credit union is accurately reported and members’ assets are safeguarded. This is a great opportunity to acquire experience serving on a fi nancial board.

Qualifi cations:• Must be under the age of 40• Accounting Degree preferred• Must be a member of My CommunityRequirements:• Must attend 1 meeting per month during the lunch hour (lunch will be served)• Periodically available for additional meetings or conference calls• Complete 1-2 hours of online training at your convenience within a one year period

Please contact Betty Overton at bettyo@mycom-munityfcu.com or (432) 687-8456 to obtain an application for consideration.

Coming Soon:

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Identity Protection

My Community adheres to the USA Patriot Act through our Customer Information Program. This program requires that all person(s) must provide at least two forms of identi-ty verifi cation in order to open an account with us. These documents are scanned into our system to be attached to individuals’ account information for ease of identifi cation. All employees are trained to verify identifi cation each time a member is making a transaction. Our policies require certain transactions to be done inside the branch and our employ-ees comply with a dual control policy on transactions over a certain dollar amount where two employees must verify transactions before the member leaves.

Managing the “what-ifs”There are words that have become common in our everyday vernacular like identity theft, breach, fraudulent activity, etc. Unfortunately, with the vast expansion of technology and internet accessibility, the risk of having personal information compromised has increased. My Community has a dedicat-ed team that daily monitors activity through our credit and debit card processor to ensure our members are protected. We have procedures in place when fraudulent activity is identifi ed – we respond quickly and investigate thorough-ly. Temporary holds and/or restrictions may be placed on members’ cards in order to protect their funds from being impacted. In the event that a members’ account has expe-rienced fraudulent activity, My Community will apply a credit for the amount withdrawn. My Community will always strive to provide superior service to our members in all aspects of assisting with your fi nancial well-being. We are here to help our members achieve their fi nancial success story!

Volunteer Opportunity!Supervisory Committee Member

New Website and Online BankingEasy to use, responsive design - the “6th Branch” of My Community!

Mobile Deposit and Bill PayDeposit checks and pay bills through the convenience of our mobile app!

“EMV” CardsThe global standard for computer chip technology to help prevent card fraud

New ATM machinesNew ATM machines at each branch location for members to do most cash transactions at their convenience (deposits, withdrawals, check account balances, etc.)

Main Office:600 W. LouisianaMidland, Texas 79701

Big Spring Branch:4001 N. Big Spring St.Midland, Texas 79705

Midkiff Branch:912 N. Midkiff Dr.Midland, Texas 79701

Cornerstone Branch:4400 N. Midland Dr. Midland, Texas 79707

Grandview Branch:2103 N. GrandviewOdessa, Texas 79761

Lobby Hours:All locationsMon, Tues, Thurs:9 am to 5 pmWed: 10 am to 5 pmFri: 9 am to 6 pm

Drive Thru Hours:All locationsMon - Thurs: 7:30 am to 5:30 pmFri: 7:30 am to 6 pm

Main, Big Spring & GrandviewSat: 9 am to 1 pm

Call Center Hours:Mon, Tues, Thurs & Fri: 8:30 am to 5:30 pmWed: 10 am to 5:30 pm

My 24/7 Telephone Response System:432-688-8412432-367-5492800-499-1405

Holiday Schedule:All locations will be closed in observance of the following holidays:Independence DayJuly 3, 2015Labor DaySeptember 7, 2015Columbus DayOctober 12, 2015

Financials:As of: 5/31/2015Number of Members:27,818Number of Checking Accounts:16,471Assets: $325,496,713.97Deposits: $271,929,306.90Loans: $231,576,427.50Capital: $33,185,245.73

Board of Directors:Teresa Clingman, ChairmanTerry Youngblood, Vice ChairmanCharlotte Dunlap, SecretaryRobert Billhimer, TreasurerSharon TischerElizabeth CasbeerSteve ShockleyChristopher ArredondoCharlie Harris

We are looking for young individuals to serve on our Supervisory Committee. The primary respon-sibility of this committee is to ensure the fi nancial condition of our credit union is accurately reported and members’ assets are safeguarded. This is a great opportunity to acquire experience serving on a fi nancial board.

Qualifi cations:• Must be under the age of 40• Accounting Degree preferred• Must be a member of My CommunityRequirements:• Must attend 1 meeting per month during the lunch hour (lunch will be served)• Periodically available for additional meetings or

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Apply Online Today!Online Today!

www.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.comwww.mycommunityfcu.com

Phone: 432-688-8400Odessa: 432-362-0355Fax: 432-688-8416