“structured finance options for construction equipment”
DESCRIPTION
“Structured Finance Options for Construction Equipment”. By: Ranjit Manjarekar Head Infrastructure Finance Tata Capital Ltd. Need of Structured finance. Structured Financing Options. Lease Based Solutions. Ownership Based Solutions. Ownership Based Solutions. Ownership Based Solutions. - PowerPoint PPT PresentationTRANSCRIPT
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“Structured Finance Options for Construction Equipment”
By:Ranjit Manjarekar
Head Infrastructure Finance
Tata Capital Ltd.
![Page 2: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/2.jpg)
04/21/23
Need of Structured finance
![Page 3: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/3.jpg)
Structured Financing Options
04/21/23
Finance Lease Customized Disbursement
Creative Lease Season Specific Repayments
Operating lease Flexi-Repayments
Rentals Funding of Insurance/ AMC/ Consumables
Life Cycle Funding
![Page 4: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/4.jpg)
Lease Based Solutions
04/21/23
![Page 5: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/5.jpg)
Ownership Based Solutions
04/21/23
Customized Disbursements
Season Specific Repayments
Flexi-Repayments & foreclosure
Funding Insurance/ AMC/ Consumables
Life Cycle Funding
Project specific Equipment Finance Support
![Page 6: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/6.jpg)
Ownership Based Solutions
04/21/23
Customized Disbursements
• Limit Sanction & Disbursement As & When
Required
• Split Disbursement & Respective Interest
Calculations
• Auto Top up Facility on current loans
![Page 7: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/7.jpg)
Ownership Based Solutions
04/21/23
Season SpecificRepayments
• Season specific EMI structuring
• Structured EMI as per weather, financial or
Industry cycle
• Year-wise structured Repayments
![Page 8: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/8.jpg)
Ownership Based Solutions
04/21/23
Flexi-Repayments & foreclosure
• Schemes to accommodate part & full pre-
closures
• Incentivize early repayments
![Page 9: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/9.jpg)
Ownership Based Solutions
04/21/23
Funding Insurance/ AMC/ Consumables
• Finance to cover Insurance & AMCs
• Funding for a fix chunk of Regular
consumables of Equipment
![Page 10: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/10.jpg)
Ownership Based Solutions
04/21/23
Life Cycle Funding
• Funding of a life cycle of an Equipment
• Covering Equipment costs & Operating cost .
• Need to Look into asset liability mismatch
![Page 11: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/11.jpg)
Ownership Based Solutions
04/21/23
Project specific Equipment Finance Support
• Funding / Supply of all the equipments required
for a particular project
• Funding scheme must be in sync with Project
dynamics & repayments
![Page 12: “Structured Finance Options for Construction Equipment”](https://reader036.vdocuments.site/reader036/viewer/2022062322/56814f52550346895dbcfa34/html5/thumbnails/12.jpg)
Finally…
04/21/23
Customer Has to speak
out his Requirement
s
Customer Has to speak
out his Requirement
s
Finance Industry is willing to
customize their offerings..
Finance Industry is willing to
customize their offerings..
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Thank you !!!
04/21/23