status of microfinance in india

MICROFINANCE IN INDIA

STATUS OF

2020-21

Published by Smt. S.VijayalakshmiChief General ManagerMicro Credit Innovations DepartmentNational Bank for Agriculture and Rural DevelopmentHead Office : Plot No. C – 24, G Block, Bandra Kurla ComplexBandra (East), Mumbai – 400051, IndiaTel: 022-2653 0084Email: [email protected]

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S T A T U S O F

DisclaimerThis Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received

from various reporting banks across the country and Sa-Dhan. While due care has been taken to ensure the correctness and purity of the data, NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not

responsible for data inaccuracies, if any, reported in the publication.

“SHGs, SAVING FOR THE PRESENT, SECURING THE FUTURE”

MICROFINANCE

2 0 2 0 - 2 1

IN INDIA

FOREWORD

13.8

112

`58,000

`1,03,289

NABARD takes pride in the fact that the Self Help Group –Bank Linkage Programme which is the largest microfinance

programme in the world, today touches

crore households through more than

lakh SHGs with depositsof over

`37,477crore and annual loanofftake of more than

crore and loan outstanding of over

crore

2 STATUS OF MICROFINANCE IN INDIA 2020-21

Foreword

It gives me immense pleasure in presenting to you, our annual publication on “Status of Microfinance in India” for the financial year 2020-21. This publication is a comprehensive source of ground-level data on SHGs, SHG-Bank linkage programme(SHG-BLP) & JLG financing by banks, bank loans to mFIs, NABARD interventions in the microfinance sector, and various other related developments. It is rich with sectoral insights and database(s) and is a very eagerly awaited publication by decision makers and other stakeholders for their business decisions, policy formulation, and further analytics.

The SHG-BLP programme has transformed lives by mainstreaming women, and making them partners in our nation building process. “Microfinance”, is also emerging as a fast growing sector, although this segment is still underpenetrated. Various studies indicate that the microfinance sector in India

has the potential to grow at a CAGR of 40% by 2025. At around the same time, India is also poised to become a US$ 5 trillion economy.

Based on the progress made so far, the efforts of banks, financial institutions and many agencies like NRLM, other civil society organisations, etc., in formation and credit linkage of women are highly laudable. However, the job is only half-done. Nearly 50% of SHGs are yet to be credit-linked. There is also a regional imbalance, not only in number of accounts but also in the average loan size. While Southern India has a 36% share in total bank linkages, Northern regions (5.4%) and NE regions (5.6%) have a very meagre share. Owing to the higher incidence of poverty and vulnerability, the SHG movement in these regions assumes great significance.

The priority sector guidelines issued by RBI in September 2020 address the issue of regional imbalance by assigning a higher weight to incremental priority sector credit in districts with lower flow of credit. Banks need to redraw their strategies for widening and deepening credit flow in these districts and can draw comfort from the continued lower level of NPAs, which reflect resilience of group saving and borrowing even in times of the pandemic.

Financial literacy and Financial Inclusion are the corner stones for successful entrepreneurship, which in turn fuel economic growth. Besides focusing on financial literacy, NABARD has also actively engaged in supporting SHGs and JLGs under Micro-enterprise development program (MEDP) and Livelihood Enterprise Development program (LEDP). These programs aimed at developing and nurturing employable skills in rural India. Already 5.22 lakh members have been trained under MEDP and 1.36 lakh SHG members have diversified and attained sustainability under LEDP.

The future of our country rests on our ability to mainstream the excluded, especially the young women of India, who are literate, financially independent, and tech-savvy and can be trained better to take up self-employment activities. A multi-pronged strategy of harnessing our demographic dividend, unleashing entrepreneurial spirit, increasing technological penetration and focusing on financial literacy in rural areas needs to be adopted as an integral part of this strategy.

The SHG programme, is more than 30 years old since the first pilot programme was implemented by NABARD way back in the 90’s. A number of people have positively contributed to shaping this movement by providing the required policy impetus and nurturing them. This publication contains brief snippets from these visionaries who have helped the SHG movement reach this phenomenal stage. I am sure, their views will continue to guide and inspire all of us in taking the movement forward to its next level.

I appreciate and convey my sincere gratitude to all stakeholders, especially the Bank officials for rendering cooperation in such an adverse situation, which has enabled us to bring out this publication in time. I am sure that readers will find this publication valuable and informative. I am sanguine that, together we can take the microfinance sector to greater heights.

Dr. G R Chintala Chairman

3MICROFINANCE IN INDIA


We thankfully acknowledge the support of Sa-Dhan for sharing vital data and inputs which readily facilitated analysis of the MFI Sector.

We are thankful to Shri Vipin Sharma, CEO, ACCESS Development Services and Ms Meenal Patole for drafting the report, supported by Ms Priyamvada Rathore and Mr Praveen Khedale in designing the layout as also for providing logistic support in bringing out this report.

We place on record the valuable contribution made by Banks and Financial Institutions for providing data on time. The eff orts of off icers and staff of MCID, HO in bringing out this book, ably supported by the counterparts in the NABARD Regional Off ices is also appreciated.

Acknowledgements


5MICROFINANCE IN INDIA 5MICROFINANCE IN INDIA

ContentsMicrofinance In India 13

Review of The Microfinance Sector 18

Initiatives of NABARD for the Microfinance Sector 37

Success Stories 49

Findings of Studies Commisioned by NABARD 81

Seminars and Conferences 89

Agenda for the year Ahead 93

Statements

I - A Savings of SHG with Banks - Agency-wise position as on 31 March 2021 98

I - B Bank loans disbursed to SHGs - Agency-wise position during 2020-21 98

I - C Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2021 98

I - D Non-Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2021 99

I - E Agency-wise Bank Loans provided to MFIs during 2020-21 and loans outstanding as on 31 March 2021 99

II- A Savings of SHGs with Banks - Region-wise/State-wise/ Agency-wise position as on 31 March 2021 100

II- B Bank Loans disbursed to SHGs - Region-wise/State-wise/ Agency-wise position during 2020-21 101

II- C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as on 31 March 2021 102

II- D Non-Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise position as on 31 March 2021 103

III- A(i) Savings of SHGs with Public Sector Commercial Banks as on 31 March 2021 105

III- A(ii) Savings of SHGs with Private Sector Commercial Banks as on 31 March 2021 115

III- B Savings of SHGs with Regional Rural Banks as on 31 March 2021 123

III- C Savings of SHGs with Co-operative Banks as on 31 March 2021 126

IV- A (i) Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2020-21 139

IV- A (ii) Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2020-21 150

IV- B Bank Loans disbursed by Regional Rural Banks to SHGs during 2020-21 157

IV- C Bank Loans disbursed by Co-operative Banks to SHGs during 2020-21 160

V- A (i) Bank loans outstanding against SHGs - Public Sector Commercial Banks as on 31 March 2021 168

V- A (ii) Bank loans outstanding against SHGs - Private Sector Commercial Banks as on 31 March 2021 178

V- B Bank loans outstanding against SHGs - Regional Rural Banks as on 31 March 2021 185

V- C Bank loans outstanding against SHGs - Co-operative Banks as on 31 March 2021 188

VI- A (i) NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2021 197

VI- A (ii) NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March 2021 208


VI- B NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2021 216

VI- C NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2021 219

VII Bank Loans provided to MFIs during 2020-21 and NPAs as on 31 March 2021 227

VIII- A NABARD Support for training and capacity building SHG-BLP during 2020-21 229

VIII- B NABARD Support for training and capacity building – JLG stakeholders during 2020-21 232

VIII- C Training and capacity building for SHG-BLP during 2020-21 from WSHG Development Fund 233

IX- A State-wise Grant Support sanctioned to Non-Government Organizations (NGOs) functioning as SHPIs as on 31 March 2021 234

IX- B State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs as on 31 March 2021 235

IX- C State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs as on 31 March 2021 236

IX- D State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as SHPIs as on 31 March 2021 237

IX- E State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as on 31 March 2021 238

IX- F State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on 31 March 2021 239

IX- G State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2021 240

IX- H Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2021 241

IX- I State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLGPIs) as on 31 March 2021 242

IX- J Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2021 243

IX- K Total Statewise Grant support sanctioned and released to all SHPIs during the year 2020-21 244

X State-wise Grant Support sanctioned to Anchor NGOs (Promotion & Capacity Building) under WSHG Scheme (in LWE affected and backward districts) as on 31 March 2021 245

XI Data on financing of JLGs as on 31 March 2021 246

XII- A Agencies having outstanding Revolving Fund Assistance as on 31 March 2021 247

XII- B Agencies having outstanding Capital Support as on 31 March 2021 247

XII- C Long Term Refinance sanctioned/disbursed by NABARD to NBFC-MFIs during 2020-21 248

XIII- A MFIs - No. of Active Loans and Loan Outstanding by Microfinance Industry Lenders 249

XIII- B MFIs - Disbursement Amount by Microfinance Industry Lenders 249

XIII- C MFIs – Delinquencies 249

XIII- D MFIs - Average Ticket Size 250

XIII- E MFIs - State-wise - No. of Active Loans and Loan Outstanding by Microfinance Industry Lenders 250

XIII- F MFIs - State-wise Disbursement and Average Ticket size 251

XIII-G MFIs – State-wise-Delinquencies 252

GLOSSARY / ABBREVIATIONS 254


SHG-BLP Highlights 2020-21

Sr. No.

Particulars Total

Physical (No. in lakh)

Financial ( `in Crore)

1 Total number of SHGs saving linked with banks 112.23 37,477.61

(i) Out of total SHGs - exclusive Women SHGs 97.25 32,686.08

(ii) Out of total SHGs- under NRLM/SGSY 64.78 19,353.70

(iii) Out of total SHGs -under NULM/SJSRY 5.29 1,954.09

2 Total number of SHGs credit linked during the year 2020-21 28.87 58,070.68


(ii) Out of total SHGs – under NRLM/SGSY 15.84 29,643.04

(iii) Out of total SHGs – under NULM/SJSRY 1.13 2,112.04

3 Total number of SHGs having loans outstanding as on 31 March 2021 57.80 103289.71


(ii) Out of total SHGs - under NRLM/SGSY 33.78 57,336.62

(iii) Out of total SHGs - under NULM/SJSRY 2.23 4,056.45


Sr. No.

Particulars TotalPhysical (No. in lakh)

Financial ( `in Crore)

4 Average loan amount outstanding/SHG as on 31 March, 2021 (in ` ) 178,694.37

5 Average loan amount disbursed/SHG during 2020-21 (in ` ) 201,117.96

6 Estimated number of families covered upto 31 March, 2021 1388

7 No of Banks and Financial Institutions submitted MIS (in number) 399

8 Data on Joint Liability Groups

(i) Joint Liability Group promoted during the year 2020-21 41.27

(ii) Loan disbursed to Joint Liability Groups (JLGs) during 2020-21 58,311.78

(iii) Cumulative Joint Liability Groups promoted and loans outstanding as on 31 March, 2021 133.83 213,164.87

9 Support from NABARD

(i) Capacity building for partner institutions

Under SHG-BLP and JLGs

Number of programmes conducted during 2020-21 (in no. only) 20034

Number of participants covered during 2020-21 (in lakh) 1.71

Cumulative number of participants trained upto 31 March 2021 (in lakh) 42.17

Under WSHG Scheme (in LWE affected and backward districts)

Number of programmes conducted during 2020-21 (in no. only) 1156

Number of participants covered during 2020-21 (in lakh) 0.91

(ii) Refinance Support

Refinance to banks during 2020-21 12,227.16

Cumulative refinance released upto 31 March 2021 90,821.81

(iii) Revolving Fund Assistance (RFA) and Capital Support to MFIs

RFA outstanding as on 31 March 2021 3.61

Capital support outstanding as on 31 March 2021 3.59

Refinance disbursed to NBFC-MFIs during 2020-21 13,513.33

(iv) Grant Assistance to SHPIs for promotion of SHGs under SHG-BLP

Grant Assistance sanctioned during 2020-21 0.54

Cumulative sanctioned upto 31 March 2021 418.22

(v) Cumulative grant assistance sanctioned to anchor NGOs for promotion of SHGs under WSHG Development Scheme upto 31 March 2021 204.38

(vi) Cumulative grant assistance sanctioned to JLGPIs for promotion of JLGs upto 31 March 2021 219.73


10 STATUS OF MICROFINANCE IN INDIA 2020-2110 STATUS OF MICROFINANCE IN INDIA 2020-21

11MICROFINANCE IN INDIA 11MICROFINANCE IN INDIA

1.1 The Self Help Group movement is a revolutionary initiative which connects group members, many of whom had never had a bank account before, to formal financial services in a sustainable and scalable manner. The roots of the model are indigenous. Share generally economically homogeneous groups formed through a process of self-selection based upon the aff inity of its members. SHGs have well-defined rules and bye-laws, hold regular meetings and maintain records and savings and credit discipline. Thus SHGs are self-managed institutions characterized by participatory and collective decision making.

1.2 The programme of linking Self Help Groups (SHGs) to banks was started on a pilot basis by the National Bank for Agriculture and Rural Development (NABARD) in the year 1991-92 and since then NABARD has been propagating, promoting and financing SHG-Bank Linkage Programme (SHG-BLP).

1.3 What began as a humble approach of improving the outreach of the banking system and deepening rural credit, has, over the years, transcended into a holistic programme for building financial, social, economic, and of late, technological capital in rural India. The model found its acceptance due to the fact that for the poor, the most likely access to money in urgency were the informal service providers such as moneylenders, pawnbrokers and so on who charge usurious interest rates including some physical collateral. If repayments were delayed, naming and shaming was a usual practice amongst the moneylenders, which then becomes a social issue as well. Quick studies conducted after the pilot brought to the fore features such as (i) large participation of women, particularly from the resource poor regions in the project, (ii) membership of the SHGs came from the mostly from the poorest section of the society (iii) the demand for credit is frequent and for small amounts at unpredictable times and sometimes not necessarily for purchase of income

Microfi nance in India1Microfi nance has already shown that enabling the poor to empower themselves economically can be a good business.

Pierre Omidyar

13


generating assets and (iv) contrary to general belief, even the poor are able to save and their savings increased with increase in income.

1.4 Membership of SHGs has enabled economic empowerment of women through control of resources, political empowerment through participation in decision-making, social empowerment through better social standing obtained by better economic status. Thus, the SHGs have become the most powerful conduits for incubating and empowering women to move from subsistence to sustainability.

Evolution of the SHG movement1.5 Despite geographical expansion of the

rural banking system and substantial increase in rural lending by banks, post nationalisation, a substantial number of asset-less rural poor continued to remain out of the formal banking system. NABARD commissioned an Action Research Programme in 1987 through Mysore Resettlement and Development Agency (MYRADA) to identify the reasons for the same, which brought out the mismatches between the needs of the poor clients and the products on off er with the banking system. Based on the findings of the Action Research programme, a pilot was launched in 1992, which envisaged linking of 500 SHGs by the end of 1994, with policy backing from the Reserve Bank of India (RBI) advising banks to open savings accounts in the name of Groups.

1.6 With the inclusion of SHG linkage as a normal lending activity of the banks under priority sector, the programme registered a phenomenal growth. By 2002, the SHG-BLP programme involved over 31,000rural outlets of more than 500 banks, with a loan portfolio of more than ` 2,000 crore. Formal banking system had reached the doorsteps of 116 lakh very poor households, providing micro-credit to them through 7.17 lakh SHGs, hand-held by over 2,800 partners. At the end of the second decade, the SHG-Bank linkage programme had turned into a solid structure with more than 79.60 lakh savings-linked SHGs covering over 10.3 crore poor households as on 31 March 2012. The total savings of these SHGs amounted to ` 6,551.41 crore. The number of credit-linked SHGs under the programme stood at43.54 lakh.

1.7 Since 1999, Government of India (GoI) has been supporting promotion of the SHGs by way of special budgetary provision. GoI introduced ‘Swarnajayanti Gram Swarozgar Yojna’ or SGSY from April 1999. The SGSY was implemented with group mode of financing for covering all BPL families. Subsequently, in 2011, launched National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarozgar Yojana (SGSY). NRLM works towards achieving universal financial inclusion of all the poor households which are organized into SHGs. NRLM works on both demand and supply sides of financial inclusion. On the demand side, it promotes financial literacy among the poor and provides catalytic capital to the SHGs and their federations. On the supply side, NRLM coordinates with the financial sector to deliver credit and related services to SHGs and their federations. The NRLM has supported nearly 70 lakh SHGs, with a cumulative outreach to nearly 7.5 crore families.

It is women who are leaders in change and without their participation poverty can never be removed.

Ela ben Bhatt


1.8 The success of SHG-BLP also attracted the attention of State Governments. Many of the State Governments, over a period, undertook, through departmental initiatives, major programmes of SHG promotion. Notable among the State government initiatives were Andhra Pradesh with Podupulakshmi & Indira Kranti Patham programme, Jeevika Project of Bihar, Mahalir Thittam in Tamil Nadu, Kudumbashree in Kerala and TRIPTI/ Mission Shakti projects in Odisha.

1.9 The SHG-BLP programme has been designed and nurtured by NABARD for over three decades now. It has provided policy support, training and capacity building besides extending financial support in the form of grant as well as refinance for bank lending for the healthy growth of the programme. The initiatives include developing a conducive policy framework through provision of opening Savings Bank Accounts in the names of SHGs [though they are informal groups]; relaxation of collateral norms; simple documentation; introduction of Bulk Lending Scheme in 1993 for encouraging the NGOs which were keen to try group approach and other financial services delivery innovations in the rural areas; support to banks for promotion of SHGs; support to NGOs for promotion of SHGs; training and awareness building among the stakeholders; provision of capacity building support for NGOs/SHGs/Banks; promotion of livelihood development of SHG members through training programmes; Monitoring progress and dissemination through Seminars, Workshops, Occasional Papers and Print media.

1.10 As a result of all the above initiatives, the system has evolved and matured enabling the SHGs to access loans under SHG-BLP besides loans that SHGs have been able to access from their own Federations and the NGO MFIs. As on 31 March 2021 the SHG BLP programme has reached many a milestone with a total membership of about 112.23 lakh SHGs

covering 13.8 crore households across India. During the year 2020-21 the number of SHGs increased by 9.80 lakh with a corresponding increase in the savings by ` 11325.56 crore. The savings outstanding of SHG with Banks as on 31 March 2021 has reached an all-time high of ` 37477.61 crore. During the year 2020-21 the banks have disbursed loans of ` 58070.68 crore.

1.11 Taking the learning of collateral free lending from the SHG concept, NABARD piloted and developed an eff ective credit product for landless laborers, share-croppers, tenant farmers & oral-lessees i.e. “Joint Liability Groups” (JLGs). This product facilitates hassle free credit which is of longer term; fulfilling seasonal needs of credit larger in quantum. The product however, relies on mutual guarantee of clients like small /marginal/tenant farmers, oral lessees and sharecroppers, micro-entrepreneurs, who have no conventional collateral to off er. It leverages on social collateral off ered by the members. Encouraged by NABARD’s 100 percent refinance support to banks, the Scheme has also recorded an impressive growth during 2020-21 with 41.27 lakh JLGs receiving financial assistance to the tune of ` 58311.78 crore from various banks. Under the Scheme NABARD has sanctioned a cumulative grant assistance of ` 219.73 crore to Joint Liability Groups Promoting Institutions (JLPIs) for promoting 11.69 lakh JLGs across the country and enabling flow of collateral free loan to tenant/ landless farmers. As on 31 March 2021, under the business model of JLG promotion and financing, NABARD has so far entered into 72 MoUs in 23 States; comprising 49 MoUs with RRBs, 19 with Commercial Banks, 2 with Cooperative Banks and 2 with NABFINS. Under this scheme, NABARD provides grant assistance to Banks for using corporate BC/ NGO- as JLGPIs and for capacity building to create a pool of trainers out of bank staff for formation, nurturing and financing of new JLGs.


1.12 The MFIs emerged in India in the late 1980s in response to the gap in availability of banking service for the unserved and underserved in rural population. These institutions operating in the country follow a variety of credit methodologies. The work of MFIs commenced around the same time as the SHG-Bank Linkage Programme was evolving. Many of them were inspired by the Grameen Bank in Bangladesh and the innovations taking place in Latin America. Voluntary agencies and Non-Governmental Organisations (NGOs) undertook financial intermediation as a part of larger social good. Majority of these NGOs were registered as Trusts or Societies. Many NGOs have also helped SHGs to organise themselves into Federations and these Federations were performing non-financial functions like social and capacity building activities, promotion of SHGs, facilitating training of SHGs as well as undertaking internal audit.

1.13 In the initial years of setting up of MFIs in their NGO-MFI form, NABARD assisted them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number of MFIs with quasi-equity and subordinated debt instruments from Micro Finance Development and Equity Fund (MFDEF). Similarly, SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro Credit (SFMC) in 1999. The India Microfinance Equity Fund (IMEF) later supported MFIs, especially the medium and smaller ones with equity and quasi-equity. The Micro Units Development & Refinance Agency Ltd (MUDRA), a NBFC set up by the GoI in 2015 with focus on microenterprises, extends financial supports to MFIs for on-lending to individuals/groups/JLGs/SHGs for creation of qualifying assets as per RBI guidelines towards setting up/running micro-enterprises as per MSMED act and non-farm income generating activities.

1.14 There are around 184 MFIs (including NBFC-MFIs) operating in India in various forms - trusts, societies, cooperatives, Section 25 companies and Non-Banking Financial Companies (NBFCs).

1.15 The MFI industry has shown an equally promising growth. As per Sa-Dhan, as on 31 March 2021, the microfinance industry has a total loan portfolio of ` 2,47,839 crore with a year on year growth of 17%. The share of the various players in overall portfolio outstanding indicate that the Banks’ share was highest amounting to ` 110122 crore (44%), NBFC-MFIs ` 79115 crore (32%), Small Finance Banks ` 37724 crore (15%), NBFCs ̀ 18765 crore (8%) and Non-profit MFIs ` 2113 crore (1%).

1.16 A detailed review of the microfinance sector is undertaken in Chapter 2. The initiatives of NABARD for the microfinance sector are discussed in Chapter 3. Success stories are presented in Chapter 4. Findings of studies commissioned by NABARD and seminars and conferences are detailed in Chapters 5 and 6 respectively. The agenda for 2021-22 is discussed in Chapter 7.

The search for delivering financial services to the rural poor in a sustainable manner led to two distinct approaches for extending micro finance in India, the bank led approach called Self Help Group – Bank Linkage Programme (SHG-BLP), and the Micro Finance Institution led approach. The first part of the chapter reviews the progress made in the SHG-Bank linkage programme and the second part focuses on performance of the MFIs.

Review of The Microfi nance Sector2

Part I: The SHG-Bank Linkage Programme2.1 Progress of SHG Bank Linkage ProgrammeThe SHG-BLP programme has indeed become an example of success of a microfinance programme globally with an outreach to 13.87 crore families, providing social, economic and financial empowerment to the rural poor, especially women. The year wise progress (2018-19 to 2020-21) in savings and credit linkage of SHGs under the SHG-BLP is enumerated in Table 2.1 and depicted in Figure 2.1 which gives an account of savings, credit disbursement and credit outstanding of total SHGs including those under NRLM and NULM.

Figure 2.1: Progress of SHG BLP (2018-19 to 2020-21)

120

100

80

60

40

20

0

No. of SHGs with Savings Linkage

No. of SHGs availed loans during the year

No. of SHGs a with Loan Outstanding

Amount of LoanDisbursed during the year

Amount of LoanOutstanding

Amount of Savings Outstanding

2018-19 100.14 23.32 26.98 58.32 50.77 87.12019-20 102.43 26.16 31.46 77.66 56.77 108.082020-21 112.23 37.48 28.87 58.07 57.8 103.29

2018-19 100.14 23.32 26.98 58.32 50.77 87.12019-20 102.43 26.16 31.46 77.66 56.77 108.082020-21 112.23 37.48 28.87 58.07 57.8 103.29


19REVIEW OF THE MICROFINANCE SECTOR

Table 2.1: Progress under SHG-Bank Linkage Programme (2018-19 to 2020-21)(Number in lakh/` in crore)

Particulars 2018-19 2019-20 2020-21

No. of SHGs Amount No. of SHGs Amount No. of SHGs Amount

SHG Savings with Banks as on

31 March 2021

Total SHG Nos. 100.14 (14.52%)

23324.48 (19.05%)

102.43 (2.29%)

26152.05 (12.12%)

112.23 (9.57%)

37477.61 (43.31%)

All women SHGs 85.31 (15.44%)

20473.55 (17.01%)

88.32 (3.53%)

23320.55 (13.91%)

97.25 (10.11%)

32686.08 (40.16%)

Percentage of Women 85.19 87.78 86.22 89.17 86.65 87.21

Of which NRLM/SGSY 55.8 (33.37%)

12867.18 (23.32%)

57.89 (3.75%)

14312.7 (11.23%) 64.78 (11.9%) 19353.7

(35.22%)

% of NRLM/SGSY Groups to Total 55.72 55.17 56.52 54.73 57.72 51.64

Of which NULM/SJSRY 4.39 (3.29%) 1614.42 (19.52%) 4.69 (6.83%) 1523.57

(-5.63%) 5.29

(12.79%)1954.09 (28.26%)

% of NULM/SJSRY Groups to Total 4.38 6.92 4.58 5.83 4.71 5.21

Loans Disbursed to SHGs during

the year

Total No. of SHGs extended loans 26.98 (19.33%)

58317.63 (23.59%)

31.46 (16.60%)

77659.35 (33.17%)

28.87 (-8.23%)

58070.68 (-25.22%)

All women SHGs 23.65 (13.98%)

53254.04 (19.51%)

28.84 (21.95%)

73297.56 (37.64%)

25.9 (-10.19%)

54423.13 (-25.75%)

Percentage of Women Groups 87.66 91.32 91.67 94.38 89.71 93.72


33398.93 (33.30%)

20.49 (24.26%)

52183.73 (56.24%)

15.84 (-22.69%)

29643.04 (-43.19%)


Of which NULM/SJSRY 1.29 (21.70%)

3419.58 (41.07%)

1.59 (23.26%)

3406.22 (-0.39%)

1.13 (-28.93%)

2112.04 (-37.99%)


Loans Outstanding

against SHGs as on

31 March 2021

Total No. of SHGs linked 50.77 (1.14%)

87098.15 (15.21%)

56.77 (11.82%)

108075.07 (24.08%) 57.8 (1.81%) 103289.71

(-4.43%)

No. of all Women SHGs linked 44.61 (-1.93%)

79231.98 (12.54%)

51.12 (14.59%)

100620.71 (27.00%) 53.11 (3.89%) 96596.6

(-4%)

Percentage of Women SHGs 87.87 90.97 90.05 93.10 91.89 93.52


54320.91 (42.11%)

36.89 (12.30%)

67717.07 (24.66%)

33.78 (-8.43%)

57336.62 (-15.33%)


Of which NULM/SJSRY 2.25 (-22.41%)

4110.73 (-23.17%)

2.67 (18.67%)

5466.87 (32.99%)

2.23 (-16.48%)

4056.45 (-25.8%)


Figures in parenthesis indicate increase / decrease over the previous year


2.2 Progress of Savings Linkage of SHGs with Banks (2018-19 to 2020-21)As savings grow, the eligibility of SHGs for loans from banks/FIs augment and thus business investment potential increases. Table 2.2 and Figure 2.2 provide region-wise performance of savings linkage of SHGs in terms of absolute numbers and percentage share.

During 2020-21, banks have reported an addition of 9.8 lakh savings linked SHGs at all India level registering a growth of 9.5 per cent compared to 2.3 in 2019-20.Region-wise comparative data reveals that in terms of number of SHGs savings linked with banks, positive growth was registered across all regions during 2020-21. Among the regions, Central region registered the highest growth of

19%, whereas the Western Region registered the lowest growth of 5%. Six States/UTs viz., Uttarakhand, Nagaland, Chandigarh, New Delhi, Karnataka, Daman & Diu, registered a negative growth. As many as 19 States/UTs viz., Chhattisgarh, Madhya Pradesh, Andaman & Nicobar, Bihar, Odisha, Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Tripura, Haryana, Jammu & Kashmir, Punjab, Andhra Pradesh, Lakshadweep, Puducherry, Telangana and Gujarat registered growth rates higher than the All India average. The decline in savings accounts of SHGs in the six States is mainly due to data sanitization, closure of dormant accounts and reporting errors etc.

In terms of savings amount, the Northern Region had the highest growth of 193%, followed by the Western Region (85%), North Eastern Region (73%), Southern Region (45%), Central Region (24%) and the lowest growth of 17% was registered by the Eastern Region.

Table 2.2: Region-wise progress of Savings Linked SHGs with Banks (2018-19 to 2020-21)(Amount in ` Lakh)

Sr. No. Regions

2018-19 2019-20 2020-21No. of SHGs Savings- Amount No. of SHGs Savings- Amount No. of SHGs Savings - Amount

1 Northern Region 5,48,624 62,453 5,77,122 59,550 6,09,808 1,74,3452 North Eastern Region 5,23,469 40,407 5,56,899 48,141 6,33,714 83,1263 Eastern Region 26,54,358 6,01,155 28,11,130 6,64,333 31,22,424 7,74,9124 Central Region 10,62,759 1,33,230 11,35,083 1,71,217 13,45,575 2,11,8705 Western Region 13,88,615 2,05,275 14,73,853 2,01,880 15,50,176 3,74,0236 Southern Region 38,36,418 12,89,928 36,89,236 14,70,085 39,61,703 21,29,485

Total 1,00,14,243 23,32,448 1,02,43,323 26,15,205 1,12,23,400 37,47,761

Figure 2.2: Regional Distribution of Savings linked SHGs (% share)454035302520151050

Northern Region Eastern Region Western RegionCentral Region Southern RegionNorthern Eastern Region

2018-19 5.48 5.23 26.51 10.61 13.87 38.312019-20 5.63 5.44 27.44 11.08 14.39 36.022020-21 5.43 5.65 27.82 11.99 13.81 35.30


As depicted in Figure 2.2, in terms of percentage share of savings linked SHGs, the share of Southern Region is highest at 35.3%, however it is a decline of 0.7% when compared to 2019-20. The Eastern Region continues to have the second highest share (27.8%) and there is a very small increase over the previous year (27.4%). The Western region is at the third place, with a share of 13.8% in 2020-21, however there is a marginal decline from the previous year (14.4%). The State wise details of number of SHGs is given in Statement IIA.

2 .3 Savings Outstanding with SHGs Cumulative savings with SHG reveals its strength, exhibits thrift discipline which is important to meet emergency or life cycle needs of the members. Savings is a key leverage factor while accessing bank loan or loan from any Financial Institution. The savings outstanding of SHGs as on 31 March 2021 increased from ` 26152.05 crore to an all-time high of ̀ 37477.61 crore, registering a significant growth of 43% over the year 2019-20, with all regions registering a positive growth. Among the States/UTs, barring Arunachal Pradesh, Nagaland, Chandigarh, Daman & Diu and Goa, all other States/ UTs registered a positive growth with 10 States/UTs viz., Chhattisgarh, Assam, Meghalaya, Tripura, Punjab, Andhra Pradesh, Puducherry, Dadra Nagar Haveli,

Fig 2.3: Region Wise Average Savings Per SHG (`)

60,00050,00040,00030,00020,00010,000

0Northern Region Eastern Region Western RegionCentral Region Southern Region AverageNorthern

Eastern Region

2018-19 11,384 7,719 22,648 12,536 14,783 33,632 23,2912019-20 10,318 8,644 23,632 15,084 13,697 39,848 25,5312020-21 28,590 13,117 24,818 15,746 24,128 53,752 33,392

Lakshadweep and Maharashtra registering growth rates higher than the national average.

Region wise average savings per SHG is given in Figure 2.3. The average saving has augmented by 31% from ` 25531 in 2019-20 to ` 33392 in 2020-21. Region wise data reveals that the average savings has increased for all the regions, more significantly for the Northern Region by 177% from ` 10381 to ` 28590, followed by Western Region (76%) and North Eastern Region (52%). Southern Region and North Eastern Region continue to have the highest and lowest average savings per SHG respectively. Among the States/UTs, Punjab had the highest savings outstanding of ` 2 lakh per SHG. The State wise outstanding position is given in Statement IIC.

2.4 Credit disbursement by BanksThe comparative details of bank loans disbursed to SHGs for the three financial years (2018-19 to 2020-21) are given in Table 2.3. A total of ` 58070.68 crore was disbursed by banks to 28.87 lakh SHGs during the year 2020-21 as against ` 77659.34 crore to 31.46 lakh SHGs during 2019-20. This resulted in a negative growth of 8.22% and 25.22% in respect of loans disbursed to SHGs and the amount disbursed respectively. The highest disbursement during 2020-21 was in the


Southern Region amounting to ` 37860.63 crore to 13.37 lakh SHGs, whereas the lowest disbursement was in the Northern Region (` 940.45 crore to 0.68 lakh SHGs). Compared to the previous year, there was a decline in the credit disbursement in the Southern (-31%) and Eastern (-16.67%) Regions, whereas the Northern, North Eastern and Central regions witnessed an increase in the credit disbursement. Among the States, major States such as Chhattisgarh, West Bengal, Himachal Pradesh, Jammu and Kashmir, Andhra Pradesh, Karnataka and Maharashtra registered a sharp decline, which may be attributed to the impact of the pandemic.

Table 2.3: Region-wise Status of Bank Loan Disbursed to SHGs during 2018-19 to 2020-21

(Total loan disbursed in ` Lakh/ Average loan disbursed in ` per SHG)

Region

2018-19 2019-20 2020-21

No. of SHGs

TotalLoans

Disbursed

Average Loan

Disbursed

No. of SHGs

TotalLoans

Disbursed

AverageLoan

Disbursed

No. of SHGs

TotalLoans

Disbursed

AverageLoan

DisbursedNorthern 55,922 62,664 1,12,056 62,905 84,694 1,34,637 67,658 94,045 1,39,001North Eastern 27,086 29,001 1,07,070 37,807 57,893 1,53,128 68,116 1,03,651 1,52,168Eastern 9,09,375 11,97,079 1,31,638 11,23,517 17,85,075 1,58,883 11,24,578 14,87,551 1,32,276Central 85,135 72,199 84,805 1,11,074 1,04,249 93,856 1,28,617 1,05,428 81,971Western 1,46,674 1,84,565 1,25,833 1,74,218 2,49,327 1,43,112 1,61,159 2,30,331 1,42,921Southern 14,74,208 42,86,256 2,90,750 16,36,481 54,84,696 3,35,152 13,37,266 37,86,063 2,83,120Total 26,98,400 58,31,763 2,16,119 31,46,002 77,65,935 2,46,851 28,87,394 58,07,068 2,01,118

Figure 2.4 provides a comparative analysis of Region wise credit linkage of SHGs during the last three years (2018-19 to 2020-21). The statistics reveal that during 2019-20 there was a sharp increase and in 2020-21 the credit linkage returned to 2018-19 levels. This is probably on account of the impact of COVID lockdown. Except for the Northern and the North Eastern Region, all other Regions have shown a decline in the percentage of credit linked SHGs. During the year 2020-21, despite a reduction of 4%, the Eastern region has surpassed the Southern region in the percentage of SHGs credit linked, but this is due to a decline of 10.6% in the latter. The proportion of credit linked SHGs in the Northern, North Eastern, Central and Western Region remained below 12%.

Fig 2.4: Region-wise Credit Linkage of SHGs (%):- 2018-19 to 2020-21

50454035302520151050

Northern Region Eastern Region Western RegionCentral Region Southern Region All IndiaNorthern Eastern Region

2018-19 10.19 5.17 34.26 8.01 10.56 38.43 23,2912019-20 10.90 6.79 39.97 9.79 11.82 44.36 25,5312020-21 11.09 10.75 36.02 9.56 10.40 33.75 33,392


Table 2.4: Region wise no. of SHGs having Loan Outstanding (as on 31 March 2021)

Fig 2.5: Region wise Average Loan disbursed from 2018-19 to 2020-21

4,00,0003,50,0003,00,0002,50,0002,00,0001,50,0001,00,000

50,0000


2018-19 1,12,056 1,07,070 34.26 8.01 10.56 38.43 23,2912019-20 1,34,637 1,53,128 39.97 9.79 11.82 44.36 25,5312020-21 1,39,001 1,52,168 36.02 9.56 10.40 33.75 33,392

Sr. No. Regions Total no of SHG

No. of SHGs having loan O/s SHGs having loan O/s (%) % Share of distribution

1 Northern Region 6,09,808 1,43,275 23.50 2.482 North Eastern Region 6,33,714 1,64,421 25.95 2.843 Eastern Region 31,22,424 22,52,039 72.12 38.964 Central Region 13,45,575 3,68,271 27.37 6.375 Western Region 15,50,176 3,12,913 20.19 5.416 Southern Region 39,61,703 25,39,325 64.10 43.93

Total 1,12,23,400 57,80,244 51.50 100.00

Figure 2.4 provides a comparative analysis of Region wise credit linkage of SHGs during the last three years (2018-19 to 2020-21). The statistics reveal that during 2019-20 there was a sharp increase and in 2020-21 the credit linkage returned to 2018-19 levels. This is probably on account of the impact of COVID lockdown. Except for the Northern and the North Eastern Region, all other Regions have shown a decline in the percentage of credit linked SHGs. During the year 2020-21, despite a reduction of 4%, the Eastern region has surpassed the Southern region in the percentage of SHGs credit linked, but this is due to a decline of 10.6% in the latter. The proportion of credit linked SHGs in the Northern, North Eastern, Central and Western Region remained below 12%.

As shown in Table 2.3 and also depicted in Figure 2.5, the average loan size per SHG

during 2020-21 (` 201118) reduced by ` 45733 compared to 2019-20 (` 246851). Except for the Northern Region, average loan size per SHG has reduced for all other regions. Region wise comparison for 2020-21 reveal that the average loan size is highest in the Southern region, followed by North Eastern Region and Western Region.

Among the States/ UTs, 9 States viz., Madhya Pradesh, Uttarakhand, Jharkhand, Manipur, Meghalaya, Haryana, Himachal Pradesh, Jammu and Kashmir and Punjab registered increase in the average loan size, 3 States viz., Assam, Mizoram and Rajasthan maintained status-quo, while the remaining States registered lower average loan disbursements. The decline was substantial in Andhra Pradesh, Kerala, Tamil Nadu, Telangana and Gujarat which had a significant impact on the aggregate average loan size.


Fig 2.6: Region-wise Distribution of SHGs with o/s Bank Loan as on 31 March 2021

120

100

80

60

40

20

0Northern Region Eastern Region Western RegionCentral Region Southern Region TotalNorthern

Eastern Region 23.50 25.95 72.12 27.37 20.19 64.10 51.50

2.48 2.84 38.96 6.37 5.41 43.93 100.00

SHGs having loan O/s (%) (%) Share of distribution


Fig 2.7: State wise SHGs with bank loans outstanding as on 31 March 2021 (%)

Credit Linkage of SHG2020-21

2.5 Credit OutstandingAs on 31 March 2021 a total of 57.80 lakh SHGs credit linked with banks have loans outstanding of ` 103289.71 crore. Region wise SHGs having loans outstanding and their percentage share in overall loans outstanding as on 31 March 2021 is given in Table 2.4 and Figure 2.6 respectively. As on 31 March 2021, out of the 112.23 lakh SHGs under the SHG-BLP, 51.50% were credit linked to banks. The Eastern Region has the highest share in the number of SHGs having loans outstanding with banks, at 72.12% followed by the Southern Region (64.10%). Further, it can be seen from Table 2.4 that the performance of other regions compared to the top two regions is very low. In terms of % share of SHGs with loans outstanding as on 31 March 2021, the Region wise data reveals that the Southern Region (43.93%) and Eastern Region (38.96%) have the major share whereas the Northern (2.48%) and North Eastern Region (2.84%) are lagging far behind.

Figure 2.7 depicts State wise percentage of SHGs with bank loan outstanding as on 31 March 2021. Overall, out of 112.23 lakh savings linked SHGs, 51.5% i.e. 57.80 lakh SHGs have loans outstanding with banks. Eight States are having credit linkage percentage above the All India average. Bihar is leading with 85.7% of its SHGs with loans outstanding, followed by West Bengal (85.6%) and Telangana (79.6%). The top performing States are mainly from Northern, Eastern and Southern Regions with the Southern States dominating the list. The state-wise position of bank loans outstanding with SHGs as on 31 March 2021 is given in Statement II C.

Figure 2.8 depicts comparative data on State wise average loan outstanding per SHG as on 31 March 2020 and 31 March 2021. The average loan size as on 31 March 2021 has decreased in 25 states compared to the position as on 31 March 2020. The decrease is highest in Punjab (68%), followed by New Delhi (57%) and Chandigarh (56%). Dadra Nagar Haveli (51%), Sikkim (28%) and Tripura (22%) are top three states in terms of growth in average loan size compared to the outstanding as at the end of

85.70

85.59

79.64

75.75

72.10

69.12

57.35

55.21

51.50

49.08

49.01

46.85

43.64

30.14

29.48

28.…

27.19

26.63

25.55

24.82

23.50

22.16

22.17

21.93

20.12

17.30

15.22

14.84

14.59

13.75

13.60

8.21

7.52

6.03

4.78

1.78

0 10 20 30 40 50 60 70 80 90

Bihar

West Bengal

Telangana

Puducherry

Kerala

Andhra Pradesh

Jammu and Kashmir

Karnataka

All India

Jharkhand

Tamil Nadu

Odisha

Tripura

Madhya Pradesh

Uttar Pradesh

Haryana

Uttarakhand

Mizoram

Assam

Manipur

Rajasthan

Chhattisgarh

Himachal Pradesh

Maharashtra

Goa

Sikkim

Andaman & Nicobar

Punjab

Meghalaya

Gujarat

Nagaland

Arunachal Pradesh

D and N HAVELI UT

Chandigarh

New Delhi

LAKSHADWEEP UT


Table 2.5: Region-wise NPA Level during 2019-20 and 2020-21

Sr. No

2019-20 2020-21Amount of Gross

NPAs (` Lakh)NPA as %to Loan o/s

Amount of GrossNPAs (` Lakh)

NPA as %to Loan o/s

1 Northern Region 21,206.67 17.35 17,133.33 13.932 NE Region 26,914.18 26.08 28,366.44 20.073 Eastern Region 1,01,495.28 4.46 1,15,888.80 4.474 Central Region 56,612.66 25.15 52,551.46 20.835 Western Region 33,564.66 11.07 32,917.18 10.016 Southern Region 2,92,376.97 3.76 2,42,064.13 3.52

All India 5,32,170.42 4.92 4,88,921.34 4.73

050,000

1,00,0001,50,0002,00,0002,50,0003,00,0003,50,0004,00,000

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2019-20 Average loan per SHG(₹) 2020-21 Average loan per SHG(₹)

Fig 2.8: State-wise Average Loan O/s per SHG as on 31 March 2020 & 2021

2019-20 Average loan per SHG (`) 2020-21 Average loan per SHG (`)

previous year. Andhra Pradesh, Telangana and Karnataka are the top three states in average loan outstanding per SHG.

2.6 NPAs in SHG-BLPNPAs under bank loans to SHGs as on 31 March 2021 were 4.73 per cent as compared to 4.92 per cent as on 31 March 2020 (Table 2.5 & Figure 2.9). The decrease in NPAs is also seen across Regions except the Eastern Region, where it has very marginally gone up. The absolute level of NPAs has also declined from ` 5321.70 crore in 2019-20 to ` 4889.21 crore in 2020-21, which is a welcome change from the last year. This trend is also seen in Regions except North Eastern and Eastern Region.

As regards NPAs at Regional level, only the Eastern and Southern Region have NPA levels below the All India level. As these two regions are having the maximum share of SHG loan disbursement and loans outstanding, any change in the NPA levels in these two regions has major impact on the All India position. The State wise NPAs under SHG BLP are depicted in the Figure 2.10 . Out of total 35 States & UTs reporting data, 26 showed decline in NPA levels and thus improvement in portfolio quality. The state and bank wise status of NPAs in bank loans is given in Statement VI.


Fig 2.9 Region wise NPA as % to Loan O/s (2019-20 to 2020-21)

35302520151050


2018-19 20.74 33.08 5.19 30.59 12.39 3.53 5.192019-20 17.35 26.08 4.46 25.15 11.07 3.76 4.922020-21 13.93 20.07 4.47 20.83 10.01 3.52 4.73

Fig 2.10: State wise NPA as % to total Loan Outstanding

010203040506070

Chha

ttisg

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Mad

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Prad

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Utta

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and

Utta

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Anda

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& N

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Arun

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Chan

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ryan

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Mah

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All I

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NPA as % to Loan OS as on 31 March, 2020 NPA as % to Loan OS as on 31 March, 2021NPA as % to Loan OS as on 31 March, 2020 NPA as % to Loan OS as on 31 March, 2021

2.7 Agency wise distribution of SHG Bank Linkage ProgrammeCommercial Banks, RRBs and Cooperative Banks play a pivotal role in strengthening the SHG-BLP through provision of savings and credit services. The Agency-wise status of SHG-BLP is given in Table 2.6. As on 31 March 2021, the Commercial banks through their vast network of banking operations have done exceedingly well, with over 61.28 lakh SHGs having saving accounts with them. Thus, in terms of number of SHGs saving with

Banks, the Commercial Banks lead with 54.6% share, followed by the RRBs at 32.05% (35.97 lakh SHGs) and the Cooperative Banks at 13.35% (14.98 lakh SHGs). Bank wise details of savings outstanding as on 31 March 2021 is given as Statement IA. The Commercial Banks also have a major share in disbursements and loans outstanding to SHGs. Bank wise details of loans disbursed to SHGs and loans outstanding against SHGs is given in Statement IB and IC respectively.


Table 2.6: Agency-wise status of SHG-BLP in 2020-21

Category of Agency

Total Savings of SHGs with

Banks as on 31 March, 2021

Loans disbursed to SHGs by Banks during

2020-21

Total Outstanding Bank Loans against SHGs as on

31 March, 2021

NPAs as on 31 March, 2021

No. of SHGs

Savings Amount

No. of SHGs

Loans Disbursed

No. of SHGs

Loan Outstanding

Amount of Gross NPA

NPA (%)

Commercial Banks 61,28,387 22,59,633 14,57,333 27,95,251 32,18,302 59,78,570 3,03,386 5.07% Share 54.60 60.29 50.47 48.14 55.68 57.88 62.05Regional Rural Banks 35,96,731 9,51,168 11,84,775 24,49,430 20,32,734 35,92,322 1,43,460 3.99

% Share 32.05 25.38 41.03 42.18 35.17 34.78 29.34Cooperative Banks 14,98,282 5,36,960 2,45,286 5,62,387 5,29,208 7,58,079 42,075 5.55% Share 13.35 14.33 8.50 9.68 9.16 7.34 8.61Total 1,12,23,400 37,47,761 28,87,394 58,07,068 57,80,244 1,03,28,971 4,88,921 4.73

(Amount in ` Lakh)

As given in Table 2.7, average savings of SHGs with Banks has increased for all the Agencies, the increase is particularly significant for the Cooperative Banks (102%). The average savings have gone up from ` 25531 to ` 33392. The average loans disbursed to SHGs have decreased by 19%, mainly due to a decrease of 29% for Commercial Banks. The average

Table 2.7: Agency-wise Average savings, Loan Disbursement and Loan Outstanding (per SHG) for 2019-20 & 2020-21

Category of Agency

Average Savings of SHGs with Banks

Average Loans disbursed to SHGs by Banks

Average Outstanding Bank Loans against SHGs

2020-21 2019-20 Change (%) 2020-21 2019-20 Change

(%) 2020-21 2019-20 Change (%)

Commercial Banks 36,872 28,613 28.86 1,91,806 2,69,646 -28.87 1,85,768 2,16,156 -14.06Regional Rural Banks 26,445 23,947 10.43 2,06,742 2,21,539 -6.68 1,76,724 1,63,966 7.78

Cooperative Banks 35,838 17,767 101.71 2,29,278 1,95,094 17.52 1,43,248 1,22,622 16.82Total 33,392 25,531 30.79 2,01,118 2,46,851 -18.53 1,78,694 1,90,371 -6.13

loans disbursed by RRBs have decreased by 7%, whereas, there is an increase of 18% in the same for Co-operative banks. The average loans outstanding per SHG have decreased for Commercial Banks, whereas there is an increase in case of RRBs and Co-operative Banks. Bank wise loans outstanding to SHGs is given in Statement IC.

2 .8 NPA position in SHG-BLP: Agency wiseAs against the total loans outstanding of `103289.71 crore under SHG-BLP for all Banks as on 31 March 2021, the NPAs are at 4.73%. There was a marginal increase in the NPAs of Commercial Banks, whereas the NPAs have reduced for both RRBs and Co-operative Banks. Three year comparative NPA position of the Agencies is depicted in Figure 2.11. The overall NPA for the Banks has decreased from 4.92 % of loans outstanding as on 31 March 2020 to 4.73% as on 31 March 2021, a reduction of 19 bps.

Fig 2.11: NPA Position of Banks (SHG-BLP) during 2018-19 to 2020-21 (%)

876543210

Northern Region Eastern Region Central RegionNorthern Eastern Region

2018-19 5.21 4.87 6.69 5.19 2019-20 5.06 4.37 5.99 4.92 2020-21 5.07 3.99 5.55 4.73


Part II: Review of the operations of MFIsMicrofinance industry in India is diverse with several types of players delivering financial services – credit, insurance and pension- to the low income households. These include NGO-MFIs operating as societies, trusts, section 8 Companies, co-operatives (including banks), public and private sector banks, NBFCs, NBFC-MFIs and more recent inclusion being SFBs. Their legal and operating environment diff ers and hence, over the years, regulation has become a vital topic for the microfinance industry. With the banks, NBFC-MFIs and now SFBs engaged in micro finance delivery, RBI has stepped in with a number of policy directives to bring in uniformity and standards in the operating structure and retail service processes for enhancing transparency and customer protection. In recent years, the focus on technology and digitization of processes by MFIs has helped to streamline operations, reduce costs and turnaround time for customer servicing.

The microfinance related Master Circulars by RBI since 2011 have defined the do's and don’ts for the MFIs and brought in stricter forms of compliances. The definition of qualifying assets has helped standardise targeted outreach in terms of income qualification, loan size, loan exclusions, interest rate regulation and so on. The loan provisioning norms are directed towards maintaining asset quality and hence promoting prudent practices. Microfinance works with underserved population who have poor livelihood means, low education and very new to engage in financial and banking transactions. Therefore, the Fair Practices Code directs the various RBI regulated entities to adhere to a series of customer/consumer protection norms to bring in complete fairness and transparency in terms of customer on-boarding, engagement and grievance redressal. Covid-19 pandemic has impacted all players, thus in March 2020, RBI had issued policy direction to provide a three month moratorium to microfinance clients and as the pandemic aff ected repayments from clients to MFIs, RBI also issued guidelines for loan loss provisioning.

RBI approved MFIN and Sa-Dhan as Self-regulatory organisations for the microfinance industry. The role of Self-regulatory organisations (SROs) has enabled a number of new initiatives that are directed towards bringing in common operating rules, creating level playing field for all types of operators, transparency in lending practices, customer grievance redressal and protection. The Code of Conduct and the Code for Responsible Lending are the two important initiatives that all the member players agree to and this has systematised the eff ort for self-regulation by following a common set of guidelines and principles. Hotlines have been set up to receive pan India customer feedback and through a systematically outlined process, the SROs provide feedback to the various organisations for addressing concerns and ensure continuous improvement for meeting the responsible lending principles.

The SROs also play a crucial role in providing industry updates to RBI and various key Government institutions and thus contribute to policy level initiatives. Submission of weekly information on portfolio by microfinance players to the CICs is another policy step that has enabled them to work on the principles of responsible lending, take informed lending decisions. The SROs monitor this process stringently and use the pan India data to generate well analysed meaningful information for the industry. A credit bureau report is also a useful tool to educate customers and promote a healthy credit profile for them.

2.9 Progress of MFI operations during 2020-21The various microfinance industry players are broadly categorized into five types: NBFC-MFIs, Banks, SFBs, NBFCs and Non-profit MFIs. All of these, except the Non-profit MFIs, are regulated by RBI. The Non-profit MFIs are mostly registered as Societies or Trusts, and are regulated by the respective Acts. As given in Table 2.8, compared to 2019-20 (141 lenders) there were 209 lenders during 2020-21 which included 87 NBFC-MFIs, 58 NBFCs, 39 Non-profit MFIs, 17 Banks and 8 SFBs. The


total industry loan outstanding as on 31 March 2021 is estimated at ` 247839 crores with 1028 lakh active borrowers, an overall growth of 17% and 12% respectively over the previous financial year. In 2020-21 the SFBs and NBFCs have registered a negative growth in active loans and outstanding portfolio.

Industry highlights on loan portfolio are given in Table 2.9. The detailed data is in Statement XIII. The overall performance figures indicate that the Covid-19 pandemic has impacted business for all the players during 2020-21. However, the performance of Banks has improved in terms of loans outstanding from ` 81001 crore in 2019-20 to ` 110122 crore in 2020-21. The loans outstanding of NBFCs also showed a marginal positive growth with a slight decline in the no. of active loans. Non-profit MFIs registered a growth in both no. of active loans and loans outstanding.1

The industry has disbursed a total of 553 lakh loans during the year 2020-21, which is lower compared with 735 lakh loans disbursed during the year 2019-20 with loan amount of ` 200081 crore for 2020-21 and ` 254754 crore for 2019-20. Banks have the largest share of

1. For the category NBFC it is important to note that as per RBI qualifying asset norms for micro credit an NBFC cannot have more

than 10% of loan portfolio as qualifying asset. Hence, NBFCs operate with this norm.

50% in amount of loans disbursed and 50% in number of loans disbursed during the year 2020-21. NBFC-MFIs had disbursed loans amounting to ` 79416 crore in 2019-20, which has come down to ` 59867 crore in 2020-21. Cumulatively, lending has come down by 25% in terms of active loan accounts and 21% in terms of amount of loan disbursed compared with the previous year. In terms of loans outstanding, the top 10 States in descending order are: Tamil Nadu, Karnataka, Bihar, Maharashtra, Madhya Pradesh, Uttar Pradesh, Odisha, West Bengal, Rajasthan and Kerala. For NBFC-MFIs, 84% of total active loans and loans outstanding portfolio is from these 10 States and for the NBFCs, the corresponding figure is 86%. For the Non-profit MFIs, 84% of active loans and 86% of loans outstanding portfolio is concentrated in these 10 States.

The average loan size per client/member has gone up for all the players. Overall, the average loan size has gone up by 7.9% from ` 36744 in the year 2019-20 to ` 39637 in 2020-21. For the Non-profit MFIs and NBFC-MFIs, the average loan size per member has gone up by 18.8% and 16.0% respectively.

Table 2.8: Type of Lenders and Loans Outstanding in Microfi nance sector

Type of Lender

2019-20 2020-21 Growth (%)No. of Active

Loans O/S Balances No. of Active Loans

O/S Balances No. of Active Loans O/S Balances

NBFC-MFI 356 72,110 359 79,115 0.9% 9.7%Banks 303 81,001 416 1,10,122 37.1% 36.0%SFB 168 38,986 163 37,724 -3.0% -3.2%NBFC 84 18,073 78 18,765 -6.7% 3.8%Non-profit MFI 8 1,679 11 2,113 42.8% 25.8%Total 919 2,11,849 1,028 2,47,839 11.8% 17.0%

(No. in lakh , amount ` crore)


Table 2.9: Microfi nance Industry Highlights(No. in lakh /Amount ` crore)

Source: Sa-Dhan

Particulars 2019-20 2020-21

No. Of Active Loans Numbers % share Numbers % shareTotal 919 1,028NBFC-MFI 356 39% 359 35%Banks 303 33% 416 40%SFB 168 18% 163 16%NBFC 84 9% 78 8%Non-profit MFI 8 1% 11 1%

Portfolio Outstanding Amount % share Amount % shareTotal 2,11,849 2,47,839NBFC-MFI 72,110 34% 79,115 32%Banks 81,001 38% 1,10,122 44%SFB 38,986 18% 37,724 15%NBFC 18,073 9% 18,765 8%Non-profit MFI 1,679 1% 2,113 1%

No. Of loans disbursed Numbers % share Numbers % shareTotal 735 553NBFC-MFI 276 38% 177 32%Banks 287 39% 275 50%SFB 114 16% 70 13%NBFC 49 7% 24 4%Non-profit MFI 8 1% 7 1%

Disbursement Amount % share Amount % shareTotal 2,54,754 2,00,081NBFC-MFI 79,416 31% 59,867 30%Banks 1,16,644 46% 1,03,799 52%SFB 38,807 15% 24,794 12%NBFC 17,510 7% 9,499 5%Non-profit MFI 2,377 1% 2,123 1%

Average loan size Amount (`) Amount (`)Total 36,744 39,637NBFC-MFI 30,375 35,223Banks 43,314 43,434SFB 34,606 36,993NBFC 37,619 41,306Non-profit MFI 26,970 32,031

2.10 NPAs status of MFIs as on 31 March 2020 and 2021It is evident that the microfinance customers/clients are facing challenges in terms of impact on their businesses, loss of jobs, reverse migration to villages and lack of new opportunities due to Covid-19. This, in turn, has impacted the micro credit lending business and recoveries as well. As can be seen from

Table 2.10 , on-time recoveries have declined and PAR figures have increased significantly across all ageing categories. As on 31 March 2021, the microfinance sector PAR 30 is at 9.12%, PAR 90 at 4.15% and PAR 180 at 6.70%.

Data for NBFC-MFIs indicates that while the MFIs started gaining some control over delinquencies post the first Covid wave, new delinquencies are increasing as indicated by


Table 2.10: NPA status of Lenders during last 2 years

Industry Highlights 2019-20 2020-21 % Change

PAR 30 (overall) 1.78% 9.12% 412%NBFC-MFI 1.80% 7.21% 301%Banks 1.62% 10.66% 558%SFB 1.57% 8.31% 429%NBFC 3.05% 10.57% 247%Non-profit MFI 0.22% 1.72% 682%PAR 90 (overall) 0.86% 4.15% 383%NBFC-MFI 0.98% 3.36% 243%Banks 0.70% 4.81% 587%SFB 0.66% 3.62% 448%NBFC 1.63% 5.04% 209%Non-profit MFI 0.11% 0.95% 764%PAR 180 (overall) 3.84% 6.70% 74%NBFC-MFI 2.17% 6.07% 180%Banks 2.31% 4.64% 101%SFB 10.22% 13.78% 35%NBFC 2.43% 5.53% 128%Non-profit MFI 3.00% 8.81% 194%

PAR 30 figures (7.21%) over PAR 90 figures (3.36%). A similar trend is seen for SFBs with PAR 30 at 8.31% and PAR 90 at 3.62%. For Banks the impact is more significant in PAR30 category (10.66%) and PAR 90 at 4.81%.

An overall comparison among all the operators indicates that the Non-profit MFIs showed highest impact on portfolio quality over the previous financial year. However, this data is not comparable, as there is a limitation in terms of data availability for this category in some States, as given in Statement-XIII. Another aspect to note about the delinquency parameters (available only for NBFC-MFIs) is that among the 10 States facing significant delinquency challenges, 5 are from North Eastern Region viz. Assam, Meghalaya, Arunachal Pradesh, Nagaland and Tripura and others from rest of the regions viz. Himachal Pradesh, West Bengal, Andaman & Nicobar, Kerala and Puducherry.

2.11 Progress under MFI/MFO-Bank Linkage ProgrammeThe NBFC-MFIs contribute significantly to the microfinance industry with ̀ 79,000 crore loan

portfolio and a client base of 359 lakh. The MFI sector aims to further deepen its outreach for providing sustainable financial services to the poor and vulnerable families pan India. In addition, the prudential norms and self-governing discipline followed by the MFIs has enabled them to access more liquidity from the banking sector, both public and private. Table 2.11 provides progress details of bank credit to MFIs. The data reveals that compared with 20,744 loans disbursed to MFIs by Banks in 2019-20 amounting to ` 20,875.97 crore, a total of 28,601 loans amounting to ` 15,322.33 crore were disbursed during the year 2020-21.

The total bank loan outstanding to MFIs as on 31 March 2021 is ` 24,494.04 crore in 61,259 loan accounts compared to ̀ 29,896.67 crore in 52,288 accounts as on 31 March 2020. In terms of disbursement, the loan accounts disbursed during the year have registered a 38% growth and loan amount decrease of 27%. In terms of loan outstanding, banks/FI loans to MFIs have registered a growth of 17% for loan accounts and a decrease of 18% for loan outstanding.

Agency wise details on bank loans to MFIs is given in Table 2.12. Commercial Banks disbursed ` 11204.83 crore during the year 2020-21 to the MFIs which is a decline of


40% compared with the previous year. The loan outstanding stood at ` 20732.51 crore in 11964 loan accounts, a 23% increase in terms of accounts and 22% decline in terms of outstanding amount. The decline may probably be on account of increasing PARs in respect of all lenders.

The RRBs disbursed ` 19.26 crore in 994 loans to MFIs during 2020-21 and loans outstanding of ` 37.65 crore in 3296 accounts. The RRBs showed positive growth in lending to MFIs with an increase of 15% in loan accounts

2. The discussion on percentage change for loans disbursed and loans outstanding, Agency wise, is based on reported data and may

be impacted in case of any delayed information by reporting Banks

and 7% in loan amount disbursed. The loans outstanding decreased by 11%. Disbursements by Co-operative Banks grew by 34% whereas loans outstanding grew by 50%.

SIDBI disbursed ` 2583 crore with a growth of 144% in terms of accounts and 136% in terms of loan amount, as compared to 2019-20. As on 31 March 2021 the loan outstanding stood at ` 1892.26 crore, a 7% decline from the previous financial year. In terms of accounts, the figure is at 78, registering a 39% increase2.

Table 2.11: Progress under MFI/MFO-Bank Linkage(Amount ` crore)

Particulars2018-19 2019-20 2020 -21

No. of accounts Amount No. ofaccounts Amount No. of

accounts Amount

Loans disbursed by banks/FIs to MFIs/ MFOs 8,750 26,852.08 20,744 20,875.97 28,601 15,322.33

Loans outstanding against MFIs/MFOs as on 31 March, 34,982 27,158.51 52,288 29,896.67 61,259 24,494.04

Source: Reporting Banks

Table 2.12: Loans to MFIs/MFOs by the Banks /Financial Institutions(Amount ` crore)

Financing Agency PeriodNo. of

Reporting Banks

Loans disbursed to MFIsduring the year

Loan outstanding against MFIs as on 31 March, 2021

No. of loan accounts Amount No. of loan

accounts Amount

Commercial Banks*2018-19# 32 427 25,218.35 1,585 24,471.752019-20# 31 3,622 18,636.13 9,756 26,602.632020-21# 23 5,742 11,204.83 11,964 20,732.51

Regional Rural Banks2018-19# 12 7 5.86 181 32.662019-20# 10 867 17.97 3,005 42.07

2020-21 10 994 19.26 3,296 37.65

Cooperative Banks2018-19# 21 8,296 722.87 33,132 938.232019-20# 23 16,239 1,128.88 39,471 1,219.17

2020-21 19 21,826 1,515.24 45,921 1,831.61

SIDBI2018-19 20 905.00 84 1,715.872019-20 16 1,093.00 56 2,032.792020-21 39 2,583.00 78 1,892.26

Total by all agencies2018-19 8,750 26,852.08 34,982 27,158.512019-20 20,744 20,875.97 52,288 29,896.672020-21 28,601 15,322.33 61,259 24,494.04

* Including SFB# Data revised on account of delayed receipt from some banks

Initiatives of NABARD for the Microfi nance Sector

3The concept of Self Help Groups is of immense importance in the realisation of our goal to take banking services to the doorsteps of the poor. They are especially useful for freeing the poor people from the clutches of moneylenders. I warmly compliment NABARD for overperformance in reaching the targets set for it. Last year, against a target of 10,000 Self-Help Groups, it covered 18,000. In the current year too. I am confi dent that it will surpass the enhanced target of covering 50,000 micro credit groups at the grassroots level. I wish NABARD all the best in realizing its internal target of one million Self-Help Groups in the next ten years. Experience has shown that a vast network of vibrant grassroots cooperative organizations is the surest guarantor of socio-economic empowerment of the poor and especially of poor women.

Excerpt from the speech delivered by the Hon’ble Prime Minister of India, Late Shri Atal Behari Vajpayee on the occasion of an Award Giving Ceremony for the best performing cooperative banks organised by the NABARD at New Delhi on 07 May 1999

The SHG-BLP programme has emerged as a powerful intervention for SHG promotion, women empowerment, financial services delivery and overall poverty alleviation through holistic financial inclusion. The programme has evolved through various phases and NABARD has initiated various interventions to strengthen the programme from time to time for providing access to a range of financial services to the financially excluded through

various products and delivery channels in a cost eff ective and sustainable manner. During the year 2020-21, NABARD continued with its role as the facilitator of microfinance initiatives in the country through sanction of grant assistance for SHG formation, nurturing and credit linking of SHGs with the banks, refinance support to Banks and MFIs. Further, capacity building of various stakeholders through training, exposure visits, seminars,

37


workshops, sanction of MEDP and LEDPs for promoting sustainable and holistic livelihood opportunities, commissioning of studies and so on.

3.1 Grant Support to Partner Agencies for Promotion and Nurturing of SHGsNABARD has been providing grant support to NGOs, Federations of SHGs, CBs, RRBs, NGO-MFIs, CCBs, PACS, Farmers’ Clubs, Individual Rural Volunteers (IRVs) and so on, for promotion, nurturing and credit linkage of SHGs with the banks. This support for SHG promotion activities has proved to be catalysts for the SHG-BLP programme. The commitment and eff orts of the Self Help Promoting Institutions (SHPIs) is underscored, the spectacular growth of the movement in all parts of the country is noteworthy and as a result we have 112.23 lakh SHGs that are savings linked to banks. The financial support extended by NABARD to various SHPIs till 31 March 2021 is indicated in Table 3.1.Cumulatively the grant support sanctioned is to the tune of ` 42635.85 lakh, out of which ` 17123.45 lakh has been released as on 31 March 2021. During 2020-21 a total of ` 867.46 lakh was sanctioned for promotion of 9849

Table 3.1: Grant Support to Partner Agencies (Amount ` Lakh)

Agency

Sanctions during 2020-21 Release during 2020-21 Cumulative Sanctions as on 31 Mar 2021

Cumulative Releases as on 31 Mar 2021

AmountNo. of

SHGs to be promoted

Amount No. of SHGs savings linked Amount

No. of SHGs to be promoted

AmountNo. of SHGs

savings linked

NGOs 654 6470 427.57 9811 38043.8 700652 15599 544497RRBs 0 0 0 0 1764.38 61656 666.9 55288Coop. Banks 0 0 23.15 534 1294.22 66782 609.33 59975IRVs 0 0 0 0 455.18 26350 78.25 12313Farmers Clubs 0.13 10 0.13 0 46.13 5138 20.45 4469PACS 41.2 800 42.94 1199 669.61 14925 95.57 3311SHG Federations 0 0 0 0 25.4 200 12.37 46NGOs – MFIs 172.13 2569 37.7 1126 337.13 5869 41.7 1126Total 867.46 9849 531.5 12670 42635.9 881572 17123 681025Women SHG Scheme (in 150 LWE affected and backward districts)Anchor NGOs NA NA 651.64 18 20438.1 204381 13943 129167

SHGs. As reveals from Table 3.1 , while there has been no new sanction for promotion of women SHGs in LWE aff ected and backward districts, however ` 651.64 lakh was released during the year from the previous sanctions. Agency wise, State wise details of grant assistance extended to partner agencies is given in Statements IX-A to IX-K .

Funding for the SHPIs/agencies were from ‘Financial Inclusion Fund’ and ‘Women Self Help Group Development Fund’ to support initiatives that are focused on mentoring, handholding, financial literacy and for various microfinance related activities such as formation and linkage of SHGs/JLGs through SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation, awareness, innovations and so on. As against ` 78.84 crore expended during the year 2019-20, an amount of ` 118 crore was expended during 2020-21 from these funds for the above mentioned activities, which was nearly 50% increase over the previous year.

3.2 Scheme for Promotion of Women SHGs in backward districts of IndiaThis is a targeted scheme which NABARD implements in association with the Department

39INITIATIVES OF NABARD FOR THE MICROFINANCE SECTOR

of Financial Services, Ministry of Finance, and Government of India. NABARD continued to implement the scheme for promotion and financing of Women Self Help Groups in 150 identified Left Wing Extremism (LWE) and backward districts of the country. As on 31 March 2021, 2.11 lakh WSHGs were promoted / savings linked and 1.29 lakh WSHGs were credit linked to banks. Further, during the year 2020-21 support has been extended for newly introduced activities like Gram-Dukan, funding of impact assessment studies, films, exposure visits, publications, exhibition, melas, promotion of tie–ups for marketing and so on. The detailed progress under the scheme as on 31 March 2021 is given in Statement X .

3.3 Promotion of JLGsUnder its JLG promotion support initiative NABARD extends grant support for formation and nurturing of JLGs to Banks and other JLG promoting institutions. For strengthening JLG financing, NABARD also extends (a) financial support for awareness creation and capacity building to all stakeholders of the programme and (b) Refinance support to those banks which finance JLGs.

In 2020-21 a total of 41.27 lakh JLGs were promoted as compared to 41.80 lakh JLGs promoted during 2019-20. Cumulative JLGs promoted figure is at 133.83 lakh JLGs as on 31 March 2021, a net growth of 45% over 2019-20. The Eastern States top the list with over 43.47

lakh JLGs organized cumulatively, Southern States follows closely with 39.35 lakh JLGs. During 2020-21, Southern States top the list with more than 12.73 lakh JLGs financed during the year followed by the Eastern States with 12.46 lakh JLGs financed.

As on 31 March 2021, the cumulative amount of loans disbursed to JLGs by banks stood at ` 213164.87 crore which had increased from ` 154853.09 crore as on 31 March 2020, registering a growth of 37.6%. Northern region with total disbursements at ` 20855 crore had registered the highest growth at 51%, followed by Central region at 46% (Figure 3.2).

NABARD provides grant assistance to Banks for using corporate BC/ NGO- as JLGPIs and for capacity building to create a pool of trainers from bank staff for formation, nurturing and financing of new JLGs. During the year 2020-21, in order to encourage JLG formation and promotion, the grant assistance sanctioned to JLGPIs has been enhanced by 100% from ` 2000 to ` 4000 per JLG with a revised release structure.

In order to boost JLG financing NABARD has brought out a business model scheme whereby NABARD has proposed entering into an MOU with the RRBs with assured support to such banks from NABARD, where the concerned bank shall take the onus of extending credit support to JLGs on terms

Figure 3.1: Region-wise no. of JLGs promoted as on 31 March 2021 (in lakhs)

160140120100806040200

Northern RegionEastern Region Western RegionCentral Region Southern Region Grand TotalNorthern Eastern Region

6.72 16.90 2.18 3.74 15.72 5.50 50.76 13.64 31.01 2.19 8.36 26.62 10.01 92.56 21.3 43.47 3.29 12.48 39.35 13.94 133.83

As on 31 March 2019 As on 31 March 2020 As on 31 March 2021


and conditions as specified in the guidelines. This Scheme is now also being promoted through Public Sector banks as also through StCBs and DCCBs. Banks have an option to also do directly. Under the business model there is a provision for taking fee-based help by engaging BC/JLGPI as BF for JLG lending. Under this business model of JLG promotion and financing, NABARD has entered into 70 MoUs with banks in 22 States; comprising 49 MoUs with RRBs, 15 MoUs with SBI, one MoU each with Syndicate Bank, Allahabad Bank, Union Bank, Bank of Baroda and two MoUs with State Cooperative Banks in Jharkhand and Odisha. This initiative has not only added to forming and financing of JLGs but also serves as a business model for improving the business of the banks.

With a view to give a fillip to the GoI’s programme of Doubling of farmers’ income by 2022, in consultation with NABARD, share of Financing to the SF/ MF / tenant farmers has been developed as one of the bench marks for monitoring the flow of credit to this segment by RBI.

In terms of non-financial support intervention, with a view to sensitize the stakeholders of the JLG programme, NABARD has been organising training programmes and exposure visits to successful JLGs, to the functionaries of these institutions, including financing

banks. Cumulatively around 95,300 persons have already benefitted from these trainings and exposure visits.

NABFINS as SHPI/JLGPINABARD, while promoting NABFINS, its subsidiary exclusively for microcredit had envisaged that NABFINS shall evolve into a Model Microfinance Institution to set standards of governance among the MFIs, operate with exemplary levels of transparency and operate at reasonable/moderate rates of interest. NABFINS commenced its operations in November 2009 as NBFC-MFI and its operations are now spread to 15 States. NABARD continues its refinance assistance to NABFINS.NABFINS was sanctioned a pilot project as JLGPI for promotion and self-financing/ direct credit linkage of JLGs in the five States of Assam, Chhattisgarh, Madhya Pradesh, Maharashtra and Jharkhand for a period of three years. NABARD had entered into two MoUs with NABFINS in Chhattisgarh and Jharkhand.

3.4 SHG based Livelihood Interventions of NABARDSelf-employment generation and creating employment opportunities through businesses are the two important aspects from entrepreneurship development perspective which will augment income earning potential

Figure 3.2: Region-wise loans disbursed to JLGs as on 31 March 2021(In ` crore)

2,50,000

2,00,000

1,50,000

1,00,000

50,000

0Northern RegionEastern Region Western RegionCentral Region Southern Region Grand TotalNorthern

Eastern Region 8,505 19,308 2,509 5,069 28,667 7,692 71,750 21,176 45,196 3,608 13,745 54,910 16,218 1,54,853 31,101 63,224 4,107 20,855 72,189 21,688 2,13,164

31 March 2019 31 March 2020 31 March 2021


and thus help to make a significant dent on poverty. NABARD recognizes that microfinance alone may not break the vicious circle of poverty in rural India. NABARD recognizes that livelihood promotion activities are essential for holistic financial inclusion. For this an important task is to groom and skill the SHGs members to the next stage of taking up livelihood activities. What is needed is a combination of both finance and non-monetized resources and a comprehensive approach which begins with the willingness to utilize the credit in a productive way and to plough back the profit or revenue from the economic activity to business over a long period of time.

MEDP and LEDP are the two skill development programmes supported by NABARD for providing necessary impetus to enterprise promotion activities amongst SHG members. These are now seen as the two major tools with NABARD for stimulating micro entrepreneurship movement in rural India. These schemes and programmes are regularly reviewed and features upgraded from time to time and by doing so NABARD is addressing issues like lack of motivation and knowledge, lack of vocational skills, lack of access to information and expertise on various aspects of starting an enterprise, potential demand and market, finance, branding, packaging, advertisement, improving customer management skill and so on.

With a view to make enterprise and livelihood programmes more eff ective, NABARD has updated the guidelines under MEDP and LEDP. The new features are - the programmes now includes JLG members as participants, provision of daily stipend to participants, additional training on market linkages, e-marketing, branding and packaging, demonstration unit and issuance of Training Certificates for enabling participants to obtain Bank loan to set up enterprises. The grant assistance has been enhanced for MEDPs from ` 0.50 lakh to ` 1.00 lakh and in case of LEDPs, from ` 6.43 lakh to ` 8.80 lakh for Farm Sector and from ` 4.98 lakh to ` 7.15 lakh for Non Farm Sector.

3.4.1 Micro Enterprise Development Programme (MEDP)Launched in 2006, the main objective of the programme is to enhance the capacities of participants through appropriate skill up-gradation in existing or new livelihood activities in farm or non-farm activities and enrich knowledge of participants on enterprise management, business dynamics and rural markets.

Training activities under MEDP being short duration in nature, are organized for 15 days and with 30 participants. A maximum grant assistance of ` 1 lakh is available under NABARD’s support towards conduct of farm or non-farm based MEDPs. In special cases, the total duration of the programme is permitted to be increased up to 3 weeks but within this monetary ceiling.

The success of the programme is well grounded and impactful. Over the years the programme has been able to achieve its objective of imparting skills and upgrading skills, which is the basic focus of MEDP, to lakhs of SHG members. Many of the SHGs members got gainfully employed or were able to start small activity unit in their own area, earning some sustainable income to contribute to family wellbeing. Further, many of the proactive women and groups could use this basic skill and entrepreneurship as a stepping stone and graduate to a more sound and profit earning business. A few success stories are given in the next chapter.

During the year 2020-21, 22078 members were trained through 734 MEDPs with grant support of ` 546.39 lakh for enabling them to start micro enterprises. Cumulatively, 5.22 lakh SHG members have received training through 18,434 MEDPs with total grant support of ` 3509.59 lakh as on 31 March 2021. It is noteworthy that during the year 2020-21 despite challenges due to COVID 19 pandemic, 22078 SHG members were trained through 734 MEDPs and an amount of ` 279.47 lakh was disbursed towards these trainings.


Digitisation brings in speed and eff iciency and to ease application processing NABARD operationalized MEDPs on NABSKILL portal in July 2019. It is very encouraging to note that during 2020-21, 273 MEDP applications were processed on NABSKILL.

However, it is understood that basic skill training may not be suff icient for breaking that vicious circle and elevate the group or members individually to a higher level of investment-income-saving-capital formation–further income cycle. Further, through various studies and internal feedback mechanism NABARD identified that if programmes were organized in clusters with provision for refresher training, support services covering - backward and forward linkages and handholding and escort - following a more holistic approach, it could give optimum benefit to the trainees.

3.4.2 Livelihood and Enterprise Development Programme(LEDP)Taking cue from the feedback generated from implementing MEDPs for ̀ 10 years, prompted NABARD to conceive a more comprehensive and holistic approach towards sustainable livelihood generation and in December 2015, the Livelihood and Enterprise Development Programme (LEDP) was initiated on a pilot basis. LEDP also envisaged conduct of livelihood promotion in both farm and off -farm activities but under project mode in clusters in contiguous villages, with a provision for intensive training for skill building, refresher training, backward-forward linkages, handholding and escort support for credit linkage. The focus was also on value chain support and promotion and working closely to off er end-to-end solutions to the SHG members. So from a one off trainings there was a movement to project mode and working in close proximity with the stakeholders.

The broad objectives of LEDP are to identify suitable livelihood activities through participatory approach, to enhance the capacities of SHG members through

identifying the skill gaps and appropriate skill upgradation, to enhance the income levels of SHG members by improving/ acquiring of skills to take up livelihood activities with credit support of banks, to develop a shared vision of change, enhance capacity of SHG members for managing their enterprise, business development and marketing, to provide mentoring services and handholding support for ensuring that trained SHG members establish their livelihood ventures successfully.

In terms of programme structure, LEDP projects are implemented through SHPIs (Project Implementing Agency-PIAs), who have had close association with the SHGs and good relations with communities in the identified project area. Local bank branches/Lead Bank off icers are also associated with it. The project covers a minimum of 15 to 30 SHGs in cluster of contiguous villages, (fulfilling the criterion of “panchasutra” and credit linked for at least six months) where from 5 to 6 SHG members from each SHG are selected. The skill training is provided in batches of 25- 30members. The programme covers a maximum 150 participants in Agriculture and Allied Activities and 90 participants in RNFS activities.

Post the initial intensive training, in terms of follow-up, this long term skill cum entrepreneurship programme shadows/handholds the trainees for two more years. During this period activities such as refresher training, setting up of demonstration unit, extensive handholding, mentoring and so on are undertaken. The unique feature of the programme lies in its framework –starting with livelihood mapping, identification of activity and trainees and Community Resource Persons, it provides tie up with resource agencies, government programmes, training, refresher training, exposure visits, escort services, marketing tie up and finally facilitates credit linkage. This is indeed comprehensive and holistic.

Flexibility in approach is another outstanding feature of LEDP and thus several interventions are based on the need of the trainees. Project


cost is also kept flexible subject to the total cost ceiling of ` 8.80 lakh with per person cost of ` 5900 under Agriculture and Allied Activities and ` 7.16 lakh with per person cost of ` 8000 under RNFS Activities.

Within a short span of just over 5 years since its commencement, it is heartening to note that LEDP has been able to bring smiles to face of thousands of SHG and JLG members and their families. During 2020-21, 46,971 SHG members were provided skill and entrepreneurship training for setting up livelihood units through 501 LEDPs with an expenditure of ` 1278.70 lakh. As on 31 March 2021, 136098 SHG members have been supported through 1284 LEDPs with grant sanction of ` 6332.82 lakh from NABARD. The programme has been well received and a few success stories are given in Chapter 4.

3.4.3 Innovative project under LEDP through NABFOUNDATIONMenstruation, though a natural fact in a woman’s life, is still considered a taboo in India. Socio-economic barriers, especially in rural India, result in the use of unsafe means of protection during menstruation by rural women. Despite various schemes and programmes promoted by the government, NGOs and private entities implemented towards improving the conditions for these rural women, it is felt that more needs to be done. The situation has worsened during the current pandemic causing reverse migration and non-availability of the subsidised pads provided by the Government.

This prompted NABFOUNDATION to design a PAN INDIA project ‘MY PAD|MY RIGHT’ (MPMR) which would tackle the dual issue of ensuring a livelihood means and also improve menstrual hygiene among the women in rural India. The primary aim of Pan India LEDP is to provide sustainable livelihood enterprises to active SHGs for setting up sanitary pad making units in the identified districts. The SHG members are trained in basic hygiene,

in running the machine and marketing as a complete livelihood-based activity thus nurturing entrepreneurship and financial independence among rural women. This Project aims to ensure access to aff ordable menstrual protection for rural women by rural women and increase awareness in the community on menstrual health and hygiene. It also envisages to encourage sustainable menstrual waste management practices.

Under the project one deserving SHG per district is being provided with a sanitary pad making machine designed by Padmashri Shri. Arunachalam Muruganantham, the Padman of India. The entire cost of the machine, transportation and skill training is being borne by NABARD as a grant. In addition, the unit is being provided with raw material for 3 months, packaging and wages for 2 months and space rent upto a maximum of ` 5000 for 12 months. NABFOUNDATION has also developed comprehensive training, awareness, marketing and branding strategy to address challenges and ensure sustainability of the project. A new generation MIS platform has been designed to capture entire project related data.

The project was formally launched on the International Day for Rural Women i.e. on 15th October 2020, at the hands of Smt. Smriti Irani, Hon’ble Union Minister for Women and Child Development. During the year, as against total project outlay of ` 1.99 crore, an amount of `1.59 crore has been utilized. As on 31 March


2021, 29 machines have been installed in 29 districts and production has started in these units. Medical/ Awareness camps and training programs were conducted in these districts. Films on awareness on menstrual hygiene and training on successful running of the unit have been circulated among all stakeholders.

3.5 Support for training and capacity building of microfinance clientsVarious training and capacity building programmes were undertaken for key stakeholder such as Bankers, NGOs,

Government off icials, SHGs, SHG Federations and trainers. NABARD recognises the need for such trainings to enhance knowledge, awareness, exposure and skills of the stakeholder to ensure programmatic eff iciency and quality. During 2020-21, 1.72 lakh participants were trained through various programmes. Cumulatively, 42.17 lakh participants under FIF and 3.70 lakh participants under WSHG have been imparted training till the end of 31 March 2021, thus supporting the creation of a strong, highly skilled and experienced team for implementation of the microfinance programmes. The region-wise number of stakeholders trained by NABARD is given in Statements – VIII (A) to VIII(C).

3.6 Grant support for Village Level ProgrammesBanks, the SHPIs and SHGs work closely in ensuring the smooth flow of credit to SHG members and repayments from the SHGs to the Banks/FIs. While engaging with poor members who are often subject to livelihood ups and downs, residing in regions that are remote, regularly aff ected by any natural disasters and any such sudden events, challenges do appear. Hence, with a view to foster better understanding of mutual requirements between banks, SHGs and SHPIs and to iron out issues like credit linkage, repayment and so on, at ground level, Village


Level Programmes (VLPs) are being conducted with the support of banks and NRLM. VLPs sponsored by NABARD have resulted in better interface between bankers and SHGs leading to increased credit flow and appreciation of each other ’s needs. These VLPs also facilitate the process of SHG formation and SHG on boarding for banking services such as opening of SHG accounts, their credit linkage and also regular loan repayments. During 2020-21, NABARD supported more than 20685 village level programmes with a sum of �1701.41 lakh covering 10,83,617 beneficiaries.

3.7 EShaktiIn line with Government of India’s “Digital India” mission, EShakti, a pilot project for digitisation of SHGs was launched by NABARD in the year 2015 in two districts Ramgarh (Jharkhand) and Dhule (Maharashtra) and later expanded to 100 districts across the country during 2016 and 2017. It aims at digitisation of data of all SHGs for enhancing the ease of doing business with SHGs. NABARD conceptualized Project EShakti, to bridge the digital divide in the SHG-BLP space and technologically catapult the SHGs into Banking forefront through Project EShakti on digitization of SHG records. The USP of the EShakti project is ‘one-click’ availability of the social and financial information of the Self Help Groups maintaining Saving Bank accounts with the banks.

The project captures information on the existing SHGs; bank wise, branch wise and block wise in the selected districts. It also captures all financial transactions taking place within the group and with banks on a real time basis. The database thus generates and provides reliable and up to date information on SHGs and its members to Banks and other stakeholders, enabling them to take credit decisions.

3.7.1 Progress under Project EShaktiThe project has received positive response from stakeholders and as on 31 March 2021, project EShakti is being implemented in

281 districts in the country. The progress of digitization over the years is given in Figure 3.3. Beginning with 2 lakh SHGs in 2016 project EShakti now covers 12.33 lakh SHGs. Despite the various Covid pandemic related challenges and compared to 2019-20 we also see an 88% increase in SHGs digitized as on 2020-21.

Digitization addresses issues like quality of book keeping, multiple membership of SHG members, patchy credit histories and provides grading report of any SHG based on its financial and non-financial records, at the doorstep of all stakeholders. The project which operates through one portal viz.https://eshakti.nabard.org, and two mobile Apps (EShakti App and EShakti Tracker App), makes the SHGs and their members accessible to bank credit and also empowers them by giving access to their own bank accounts and other details through their mobile.

3.7.2 Major Highlights under Project EShaktiDue to establishment of in-house Software Driven Data Center (SDDC) and improved software architecture, project EShakti has emerged as a very eff ective and robust IT based solution towards digitization needs of SHGs. During 2020-21, API with eMathi database of Tamil Nadu was also commissioned under

Figure 3.3: Progress made under Project EShakti

31.03.2020

300

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0

12

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Districts CoveredGr

oups

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ered

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h)

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3.49

4.34

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100100

254281

31.03.2016 31.03.2017 31.03.2018 31.03.2019 31.03.2021

Number of districts

SHGs digitised (in lakh)


migration model. Around 2 lakh SHGs under Tamil Nadu SRLM (TNCDW) were successfully migrated to EShakti portal so that they could use the on line application and inbuilt grading facilities of EShakti portal.

3.8 CRFIMThe Centre for Research on Financial Inclusion and Microfinance (CRFIM) was set up in BIRD on 1st January 2008 with a view to emerge as a centre of reference, information, knowledge ,valued opinion related to micro-finance sector. It has the mission to strengthen the MF sector through supply of research inputs that facilitates policy initiatives and improvement in design & delivery systems that provide poor with sustainable access to quality financial services. Financial Inclusion being one of the top priorities of Government of India (GOI), Reserve Bank of India (RBI) as well as NABARD and also it being so closely entwined with microfinance, the centre included it as another focus area of its activities in 2016. Thus the Centre for Microfinance Research (CMR), has been rechristened as Centre for Research on Financial Inclusion and Microfinance (CRFIM) on 03 October 2016. It takes up research activities in the field of Microfinance and financial inclusion, publishes an half yearly journal titled “ The Microfinance Review”, organizes National seminar on financial inclusion and microfinance etc. towards facilitating policy initiatives and improvement

in design and delivery system in the said space.

3.9 Refinance support to BanksNABARD has been extending 95% refinance to banks towards their lending to SHGs, JLGs, RMGs and MFIs to supplement their resources and boost bank credit to SHGs. Figure 3.4 shows the refinance extended by NABARD to the banks towards the SHG lending activity. During 2020-21, NABARD extended refinance of ` 12227.16 crore to the banks as against ` 15434 crore disbursed during the year 2019-20. Covid impact is possible reason for this slow down. NABARD’s refinance towards SHG lending formed 13% of the total refinance provided to banks for investment credit. As on 31 March 2021, cumulative disbursement of refinance by NABARD for SHG lending stood at ` 90,821.81 crore.

3.10 Support to MFIs3.10.1 Refinance SupportNABARD has been providing financial assistance to MFIs by way of Long Term Refinance support since 2014-15. As per the NABARD’s current Refinance Policy, NBFC-MFIs who can avail refinance from NABARD should essentially have a qualifying grading not less than MFR2/MF2. A special relaxation

1.67 lakh Villages Covered

Cumulative savings Rs.8044 crore

30157 Bank Branchesinvolved

12139 MFIs & Federations

involved

Group-wise credit linkage

increased to 53%from 38%

Bank loan availed Rs. 37414 Crore

Loan o/s Rs. 19783 crore as on

31.03.2021

Shares 19% of total SHG

loan o/s in India

1.01 lakh APY & other

microinsuranceenrollments

1.67 lakh PMJJBYenrollments

6.21 lakh PMSBYenrollments

2.38 lakh PMJDYA/C opened


is given to the North Eastern Region including Sikkim where the grading is relaxed to 2 notches below top grading that is up to MFR3. The MFI must also be in net profit for the last three years out of preceding four years for qualifying as eligible for NABARD’s refinance. There are some more conditions to comply. The policy also mentions that the grading agency should be a SEBI / RBI approved one.

In terms of progress under this Refinance facility, in 2020-21, refinance to the tune of ` 4789 crore has been disbursed to 29 MFIs which includes ` 3519 crore disbursed under Special Liquidity Facility to NBFC-MFIs. Very aptly and understanding the operational diff iculties for the MFIs, NABARD has provided this facility to reduce disruptions and maintain unhindered flow of credit to the sector due to COVID-19 pandemic. Refinance outstanding

to NBFC-MFI as on 31 March 2021 is at ` 7241 crore. Details are furnished in Statement XII-C.

Figure 3.4: NABARD Refi nance to Banks for SHG lending (Amount in ` crore)18000

16000

14000

12000

10000

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6000

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2000

02018-19 2019-20

15,43412,885,68

12,227.16

2020-21


3.10.2 Revolving Fund Assistance / Capital Support to MFIs by NABARD NABARD is also a key source of finance to many MFIs in the country. The Revolving Fund Assistance (RFA) and the Capital Support schemes (set up in year 2007-08) provided MFIs the funds which strengthened their borrowing capacity, their liability structure and funding plans, enabling borrowings from other public and private sectors banks. The RFA and Capital support schemes have thus helped several MFIs to increase their micro credit portfolio and further augment and enhance outreach to the target beneficiaries. Post the announcement of creation of “India Microfinance Equity Fund” with SIDBI having a similar mandate these supports were discontinued with eff ect from 1st April, 2011. The outstanding against capital support provided stood at ` 3.59 crore to 08 entities as on 31 March 2021 and the RFA outstanding is ` 3.61 crore against 2 entities. Agency wise details are given in Statements XII-A and XII-B.

3.11 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest Subvention to Women SHGs.The Ministry of Rural Development (MoRD), Government of India launched the National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with eff ect from 1 April 2013. NABARD is implementing the Interest Subvention Scheme for Women SHGs under the National Rural Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts. Further, as a part of collaboration between NABARD and NRLM, Regional Off ices of NABARD are coordinating with the concerned SRLM to achieve the goal of training of all rural bank managers. State

level sensitization programmes on SHG-BLP for senior bank executives have also been organized in coordination with SRLMs with the overall objective of increasing credit linkages. Further, SRLMs have also been roped in as implementing agencies for EShakti in several states.

3.12 Special Initiatives during COVID-19 In context of Covid pandemic NABARD has taken up some special initiatives to support SHG members both in term of health advisory and promotion and livelihood support activities. These include:

• EShakti portal used for sending 40 lakh health advisory SMS to SHG members.

• SHGs under Eshakti Portal engaged for making face masks, hand sanitizers, PPE kits, distributing essential items/ grocery kits/ vegetable hamper and setting up of grain bank, running awareness drive and so on. All these initiatives have created enhanced scope for SHG members to earn additional income.

• Keeping in view the COVID-19 pandemic and labourers’ reverse migration to rural areas, allocations under MEDPs, LEDPs and Capacity Building were increased substantially to provide adequate skill set for employment in rural areas. The focus is on states of Assam, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Odisha, Rajasthan, Uttar Pradesh and West Bengal, where the impact of reverse migration is expected to be maximum. For 2020-21, in comparison to the previous year, the number of MEDPs were tripled and LEDPs doubled to augment skills of rural folks for enhanced employment.


Success Stories4


1. In tough Times we work together (East Godavari, Andhra Pradesh)CHALLENGES In East Godavari district about 70-80% of the land is cultivated by tenant farmers who are

following high input agricultural practices.

Tenant farmers were not having direct access to bank credit, which is an inevitable input for cultivation.

The pandemic COVID 19, during 2020-21 led many of the SHGs and tenant farmers into a vulnerable economic situation.

INTERVENTIONS DCCB-East Godavari came up with a plan for JLG financing, under NABARD JLG programme.

PACS were guided for ‘activity based’ lending.

Potential activities and vulnerable communities were identified.

Various income generating activities were identified for families who lost their livelihood due to COVID pandemic and showed their willingness to adopt alternative livelihood.

Campaigns were conducted by DCCB and loans were disbursed to the groups through selected PACS for setting up of units by the JLGs.

IMPACT More than 1000 JLGs were formed covering around 5000 beneficiaries

The groups were able to start their income generation activities immediately on receipt of the loans.

Beneficiaries took up activities like flower decoration, milk vending, flower sale, vegetable farming, laundry etc.

The initiative led to employment generation and arrested migration.

Prompt repayment by the JLGs made them eligible to avail further credit from PACS.

WAY FORWARD The success of interventions motivated PACS for upscaling the JLG financing as COVID

resilient financing tool.

This intervention would help in boosting up the income levels of vulnerable communities and strengthen the balance sheets of PACS in the district.

51SUCCESS STORIES

2. Stitching Dreams (Imphal East, Manipur)

CHALLENGES COVID pandemic had severely aff ected income levels

of SHG members.

Lack of stitching skills.

INTERVENTIONS Modern Tailoring has been implemented as Virtual

Readymade Cluster for School Uniforms through LEDP in Imphal East District by involving 90 women from 15 SHGs with three Common Facility Centres.

Each trainee received a composite Bank loan of `20,000/- to `50,000/- for procurement of a sewing machine.

The members of SHGs intensively trained on modern tailoring and designing, business concepts and financial literacy aspects.

IMPACT After the training programme, 100% of the trained SHGs members took up the livelihood

venture in a commercial way by setting up micro enterprises.

The trained SHG members are working together in cluster mode by forming 3 sub group in 3 work-sheds/common facility centers located at 3 diff erent places of Imphal East District.

Under the LEDP Programme NABARD supported setting up of common facility centers for the SHGs as demonstration units.

The NGO facilitated the trained SHG members in supplying raw materials and marketing of their products at good prices by arranging assured buy-back arrangement with bulk buyers.

Marketing tie-ups for supply of school uniforms was made with 3 schools.

Amidst COVID 19 lockdown, trained SHG members could earn extra income of `4,000/- to `7,000/- per month, helping them to support their family.

Manipur Rural Bank, Bank of Baroda and Manipur State Co-operative Bank Ltd sanctioned MUDRA loans of `20,000/- to `50,000/- to all trainees under JLG mode.

SHG members set up their own micro enterprises. The venture also indirectly provided self-employment to about 50 unemployed youth.

Usha International Ltd. supplied sewing machines to all trainees at discounted rates.

Some local elected leaders also provided financial support to SHGs for establishment of common facility centers.

WAY FORWARD Hard work, meticulous planning & organized way of training, would enable poor women of

the backward areas to take up self-employment and improve their standard of living.

SHG members are now trying to reach out to larger markets.


3. We Provide Protection(Solan, Himachal Pradesh)

CHALLENGES Shortage of medical equipment including masks

to prevent the spread of corona virus.

Loss of livelihood due to lockdown.

INTERVENTIONS SHG Groups were promoted by Indian Council for Social Welfare, (ICSW) and Jagriti Mahila

Kisan Samiti, Paplota (JMKS) for taking up tailoring activity and were trained under MEDP.

Both these NGOs conducted MEDPs for SHG women during the month of March 2020.

SHG members, who were trained in tailoring, prepared masks and supplied them to the Govt. Departments such as Women Empowerment and Child Development department (WECD) and also in the local market.

IMPACT ICSW got order for 700 masks from WECD and supplied promptly to district administration

and other organizations.

JMKS got the order for 1000 masks from local people. Around 20 members of SHGs were entrusted with the task of preparing the masks. The masks have already been supplied.

Raw material for the masks was arranged by NGOs viz ICSW and JMKS.

Each SHG member is paid ` 7/- per mask by ICSW and ` 5/- by JMKS.

SHG members had access to source of income even during lockdown when many had lost their regular income.

WAY FORWARD Masks have now become a necessity and SHG members would be able to generate

livelihood due to regular demand.

They can earn their livelihoods and provide financial support to their families.

53SUCCESS STORIES

4. Skill Came to our Rescue(Chamarajnagar, Karnataka)

CHALLENGES Due to spread of COVID-19 Pandemic, the beneficiaries

were not able to realise their expectations of good business.

Sudden increase in prices of raw materials and non-availability of raw materials.

Shut down of factories and business establishments that aff ected marketing linkages.

INTERVENTIONS One LEDP project with 90 women from diff erent SHGs of 15

villages have received training for Embroidery and Zari work.

With the help and support of Women’s Federations and SHG members the beneficiaries got local orders.

The beneficiaries developed good contact with Line Department off icials and other institutions helping them to get individual orders even during the pandemic crisis.

The PIA supported the beneficiaries in getting orders from other places.

IMPACT After training, beneficiaries have acquired new skills.

With the help of Women’s Federations the SHG members are getting local orders.

The beneficiaries have come out of their villages to urban areas focusing on market for their products and also to get new orders.

They developed trust and good contact with customers due to timely delivery of good quality of products.

Loans ranging from ` 30,000/- to ` 50,000/-were availed by the members.

Beneficiaries started generating an income of ` 6,000/- to ` 8,000/- per month, which goes upto

` 12,000/- during festive or wedding seasons.

WAY FORWARD This has improved the financial status of

their families and economic sustainability.

By taking part in local exhibitions and melas women get exposure to the latest marketing trends.

By upgrading their skills, they can have a better demand in the market for their products


5. Hum Honge Kamyab (Chittorgarh, Rajasthan)CHALLENGES COVID – 19 and has created a great deal of panic among the general population with any

cure or vaccine still months away.

There was lack of protective masks in the market.

INTERVENTIONS Consumer unity and Trust Society (CUTS) formed 200 SHGs including 22 SHGs of diff erently

abled women and men.

These SHGs are currently engaged in activities such as spice processing, detergent and phenyl manufacturing, grocery selling, animal husbandry, etc.

Samavesh Sai Kripa SHG is one of its kind started in 2014 and is actively involved in all the processing activities which is a mix group of diff erently abled Men and Women.

SSK SHG despite all physical challenges functioning with all Panchasutras.

55SUCCESS STORIES

IMPACT SHGs are now engaged in the processing, packaging and marketing of spices such as

chilly, turmeric, coriander, tea masala, chaat masala, etc. and bag making.

The Samavesh Sai Kripa SHG of diff erently abled women received order from the district administration of Chittorgarh to stitch 8000 face masks.

The Samavesh Sai Kripa SHG received order for stitching 8000 masks from district administration of Chittorgarh. The group could complete the task in time by following all social distancing norms, which stood as a model SHG.

Samvesh Sai Kripa SHG participated in Hastshilp exhibition organized by NABARD, at Jawahar Kala Kendra.

WAY FORWARD The special order of mask stitching has inspired these SHGs to look beyond regular

products and they are now planning to expand their business by adding more products as per market demand.

SHG members are getting better income from these activities and they are inclined to expand their business.


6. We Work from Home! (Chhindwara, Madhya Pradesh)

CHALLENGES Covid pandemic have reduced employment option as well as income of rural women.

Due to restricted movement, they were in need of some activities which could be done at home.

INTERVENTIONS 102 members from 24 women self-help groups of Datlawadi and

Tatarwada villages of Junnardev block of Chhindwara district got knowledge of preparing fancy shopping bags and purses.

The members took training under LEDP of NABARD.

Rudra Art and Education Society, a local organization which is working in the field of Training of arts and skills implemented the project.

Fabric shopping bags and ladies purse manufacturing project was sanctioned by NABARD under LEDP.

Individual training was given in intricate designing and skill manufacturing and attractive designs of shopping bags and ladies purses from fabrics.

15 days training on the intricacies of sewing work as well as the skill of manufacturing diff erent designs for shopping bags and ladies purses was given to beneficiaries.

12 SHGs who are part of LEDP were credit linked through banks.

57SUCCESS STORIES

IMPACT 59 women started sewing work after

getting financial assistance through SHG

During the training of 15 days, 1060 shopping bag & ladies purse and 1000 facemasks were manufactured by these women.

The products are being sold under the brand name “Adirang”.

The bags and ladies purses made during the training were put up for sale in exhibition organized by NABARD in Bhopal.

Rudra Art and Education Society also sold the products at various shops all over Madhya Pradesh.

A shop has been opened for the sale of products manufactured by these women in the name of Adirang Creations.

Most of women beneficiaries started working after training and their average monthly income has increased from ` 6,000/- ` 8,000/-

50 women from 7 SHGs trained under this project of NABARD obtained a work order worth ` 24.50 lakh.

WAY FORWARD The sewing work of school uniforms for girl students of government schools is given to

these women self-help groups by the local administration.

75 % of the work is completed by these women in the stipulated time.


7. Weaving Dreams (Nalgonda, Telangana)CHALLENGES Ikat fabrics have received worldwide acceptance and adulation, the moot point is, it has not

really contributed to the welfare of the Ikat weavers.

The women need to undergo skill upgradation for enhancing their livelihood opportunities.

INTERVENTIONS Assessment of training needs was done for Ikat dress material and the skills required by

SHG members to upgrade their skills to produce more Ikat material.

LEDP is sanctioned on “Ikat dress material” through an NGO – Jesus Welfare of Rural Development Society (JWORDS) by NABARD.

The LEDP training was imparted to 90 matured SHG women in three batches in four mandals of Nalgonda district where the SHG women were trained on Ikat material to upgrade their skills for their livelihood.

Fifteen days of training on new designs/marketing/dyeing and insight into marketing avenues-built confidence in these women.

IMPACT The women had acquired the skills and started their business.

Mudra loans were sanctioned to a few of them for working capital requirements by the banks.

The monthly income of the women trained on Ikat material increased to ` 20,000/- per month.

WAY FORWARD To reach new markets some of them participated in recently organised “Yadadri Bhuvanagiri

Haat – 2021” at Bhongir and sold their products in the exhibition.

The Ikat material produced by the women entrepreneurs will be given access to international markets to increase their sales.

59SUCCESS STORIES

8. The Toy Story (Ganjam, Odisha)

CHALLENGES There was lack of livelihood options for SHG members.

They didn’t have skills for starting any livelihood activities.

INTERVENTIONS 90 SHG members from 15 SHGs were trained to make soft toys like elephant, deer, peacock,

horse, crocodile, tree, flower, etc. under Livelihood Enterprise Development Programme (LEDP) of NABARD for 45 days in three batches.

The trainees were imparted knowledge on product pricing, book keeping, consumer preferences, financial products, etc. during the training Programme.

IMPACT SHG members are successfully started business of making soft toys after availing bank

loan for procuring raw materials like coir, thread, small tools, dye, etc.

SHG members are earning between ` 10,000/- to `15,000/- additional income every month by selling these products.

These SHGs are selling in various exhibitions / fairs organised by NABARD, Odisha Rural Development and Marketing Society, Mission Shakti (a State Govt Department for promotion of WSHGs), District Industries Centre and other agencies.

The SHGs are also selling the products to local shops.

WAY FORWARD Inspired by the success, members of other SHGs have also evinced interest and learned the

skills from the LEDP trainees.


9. A Pond Full of Success (Sambalpur, Odisha)

CHALLENGES The SHG members were continuously searching and exploring diff erent avenues which

could be taken up as a group activity.

Even though the group had taken the pond on lease, they really couldn’t take advantage of it due to their lack of knowledge regarding inland fisheries.

INTERVENTIONS The LEDP on Inland Pisciculture was launched which also covered the members from

Nikhil SHG.

The LEDP provided training on proper management of the pond as well as getting an understanding of the entire process of pisciculture right from preparation of the pond to selection of the fingerlings to nurturing the fishes, etc.

The group availed a loan of around ` 2.00 lakh from the bank to procure the fingerlings, feed, etc.

IMPACT They got an opportunity to apply for panchayat pond on lease for inland fish farming.

The group members earned a profit of ` 1.22 lakh so far after deducting all the expenditure.

WAY FORWARD SHG members are now planning to purchase their own net and also employ a team of fish

catcher, which is presently being charged heavily to the group.

The group is now providing necessary handholding to the other village groups who want to start Pisciculture as an entrepreneurship

61SUCCESS STORIES

10. Traditional Activity, New Practices (Wayanad, Kerala)

CHALLENGES Low income generating activities

Outdated practices in goat rearing etc. and lack of exposure

INTERVENTIONS NABARD has sanctioned a grant assistance of ̀ 3.19 lakh to MASSS for conduct of Livelihood

EDP Programme on Goat Rearing.

96 SHG members from three Panchayats of Wayanad district were trained in three batches.

Diff erent sessions on goat rearing activity and entrepreneurship development session were organized during the training program.

The agency has set up a demonstration unit at Puthussery.

MASSS has formed 19 JLGs and credit linked with local RRB.

The banks have extended ` 3.00 lakh to 13 JLGs of Perikkallur and Piousnagar and ` 2.50 lakh to 6 JLGs of Puthussery Panchayath.

IMPACT After successful completion of training program, 82 SHG members have availed loan

assistance of ̀ 20,000 each member though JLGs and set up goat rearing units of 6 animals

This project has empowered the SHG members and each member could earn an additional income of ` 5,000/- now.

31 SHG members have received a grant assistance of ` 47,000/- towards the material for setting up of sheds.

WAY FORWARD The agency also brought convergence for setting up of sheds under MNREGA scheme.


11. Composting for Success (Lohardaga, Jharkhand)

CHALLENGES Families of SHG members were struggling with their current income levels.

There was lack of livelihood opportunity and skills to enhance income.

INTERVENTIONS 5 batches of trainees of various SHG Groups were given training for 7 days on Vermicompost

and Vegetable Cultivation through Micro Irrigation LEDP was conducted with support from NABARD by Ankur Abhian a local NGO.

Skill upgradation training, refresher training was provided to 162 participants along with exposure visit to impart technical training.

Under the project 15 vermicompost production units were setup. In each unit 2 chambers of vermi bed have been created.

120 HDPE vermi bed were distributed among targeted trainees in convergence with District Agriculture Department, Lohardaga.

Product marketing is being done by selling in local market directly and with support of Joda Sakhuwa Producer Company Ltd, product is sold to the big buyers and agencies.

They listed the NGOs who are implementing fruit Orchard development project in Lohardaga District for marketing. They also approached district departments to know the scope of selling vermi compost.

They also supplied vermicompost to NABARD supported programme of around ` 5 Lakh.

63SUCCESS STORIES

IMPACT On an average each participating trainee income enhanced from ` 1,500/- to ` 3,000/- per

month from the activity.

By selling these products of vegetables and vermicompost they are supporting their family income.

The group members have done business of around 8 lakhs by selling their vermi compost to NGOs and to the agency involved in plantation under MGNREGS (Mahatma Gandhi National Rural Employment Guarantee Scheme).

Local farmers are also buying vermi compost from them for their vegetable cultivation

Members took a loan of ` 40,000/- from their own group, repaired the units and started Vermicompost Units to meet the growing demand.

Women are eff ectively dealing with market players and have become apt in price negotiation.

WAY FORWARD To expand the unit, the members have decided to repair the old unit constructed by

government.

Women are eff ectively dealing with market players and became apt in price negotiation.


12. Flower Power (Auraiya, U.P.)

CHALLENGES Traditionally farmers in the area mainly

cultivated Maize, Paddy, Wheat and the role of women was limited to work as labour.

Due to family restriction, exclusion from access to decision making, women in the area are susceptible to lack of employment and economic empowerment.

INTERVENTIONS The LEDP Programme was approved by

NABARD to Apeksha Mahila Evam Bal Vikas Samiti

The Local NGO initiated this Programme through mobilising women SHG, mapping of potential of floriculture, demonstration of nursery raising and its value for income generation.

The five-batch training Programme conducted for women from SHGs of selected five villages.

Training for flower nursery raising, cultivation and packaging and marketing skills of the flower produce is provided.

IMPACT There is assured and regular income from flower cultivation.

Within one year span of time the flower cultivation area raised to 28 acres.

The average increase in income recorded ` 3,000/- to ` 4,000/- per farmer family by introducing floriculture in traditional cropping system during Covid-19.

The Women who grow flowers in their villages have gaining opportunities to interact with scientist, bankers, outsider business communities and traders.

The confidence level of women from these SHGs have increased manifolds.

More and more women are also participating in the regular SHG meeting.

The women have acquired skills to market their value-added flower products (garlands, bouquet, etc.) locally and in nearby towns during festivities, cultural ceremonies, religious functions.

WAY FORWARD These SHGs are planning to establish Producer Organisation around floriculture activities.

They are also exploring more value addition in high tech floriculture and demand-based production of diff erent flowers.

65SUCCESS STORIES

13. Bagging the Success (Ambala, Haryana)

CHALLENGES Asha Rani of Village Mullana in Ambala

district, Haryana belongs to a very poor family.

Family income was meagre and not at all suff icient to run household expenses.

INTERVENTIONS Asha Rani came in contact with the

Ujala Welfare Society, Mithapur Ambala and became a member of Aastha SHG promoted with NABARD support.

She participated in training under MEDP on ‘Fabric bag making’ sanctioned to Ujala Welfare Society in the month of January 2021.

IMPACT All members of Aastha SHG started saving money and also opened a bank account.

After getting training she started business of making bags at home with her saved money.

She and other SHG members contacted shopkeepers, boutiques in nearby towns in Ambala district and were able to get orders from them.

She also supplies finished products to NABARD supported rural mart at Mithapur, Ambala.

She earns ` 5,000/- to ` 7,000/- per month and supports her family.

WAY FORWARD Asha Rani is thinking to register her products at online selling platform ‘amazon’ soon.

The group members are aiming to become entrepreneurs with their hard work and change their lives for the better.


14. Development through Credit (Chandrapur, Maharashtra)

CHALLENGES Tenant farmers, oral lessees, small artisans, street vendors etc. are engaged in some form of

gainful economic activity, but they don’t have any collateral security to off er to bank.

Due to this they often remain outside the fold of institutional credit.

Their source of informal credit has very high rate of interest.

INTERVENTIONS Joint Liability Group (JLG) Financing is being implemented in Chandrapur District of

Maharashtra since November 2019 by Vidarbha Konkan Gramin Bank (VKGB)

Six NGOs were engaged for field level facilitation.

The project is supported and monitored by NABARD.

Initially 2,250 JLGs were proposed to be formed, nurtured and financed under this project.

IMPACT Within a short span of 17 months, loan amount of ` 16.72 crore has been disbursed to 669

JLGs which is a significant achievement in this pandemic time.

The JLG financing has helped the bank in getting more – CASA deposits, enrolments under PMJJBY, PMSBY & APY etc.

Beneficiaries are able to access credit at much lower rates than informal sources.

All the JLG loan accounts are standard and regularly services by the borrowers.

WAYFORWARD The scheme not only served marginalized section of the society, but also proved as a viable

business proposition for the bank.

Coverage of JLG finance program would be increased to more areas which are under reach of bank and associated NGOs.

67SUCCESS STORIES

15. Making it Profitable for the Banker as well! (Fatehgarh Sahib, Punjab)

CHALLENGES Rural women who are engaged in some form of gainful

economic activity, intend to diversify their activities but do not have any collateral security to off er to bank.

More dependence on informal money lenders whose interest rates are very high.

DCCB was making losses and in need of profitable business verticals.

INTERVENTIONS NABARD Punjab, initiated a pilot on JLG promotion and

financing through DCCB Fatehgarh Sahib in Dec 2018.

As on 31 March 2021, bank sanctioned grant to 1700 JLGs and advance has been extended to 5948 rural women through 1487 JLGs by DCCB.

During COVID lock down a top-up financial support to the tune of ` 1.33 crore was extended to 1100 JLG members.

Income earned from the JLG financing by the bank as on 31st March 2021 was to the tune of 2.73 crore.

Good practices of successful microfinance companies have been adopted in monitoring, issuance of loan cards, etc.

Each of the JLG members have been enrolled under various social security schemes like PMSBY, PMJJBY and APY.

DCCB tied up with a private insurance company to extend life risk cover to senior citizens of JLG members.

IMPACT JLG members have access to formal source of credit for supporting and enhancing their livelihood

activates.

Many JLG members have established their business with the help of credit support provided to them.

The lower cost of credit has helped them in enhancing their income levels.

The real transformation has taken place in the empowerment and status improvement of the women in the district

Income earned from the JLG financing by the bank, as on 31 March 2021, was to the tune of ̀ 2.73 crore which forms 99% of the operational profit of the bank. Recovery under the project is 96%.

WAY FORWARD Members were getting a promising income to lead their families with dignity and are ascertain

quality education for their children.

The group members are aiming to become entrepreneurs with their hard work and change their lives for the better.

The success has been captured in a short film UDAAN which is in nabardonline.


16. Mushrooming Income (Kishtwar, Jammu)

CHALLENGES Shri Kuldeep Kumar belongs to a poor and uneducated family and was working as a laborer

in nearby villages.

The earnings of Kuldeep Kumar were not suff icient to meet the daily earnings of his family.

INTERVENTIONS NABARD has sanctioned a project for the formation of JLGs to KYASC society.

Kuldeep Kumar was guided about the benefits of joining JLG and he became a member of Kuldeep JLG along with 3 other members.

He took his first loan of an amount of ̀ 50,000/- from J&K Bank to start mushroom cultivation.

IMPACT With credit support Kuldeep started Mushroom cultivation business. He now earns from

sale of mushroom and vegetables.

Income of Kuldeep have increased from ` 7,000/- per month to 15,000 per month

Bank loan stands fully repaid.

WAY FORWARD Kuldeep now have applied for composite loan of ` 2.00 lakh for purchase of a vehicle for

business activities along with other JLG members.

69SUCCESS STORIES

17. Small Steps to Big Leap-Setting an Example(Samba, Jammu & Kashmir)

CHALLENGES Ms Biaso belongs to a poor and uneducated family who have diff iculty in making ends

meet.

Lack of opportunity due to financial constraints.

INTERVENTIONS NABARD has sanctioned project for formation of SHGs & JLGs to Kristu Jyoti Social Welfare

Society.

Ms. Biaso was guided about the benefits of joining SHG & JLG and she became the member of Gulab JLG.

She took her first loan for an amount of ` 25,000/- to start a business of selling vegetables

IMPACT With credit support she started a business of selling vegetables and started earning good

income.

With the increased income and saving she opened a Juice corner for her son making him self-employed.

She repaid her first loan in time and availed second loan of ` 50,000 to start a fast-food point including selling of other soft beverages and snacks like chips/ biscuits etc.

She is now earning more than Rs,1,500/- per day from these activities.

WAY FORWARD She has repaid both the loans availed and now planning to take additional loan for expansion

of her business.


18. To Bee - an Entrepreneur (Kishtwar, Jammu. )

CHALLENGES Mr. Nazir Ahmad from village Chanoti, Kishtwar used to work as labourer with local

contractors and in other small projects.

He used to earn ̀ 200/- to ̀ 300/- per day and it was very diff icult for him to meet his needs as also to look after the education of his children.

INTERVENTIONS NGO Shagun Youth Welfare Club who was sanctioned a project for formation of 50 JLGs.

Mr. Nazir become part of JLG promoted by Shagun Youth Welfare Club.

He took loan of ` 50,000/- from J&K Bank.

IMPACT With credit support Mr. Nazir took up the work of Honey bee cultivation and started with 10

boxes of Honeybee. Slowly and gradually, he increased his work upto 70 boxes

His present annual income has increased from ` 70,000/- per year to ` 5,60,000/- per year.

He has provided employment to two youths in his honeybee business.

WAY FORWARD Shagun Youth Welfare Club in March 2021 conducted a MEDP for Honeybee Cultivation

with support of NABARD.

After undergoing MEDP training Mr. Nazir has now applied for loan from KVIB and is planning to purchase 200 more boxes.

71SUCCESS STORIES

19. The Spice Route (Darrang, Assam)

CHALLENGES Sialmari village consists of approximately

230 households and around 1200 population. More than 75% families of the village are living under below poverty line.

Women in the village are mostly illiterate and only a few are engaged in other to enhance the generating activities.

The SHG as a group started growing seasonal vegetables, chillies, coriander, mustard and so on and sold the produce directly to market.

INTERVENTIONS SHGs were promoted through Rural

Organization for All Round Development (ROAD), in order to enhance the livelihood and standard of living of SHG members and JEUTI SHG was among those SHGs.

Training on spice packaging and marketing was provided to these SHGs by various state agencies.

IMPACT After these training programs, the SHG

members, realized that value addition of primary produces lead to better price realization.

They hired services of a mill for grinding their raw material primary produce which were left unsold.

The SHG availed a CLF loan of ̀ 5.00 lacs from ASRLM and purchased a packaging machine from a Hyderabad based supplier.

The weekly savings of ` 20 per member leads to a corpus of ` 20,000/- in a short time.

The ASSAM GRAMIN VIKASH BANK sanctioned a loan of ` 1.95 lakh to the SHG.

SHG purchased industry scale grinder to reduce the cost.

They also received ` 25,000/- and ` 10,000/- as Revolving Fund from KAMS and ASRLM respectively.

They launched spices in market with brand name: “PUHAR” which means lights

Currently, they are selling turmeric powder, red chilli powder, cumin powder etc. and all products are well received in the market.

As a result of interventions, the SHG members are earning ̀ 8,000/- per month, a significant jump in their income.


Their outstanding to AGVB stood at ` 1.09 lakh with regular repayment of CLF.

WAY FORWARD The JEUTI SHG has also participated in diff erent State Level and National Level exhibition

through NABARD and ASRLM for exhibition-cum-sale of their products.

Presently, the SHG is also involved with Cushion Fabric making, tailoring activities, which they want to scale up just like their spice making initiative.

During COVID-19 lockdown, these SHGs took the initiative to distribute food and other essentials to the needy people of their area.

73SUCCESS STORIES

20. Tapping local skills and resources (Under DAY-NRLM) (Kokrajhar, Assam)

CHALLENGES Maya Self Help Group, having 11 rural poor

women having skills of making cane and bamboo products.

Despite having the required skills, they were facing lack of scope, handholding and financial support to expand their business.

INTERVENTIONS Maya Self Help Group came under DAY- NRLM

fold and registered under Assam State rural Livelihood Mission Dotma BMMU.

The group received diff erent trainings from ASRLMS BMMU Dotma and with great interest followed the panchasutra and maintained the book of records properly.

ASRLMS BMMU Dotma has provided training for progress of SHG in terms of livelihood activities and financial assistance.

RF of ` 15,000/- and ` 10,000/-was provided to SHG under KAMS.

Bank loan of ` 1,00,000/-was sanctioned by Assam Gramin Vikash Bank.

IMPACT They make products like Dala, Chandrapali, Daland etc., and sell it in the nearby local

market and in Kokrajhar ’s main Market. The raw material i.e., Cane & bamboo for making the product are procured locally which in turn also help the local Bamboo farmers.

The SHG has supplied 240 units of Dale and 40 units of Chandrapali to KVK Gossaigaon and earned ` 72,000/-

MAYA SHG has already repaid around ` 80,000/- out of the 1.00 lakh received from AGVB thus enhancing its credit worthiness.

WAY FORWARD The SHG was maintaining good relationship with the bank by repaying the loan amount

installment regularly even in the time of COVID- 19 Pandemic.

They are now planning to take higher amount of loan and expand their business.


21. Empowering through Savings and Credit (Rewari, Haryana)

CHALLENGES In context of an agrarian and male dominated society there was lack of economic stability

among the women in the village.

Women could not utilize business opportunity due to lack of financial resources and empowerment.

INTERVENTIONS Mahima TLKEF Self Help Group was formed with 10 women in Pachore village by The Lord

Krishna Educational Foundation.

SHG started their saving with ` 100 per member per month.

SHG was credit linked and a loan of ̀ 1.00 lakh was availed by them from Central Bank of India.

IMPACT Total savings of the group was `

1,26,000/- as on date.

They could avail bank credit due to their regular savings.

Members of SHG started- cosmetic and general grocery shop with the help of everyone. From this business, group was earning additional income of ` 18,000/- per month.

In view of this business and after depositing the entire installment of the loan, the Central Bank of India again sanctioned a loan amount of ` 3.00 lakh to the group.

WAY FORWARD In view of the ongoing business

after repayment of entire loan the Central Bank of India had again sanctioned a loan amount of ` 3.00 lakh to the group.

With this loan they are planning to expand their business further.

75SUCCESS STORIES

22. MY Pad. My Right (Gwalior, Madhya Pradesh)

CHALLENGES Use of Sanitary Napkins was almost

negligible in rural areas.

The napkins available in the market were not aff ordable for rural poor women and girls.

INTERVENTIONS The need assessment for LEDP on Sanitary Napkin Making was done.

The LEDP on Sanitary Napkin production was initiated.

To establish and start preparation of cost eff ective/low-cost sanitary napkins in scientific way for better health and hygiene among rural women and girls.

To provide quality based napkins to rural women

180 SHG members were covered under LEDP and they were trained.

Forward and backward linkages and handholding was provided.

IMPACT Their SHGs got 2nd and 3rd credit linkages of ` 2.25 lakh to ` 3 lakh each and started

manufacturing sanitary pads.

In 2019-20, a producer Organization Sheetla Mata Mandal was formed of these LEDP trainees. Now they are providing hand holding support and forward and backward linkages, providing raw materials, marketing tie up.

In its 6 months of existence, they have sold more than 5.00 lakh products out of about 25.00 lakh products sold.

The LEDP trainees are now earning upto ` 5,000/- per month.

SHG members in the area were also sensitized and now almost 100% women in the area are using sanitary pads.

Rural woman was economically empowered by providing direct and indirect employment.

Use of Sanitary Napkins increased in rural areas due to availability of cost-eff ective Sanitary Napkins.

These Napkins are made of cotton which are biodegradable and ecofriendly.

WAY FORWARD NABFOUNDATION has selected Gwalior district for its project “MY Pad. My Right” and one

sanitary pad napkin making machine was provided to the SHG.


23. Journey towards Hygiene (Bhagalpur, Bihar)CHALLENGES Use of Sanitary Napkins was almost



INTERVENTIONS 60 SHG members were trained on sanitary pad making for under LEDP in March 2019.

Backward and forward linkage guidance was provided to them.

IMPACT Many trainees started the activities of pad making with the money obtained through internal

lending of the group out of the loan availed by group from banks.

Sanitary pads are available to women and girls from villages at aff ordable prices.

The agency GRAM DIDI supported by NABARD was providing training to SHG members in preparation of Sanitary Pads.

These groups started arranging stalls at schools and colleges and made the pads available at relatively cheaper rates compared to the markets.

These activities have added income generating avenues in their fold.

In many of these groups, the savings and credit transactions have touched the limit of ̀ 8.00 lakh per annum.

WAY FORWARD This work has inspired the district administration of Bhagalpur and the groups were later

provided with a sanitary pad making machine by district administration which is run by a cooperative society formed under District Industrial Innovative Plan.

77SUCCESS STORIES

24. The New Beginning (Amethi, Uttar Pradesh)

CHALLENGES Use of Sanitary Napkins was almost negligible in rural areas.


SHG members were in need of livelihood opportunity.

INTERVENTIONS An initiative of Marketing & Making of Sanitary Napkin was

launched by NABFOUNDATION (a subsidiary of NABARD) in association with Maan Samman Self Help Group.

The SHG consists of 10 members formed on 25th May 2014.

Man Samman SHG was selected for the establishment of manufacturing unit of Sanitary Napkins and marketing them.

NABFOUNDATION roped in Jay Shree Industries to provide requisite skill training needed to the SHG members.

Training on various aspects of sanitary pad manufacturing and diff erent business requirements was given to SHG.

NABFOUNDATION provided sanitary Pad making machinery and raw material to the SHG members.

IMPACT Sanitary Napkins manufacturing unit was established in Bhanoli Village, Musafirkhana

block of Amethi district.

The Group had successfully manufactured 7,700 Sanitary Pads, and sold 2,700 Pads with an earning of ` 16,200/- collectively.

The group is highly involved in motivating the members of 2 villagers to take up this activity.


WAY FORWARD The initiative has not only transformed the lives of members of Man Samman SHG by

providing a source of income but also succeeded in bringing positive behavioural and social change.

Man Samman SHG members are taking this initiative to other villages, generating awareness among women about the need to practice hygiene during menstrual cycle and use of sanitary pads.

79SUCCESS STORIES

25. Promoting Hygiene (Ramban, Jammu & kashmir)

CHALLENGES Use of Sanitary Napkins were almost



SHG members were in need of livelihood opportunity.

INTERVENTIONS 2-day training program was organized

for SHG members on manufacturing of sanitary pads through machine.

Technician gave a demonstration of machine’s working to SHG members. Manufacturing premises was taken on rent by Mansarovar SHG.

One sanitary pad making machine provided to members of a Mansarovar Self Help Group in district Ramban.

Support on backward linkage was provided to SHG.

IMPACT 10 SHG women started manufacturing of sanitary pads by producing 250 pads daily initially.

Women are visiting their neighbourhood and relatives to sell pads. Also they are making eff orts to establish marketing tie-up with retail shops to sell sanitary pads in wholesale.

Till date around 6900 sanitary pads have been produced by the SHG members under the project with a cost of `4/- per pad which sounds reasonable.

Sanitary pads are made of high-quality organic cotton without using any chemicals.

In terms of quality the thickness of the sanitary pads is almost double that of other pads available in market and are sold at a very reasonable price.

WAY FORWARD The SHG members are planning to invest more time and resource in marketing.

Members are planning to approach schools and colleges once they open after lockdown for marketing.

Findings of Studies Commisioned by NABARD5

The growth of microfinance sector as elaborated in the previous chapters establishes the acceptability and importance of the interventions being made in this field. However, it is equally important for policy makers and other stakeholders to continuously keep studying the gradual and sudden changes in external environment that impact the overall relevance or modus operandi of such field interventions. Besides, for the microfinance programme to evolve with time and keep pace with the changing socio-economic dynamics at the local level, it is important that constant eff ort is made to identify and understand the problems or challenges in the sector. Also, the tenets being adhered to need to be put under scrutiny for validation from time to time so as to ascertain their applicability at present, the compatibility of polices with their needs and expectations from such programmes and to assess their eff iciency in delivering the desired impact.

Understanding microfinance interventions at the local level requires that we move to diff erent unique settings at the field level and use applied research to gather feedback and data necessary to investigate the utility of these programmes and draw tenable inferences to carry forward the programme.

NABARD, therefore, has been conducting in-house studies on various topics through a team of professionals as also through industry-wide collaboration with reputed agencies. The topics chosen for studies conducted during the last financial year have addressed state-specific issues, institution specific role, impact of segment specific interventions as also the synergy between interventions of diff erent stakeholders aimed at a common objective. The findings provide credible information on stakeholder perceptions and satisfaction levels for taking decisions regarding future service enhancements and microfinance industry expansion. The details of the studies conducted and their major findings are given in the following paragraphs.

I. Assessment Study on Joint Liability Group Financing in Andhra PradeshThe Study was conducted by Andhra Pradesh Administrative Staff College of India (ASCI) with the objectives to study the status of JLG financing in the State of Andhra Pradesh, identify issues aff ecting growth of JLG financing in the State, analyze and suggest measures for identified issues as also to

81


evaluate the performance of JLG promoting institutions (JLGPIs).

Important Findingsi. Most of the JLGPIs follow the guidelines

issued by NABARD. Group size is 4-5 members and homogenous groups (similar activity/condition) of persons living in close knit area are prioritized.

ii. The concept of JLG lays emphasis on Group cohesion and dynamics. Hence, regular meetings among members should always to be encouraged.

iii. The formal training programmes on regular basis for JLGPIs need to be strengthened.

Suggestionsi. Establishment of a dedicated JLG

resource programme and Capacity building workshops for JLGPIs & JLG members may be taken up.

ii. Convergence with FPOs for Agri- Loans.

iii. Increase in Loan Amount: - the loan amount may be determined according to the purpose and requirement of the individual member or group. While the RBI has fixed the loan amount limit per borrower, bankers are often over-cautious while lending to JLGs without assessing their actual needs, which can push these individuals to turn to informal but expensive sources like money lenders.

iv. Massive campaign to raise the much required awareness & to put in place the long-term strategy for scaling and monitoring the JLG financing programme.

II. “ Impact and Eff icacy of Livelihood Initiatives for SHGs viz . , MEDP and LEDP of NABARD and Livelihood Interventions of NRLM”The study was conducted by the Centre for Research on Financial Inclusion and Microfinance (CRFIM) at BIRD, Lucknow with the support of Micro Credit Innovations Department (MCID), NABARD. The major objective was to study the adoption of various livelihood interventions by SHG members and assess the impact of the interventions on their livelihoods. Other objective was to study the role of NGOs and other Community Based Organizations (CBOs), like Village Organizations (VOs) and Cluster Level Federation (CLF) in enabling the SHG members to take up livelihood activities.

The study was conducted on a sample of 360 households spread across six districts from three states viz. West Bengal, Madhya Pradesh and Andhra Pradesh. Interactions were held by the study team with SHG members (20 members from each programme) and other stakeholders including - SHG Federations, NGOs/PIAs, Bankers and Government Off icials.

Important Findingsi 89% participants had taken up the

livelihood activities after receiving assistance from the programmes. 76% households took up non-farm based activities.

ii The livelihood interventions resulted in an increase in the average annual income, value of livestock assets, value of household durables and average number of man days/year of work.

iii SHG members required additional handholding/training on Banking transactions and products, book keeping, frequent meetings with Bankers, capacity building of Federation leaders and

83FINDINGS OF STUDIES COMMISIONED BY NABARD

support from Department concerned in loan recovery etc.

iv SHGs sought better market assistance, additional marketing channels (linkage with bulk buyers, retailers etc.), supply chain management, exposure visits to successful models etc.

Suggestionsi Follow-up cum refresher training sessions

may be conducted for the SHGs.

ii Support for promotion of cluster based activities as well as individual enterprises.

iii Better marketing assistance by dovetailing Rural Haat/Mart schemes.

iv New and innovative market channels for collaboration with bulk buyers including - wholesalers, shopping malls and online platforms.

iv Making financial assistance available to members.

v Training to members on packaging and marketing.

III. Study on Sustainability of Long Standing SHGs (10-15 years) in Telangana State.The study was conducted by Mahila Abhivruddhi Society, Hyderabad. The Study was commissioned by Telangana RO with an objective to understand the sustainability of old SHGs having survived more than 10 years in the State. The study was conducted in 6 districts to examine issues such as:

• No Bank linkage if the group is having less than 10 members or persons with above 60 years of age.

• There are large idle funds lying in SHG Savings Bank accounts because of no internal lending.

• Bank linkages: small loan value, bank reluctant to give loans to senior citizens, long waiting periods etc.

Important Findings i Monthly mandatory savings are being

deposited with SHG Federations and Streenidhi.

ii The average savings per member per month is ̀ 109/-, whereas in the beginning it was ̀ 42/- which is a welcome progress.

iii SHGs used the members’ savings in multiple ways like inter-lending, collateral for external credit, repayment of loans, recovery of overdue etc.

iv Most of the SHGs are systematic and up-to-date in book keeping. Some of them had hired persons for this purpose.

v Factors contributing for the sustainability of SHGs:

• At group level: Determination of members to form a group, replacement of defaulting members with new members, regular meetings with fixed agenda, sharing group activities, leadership on rotation basis, availing loans from multiple credit sources are the main reasons for the sustainability of SHGs.

• At project level: proactive role of Govt. in the promotion of SHGs and Federations; Target approach in SHG credit linkage, digitization of SHGs and VO data.

Suggestions i Commercial MFIs are not operating in

Telangana and the JLGs are not very successful. The SHG Bank linkage program supplemented by Streenidhi as a “Business Correspondent” must work even more eff iciently to ensure that the SHGs and their Federations avail the Cash-Credit Loans (CCLs) for SHGs.


ii The Digitization of SHGs supported by NABARD has not been synchronized with the SERP / Stree Nidhi system. There is tremendous scope for digitization of SHGs in Telangana led by Stree Nidhi.

iii There is still a need for building the capacities of SHGs and their Federations to enable them to directly borrow from banks to for their microenterprises.

iv Continuous capacity building of the SHGs and SHG Federations is necessary with special focus on microenterprises and best use of CCL.

IV. Study on MSME-Micro Housing Lending by Micro Finance Institutions (MFIs)/ Small Finance Banks (SFBs) The study was conducted by CRFIM, BIRD Lucknow, to discover the role which can be played by the Microfinance Institutions (MFIs) & Small Finance Banks (SFBs) to serve the credit needs of the sectors, viz., Micro & Small Enterprises (MSEs) and Micro Housing. The study aimed to assess the financing aspects in the sectors which are important for the development of socio-economic activities in the country. The study included survey of 117 MSEs and 64 clients eligible for micro housing selected from two MFIs, viz., Cashpor Microcredit and Repco Micro Finance Ltd. and two SFBs, Equitas Small Finance Bank Ltd. and Utkarsh Small Finance Bank from two districts viz. Varanasi (Uttar Pradesh) and Chennai (Tamil Nadu).

MSME and Micro Housing segments have traditionally been under-served by the MFIs. Over the last few years, some of them have initiated several pilot initiatives for acquiring and providing services to MSME clients through group and individual mode. With new regulations from the Reserve Bank of India enabling development of a BC partnership

between commercial banks and MFIs, provided an opportunity to them to scale up such initiatives.

Important Findings:i Unlike MFIs, SFBs were off ering MSME

loans through individual mode of financing.

ii It was found that the portfolio quality was significantly poorer for SFBs in comparison to MFIs.

iii The average rate of interest charged by SFBs was higher than MFIs, given the high cost and risk involved in lending individually.

iv SFBs charged higher processing fees and have longer average processing time in comparison to the MFIs given their stringent due diligence requirements.

v Barring Equitas, which off ered CC/OD facility, others off ered only composite loans fulfilling the working capital and investment requirements of the enterprises.

vi Some of the prominent challenges faced by MFIs/SFBs in extending credit to MSE segment were: high risk involved in lending, multiple lending, KYC requirements and high cost of intermediation.

vii In the start-up phase, majority of the enterprises (84%) were dependent on MFIs followed by personal savings (42%). However, in the growth stage the credit needs of enterprises were mostly being served by SFBs (55% of enterprises) followed by commercial banks (23%).

viii Thirty eight percent availed credit for capital expenditure. The remaining 12% didn’t respond in this regard.

ix A significant proportion (31% of enterprises) felt that collateral for lending


was one of the major challenges in accessing credit. It was more pronounced in case of SFBs (22%) as compared to commercial banks (8%) and NBFCs (1%). About 17% said that high rate of lending in MSE segment was a challenge to access institutional credit. Agency wise comparison revealed that it is higher in case of SFBs (12% of enterprises reported) as compared to the other financing agencies. Procedural complications also cited as a challenge for accessing credit from institutional sources.

Suggestionsi Encouraging Registration of MSMEs

ii There is a need for CC/OD limits.

iii Faster and convenient approvals under CGTMSE scheme are required in order to meet the immediate credit requirement of enterprises.

iv BC mode of financing for MSME loans is suggested.

v Designing of suitable loan products to serve the diverse housing credit needs of the borrowers.

vii Use of non-traditional data to assess credit worthiness to judge the repayment capacity of the borrowers.

V. Study on improving livelihood opportunities for Joginis and Women Aff ected by Traff icking in Anantapur district of AP through SHG and other Promotional SchemesThe Study was conducted by Administrative Staff College of India (ASCI), Hyderabad, Andhra Pradesh with the objective to study the present position of the Joginis and women

aff ected by traff icking in the district, suggest ways to bring them to the mainstream, examine extent of coverage of this system, awareness and involvement of the aff ected people about SHG concept, existing government scheme available for them and steps taken by the state Government/other stakeholders for their rehabilitation. A sample of 50 respondents were drawn from “Convenient Sampling” methodology due to absence of population details of Joginis/Basavin in Anantapur district.

Important Findings:i. All surveyed women were illiterate having

average age of 40 with the youngest being 30 years and the oldest being 50 years. None of the surveyed women was staying in a temple, since such practice does not exist in the region. Fifty per cent of women surveyed were staying in their own pucca house and remaining were staying in rented house. The average size of the households was 5.9.

ii. It was observed that all the women were married to the deity or temple at a very young age. Since the younger ones were 30 years old, dedication of all the women must have happened more than 10 years ago.

iii. Joginis have always been socially excluded and stigmatized leading to depression. This has also resulted in various forms of abuse from the communities. Safety & mental health were considered as the biggest problems among the women followed by ill treatment from communities and financial dependence.

iv. The average annual income of the women surveyed was ` 32,666. The primary sources of income mentioned were prostitution and agricultural labour. Only 5 women had land (less than 2 acres each) in their name which was inherited.

v. All the surveyed women were aware of SHG concept, but only 39 were part of any SHG with an average group size of 10 members. Others could not join due


to their background and resistance from other members. The SHGs did not have any common group economic activity.

vi. The women were willing to participate in Government training programmes for livelihood improvement, but were not benefited from such initiatives so far. As part of YSR Pension Kanuka, AP government provides a monthly pension of ` 2250 to single and widowed women above the age of 30 for BPL families holding a white ration card. Among the 50 women, only 21 were receiving the amount on a regular basis.

vii. The women expected respect and humane behaviour from the local communities.

viii. As per off icial records, in recent times, there were no dedications of young girls. Further, there were no significant instances of traff icking or prostitution in the Uligamma practice.

Suggestionsi. Need for formation of a dedicated State

level committee to oversee various aspects of the current welfare programs and to ensure end use by the eligible women. The committee should also address the issues of lack of developmental support and provide eff ective backup for the women.

ii. Setting up of rehabilitation centres in few districts where the population of Basavin women is more. This centre can act as a knowledge centre for the illiterate women and provide guidance on their entitled benefits and legal rights. With funds from State and Central Government agencies, the centres can be transformed into small scale industrial units and also impart training for skill development activities.

iii. Successful integration of the Basavin women in the community is not possible without active participation from the community itself. A massive social awareness movement needs to be instigated from the grassroot levels of the society involving key stakeholders like village heads, local SHG leaders, Government off icials from Social Welfare Department, few Basavin family members and NGOs. Awareness campaigns can be conducted in the form of street plays, cultural activities, pamphlets, and visual media. Local radio & TV channels can also play a major role in educating the masses and promoting civil society intervention.

iv. There is a need to strengthen existing SHGs through capacity building and vocational trainings with the help of NGOs and other successful groups in the nearby regions for economic empowerment and financial independence. Most of the women lack skills, hence, there is a need for skilling and market linkage through SHGs. Focus should be on collective initiatives with market linkage.

v. Mental health is considered the biggest issue. To address the physiological and psychological wellbeing of the Basavin women, there is a need for counselling sessions for them with the help of staff at the primary healthcare centres.

vi. The last off icial survey was conducted in the erstwhile state of AP in the year 2008-2009. Hence there is a need for a comprehensive study examining the current socio-economic status of all women in the state for facilitating the rehabilitation program.

Seminars and Conferences6The exchange of ideas is crucial to the journey of development. Seminars and conferences provide an appropriate platform to the entire industry to learn more about the developments in diff erent sub-sectors, gain critical insights into challenges underneath, arrive at better understanding of issues and tap into the knowledge of industry experts. These avenues also provide common grounds for collaboration, deliver a vast array of useful information in a short span of time. With the same objective, NABARD has been supporting conferences and workshops related to the microfinance sector. Over the years, these events have served to bring various stakeholders together, finding fresh perspectives, generating ideas for innovative products, recognising operational issues and suggesting solutions and policy level changes.

During the year 2020-21, due to the Covid pandemic a conscious eff ort was made to avoid large gatherings and various online platforms were made the preferred medium for communication and brainstorming. NABARD supported thewebinar conducted by CRFIM on Technological Innovations in Microfinance

inviting eminent industry experts to off er suggestions on leveraging technology based solutions for strengthening the microfinance sector. Another major event organised during the year was the Regional Policy Forum Meet with APRACA which focused on small farmers’ collectives and their issues. A gist of both these events has been presented in the following paragraphs.

Webinar on Technological Innovations in Microfinance

BIRD (CRFIM) has organized a webinar on Technological Innovations in Microfinance on 23 March 2021. The webinar was in the form of panel discussion by eminent panelists from NABARD, Fintech companies, MFIs, consulting firms from the sector led by the moderator, Dr. P Satish, Executive Director, Sa-Dhan.

The panelists included Shri Jiji Mammen, MD, NABFINS, Smt. S. Vijayalakshmi, CGM, MCID, NABARD, HO, Shri Manoj Kumar Sharma, Director, MSC, Shri Udaya Kumar Hebbar, MD & CEO, Credit Access Grameen Ltd., Shri Praveen Kumar, Head – Product Innovation

89


(Payments) Spice Money Ltd., Shri Abhishant Pant, Consultant, FinTech and Shri Deep Shah, Lead, Product Development, NPCI. A total of ninety two participants from commercial banks, MFIs, Fintech Companies, sector experts and NABARD Regional Off ices across the country participated in the Webinar.

Outcomei) Government relaxation on e-KYC

authentication through Aadhar for MFI sector to help the sector in various aspects.

ii) Usage of client level transaction data for product development, betterment of services and improving the overall system is the key.

iii) The MFI are mostly dependent on Field Off icers to interact and disseminate information to clients. The panel discussion suggested for a client friendly digital interface for MFIs where the controlling off ices can directly interact with clients on a digital mode when field agents cannot reach during crises period such as COVID- 19 pandemic.

iv) MFIs can come forward by providing smartphones, digital literacy training to their clients for building a trust and habit on digital transaction.

v) MFIs can innovate and partner with payment service providers for more scalable, adoptable model of operation.

vi) MFIs should take the advantage of BC network for leveraging their services for digital repayment system.

vii) Strengthening the entire digital value chain from MFIs to clients for betterment of MF services.

NABARD-APRACA Regional Policy Forum MeetingNABARD cohosted the Regional Policy Forum Meet with APARCA on 04 March 2021. The Regional Policy Form deliberated on two major themes which are of immense relevance of the region i.e. “Small farmers collectivization and its role in agriculture development” and “Credit Guarantee mechanism and credit enhancement solution for farmers collective and others actors in the value chain”.

The Forum was inaugurated by Shri Narendra Singh Tomar, Hon’ble Minister for Agriculture and Farmers’ Welfare, Govt. of India, New Delhi and was attended by Shri Sanjay Agarwal, IAS, DAC & FW, Secretary, Ministry for Agriculture and Farmers’ Welfare, Shri Debashish Panda, IAS, Secretary, DFS, Ministry of Finance, Government of India, Dr G R Chintala, Chairman NABARD and member delegates from 24 APRACA nations. The programme was moderated by Shri Ashok Dalwai, CEO NRAA (National Rainfed Authority of India).

Dr G R Chintala, Chairman NABARD and vice Chairman APRACA highlighted the initiatives taken by India in the field of Agriculture and Rural Development by way of innovative initiatives like FPOs, Credit Guarantee schemes and other innovative schemes for development of farmers who constitute more than 65% of India’s population. NABARD has promoted 5000 Farmers’ Producers Organisations (FPO) with a membership of 1.3 million farmers. The FPOs, through the collectivization of agricultural production and post-harvest management have transformed agriculture into a sustainable business by taking advantage of the economies of scale by way of produce aggregation, value addition, and collective bargaining for inputs and marketing, thus enabling optimal returns to farmers for their produce. NABARD has also been providing credit guarantees to FPOs

91SEMINARS AND CONFERENCES

Chairman NABARD welcoming Shri Narendra Singh Tomar, Hon’ble Minister for Agriculture and Farmers’ Welfare, Govt. of India, New Delhi

22nd General Assembly of APRACA in virtual mode.

Dr. G R Chintala Chairman NABARD & Chairman APRACA addressing the General Assembly Meeting

through its subsidiary to facilitate credit availability, accessibility, and aff ordability. He indicated that NABARD can collaborate with the Asia Pacific members and enable the FPOs to be a vehicle of rural transformation.

The 73rd EXCOM and 22nd General Assembly Meeting of APRACA were also held on 04 and 05 March 2021.

Agenda for the year Ahead7With the success of the NABARD supported SHG-BLP programme, progress made by NRLM in forming and supporting SHGs and with role of MFIs, the country now has a cumulative outreach of over 138 million poor families under the SHG programme. The next logical step is to consolidate this gain in terms of social capital and initiate actions to develop a self-reliant sector contributing to the country ’s economic growth in the coming years. However in order to achieve this, it is pertinent to understand and address the major challenges that the sector is facing.

The credit absorption capacity of SHGs and also the availability of per member credit remains at a quite low level, posing challenges in their way of graduating towards enterprise or substantial income generating activities. Further, the pandemic also had ramifications for livelihood based skill trainings for SHGs. Due to the lockdown and restrictions on public gatherings, the capacity building programmes for SHGs were adversely impacted. It has also been noted that along with backward linkages such as imparting skill, arranging for proper forward linkages, specifically market linkages for sale of products and adequate

handholding and continuous guidance is paramount to graduating from a SHG to a successful enterprise.

The data in previous chapters also delineates regional imbalances in the growth of microfinance sectors. Thus, lending special focus to nurturing SBLP in these areas also emerges as one of the strategic action points for the near future. Also, the pandemic has not only underlined the need for assessing the level of resilience in SBLP and preparedness to adapt in the wake of black swan events, but also highlighted the importance of adopting technology based solutions for furthering the agenda of microfinance. These aspects will have to be pursued further. Besides, with multiple institutional players such as SFBs, NRLM, SIDBI, MUDRA and others operating in the microfinance field, the programme architecture must be revisited for better alignment of objectives and forging strategic partnerships.

In view of all this the initiatives that are proposed to be taken up for taking the programme forward are as under:

93


1. Though the SHG-BLP initiative has come a long way from a mere ̀ 25,000 per group to around ` 2 lakh per group, the average loan per member even today stands at around ̀ 20,000 only. Such a small amount only allows them take up activities which will help them survive. Typically, these activities are characterized by low barriers to entry, undiff erentiated products, saturated markets and ineff iciencies which limit their competitiveness. The operations may also not be continuous but seasonal. The SHGs need to graduate to micro entrepreneurs deploying higher capital, employing more number of labourers, using better technologies and operating continuously, without seasonal fluctuations. It is therefore proposed to initiate a pilot during the year to identify members of SHGs and build their capacities to become entrepreneurs, enable credit linkage and facilitate market linkage. This pilot would be an end to end activity, from identification of the SHG member to forward linkage with the market.

2. Keeping in view the hardship caused due to COVID-19 pandemic, NABARD’s allocations under MEDPs, LEDPs and capacity building have already been enhanced. In addition to the new programmes covering first generation entrepreneurs, upscaling the businesses of the existing entrepreneurs of the SHGs may be taken up in those districts where already MEDP/LEDPs have been done. The activities identified for skill building will also be expanded.

3. A directory of SHG products which would also include a documentation on existing level of skill sets available with the groups producing these products would facilitate marketability of the SHG products. This would be attempted in few selected districts of one State as a pilot.

4. NABARD would arrange for conduct of Trainers Training programme for NGOs

for facilitating/upscaling start-ups among the members of SHGs/JLGs.

5. Despite good performance of the sector during 2020-21, certain States and regions are still lagging behind. The focus, therefore, may be on giving special emphasis to the under-served States in Central, Eastern India and North-Eastern regions. The priority sector guidelines issued by RBI in September 2020 also focuses on the issue of regional imbalance by assigning a higher weight to incremental priority sector in districts with lower flow of credit. Capacity building of the SHPIs will be one of the essential intervention to hasten the promotion and nurturing of SHGs in these areas.

6. SHGs and JLGs are critical tools in the hands of Banks and Financial Institutions towards achieving cent percent financial inclusion through financial literacy. Financial literacy through the use of technology can be accelerated via use of computer, mobile and internet. SHG leaders may be the forerunners in dissemination of financial literacy among the vast segments of rural population. Banks, by partnering with Fintech Companies can ensure financial inclusion through the JAM trinity (Jan Dhan, Aadhaar, Mobile). Here also, the SHGs could be involved in delivery of financial services through the BC model.

7. EShakti project of NABARD digitises social and financial profile of SHGs and facilitates bank linkage through an AI based digital portal. If the banks adopt the EShakti software by linking the same with their CBS, and partner with Fintech and other AI based agencies for maintaining regular update of financial and non-financial data on the portal, credit outreach will increase manifold and SHGs will enjoy the facilities of digital banking as their urban counterparts do.

8. In-depth and extensive research is important for critical review and to


propound new policy and programme framework and generate systematic beneficiary feedback. In the context of Covid-19 pandemic and its impact on the economy, national and regional Impact Assessment Studies and Action Research have become more relevant to identify new challenges and additional measures required to overcome and boost the SHG-BLP.

9. The establishment of Small Finance Banks (SFBs) also opened up another window of opportunity for reinvigorating the SHG-Bank Linkage Programme. SFBs have operated on the JLG methodology and some of them worked on the SHG model also. Strategic partnerships with them for SHG-Bank Linkage Programme have the potential to take SHG-BLP to greater heights in the next couple of years.

10. NABARD had suggested grading norms in 2013 and reiterated the same in 2018. The master circular issued by RBI on DAY-NRLM dated 01 April 2021 states that for availing bank loan, the SHGs shall qualify the grading norms fixed by NABARD. In view of the increased SHG- Bank linkage across regions and States, improved quantum of loan disbursement, there is a need to take a relook at the grading norms.

11. NABARD, SIDBI, MUDRA work closely and align initiatives to the NRLM. This could be enhanced by more Financial Institutions proactively and eff ectively using the large SHG customer base to reach out to the poor and vulnerable sections. Only with collaborative eff orts by all the microfinance sector players, the un-served and underserved in rural and remote regions can be eff iciently and eff ectively served.


STATEMENTS


STATEMENT - I - ASavings of SHG with Banks - Agency-wise position as on 31 March 2021

Sr. No. Name of the Agency

Total Savings of SHGs with Banks

Out of Total-Exclusive Women SHGs

Out of Total - Under NRLM/SGSY

Out of Total - Under NULM/SJSRY

No. of SHGs

Savings Amount

No. of Members No. of SHGs Savings

Amount No. of SHGs Savings Amount

No. of SHGs

Savings Amount

1 Commercial Banks 6128387 2259633.00 79646359 5193188 1890326.91 3591612 1095597.98 320374.00 116695.13

2 Regional Rural Banks 3596731 951168.45 41248598 3156466 894421.64 2387216 570798.06 104592.00 65637.03

3 Cooperative Banks 1498282 536959.92 17884139 1375472 483859.09 499059 268973.83 103981.00 13076.45

Total 11223400 3747761.37 138779096 9725126 3268607.64 6477887 1935369.87 528947.00 195408.61

STATEMENT - I - B

STATEMENT - I - C

Bank loans disbursed to SHGs - Agency-wise position during 2020-21


Loans disbursed to SHGs by Banks during the year

Out of Total -Exclusive Women SHGs



No. of SHGs Loans disbursed No. of SHGs Loans

disbursed No. of SHGs Loans disbursed No. of SHGs Loans

disbursed

1 Commercial Banks 1457333 2795251.00 1211046 2519871.16 572666 1040981.79 26237.00 49263.76

2 Regional Rural Banks 1184775 2449430.11 1148382 2384872.55 919047 1720498.64 65286.00 128180.10

3 Cooperative Banks 245286 562386.70 230147 537569.50 92019 202823.46 21044.00 33760.62

Total 2887394 5807067.81 2589575 5442313.21 1583732 2964303.89 112567.00 211204.48


All other SHGs (excluding NRLM/ SGSY and NULM/SJSRY)

Other Urban SHGs (excluding NULM/SJSRY)

Other Rural SHGs (excluding NRLM/ SGSY)

No. of SHGs Loans disbursed No. of SHGs Loans disbursed No. of SHGs Loans disbursed

1 Commercial Banks 858430 1705005.45 216133 513798.26 642297 1191207.19

2 Regional Rural Banks 200442 600751.37 35959 135985.23 164483 464766.14

3 Cooperative Banks 132223 325802.62 24136 64064.36 108087 261738.26

Total 1191095 2631559.44 276228 713847.85 914867 1917711.59

Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2021

Sr. No.

Name of the Agency

Total Outstanding Bank Loans against SHGs

Out of Total -Exclusive Women SHGs



No. of SHGs Loan Outstanding No. of SHGs Loan

Outstanding No. of SHGs Loan Outstanding No. of SHGs Loan

Outstanding1 Commercial Banks 3218302 5978569.70 2856281 5435420.54 1631131 2990250.95 112046 162573.862 Regional Rural Banks 2032734 3592322.25 1948066 3497056.17 1577781 2490218.18 78932 188109.473 Cooperative Banks 529208 758078.88 506854 727183.22 169373 253192.90 32132 54961.50

Total 5780244 10328970.83 5311201 9659659.93 3378285 5733662.03 223110 405644.83

(Amount `lakh)

(Amount `lakh)

(Amount `lakh)

99STATEMENTS

STATEMENT - I - DNon-Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2021

Sr. No.

Name of the Agency

All other SHGs (excluding NRLM/ SGSY and NULM/SJSRY)

Other Urban SHGs (excluding NULM/SJSRY)

Other Rural SHGs (excluding NRLM/ SGSY)

No. of SHGs Loan Outstanding No. of SHGs Loan Outstanding No. of SHGs Loan Outstanding

1 Commercial Banks 1475125 2825744.89 378788 826355.93 1096337 1999388.962 Regional Rural Banks 376021 913994.60 79565 197347.16 296456 716647.443 Cooperative Banks 327703 449924.48 45608 108674.36 282095 341250.12

Total 2178849 4189663.97 503961 1132377.45 1674888 3057286.52

(Amount `lakh)

(Amount `lakh)


Non Performing Assets of Banks against SHG Loans Outstanding Out of Total -Exclusive Women SHGs Out of total - Bank loans O/S & NPAs

against NRLM/SGSY

Bank Loans Outstanding

against SHGs

Amount of NPAs

Percentage of NPAs to Total loans Outstanding


against SHGs

Amount of NPAs



against SHGs

Amount of NPAs


1 Commercial Banks 5978569.70 303385.52 5.07 5435420.54 252400.44 4.64 2990250.95 100661.49 3.37

2 Regional Rural Banks 3592322.25 143460.38 3.99 3497056.17 128077.63 3.66 2490218.18 105736.27 4.25

3 Cooperative Banks 758078.88 42075.44 5.55 727183.22 38979.27 5.36 253192.90 15785.70 6.23

Total 10328970.83 488921.34 4.73 9659659.93 419457.34 4.34 5733662.03 222183.46 3.88

Sr. No.

Name of the Agency

Out of Total - Under NULM/SJSRY All other SHGs (excluding NRLM/ SGSY and NULM/SJSRY)


against SHGs Amount of NPAs

Percentage of NPAs to Total

loans Outstanding


against SHGs Amount of NPAs

Percentage of NPAs to Total

loans Outstanding

1 Commercial Banks 162573.86 19211.91 11.82 2825744.89 183512.12 6.49

2 Regional Rural Banks 188109.47 3069.04 2.94 913994.60 34655.07 3.79

3 Cooperative Banks 54961.50 3373.80 2.08 449924.48 22915.94 5.09Total 405644.83 25654.75 6.32 4189663.97 241083.13 5.75


Loans disbursed by Banks / FI to MFIs during the year as at the end of the quarter Bank Loans Outstanding against MFIs as on quarter ended

No.of MFIs Amount No.of MFIs Amount1 Commercial Banks 5723 1062584.00 11895 1922372.592 Regional Rural Banks 994 1926.31 3296 3765.323 Cooperative Banks 21825 147523.62 45920 180135.72

Total 28542 1212033.93 61111 2106273.63

STATEMENT - I - EAgency-wise Bank Loans provided to MFIs during 2020-21

and loans outstanding as on 31 March 2021(Amount `lakh)


STATEMENT - II - ASavings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on 31 March 2021

Sr.No. Name of Region Name of the State

Commercial Banks Regional Rural Banks Cooperative Banks TotalNo. of SHGs

Savings Amount No. of SHGs Savings

Amount No. of SHGs

Savings Amount No. of SHGs Savings

Amount 1 Central Region Chhattisgarh 133136 24854.03 251424 24511.55 18916 2199.22 403476 51564.802 Madhya Pradesh 203837 43611.60 195147 35322.65 8168 890.41 407152 79824.663 Uttarakhand 26248 4823.76 27746 5627.79 11665 2531.34 65659 12982.894 Uttar Pradesh 222807 49020.81 238085 17223.49 8396 1253.12 469288 67497.42

Central Region Total: 586028 122310.20 712402 82685.48 47145 6874.09 1345575 211869.77

5 Eastern Region Andaman & Nicobar 1124 235.13 5815 1376.22 6939 1611.356 Bihar 431434 103375.15 486682 46409.87 35 3.43 918151 149788.457 Jharkhand 174457 33587.24 105463 4857.00 2261 132.88 282181 38577.128 Odisha 438306 117710.27 277090 57324.87 94043 11141.66 809439 186176.809 West Bengal 600569 168262.00 303819 156181.89 201326 74314.75 1105714 398758.64

Eastern Region Total: 1645890 423169.79 1173054 264773.63 303480 86968.94 3122424 774912.36

10 North Eastern Region Arunachal Pradesh 3290 486.01 3507 679.71 6797 1165.72

11 Assam 172102 23372.11 296269 30253.20 26499 287.35 494870 53912.6612 Manipur 8473 656.38 2729 124.09 1829 72.88 13031 853.3513 Meghalaya 5052 786.50 27980 4808.11 6921 1609.36 39953 7203.9714 Mizoram 1073 352.94 11999 1878.57 1020 142.41 14092 2373.9215 Nagaland 6733 1012.94 6733 1012.9416 Sikkim 4949 1956.46 1567 446.70 6516 2403.1617 Tripura 10687 2902.24 38164 6716.34 2871 4581.73 51722 14200.31

North Eastern Region Total: 212359 31525.58 380648 44460.02 40707 7140.43 633714 83126.03

18 Northern Region Chandigarh 398 65.80 50 5.59 448 71.3919 Haryana 39891 5584.11 25381 3173.72 4622 671.61 69894 9429.4420 Himachal Pradesh 21268 3133.62 11960 2216.24 27065 3059.13 60293 8408.9921 Jammu and Kashmir 2204 199.20 3969 651.64 929 36.46 7102 887.3022 New Delhi 3305 1632.32 255 80.88 3560 1713.2023 Punjab 30737 109563.09 15283 1033.81 7962 689.53 53982 111286.4324 Rajasthan 178734 21453.29 155839 16585.91 79956 4508.85 414529 42548.05

Northern Region Total: 276537 141631.43 212432 23661.32 120839 9052.05 609808 174344.80

25 Southern Region Andhra Pradesh 801848 759403.02 236758 187755.65 19447 146146.28 1058053 1093304.9526 Karnataka 309873 111243.54 209927 16746.05 265015 52503.59 784815 180493.1827 Kerala 328570 154957.14 65025 16351.46 65767 10342.25 459362 181650.8528 LAKSHADWEEP UT 674 102.61 674 102.6129 Puducherry 19336 11407.77 6328 1214.66 1015 340.08 26679 12962.5130 Tamil Nadu 622866 190137.55 96594 8451.66 183642 29926.26 903102 228515.4731 Telangana 394891 153667.41 323189 275185.98 10938 3602.23 729018 432455.62

Southern Region Total: 2478058 1380919.04 937821 505705.46 545824 242860.69 3961703 2129485.19

32 Western Region DAMAN and DIU UT 144 45.20 144 45.2033 D and N HAVELI UT 1250 367.97 1250 367.9734 Goa 5558 2904.99 3874 1152.96 9432 4057.9535 Gujarat 223187 27252.91 63419 8640.52 39651 4110.20 326257 40003.6336 Maharashtra 699376 129505.89 116955 21242.02 396762 178800.56 1213093 329548.47

Western Region Total: 929515 160076.96 180374 29882.54 440287 184063.72 1550176 374023.22

Grand Total: 6128387 2259633.00 3596731 951168.45 1498282 536959.92 11223400 3747761.37

(Amount `lakh)

101STATEMENTS

STATEMENT - II- BBank Loans disbursed to SHGs - Region-wise/State-wise/ Agency-wise position during 2020-21

(Amount `lakh)

Sr.No. Name of Region Name of the

State

Commercial Banks Regional Rural Banks Cooperative Banks Total

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGs

Loans Disbursed Amount

No. of SHGsLoans

Disbursed Amount

1 Central Region Chhattisgarh 22576 18774.15 4469 5793.91 2735 2512.88 29780 27080.942 Madhya Pradesh 22949 22285.05 40344 27506.79 38 12.40 63331 49804.243 Uttarakhand 2691 2332.12 3407 2547.00 2438 2680.23 8536 7559.354 Uttar Pradesh 9947 6758.00 17019 14221.38 4 4.20 26970 20983.58

Total: 58163 50149.32 65239 50069.08 5215 5209.71 128617 105428.11

5 Eastern Region Andaman & Nicobar 19 17.69 132 300.41 151 318.10

6 Bihar 115865 101343.11 167439 313894.00 0 0.00 283304 415237.117 Jharkhand 29696 25151.06 33156 32296.36 379 398.95 63231 57846.378 Odisha 89791 124430.83 84565 115287.32 14375 22807.23 188731 262525.389 West Bengal 231365 223688.28 300113 441567.69 57683 86367.68 589161 751623.65

Total: 466736 474630.97 585273 903045.37 72569 109874.27 1124578 1487550.61

10 North Eastern Region

Arunachal Pradesh 175 174.87 144 154.72 319 329.59

11 Assam 26982 32753.84 26761 49456.47 53743 82210.3112 Manipur 164 222.78 332 514.33 144 200.40 640 937.5113 Meghalaya 218 266.25 2520 4827.33 324 224.80 3062 5318.3814 Mizoram 95 152.04 1969 3276.71 140 168.70 2204 3597.4515 Nagaland 456 561.99 456 561.9916 Sikkim 419 546.91 22 34.80 441 581.7117 Tripura 906 972.93 5238 7659.83 1107 1480.95 7251 10113.71

Total: 29415 35651.61 36964 65889.39 1737 2109.65 68116 103650.6518 Northern Region Chandigarh 9 2.11 0 0.00 9 2.1119 Haryana 6074 7038.70 2828 4609.45 159 135.34 9061 11783.4920 Himachal Pradesh 1124 1943.78 1025 1803.00 2339 3907.43 4488 7654.21

21 Jammu and Kashmir 384 995.12 1499 2988.95 0 0.00 1883 3984.07

22 New Delhi 30 45.39 0 0.00 30 45.3923 Punjab 1628 1194.22 991 926.51 105 98.62 2724 2219.3524 Rajasthan 24462 40822.38 24169 26507.64 832 1026.52 49463 68356.54

Total: 33711 52041.70 30512 36835.55 3435 5167.91 67658 94045.1625 Southern Region Andhra Pradesh 242449 677034.18 160418 728419.54 13754 55531.08 416621 1460984.8026 Karnataka 159276 285469.96 23361 62344.17 34111 121430.99 216748 469245.1227 Kerala 128665 314676.00 9093 50217.60 16933 38955.69 154691 403849.29

28 LAKSHADWEEP UT 7 8.90 7 8.90

29 Puducherry 4377 14071.66 2006 4873.01 27 181.43 6410 19126.1030 Tamil Nadu 136122 434589.57 17710 74437.00 46156 141995.95 199988 651022.5231 Telangana 99530 294536.39 231543 438503.20 11728 48786.32 342801 781825.91

Total: 770426 2020386.66 444131 1358794.52 122709 406881.46 1337266 3786062.64

32 Western Region DAMAN and DIU UT 0 0.00 0 0.00

33 D and N HAVELI UT 19 2.22 19 2.22

34 Goa 465 1507.63 56 259.39 521 1767.0235 Gujarat 9816 8778.42 3493 4758.14 931 1378.83 14240 14915.3936 Maharashtra 88582 152102.47 19163 30038.06 38634 31505.48 146379 213646.01

Total: 98882 162390.74 22656 34796.20 39621 33143.70 161159 230330.64Grand Total: 1457333 2795251.00 1184775 2449430.11 245286 562386.70 2887394 5807067.81


STATEMENT - II- CBank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise

position as on 31 March 2021(Amount `lakh)

Sr.No. Name of Region Name of the

State

Commercial Banks Regional Rural Banks Cooperative Banks Total

No. of SHGs Loans O/S Amount No. of SHGs Loans O/S

Amount No. of SHGs Loans O/S Amount

No. of SHGs

Loans O/S Amount

1 Central Region Chhattisgarh 45047 39700.71 42102 32320.01 2244 2200.98 89393 74221.702 Madhya Pradesh 64343 42247.84 57864 40586.09 494 296.14 122701 83130.073 Uttarakhand 5770 3604.63 6908 2818.20 5172 3359.65 17850 9782.484 Uttar Pradesh 43187 32985.48 93468 51593.24 1672 569.05 138327 85147.77

Total: 158347 118538.66 200342 127317.54 9582 6425.82 368271 252282.02

5 Eastern Region Andaman & Nicobar 232 367.81 824 979.40 1056 1347.21

6 Bihar 349139 387013.92 437761 403723.22 0 0.00 786900 790737.147 Jharkhand 87116 59748.16 50709 45801.73 677 348.77 138502 105898.668 Odisha 200856 215441.76 142073 174819.31 36262 32316.29 379191 422577.369 West Bengal 512804 599101.01 306481 559805.19 127105 115185.49 946390 1274091.69

Total: 1150147 1261672.66 937024 1184149.45 164868 148829.95 2252039 2594652.06

10 North Eastern Region

Arunachal Pradesh 279 298.63 279 185.55 558 484.18

11 Assam 53396 42919.22 73035 67941.96 126431 110861.1812 Manipur 730 481.42 1842 1496.39 662 499.12 3234 2476.9313 Meghalaya 343 326.96 4535 3884.05 951 431.27 5829 4642.2814 Mizoram 226 307.87 3320 4349.30 207 266.34 3753 4923.5115 Nagaland 916 875.09 916 875.0916 Sikkim 1077 1469.14 50 39.51 1127 1508.6517 Tripura 3887 2356.45 16295 14140.18 2391 2187.03 22573 18683.66

Total: 60854 49034.78 99306 91997.43 4261 3423.27 164421 144455.4818 Northern Region Chandigarh 27 10.86 0 0.00 27 10.8619 Haryana 12381 8475.54 6698 7673.92 1118 530.08 20197 16679.54

20 Himachal Pradesh 4193 4527.36 4076 3806.00 5098 6174.78 13367 14508.14

21 Jammu and Kashmir 1286 1857.75 2689 3774.47 98 47.07 4073 5679.29

22 New Delhi 169 182.44 1 0.11 170 182.5523 Punjab 3655 2343.65 3188 1772.83 1169 624.71 8012 4741.1924 Rajasthan 60421 55680.98 28476 20054.80 8532 5496.77 97429 81232.55

Total: 82132 73078.58 45127 37082.02 16016 12873.52 143275 123034.1225 Southern Region Andhra Pradesh 485242 1603964.41 230477 764028.33 15652 58975.80 731371 2426968.5426 Karnataka 257841 696709.68 99401 228259.53 76055 162939.01 433297 1087908.2227 Kerala 227953 492046.34 21290 68261.03 81940 69674.06 331183 629981.43

28 LAKSHADWEEP UT 12 13.71 12 13.71

29 Puducherry 16609 35565.04 2973 5359.95 627 1660.28 20209 42585.2730 Tamil Nadu 307077 707673.72 34722 84058.19 100849 198642.85 442648 990374.7631 Telangana 246510 692085.74 313090 955535.84 21005 60308.15 580605 1707929.73

Total: 1541244 4228058.64 701953 2105502.87 296128 552200.15 2539325 6885761.66

32 Western Region DAMAN and DIU UT 0 0.00 0 0.00

33 D and N HAVELI UT 94 45.53 94 45.53

34 Goa 1628 2860.97 270 547.90 1898 3408.8735 Gujarat 31327 23864.41 11672 7039.60 1861 1677.04 44860 32581.0536 Maharashtra 192529 221415.47 37310 39233.34 36222 32101.23 266061 292750.04

Total: 225578 248186.38 48982 46272.94 38353 34326.17 312913 328785.49Grand Total: 3218302 5978569.70 2032734 3592322.25 529208 758078.88 5780244 10328970.83

103STATEMENTS

STATEMENT - II- DNon-Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/Agency-wise

position as on 31 March 2021(Amount `lakh)

Sr.No. Name of Region Name of the State

Public Sector Commercial Banks Private Sector Commercial Banks

Loan Amount OS against SHGs

Amount of Gross NPAs

against SHGs

NPA as %age to Loan OS

Loan Amount OS against

SHGs

Amount of Gross NPAs against

SHGs


1 Central Region Chhattisgarh 38803.88 3230.79 8.33 896.83 2.74 0.312 Madhya Pradesh 32518.70 7681.64 23.62 9729.14 185.53 1.913 Uttarakhand 3427.23 707.37 20.64 177.40 68.88 38.834 Uttar Pradesh 30845.17 18494.71 59.96 2140.31 2122.72 99.18

Total 105594.98 30114.51 28.52 12943.68 2379.87 18.395 Eastern Region Andaman & Nicobar 73.74 16.84 22.84 294.07 5.06 1.726 Bihar 381207.02 17331.62 4.55 5806.90 0.00 0.007 Jharkhand 59252.89 3087.84 5.21 495.27 297.31 60.038 Odisha 208258.77 13896.39 6.67 7182.99 837.15 11.659 West Bengal 597989.07 17974.69 3.01 1111.94 159.85 14.38

Total 1246781.49 52307.38 4.20 14891.17 1299.37 8.7310 North Eastern Region Arunachal Pradesh 296.93 81.42 27.42 1.70 0.00 0.0011 Assam 38648.89 7359.73 19.04 1131.30 132.81 11.7412 Manipur 474.42 119.62 25.21 7.00 0.00 0.0013 Meghalaya 326.96 32.19 9.85 0.00 0.00 0.0014 Mizoram 307.10 25.38 8.26 0.77 0.00 0.0015 Nagaland 855.19 87.12 10.19 19.90 0.29 1.4616 Sikkim 1249.70 15.52 1.24 219.44 0.00 0.0017 Tripura 2317.74 1075.85 46.42 38.71 0.13 0.34

Total 44476.93 8796.83 19.78 1418.82 133.23 9.3918 Northern Region Chandigarh 10.86 6.98 64.27 0.00 0.00 0.0019 Haryana 8413.74 1585.18 18.84 61.80 27.11 43.8720 Himachal Pradesh 4479.48 480.97 10.74 47.88 0.00 0.0021 Jammu and Kashmir 1857.75 60.04 3.23 0.00 0.00 0.0022 New Delhi 182.44 71.76 39.33 0.00 0.00 0.0023 Punjab 2332.84 978.92 41.96 10.81 0.15 1.3924 Rajasthan 23694.24 3367.97 14.21 31986.74 258.56 0.81

Total 40971.35 6551.82 15.99 32107.23 285.82 0.8925 Southern Region Andhra Pradesh 1599676.00 26593.40 1.66 4288.41 113.22 2.6426 Karnataka 426980.25 29094.84 6.81 269729.43 392.06 0.1527 Kerala 328815.06 13126.06 3.99 163231.28 1859.45 1.1428 LAKSHADWEEP UT 13.71 0.00 0.00 0.00 0.00 0.0029 Puducherry 33698.33 1570.94 4.66 1866.71 2.12 0.1130 Tamil Nadu 528474.14 69906.72 13.23 179199.58 3682.48 2.0531 Telangana 674260.19 30760.92 4.56 17825.55 82.41 0.46

Total 3591917.68 171052.88 4.76 636140.96 6131.74 0.9632 Western Region DAMAN and DIU UT 0.00 0.00 0.00 0.00 0.00 0.0033 D and N HAVELI UT 45.53 5.30 11.64 0.00 0.00 0.0034 Goa 1735.52 180.77 10.42 1125.45 2.90 0.2635 Gujarat 19239.41 1337.62 6.95 4625.00 18.84 0.4136 Maharashtra 97901.32 19055.95 19.46 123514.15 3730.69 3.02

Total 118921.78 20579.64 17.31 129264.60 3752.43 2.90Grand Total: 5148664.21 289403.06 5.62 826766.46 13982.46 1.69


Small Finance Banks Regional Rural Banks Cooperative Banks Total

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs



SHGs


against SHGs


Loan Amount

OS against SHGs


against SHGs



SHGs

Amount of Gross

NPAs against SHGs


0.00 0.00 0.00 32320.01 747.00 2.31 2200.98 305.26 13.87 74221.70 4285.79 5.770.00 0.00 0.00 40586.09 4199.36 10.35 296.14 240.21 81.11 83130.07 12306.74 14.800.00 0.00 0.00 2818.20 260.55 9.25 3359.65 671.73 19.99 9782.48 1708.53 17.470.00 0.00 0.00 51593.24 13069.14 25.33 569.05 563.83 99.08 85147.77 34250.40 40.220.00 0.00 0.00 127317.54 18276.05 14.35 6425.82 1781.03 27.72 252282.02 52551.46 20.830.00 0.00 0.00 979.40 75.89 7.75 1347.21 97.79 7.260.00 0.00 0.00 403723.22 17725.13 4.39 0.00 0.00 0.00 790737.14 35056.75 4.430.00 0.00 0.00 45801.73 2460.89 5.37 348.77 83.15 23.84 105898.66 5929.19 5.600.00 0.00 0.00 174819.31 18640.23 10.66 32316.29 3175.23 9.83 422577.36 36549.00 8.650.00 0.00 0.00 559805.19 15346.17 2.74 115185.49 4775.36 4.15 1274091.69 38256.07 3.000.00 0.00 0.00 1184149.45 54172.42 4.57 148829.95 8109.63 5.45 2594652.06 115888.80 4.470.00 0.00 0.00 185.55 0.00 0.00 484.18 81.42 16.82

3139.03 0.0 0.0 67941.96 15444.61 22.73 107722.15 22937.15 21.290.00 0.00 0.00 1496.39 364.32 24.35 499.12 26.89 5.39 2476.93 510.83 20.620.00 0.00 0.00 3884.05 89.96 2.32 431.27 69.27 16.06 4642.28 191.42 4.120.00 0.00 0.00 4349.30 341.45 7.85 266.34 5.19 1.95 4923.51 372.02 7.560.00 0.00 0.00 875.09 87.41 9.990.00 0.00 0.00 39.51 4.90 12.40 1508.65 20.42 1.350.00 0.00 0.00 14140.18 3085.37 21.82 2187.03 4.42 0.20 18683.66 4165.77 22.30

3139.03 0.0 0.0 91997.43 19325.71 21.01 3423.27 110.67 3.23 141316.45 28366.44 20.070.00 0.00 0.00 0.00 0.00 0.00 10.86 6.98 64.270.00 0.00 0.00 7673.92 3538.31 46.11 530.08 396.29 74.76 16679.54 5546.89 33.260.00 0.00 0.00 3806.00 247.00 6.49 6174.78 530.83 8.60 14508.14 1258.80 8.680.00 0.00 0.00 3774.47 144.13 3.82 47.07 45.58 96.83 5679.29 249.75 4.400.00 0.00 0.00 0.11 0.00 0.00 182.55 71.76 39.31

0.0 0.0 0.0 1772.83 187.23 10.56 624.71 329.20 52.70 4741.19 1495.50 31.540.00 0.00 0.00 20054.80 998.61 4.98 5496.77 3878.51 70.56 81232.55 8503.65 10.470.0 0.0 0.0 37082.02 5115.28 13.79 12873.52 5180.41 40.24 123034.12 17133.33 13.93

0.00 0.00 0.00 764028.33 4205.70 0.55 58975.80 819.66 1.39 2426968.54 31731.98 1.310.00 0.00 0.00 228259.53 20713.10 9.07 162939.01 2467.83 1.51 1087908.22 52667.83 4.840.00 0.00 0.00 68261.03 786.63 1.15 69674.06 3678.80 5.28 629981.43 19450.94 3.090.00 0.00 0.00 13.71 0.00 0.000.00 0.00 0.00 5359.95 523.65 9.77 1660.28 445.42 26.83 42585.27 2542.13 5.970.00 0.00 0.00 84058.19 4794.93 5.70 198642.85 14021.79 7.06 990374.76 92405.92 9.330.00 0.00 0.00 955535.84 10871.04 1.14 60308.15 1550.96 2.57 1707929.73 43265.33 2.530.00 0.00 0.00 2105502.87 41895.05 1.99 552200.15 22984.46 4.16 6885761.66 242064.13 3.520.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 45.53 5.30 11.640.00 0.00 0.00 547.90 56.64 10.34 3408.87 240.31 7.050.00 0.00 0.00 7039.60 594.70 8.45 1677.04 415.47 24.77 32581.05 2366.63 7.260.00 0.00 0.00 39233.34 4081.17 10.40 32101.23 3437.13 10.71 292750.04 30304.94 10.350.00 0.00 0.00 46272.94 4675.87 10.10 34326.17 3909.24 11.39 328785.49 32917.18 10.01

3139.03 0.0 0.0 3592322.25 143460.38 3.99 758078.88 42075.44 5.55 10325831.80 488921.34 4.73

STATEMENT - II- D (contd.)

105STATEMENTS

Savings of SHGs with Public Sector Commercial Banks as on 31 March 2021

STATEMENT - III- A(i)

Sr.No. Name Of Bank

Details of SHGs Saving linked with Banks

Out of Total SHGs - Exclusive Women SHGs

Out of Total SHGs - Under NRLM/SGSY Scheme

Out of NRLM/SGSY SHGs - Exclusive Women SHGs

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

CENTRAL REGIONCHHATTISGARH

1 Bank Of Baroda 41215 741870 7304.59 39035 702630 5891.15 37197 669546 6592.39 36766 661788 5637.152 Bank Of India 2049 24588 29.00 2049 24588 29.00 1608 19296 23.00 1608 19296 23.003 Bank Of Maharashtra 3929 43445 859.74 3512 38791 696.30 688 8256 146.41 648 7776 137.104 Canara Bank 6169 86366 998.46 5490 76860 874.93 2745 38430 495.92 2548 35672 459.845 Central Bank Of India 16731 330092 4361.80 566 6792 267.09 566 6792 267.09 566 6792 267.096 Indian Bank 962 12506 227.20 952 12376 225.00 756 9828 176.01 748 9724 174.007 Indian Overseas Bank 1622 22288 319.25 1453 20274 293.50 465 6510 103.39 465 6510 103.398 Punjab And Sind Bank 517 5170 56.65 511 5110 56.59 325 3250 38.32 322 3220 38.269 Punjab National Bank 15380 153800 3367.21 14617 146170 3182.11 2152 21520 336.40 2040 20400 328.8210 State Bank Of India 27335 338408 4873.00 19955 247039 3559.00 21048 260575 3558.00 15366 190220 2598.0011 Uco Bank 4464 45084 468.29 3644 36803 434.05 2870 28986 359.74 2462 24866 336.0612 Union Bank Of India 9710 116520 1226.19 8274 99288 1033.57 7826 93912 987.56 7826 93912 987.56

Total 130083 1920137 24091.38 100058 1416721 16542.29 78246 1166901 13084.23 71365 1080176 11090.27MADHYA PRADESH


Total 171572 2389850 39712.21 96964 1122760 22505.51 69226 879139 12598.45 56954 709153 10812.92UTTARAKHAND


Total 25438 318095 4770.69 21868 271151 3947.99 12652 169571 2412.03 11830 159388 2278.13UTTAR PRADESH

37 Bank Of Baroda 47736 859248 12469.67 42480 764640 7662.62 42509 765162 11104.24 37995 683910 6799.1338 Bank Of India 14081 158857 1286.00 8012 97707 679.00 11619 130529 1131.00 6365 77989 604.0039 Bank Of Maharashtra 870 7528 130.99 736 6410 115.99 28 336 4.97 26 312 4.5240 Canara Bank 23563 329882 5148.04 19320 270480 4449.76 6751 94514 1612.55 5969 83566 1568.2741 Central Bank Of India 16687 331132 5099.74 326 3912 49.19 326 3912 49.19 326 3912 49.1942 Indian Bank 1395 18135 282.26 1381 17953 279.00 860 11180 110.33 851 11063 109.00

(Amount `lakh)


STATEMENT - III- A(i) (Contd.)

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

43 Indian Overseas Bank 382 5300 76.02 320 4558 64.62 109 1526 32.17 109 1526 32.1744 Punjab And Sind Bank 5326 53260 967.12 5108 51080 956.48 4224 42240 916.34 4020 40200 905.9745 Punjab National Bank 28501 285010 7129.17 25515 255150 6691.57 1821 18210 142.76 1709 17090 135.6046 State Bank Of India 31138 385490 7086.00 26468 327668 6029.00 23977 296828 6024.00 20381 252304 5121.0047 Uco Bank 4275 43174 316.20 3714 37509 290.43 2169 21906 266.47 1878 18967 246.7048 Union Bank Of India 42334 508008 8836.90 31151 373812 6929.40 29896 358752 6715.34 29896 358752 6715.34

Total 216288 2985024 48828.11 164531 2210879 34197.06 124289 1745095 28109.36 109525 1549591 22290.89Total Central Region 543381 7613106 117402.39 383421 5021511 77192.85 284413 3960706 56204.07 249674 3498308 46472.21

EASTERN REGIONANDAMAN & NICOBAR

49 Bank Of Baroda 56 1008 9.57 56 1008 9.57 51 918 8.64 51 918 8.6450 Bank Of India 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.0051 Canara Bank 148 888 57.92 132 792 54.52 9 54 2.55 8 48 2.0652 Central Bank Of India 9 180 0.62 0 0 0.00 0 0 0.00 0 0 0.0053 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.0054 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.0055 Punjab National Bank 2 20 0.01 2 20 0.01 0 0 0.00 0 0 0.0056 State Bank Of India 655 8109 155.00 557 6893 132.00 505 6244 132.00 430 5308 112.0057 Uco Bank 16 161 0.01 10 101 0.01 0 0 0.00 0 0 0.0058 Union Bank Of India 1 12 0.09 1 12 0.09 1 12 0.09 1 12 0.09

Total 887 10378 223.22 758 8826 196.20 566 7228 143.28 490 6286 122.79BIHAR


Total 422449 5589610 101536.02 333338 4040232 79913.40 234954 2943318 60410.50 215097 2699836 55714.05JHARKHAND


Total 171627 2197847 32830.85 152417 1903147 27618.03 123167 1578011 23986.61 116638 1492545 22178.96ODISHA

83 Bank Of Baroda 22934 412812 6351.85 20425 367650 5808.14 20881 375858 5783.36 19012 342216 5471.6484 Bank Of India 32521 359399 7544.00 32292 356954 7490.00 26900 296110 6172.00 26900 296110 6172.0085 Bank Of Maharashtra 68 361 22.92 66 337 20.67 0 0 0.00 0 0 0.00

107STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

86 Canara Bank 24720 395520 9165.59 21773 348368 8190.20 13915 222640 5273.59 12742 203872 4858.9387 Central Bank Of India 11294 223800 4142.37 260 3120 126.07 260 3120 126.07 260 3120 126.0788 Indian Bank 10321 134173 3549.83 10218 132834 3514.00 3033 39429 1042.88 3003 39039 1032.0089 Indian Overseas Bank 12732 176989 4312.27 10630 151909 3649.61 5191 72674 2007.73 5191 72674 2007.7390 Punjab And Sind Bank 490 4900 95.69 487 4870 95.63 216 2160 42.96 214 2140 42.9491 Punjab National Bank 46312 463120 16119.80 44870 448700 15969.11 29671 296710 11027.63 28729 287290 10962.9292 State Bank Of India 147546 1826620 30797.00 132792 1643960 27719.00 113611 1406498 27718.00 102250 1265849 24947.0093 Uco Bank 60138 607388 20085.20 53912 544508 18576.29 52177 526986 18709.71 47279 477517 17298.8594 Union Bank Of India 40853 490236 11837.80 36178 434136 10584.18 32407 388884 10157.42 32407 388884 10157.42

Total 409929 5095318 114024.32 363903 4437346 101742.90 298262 3631069 88061.35 277987 3378711 83077.50WEST BENGAL


Total 588995 7072394 167564.05 505059 5669363 139528.70 433747 4857698 114862.72 411051 4592555 108197.72Total Eastern Region 1593887 19965547 416178.46 1355475 16058914 348999.23 1090696 13017324 287464.46 1021263 12169933 269291.02

NORTH EASTERN REGIONARUNACHAL PRADESH


Total 3290 39360 486.01 2661 30936 407.12 2320 27085 388.52 1938 22604 331.64ASSAM

119 Bank Of Baroda 6717 120906 712.88 4475 80550 457.52 6062 109116 643.38 3888 69984 396.31120 Bank Of India 4289 42890 2359.00 2676 26760 1338.00 2574 25740 1416.00 1416 14160 779.00121 Bank Of Maharashtra 490 3563 53.45 389 3037 46.24 44 528 4.08 41 492 3.67122 Canara Bank 7046 98644 925.20 6373 89222 845.41 1910 26740 237.57 1547 21658 216.56123 Central Bank Of India 23444 465728 3385.24 394 4728 63.16 394 4728 63.16 394 4728 63.16124 Indian Bank 1436 18668 250.69 1422 18486 248.00 959 12467 172.39 949 12337 171.00125 Indian Overseas Bank 724 10102 46.63 504 7462 31.32 52 728 3.60 52 728 3.60126 Punjab And Sind Bank 1119 5595 106.59 1107 5535 106.32 706 3530 72.73 704 3520 72.67127 Punjab National Bank 56878 568780 6402.71 53576 535760 6274.67 48623 486230 5538.53 46102 461020 5471.15128 State Bank Of India 27508 340550 2347.00 22007 272442 1879.00 21182 262224 1878.00 16946 209780 1503.00129 Uco Bank 20272 204743 2808.23 19090 192807 2672.15 18920 191091 2740.76 17868 180466 2606.69



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

130 Union Bank Of India 12180 146160 1560.94 7513 90156 799.61 7467 89604 795.28 7467 89604 795.28Total 162103 2026329 20958.56 119526 1326945 14761.40 108893 1212726 13565.48 97374 1068477 12082.09MANIPUR


Total 8393 104338 537.43 6915 82780 472.23 6542 78711 333.21 5736 69699 313.41MEGHALAYA


Total 5051 63827 786.49 3912 48103 474.66 3244 40350 423.14 2828 35134 367.46MIZORAM

153 Bank Of Baroda 10 117 12.40 10 117 12.40 9 104 11.19 9 104 11.19154 Bank Of India 379 3790 231.00 111 1110 33.00 0 0 0.00 0 0 0.00155 Bank Of Maharashtra 1 5 0.01 0 0 0.00 0 0 0.00 0 0 0.00156 Canara Bank 63 630 5.16 63 630 5.16 0 0 0.00 0 0 0.00157 Central Bank Of India 15 300 0.47 0 0 0.00 0 0 0.00 0 0 0.00158 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00159 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00160 Punjab National Bank 1 10 0.02 1 10 0.02 0 0 0.00 0 0 0.00161 State Bank Of India 454 5610 94.00 423 5233 88.00 350 4328 88.00 326 4026 82.00162 Uco Bank 32 323 0.50 20 202 0.50 10 101 0.50 10 101 0.50163 Union Bank Of India 1 12 0.00 0 0 0.00 0 0 0.00 0 0 0.00

Total 956 10797 343.56 628 7302 139.08 369 4533 99.69 345 4231 93.69NAGALAND

164 Bank Of Baroda 769 13842 78.10 571 10278 59.47 685 12330 69.54 532 9576 56.34165 Bank Of India 148 1480 45.00 148 1480 45.00 64 640 35.00 64 640 35.00166 Bank Of Maharashtra 24 120 6.61 21 105 6.34 0 0 0.00 0 0 0.00167 Canara Bank 129 774 10.89 129 774 10.89 0 0 0.00 0 0 0.00168 Central Bank Of India 887 17700 117.40 5 60 0.50 5 60 0.50 5 60 0.50169 Indian Bank 5 65 0.38 5 65 0.00 0 0 0.00 0 0 0.00170 Indian Overseas Bank 3 32 0.89 2 20 0.85 0 0 0.00 0 0 0.00171 Punjab And Sind Bank 11 55 0.16 10 50 0.16 4 20 0.08 4 20 0.08172 Punjab National Bank 3 30 0.06 3 30 0.06 0 0 0.00 0 0 0.00173 State Bank Of India 4432 54868 632.00 3768 46639 539.00 3413 42249 538.00 2902 35912 458.00174 Uco Bank 106 1069 9.88 72 727 9.52 48 484 0.28 42 424 0.28


109STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

175 Union Bank Of India 14 168 5.71 5 60 5.61 5 60 5.61 5 60 5.61Total 6531 90203 907.08 4739 60288 677.40 4224 55843 649.01 3554 46692 555.81SIKKIM


Total 4376 67611 1751.77 2246 27999 838.12 1901 23494 717.79 1689 20869 644.50TRIPURA


Total 10074 110849 2732.05 8768 94343 2340.85 8332 89440 2245.25 7725 82493 2150.47Total North Eastern Region 200774 2513314 28502.95 149395 1678696 20110.86 135825 1532182 18422.09 121189 1350199 16539.07

NORTHERN REGIONCHANDIGARH


Total 395 4684 65.79 329 3704 40.34 161 1904 33.49 161 1904 33.49HARYANA

210 Bank Of Baroda 1377 24786 174.33 1029 18522 153.27 1243 22374 157.33 1004 18072 144.02211 Bank Of India 367 3790 19.00 195 2010 14.00 93 990 9.00 64 700 8.00212 Bank Of Maharashtra 132 954 9.35 125 905 9.20 10 120 0.70 10 120 0.70213 Canara Bank 4226 50712 697.27 3494 41928 513.64 1031 12372 181.29 929 11148 147.41214 Central Bank Of India 2135 42476 290.28 28 336 2.97 28 336 2.97 28 336 2.97215 Indian Bank 129 1677 39.29 128 1664 39.00 65 845 10.05 64 832 10.00216 Indian Overseas Bank 85 1012 11.10 78 928 10.66 0 0 0.00 0 0 0.00



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

217 Punjab And Sind Bank 2011 20110 181.09 1926 19260 156.86 1777 17770 162.79 1718 17180 143.10218 Punjab National Bank 18112 181120 2591.70 17075 170750 2514.78 502 5020 58.54 481 4810 57.36219 State Bank Of India 7827 96899 1140.00 6810 84304 984.00 6027 74613 992.00 5244 64914 854.00220 Uco Bank 895 9055 64.00 766 7744 57.92 544 5493 53.59 506 5110 51.41221 Union Bank Of India 1796 21552 332.10 1413 16956 236.34 1286 15432 228.59 1286 15432 228.59

Total 39092 454143 5549.51 33067 365307 4692.64 12606 155365 1856.85 11334 138654 1647.56HIMACHAL PRADESH


Total 21069 241960 3097.04 18750 207338 2736.10 8588 100166 1333.32 7998 93961 1257.63JAMMU AND KASHMIR

234 Bank Of Baroda 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00235 Bank Of India 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00236 Canara Bank 59 708 5.79 50 600 4.92 9 108 2.01 8 96 1.71237 Central Bank Of India 192 3832 21.22 1 12 0.00 1 12 0.00 1 12 0.00238 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00239 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00240 Punjab And Sind Bank 39 195 1.15 34 170 1.12 35 175 1.14 32 160 1.11241 Punjab National Bank 1131 11310 121.08 1108 11080 119.28 0 0 0.00 0 0 0.00242 State Bank Of India 619 7664 34.00 526 6521 30.00 477 5902 29.00 406 5017 25.00243 Uco Bank 140 1413 13.23 103 1040 12.75 0 0 0.00 0 0 0.00244 Union Bank Of India 21 252 2.73 4 48 0.22 4 48 0.22 4 48 0.22

Total 2201 25374 199.20 1826 19471 168.29 526 6245 32.37 451 5333 28.04NEW DELHI


Total 3271 42501 1606.75 2571 31657 1315.08 1136 16529 452.03 953 13533 389.53PUNJAB

257 Bank Of Baroda 580 10440 37.78 368 6624 22.34 516 9288 33.64 359 6462 18.62258 Bank Of India 370 4551 21.00 319 3888 15.00 147 1764 12.00 114 1368 10.00259 Bank Of Maharashtra 112 1197 5.80 95 1035 4.63 0 0 0.00 0 0 0.00260 Canara Bank 786 9432 72.13 708 8496 62.16 136 1644 26.25 125 1512 24.15261 Central Bank Of India 435 8660 37.13 5 60 0.43 5 60 0.43 5 60 0.43


111STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

262 Indian Bank 61 793 6.38 60 780 6.00 14 182 2.38 14 182 2.00263 Indian Overseas Bank 9 127 0.45 8 115 0.01 0 0 0.00 0 0 0.00264 Punjab And Sind Bank 9361 93610 1050.45 8871 88710 1006.64 8444 84440 1000.62 7989 79890 962.42265 Punjab National Bank 7422 74220 602.15 6437 64370 531.11 107 1070 12.65 100 1000 11.95266 State Bank Of India 9592 119122 600.00 8564 106020 536.00 7409 91724 534.00 6595 81635 476.00267 Uco Bank 400 4037 20.19 316 3190 15.19 248 2504 14.99 202 2040 12.43268 Union Bank Of India 814 9768 67.46 607 7284 59.34 541 6492 58.26 541 6492 58.26

Total 29942 335957 2520.92 26358 290572 2258.85 17567 199168 1695.22 16044 180641 1576.26RAJASTHAN


Total 117632 1732346 15522.89 98008 1405306 13082.56 69709 1119299 9905.08 64720 1041097 9199.89Total Northern Region 213602 2836965 28562.10 180909 2323355 24293.86 110293 1598676 15308.36 101661 1475123 14132.40

SOUTHERN REGIONANDHRA PRADESH


Total 799020 9811074 755953.78 729632 8920306 695470.14 454259 5501299 472024.53 438971 5332896 459245.03KARNATAKA


Total 238956 3430765 53971.50 178485 2578354 45273.96 125434 1862107 24130.20 105917 1537885 19751.57



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

KERALA305 Bank Of Baroda 13117 236106 3072.17 12746 229428 2882.00 11681 210258 2735.75 11647 209646 2610.73306 Bank Of India 14450 184355 19990.00 13230 172140 17880.00 1050 15700 5050.00 1047 15655 4350.00307 Bank Of Maharashtra 95 517 45.08 69 387 24.59 0 0 0.00 0 0 0.00308 Canara Bank 64622 1033952 19612.35 58668 938688 17544.38 30989 495824 9406.84 28597 457552 8658.76309 Central Bank Of India 17214 341112 5811.61 396 4752 130.02 396 4752 130.02 396 4752 130.02310 Indian Bank 14522 188786 5833.37 14377 186901 5775.00 6 78 1.32 6 78 1.00311 Indian Overseas Bank 14221 201075 4610.29 12287 178125 4189.62 432 6048 169.31 432 6048 169.31312 Punjab And Sind Bank 7 70 0.06 7 70 0.06 0 0 0.00 0 0 0.00313 Punjab National Bank 12120 121200 1804.17 11897 118970 1766.82 44 440 6.41 43 430 6.34314 State Bank Of India 17365 214980 1276.00 15455 191334 1138.00 13372 165535 1136.00 11902 147327 1012.00315 Uco Bank 1141 11522 309.77 945 9543 273.80 720 7272 235.28 660 6666 211.18316 Union Bank Of India 77271 927252 13899.89 61041 732492 10239.87 60826 729912 10186.31 60826 729912 10186.31

Total 246145 3460927 76264.76 201118 2762830 61844.16 119516 1635819 29057.24 115556 1578066 27335.65LAKSHADWEEP UT

317 Bank Of Baroda 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00318 Bank Of India319 Canara Bank 286 2860 32.90 283 2830 31.84 0 0 0.00 0 0 0.00320 Central Bank Of India 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00321 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00322 Punjab National Bank323 State Bank Of India 5 45 2.00 0 0 0.00 0 0 0.00 0 0 0.00324 Uco Bank 383 3867 67.71 251 2534 56.91 2 20 0.26 2 20 0.26

Total 674 6772 102.61 534 5364 88.75 2 20 0.26 2 20 0.26PUDUCHERRY

325 Bank Of Baroda 558 10044 66.94 443 7974 62.32 504 9072 60.41 398 7164 56.21326 Bank Of India 11104 122844 8697.00 11104 122844 8697.00 5202 52020 3674.00 5202 52020 3674.00327 Canara Bank 632 6952 556.98 570 6270 493.23 269 2948 427.74 236 2585 380.69328 Central Bank Of India 144 2880 1.61 0 0 0.00 0 0 0.00 0 0 0.00329 Indian Bank 2455 31846 466.14 2430 31590 461.00 7 91 0.16 7 91 0.00330 Indian Overseas Bank 510 7245 159.51 480 6887 141.79 208 2912 27.51 208 2912 27.51331 Punjab And Sind Bank 2 20 1.48 2 20 1.48 0 0 0.00 0 0 0.00332 Punjab National Bank 86 860 5.96 85 850 4.46 0 0 0.00 0 0 0.00333 State Bank Of India 671 8075 111.00 537 6451 91.00 528 6531 89.00 423 5225 72.00334 Uco Bank 593 5986 46.13 427 4311 43.52 204 2060 36.59 192 1939 34.90335 Union Bank Of India 747 8964 83.61 573 6876 77.39 458 5496 31.20 458 5496 31.20

Total 17502 205716 10196.36 16651 194073 10073.19 7380 81130 4346.61 7124 77432 4276.51TAMIL NADU


Total 403665 5500938 109302.64 357833 4792808 101868.60 115210 1568438 14383.54 104852 1416236 13783.74TELANGANA

348 Bank Of Baroda 8335 150030 3758.21 7185 129330 3452.67 7589 136602 3421.86 6995 125910 3183.01


113STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

349 Bank Of India 9250 92500 466.00 9250 92500 466.00 3770 37700 179.00 3770 37700 179.00350 Bank Of Maharashtra 1467 16316 757.59 1128 12794 610.56 556 6672 316.47 440 5280 258.83351 Canara Bank 38425 537950 28112.27 33473 468622 24393.15 7415 103810 6317.38 6525 91350 5511.20352 Central Bank Of India 8851 157956 7111.95 2383 28596 2079.16 2383 28596 2079.16 2383 28596 2079.16353 Indian Bank 21323 277199 11667.31 21110 274430 11540.00 449 5837 231.22 445 5785 229.00354 Indian Overseas Bank 10401 141267 2929.63 8713 121037 2437.01 4787 67018 1234.38 4787 67018 1234.38355 Punjab National Bank 4579 45790 1831.69 4492 44920 1787.46 0 0 0.00 0 0 0.00356 State Bank Of India 161549 1999979 20144.00 155088 1919981 19340.00 124393 1539984 17198.00 119418 1478385 16511.00357 Uco Bank 3984 40236 2133.96 3556 35914 1930.61 2567 25926 1376.93 2277 22997 1257.45358 Union Bank Of India 120708 1448496 57152.60 110612 1327344 53135.90 88932 1067184 41715.68 88932 1067184 41715.68

Total 388872 4907719 136065.21 356990 4455468 121172.52 242841 3019329 74070.08 235972 2930205 72158.71Total Southern Region 2094834 27323911 1141856.86 1841243 23709203 1035791.32 1064642 13668142 618012.46 1008394 12872740 596551.47

WESTERN REGIONDAMAN AND DIU UT

359 Bank Of Baroda 84 878 34.18 69 749 30.83 76 805 31.13 66 712 29.06360 Bank Of India 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00361 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00362 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00363 State Bank Of India 58 719 11.00 19 237 8.00 44 540 4.00 15 179 1.00364 Uco Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00365 Union Bank Of India 2 24 0.02 2 24 0.02 2 24 0.02 2 24 0.02

Total 144 1621 45.20 90 1010 38.85 122 1369 35.15 83 915 30.08D AND N HAVELI UT

366 Bank Of Baroda 1214 21852 357.97 1118 20124 339.86 1081 19458 318.78 1037 18666 316.55367 Bank Of India 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00368 Canara Bank 10 120 2.36 10 120 2.36 0 0 0.00 0 0 0.00369 Indian Overseas Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00370 Punjab National Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00371 State Bank Of India 11 136 4.00 0 0 0.00 9 107 0.00 0 0 0.00372 Uco Bank 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00373 Union Bank Of India 1 12 0.00 0 0 0.00 0 0 0.00 0 0 0.00

Total 1236 22120 364.33 1128 20244 342.22 1090 19565 318.78 1037 18666 316.55GOA

374 Bank Of Baroda 1065 19170 389.30 931 16758 346.56 948 17064 346.67 840 15120 311.21375 Bank Of India 1131 16290 424.00 1107 15933 410.00 772 11087 307.00 772 11087 307.00376 Bank Of Maharashtra 183 2226 78.46 173 2106 69.38 4 48 1.60 4 48 1.60377 Canara Bank 776 9312 239.62 117 1404 22.49 239 2868 105.00 0 0 0.00378 Central Bank Of India 371 7388 127.86 4 48 0.28 4 48 0.28 4 48 0.28379 Indian Bank 1 13 0.12 1 13 0.00 0 0 0.00 0 0 0.00380 Indian Overseas Bank 72 977 24.83 48 689 16.78 31 434 12.59 31 434 12.59381 Punjab National Bank 5 50 0.04 5 50 0.04 0 0 0.00 0 0 0.00382 State Bank Of India 1125 13927 342.00 1002 12396 305.00 867 10724 305.00 772 9545 272.00383 Uco Bank 30 301 2.42 18 180 2.38 8 80 1.18 8 80 1.18384 Union Bank Of India 418 5016 186.06 295 3540 134.74 295 3540 134.74 295 3540 134.74

Total 5177 74670 1814.71 3701 53117 1307.65 3168 45893 1214.06 2726 39902 1040.60GUJARAT

385 Bank Of Baroda 127124 2288232 15863.72 122064 2197152 14529.58 115746 2083428 14443.92 115329 2075922 13928.27386 Bank Of India 14929 166312 2568.00 11808 134671 1934.00 5155 52400 556.00 4550 45290 484.00387 Bank Of Maharashtra 787 7155 172.82 702 6226 166.04 33 396 4.32 27 324 4.15388 Canara Bank 1997 23964 283.18 1608 19296 191.66 124 1488 35.34 112 1344 26.86389 Central Bank Of India 4650 91752 797.20 156 1872 20.81 156 1872 20.81 156 1872 20.81390 Indian Bank 367 4771 169.57 363 4719 168.00 4 52 0.01 4 52 0.00



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

391 Indian Overseas Bank 217 2855 21.78 149 2039 13.79 18 252 5.21 18 252 5.21392 Punjab And Sind Bank 66 660 6.72 26 260 1.27 2 20 0.12 1 10 0.12393 Punjab National Bank 2238 22380 248.17 2156 21560 240.20 1 10 0.05 1 10 0.05394 State Bank Of India 37678 466454 3313.00 31650 391823 2785.00 29013 359170 2783.00 24371 301703 2338.00395 Uco Bank 1076 10865 185.59 935 9443 183.41 428 4322 102.05 393 3969 101.20396 Union Bank Of India 11892 142704 1602.71 9621 115452 1265.66 8555 102660 1120.59 8555 102660 1120.59

Total 203021 3228104 25232.46 181238 2904513 21499.42 159235 2606070 19071.42 153517 2533408 18029.26MAHARASHTRA


Total 511326 6912659 79229.59 381795 4864049 55764.10 232292 3261591 34317.17 207075 2916556 29300.89Total Western Region 720904 10239174 106686.29 567952 7842933 78952.24 395907 5934488 54956.58 364438 5509447 48717.38

Grand Total 5367382 70492017 1839189.05 4478395 56634612 1585340.36 3081776 39711518 1050368.02 2866619 36875750 991703.55


Savings of SHGs with Public Sector Commercial Banks as on 31 March 2021

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


Total All Public Sec. Comm. Banks 5367382 70492017 1839189.05 4478395 56634612 1585340.36 3081776 39711518 1050368.02 2866619 36875750 991703.55

115STATEMENTS

Savings of SHGs with Private Sector Commercial Banks as on 31 March 2021

STATEMENT - III- A(ii)

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


1 Axis Bank Limited 13 195 1.79 13 195 1.79 9 135 1.02 9 135 1.022 Bandhan Bank Limited 94 940 19.74 0 0 0.00 0 0 0.00 0 0 0.003 Federal Bank Ltd 1 5 0.55 0 0 0.00 0 0 0.00 0 0 0.004 Hdfc Bank Ltd. 288 2903 399.77 288 2903 399.77 0 0 0.00 0 0 0.005 Icici Bank Limited 1 13 0.20 1 13 0.20 1 13 0.20 1 13 0.206 Idbi Bank Limited 2593 31116 329.76 1988 23856 264.40 2593 31116 329.76 1988 23856 264.407 Idfc Bank Limited 1 12 0.00 1 12 0.00 1 12 0.00 1 12 0.008 Karnataka Bank Ltd 29 161 10.35 29 161 10.35 0 0 0.00 0 0 0.009 South Indian Bank Ltd 3 36 0.13 3 36 0.13 0 0 0.00 0 0 0.0010 Yes Bank Ltd. 30 356 0.36 30 356 0.36 0 0 0.00 0 0 0.00


11 Axis Bank Limited 2 30 0.65 2 30 0.65 1 15 0.65 1 15 0.6512 Bandhan Bank Limited 27 270 15.47 0 0 0.00 0 0 0.00 0 0 0.0013 Federal Bank Ltd 2 10 0.01 0 0 0.00 0 0 0.00 0 0 0.0014 Hdfc Bank Ltd. 1343 13632 1895.73 1343 13632 1895.73 0 0 0.00 0 0 0.0015 Icici Bank Limited 28452 369876 1788.77 28452 369876 1788.77 25177 327301 1339.28 25177 327301 1339.2816 Idbi Bank Limited 1670 20040 189.40 1299 15588 143.65 1670 20040 189.40 1299 15588 143.6517 Idfc Bank Limited 4 45 0.24 4 45 0.24 0 0 0.00 0 0 0.0018 Karnataka Bank Ltd 3 28 0.01 3 28 0.01 0 0 0.00 0 0 0.0019 South Indian Bank Ltd 1 12 0.02 1 12 0.02 0 0 0.00 0 0 0.0020 Yes Bank Ltd. 761 8563 9.09 761 8563 9.09 0 0 0.00 0 0 0.00


21 Bandhan Bank Limited 6 60 1.59 0 0 0.00 0 0 0.00 0 0 0.0022 Icici Bank Limited 1 13 0.00 1 13 0.00 1 13 0.00 1 13 0.0023 Idbi Bank Limited 362 4344 42.42 127 1524 14.82 362 4344 42.42 127 1524 14.8224 Karnataka Bank Ltd 18 157 0.41 9 81 0.23 0 0 0.00 0 0 0.0025 Nainital Bank Ltd 208 2080 7.80 180 1800 6.75 208 2080 7.80 180 1800 6.7526 Yes Bank Ltd. 215 2347 0.85 215 2347 0.85 0 0 0.00 0 0 0.00


27 Axis Bank Limited 1 15 0.00 1 15 0.00 0 0 0.00 0 0 0.0028 Bandhan Bank Limited 147 1470 64.54 0 0 0.00 0 0 0.00 0 0 0.0029 Federal Bank Ltd 57 285 0.61 0 0 0.00 0 0 0.00 0 0 0.0030 Hdfc Bank Ltd.31 Icici Bank Limited 5 65 0.21 5 65 0.21 5 65 0.21 5 65 0.2132 Idbi Bank Limited 3815 45780 72.88 3204 38448 44.66 3815 45780 72.88 3204 38448 44.6633 Karnataka Bank Ltd 43 469 1.17 41 451 1.16 0 0 0.00 0 0 0.0034 Nainital Bank Ltd 11 110 0.39 10 100 0.35 11 110 0.39 10 100 0.3535 Yes Bank Ltd. 2440 33099 52.90 2440 33099 52.90 0 0 0.00 0 0 0.00



36 Bandhan Bank Limited37 Hdfc Bank Ltd.

(Amount `lakh)


STATEMENT - III- A(ii) (Contd.)

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

38 Idbi Bank Limited 237 2844 11.91 230 2760 11.48 237 2844 11.91 230 2760 11.48Total 237 2844 11.91 230 2760 11.48 237 2844 11.91 230 2760 11.48BIHAR

39 Bandhan Bank Limited 52 520 7.24 0 0 0.00 0 0 0.00 0 0 0.0040 Federal Bank Ltd 2 10 0.02 0 0 0.00 0 0 0.00 0 0 0.0041 Hdfc Bank Ltd.42 Icici Bank Limited 8195 106535 1723.70 8195 106535 1723.70 8195 106535 1723.70 8195 106535 1723.7043 Idbi Bank Limited 551 6612 107.06 441 5292 95.64 551 6612 107.06 441 5292 95.6444 Idfc Bank Limited 18 216 0.00 18 216 0.00 18 216 0.00 18 216 0.0045 Yes Bank Ltd. 167 2237 1.11 167 2237 1.11 0 0 0.00 0 0 0.00

Total 8985 116130 1839.13 8821 114280 1820.45 8764 113363 1830.76 8654 112043 1819.34JHARKHAND

46 Bandhan Bank Limited 210 2100 93.70 0 0 0.00 0 0 0.00 0 0 0.0047 Federal Bank Ltd 1 5 0.01 0 0 0.00 0 0 0.00 0 0 0.0048 Hdfc Bank Ltd.49 Icici Bank Limited 5 65 0.00 5 65 0.00 5 65 0.00 5 65 0.0050 Idbi Bank Limited 2442 29304 458.64 1852 22224 206.26 2442 29304 458.64 1852 22224 206.2651 Idfc Bank Limited 48 960 202.04 48 960 202.04 48 960 202.04 48 960 202.0452 Karnataka Bank Ltd 11 86 1.07 7 54 0.59 0 0 0.00 0 0 0.0053 Yes Bank Ltd. 113 1407 0.93 113 1407 0.93 0 0 0.00 0 0 0.00

Total 2830 33927 756.39 2025 24710 409.82 2495 30329 660.68 1905 23249 408.30ODISHA

54 Axis Bank Limited 339 5085 102.26 339 5085 102.26 327 4905 98.51 327 4905 98.5155 Bandhan Bank Limited 173 1730 48.84 0 0 0.00 0 0 0.00 0 0 0.0056 Federal Bank Ltd 365 1825 90.46 0 0 0.00 12 60 5.14 0 0 0.0057 Hdfc Bank Ltd. 1020 10306 1527.92 1020 10306 1527.92 0 0 0.00 0 0 0.0058 Icici Bank Limited 9163 119119 1553.24 9163 119119 1553.24 7875 102375 1209.81 7875 102375 1209.8159 Idbi Bank Limited 5011 60132 296.14 4657 55884 248.62 5011 60132 296.14 4657 55884 248.6260 South Indian Bank Ltd61 Yes Bank Ltd. 12306 141414 67.09 12306 141414 67.09 0 0 0.00 0 0 0.00


62 Axis Bank Limited63 Bandhan Bank Limited 605 6050 203.24 0 0 0.00 0 0 0.00 0 0 0.0064 Federal Bank Ltd 4 20 0.43 0 0 0.00 0 0 0.00 0 0 0.0065 Hdfc Bank Ltd. 3 33 3.82 3 33 3.82 0 0 0.00 0 0 0.0066 Icici Bank Limited 10 130 3.70 10 130 3.70 10 130 3.70 10 130 3.7067 Idbi Bank Limited 6604 79248 460.64 4898 58776 355.85 6604 79248 460.64 4898 58776 355.8568 Idfc Bank Limited69 Karnataka Bank Ltd 18 152 0.07 16 133 0.06 0 0 0.00 0 0 0.0070 Karur Vysya Bank Ltd 3728 55920 22.61 233 3495 21.87 0 0 0.00 0 0 0.0071 Yes Bank Ltd. 602 6277 3.44 602 6277 3.44 0 0 0.00 0 0 0.00


NORTH EASTERN REGIONArunachal Pradesh

72 Bandhan Bank Limited73 Hdfc Bank Ltd.74 Idbi Bank Limited 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

Total 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00ASSAM

75 Axis Bank Limited 1 15 0.12 1 15 0.12 1 15 0.12 1 15 0.12

117STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

76 Bandhan Bank Limited 2161 21610 422.54 0 0 0.00 0 0 0.00 0 0 0.0077 Federal Bank Ltd 23 115 1.92 0 0 0.00 0 0 0.00 0 0 0.0078 Hdfc Bank Ltd. 90 900 99.41 90 900 99.41 0 0 0.00 0 0 0.0079 Icici Bank Limited 2 26 0.00 2 26 0.00 2 26 0.00 2 26 0.0080 Idbi Bank Limited 5815 69780 300.19 4621 55452 247.64 5815 69780 300.19 4621 55452 247.6481 South Indian Bank Ltd 6 60 1.29 2 24 0.03 0 0 0.00 0 0 0.00

Total 8098 92506 825.47 4716 56417 347.20 5818 69821 300.31 4624 55493 247.76MANIPUR

82 Idbi Bank Limited 80 960 118.95 66 792 89.67 80 960 118.95 66 792 89.67Total 80 960 118.95 66 792 89.67 80 960 118.95 66 792 89.67MEGHALAYA

83 Federal Bank Ltd 1 5 0.01 0 0 0.00 0 0 0.00 0 0 0.0084 Idbi Bank Limited 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

Total 1 5 0.01 0 0 0.00 0 0 0.00 0 0 0.00MIZORAM

85 Idbi Bank Limited 117 1404 9.38 90 1080 7.64 117 1404 9.38 90 1080 7.64Total 117 1404 9.38 90 1080 7.64 117 1404 9.38 90 1080 7.64NAGALAND

86 Bandhan Bank Limited 5 50 0.03 0 0 0.00 0 0 0.00 0 0 0.0087 Federal Bank Ltd 24 120 0.83 0 0 0.00 0 0 0.00 0 0 0.0088 Icici Bank Limited 1 13 0.00 1 13 0.00 1 13 0.00 1 13 0.0089 Idbi Bank Limited 172 2064 105.00 133 1596 13.50 172 2064 105.00 133 1596 13.50

Total 202 2247 105.86 134 1609 13.50 173 2077 105.00 134 1609 13.50SIKKIM

90 Idbi Bank Limited 570 6840 204.58 512 6144 118.35 570 6840 204.58 512 6144 118.3591 Karnataka Bank Ltd 3 24 0.11 3 24 0.11 0 0 0.00 0 0 0.00

Total 573 6864 204.69 515 6168 118.46 570 6840 204.58 512 6144 118.35TRIPURA

92 Bandhan Bank Limited 123 1230 71.84 0 0 0.00 0 0 0.00 0 0 0.0093 Federal Bank Ltd94 Hdfc Bank Ltd. 1 11 0.12 1 11 0.12 0 0 0.00 0 0 0.0095 Idbi Bank Limited 489 5868 98.23 102 1224 9.22 489 5868 98.23 102 1224 9.22



96 Bandhan Bank Limited97 Idbi Bank Limited 3 36 0.01 1 12 0.00 3 36 0.01 1 12 0.00

Total 3 36 0.01 1 12 0.00 3 36 0.01 1 12 0.00HARYANA

98 Axis Bank Limited 7 105 0.79 7 105 0.79 7 105 0.79 7 105 0.7999 Bandhan Bank Limited100 Federal Bank Ltd 11 55 2.89 0 0 0.00 0 0 0.00 0 0 0.00101 Hdfc Bank Ltd.102 Icici Bank Limited 12 156 0.00 12 156 0.00 12 156 0.00 12 156 0.00103 Idbi Bank Limited 482 5784 30.52 310 3720 26.73 482 5784 30.52 310 3720 26.73104 Nainital Bank Ltd 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00105 South Indian Bank Ltd 2 24 0.00 2 24 0.00 0 0 0.00 0 0 0.00106 Yes Bank Ltd. 285 3095 0.40 285 3095 0.40 0 0 0.00 0 0 0.00


107 Bandhan Bank Limited



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

108 Icici Bank Limited 2 26 0.00 2 26 0.00 2 26 0.00 2 26 0.00109 Idbi Bank Limited 189 2268 36.53 75 900 15.48 189 2268 36.53 75 900 15.48110 Yes Bank Ltd. 8 146 0.05 8 146 0.05 0 0 0.00 0 0 0.00


111 Icici Bank Limited 1 13 0.00 1 13 0.00 1 13 0.00 1 13 0.00112 Idbi Bank Limited 2 24 0.00 0 0 0.00 2 24 0.00 0 0 0.00

Total 3 37 0.00 1 13 0.00 3 37 0.00 1 13 0.00NEW DELHI

113 Axis Bank Limited114 Bandhan Bank Limited 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00115 Federal Bank Ltd 6 30 12.67 0 0 0.00 0 0 0.00 0 0 0.00116 Hdfc Bank Ltd.117 Icici Bank Limited 3 39 0.00 3 39 0.00 3 39 0.00 3 39 0.00118 Idbi Bank Limited 5 60 0.74 1 12 0.01 5 60 0.74 1 12 0.01119 Idfc Bank Limited120 Indusind Bank Ltd121 Karnataka Bank Ltd 4 27 12.11 2 12 11.85 0 0 0.00 0 0 0.00122 Nainital Bank Ltd 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00123 South Indian Bank Ltd 16 192 0.05 6 72 0.00 0 0 0.00 0 0 0.00124 Yes Bank Ltd.

Total 34 348 25.57 12 135 11.86 8 99 0.74 4 51 0.01PUNJAB

125 Axis Bank Limited126 Bandhan Bank Limited 18 180 0.71 0 0 0.00 0 0 0.00 0 0 0.00127 Federal Bank Ltd 23 115 0.66 0 0 0.00 0 0 0.00 0 0 0.00128 Hdfc Bank Ltd.129 Icici Bank Limited 39 507 0.94 39 507 0.94 39 507 0.94 39 507 0.94130 Idbi Bank Limited 426 5112 37.99 186 2232 18.67 426 5112 37.99 186 2232 18.67131 Karnataka Bank Ltd 1 12 0.15 1 12 0.15 0 0 0.00 0 0 0.00132 Yes Bank Ltd. 243 2771 1.72 243 2771 1.72 0 0 0.00 0 0 0.00

Total 750 8697 42.17 469 5522 21.48 465 5619 38.93 225 2739 19.61RAJASTHAN

133 Bandhan Bank Limited 123 1230 15.35 0 0 0.00 0 0 0.00 0 0 0.00134 City Union Bank Limited 7 35 0.73 7 35 0.73 0 0 0.00 0 0 0.00135 Federal Bank Ltd 2 10 0.03 0 0 0.00 0 0 0.00 0 0 0.00136 Hdfc Bank Ltd. 387 3905 640.40 387 3905 640.40 0 0 0.00 0 0 0.00137 Icici Bank Limited 58005 754065 5123.97 58005 754065 5123.97 56658 736554 4961.53 56658 736554 4961.53138 Idbi Bank Limited 1850 22200 144.40 1494 17928 117.43 1850 22200 144.40 1494 17928 117.43139 Idfc Bank Limited 6 60 0.37 6 60 0.37 6 60 0.37 6 60 0.37140 Nainital Bank Ltd 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00141 Yes Bank Ltd. 722 8833 5.15 722 8833 5.15 0 0 0.00 0 0 0.00



142 Axis Bank Limited143 Bandhan Bank Limited144 City Union Bank Limited 778 3890 67.11 141 705 15.86 0 0 0.00 0 0 0.00145 Federal Bank Ltd 6 30 0.62 0 0 0.00 0 0 0.00 0 0 0.00146 Hdfc Bank Ltd. 1219 12226 2975.45 1219 12226 2975.45 0 0 0.00 0 0 0.00147 Icici Bank Limited 14 182 0.03 14 182 0.03 14 182 0.03 14 182 0.03148 Idbi Bank Limited 251 3012 221.45 159 1908 52.17 251 3012 221.45 159 1908 52.17


119STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

149 Karnataka Bank Ltd 401 4740 149.66 310 4082 129.03 0 0 0.00 0 0 0.00

150 Kotak Mahindra Bank Ltd. 144 1440 24.17 144 1440 24.17 0 0 0.00 0 0 0.00

151 South Indian Bank Ltd 12 144 10.75 12 144 10.75 0 0 0.00 0 0 0.00

152 Tamilnad Mercantile Bank Ltd 3 37 0.00 3 37 0.00 0 0 0.00 0 0 0.00

Total 2828 25701 3449.24 2002 20724 3207.46 265 3194 221.48 173 2090 52.20KARNATAKA

153 Axis Bank Limited154 Bandhan Bank Limited155 City Union Bank Limited 78 390 3.80 76 380 3.03 0 0 0.00 0 0 0.00156 Federal Bank Ltd 415 2075 33.31 0 0 0.00 0 0 0.00 0 0 0.00157 Hdfc Bank Ltd. 20579 225491 53116.42 20579 225491 53116.42 0 0 0.00 0 0 0.00158 Icici Bank Limited 31469 409097 1586.39 31469 409097 1586.39 31038 403494 1523.33 31038 403494 1523.33159 Idbi Bank Limited 1979 23748 188.83 1812 21744 164.86 1979 23748 188.83 1812 21744 164.86160 Idfc Bank Limited 4 60 0.52 4 60 0.52 4 60 0.52 4 60 0.52161 Indusind Bank Ltd162 Karnataka Bank Ltd 8375 83731 2215.38 6278 63975 1625.98 13 154 0.88 12 142 0.87163 Karur Vysya Bank Ltd




167 Yes Bank Ltd. 7924 89513 112.20 7924 89513 112.20 0 0 0.00 0 0 0.00Total 70917 835222 57272.04 68220 811185 56621.14 33034 427456 1713.56 32866 425440 1689.58KERALA

168 Axis Bank Limited169 City Union Bank Limited 1 5 0.57 1 5 0.57 0 0 0.00 0 0 0.00170 Federal Bank Ltd 18635 93175 4068.18 171 855 18.37 8 40 0.62 2 10 0.20171 Hdfc Bank Ltd. 27115 303689 65617.08 27115 303689 65617.08 0 0 0.00 0 0 0.00172 Icici Bank Limited 12215 158795 2565.05 12215 158795 2565.05 10852 141076 2214.86 10852 141076 2214.86173 Idbi Bank Limited 8902 106824 868.83 8735 104820 812.67 8901 106812 867.57 8734 104808 811.41174 Karnataka Bank Ltd 73 549 32.11 57 451 27.77 0 0 0.00 0 0 0.00175 South Indian Bank Ltd 2104 25248 541.47 1378 16536 381.04 0 0 0.00 0 0 0.00


177 The Dhanalakshmi Bank Ltd 13199 92393 4991.17 13141 91987 4975.63 1053 7371 431.41 1053 7371 431.41

178 Yes Bank Ltd. 81 808 0.48 81 808 0.48 0 0 0.00 0 0 0.00Total 82425 782857 78692.38 62986 679207 74406.00 20814 255299 3514.46 20641 253265 3457.88LAKSHADWEEP UT

179 Idbi Bank Limited 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00Total 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00PUDUCHERRY

180 City Union Bank Limited 140 700 5.69 130 650 1.43 0 0 0.00 0 0 0.00181 Federal Bank Ltd 1 5 2.45 0 0 0.00 0 0 0.00 0 0 0.00182 Hdfc Bank Ltd. 480 5348 1200.28 480 5348 1200.28 0 0 0.00 0 0 0.00183 Idbi Bank Limited 1196 14352 2.49 1139 13668 2.49 1196 14352 2.49 1139 13668 2.49184 South Indian Bank Ltd 12 144 0.44 3 36 0.29 0 0 0.00 0 0 0.00


Total 1834 20611 1211.41 1757 19764 1204.55 1196 14352 2.49 1139 13668 2.49



Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

TAMIL NADU186 Axis Bank Limited187 City Union Bank Limited 10183 50915 294.03 9177 45885 246.60 31 155 2.38 31 155 2.38188 Federal Bank Ltd 1336 6680 155.59 10 50 0.09 0 0 0.00 0 0 0.00189 Hdfc Bank Ltd. 25554 283036 67512.97 25554 283036 67512.97 0 0 0.00 0 0 0.00190 Icici Bank Limited 159091 2068183 11455.80 159091 2068183 11455.80 145256 1888328 9775.22 145256 1888328 9775.22191 Idbi Bank Limited 15276 183312 1198.82 14518 174216 1112.55 15276 183312 1198.82 14518 174216 1112.55192 Idfc Bank Limited193 Indusind Bank Ltd194 Karnataka Bank Ltd 135 952 6.15 121 801 4.60 0 0 0.00 0 0 0.00



197 Tamilnad Mercantile Bank Ltd

198 Yes Bank Ltd. 5646 71778 66.41 5646 71778 66.41 0 0 0.00 0 0 0.00Total 219201 2688608 80834.91 215478 2660273 80484.43 160563 2071795 10976.42 159805 2062699 10890.15TELANGANA

199 Axis Bank Limited200 Federal Bank Ltd 3 15 0.07 0 0 0.00 0 0 0.00 0 0 0.00201 Hdfc Bank Ltd. 5909 59682 17583.08 5909 59682 17583.08 0 0 0.00 0 0 0.00202 Icici Bank Limited 8 104 0.00 8 104 0.00 8 104 0.00 8 104 0.00203 Idbi Bank Limited 13 156 16.69 9 108 2.42 13 156 16.69 9 108 2.42204 Indusind Bank Ltd205 Karnataka Bank Ltd 2 20 0.05 0 0 0.00 0 0 0.00 0 0 0.00

206 Kotak Mahindra Bank Ltd.

207 South Indian Bank Ltd 84 1008 2.31 81 972 2.29 0 0 0.00 0 0 0.00208 Yes Bank Ltd.



209 Idbi Bank Limited 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00Total 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00D And N Haveli Ut

210 Idbi Bank Limited 14 168 3.64 13 156 3.64 14 168 3.64 13 156 3.64Total 14 168 3.64 13 156 3.64 14 168 3.64 13 156 3.64GOA

211 Bandhan Bank Limited212 Hdfc Bank Ltd. 371 4244 1082.23 371 4244 1082.23 0 0 0.00 0 0 0.00213 Idbi Bank Limited 9 108 8.03 4 48 8.01 9 108 8.03 4 48 8.01214 Karnataka Bank Ltd 1 12 0.02 1 12 0.02 0 0 0.00 0 0 0.00

Total 381 4364 1090.28 376 4304 1090.26 9 108 8.03 4 48 8.01GUJARAT

215 Axis Bank Limited216 Bandhan Bank Limited 10 100 4.06 0 0 0.00 0 0 0.00 0 0 0.00217 City Union Bank Limited 1 5 0.43 1 5 0.43 0 0 0.00 0 0 0.00218 Federal Bank Ltd 24 120 5.43 0 0 0.00 0 0 0.00 0 0 0.00219 Hdfc Bank Ltd. 466 4949 984.21 466 4949 984.21 0 0 0.00 0 0 0.00220 Icici Bank Limited 18437 239681 844.22 18437 239681 844.22 13850 180050 431.02 13850 180050 431.02221 Idbi Bank Limited 1132 13584 179.19 1098 13176 60.47 1132 13584 179.19 1098 13176 60.47


121STATEMENTS

Sr.No. Name Of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

222 Idfc Bank Limited 95 535 1.05 95 535 1.05 0 0 0.00 0 0 0.00223 South Indian Bank Ltd 1 12 1.86 1 12 1.86 0 0 0.00 0 0 0.00224 Yes Bank Ltd.


225 Axis Bank Limited226 Bandhan Bank Limited 13 130 5.75 0 0 0.00 0 0 0.00 0 0 0.00227 City Union Bank Limited 9 45 0.55 7 35 0.54 0 0 0.00 0 0 0.00228 Federal Bank Ltd 441 2205 59.03 0 0 0.00 0 0 0.00 0 0 0.00229 Hdfc Bank Ltd. 18825 191911 33352.33 18825 191911 33352.33 0 0 0.00 0 0 0.00230 Icici Bank Limited 132613 1723969 12354.10 132613 1723969 12354.10 113836 1479868 9561.85 113836 1479868 9561.85231 Idbi Bank Limited 31078 372936 4401.48 27257 327084 3778.07 31078 372936 4401.48 27257 327084 3778.07232 Idfc Bank Limited 2 20 0.00 2 20 0.00 2 20 0.00 2 20 0.00233 Indusind Bank Ltd234 Karnataka Bank Ltd 80 912 11.13 61 702 7.81 0 0 0.00 0 0 0.00

235 Kotak Mahindra Bank Ltd.

236 Ratnakar Bank Ltd237 South Indian Bank Ltd 4 48 4.00 2 24 2.82 0 0 0.00 0 0 0.00


239 Yes Bank Ltd. 4973 62040 87.33 4973 62040 87.33 0 0 0.00 0 0 0.00Total 188050 2354390 50276.30 183752 2305959 49583.60 144916 1852824 13963.33 141095 1806972 13339.92Total Western Region 208611 2617908 53390.67 204239 2568777 52569.74 159921 2046734 14585.21 156060 2000402 13843.06Grand Total 759059 9132981 311855.87 712892 8742428 303398.47 507935 6503414 43641.88 495583 6355374 41537.47




Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

1 Axis Bank Limited 363 5445 105.61 363 5445 105.61 345 5175 101.09 345 5175 101.092 Bandhan Bank Limited 3767 37670 974.64 0 0 0.00 0 0 0.00 0 0 0.003 City Union Bank Limited 11197 55985 372.91 9540 47700 269.19 31 155 2.38 31 155 2.384 Federal Bank Ltd 21383 106915 4435.78 181 905 18.46 20 100 5.76 2 10 0.205 Hdfc Bank Ltd. 103650 1122266 247991.22 103650 1122266 247991.22 0 0 0.00 0 0 0.006 Icici Bank Limited 457744 5950672 39000.32 457744 5950672 39000.32 412841 5366933 32745.68 412841 5366933 32745.687 Idbi Bank Limited 93335 1120020 10144.82 81031 972372 8047.07 93334 1120008 10143.56 81030 972360 8045.818 Idfc Bank Limited 178 1908 204.22 178 1908 204.22 79 1328 202.93 79 1328 202.939 Indusind Bank Ltd10 Karnataka Bank Ltd 9197 92032 2439.95 6939 70979 1819.72 13 154 0.88 12 142 0.8711 Karur Vysya Bank Ltd 3728 55920 22.61 233 3495 21.87 0 0 0.00 0 0 0.00


13 Nainital Bank Ltd 219 2190 8.19 190 1900 7.10 219 2190 8.19 190 1900 7.1014 Ratnakar Bank Ltd15 South Indian Bank Ltd 4305 51648 722.11 2916 34992 495.84 0 0 0.00 0 0 0.00


17 The Dhanalakshmi Bank Ltd 13199 92393 4991.17 13141 91987 4975.63 1053 7371 431.41 1053 7371 431.41

18 Yes Bank Ltd. 36516 434684 409.51 36516 434684 409.51 0 0 0.00 0 0 0.00Total All Private Sec. Comm. Banks 759059 9132981 311855.87 712892 8742428 303398.47 507935 6503414 43641.88 495583 6355374 41537.47

Private Sector Banks - All India PositionSavings of SHGs with Private Sector Commercial Banks as on 31 March 2021

(Amount `lakh)

123STATEMENTS

Savings of SHGs with Regional Rural Banks as on 31 March 2021

STATEMENT - III- B

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


1Chhattisgarh Rajya Gramin Bank

251424 3036806 24511.55 234158 2828958 22495.32 116188 1394591 11028.47 107555 1290667 9012.24


2 Madhyanchal Gramin Bank 48829 488290 6783.00 14512 145120 1631.00 33189 331890 4899.00 0 0 0.00

3 Madhya Pradesh Gramin Bank 146318 1463646 28539.65 117433 1174515 22603.71 103886 1038850 18117.27 103886 1038850 18117.27


4 Uttarakhand Gramin Bank 27746 208120 5627.79 6504 56896 1601.12 6772 59018 1700.03 4842 43578 1325.72


5 Aryavart Bank 99126 1043583 6042.92 43137 453369 2820.62 81144 846361 5414.89 43137 453369 2820.626 Baroda U.p. Bank 102918 1100190 8026.98 84894 907517 6621.71 79014 844661 6162.49 66749 713547 5206.42

7 Prathama U.p Gramin Bank 36041 408345 3153.59 32797 372664 2869.77 30635 336983 2680.55 30635 336983 2680.55


EASTERN REGIONBIHAR

8 Dakshin Bihar Gramin Bank 245994 3443895 2185.87 245994 3443895 2185.87 245994 3443895 2185.87 245994 3443895 2185.87

9 Uttar Bihar Gramin Bank 240688 2556106 44224.00 233852 2483513 43750.80 240688 2556106 44224.00 233852 2483513 43750.80

Total 486682 6000001 46409.87 479846 5927408 45936.67 486682 6000001 46409.87 479846 5927408 45936.67JHARKHAND

10 Jharkhand Rajya Gramin Bank 105463 1253367 4857.00 97693 1163440 4017.00 68435 843196 3599.00 64924 805867 3198.00

Total 105463 1253367 4857.00 97693 1163440 4017.00 68435 843196 3599.00 64924 805867 3198.00ODISHA

11 Odisha Gramya Bank 206051 2677210 32388.76 206051 2677210 32388.76 205826 2675738 32329.81 205826 2675738 32329.81

12 Utkal Grameen Bank 71039 1140038 24936.11 63033 1096172 22327.79 68197 1094436 23512.26 60512 1056011 21447.88


13 Bangiya Gramin Vikash Bank 166443 1822669 80088.98 151656 1661226 74264.28 155604 1704544 72162.55 145265 1590915 68151.83

14 Paschim Banga Gramin Bank 77596 775960 42790.13 73415 734150 40484.57 76872 768720 42395.72 72974 729740 40242.31

15Uttar Banga Kshetriya Gramin Bank

59780 598076 33302.78 59780 598076 33302.78 34389 343911 16921.28 34389 343911 16921.28


(Amount `lakh)


STATEMENT - III- B (Contd.)

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

ARUNACHAL PRADESH

16Arunachal Pradesh Rural Bank

3507 35070 679.71 3507 35070 679.71 807 8070 156.45 807 8070 156.45

Total 3507 35070 679.71 3507 35070 679.71 807 8070 156.45 807 8070 156.45ASSAM

17 Assam Gramin Vikash Bank 296269 3258959 30253.20 170643 2002699 24849.40 375 4875 83.80 247 3467 75.95

Total 296269 3258959 30253.20 170643 2002699 24849.40 375 4875 83.80 247 3467 75.95MANIPUR

18 Manipur Rural Bank 2729 27678 124.09 2729 27678 124.09 1964 19793 96.31 1964 19793 96.31

Total 2729 27678 124.09 2729 27678 124.09 1964 19793 96.31 1964 19793 96.31MEGHALAYA

19 Meghalaya Rural Bank 27980 348185 4808.11 12338 154225 2271.83 21288 265166 4061.73 11948 149350 2237.03

Total 27980 348185 4808.11 12338 154225 2271.83 21288 265166 4061.73 11948 149350 2237.03MIZORAM

20 Mizoram Rural Bank 11999 106911 1878.57 8034 71583 1374.52 4446 39614 994.70 4446 39614 994.70

Total 11999 106911 1878.57 8034 71583 1374.52 4446 39614 994.70 4446 39614 994.70NAGALAND

21 Nagaland Rural BankTotalTRIPURA

22 Tripura Gramin Bank 38164 383822 6716.34 26413 258000 4843.69 10175 108392 2414.14 10175 108392 2414.14


NORTHERN REGIONHARYANA

23 Sarva Haryana Gramin Bank 25381 265232 3173.72 22237 232377 2639.93 21248 222042 2664.17 19178 200410 2366.69


24 Himachal Pradesh Gramin Bank 11960 88446 2216.24 11960 88446 2216.24 11935 88309 2213.00 11935 88309 2213.00


25 Ellaquai Dehati Bank 582 4442 81.57 388 2820 51.87 582 4442 81.57 388 2820 51.87

26 J & K Grameen Bank 3387 28072 570.07 3387 28072 570.07 2993 24936 522.74 2993 24936 522.74

Total 3969 32514 651.64 3775 30892 621.94 3575 29378 604.31 3381 27756 574.61PUNJAB

27 Punjab Gramin Bank 15283 144730 1033.81 14677 141236 982.72 7387 69950 483.93 7283 69170 475.73

Total 15283 144730 1033.81 14677 141236 982.72 7387 69950 483.93 7283 69170 475.73RAJASTHAN

28Baroda Rajasthan Kshetriya Gramin Bank

105169 965054 11709.00 98300 914948 10050.00 54174 405394 5814.00 48842 377859 5720.00

29Rajasthan Marudhara Gramin Bank

50670 506700 4876.91 45603 456030 4388.91 46899 468990 4572.66 42272 422720 4110.34

125STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount



30 Andhra Pragathi Grameena Bank 128950 1289500 100278.94 128950 1289500 100278.94 0 0 0.00 0 0 0.00

31Chaitanya Godavari Grameena Bank

51303 513030 54306.71 51303 513030 54306.71 38828 388280 40127.60 38828 388280 40127.60

32 Saptagiri Grameena Bank 56505 621105 33170.00 55758 612889 31957.09 44227 485388 25510.16 44026 483181 24730.52

Total 236758 2423635 187755.65 236011 2415419 186542.74 83055 873668 65637.76 82854 871461 64858.12KARNATAKA

33 Karnataka Gramin Bank 159619 1755628 11213.00 154745 1701994 10872.00 142081 1562670 9985.00 142081 1562670 9985.00

34 Karnataka Vikas Grameena Bank 50308 650279 5533.05 48833 633714 5370.56 42411 548120 4664.59 41150 534158 4525.65

Total 209927 2405907 16746.05 203578 2335708 16242.56 184492 2110790 14649.59 183231 2096828 14510.65KERALA

35 Kerala Gramin Bank 65025 910350 16351.46 49972 699608 13409.80 12457 174398 5838.96 11690 163660 5446.54


36Puduvai Bharathiyar Grama Bank

6328 105724 1214.66 6198 103444 1185.69 4096 69827 858.80 4096 69827 858.80

Total 6328 105724 1214.66 6198 103444 1185.69 4096 69827 858.80 4096 69827 858.80TAMIL NADU

37 Tamil Nadu Grama Bank 96594 1448929 8451.66 93696 1405458 8120.71 46982 704748 4110.86 44633 669511 3905.32

Total 96594 1448929 8451.66 93696 1405458 8120.71 46982 704748 4110.86 44633 669511 3905.32TELANGANA

38Andhra Pradesh Grameena Vikas Bank

242689 2499474 235107.94 242689 2499474 235107.94 123956 1255068 119646.43 123956 1255068 119646.43

39 Telangana Grameena Bank 80500 934172 40078.04 80500 934172 40078.04 44052 518750 22951.50 44052 518750 22951.50


WESTERN REGIONGUJARAT

40 Baroda Gujarat Gramin Bank 47153 561631 6622.05 42948 515376 6292.22 47153 561631 6622.05 42948 515376 6292.22

41 Saurashtra Gramin Bank 16266 162660 2018.47 15399 153990 1881.03 10065 100650 1881.03 10065 100650 1881.03

Total 63419 724291 8640.52 58347 669366 8173.25 57218 662281 8503.08 53013 616026 8173.25Maharashtra

42 Maharashtra Gramin Bank 52584 972804 9720.80 52584 972804 9720.80 52584 972804 9720.80 52584 972804 9720.80

43 Vidharbha Konkan Gramin Bank 64371 643710 11521.22 47766 477660 7432.03 47218 472180 7387.89 47218 472180 7387.89

Total 116955 1616514 21242.02 100350 1450464 17152.83 99802 1444984 17108.69 99802 1444984 17108.69Total Western Region 180374 2340805 29882.54 158697 2119830 25326.08 157020 2107265 25611.77 152815 2061010 25281.94

Grand Total 3596731 41248598 951168.45 3156466 36723018 894421.64 2387216 27827387 570798.06 2230345 26227609 546284.85

STATEMENT - III- B (Contd.)


Savings of SHGs with Co-operative Banks as on 31 March 2021

STATEMENT - III- C

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


1 District Central Co-Operative Bank Ltd., Bilaspur 893 8930 72.89 893 8930 72.89 4 40 0.55 4 40 0.55

2 District Central Co-Operative Bank Ltd., Durg 6657 82046 477.83 6457 79585 463.50 6657 82046 477.83 6457 79585 463.50

3 Jila Sahakari Kendriya Bank Maryadit, Ambikapur 0 0 0.00 0 0 0.00 0 0 0.00

4 Jila Sahakari Kendriya Bank Maryadit, Jagdalpur 2101 25212 420.31 2101 25212 420.31 789 9468 134.75 789 9468 134.75

5 Jila Sahakari Kendriya Bank Maryadit, Raipur 359 3660 712.86 359 3660 712.86 0 0 0.00 0 0 0.00

6 Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon 8906 120231 515.33 8906 120231 515.33 8906 120231 515.33 8906 120231 515.33

Total 18916 240079 2199.22 18716 237618 2184.89 16356 211785 1128.46 16156 209324 1114.13Madhya Pradesh

7 Bhopal Co-Operative Central Bank Ltd., Bhopal 2 20 0.00 0 0 0.00 0 0 0.00 0 0 0.00

8 Indore Premier Co-Operative Bank Limited, Indore 0 0 0.00 0 0 0.00 0 0 0.00

9 Jilla Sahakari Kendriya Bank Maryadit, Betul 58 638 2.73 58 638 2.73 58 638 2.73 58 638 2.73

10 Jilla Sahakari Kendriya Bank Maryadit, Chattarpur

11 Jilla Sahakari Kendriya Bank Maryadit, Damoh 0 0 0.00 0 0 0.00 0 0 0.00

12 Jilla Sahakari Kendriya Bank Maryadit, Datia 0 0 0.00 0 0 0.00 0 0 0.00

13 Jilla Sahakari Kendriya Bank Maryadit, Dhar 0 0 0.00 0 0 0.00 0 0 0.00

14 Jilla Sahakari Kendriya Bank Maryadit, Gwalior 0 0 0.00 0 0 0.00 0 0 0.00

15 Jilla Sahakari Kendriya Bank Maryadit, Hoshangabad 0 0 0.00 0 0 0.00 0 0 0.00

16 Jilla Sahakari Kendriya Bank Maryadit, Jabalpur 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

17 Jilla Sahakari Kendriya Bank Maryadit, Jhabua 0 0 0.00 0 0 0.00 0 0 0.00

18 Jilla Sahakari Kendriya Bank Maryadit, Khandwa 1438 14544 57.96 1243 13497 57.10 12 132 0.13 0 0 0.00

19 Jilla Sahakari Kendriya Bank Maryadit, Khargone 5648 52840 800.05 4250 39990 401.80 2824 26445 400.80 2125 19995 201.05

20 Jilla Sahakari Kendriya Bank Maryadit, Mandla 154 1540 0.70 154 1540 0.70 154 1540 0.70 154 1540 0.70

21 Jilla Sahakari Kendriya Bank Maryadit, Morena 0 0 0.00 0 0 0.00 0 0 0.00

22 Jilla Sahakari Kendriya Bank Maryadit, Raisen

23 Jilla Sahakari Kendriya Bank Maryadit, Rajgarh 0 0 0.00 0 0 0.00 0 0 0.00

24 Jilla Sahakari Kendriya Bank Maryadit, Rewa 0 0 0.00 0 0 0.00 0 0 0.00

25 Jilla Sahakari Kendriya Bank Maryadit, Sagar 0 0 0.00 0 0 0.00 0 0 0.00

26 Jilla Sahakari Kendriya Bank Maryadit, Satna 0 0 0.00 0 0 0.00 0 0 0.00

(Amount `lakh)

127STATEMENTS

STATEMENT - III- C (Contd.)

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

27 Jilla Sahakari Kendriya Bank Maryadit, Sehore 188 1350 12.57 147 1061 9.03 188 1350 12.57 147 1061 9.03

28 Jilla Sahakari Kendriya Bank Maryadit, Seoni 0 0 0.00 0 0 0.00 0 0 0.00

29 Jilla Sahakari Kendriya Bank Maryadit, Shahdol 0 0 0.00 0 0 0.00 0 0 0.00

30 Jilla Sahakari Kendriya Bank Maryadit, Shajapur 530 6376 14.00 377 4534 12.00 530 6376 14.00 377 4534 12.00

31 Jilla Sahakari Kendriya Bank Maryadit, Shivpuri 150 1400 2.40 150 1400 2.40 150 1400 2.40 150 1400 2.40

32 Jilla Sahakari Kendriya Bank Maryadit, Ujjain 0 0 0.00 0 0 0.00 0 0 0.00

33 Jilla Sahakari Kendriya Bank Maryadit, Vidisha 0 0 0.00 0 0 0.00 0 0 0.00


34 Almora Zilla Sahakari Bank Ltd. 1965 10887 464.07 834 4823 286.22 1965 10887 464.07 834 4823 286.22

35 Chamoli Zilla Sahakari Bank Ltd., Chamoli 1388 7848 284.18 998 5447 204.61 1388 7848 284.18 998 5447 204.61

36 Nainital District Co-Operative Bank Ltd., Haldwani 210 2299 75.13 210 2299 75.13 210 2299 75.13 210 2299 75.13

37 Tehri Garhwal Zila Sahkari Bank Ltd., Tehri 851 5082 173.48 613 3660 124.65 525 3150 115.78 379 2274 82.33

38 The Uttarakhand State Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

39 The Uttarkashi Zila Sahkari Bank Ltd., Uttarkashi 2232 11262 281.13 1547 7832 196.79 332 1665 59.37 215 1077 42.15

40Udhamsinghnagar District Cooperative Bank Ltd., Rudrapur

2285 22850 615.25 537 5370 108.35 1714 17140 510.66 189 1890 61.28

41 Zila Sahkari Bank Ltd., Garhwal (Kotdwar) 1516 7580 370.82 1516 7580 370.82 836 4180 204.82 836 4180 204.82

42 Zila Sahkari Bank Ltd., Haridwar 1218 11275 267.28 1062 9761 251.06 1106 10147 264.60 986 8996 248.58


43 Bahrich District Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

44 Budaun Jilla Sahkari Bank Ltd. 1704 17040 708.23 1660 16600 556.50 1704 17040 708.23 1660 16600 556.50

45 District Co-Operative Bank Ltd., Saharanpur 1130 11439 172.89 855 8563 144.54 0 0 0.00 0 0 0.00

46 District Co-Operative Bank Ltd., Varanasi 0 0 0.00 0 0 0.00 0 0 0.00

47 Etah District Co-Operative Bank Ltd. 125 1375 4.03 117 1287 3.76 125 1375 4.03 117 1287 3.76

48 Firozabad Jilla Sahkari Bank Ltd. 2442 25715 266.31 789 9005 167.67 421 4846 39.44 53 636 31.55

49 Ghaziabad Jilla Sahkari Bank Ltd. 426 8115 5.19 274 5098 0.47 0 0 0.00 0 0 0.00

50 Hamirpur District Co-Operative Bank Ltd. 23 345 3.57 5 74 0.84 23 345 3.57 5 74 0.84

51 Jalaun District Co-Oerative Bank Ltd.

52 Jilla Sahakari Bank Ltd., Azamgarh 25 127 2.60 0 0 2.60 4 22 0.87 0 0 0.87

53 Jilla Sahkari Bank Ltd., Ballia 78 1014 9.93 74 946 9.90 78 1014 9.93 74 946 9.90


Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

54 Jilla Sahkari Bank Ltd., Barabanki 302 3464 9.75 0 0 0.00 0 0 0.00 0 0 0.00

55 Jilla Sahkari Bank Ltd., Bareilly 42 500 2.58 4 37 0.56 13 153 0.56 0 0 0.5656 Jilla Sahkari Bank Ltd., Basti 0 0 0.00 0 0 0.00 0 0 0.0057 Jilla Sahkari Bank Ltd., Jhansi 415 4961 6.95 373 4465 5.95 415 4961 6.95 373 4465 5.9558 Jilla Sahkari Bank Ltd., Kanpur 28 233 0.97 9 81 0.36 0 0 0.00 0 0 0.00

59 Jilla Sahkari Bank Ltd., Lakhimpur-Khiri 815 8150 17.53 555 5550 16.85 330 3300 16.48 259 2590 16.11

60 Jilla Sahkari Bank Ltd., Raibareilly 5 54 0.00 4 41 0.00 0 0 0.00 0 0 0.00

61 Jilla Sahkari Bank Ltd., Sidharthnagar 0 0 0.00 0 0 0.00 0 0 0.00

62 Mathura Jilla Sahkari Bank Ltd. 486 4838 7.75 292 2971 5.28 43 467 1.05 35 381 0.84

63 Muzaffarnagar District Co-Operative Bank Ltd. 143 1628 3.26 26 360 0.55 143 1628 3.26 26 360 0.55

64 Pilibhit Jilla Sahkari Bank Ltd. 168 1940 30.35 127 1494 22.68 49 569 0.46 35 403 0.35

65 The Uttar Pradesh State Co-Operative Bank Ltd. 39 395 1.23 39 395 1.23 0 0 0.00 0 0 0.00


EASTERN REGIONAndaman & Nicobar

66 The Andaman & Nicobar State Co-Operative Bank Ltd. 5815 69020 1376.22 5564 65912 1307.41 760 8360 21.20 760 8360 21.20

Total 5815 69020 1376.22 5564 65912 1307.41 760 8360 21.20 760 8360 21.20BIHAR

67 Central Co-Operative Bank Ltd., Ara 0 0 0.00 0 0 0.00 0 0 0.00

68 Sasaram-Bhabua Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

69 The Aurangabad District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

70 The Begusarai Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

71 The Bhagalpur Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

72 The Bihar State Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

73 The Gopalganj Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

74 The Katihar District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

75 The Khagaria District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

76 The Magadh Central Co-Operative Bank Ltd., Gaya 0 0 0.00 0 0 0.00 0 0 0.00

77 The Monghyr-Jamui Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

78 The Motihari Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

79 The Muzaffarpur Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

80 The Nalanda Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

81 The National Central Co-Operative Bank Ltd., Bettiah 0 0 0.00 0 0 0.00 0 0 0.00


129STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

82 The Nawadah Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

83 The Pataliputra Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

84 The Purnea District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

85The Rohika Central Co-Operative Bank Ltd., Madhubani

0 0 0.00 0 0 0.00 0 0 0.00

86 The Samastipur District Central Co-Operative Bank Ltd. 35 700 3.43 13 260 0.68 0 0 0.00 0 0 0.00

87 The Sitamarhi Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

88 The Siwan Central Co-Operative Bank Ltd., Siwan 0 0 0.00 0 0 0.00 0 0 0.00

89 The Vaishali District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

Total 35 700 3.43 13 260 0.68 0 0 0.00 0 0 0.00Jharkhand

90 The Dhanbad Central Co-Operative Bank Ltd. 317 3507 31.86 317 3507 31.86 114 1351 22.89 114 1351 22.89

91 The Jharkhand State Co-Operative Bank Ltd. 1944 21617 101.02 1944 21617 101.02 0 0 0.00 0 0 0.00

Total 2261 25124 132.88 2261 25124 132.88 114 1351 22.89 114 1351 22.89Odisha

92 Cuttack Central Co-Operative Bank Ltd. 8687 89440 663.26 8687 89440 663.26 7513 77580 542.41 7513 77580 542.41

93 Keonjhar Central Co-Operative Bank Ltd. 2204 24226 809.97 2200 24186 808.12 2204 24226 809.97 2200 24186 808.12

94 Nayagarh District Central Co-Operative Bank Ltd. 2893 30782 73.05 2421 25927 70.60 80 846 1.37 78 826 1.36

95 The Angul United Central Co-Operative Bank Ltd. 12201 122010 588.70 12201 122010 588.70 12201 122010 588.70 12201 122010 588.70

96 The Aska Central Co-Operative Bank Ltd. 2667 45795 49.69 2667 45795 49.69 44 880 0.23 44 880 0.23

97 The Balasore Bhadrak Central Co-Operative Bank Ltd. 15202 152020 2626.25 15202 152020 2626.25 15202 152020 2626.25 15202 152020 2626.25

98 The Banki Central Co-Operative Bank Ltd. 802 7965 57.42 802 7965 57.42 802 7965 57.42 802 7965 57.42

99 The Berhampore Co-Operative Central .Bank Ltd. 6487 71009 581.19 6486 70999 581.07 3091 34037 269.33 3091 34037 269.33

100 The Bhawanipatna Central Co-Operative Bank Ltd. 632 6320 84.88 632 6320 84.88 632 6320 84.88 632 6320 84.88

101 The Bolangir District Central Co-Operative Bank Ltd. 151 2416 43.24 151 2416 43.24 151 2416 43.24 151 2416 43.24

102 The Boudh Co-Operative Central Bank Ltd. 1970 20688 159.89 1970 20688 159.89 0 0 0.00 0 0 0.00

103 The Khurda Central Co-Operative Bank Ltd. 2695 26950 194.20 2695 26950 194.20 0 0 0.00 0 0 0.00

104 The Koraput Central Co-Operative Bank Ltd. 14234 170808 2438.86 14234 170808 2438.86 1583 17413 193.54 1583 17413 193.54

105 The Mayurbhanj District Central Co-Operative Bank Ltd. 894 10680 99.91 894 10680 99.91 894 10680 99.91 894 10680 99.91

106 The Sambalpur Dist.co-Operative Central Bank Ltd. 5449 65388 142.61 5449 65388 142.61 256 3328 4.57 256 3328 4.57

107 The Sundargarh District Central Co-Operative Bank Ltd. 15430 179655 2439.76 15430 179655 2439.76 0 0 0.00 0 0 0.00

108 The United Puri-Nimapara Central Cooperative Bank Ltd. 1445 17004 88.78 1445 17004 88.78 1445 17004 88.78 1445 17004 88.78

Total 94043 1043156 11141.66 93566 1038251 11137.24 46098 476725 5410.60 46092 476665 5408.74



Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

WEST BENGAL

109 Balageria Central Co-Operative Bank Ltd. 3939 36809 215.08 3939 36809 215.08 0 0 0.00 0 0 0.00

110 Bankura Dist Central Co-Operative Bank Ltd. 18839 191997 5045.01 18591 190010 4989.17 10947 109943 3861.27 10947 109943 3861.27

111 Birbhum District Central Co-Operative Bank Ltd. 3304 30395 95.90 3304 30395 95.90 0 0 0.00 0 0 0.00

112 Darjeeling District Central Co-Operative Bank Ltd. 496 5097 190.71 0 0 0.00 0 0 0.00 0 0 0.00

113 Hooghly District Central Co-Operative Bank Ltd. 30531 240616 11628.74 30258 238551 11492.56 0 0 0.00 0 0 0.00

114 Howrah District Central Co-Operative Bank Ltd 8625 100255 4136.84 7913 94273 3794.41 0 0 0.00 0 0 0.00

115 Malda District Central Co-Operative Bank Ltd. 8249 86614 427.55 8249 86614 427.55 8249 86614 427.55 8249 86614 427.55

116 Nadia District Central Co-Operative Bank Ltd. 39509 371738 21569.91 36143 352198 20038.45 0 0 0.00 0 0 0.00

117 Purulia District Central Co-Operative Bank Ltd 4953 50582 794.12 4813 48851 786.44 4434 45816 715.39 4294 44085 707.71

118 Raiganj Central Co-Operative Bank Ltd. 8570 86276 1791.00 8570 86276 1791.00 0 0 210.50 0 0 210.50

119 Tamluk Ghatal Central Co-Operative Bank Ltd. 16471 157790 9421.05 16471 157790 9421.05 16471 157790 9421.05 16471 157790 9421.05

120 The Burdwan District Central Co-Operative Bank Ltd 12018 111232 2117.24 10148 96107 1758.98 0 0 0.00 0 0 0.00

121 The Dakshin Dinajpur District Central Co-Operative Bank Ltd. 3204 37778 857.78 3204 37778 857.78 787 8164 80.81 787 8164 80.81

122 The Mugberia Central Co-Operative Bank Ltd. 8937 75688 3904.04 8384 71035 3578.02 0 0 0.00 0 0 0.00

123 The West Bengal State Co-Operative Bank Ltd. 27390 247746 9987.68 24180 219420 8633.49 0 0 0.00 0 0 0.00

124 Vidyasagar Central Co-Operative Bank Ltd. 6291 70991 2132.10 5976 67448 2076.03 0 0 0.00 0 0 0.00


NORTH EASTERN REGIONASSAM

125 The Assam Co-Operative Apex Bank Ltd. 26499 268700 287.35 22693 230334 250.13 26499 268700 287.35 22693 230334 250.13

Total 26499 268700 287.35 22693 230334 250.13 26499 268700 287.35 22693 230334 250.13MANIPUR

126 The Manipur State Co-Operative Bank Ltd. 1829 23777 72.88 0 0 0.00 0 0 0.00 0 0 0.00

Total 1829 23777 72.88 0 0 0.00 0 0 0.00 0 0 0.00MEGHALAYA

127 The Meghalaya Co-Operative Apex Bank Ltd. 6921 63485 1609.36 6660 60343 1526.94 5447 49023 1172.38 5447 49023 1172.38

Total 6921 63485 1609.36 6660 60343 1526.94 5447 49023 1172.38 5447 49023 1172.38MIZORAM

128 The Mizoram Co-Operative Apex Bank Ltd. 1020 19853 142.41 955 18553 132.52 423 8460 78.68 423 8460 78.68

Total 1020 19853 142.41 955 18553 132.52 423 8460 78.68 423 8460 78.68SIKKIM

129 The Sikkim State Co-Operative Bank Ltd. 1567 15670 446.70 1567 15670 446.70 1108 11080 339.33 1108 11080 339.33

Total 1567 15670 446.70 1567 15670 446.70 1108 11080 339.33 1108 11080 339.33TRIPURA


131STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

130 The Tripura State Co-Operative Bank Ltd. 2871 14355 4581.73 2871 14355 4581.73 2606 13030 3526.17 2606 13030 3526.17



131 The Chandigarh State Co-Operative Bank Ltd. 50 607 5.59 0 0 0.00 0 0 0.00 0 0 0.00

Total 50 607 5.59 0 0 0.00 0 0 0.00 0 0 0.00HARYANA

132 The Ambala Central Co-Operative Bank Ltd. 89 1072 51.66 89 1072 51.66 89 1072 51.66 89 1072 51.66

133 The Bhiwani Central Co-Operative Bank Ltd. 16 160 2.18 16 160 2.18 0 0 0.00 0 0 0.00

134 The Faridabad Central Co-Operative Bank Ltd. 132 1158 252.00 132 1158 126.00 126 1086 252.00 126 1086 126.00

135 The Fatehabad Central Co-Operative Bank Ltd. 260 2422 19.46 112 1151 9.12 260 2422 19.46 112 1151 9.12

136 The Gurgaon Central Co-Operative Bank Ltd. 438 4853 59.87 433 4795 50.44 438 4853 59.87 433 4795 50.44

137 The Haryana State Co-Operative Apex Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

138 The Hissar Central Co-Operative Bank Ltd. 384 4013 15.50 384 4013 0.00 0 0 0.00 0 0 0.00

139 The Jhajjar Central Co-Operative Bank Ltd. 37 370 1.30 25 250 0.94 0 0 0.00 0 0 0.00

140 The Jind Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

141 The Karnal Central Co-Operative Bank Ltd. 35 412 5.91 35 412 5.91 0 0 0.00 0 0 0.00

142 The Kurukshetra Central Co-Operative Bank Ltd. 125 1282 15.35 121 1255 15.14 125 1282 15.35 121 1255 15.14

143 The Mahendragarh Central Co-Operative Bank Ltd. 240 3042 6.92 162 2021 6.06 0 0 0.00 0 0 0.00

144 The Panchakula Cental Co-Operative Bank Ltd. 215 1389 28.74 23 160 6.29 215 1389 28.74 23 160 6.29

145 The Panipat Central Co-Operative Bank Ltd. 308 3423 28.90 301 3333 27.84 78 890 8.61 78 890 8.61

146 The Rewari Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

147 The Rohtak Central Co-Operative Bank Ltd. 253 2644 11.78 8 85 1.11 14 145 2.42 8 85 0.58

148 The Sirsa Central Co-Operative Bank Ltd. 177 1841 32.84 156 1628 30.96 177 1841 32.84 156 1628 30.96

149 The Sonepat Central Co-Operative Bank Ltd. 849 6567 19.78 615 4199 18.20 0 0 0.00 0 0 0.00

150 The Yamunanagar Central Co-Operative Bank Ltd. 1064 10780 119.42 152 1610 21.93 206 2244 29.90 107 1154 10.03


151 The Himachal Pradesh State Co-Operative Bank Ltd. 19303 135533 2159.51 13333 94477 1628.64 2476 19808 371.40 2476 19808 371.40

152 The Kangra Central Co-Operative Bank Ltd. 7762 100109 899.62 5100 64007 496.69 2452 30233 90.17 1895 22683 28.63


153 Baramulla Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00



Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

154 The Anantnag Central Co-Operative Bank Ltd. 70 849 6.58 47 563 2.88 0 0 0.00 0 0 0.00

155 The Jammu Central Co-Operative Bank Ltd. 129 834 8.82 129 834 8.82 97 619 7.35 97 619 7.35

156 The Jammu & Kashmir State Co-Operative Bank Ltd. 730 7858 21.06 690 7363 19.65 730 7858 21.06 690 7363 19.65

Total 929 9541 36.46 866 8760 31.35 827 8477 28.41 787 7982 27.00NEW DELHI

157 The Delhi State Co-Operative Bank Ltd. 255 3897 80.88 249 3830 77.73 0 0 0.00 0 0 0.00

Total 255 3897 80.88 249 3830 77.73 0 0 0.00 0 0 0.00PUNJAB

158 The Amritsar Central Co-Operative Bank Ltd., Amritsar 194 3024 7.18 178 2776 4.54 0 0 0.00 0 0 0.00

159 The Bhatinda Central Co-Operative Bank Ltd., Bhatinda 510 5670 35.25 510 5670 35.25 0 0 0.00 0 0 0.00

160 The Faridkot Central Co-Operative Bank Ltd., Faridkot 277 3138 9.79 277 3138 9.79 0 0 0.00 0 0 0.00

161 The Fatehgarh Sahib Central Co-Operative Bank Ltd., Sirhind 743 7400 94.82 743 7400 94.82 0 0 0.00 0 0 0.00

162 The Fazilka Central Co-Operative Bank Ltd., Fazilka 122 1286 32.05 122 1286 32.05 0 0 0.00 0 0 0.00

163 The Ferozepur Central Co-Operative Bank Ltd., Ferozepur 429 4286 32.68 389 3890 18.21 0 0 0.00 0 0 0.00

164 The Gurdaspur Central Co-Operative Bank Ltd., Gurdaspur 497 4498 37.86 497 4498 37.86 497 4498 37.86 497 4498 37.86

165The Hoshiarpur Central Co-Operative Bank Ltd., Hoshiarpur

890 10662 86.31 850 10221 83.12 0 0 0.00 0 0 0.00

166The Kapurthala Central Co-Operative Bank Ltd., Kapurthala

347 4241 19.29 332 4155 18.71 0 0 0.00 0 0 0.00

167 The Ludhiana Central Co-Operative Bank Ltd., Ludhiana 454 4438 32.02 454 4438 32.02 0 0 0.00 0 0 0.00

168 The Mansa Central Co-Operative Bank Ltd., Mansa 91 920 4.16 91 920 4.16 0 0 0.00 0 0 0.00

169 The Muktsar Central Co-Operative Bank Ltd., Muktsar 999 6644 81.85 469 3980 39.05 999 6644 81.85 469 3980 39.05

170The Nawanshahr Central Co-Operative Bank Ltd., Nawanshahr

414 5081 20.61 414 5081 20.61 0 0 0.00 0 0 0.00

171 The Patiala Central Co-Operative Bank Ltd., Patiala 992 9920 80.40 992 9920 80.40 48 480 2.15 48 480 2.15

172 The Ropar Central Co-Operative Bank Ltd., Ropar 322 4245 69.24 322 4245 69.24 322 4245 69.24 322 4245 69.24

173 The Sangrur Central Co-Operative Bank Ltd., Sangrur 348 3441 17.56 278 2425 15.97 348 3441 17.56 278 2425 15.97

174 The Sas Nagar Central Co-Op. Bank Ltd., Sas Nagar 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

175The Taran Taran Central Co-Operative Bank Ltd., Taran Taran

333 4030 28.46 333 4030 28.46 0 0 0.00 0 0 0.00

Total 7962 82924 689.53 7251 78073 624.26 2214 19308 208.66 1614 15628 164.27RAJASTHAN

176 Ajmer Central Co-Operative Bank Ltd. 11022 121202 1367.26 10806 118826 1301.86 5511 60601 683.63 5403 59413 650.93

177 Baran Kendriya Sahakari Bank Ltd. 2452 24862 64.82 2227 22532 58.77 0 0 0.00 0 0 0.00

178 Chittorgarh Kendriya Sahakari Bank Ltd. 3215 33379 105.68 3111 32334 100.33 68 685 0.68 68 685 0.68


133STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

179 Dausa Kendriya Sahakari Bank Ltd. 1749 17490 141.31 1574 15740 113.71 16 160 1.80 16 160 1.80

180 Hanumangarh Kendriya Sahakari Bank Ltd. 2022 20220 94.46 1819 18190 90.46 0 0 0.00 0 0 0.00

181 Jhunjhunu Kendriya Sahakari Bank Ltd. 4670 46700 103.50 4633 46330 103.02 37 370 0.48 0 0 0.00

182 Sawai Madhopur Kendriya Sahakari Bank Ltd. 2378 24615 206.98 2378 24615 206.98 0 0 0.00 0 0 0.00

183 The Alwar Central Co-Operative Bank Ltd. 5105 51558 53.64 5071 51285 49.04 197 1991 4.48 197 1991 4.48

184 The Banswara Central Co-Operative Bank Ltd. 2368 31153 165.00 2368 31153 165.00 1287 16571 165.00 1287 16571 165.00

185 The Barmer Central Co-Operative Bank Ltd. 6043 65187 111.45 6043 65187 111.45 0 0 0.00 0 0 0.00

186 The Bharatpur Central Co-Operative Bank Ltd. 2224 22240 81.38 2224 22240 81.38 0 0 0.00 0 0 0.00

187 The Bundi District Central Co-Operative Bank Ltd. 2383 24151 334.96 2370 24016 328.41 601 6511 216.20 601 6511 216.20

188 The Central Co-Operative Bank Ltd, Bhilwara 5405 53430 247.30 5351 53005 243.50 110 1115 6.10 110 1115 6.10

189 The Central Co-Operative Bank Ltd., Bikaner 644 6705 16.49 388 4145 8.57 19 190 0.00 19 190 0.00

190 The Churu Central Co-Operative Bank Ltd. 2768 29331 76.54 2381 24587 60.33 13 139 1.13 6 60 0.43

191 The Ganganagar Kendriya Sahakari Bank Ltd. 4425 43150 177.79 4425 43150 177.79 2 20 0.00 2 20 0.00

192 The Jaipur Central Co-Operative Bank Ltd. 638 8276 28.94 638 8276 28.94 0 0 0.00 0 0 0.00

193 The Jalore Central Co-Operative Bank Ltd. 2360 23362 150.48 2245 22408 138.40 2360 23362 150.48 2245 22408 138.40

194 The Kota Central Co-Operative Bank Ltd. 4155 42885 111.50 4155 42885 111.50 228 3450 26.12 228 3450 26.12

195 The Nagaur Central Co-Operative Bank Ltd.

196 The Pali District Central Co-Operative Bank Ltd 360 3600 143.09 360 3600 143.09 0 0 0.00 0 0 0.00

197 The Sikar Kendriya Sahakari Bank Ltd. 3875 38750 318.08 3875 38750 318.08 0 0 0.00 0 0 0.00

198 The Sirohi Central Co-Operative Bank Ltd. 2148 23458 90.27 2111 23088 88.29 90 920 5.95 90 920 5.95

199 The Udaipur Central Co-Operative Bank Ltd. 7547 75470 317.93 7363 73514 303.71 1221 13585 63.07 1221 13585 63.07



200 The Anantpur District Co Operative Central Bank Ltd. 1132 11320 860.51 1132 11320 860.51 0 0 0.00 0 0 0.00

201 The Andhra Pradesh State Co-Operative Bank Ltd. 940 9400 428.42 940 9400 428.42 0 0 0.00 0 0 0.00

202 The Chittoor District Co-Operative Central Bank Ltd. 665 6650 71.23 665 6650 71.23 0 0 0.00 0 0 0.00

203 The District Co-Operative Central Bank Ltd., Eluru 1718 17180 1043.29 1718 17180 1043.29 0 0 0.00 0 0 0.00

204 The District Cooperative Central Bank Ltd., Kakinada 285 2228 150.12 285 2228 150.12 285 2228 150.12 285 2228 150.12

205 The District Cooperative Central Bank Ltd., Kurnool 187 1870 115.00 182 1820 110.00 187 1870 115.00 182 1820 110.00

206 The District Co-Operative Central Bank Ltd., Srikakulam 262 2672 57.21 262 2672 57.21 262 2672 57.21 262 2672 57.21



Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

207The District Co-Operative Central Bank Ltd., Visakhapatnam

1511 15231 996.85 1511 15231 996.85 1511 15231 996.85 1511 15231 996.85

208The District Co-Operative Central Bank Ltd., Vizianagaram

143 1612 39.70 143 1612 39.70 143 1612 39.70 143 1612 39.70

209 The Guntur District Co-Operative Central Bank 2815 28200 3747.85 2811 28177 3741.90 1864 18660 2381.51 1862 18647 2377.38

210 The Kadapa District Co Operative Central Bank Ltd. 3 15 128935.00 3 15 128935.00 3 15 128935.00 3 15 128935.00

211 The Krishna District Co-Operative Central Bank Ltd. 8734 95724 9254.00 8734 95724 9254.00 0 0 0.00 0 0 0.00

212 The Nellore District Co-Operative Central Bank Ltd. 91 924 42.49 90 919 42.20 0 0 0.00 0 0 0.00

213 The Prakasam District Co-Operative Central Bank Ltd. 961 9610 404.61 961 9610 404.61 0 0 0.00 0 0 0.00

Total 19447 202636 146146.28 19437 202558 146135.04 4255 42288 132675.39 4248 42225 132666.26KARNATAKA

214 Bagalkot District Central Co-Operative Bank Ltd. 2478 29776 4.44 2476 29756 4.44 1610 19360 2.88 1608 19340 2.88

215 Mandya District Co-Operative Central Bank Ltd. 23363 350445 2309.00 22629 339435 2231.91 915 13725 90.58 915 13725 90.58

216 The Belagavi District Central Co-Operative Bank Ltd. 24772 360469 2484.21 22110 320425 2225.25 22504 329257 1389.29 20451 294908 1226.10

217 The Bellary District Co-Operative Central Bank Ltd. 7502 97163 505.92 7417 96084 505.92 1071 12817 173.89 1071 12817 173.89

218 The Bengaluru District Central Co-Operative Bank Ltd 9620 142227 409.17 9369 138475 399.17 8537 126796 297.86 8524 126575 297.86

219 The Chikmagalur District Co-Operative Central Bank Ltd. 13386 162386 1928.24 12998 156072 1588.24 624 7488 62.96 624 7488 62.96

220 The Chitradurga District Co-Operative Central Bank Ltd. 3828 38730 397.70 3773 38180 394.30 1980 19800 321.70 1965 19650 320.10

221 The Dawangere District Central Co-Operative Bank Ltd. 1096 14324 418.75 1047 13687 402.60 0 0 0.00 0 0 0.00

222 The District Co-Operative Central Bank Ltd., Bidar 30330 440650 13620.54 29931 433468 13536.14 0 0 0.00 0 0 0.00

223The Gulbarga And Yadgir District Co-Operative Central Bank Ltd.

560 6921 2.50 0 0 0.00 0 0 0.00 0 0 0.00

224 The Hassan District Co-Operative Central Bank Ltd. 16578 229446 4836.44 14527 196129 4675.62 4159 57562 1213.34 4159 57562 1213.34

225 The Kanara District Central Co- Operative Bank Ltd. 8240 98577 1570.76 7302 86816 1345.64 2547 29638 549.87 2547 29638 549.87

226 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad) 13864 207968 1350.73 12846 192690 1249.59 437 6550 44.25 351 5256 35.72

227 The Kodagu District Co-Operative Central Bank Ltd. 6485 83442 1062.79 5235 69942 940.79 277 3047 340.00 277 3047 340.00

228The Kolar And Chickaballapur District Co Operative Central Bank Ltd.

29140 349680 4672.99 29140 349680 4672.99 0 0 0.00 0 0 0.00

229The Mysore And Chamarajnagar District Cooperative Central Bank Ltd.

12152 198538 1591.41 11003 179764 1433.98 60 854 1.56 60 854 1.56

230 The Raichur District Central Co-Operative Bank Ltd. 8939 89390 585.35 8939 89390 585.35 2776 27760 261.49 2776 27760 261.49

231 The Shimoga District Co-Operative Central Bank Ltd. 7019 89864 1014.50 5876 75234 849.30 5157 66009 745.38 5157 66009 745.38

232 The South Canara District Central Co-Operative Bank Ltd. 30683 247712 11142.13 21626 181971 7104.23 30683 247712 11142.13 21626 181971 7104.23

233 The Tumkur District Central Co-Operative Bank Ltd. 5658 73989 530.59 4761 62664 518.35 4231 56533 514.49 4156 55558 509.76


135STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

234 The Vijayapura District Central Co-Operative Bank Ltd. 9322 93748 2065.43 8004 80343 1755.34 0 0 0.00 0 0 0.00

Total 265015 3405445 52503.59 241009 3130205 46419.15 87568 1024908 17151.67 76267 922158 12935.72KERALA

235 The Kerala State Co-Operative Bank Ltd. 63667 838197 10035.99 52704 693418 8629.57 19984 258005 4523.68 19116 247007 4200.76

236 The Malappuram District Co-Operative Bank Ltd. 2100 35504 306.26 2100 35504 306.26 196 3136 66.33 196 3136 66.33


237 The Pondicherry State Co-Operative Bank Ltd. 1015 14210 340.08 996 13944 327.55 995 13930 254.39 976 13664 241.86

Total 1015 14210 340.08 996 13944 327.55 995 13930 254.39 976 13664 241.86TAMIL NADU

238 Chennai Central Co-Operative Bank Ltd. 5491 82365 898.05 5491 82365 898.05 0 0 0.00 0 0 0.00

239 Dindigul Central Co-Operative Bank Ltd. 5283 63403 484.45 5025 60307 468.28 1109 13308 121.00 1016 12192 114.77

240 The Coimbatore District Central Co-Operative Bank Ltd. 8061 96241 1552.93 7704 92266 1491.51 3658 43531 838.22 3503 42038 802.83

241 The Cuddalore District Central Co-Operative Bank Ltd. 10390 199125 477.35 10253 196565 466.97 8675 164825 440.10 8550 162505 433.15

242 The Dharmapuri District Central Co-Operative Bank Ltd. 2677 34597 2424.54 2612 33619 2388.62 124 2103 52.10 121 2049 46.27

243 The Erode District Central Co-Operative Bank Ltd. 8075 104975 2883.35 8075 104975 2883.35 7739 100607 2758.05 7739 100607 2758.05

244 The Kancheepuram Central Co-Op.bank Ltd. 5604 90192 2240.02 5604 90192 2240.02 0 0 0.00 0 0 0.00

245 The Kanyakumari District Central Co-Operative Bank Ltd. 8657 129855 4644.39 6493 97391 3483.29 0 0 0.00 0 0 0.00

246 The Kumbakonam Central Co-Op Bank Ltd. 18420 294720 4705.19 18420 294720 4705.19 0 0 0.00 0 0 0.00

247 The Madurai District Central Co-Operative Bank Ltd. 9635 115653 192.58 9635 115653 192.58 5805 69689 114.70 5805 69689 114.70

248 The Nilgiris District Central Co-Operative Bank Ltd. 4101 42418 488.32 3801 39377 475.30 0 0 0.00 0 0 0.00

249 The Pudukottai District Central Co-Operative Bank Ltd. 4049 48504 378.57 3807 44484 359.27 0 0 0.00 0 0 0.00

250 The Ramanathapuram District Central Co-Operative Bank Ltd. 10716 128675 232.07 10716 128675 232.07 10716 128675 232.07 10716 128675 232.07

251 The Salem District Central Co-Operative Bank Ltd. 16967 242964 1317.12 16120 230817 1251.26 10180 145778 790.27 9671 138489 750.76

252 The Sivgangai District Central Co-Operative Bank Ltd. 6092 73104 313.63 6092 73104 313.63 6092 73104 313.63 6092 73104 313.63

253 The Thanjavur Central Co-Operative Bank Ltd. 6532 78384 401.45 6532 78384 401.45 6387 76644 391.04 6387 76644 391.04

254 The Tiruchirapalli District Central Co-Operative Bank Ltd. 20870 276780 1469.16 20145 266161 1375.56 16865 225579 1093.76 16205 215804 1016.06

255 The Tirunelveli District Central Co-Operative Bank Ltd. 3104 48112 591.72 3104 48112 591.72 3104 48112 591.72 3104 48112 591.72

256 The Tiruvannamalai District Central Co-Operative Bank Ltd. 11950 198629 1550.74 11931 198325 1534.30 11950 198629 1550.74 11931 198325 1534.30

257 The Vellore District Central Cooperative Bank Ltd. 9666 144990 1978.95 9666 144990 1978.95 810 12150 450.27 810 12150 450.27

258 The Virudhunagar District Central Co-Operative Bank Ltd. 3996 51887 326.26 3996 51887 326.26 0 0 0.00 0 0 0.00

259 Thoothukudi District Central Co-Operative Bank Ltd. 3306 46284 375.42 3304 46256 374.92 2759 38626 330.21 2757 38598 329.71

Total 183642 2591857 29926.26 178526 2518625 28432.55 95973 1341360 10067.88 94407 1318981 9879.33



Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

TELANGANA

260 The Adilabad District Co Operative Central Bank Ltd. 382 4310 190.10 333 3820 181.75 382 4310 190.10 333 3820 181.75

261 The District Co-Operative Central Bank Ltd., Khammam 418 4180 342.44 418 4180 342.44 418 4180 342.44 418 4180 342.44

262 The District Co-Operative Central Bank Ltd., Medak 954 9625 825.69 954 9625 825.69 0 0 0.00 0 0 0.00

263 The District Co-Operative Central Bank Ltd., Warangal 0 0 0.00 0 0 0.00 0 0 0.00

264 The Hyderabad District Co-Operative Central Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

265 The Karimnagar District Co-Operative Central Bank Ltd. 1472 16195 220.80 1472 16195 220.80 0 0 0.00 0 0 0.00

266 The Mahbubnagar District Co-Operative Central Bank Ltd. 9 172 1.26 9 172 1.26 9 172 1.26 9 172 1.26

267 The Nalgonda District Co-Operative Central Bank Ltd. 1071 10710 102.76 1071 10710 102.76 0 0 0.00 0 0 0.00

268 The Nizamabad District Co-Operative Central Bank Ltd. 3585 37181 361.18 3585 37181 361.18 0 0 0.00 0 0 0.00

269 The Telangana State Co-Operative Bank Ltd. 3047 30156 1558.00 2990 29855 1548.11 0 0 0.00 0 0 0.00


WESTERN REGIONGOA

270 The Goa State Co-Operative Bank Ltd. 3874 55282 1152.96 3578 51850 1093.07 0 0 0.00 0 0 0.00

Total 3874 55282 1152.96 3578 51850 1093.07 0 0 0.00 0 0 0.00GUJARAT

271 Banaskantha District Central Co-Operative Bank 9861 109672 514.02 9006 100264 473.81 9861 109672 514.02 9006 100264 473.81

272 Bhavnagar District Co-Operative Bank Ltd 617 8151 45.00 280 3640 17.00 0 0 0.00 0 0 0.00

273 Mehsana District Central Co-Operative Bank 3813 61008 329.00 3682 58912 310.00 0 0 0.00 0 0 0.00

274 Panchmahals District Co-Operative Bank Ltd. 1667 18109 153.31 1453 16359 144.58 422 4460 19.72 241 3075 12.28

275 Rajkot District Co-Operative Bank Ltd. 5640 71260 1244.99 5186 66612 1114.13 525 6533 182.58 525 6533 182.58

276 Sabarkantha District Central Co-Operative Bank 2595 31140 281.43 2475 29700 257.67 842 10104 51.05 842 10104 51.05

277 Surat District Co-Operative Bank Ltd. 2530 25300 267.63 2324 23240 250.97 0 0 0.00 0 0 0.00

278 The Ahmedabad District Co-Operative Bank Ltd. 5277 59459 441.81 4428 49781 414.29 3944 44448 372.73 3944 44448 372.73

279 The Amreli Jill Madhyastha Sahakari Bank Ltd. 2564 30228 294.40 2409 27895 292.05 0 0 0.00 0 0 0.00

280 The Baroda Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

281 The Bharuch District Central Co-Operative Bank Ltd. 749 9102 162.21 506 6161 65.15 126 1281 4.35 99 1025 2.58

282 The Gujarat State Co-Operative Bank Ltd. 20 205 3.05 18 185 2.86 0 0 0.00 0 0 0.00

283 The Jamnagar District Co-Operative Bank Ltd. 719 7614 55.41 635 6701 47.36 0 0 0.00 0 0 0.00

284 The Junagadh Jill Sahakari Bank Ltd. 600 6936 58.83 583 6722 58.29 600 6936 58.83 583 6722 58.29

285 The Kachchh District Central Co-Operative Bank 475 5046 23.98 414 4645 23.11 0 0 0.00 0 0 0.00


137STATEMENTS

Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

286 The Kaira District Central Co-Operative Bank Ltd. 543 5556 22.93 367 3723 15.19 0 0 0.00 0 0 0.00

287 The Kodinar Taluka Co-Operative Banking Union Ltd. 1485 16511 177.60 1452 16164 170.63 0 0 0.00 0 0 0.00

288 The Surendranagar District Co-Operative Bank Ltd. 62 1082 2.59 53 1037 2.10 0 0 0.00 0 0 0.00

289 Valsad District Central Co-Operative Bank Ltd 434 5208 32.01 401 4782 26.46 0 0 0.00 0 0 0.00


290 Akola District Central Co-Operative Bank Ltd. 14016 140160 1583.84 12786 126140 1425.45 0 0 0.00 0 0 0.00

291 Amrawati District Central Co-Operative Bank Ltd. 6129 85806 885.24 4275 59850 795.34 0 0 0.00 0 0 0.00

292 Aurangabad District Central Co-Operative Bank Ltd. 10715 160725 1161.68 10562 158430 1107.56 0 0 0.00 0 0 0.00

293 Beed District Central Co-Operative Bank Ltd. 2056 22629 56.47 2056 22629 56.47 824 10704 12.81 824 10704 12.81

294 Buldhana District Central Co-Operative Bank Ltd. 1633 20345 42.29 486 4872 23.59 443 4251 10.26 313 3002 6.30

295 Chandrapur District Central Co-Operative Bank Ltd. 27699 316734 512.79 26362 301639 476.38 25262 267995 512.19 23925 252900 475.78

296 Dhule & Nandurbar District Central Co-Operativebank Ltd. 5948 73531 2580.90 375 4446 33.80 540 6133 6.10 123 1266 0.40

297 Gadchiroli District Central Co-Operative Bank Ltd. 7435 89220 1940.60 7198 86376 1910.50 1860 22320 464.60 1860 22320 464.60

298 Jalna District Central Co-Operative Bank Ltd. 2328 25608 170.95 1535 16885 112.64 0 0 0.00 0 0 0.00

299 Kolhapur District Central Co-Operative Bank Ltd. 44492 650242 1612.29 44326 647956 1612.29 4654 52672 217.26 4603 52111 217.26

300 Latur District Central Co-Operative Bank Ltd. 16866 303588 1865.56 15507 279126 1835.13 1666 29988 32.85 1666 29988 32.85

301 Nagpur District Central Co-Operative Bank Ltd. 2988 38844 91.21 2608 33904 66.90 440 5720 13.73 408 5304 12.85

302 Nasik District Central Co-Operative Bank Ltd. 6000 66742 276.22 3362 36811 161.27 2532 27852 80.74 1568 17077 53.18

303 Osmanabad District Central Co-Operative Bank Ltd. 4453 44530 79.87 2617 26718 46.97 0 0 0.00 0 0 0.00

304 Parbhani District Central Co-Operative Bank Ltd. 5218 60012 207.09 5102 58641 193.21 2021 27288 65.83 1983 26739 62.19

305 Pune District Central Co-Operative Bank Ltd. 42630 639450 5352.50 40602 609030 5102.17 744 11160 91.67 744 11160 91.67

306 Raigad District Central Co-Operative Bank Ltd. 19326 215256 143105.37 17464 195187 112320.82 618 6370 64248.28 454 4646 42124.28

307 Ratnagiri District Central Co-Operative Bank Ltd. 5031 63231 290.31 4561 57485 265.50 94 1022 29.66 94 1022 29.66

308 Sangli District Central Co-Operative Bank Ltd. 33813 414237 2849.57 30431 372809 2445.48 2827 42405 864.33 2544 38165 777.89

309 Sindhudurg District Central Co-Operative Bank Ltd. 7634 89312 831.81 7035 82071 767.05 3364 30018 371.21 3364 30018 371.21

310 Solapur District Central Co-Operative Bank Ltd. 19906 218068 113.37 18757 205249 83.95 12055 132695 66.93 11360 124960 49.78

311 The Ahmednagar District Central Co-Operative Bank Ltd. 27223 348297 3078.11 27223 348297 3078.11 5082 59022 456.38 5082 59022 456.38

312 The Gondia District Central Co-Operative Bank Ltd. 10335 91172 933.47 8345 73362 758.32 8831 78202 785.22 7129 62984 635.48

313 The Jalgaon District Central Co-Operative Bank Ltd. 5800 65548 162.23 5800 65548 162.23 0 0 0.00 0 0 0.00

314 The Maharashtra State Co-Operative Bank Ltd. 1062 13609 134.59 1040 13380 125.22 0 0 0.00 0 0 0.00



Sr.No. Name of Bank





No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

315 The Mumbai District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00

316 The Nanded District Central Co-Operative Bank Ltd. 0 0 0.00 0 0 0.00 0 0 0.00 0 0 0.00

317 The Satara District Central Co-Operative Bank Ltd. 1038 10802 10.80 934 10274 10.27 0 0 0.00 0 0 0.00

318 The Thane District Central Co-Operative Bank Ltd. 38982 526257 7139.85 35857 485632 6567.48 683 9220 125.10 683 9220 125.10

319 Wardha District Central Co-Operative Bank Ltd. 6260 80855 139.87 5347 68183 122.09 1577 18924 15.54 1334 16008 12.36

320 Yavatmal District Central Co-Operative Bank Ltd. 19746 138222 1591.71 16678 116746 1314.85 19746 138222 1591.71 16678 116746 1314.85

Total 396762 5013032 178800.56 359231 4567676 142981.04 95863 982183 70062.40 86739 895362 47326.88Total Western Region 440287 5539901 184063.72 398481 5046049 147759.76 112183 1165617 71265.68 101979 1067533 48480.20Grand Total 1498282 17884139 536959.92 1375472 16524720 483859.09 499059 5670384 268973.83 463909 5331451 239878.55


139STATEMENTS

Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2020-21

STATEMENT - IV- A (i)

Sr.No. Name of Bank

Total Loans disbursed during the year

Out of Total - Loan disbursed to Exclusive

Women SHGs

Out of Total - Loan disbursed under NRLM/

SGSY

Out of Total NRLM/SGSY SHGs - Loan disbursed to Exclusive Women SHGs

Out of Total SHGs - Under NULM/SJSRY

No. of SHGs Loans Disbursed No. of SHGs Loans

Disbursed No. of SHGs Loans Disbursed No. of SHGs Loans

Disbursed No. of SHGs Loans Disbursed


1 Bank Of Baroda 5288 1786.54 5288 1786.54 4839 1580.88 4839 1580.88 273 30.912 Bank Of India 513 431.00 513 431.00 481 404.00 481 404.00 32 27.003 Bank Of Maharashtra 743 620.87 698 568.51 531 440.54 498 405.79 17 7.394 Canara Bank 1437 1564.38 1437 1564.38 902 1079.73 902 1079.73 99 55.905 Central Bank Of India 5842 5193.14 388 335.90 388 335.90 388 335.90 0 0.006 Indian Bank 1511 1088.00 1481 1067.00 1360 889.00 1346 880.00 40 31.007 Indian Overseas Bank 1596 539.12 1286 479.64 346 165.20 346 165.20 88 37.268 Punjab And Sind Bank 157 141.15 150 139.70 91 81.12 91 81.12 66 60.039 Punjab National Bank 1945 2480.62 1934 2466.12 1124 1430.54 1118 1423.34 63 78.3910 State Bank Of India 2758 4072.00 2526 3730.00 1603 2264.00 1473 2068.00 0 0.0011 Uco Bank 188 225.61 159 202.07 128 179.76 122 173.26 60 45.8512 Union Bank Of India

Total 21978 18142.43 15860 12770.86 11793 8850.67 11604 8597.22 738 373.73MADHYA PRADESH


Total 18063 14167.14 10160 8748.37 6153 4494.89 6010 4406.26 1104 616.04UTTARAKHAND

25 Bank Of Baroda 289 142.98 289 142.98 259 122.81 259 122.81 0 0.0026 Bank Of India 15 5.00 15 5.00 15 5.00 15 5.00 0 0.0027 Bank Of Maharashtra28 Canara Bank 420 205.26 420 205.26 112 43.69 112 43.69 19 24.8529 Central Bank Of India 81 83.42 2 1.85 2 1.85 2 1.85 0 0.0030 Indian Bank 55 22.00 54 22.00 44 20.00 44 20.00 6 2.0031 Indian Overseas Bank 159 98.87 81 87.19 8 0.83 8 0.83 0 0.0032 Punjab And Sind Bank 254 226.96 252 217.40 237 218.21 235 208.65 17 8.7533 Punjab National Bank 432 445.99 428 444.71 308 299.68 305 298.41 12 7.5634 State Bank Of India 848 943.00 848 943.00 751 873.00 751 873.00 0 0.0035 Uco Bank 68 80.45 53 59.45 32 31.01 32 31.01 36 49.4436 Union Bank Of India

Total 2621 2253.93 2442 2128.84 1768 1616.08 1763 1605.25 90 92.60UTTAR PRADESH

37 Bank Of Baroda 1885 508.57 1759 465.91 1698 443.99 1661 428.81 52 13.4238 Bank Of India 440 390.00 428 386.00 434 386.00 422 382.00 6 4.0039 Bank Of Maharashtra 42 53.64 40 53.48 20 9.85 18 9.69 1 0.0340 Canara Bank 2453 1022.22 2381 975.64 1051 274.59 1019 269.10 108 83.9841 Central Bank Of India 646 211.07 74 15.22 74 15.22 74 15.22 0 0.00

(Amount `lakh)


STATEMENT - IV- A (i) (contd.)

Sr.No. Name of Bank



Women SHGs


SGSY






42 Indian Bank 1475 431.00 1446 423.00 1089 243.00 1078 241.00 81 44.0043 Indian Overseas Bank 194 226.38 131 216.36 52 7.81 52 7.81 0 0.0044 Punjab And Sind Bank 767 574.17 696 501.39 668 527.70 600 457.92 99 46.4745 Punjab National Bank 1383 2693.30 1372 2675.69 969 1725.47 962 1719.86 55 36.8546 State Bank Of India 489 530.00 489 530.00 344 276.00 344 276.00 0 0.0047 Uco Bank 164 115.54 143 94.83 91 43.33 86 43.06 73 72.2148 Union Bank Of India

Total 9938 6755.89 8959 6337.52 6490 3952.96 6316 3850.47 475 300.96Total Central Region 52600 41319.39 37421 29985.59 26204 18914.60 25693 18459.20 2407 1383.33


49 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.0050 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.0051 Canara Bank 1 3.00 1 3.00 0 0.00 0 0.00 0 0.0052 Central Bank Of India53 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.0054 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.0055 Punjab National Bank 6 0.52 6 0.52 0 0.00 0 0.00 0 0.0056 State Bank Of India 11 14.00 11 14.00 5 8.00 5 8.00 0 0.0057 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.0058 Union Bank Of India

Total 18 17.52 18 17.52 5 8.00 5 8.00 0 0.00BIHAR


Total 113275 97725.15 61987 66381.75 43475 38980.85 42490 38316.72 238 655.86JHARKHAND


Total 29425 25070.73 25293 21987.23 21867 16871.73 21069 16522.67 217 453.17ODISHA

141STATEMENTS

Sr.No. Name of Bank



Women SHGs


SGSY







Total 85987 118663.95 76289 110679.14 47439 76427.27 46695 75350.18 856 1181.49WEST BENGAL


Total 231168 223518.08 186145 175054.56 87431 105029.11 86597 103651.86 1229 1119.36Total Eastern Region 459873 464995.43 349732 374120.20 200217 237316.96 196856 233849.43 2540 3409.88


107 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00108 Bank Of India109 Bank Of Maharashtra 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00110 Canara Bank 2 10.00 2 10.00 1 0.00 1 0.00 0 0.00111 Central Bank Of India 1 0.99 0 0.00 0 0.00 0 0.00 0 0.00112 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00113 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00114 Punjab And Sind Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00115 Punjab National Bank 4 1.09 4 1.09 0 0.00 0 0.00 0 0.00116 State Bank Of India 167 161.00 167 161.00 68 21.00 68 21.00 0 0.00117 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00118 Union Bank Of India

Total 174 173.08 173 172.09 69 21.00 69 21.00 0 0.00ASSAM

119 Bank Of Baroda 532 558.76 428 522.50 448 504.00 364 475.02 0 0.00120 Bank Of India 63 32.00 63 32.00 63 32.00 63 32.00 0 0.00121 Bank Of Maharashtra 42 55.45 42 55.45 22 34.23 22 34.23 0 0.00122 Canara Bank 831 1002.46 827 996.25 84 121.80 81 116.93 25 33.38123 Central Bank Of India 4448 5180.91 253 206.46 253 206.46 253 206.46 0 0.00124 Indian Bank 2776 2158.00 2720 2115.00 2269 1702.00 2246 1685.00 24 18.00125 Indian Overseas Bank 554 147.72 222 50.56 20 15.89 20 15.89 7 2.37



Sr.No. Name of Bank



Women SHGs


SGSY






126 Punjab And Sind Bank 61 45.15 56 44.10 32 19.50 32 19.50 29 25.65127 Punjab National Bank 4604 4807.17 4478 4715.66 206 884.17 205 882.27 33 185.00128 State Bank Of India 7503 11426.00 7503 11426.00 6714 8619.00 6714 8619.00 0 0.00129 Uco Bank 3445 3831.18 3224 3628.86 3399 3792.72 3195 3600.51 46 38.46130 Union Bank Of India

Total 24859 29244.80 19816 23792.84 13510 15931.77 13195 15686.81 164 302.86MANIPUR


Total 163 215.78 149 210.99 104 117.98 102 117.35 2 0.78MEGHALAYA

143 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00144 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00145 Canara Bank 9 3.70 9 3.70 0 0.00 0 0.00 0 0.00146 Central Bank Of India 8 6.40 0 0.00 0 0.00 0 0.00 0 0.00147 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00148 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00149 Punjab National Bank 4 15.50 4 15.50 1 5.00 1 5.00 0 0.00150 State Bank Of India 196 240.00 196 240.00 134 118.00 134 118.00 0 0.00151 Uco Bank 1 0.65 1 0.65 1 0.65 1 0.65 0 0.00152 Union Bank Of India

Total 218 266.25 210 259.85 136 123.65 136 123.65 0 0.00MIZORAM

153 Bank Of Baroda 3 4.37 3 4.37 3 4.37 3 4.37 0 0.00154 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00155 Bank Of Maharashtra156 Canara Bank 8 14.44 8 14.44 0 0.00 0 0.00 2 2.37157 Central Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00158 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00159 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00160 Punjab National Bank 1 2.00 1 2.00 0 0.00 0 0.00 0 0.00161 State Bank Of India 75 131.00 75 131.00 69 113.00 69 113.00 0 0.00162 Uco Bank 8 0.23 6 0.17 0 0.00 0 0.00 8 0.23163 Union Bank Of India

Total 95 152.04 93 151.98 72 117.37 72 117.37 10 2.60NAGALAND

164 Bank Of Baroda 4 15.86 4 15.86 4 15.86 4 15.86 0 0.00165 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00166 Bank Of Maharashtra167 Canara Bank 5 5.00 5 5.00 0 0.00 0 0.00 0 0.00168 Central Bank Of India 105 91.77 5 4.90 5 4.90 5 4.90 0 0.00


143STATEMENTS

Sr.No. Name of Bank



Women SHGs


SGSY






169 Indian Bank 4 18.00 4 18.00 0 0.00 0 0.00 2 10.00170 Indian Overseas Bank 5 0.29 2 0.10 0 0.00 0 0.00 0 0.00171 Punjab And Sind Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00172 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00173 State Bank Of India 311 405.00 311 405.00 259 231.00 259 231.00 0 0.00174 Uco Bank 19 15.07 9 9.79 7 1.10 4 0.62 12 13.97175 Union Bank Of India

Total 453 550.99 340 458.65 275 252.86 272 252.38 14 23.97SIKKIM

176 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00177 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00178 Canara Bank 42 82.03 42 82.03 24 31.53 24 31.53 0 0.00179 Central Bank Of India 268 264.04 6 3.86 6 3.86 6 3.86 0 0.00180 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00181 Indian Overseas Bank 11 4.32 2 2.50 1 2.00 1 2.00 0 0.00182 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00183 State Bank Of India 73 116.00 73 116.00 69 111.00 69 111.00 0 0.00184 Uco Bank 6 13.07 5 13.00 5 13.00 5 13.00 1 0.07185 Union Bank Of India

Total 400 479.46 128 217.39 105 161.39 105 161.39 1 0.07TRIPURA


Total 886 946.79 847 912.10 177 357.06 176 356.26 76 127.37Total North Eastern Region 27248 32029.19 21756 26175.89 14448 17083.08 14127 16836.21 267 457.65


198 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00199 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00200 Bank Of Maharashtra201 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00202 Central Bank Of India203 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00204 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00205 Punjab And Sind Bank 3 0.75 1 0.00 0 0.00 0 0.00 3 0.75206 Punjab National Bank 6 1.36 6 1.36 0 0.00 0 0.00 6 1.36207 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00208 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00209 Union Bank Of India

Total 9 2.11 7 1.36 0 0.00 0 0.00 9 2.11HARYANA



Sr.No. Name of Bank



Women SHGs


SGSY







Total 6067 7020.60 5321 6247.92 3535 3892.67 3504 3859.71 135 160.14HIMACHAL PRADESH


Total 1124 1943.78 964 1738.19 716 1314.87 684 1256.13 33 48.80JAMMU AND KASHMIR

234 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00235 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00236 Canara Bank 20 30.13 20 30.13 2 2.50 2 2.50 15 24.13237 Central Bank Of India 13 26.48 0 0.00 0 0.00 0 0.00 0 0.00238 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00239 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00240 Punjab And Sind Bank 24 23.21 10 10.38 17 11.69 7 4.75 7 11.52241 Punjab National Bank 195 440.50 195 440.50 156 323.00 156 323.00 0 0.00242 State Bank Of India 124 462.00 116 433.00 97 300.00 91 280.00 0 0.00243 Uco Bank 8 12.80 7 12.30 0 0.00 0 0.00 8 12.80244 Union Bank Of India

Total 384 995.12 348 926.31 272 637.19 256 610.25 30 48.45NEW DELHI

245 Bank Of Baroda 5 0.00 5 0.00 5 0.00 5 0.00 0 0.00246 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00247 Bank Of Maharashtra248 Canara Bank 8 22.64 8 22.64 0 0.00 0 0.00 2 3.80249 Central Bank Of India 4 12.68 0 0.00 0 0.00 0 0.00 0 0.00250 Indian Bank 5 1.00 5 1.00 2 0.00 2 0.00 0 0.00251 Indian Overseas Bank 8 9.07 5 8.58 0 0.00 0 0.00 0 0.00252 Punjab And Sind Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00253 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00254 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00


145STATEMENTS

Sr.No. Name of Bank



Women SHGs


SGSY






255 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00256 Union Bank Of India

Total 30 45.39 23 32.22 7 0.00 7 0.00 2 3.80PUNJAB


Total 1626 1193.71 1518 1098.66 1361 976.76 1307 945.27 37 20.43RAJASTHAN


Total 12761 12008.51 11130 11025.07 9127 8053.51 9056 7979.89 311 180.95Total Northern Region 22001 23209.22 19311 21069.73 15018 14875.00 14814 14651.25 557 464.68



Total 240938 672559.36 217075 633607.90 82970 213604.94 79249 199828.74 1210 2611.30KARNATAKA

293 Bank Of Baroda 19782 59932.16 16486 48239.40 17419 51678.13 14348 44856.62 0 0.00294 Bank Of India 98 129.00 71 112.00 17 85.00 16 80.00 19 29.00295 Bank Of Maharashtra 13 20.31 13 20.31 0 0.00 0 0.00 1 0.00



Sr.No. Name of Bank



Women SHGs


SGSY






296 Canara Bank 31226 55708.99 29977 53493.87 7017 15375.17 6736 15067.67 52 63.52297 Central Bank Of India 353 981.49 30 74.18 30 74.18 30 74.18 0 0.00298 Indian Bank 261 527.00 256 517.00 3 11.00 3 11.00 7 15.00299 Indian Overseas Bank 1567 1108.64 1162 947.42 320 474.46 320 474.46 14 30.00300 Punjab And Sind Bank 1 1.33 0 0.00 0 0.00 0 0.00 1 1.33301 Punjab National Bank 73 192.51 71 192.11 40 128.50 40 128.50 29 45.80302 State Bank Of India 4690 25055.00 4596 24553.00 2828 14005.00 2771 13726.00 34 26.00303 Uco Bank 56 176.71 44 164.59 23 101.66 22 96.76 33 75.05304 Union Bank Of India

Total 58120 143833.14 52706 128313.88 27697 81933.10 24286 74515.19 190 285.70KERALA


Total 101591 205317.42 83089 174337.69 41703 89487.16 39602 86858.96 1631 3293.96LAKSHADWEEP UT

317 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00318 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00319 Canara Bank 7 8.90 7 8.90 0 0.00 0 0.00 0 0.00320 Central Bank Of India321 Indian Overseas Bank322 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00323 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00324 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

Total 7 8.90 7 8.90 0 0.00 0 0.00 0 0.00PUDUCHERRY

325 Bank Of Baroda 67 246.82 67 246.82 56 203.55 56 203.55 0 0.00326 Bank Of India 2306 9115.00 2306 9115.00 993 3363.00 993 3363.00 0 0.00327 Canara Bank 193 624.15 193 624.15 146 478.75 146 478.75 6 6.00328 Central Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00329 Indian Bank 1127 2405.00 1104 2357.00 7 13.00 7 13.00 110 177.00330 Indian Overseas Bank 327 324.51 273 252.71 77 110.65 77 110.65 6 19.38331 Punjab And Sind Bank 1 2.70 1 2.70 0 0.00 0 0.00 1 2.70332 Punjab National Bank 5 22.25 5 22.25 5 22.25 5 22.25 0 0.00333 State Bank Of India 54 187.00 54 187.00 51 178.00 51 178.00 0 0.00334 Uco Bank 31 121.97 28 116.69 24 115.34 23 111.44 7 6.63335 Union Bank Of India

Total 4111 13049.40 4031 12924.32 1359 4484.54 1358 4480.64 130 211.71TAMIL NADU

336 Bank Of Baroda 1189 2976.17 1189 2976.17 1073 2718.78 1073 2718.78 43 73.51337 Bank Of India 431 1613.00 429 1611.00 241 1049.00 241 1049.00 31 130.00338 Bank Of Maharashtra 4 302.34 4 302.34 0 0.00 0 0.00 0 0.00


147STATEMENTS

Sr.No. Name of Bank



Women SHGs


SGSY






339 Canara Bank 15147 70823.40 14858 67160.12 5032 20555.22 4982 19527.46 35 93.33340 Central Bank Of India 3101 7569.68 310 641.77 310 641.77 310 641.77 0 0.00341 Indian Bank 57362 191546.00 56215 187716.00 499 1708.00 494 1691.00 1267 5232.00342 Indian Overseas Bank 22789 17565.91 16829 14094.30 2738 3351.75 2738 3351.75 416 429.24343 Punjab And Sind Bank 5 29.35 4 14.35 0 0.00 0 0.00 5 29.35344 Punjab National Bank 657 1393.15 644 1382.66 272 647.45 263 643.56 81 162.11345 State Bank Of India 1994 8079.00 1988 8055.00 1602 7013.00 1597 6996.00 46 24.00346 Uco Bank 137 720.45 125 647.56 118 634.10 108 570.21 19 86.35347 Union Bank Of India

Total 102816 302618.45 92595 284601.27 11885 38319.07 11806 37189.53 1943 6259.89TELANGANA

348 Bank Of Baroda 4462 9121.12 4462 9121.12 3914 7994.70 3914 7994.70 76 289.14349 Bank Of India 1440 791.00 1440 791.00 440 489.00 440 489.00 0 0.00350 Bank Of Maharashtra 592 724.38 461 577.47 382 530.46 299 440.62 4 5.06351 Canara Bank 20584 78029.49 19719 75660.05 1471 5703.32 1427 5589.25 8 4.00352 Central Bank Of India 7614 17138.59 2232 5285.91 2232 5285.91 2232 5285.91 0 0.00353 Indian Bank 16107 42037.00 15785 41197.00 818 2548.00 810 2523.00 48 238.00354 Indian Overseas Bank 6762 26165.64 4864 25055.72 2371 2902.08 2371 2902.08 68 59.29355 Punjab National Bank 1746 3694.58 1735 3680.74 1004 1789.63 998 1787.34 374 871.82356 State Bank Of India 35807 98170.00 34741 95248.00 31183 68076.00 30308 66047.00 187 93.00357 Uco Bank 228 1427.87 204 1297.37 228 1427.87 204 1297.37 0 0.00358 Union Bank Of India

Total 95342 277299.67 85643 257914.38 44043 96746.97 43003 94356.27 765 1560.31Total Southern Region 602925 1614686.34 535146 1491708.34 209657 524575.78 199304 497229.33 5869 14222.87


359 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00360 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00361 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00362 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00363 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00364 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00365 Union Bank Of India

Total 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00D AND N HAVELI UT

366 Bank Of Baroda 19 2.22 19 2.22 17 1.53 17 1.53 0 0.00367 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00368 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00369 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00370 Punjab National Bank371 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00372 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00373 Union Bank Of India

Total 19 2.22 19 2.22 17 1.53 17 1.53 0 0.00GOA

374 Bank Of Baroda 24 38.29 24 38.29 22 31.61 22 31.61 0 0.00375 Bank Of India 32 39.00 32 39.00 32 39.00 32 39.00 0 0.00376 Bank Of Maharashtra 4 4.23 4 4.23 3 2.23 3 2.23 0 0.00377 Canara Bank 44 84.08 43 82.18 26 46.13 26 46.13 0 0.00378 Central Bank Of India 21 51.21 0 0.00 0 0.00 0 0.00 0 0.00



Sr.No. Name of Bank



Women SHGs


SGSY






379 Indian Bank 1 0.00 1 0.00 0 0.00 0 0.00 0 0.00380 Indian Overseas Bank 50 37.38 20 15.61 11 13.43 11 13.43 0 0.00381 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00382 State Bank Of India 47 228.00 47 228.00 24 137.00 24 137.00 0 0.00383 Uco Bank 22 22.86 13 12.78 7 5.99 7 5.99 15 16.87384 Union Bank Of India

Total 245 505.05 184 420.09 125 275.39 125 275.39 15 16.87GUJARAT


Total 7030 3962.52 6278 3374.15 5076 2543.76 5067 2468.72 60 33.18MAHARASHTRA


Total 45740 53336.40 34209 42255.14 21541 23416.25 20319 22572.66 663 653.01Total Western Region 53034 57806.19 40690 46051.60 26759 26236.93 25528 25318.30 738 703.06Grand Total 1217681 2234045.76 1004056 1989111.35 492303 839002.35 476322 806343.72 12378 20641.47


149STATEMENTS


Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2020-21

Sr.No. Name of Bank



Women SHGs


SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

1 Bank of Baroda 106082 167143.81 96521 143743.96 92911 147752.89 84641 130929.58 1018 2062.322 Bank of India 37275 37427.00 36037 36495.00 29135 27660.00 28630 27175.00 1121 893.003 Bank of Maharashtra 13656 15172.80 11899 12904.82 7313 8380.00 6485 7009.65 197 178.574 Canara Bank 245288 644124.54 238134 622347.71 82049 199732.72 80197 193739.73 863 1687.285 Central Bank of India 168342 179879.58 14630 17922.89 14630 17922.89 14630 17922.89 4 0.096 Indian Bank 232651 544245.00 227999 533371.00 73013 75199.00 72282 74449.00 2662 7132.007 Indian Overseas Bank 88940 85592.70 61311 74193.92 20415 22323.50 20415 22323.50 1624 1477.988 Punjab And Sind Bank 2969 3226.44 2709 2992.43 2300 2483.20 2148 2354.89 669 743.249 Punjab National Bank 130053 145681.21 127070 143405.07 21283 44213.26 21075 43784.14 2517 4414.2010 State Bank of India 178202 388375.00 174624 380069.00 135859 271411.00 133247 265937.00 875 799.0011 Uco Bank 14223 23177.68 13122 21665.55 13395 21923.89 12572 20718.34 828 1253.7912 Union Bank of India

Total All Public Sec. Comm. Banks 1217681 2234045.76 1004056 1989111.35 492303 839002.35 476322 806343.72 12378 20641.47

(Amount `lakh)


Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2020-21

STATEMENT - IV- A (ii)

Sr.No. Name Of Bank


Out of Total - Loan disbursed to Exclusive Women SHGs


SGSY




DisbursedCENTRAL REGION

CHHATTISGARH1 Axis Bank Limited2 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.003 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.004 Hdfc Bank Ltd. 244 401.09 244 401.09 0 0.00 0 0.005 Icici Bank Limited 2 2.00 2 2.00 2 2.00 2 2.006 Idbi Bank Limited 352 228.63 301 202.60 254 164.73 220 150.667 Idfc Bank Limited8 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.009 South Indian Bank Ltd10 Yes Bank Ltd.

Total 598 631.72 547 605.69 256 166.73 222 152.66MADHYA PRADESH

11 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0012 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0013 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0014 Hdfc Bank Ltd. 1268 1929.39 1268 1929.39 0 0.00 0 0.0015 Icici Bank Limited 3279 5539.51 3279 5539.51 2760 4586.47 2760 4586.4716 Idbi Bank Limited 339 649.01 332 642.21 11 10.50 9 8.7017 Idfc Bank Limited18 Karnataka Bank Ltd19 South Indian Bank Ltd20 Yes Bank Ltd.

Total 4886 8117.91 4879 8111.11 2771 4596.97 2769 4595.17UTTARAKHAND

21 Bandhan Bank Limited22 Icici Bank Limited23 Idbi Bank Limited 8 5.11 5 3.06 2 0.09 1 0.0424 Karnataka Bank Ltd25 Nainital Bank Ltd 62 73.08 62 73.08 62 73.08 62 73.0826 Yes Bank Ltd.

Total 70 78.19 67 76.14 64 73.17 63 73.12UTTAR PRADESH

27 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0028 Bandhan Bank Limited29 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0030 Hdfc Bank Ltd. 1 0.15 1 0.15 0 0.00 0 0.0031 Icici Bank Limited32 Idbi Bank Limited 4 0.11 4 0.11 1 0.00 1 0.0033 Karnataka Bank Ltd34 Nainital Bank Ltd 4 1.85 4 1.85 4 1.85 4 1.8535 Yes Bank Ltd.

Total 9 2.11 9 2.11 5 1.85 5 1.85Total Central Region 5563 8829.93 5502 8795.05 3096 4838.72 3059 4822.80


36 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0037 Hdfc Bank Ltd. 1 0.17 1 0.17 0 0.00 0 0.00

(Amount `lakh)

151STATEMENTS

STATEMENT - IV- A (ii) (contd.)

Sr.No. Name Of Bank




SGSY




Disbursed38 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 1 0.17 1 0.17 0 0.00 0 0.00BIHAR

39 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0040 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0041 Hdfc Bank Ltd. 1 0.51 1 0.51 0 0.00 0 0.0042 Icici Bank Limited 2450 3553.02 2450 3553.02 2450 3553.02 2450 3553.0243 Idbi Bank Limited 139 64.43 136 63.05 8 5.13 8 5.1344 Idfc Bank Limited45 Yes Bank Ltd.

Total 2590 3617.96 2587 3616.58 2458 3558.15 2458 3558.15JHARKHAND

46 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0047 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0048 Hdfc Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0049 Icici Bank Limited50 Idbi Bank Limited 271 80.33 233 60.66 234 64.96 211 56.4651 Idfc Bank Limited52 Karnataka Bank Ltd53 Yes Bank Ltd.

Total 271 80.33 233 60.66 234 64.96 211 56.46ODISHA

54 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0055 Bandhan Bank Limited56 Federal Bank Ltd 16 29.33 0 0.00 5 4.40 0 0.0057 Hdfc Bank Ltd. 921 1525.34 921 1525.34 0 0.00 0 0.0058 Icici Bank Limited 2735 4022.00 2735 4022.00 2179 3215.97 2179 3215.9759 Idbi Bank Limited 132 190.21 121 172.88 47 59.95 45 57.9260 South Indian Bank Ltd61 Yes Bank Ltd.

Total 3804 5766.88 3777 5720.22 2231 3280.32 2224 3273.89WEST BENGAL

62 Axis Bank Limited63 Bandhan Bank Limited64 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0065 Hdfc Bank Ltd. 1 0.19 1 0.19 0 0.00 0 0.0066 Icici Bank Limited67 Idbi Bank Limited 196 170.01 175 148.99 128 115.21 112 98.3968 Idfc Bank Limited69 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0070 Karur Vysya Bank Ltd71 Yes Bank Ltd.

Total 197 170.20 176 149.18 128 115.21 112 98.39Total Eastern Region 6863 9635.54 6774 9546.81 5051 7018.64 5005 6986.89


72 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0073 Hdfc Bank Ltd. 1 1.79 1 1.79 0 0.00 0 0.0074 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 1 1.79 1 1.79 0 0.00 0 0.00ASSAM

75 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00


Sr.No. Name Of Bank




SGSY




Disbursed76 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0077 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0078 Hdfc Bank Ltd. 95 156.59 95 156.59 0 0.00 0 0.0079 Icici Bank Limited80 Idbi Bank Limited 127 180.63 110 146.65 92 110.29 76 78.3181 South Indian Bank Ltd

Total 222 337.22 205 303.24 92 110.29 76 78.31MANIPUR

82 Idbi Bank Limited 1 7.00 1 7.00 0 0.00 0 0.00Total 1 7.00 1 7.00 0 0.00 0 0.00Meghalaya

83 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0084 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00MIZORAM

85 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00NAGALAND

86 Bandhan Bank Limited87 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0088 Icici Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0089 Idbi Bank Limited 3 11.00 3 11.00 2 10.00 2 10.00

Total 3 11.00 3 11.00 2 10.00 2 10.00SIKKIM

90 Idbi Bank Limited 19 67.45 18 64.45 0 0.00 0 0.0091 Karnataka Bank Ltd

Total 19 67.45 18 64.45 0 0.00 0 0.00TRIPURA

92 Bandhan Bank Limited93 Federal Bank Ltd94 Hdfc Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0095 Idbi Bank Limited 20 26.14 1 5.00 2 8.14 1 5.00

Total 20 26.14 1 5.00 2 8.14 1 5.00Total North Eastern Region 266 450.60 229 392.48 96 128.43 79 93.31


96 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0097 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00HARYANA

98 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0099 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00100 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00101 Hdfc Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00102 Icici Bank Limited103 Idbi Bank Limited 7 18.10 6 16.10 4 12.10 4 12.10104 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00105 South Indian Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00106 Yes Bank Ltd.

Total 7 18.10 6 16.10 4 12.10 4 12.10HIMACHAL PRADESH

107 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00


153STATEMENTS

Sr.No. Name Of Bank




SGSY




Disbursed108 Icici Bank Limited109 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00110 Yes Bank Ltd.

Total 0 0.00 0 0.00 0 0.00 0 0.00JAMMU AND KASHMIR

111 Icici Bank Limited112 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI

113 Axis Bank Limited114 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00115 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00116 Hdfc Bank Ltd.117 Icici Bank Limited118 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00119 Idfc Bank Limited120 Indusind Bank Ltd121 Karnataka Bank Ltd122 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00123 South Indian Bank Ltd124 Yes Bank Ltd.

Total 0 0.00 0 0.00 0 0.00 0 0.00PUNJAB

125 Axis Bank Limited126 Bandhan Bank Limited127 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00128 Hdfc Bank Ltd. 1 0.41 1 0.41 0 0.00 0 0.00129 Icici Bank Limited130 Idbi Bank Limited 1 0.10 1 0.10 0 0.00 0 0.00131 Karnataka Bank Ltd132 Yes Bank Ltd.

Total 2 0.51 2 0.51 0 0.00 0 0.00RAJASTHAN

133 Bandhan Bank Limited134 City Union Bank Limited135 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00136 Hdfc Bank Ltd. 450 821.98 450 821.98 0 0.00 0 0.00137 Icici Bank Limited 11214 27903.29 11214 27903.29 11059 27612.64 11059 27612.64138 Idbi Bank Limited 37 88.60 37 88.60 7 12.00 7 12.00139 Idfc Bank Limited140 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00141 Yes Bank Ltd.

Total 11701 28813.87 11701 28813.87 11066 27624.64 11066 27624.64Total Northern Region 11710 28832.48 11709 28830.48 11070 27636.74 11070 27636.74


142 Axis Bank Limited143 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00144 City Union Bank Limited 224 689.00 51 167.90 0 0.00 0 0.00145 Federal Bank Ltd 9 41.67 0 0.00 0 0.00 0 0.00146 Hdfc Bank Ltd. 1104 3296.55 1104 3296.55 0 0.00 0 0.00147 Icici Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00



Sr.No. Name Of Bank




SGSY




Disbursed148 Idbi Bank Limited 5 1.38 5 1.38 0 0.00 0 0.00149 Karnataka Bank Ltd 85 422.82 79 390.96 0 0.00 0 0.00150 Kotak Mahindra Bank Ltd. 80 0.00 0 0.00 0 0.00 0 0.00151 South Indian Bank Ltd 4 23.40 4 23.40 0 0.00 0 0.00152 Tamilnad Mercantile Bank Ltd

Total 1511 4474.82 1243 3880.19 0 0.00 0 0.00KARNATAKA

153 Axis Bank Limited154 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00155 City Union Bank Limited156 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00157 Hdfc Bank Ltd. 12066 47933.39 12066 47933.39 0 0.00 0 0.00158 Icici Bank Limited 3559 13247.58 3559 13247.58 3373 12598.79 3373 12598.79159 Idbi Bank Limited 85307 79242.05 53291 50162.74 14529 19827.21 11738 16637.48160 Idfc Bank Limited161 Indusind Bank Ltd162 Karnataka Bank Ltd 224 1213.80 198 1091.05 0 0.00 0 0.00163 Karur Vysya Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00164 Kotak Mahindra Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00165 South Indian Bank Ltd166 Tamilnad Mercantile Bank Ltd167 Yes Bank Ltd.

Total 101156 141636.82 69114 112434.76 17902 32426.00 15111 29236.27KERALA

168 Axis Bank Limited169 City Union Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00170 Federal Bank Ltd 83 231.03 2 7.01 1 0.10 0 0.00171 Hdfc Bank Ltd. 14543 54374.78 14543 54374.78 0 0.00 0 0.00172 Icici Bank Limited 5535 13632.19 5535 13632.19 5321 12443.60 5321 12443.60173 Idbi Bank Limited 920 2959.67 918 2942.67 0 0.00 0 0.00174 Karnataka Bank Ltd 13 25.45 10 22.20 0 0.00 0 0.00175 South Indian Bank Ltd 179 264.51 179 264.51 0 0.00 0 0.00176 Tamilnad Mercantile Bank Ltd 23 22.30 22 21.35 0 0.00 0 0.00177 The Dhanalakshmi Bank Ltd 5778 37848.65 5764 37750.25 507 1514.94 507 1514.94178 Yes Bank Ltd.

Total 27074 109358.58 26973 109014.96 5829 13958.64 5828 13958.54LAKSHADWEEP UT

179 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00PUDUCHERRY

180 City Union Bank Limited181 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00182 Hdfc Bank Ltd. 183 731.61 183 731.61 0 0.00 0 0.00183 Idbi Bank Limited 83 290.65 83 290.65 0 0.00 0 0.00184 South Indian Bank Ltd185 Tamilnad Mercantile Bank Ltd

Total 266 1022.26 266 1022.26 0 0.00 0 0.00TAMIL NADU

186 Axis Bank Limited187 City Union Bank Limited 12 60.00 5 27.00 0 0.00 0 0.00188 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00189 Hdfc Bank Ltd. 14845 59469.72 14845 59469.72 0 0.00 0 0.00


155STATEMENTS

Sr.No. Name Of Bank




SGSY




Disbursed190 Icici Bank Limited 17608 69511.70 17608 69511.70 14666 62103.88 14666 62103.88191 Idbi Bank Limited 814 2846.96 814 2846.96 0 0.00 0 0.00192 Idfc Bank Limited193 Indusind Bank Ltd194 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00195 Kotak Mahindra Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00196 South Indian Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00197 Tamilnad Mercantile Bank Ltd 27 82.74 27 82.74 1 0.01 1 0.01198 Yes Bank Ltd.

Total 33306 131971.12 33299 131938.12 14667 62103.89 14667 62103.89TELANGANA

199 Axis Bank Limited200 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00201 Hdfc Bank Ltd. 4188 17236.72 4188 17236.72 0 0.00 0 0.00202 Icici Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00203 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00204 Indusind Bank Ltd205 Karnataka Bank Ltd206 Kotak Mahindra Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00207 South Indian Bank Ltd208 Yes Bank Ltd.

Total 4188 17236.72 4188 17236.72 0 0.00 0 0.00Total Southern Region 167501 405700.32 135083 375527.01 38398 108488.53 35606 105298.70


209 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00D AND N HAVELI UT

210 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00GOA

211 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00212 Hdfc Bank Ltd. 220 1002.58 220 1002.58 0 0.00 0 0.00213 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00214 Karnataka Bank Ltd

Total 220 1002.58 220 1002.58 0 0.00 0 0.00GUJARAT

215 Axis Bank Limited216 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00217 City Union Bank Limited218 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00219 Hdfc Bank Ltd. 284 922.62 284 922.62 0 0.00 0 0.00220 Icici Bank Limited 2501 3888.28 2501 3888.28 1329 2074.39 1329 2074.39221 Idbi Bank Limited 1 5.00 1 5.00 0 0.00 0 0.00222 Idfc Bank Limited223 South Indian Bank Ltd224 Yes Bank Ltd.

Total 2786 4815.90 2786 4815.90 1329 2074.39 1329 2074.39MAHARASHTRA

225 Axis Bank Limited226 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00227 City Union Bank Limited



Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2020-21


Private Sector Banks - All India Position

Sr.No. Name Of Bank




SGSY




Disbursed1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.002 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.003 City Union Bank Limited 236 749.00 56 194.90 0 0.00 0 0.004 Federal Bank Ltd 116 310.73 2 7.01 6 4.50 0 0.005 Hdfc Bank Ltd. 65212 223015.67 65212 223015.67 0 0.00 0 0.006 Icici Bank Limited 76139 204999.91 76139 204999.91 62333 176473.08 62333 176473.087 Idbi Bank Limited 89569 88979.51 57331 59649.11 15549 20740.16 12649 17450.158 Idfc Bank Limited9 Indusind Bank Ltd10 Karnataka Bank Ltd 322 1662.07 287 1504.21 0 0.00 0 0.0011 Karur Vysya Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.0012 Kotak Mahindra Bank Ltd. 80 0.00 0 0.00 0 0.00 0 0.0013 Nainital Bank Ltd 66 74.93 66 74.93 66 74.93 66 74.9314 Ratnakar Bank Ltd15 South Indian Bank Ltd 183 287.91 183 287.91 0 0.00 0 0.0016 Tamilnad Mercantile Bank Ltd 50 105.04 49 104.09 1 0.01 1 0.0117 The Dhanalakshmi Bank Ltd 5778 37848.65 5764 37750.25 507 1514.94 507 1514.9418 Yes Bank Ltd.

Total All Private Sec. Comm. Banks 237751 558033.42 205089 527587.99 78462 198807.62 75556 195513.11

Sr.No. Name Of Bank




SGSY




Disbursed228 Federal Bank Ltd 8 8.70 0 0.00 0 0.00 0 0.00229 Hdfc Bank Ltd. 14795 33210.09 14795 33210.09 0 0.00 0 0.00230 Icici Bank Limited 27256 63700.34 27256 63700.34 19194 48282.32 19194 48282.32231 Idbi Bank Limited 783 1846.94 735 1767.25 228 339.85 214 317.96232 Idfc Bank Limited233 Indusind Bank Ltd234 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00235 Kotak Mahindra Bank Ltd.236 Ratnakar Bank Ltd237 South Indian Bank Ltd238 Tamilnad Mercantile Bank Ltd239 Yes Bank Ltd.

Total 42842 98766.07 42786 98677.68 19422 48622.17 19408 48600.28Total Western Region 45848 104584.55 45792 104496.16 20751 50696.56 20737 50674.67Grand Total 237751 558033.42 205089 527587.99 78462 198807.62 75556 195513.11


(Amount `lakh)

157STATEMENTS

Bank Loans disbursed by Regional Rural Banks to SHGs during 2020-21

STATEMENT - IV- B

Sr.No. Name of Bank



Out of Total - Loan disbursed under NRLM/ SGSY




DisbursedCENTRAL REGION

CHHATTISGARH1 Chhattisgarh Rajya Gramin Bank 4469 5793.91 4469 5793.91 4076 5320.85 4076 5320.85


2 Madhyanchal Gramin Bank 5356 4533.00 4660 4125.00 4306 2803.00 4306 2803.003 Madhya Pradesh Gramin Bank 34988 22973.79 34777 22487.42 31646 18511.25 31646 18511.25


4 Uttarakhand Gramin Bank 3407 2547.00 1354 1057.96 2540 2088.64 1139 956.71


5 Aryavart Bank 3704 7166.33 3453 6929.44 3453 6929.44 3453 6929.446 Baroda U.p. Bank 12268 4192.54 12268 4192.54 12252 4184.06 12252 4184.067 Prathama U.p Gramin Bank 1047 2862.51 953 2604.88 890 2433.13 890 2433.13

Total 17019 14221.38 16674 13726.86 16595 13546.63 16595 13546.63TOTAL CENTRAL REGION 65239 50069.08 61934 47191.15 59163 42270.37 57762 41138.44

EASTERN REGIONBIHAR

8 Dakshin Bihar Gramin Bank 40330 121826.00 40330 121826.00 40330 121826.00 40330 121826.00

9 Uttar Bihar Gramin Bank 127109 192068.00 127109 192068.00 127109 192068.00 127109 192068.00Total 167439 313894.00 167439 313894.00 167439 313894.00 167439 313894.00JHARKHAND

10 Jharkhand Rajya Gramin Bank 33156 32296.36 33156 32296.36 32807 31358.52 32807 31358.52Total 33156 32296.36 33156 32296.36 32807 31358.52 32807 31358.52ODISHA

11 Odisha Gramya Bank 65263 93207.56 65263 93207.56 65149 92956.25 65149 92956.2512 Utkal Grameen Bank 19302 22079.76 18167 20788.09 19001 21390.87 17969 20321.33


13 Bangiya Gramin Vikash Bank 226157 249082.00 203541 224173.00 212588 234137.00 191330 210724.0014 Paschim Banga Gramin Bank 43573 139853.41 41702 133653.55 42755 137566.43 41087 131976.0515 Uttar Banga Kshetriya Gramin Bank 30383 52632.28 30383 52632.28 17263 28347.16 17263 28347.16

Total 300113 441567.69 275626 410458.83 272606 400050.59 249680 371047.21TOTAL EASTERN REGION 585273 903045.37 559651 870644.84 557002 859650.23 533044 829577.31


16 Arunachal Pradesh Rural Bank 144 154.72 144 154.72 45 46.00 45 46.00Total 144 154.72 144 154.72 45 46.00 45 46.00ASSAM

17 Assam Gramin Vikash Bank 26761 49456.47 26740 49432.08 23331 42648.78 23318 42633.81Total 26761 49456.47 26740 49432.08 23331 42648.78 23318 42633.81Manipur

18 Manipur Rural Bank 332 514.33 332 514.33 206 313.15 206 313.15

Total 332 514.33 332 514.33 206 313.15 206 313.15

(Amount `lakh)


STATEMENT - IV- B (contd.)

Sr.No. Name of Bank







DisbursedMEGHALAYA

19 Meghalaya Rural Bank 2520 4827.33 2399 4763.27 2388 4746.97 2386 4744.97Total 2520 4827.33 2399 4763.27 2388 4746.97 2386 4744.97MIZORAM

20 Mizoram Rural Bank 1969 3276.71 1567 3016.62 1505 2791.98 1505 2791.98Total 1969 3276.71 1567 3016.62 1505 2791.98 1505 2791.98NAGALAND


22 Tripura Gramin Bank 5238 7659.83 5238 7659.83 5059 7326.29 5059 7326.29Total 5238 7659.83 5238 7659.83 5059 7326.29 5059 7326.29Total North Eastern Region 36964 65889.39 36420 65540.85 32534 57873.17 32519 57856.20


23 Sarva Haryana Gramin Bank 2828 4609.45 2729 4474.80 2732 4481.60 2643 4371.06Total 2828 4609.45 2729 4474.80 2732 4481.60 2643 4371.06HIMACHAL PRADESH

24 Himachal Pradesh Gramin Bank 1025 1803.00 1025 1803.00 1000 1751.00 1000 1751.00Total 1025 1803.00 1025 1803.00 1000 1751.00 1000 1751.00JAMMU AND KASHMIR

25 Ellaquai Dehati Bank 108 312.10 55 194.76 108 312.10 55 194.7626 J & K Grameen Bank 1391 2676.85 1355 2622.62 1314 2602.50 1288 2557.50

Total 1499 2988.95 1410 2817.38 1422 2914.60 1343 2752.26

PUNJAB

27 Punjab Gramin Bank 991 926.51 991 926.51 991 926.51 991 926.51

Total 991 926.51 991 926.51 991 926.51 991 926.51RAJASTHAN

28 Baroda Rajasthan Kshetriya Gramin Bank 21559 23826.00 21559 23826.00 20697 22873.00 20697 22873.00

29 Rajasthan Marudhara Gramin Bank 2610 2681.64 2588 2642.85 1622 1739.42 1611 1728.42


SOUTHERN REGION

ANDHRA PRADESH30 Andhra Pragathi Grameena Bank 70153 309437.69 70153 309437.69 0 0.00 0 0.0031 Chaitanya Godavari Grameena Bank 21095 128861.37 21095 128861.37 15491 92604.32 15491 92604.3232 Saptagiri Grameena Bank 69170 290120.48 64943 272162.77 53261 217446.99 52078 212119.59

Total 160418 728419.54 156191 710461.83 68752 310051.31 67569 304723.91KARNATAKA

33 Karnataka Gramin Bank 18101 48000.00 17905 47322.00 16709 44306.00 16709 44306.0034 Karnataka Vikas Grameena Bank 5260 14344.17 4886 13312.91 5025 13596.44 4668 12618.49

Total 23361 62344.17 22791 60634.91 21734 57902.44 21377 56924.49KERALA

35 Kerala Gramin Bank 9093 50217.60 8316 46495.92 7504 42654.01 7117 40734.92

Total 9093 50217.60 8316 46495.92 7504 42654.01 7117 40734.92

159STATEMENTS

Sr.No. Name of Bank







DisbursedPUDUCHERRY

36 Puduvai Bharathiyar Grama Bank 2006 4873.01 1994 4845.54 1368 3334.69 1368 3334.69Total 2006 4873.01 1994 4845.54 1368 3334.69 1368 3334.69TAMIL NADU

37 Tamil Nadu Grama Bank 17710 74437.00 16586 69271.57 3957 24564.21 2968 20879.58

Total 17710 74437.00 16586 69271.57 3957 24564.21 2968 20879.58TELANGANA

38 Andhra Pradesh Grameena Vikas Bank 198849 276748.91 198849 276748.91 118252 166048.14 118252 166048.14

39 Telangana Grameena Bank 32694 161754.29 32694 161754.29 3473 95203.37 3473 95203.37

Total 231543 438503.20 231543 438503.20 121725 261251.51 121725 261251.51

Total Southern Region 444131 1358794.52 437421 1330212.97 225040 699758.17 222124 687849.10


40 Baroda Gujarat Gramin Bank 2863 4005.59 2863 4005.59 2863 4005.59 2863 4005.5941 Saurashtra Gramin Bank 630 752.55 628 748.55 588 676.13 587 674.63


42 Maharashtra Gramin Bank 8421 12272.64 8421 12272.64 3233 4847.19 3233 4847.19

43 Vidharbha Konkan Gramin Bank 10742 17765.42 10742 17765.42 10160 16731.66 10160 16731.66

Total 19163 30038.06 19163 30038.06 13393 21578.85 13393 21578.85

Total Western Region 22656 34796.20 22654 34792.20 16844 26260.57 16843 26259.07

Grand Total 1184775 2449430.11 1148382 2384872.55 919047 1720498.64 890577 1677082.37

STATEMENT - IV- B (contd.)


Bank Loans disbursed by Co-operative Banks to SHGs during 2020-21

STATEMENT - IV- C

Sr.No. Name Of Bank


Out of Total - Loan disbursed to

Exclusive Women SHGs

Out of Total - Loan disbursed under

NRLM/ SGSY

Out of Total NRLM/SGSY SHGs - Loan

disbursed to Exclusive Women SHGs

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


1 District Central Co-Operative Bank Ltd., Bilaspur 2 2.00 2 2.00 2 2.00 2 2.002 District Central Co-Operative Bank Ltd., Durg 286 165.53 277 160.53 0 0.00 0 0.003 Jila Sahakari Kendriya Bank Maryadit, Ambikapur 0 0.00 0 0.00 0 0.004 Jila Sahakari Kendriya Bank Maryadit, Jagdalpur 1429 1035.86 1429 1035.86 161 248.56 161 248.565 Jila Sahakari Kendriya Bank Maryadit, Raipur 59 83.73 59 83.73 0 0.00 0 0.00

6 Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon 959 1225.76 959 1225.76 959 1225.76 959 1225.76


7 Bhopal Co-Operative Central Bank Ltd., Bhopal 0 0.00 0 0.00 0 0.00 0 0.008 Indore Premier Co-Operative Bank Limited, Indore 0 0.00 0 0.00 0 0.00 0 0.009 Jilla Sahakari Kendriya Bank Maryadit, Betul 0 0.00 0 0.00 0 0.00 0 0.0010 Jilla Sahakari Kendriya Bank Maryadit, Chattarpur11 Jilla Sahakari Kendriya Bank Maryadit, Damoh 0 0.00 0 0.00 0 0.0012 Jilla Sahakari Kendriya Bank Maryadit, Datia 0 0.00 0 0.00 0 0.0013 Jilla Sahakari Kendriya Bank Maryadit, Dhar 0 0.00 0 0.00 0 0.0014 Jilla Sahakari Kendriya Bank Maryadit, Gwalior 0 0.00 0 0.00 0 0.0015 Jilla Sahakari Kendriya Bank Maryadit, Hoshangabad 0 0.00 0 0.00 0 0.0016 Jilla Sahakari Kendriya Bank Maryadit, Jabalpur 0 0.00 0 0.00 0 0.0017 Jilla Sahakari Kendriya Bank Maryadit, Jhabua 0 0.00 0 0.00 0 0.00 0 0.0018 Jilla Sahakari Kendriya Bank Maryadit, Khandwa 0 0.00 0 0.00 0 0.00 0 0.0019 Jilla Sahakari Kendriya Bank Maryadit, Khargone 38 12.40 38 12.40 19 6.20 19 6.2020 Jilla Sahakari Kendriya Bank Maryadit, Mandla 0 0.00 0 0.00 0 0.00 0 0.0021 Jilla Sahakari Kendriya Bank Maryadit, Morena 0 0.00 0 0.00 0 0.0022 Jilla Sahakari Kendriya Bank Maryadit, Raisen23 Jilla Sahakari Kendriya Bank Maryadit, Rajgarh 0 0.00 0 0.00 0 0.0024 Jilla Sahakari Kendriya Bank Maryadit, Rewa 0 0.00 0 0.00 0 0.0025 Jilla Sahakari Kendriya Bank Maryadit, Sagar 0 0.00 0 0.00 0 0.0026 Jilla Sahakari Kendriya Bank Maryadit, Satna 0 0.00 0 0.00 0 0.0027 Jilla Sahakari Kendriya Bank Maryadit, Sehore 0 0.00 0 0.00 0 0.00 0 0.0028 Jilla Sahakari Kendriya Bank Maryadit, Seoni 0 0.00 0 0.00 0 0.0029 Jilla Sahakari Kendriya Bank Maryadit, Shahdol 0 0.00 0 0.00 0 0.0030 Jilla Sahakari Kendriya Bank Maryadit, Shajapur 0 0.00 0 0.00 0 0.00 0 0.0031 Jilla Sahakari Kendriya Bank Maryadit, Shivpuri 0 0.00 0 0.00 0 0.0032 Jilla Sahakari Kendriya Bank Maryadit, Ujjain 0 0.00 0 0.00 0 0.0033 Jilla Sahakari Kendriya Bank Maryadit, Vidisha 0 0.00 0 0.00 0 0.00 0 0.00


34 Almora Zilla Sahakari Bank Ltd. 371 609.12 331 581.92 248 227.32 217 208.4235 Chamoli Zilla Sahakari Bank Ltd., Chamoli36 Nainital District Co-Operative Bank Ltd., Haldwani 345 368.35 344 366.35 344 366.35 344 366.3537 Tehri Garhwal Zila Sahkari Bank Ltd., Tehri 494 494.00 311 311.00 298 298.00 191 191.0038 The Uttarakhand State Co-Operative Bank Ltd. 101 129.80 101 129.80 0 0.00 0 0.0039 The Uttarkashi Zila Sahkari Bank Ltd., Uttarkashi 404 258.71 278 178.51 310 49.90 213 32.43

40 Udhamsinghnagar District Cooperative Bank Ltd., Rudrapur 179 139.25 156 118.36 179 139.25 156 118.36

41 Zila Sahkari Bank Ltd., Garhwal (Kotdwar) 443 605.95 443 605.95 308 288.20 308 288.20

(Amount `lakh)

161STATEMENTS

STATEMENT - IV- C (contd.)

Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

42 Zila Sahkari Bank Ltd., Haridwar 101 75.05 97 72.05 101 75.05 97 72.05Total 2438 2680.23 2061 2363.94 1788 1444.07 1526 1276.81UTTAR PRADESH

43 Bahrich District Co-Operative Bank Ltd.44 Budaun Jilla Sahkari Bank Ltd.45 District Co-Operative Bank Ltd., Saharanpur 0 0.00 0 0.00 0 0.00 0 0.0046 District Co-Operative Bank Ltd., Varanasi 0 0.00 0 0.00 0 0.0047 Etah District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0048 Firozabad Jilla Sahkari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0049 Ghaziabad Jilla Sahkari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0050 Hamirpur District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0051 Jalaun District Co-Oerative Bank Ltd.52 Jilla Sahakari Bank Ltd., Azamgarh 0 0.00 0 0.00 0 0.00 0 0.0053 Jilla Sahkari Bank Ltd., Ballia 0 0.00 0 0.00 0 0.0054 Jilla Sahkari Bank Ltd., Barabanki 0 0.00 0 0.00 0 0.00 0 0.0055 Jilla Sahkari Bank Ltd., Bareilly 0 0.00 0 0.00 0 0.00 0 0.0056 Jilla Sahkari Bank Ltd., Basti 0 0.00 0 0.00 0 0.0057 Jilla Sahkari Bank Ltd., Jhansi58 Jilla Sahkari Bank Ltd., Kanpur 0 0.00 0 0.00 0 0.00 0 0.0059 Jilla Sahkari Bank Ltd., Lakhimpur-Khiri 4 4.20 4 4.20 4 4.20 4 4.2060 Jilla Sahkari Bank Ltd., Raibareilly 0 0.00 0 0.00 0 0.00 0 0.0061 Jilla Sahkari Bank Ltd., Sidharthnagar 0 0.00 0 0.00 0 0.0062 Mathura Jilla Sahkari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0063 Muzaffarnagar District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0064 Pilibhit Jilla Sahkari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0065 The Uttar Pradesh State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00

Total 4 4.20 4 4.20 4 4.20 4 4.20TOTAL CENTRAL REGION 5215 5209.71 4829 4888.42 2933 2930.79 2671 2763.53


66 The Andaman & Nicobar State Co-Operative Bank Ltd. 132 300.41 112 246.46 10 6.00 10 6.00Total 132 300.41 112 246.46 10 6.00 10 6.00BIHAR

67 Central Co-Operative Bank Ltd., Ara 0 0.00 0 0.00 0 0.0068 Sasaram-Bhabua Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0069 The Aurangabad District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0070 The Begusarai Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0071 The Bhagalpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0072 The Bihar State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0073 The Gopalganj Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0074 The Katihar District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0075 The Khagaria District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0076 The Magadh Central Co-Operative Bank Ltd., Gaya 0 0.00 0 0.00 0 0.0077 The Monghyr-Jamui Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0078 The Motihari Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0079 The Muzaffarpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0080 The Nalanda Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0081 The National Central Co-Operative Bank Ltd., Bettiah 0 0.00 0 0.00 0 0.0082 The Nawadah Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0083 The Pataliputra Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0084 The Purnea District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00


Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

85 The Rohika Central Co-Operative Bank Ltd., Madhubani 0 0.00 0 0.00 0 0.0086 The Samastipur District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0087 The Sitamarhi Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.0088 The Siwan Central Co-Operative Bank Ltd., Siwan 0 0.00 0 0.00 0 0.0089 The Vaishali District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00JHARKHAND

90 The Dhanbad Central Co-Operative Bank Ltd. 26 20.00 26 20.00 18 16.00 18 16.0091 The Jharkhand State Co-Operative Bank Ltd. 353 378.95 353 378.95 0 0.00 0 0.00

Total 379 398.95 379 398.95 18 16.00 18 16.00ODISHA

92 Cuttack Central Co-Operative Bank Ltd. 1282 2257.33 1282 2257.33 954 1565.83 954 1565.8393 Keonjhar Central Co-Operative Bank Ltd. 569 1076.75 569 1076.75 569 1076.75 569 1076.7594 Nayagarh District Central Co-Operative Bank Ltd. 209 358.96 209 358.96 0 0.00 0 0.0095 The Angul United Central Co-Operative Bank Ltd. 1429 2166.53 1429 2166.53 1429 2166.53 1429 2166.5396 The Aska Central Co-Operative Bank Ltd. 288 351.25 288 351.25 0 0.00 0 0.0097 The Balasore Bhadrak Central Co-Operative Bank Ltd. 4681 8231.44 4681 8231.44 4681 8231.44 4681 8231.4498 The Banki Central Co-Operative Bank Ltd. 159 315.80 159 315.80 159 315.80 159 315.8099 The Berhampore Co-Operative Central .Bank Ltd. 229 378.65 228 368.65 0 0.00 0 0.00100 The Bhawanipatna Central Co-Operative Bank Ltd. 244 239.71 244 239.71 244 239.71 244 239.71101 The Bolangir District Central Co-Operative Bank Ltd. 151 155.32 151 155.32 151 155.32 151 155.32102 The Boudh Co-Operative Central Bank Ltd. 82 159.83 82 159.83 0 0.00 0 0.00103 The Khurda Central Co-Operative Bank Ltd. 139 274.00 139 274.00 0 0.00 0 0.00104 The Koraput Central Co-Operative Bank Ltd. 1174 1249.86 1174 1249.86 0 0.00 0 0.00105 The Mayurbhanj District Central Co-Operative Bank Ltd. 47 77.00 47 77.00 47 77.00 47 77.00106 The Sambalpur Dist.co-Operative Central Bank Ltd. 394 592.86 394 592.86 0 0.00 0 0.00107 The Sundargarh District Central Co-Operative Bank Ltd. 3250 4828.49 3250 4828.49 0 0.00 0 0.00108 The United Puri-Nimapara Central Cooperative Bank Ltd. 48 93.45 48 93.45 48 93.45 48 93.45


109 Balageria Central Co-Operative Bank Ltd. 614 1177.76 614 1177.76 0 0.00 0 0.00110 Bankura Dist Central Co-Operative Bank Ltd. 2603 3731.82 2527 3663.42 1822 2477.52 1822 2477.52111 Birbhum District Central Co-Operative Bank Ltd. 30 35.85 30 35.85 0 0.00 0 0.00112 Darjeeling District Central Co-Operative Bank Ltd. 31 113.25 0 0.00 0 0.00 0 0.00113 Hooghly District Central Co-Operative Bank Ltd. 14712 19246.55 14712 19246.55 0 0.00 0 0.00114 Howrah District Central Co-Operative Bank Ltd 3556 4808.16 3533 4777.03 0 0.00 0 0.00115 Malda District Central Co-Operative Bank Ltd. 4880 7905.63 4880 7905.63 4880 7905.63 4880 7905.63116 Nadia District Central Co-Operative Bank Ltd. 12698 17428.92 11734 14649.75 0 0.00 0 0.00117 Purulia District Central Co-Operative Bank Ltd 204 229.95 204 229.95 180 196.94 180 196.94118 Raiganj Central Co-Operative Bank Ltd. 1028 2650.05 1028 2650.05 26 31.10 26 31.10119 Tamluk Ghatal Central Co-Operative Bank Ltd.120 The Burdwan District Central Co-Operative Bank Ltd 631 1257.91 598 1183.83 0 0.00 0 0.00

121 The Dakshin Dinajpur District Central Co-Operative Bank Ltd. 261 1056.59 261 1056.59 96 455.00 96 455.00

122 The Mugberia Central Co-Operative Bank Ltd. 4330 8031.96 3982 7430.76 0 0.00 0 0.00123 The West Bengal State Co-Operative Bank Ltd. 7129 10432.25 6602 9931.47 0 0.00 0 0.00124 Vidyasagar Central Co-Operative Bank Ltd. 4976 8261.03 4969 8252.73 0 0.00 0 0.00




163STATEMENTS

Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

125 The Assam Co-Operative Apex Bank Ltd.TotalMANIPUR

126 The Manipur State Co-Operative Bank Ltd. 144 200.40 144 200.40 0 0.00 0 0.00Total 144 200.40 144 200.40 0 0.00 0 0.00MEGHALAYA

127 The Meghalaya Co-Operative Apex Bank Ltd. 324 224.80 322 221.50 322 221.50 322 221.50Total 324 224.80 322 221.50 322 221.50 322 221.50MIZORAM

128 The Mizoram Co-Operative Apex Bank Ltd. 140 168.70 140 168.70 136 155.60 136 155.60Total 140 168.70 140 168.70 136 155.60 136 155.60SIKKIM

129 The Sikkim State Co-Operative Bank Ltd. 22 34.80 22 34.80 19 28.00 19 28.00Total 22 34.80 22 34.80 19 28.00 19 28.00TRIPURA

130 The Tripura State Co-Operative Bank Ltd. 1107 1480.95 1107 1480.95 865 1246.43 865 1246.43Total 1107 1480.95 1107 1480.95 865 1246.43 865 1246.43Total North Eastern Region 1737 2109.65 1735 2106.35 1342 1651.53 1342 1651.53


131 The Chandigarh State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00HARYANA

132 The Ambala Central Co-Operative Bank Ltd. 36 41.50 18 20.75 16 8.00 8 4.00133 The Bhiwani Central Co-Operative Bank Ltd. 7 2.82 7 2.82 0 0.00 0 0.00134 The Faridabad Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00135 The Fatehabad Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00136 The Gurgaon Central Co-Operative Bank Ltd. 1 4.00 1 4.00 1 4.00 1 4.00137 The Haryana State Co-Operative Apex Bank Ltd. 0 0.00 0 0.00 0 0.00138 The Hissar Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00139 The Jhajjar Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00140 The Jind Central Co-Operative Bank Ltd. 5 5.00 5 5.00 5 5.00 5 5.00141 The Karnal Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00142 The Kurukshetra Central Co-Operative Bank Ltd. 19 15.90 19 15.90 19 15.90 19 15.90143 The Mahendragarh Central Co-Operative Bank Ltd. 37 46.05 37 46.05 0 0.00 0 0.00144 The Panchakula Cental Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00145 The Panipat Central Co-Operative Bank Ltd. 4 2.00 4 2.00 0 0.00 0 0.00146 The Rewari Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00147 The Rohtak Central Co-Operative Bank Ltd. 0 2.00 0 0.00 0 2.00 0 0.00148 The Sirsa Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00149 The Sonepat Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00150 The Yamunanagar Central Co-Operative Bank Ltd. 50 16.07 50 16.07 8 2.80 8 2.80

Total 159 135.34 141 112.59 49 37.70 41 31.70Himachal Pradesh

151 The Himachal Pradesh State Co-Operative Bank Ltd. 1565 2081.27 1313 1777.23 1313 1777.23 1313 1777.23152 The Kangra Central Co-Operative Bank Ltd. 774 1826.16 774 1826.16 535 1307.26 535 1307.26


153 Baramulla Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00154 The Anantnag Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00155 The Jammu Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

156 The Jammu & Kashmir State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI

157 The Delhi State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00PUNJAB

158 The Amritsar Central Co-Operative Bank Ltd., Amritsar 0 0.00 0 0.00 0 0.00 0 0.00159 The Bhatinda Central Co-Operative Bank Ltd., Bhatinda 0 0.00 0 0.00 0 0.00 0 0.00160 The Faridkot Central Co-Operative Bank Ltd., Faridkot 0 0.00 0 0.00 0 0.00 0 0.00

161 The Fatehgarh Sahib Central Co-Operative Bank Ltd., Sirhind 9 20.50 9 20.50 0 0.00 0 0.00

162 The Fazilka Central Co-Operative Bank Ltd., Fazilka 0 0.00 0 0.00 0 0.00 0 0.00163 The Ferozepur Central Co-Operative Bank Ltd., Ferozepur 0 0.00 0 0.00 0 0.00 0 0.00164 The Gurdaspur Central Co-Operative Bank Ltd., Gurdaspur 0 0.00 0 0.00 0 0.00 0 0.00

165 The Hoshiarpur Central Co-Operative Bank Ltd., Hoshiarpur 41 34.12 41 34.12 0 0.00 0 0.00

166 The Kapurthala Central Co-Operative Bank Ltd., Kapurthala 2 1.25 2 1.25 0 0.00 0 0.00

167 The Ludhiana Central Co-Operative Bank Ltd., Ludhiana 0 0.00 0 0.00 0 0.00 0 0.00168 The Mansa Central Co-Operative Bank Ltd., Mansa 2 2.00 2 2.00 0 0.00 0 0.00169 The Muktsar Central Co-Operative Bank Ltd., Muktsar 2 2.40 2 2.40 2 2.40 2 2.40

170 The Nawanshahr Central Co-Operative Bank Ltd., Nawanshahr 12 6.00 12 6.00 0 0.00 0 0.00

171 The Patiala Central Co-Operative Bank Ltd., Patiala 22 21.06 22 21.06 11 8.90 11 8.90172 The Ropar Central Co-Operative Bank Ltd., Ropar 2 1.00 2 1.00 0 0.00 0 0.00173 The Sangrur Central Co-Operative Bank Ltd., Sangrur 11 9.80 11 9.80 11 9.80 11 9.80174 The Sas Nagar Central Co-Op. Bank Ltd., Sas Nagar

175 The Taran Taran Central Co-Operative Bank Ltd., Taran Taran 2 0.49 2 0.49 0 0.00 0 0.00

Total 105 98.62 105 98.62 24 21.10 24 21.10RAJASTHAN

176 Ajmer Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00177 Baran Kendriya Sahakari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00178 Chittorgarh Kendriya Sahakari Bank Ltd. 24 20.56 24 20.56 0 0.00 0 0.00179 Dausa Kendriya Sahakari Bank Ltd. 11 7.30 11 7.30 0 0.00 0 0.00180 Hanumangarh Kendriya Sahakari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00181 Jhunjhunu Kendriya Sahakari Bank Ltd. 175 272.07 175 272.07 0 0.00 0 0.00182 Sawai Madhopur Kendriya Sahakari Bank Ltd. 13 8.00 13 8.00 0 0.00 0 0.00183 The Alwar Central Co-Operative Bank Ltd. 71 116.50 71 116.50 46 82.50 46 82.50184 The Banswara Central Co-Operative Bank Ltd. 56 56.00 56 56.00 56 56.00 56 56.00185 The Barmer Central Co-Operative Bank Ltd. 1 4.50 1 4.50 0 0.00 0 0.00186 The Bharatpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00187 The Bundi District Central Co-Operative Bank Ltd. 6 3.00 6 3.00 6 3.00 6 3.00188 The Central Co-Operative Bank Ltd, Bhilwara 0 0.00 0 0.00 0 0.00 0 0.00189 The Central Co-Operative Bank Ltd., Bikaner 25 49.71 25 49.71 0 0.00 0 0.00190 The Churu Central Co-Operative Bank Ltd. 11 37.52 6 18.20 0 0.00 0 0.00191 The Ganganagar Kendriya Sahakari Bank Ltd. 31 31.19 31 31.19 0 0.00 0 0.00192 The Jaipur Central Co-Operative Bank Ltd. 17 19.57 17 19.57 0 0.00 0 0.00193 The Jalore Central Co-Operative Bank Ltd. 1 1.00 1 1.00 1 1.00 1 1.00194 The Kota Central Co-Operative Bank Ltd. 28 28.00 28 28.00 22 26.00 22 26.00195 The Nagaur Central Co-Operative Bank Ltd.196 The Pali District Central Co-Operative Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00


165STATEMENTS

Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

197 The Sikar Kendriya Sahakari Bank Ltd. 140 257.35 140 257.35 0 0.00 0 0.00198 The Sirohi Central Co-Operative Bank Ltd. 6 6.00 6 6.00 0 0.00 0 0.00199 The Udaipur Central Co-Operative Bank Ltd. 216 108.25 216 108.25 216 108.25 216 108.25



200 The Anantpur District Co Operative Central Bank Ltd. 897 1961.83 897 1961.83 0 0.00 0 0.00201 The Andhra Pradesh State Co-Operative Bank Ltd. 612 1559.75 612 1559.75 0 0.00 0 0.00202 The Chittoor District Co-Operative Central Bank Ltd. 311 1475.90 311 1475.90 0 0.00 0 0.00203 The District Co-Operative Central Bank Ltd., Eluru 520 3589.57 520 3589.57 0 0.00 0 0.00204 The District Cooperative Central Bank Ltd., Kakinada 110 304.80 110 304.80 110 304.80 110 304.80205 The District Cooperative Central Bank Ltd., Kurnool 133 444.80 133 444.80 133 444.80 133 444.80206 The District Co-Operative Central Bank Ltd., Srikakulam 225 410.08 225 410.08 225 410.08 225 410.08

207 The District Co-Operative Central Bank Ltd., Visakhapatnam 755 2170.46 755 2170.46 755 2170.46 755 2170.46

208 The District Co-Operative Central Bank Ltd., Vizianagaram 143 571.38 143 571.38 143 571.38 143 571.38209 The Guntur District Co-Operative Central Bank 2410 12938.77 2407 12929.77 1335 7488.39 1335 7488.39210 The Kadapa District Co Operative Central Bank Ltd. 3 6.50 3 6.50 3 6.50 3 6.50211 The Krishna District Co-Operative Central Bank Ltd. 6732 27381.00 6732 27381.00 0 0.00 0 0.00212 The Nellore District Co-Operative Central Bank Ltd. 44 251.30 43 250.30 0 0.00 0 0.00213 The Prakasam District Co-Operative Central Bank Ltd. 859 2464.94 859 2464.94 0 0.00 0 0.00

Total 13754 55531.08 13750 55521.08 2704 11396.41 2704 11396.41KARNATAKA

214 Bagalkot District Central Co-Operative Bank Ltd. 48 103.40 48 103.40 37 86.50 37 86.50215 Mandya District Co-Operative Central Bank Ltd. 3933 18217.31 3753 17489.51 3663 17396.51 3513 16757.51216 The Belagavi District Central Co-Operative Bank Ltd. 546 1890.05 479 1672.30 467 1633.30 438 1539.05217 The Bellary District Co-Operative Central Bank Ltd. 740 1485.99 724 1451.09 592 1369.42 576 1334.52218 The Bengaluru District Central Co-Operative Bank Ltd 322 1278.15 318 1259.50 232 907.55 228 888.90219 The Chikmagalur District Co-Operative Central Bank Ltd. 160 358.06 154 340.06 154 340.06 154 340.06220 The Chitradurga District Co-Operative Central Bank Ltd. 377 911.70 376 910.70 377 911.70 376 910.70221 The Dawangere District Central Co-Operative Bank Ltd. 305 554.70 303 548.70 0 0.00 0 0.00222 The District Co-Operative Central Bank Ltd., Bidar 7161 23512.52 7161 23512.52 0 0.00 0 0.00

223 The Gulbarga And Yadgir District Co-Operative Central Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

224 The Hassan District Co-Operative Central Bank Ltd. 2317 7532.70 2215 7182.92 2058 6954.41 2058 6954.41225 The Kanara District Central Co- Operative Bank Ltd. 409 1529.52 382 1419.57 251 942.74 251 942.74226 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad) 696 2231.59 641 2046.99 85 251.75 73 210.25227 The Kodagu District Co-Operative Central Bank Ltd. 545 2401.00 370 1575.00 190 570.00 190 570.00

228 The Kolar And Chickaballapur District Co Operative Central Bank Ltd. 6742 31521.07 6702 31333.63 0 0.00 0 0.00

229 The Mysore And Chamarajnagar District Cooperative Central Bank Ltd. 295 955.45 286 923.85 0 0.00 0 0.00

230 The Raichur District Central Co-Operative Bank Ltd. 422 852.50 422 852.50 249 496.92 249 496.92231 The Shimoga District Co-Operative Central Bank Ltd. 2408 8599.74 2053 7263.49 1933 6831.54 1933 6831.54232 The South Canara District Central Co-Operative Bank Ltd. 5583 15099.01 4910 13093.17 5583 15099.01 4910 13093.17233 The Tumkur District Central Co-Operative Bank Ltd. 351 1169.30 289 961.05 257 837.38 216 697.13234 The Vijayapura District Central Co-Operative Bank Ltd. 751 1227.23 746 1210.48 0 0.00 0 0.00

Total 34111 121430.99 32332 115150.43 16128 54628.79 15202 51653.40KERALA

235 The Kerala State Co-Operative Bank Ltd. 16332 38209.61 14359 35018.63 4407 11036.40 4237 10707.35236 The Malappuram District Co-Operative Bank Ltd. 601 746.08 601 746.08 112 327.85 112 327.85



Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

Total 16933 38955.69 14960 35764.71 4519 11364.25 4349 11035.20PUDUCHERRY

237 The Pondicherry State Co-Operative Bank Ltd. 27 181.43 27 181.43 27 181.43 27 181.43Total 27 181.43 27 181.43 27 181.43 27 181.43TAMIL NADU

238 Chennai Central Co-Operative Bank Ltd. 205 607.74 205 607.74 0 0.00 0 0.00239 Dindigul Central Co-Operative Bank Ltd. 421 1895.28 421 1895.28 23 34.20 23 34.20240 The Coimbatore District Central Co-Operative Bank Ltd. 1897 5154.74 1885 5110.61 1301 3418.13 1293 3390.50241 The Cuddalore District Central Co-Operative Bank Ltd. 1097 3741.03 1097 3741.03 729 2547.88 729 2547.88242 The Dharmapuri District Central Co-Operative Bank Ltd. 1111 9152.10 1099 9081.27 8 24.00 8 24.00243 The Erode District Central Co-Operative Bank Ltd. 2518 6708.98 2518 6708.98 2402 6397.42 2402 6397.42244 The Kancheepuram Central Co-Op.bank Ltd. 775 2240.02 775 2240.02 0 0.00 0 0.00245 The Kanyakumari District Central Co-Operative Bank Ltd. 1926 12377.64 1714 11597.84 0 0.00 0 0.00246 The Kumbakonam Central Co-Op Bank Ltd. 3668 7008.21 3668 7008.21 73 128.10 73 128.10247 The Madurai District Central Co-Operative Bank Ltd. 967 3067.12 967 3067.12 579 2194.82 579 2194.82248 The Nilgiris District Central Co-Operative Bank Ltd. 1353 5194.80 1282 4843.30 0 0.00 0 0.00249 The Pudukottai District Central Co-Operative Bank Ltd. 1441 3750.00 1439 3742.82 0 0.00 0 0.00

250 The Ramanathapuram District Central Co-Operative Bank Ltd. 570 849.58 570 849.58 429 343.92 429 343.92

251 The Salem District Central Co-Operative Bank Ltd. 6595 16950.31 6265 16102.79 3957 10170.19 3759 9661.68252 The Sivgangai District Central Co-Operative Bank Ltd. 1982 7729.71 1982 7729.71 1982 7729.71 1982 7729.71253 The Thanjavur Central Co-Operative Bank Ltd. 2738 7056.48 2738 7056.48 2593 6766.48 2593 6766.48254 The Tiruchirapalli District Central Co-Operative Bank Ltd. 4834 15689.23 4793 15527.33 4099 12893.82 4065 12776.82255 The Tirunelveli District Central Co-Operative Bank Ltd. 118 539.55 118 539.55 118 539.55 118 539.55

256 The Tiruvannamalai District Central Co-Operative Bank Ltd. 6171 13388.83 6159 13353.35 6171 13388.83 6159 13353.35

257 The Vellore District Central Cooperative Bank Ltd. 3091 9675.28 3091 9675.28 411 885.06 411 885.06258 The Virudhunagar District Central Co-Operative Bank Ltd. 1275 3660.08 1275 3660.08 0 0.00 0 0.00259 Thoothukudi District Central Co-Operative Bank Ltd. 1403 5559.24 1403 5559.24 1121 4554.67 1121 4554.67

Total 46156 141995.95 45464 139697.61 25996 72016.78 25744 71328.16TELANGANA

260 The Adilabad District Co Operative Central Bank Ltd. 141 388.30 136 380.80 141 388.30 136 380.80261 The District Co-Operative Central Bank Ltd., Khammam 291 595.22 291 595.22 291 595.22 291 595.22262 The District Co-Operative Central Bank Ltd., Medak 6138 28384.23 6138 28384.23 0 0.00 0 0.00263 The District Co-Operative Central Bank Ltd., Warangal 245 1405.80 245 1405.80 245 1405.80 245 1405.80264 The Hyderabad District Co-Operative Central Bank Ltd. 0 0.00 0 0.00 0 0.00265 The Karimnagar District Co-Operative Central Bank Ltd. 1472 8759.85 1472 8759.85 0 0.00 0 0.00266 The Mahbubnagar District Co-Operative Central Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00267 The Nalgonda District Co-Operative Central Bank Ltd. 97 283.80 97 283.80 0 0.00 0 0.00268 The Nizamabad District Co-Operative Central Bank Ltd. 1854 5149.58 1854 5149.58 0 0.00 0 0.00269 The Telangana State Co-Operative Bank Ltd. 1490 3819.54 1480 3801.45 0 0.00 0 0.00


WESTERN REGIONGOA

270 The Goa State Co-Operative Bank Ltd. 56 259.39 56 259.39 0 0.00 0 0.00Total 56 259.39 56 259.39 0 0.00 0 0.00GUJARAT

271 Banaskantha District Central Co-Operative Bank 0 0.00 0 0.00 0 0.00 0 0.00272 Bhavnagar District Co-Operative Bank Ltd 4 16.10 2 2.12 0 0.00 0 0.00273 Mehsana District Central Co-Operative Bank 147 238.00 147 238.00 0 0.00 0 0.00274 Panchmahals District Co-Operative Bank Ltd. 18 10.60 18 10.60 0 0.00 0 0.00


167STATEMENTS

Sr.No. Name Of Bank





NRLM/ SGSY



No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

275 Rajkot District Co-Operative Bank Ltd. 259 437.00 258 433.00 26 116.00 26 116.00276 Sabarkantha District Central Co-Operative Bank 72 58.15 71 56.65 0 0.00 0 0.00277 Surat District Co-Operative Bank Ltd. 159 62.24 159 62.24 0 0.00 0 0.00278 The Ahmedabad District Co-Operative Bank Ltd. 61 21.88 61 21.88 61 21.88 61 21.88279 The Amreli Jill Madhyastha Sahakari Bank Ltd. 82 41.00 82 41.00 0 0.00 0 0.00280 The Baroda Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00281 The Bharuch District Central Co-Operative Bank Ltd. 56 399.45 23 153.45 0 0.00 0 0.00282 The Gujarat State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00283 The Jamnagar District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00284 The Junagadh Jill Sahakari Bank Ltd. 0 0.00 0 0.00 0 0.00285 The Kachchh District Central Co-Operative Bank 0 0.00 0 0.00 0 0.00286 The Kaira District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00287 The Kodinar Taluka Co-Operative Banking Union Ltd. 72 92.91 72 92.91 0 0.00 0 0.00288 The Surendranagar District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00289 Valsad District Central Co-Operative Bank Ltd 1 1.50 1 1.50 0 0.00 0 0.00


290 Akola District Central Co-Operative Bank Ltd. 155 137.95 155 137.95 113 109.74 113 109.74291 Amrawati District Central Co-Operative Bank Ltd. 59 64.14 53 57.00 0 0.00 0 0.00292 Aurangabad District Central Co-Operative Bank Ltd. 15 28.50 13 15.00 0 0.00 0 0.00293 Beed District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00294 Buldhana District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00295 Chandrapur District Central Co-Operative Bank Ltd. 4512 5240.87 4512 5240.87 2224 2683.17 2224 2683.17296 Dhule & Nandurbar District Central Co-Operativebank Ltd. 286 473.65 247 431.52 0 0.00 0 0.00297 Gadchiroli District Central Co-Operative Bank Ltd. 2331 1541.05 2322 1535.25 1760 1080.44 1760 1080.44298 Jalna District Central Co-Operative Bank Ltd. 2 6.00 2 6.00 0 0.00 0 0.00299 Kolhapur District Central Co-Operative Bank Ltd. 545 694.45 545 694.45 381 456.85 381 456.85300 Latur District Central Co-Operative Bank Ltd. 6544 4947.71 6544 4947.71 1171 1324.96 1171 1324.96301 Nagpur District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00302 Nasik District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00303 Osmanabad District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00304 Parbhani District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00305 Pune District Central Co-Operative Bank Ltd. 793 1039.22 793 1039.22 0 0.00 0 0.00306 Raigad District Central Co-Operative Bank Ltd. 1178 8515.67 781 869.90 648 7624.64 459 322.64307 Ratnagiri District Central Co-Operative Bank Ltd. 144 178.46 137 169.61 0 0.00 0 0.00308 Sangli District Central Co-Operative Bank Ltd. 876 1120.88 787 1008.78 822 1027.17 739 924.45309 Sindhudurg District Central Co-Operative Bank Ltd. 498 816.15 498 816.15 301 510.19 301 510.19310 Solapur District Central Co-Operative Bank Ltd. 18757 0.00 11360 0.00 11360 0.00 11360 0.00311 The Ahmednagar District Central Co-Operative Bank Ltd. 181 234.36 181 234.36 145 180.16 145 180.16312 The Gondia District Central Co-Operative Bank Ltd. 1005 2599.30 1005 2599.30 1005 2599.30 1005 2599.30313 The Jalgaon District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00314 The Maharashtra State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00315 The Mumbai District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00316 The Nanded District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00317 The Satara District Central Co-Operative Bank Ltd. 38 23.99 38 23.99 10 11.00 10 11.00318 The Thane District Central Co-Operative Bank Ltd. 713 3837.13 713 3837.13 82 82.60 82 82.60319 Wardha District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00320 Yavatmal District Central Co-Operative Bank Ltd. 2 6.00 2 6.00 2 6.00 2 6.00




Bank loans outstanding against SHGs - Public Sector Commercial Banks as on 31 March 2021

STATEMENT - V- A (i)

Sr.No. Name of Bank

Total Bank Loans outstanding against SHGs

Out of Total - Exclusive Women

Out of Total NRLM/SGSY SHGs


No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S CENTRAL REGION Amt. in Rs. Lakh

CHHATTISGARH1 Bank Of Baroda 11875 8525.18 11033 8156.88 10818 7766.43 305 101.292 Bank Of India 1981 1284.00 1981 1284.00 1539 1034.00 442 250.003 Bank Of Maharashtra 856 782.82 802 716.99 560 577.03 21 8.914 Canara Bank 2852 2634.97 2819 2579.74 1120 1240.99 1112 830.115 Central Bank Of India 6843 7957.42 515 743.46 515 743.46 3 4.266 Indian Bank 2063 1906.00 2022 1868.00 1482 1571.00 89 74.007 Indian Overseas Bank 1624 954.90 1453 870.26 465 332.37 126 66.698 Punjab And Sind Bank 157 73.11 150 59.31 91 34.00 66 39.119 Punjab National Bank 6224 5862.81 6175 5817.37 2485 1833.97 203 121.8910 State Bank Of India 7232 7442.00 6618 6809.00 5940 5810.00 102 109.0011 Uco Bank 2453 1380.67 1864 1149.79 1664 898.91 754 454.5112 Union Bank Of India


13 Bank Of Baroda 1810 1530.39 1511 1279.41 1615 1365.87 0 0.0014 Bank Of India 21840 9634.00 17000 7511.00 8016 4303.00 6581 3176.0015 Bank Of Maharashtra 1205 799.05 1027 668.87 602 437.88 4 7.2516 Canara Bank 3349 2430.87 3349 2430.87 494 374.09 2306 1590.9117 Central Bank Of India 12504 7638.37 1604 998.55 1604 998.55 12 10.2618 Indian Bank 2482 2331.00 2433 2285.00 1010 648.00 14 16.0019 Indian Overseas Bank 32 58.03 19 12.25 4 2.19 3 0.0320 Punjab And Sind Bank 126 260.72 74 170.80 30 43.38 96 217.3421 Punjab National Bank 4386 3512.41 4345 3469.53 2052 1311.77 287 120.3922 State Bank Of India 3850 2407.00 3806 2383.00 2500 1962.00 132 79.0023 Uco Bank 3540 1916.86 2496 1490.57 1440 1003.23 2004 885.4124 Union Bank Of India


25 Bank Of Baroda 726 441.93 726 441.93 658 400.61 0 0.0026 Bank Of India 14 5.00 14 5.00 14 5.00 0 0.0027 Bank Of Maharashtra28 Canara Bank 890 694.48 881 687.82 102 47.06 411 344.3529 Central Bank Of India 104 81.02 2 1.66 2 1.66 0 0.0030 Indian Bank 173 119.00 170 117.00 50 35.00 6 3.0031 Indian Overseas Bank 207 136.72 131 87.93 8 0.74 0 0.0032 Punjab And Sind Bank 254 98.46 252 84.21 237 91.90 17 6.5633 Punjab National Bank 1470 777.84 1443 763.58 1091 564.58 29 22.5234 State Bank Of India 1221 850.00 1221 850.00 1059 659.00 16 11.0035 Uco Bank 342 222.78 271 168.30 171 95.23 139 113.8636 Union Bank Of India


37 Bank Of Baroda 8479 5407.35 8181 5206.20 7724 4926.09 36 31.9138 Bank Of India 1834 1091.00 1423 909.00 1585 961.00 202 113.0039 Bank Of Maharashtra 51 109.18 47 91.69 23 13.42 1 0.0040 Canara Bank 6033 5432.06 5911 5269.64 1047 505.52 3406 3680.4241 Central Bank Of India 3337 1799.10 307 201.65 307 201.65 17 15.9242 Indian Bank 8905 8398.00 8727 8231.00 2019 1157.00 173 136.0043 Indian Overseas Bank 438 592.87 337 377.49 109 34.19 3 3.96

(Amount `lakh)

169STATEMENTS

STATEMENT - V- A (i) (contd.)

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 44 Punjab And Sind Bank 767 443.70 696 368.69 668 385.57 99 58.1345 Punjab National Bank 6643 4714.46 6438 4552.99 4632 2836.77 241 279.7446 State Bank Of India 1753 1116.00 1753 1116.00 1116 714.00 38 23.0047 Uco Bank 2790 1741.45 2387 1514.83 1250 650.36 1393 1049.3748 Union Bank Of India



49 Bank Of Baroda 10 17.80 10 17.80 9 16.22 1 1.5850 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.0051 Canara Bank 8 8.59 8 8.59 0 0.00 1 1.7652 Central Bank Of India53 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.0054 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.0055 Punjab National Bank 27 18.57 22 16.33 0 0.00 1 0.2156 State Bank Of India 24 24.00 24 24.00 18 17.00 0 0.0057 Uco Bank 8 4.78 5 3.13 0 0.00 8 4.7858 Union Bank Of India

Total 77 73.74 69 69.85 27 33.22 11 8.33BIHAR


Total 343337 381207.02 277819 320739.78 226499 260302.62 2714 2676.67JHARKHAND


Total 86368 59252.89 81715 55283.11 60332 42106.44 1570 1569.30ODISHA

83 Bank Of Baroda 10583 11281.58 10427 11190.20 9445 10068.81 736 526.8584 Bank Of India 17547 18172.00 17547 18172.00 17126 17795.00 421 377.0085 Bank Of Maharashtra 14 22.85 14 22.85 0 0.00 0 0.0086 Canara Bank 15580 18653.76 15268 18094.16 9552 11399.12 1177 981.47


Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 87 Central Bank Of India 7111 7562.87 261 288.28 261 288.28 2 0.2088 Indian Bank 13219 14336.00 12955 14050.00 4844 6415.00 368 481.0089 Indian Overseas Bank 12768 11458.96 10651 8948.00 5191 5080.20 282 305.6690 Punjab And Sind Bank 77 72.80 77 72.80 55 50.25 22 22.5591 Punjab National Bank 25541 21465.76 25137 21145.68 4614 3902.11 242 249.2092 State Bank Of India 62649 77640.00 61464 76180.00 54908 71007.00 1547 1883.0093 Uco Bank 28351 27592.19 24498 24618.40 24431 24650.80 2900 1752.9394 Union Bank Of India





107 Bank Of Baroda 4 5.43 4 5.43 4 5.43 0 0.00108 Bank Of India109 Bank Of Maharashtra 1 3.41 1 3.41 0 0.00 0 0.00110 Canara Bank 15 38.90 15 38.90 9 17.24 3 7.21111 Central Bank Of India 3 16.06 1 0.63 1 0.63 0 0.00112 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00113 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00114 Punjab And Sind Bank 0 0.00 0 0.00 0 0.00 0 0.00115 Punjab National Bank 71 72.07 71 72.07 4 8.98 0 0.00116 State Bank Of India 182 161.00 182 161.00 76 37.00 0 0.00117 Uco Bank 2 0.06 1 0.00 1 0.06 0 0.00118 Union Bank Of India

Total 278 296.93 275 281.44 95 69.34 3 7.21ASSAM


Total 50461 38648.89 42994 31457.56 24530 22493.95 728 606.57


171STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S MANIPUR


Total 729 474.42 647 408.18 257 223.84 8 4.13MEGHALAYA

143 Bank Of Baroda 1 5.76 1 5.76 1 5.76 0 0.00144 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00145 Canara Bank 26 15.97 26 15.97 0 0.00 4 1.92146 Central Bank Of India 9 5.52 0 0.00 0 0.00 0 0.00147 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00148 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00149 Punjab National Bank 18 10.12 17 9.91 3 0.86 0 0.00150 State Bank Of India 267 277.00 267 277.00 190 184.00 3 4.00151 Uco Bank 21 12.59 18 11.70 7 7.70 11 4.31152 Union Bank Of India

Total 342 326.96 329 320.34 201 198.32 18 10.23MIZORAM

153 Bank Of Baroda 5 13.33 5 13.33 4 11.88 0 0.00154 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00155 Bank Of Maharashtra156 Canara Bank 79 97.30 79 97.30 0 0.00 71 79.87157 Central Bank Of India 1 0.12 0 0.00 0 0.00 0 0.00158 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00159 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00160 Punjab National Bank 4 8.43 3 4.35 0 0.00 0 0.00161 State Bank Of India 108 169.00 108 169.00 82 114.00 18 24.00162 Uco Bank 27 18.92 19 13.41 6 3.37 21 15.55163 Union Bank Of India

Total 224 307.10 214 297.39 92 129.25 110 119.42NAGALAND


Total 881 855.19 704 712.96 602 436.19 62 62.82



Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S SIKKIM

176 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00177 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00178 Canara Bank 72 158.24 72 158.24 23 36.22 2 2.27179 Central Bank Of India 291 260.48 8 2.01 8 2.01 0 0.00180 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00181 Indian Overseas Bank 18 9.95 8 5.10 1 1.69 0 0.00182 Punjab National Bank 5 0.66 5 0.66 0 0.00 0 0.00183 State Bank Of India 540 794.00 540 794.00 536 789.00 0 0.00184 Uco Bank 28 26.37 18 17.78 11 13.00 16 13.37185 Union Bank Of India

Total 954 1249.70 651 977.79 579 841.92 18 15.64TRIPURA




198 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00199 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00200 Bank Of Maharashtra201 Canara Bank 4 2.64 4 2.64 0 0.00 4 2.64202 Central Bank Of India203 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00204 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00205 Punjab And Sind Bank 3 3.35 1 0.00 0 0.00 3 3.35206 Punjab National Bank 19 4.23 19 4.23 3 0.00 15 4.23207 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00208 Uco Bank 1 0.64 0 0.00 0 0.00 1 0.64209 Union Bank Of India

Total 27 10.86 24 6.87 3 0.00 23 10.86HARYANA

210 Bank Of Baroda 117 91.68 108 90.05 107 83.52 0 0.00211 Bank Of India 339 192.00 116 158.00 93 75.00 0 0.00212 Bank Of Maharashtra 19 11.73 19 11.73 10 6.03 0 0.00213 Canara Bank 1369 1398.54 1356 1384.94 520 662.33 230 160.82214 Central Bank Of India 804 579.20 26 27.04 26 27.04 0 0.00215 Indian Bank 203 126.00 199 124.00 84 42.00 5 7.00216 Indian Overseas Bank 87 57.16 78 47.41 0 0.00 3 1.12217 Punjab And Sind Bank 485 343.89 468 327.07 438 298.37 47 45.52218 Punjab National Bank 6799 3936.35 6700 3882.62 4471 2431.95 253 156.25219 State Bank Of India 1567 1431.00 1567 1431.00 1002 803.00 51 45.00


173STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 220 Uco Bank 433 246.19 358 213.73 222 135.44 199 104.67221 Union Bank Of India




234 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00235 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00236 Canara Bank 137 146.94 137 146.94 2 2.40 132 141.08237 Central Bank Of India 27 50.48 0 0.00 0 0.00 0 0.00238 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00239 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00240 Punjab And Sind Bank 24 19.95 10 7.40 17 10.58 7 9.37241 Punjab National Bank 719 932.12 718 931.63 596 747.73 2 4.23242 State Bank Of India 277 630.00 259 590.00 246 536.00 0 0.00243 Uco Bank 102 78.26 79 62.44 1 0.00 101 78.26244 Union Bank Of India

Total 1286 1857.75 1203 1738.41 862 1296.71 242 232.94NEW DELHI


Total 158 182.44 123 141.73 56 42.97 48 9.75PUNJAB

257 Bank Of Baroda 39 49.74 39 49.74 36 45.31 0 0.00258 Bank Of India 23 4.00 20 4.00 11 3.00 0 0.00259 Bank Of Maharashtra 1 0.12 1 0.12 0 0.00 0 0.00260 Canara Bank 322 195.89 225 146.92 99 41.39 174 87.85261 Central Bank Of India 50 56.49 6 5.33 6 5.33 0 0.00262 Indian Bank 126 160.00 124 157.00 18 13.00 5 4.00263 Indian Overseas Bank 12 18.35 8 5.97 0 0.00 0 0.00264 Punjab And Sind Bank 633 521.00 579 446.33 624 498.91 9 22.09



Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 265 Punjab National Bank 1535 765.66 1515 758.73 1162 566.49 48 40.22266 State Bank Of India 669 448.00 669 448.00 523 318.00 7 4.00267 Uco Bank 212 113.59 159 87.76 130 58.38 43 20.64268 Union Bank Of India

Total 3622 2332.84 3345 2109.90 2609 1549.81 286 178.80RAJASTHAN





Total 483365 1599676.00 452336 1513857.07 281735 877882.71 13797 43332.07KARNATAKA


Total 139343 426980.25 122858 380996.75 89929 259299.63 4374 4674.92KERALA

305 Bank Of Baroda 7994 16380.43 5788 12119.89 7247 14848.87 25 155.61306 Bank Of India 6609 14846.00 5857 14186.00 2708 6282.00 193 281.00307 Bank Of Maharashtra 48 87.00 33 47.81 0 0.00 0 0.00


175STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 308 Canara Bank 68613 154859.47 67927 151507.86 35522 76838.30 2199 5565.52309 Central Bank Of India 13278 33922.28 434 1291.36 434 1291.36 4 1.96310 Indian Bank 16259 44674.00 15934 43781.00 15 26.00 92 359.00311 Indian Overseas Bank 14276 21932.75 12292 17371.09 432 1111.50 626 1526.99312 Punjab And Sind Bank 6 12.99 6 12.99 0 0.00 6 12.99313 Punjab National Bank 6144 11238.25 6076 11078.18 2488 3506.72 1632 3265.90314 State Bank Of India 16035 29545.00 15731 28984.00 4893 14744.00 394 726.00315 Uco Bank 618 1316.89 510 1154.18 420 915.20 172 383.67316 Union Bank Of India


317 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00318 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00319 Canara Bank 10 13.61 10 13.61 0 0.00 0 0.00320 Central Bank Of India321 Indian Overseas Bank322 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00323 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00324 Uco Bank 2 0.10 1 0.10 2 0.10 0 0.00

Total 12 13.71 11 13.71 2 0.10 0 0.00PUDUCHERRY

325 Bank Of Baroda 130 366.43 130 366.43 118 333.82 0 0.00326 Bank Of India 11104 26636.00 11104 26636.00 5202 10548.00 0 0.00327 Canara Bank 434 943.20 403 877.17 251 614.73 69 44.95328 Central Bank Of India 107 81.78 0 0.00 0 0.00 0 0.00329 Indian Bank 2889 4384.00 2832 4297.00 7 12.00 181 299.00330 Indian Overseas Bank 511 824.57 480 768.96 208 409.69 11 34.71331 Punjab And Sind Bank 1 2.73 1 2.73 0 0.00 1 2.73332 Punjab National Bank 16 18.73 16 18.73 8 10.01 0 0.00333 State Bank Of India 143 204.00 143 204.00 121 167.00 19 28.00334 Uco Bank 284 236.89 197 197.06 68 139.42 182 72.23335 Union Bank Of India

Total 15619 33698.33 15306 33368.08 5983 12234.67 463 481.62TAMIL NADU


Total 219028 528474.14 205874 501439.13 32750 76667.27 5235 11630.61TELANGANA

348 Bank Of Baroda 7369 15366.12 7369 15366.12 6680 13929.39 426 809.79349 Bank Of India 9250 1465.00 9250 1465.00 3770 703.00 0 0.00350 Bank Of Maharashtra 953 1175.15 754 876.01 456 792.92 5 15.20351 Canara Bank 29752 123243.99 28768 119159.33 1782 7890.32 561 2094.56352 Central Bank Of India 8724 22086.63 2567 7138.13 2567 7138.13 0 0.00



Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 353 Indian Bank 19714 53531.00 19320 52461.00 934 3457.00 60 254.00354 Indian Overseas Bank 10474 28954.33 8717 12506.06 4787 8020.16 92 209.17355 Punjab National Bank 3965 8111.55 3939 8064.82 2021 3983.82 871 1655.45356 State Bank Of India 148897 415826.00 144364 403446.00 140374 379499.00 4078 12155.00357 Uco Bank 1421 4500.42 1254 4004.40 967 3463.17 10 4.68358 Union Bank Of India



359 Bank Of Baroda 0 0.00 0 0.00 0 0.00 0 0.00360 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00361 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00362 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00363 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00364 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00365 Union Bank Of India

Total 0 0.00 0 0.00 0 0.00 0 0.00D AND N HAVELI UT

366 Bank Of Baroda 94 45.53 94 45.53 85 41.02 0 0.00367 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00368 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00369 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 0 0.00370 Punjab National Bank371 State Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00372 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00373 Union Bank Of India

Total 94 45.53 94 45.53 85 41.02 0 0.00GOA

374 Bank Of Baroda 71 104.21 57 98.86 64 94.47 0 0.00375 Bank Of India 302 427.00 267 385.00 202 289.00 0 0.00376 Bank Of Maharashtra 13 16.56 11 14.20 4 3.36 0 0.00377 Canara Bank 130 260.51 128 255.51 64 126.41 9 10.57378 Central Bank Of India 39 75.64 0 0.00 0 0.00 0 0.00379 Indian Bank 1 2.00 1 2.00 0 0.00 0 0.00380 Indian Overseas Bank 72 65.08 48 47.03 31 31.54 0 0.00381 Punjab National Bank 0 0.00 0 0.00 0 0.00 0 0.00382 State Bank Of India 265 595.00 265 595.00 240 499.00 0 0.00383 Uco Bank 370 189.52 302 158.94 49 27.11 189 92.42384 Union Bank Of India

Total 1263 1735.52 1079 1556.54 654 1070.89 198 102.99GUJARAT

385 Bank Of Baroda 19453 13741.27 17901 13290.56 17362 12264.08 360 445.22386 Bank Of India 1967 976.00 1672 879.00 1358 708.00 24 19.00387 Bank Of Maharashtra 94 102.90 87 97.55 31 22.46 0 0.00388 Canara Bank 531 397.73 531 397.73 46 36.05 384 297.48389 Central Bank Of India 939 582.06 153 72.63 153 72.63 0 0.00390 Indian Bank 425 349.00 417 343.00 5 1.00 7 2.00391 Indian Overseas Bank 226 1386.06 151 102.61 18 18.89 7 6.53392 Punjab And Sind Bank 1 0.03 0 0.00 0 0.00 1 0.03393 Punjab National Bank 333 154.84 333 154.84 89 24.39 62 22.51394 State Bank Of India 1881 1360.00 1881 1360.00 1771 1250.00 16 11.00395 Uco Bank 370 189.52 302 158.94 49 27.11 189 92.42


177STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 396 Union Bank Of India






Bank loans outstanding against SHGs - Public Sector Commercial Banks as on 31 March 2021

Sr.No. Name Of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 1 Bank Of Baroda 233515 383329.04 206133 325510.56 209618 343707.70 3336 3903.902 Bank Of India 187732 171843.00 175165 165546.00 125046 106843.00 9935 7186.003 Bank Of Maharashtra 24978 25600.88 21046 20704.51 11883 11622.31 428 387.124 Canara Bank 376443 1072555.31 366567 1033357.93 129936 323742.44 22721 27746.435 Central Bank Of India 204676 264729.59 20434 31809.52 20434 31809.52 63 52.776 Indian Bank 337799 777174.00 331052 761642.00 80327 116765.00 3371 8273.007 Indian Overseas Bank 130255 219145.97 110270 175450.31 38230 68164.34 2301 3777.698 Punjab And Sind Bank 2969 2309.43 2709 1946.17 2300 1524.77 669 784.669 Punjab National Bank 382442 341157.72 372976 332338.08 61800 57928.63 7641 10935.5210 State Bank Of India 783339 1766220.00 765926 1727338.00 698349 1532209.00 22875 60331.0011 Uco Bank 115726 124599.27 101493 112496.22 84817 95825.18 13639 7903.5812 Union Bank Of India

Total All Public Sec. Comm. Banks 2779874 5148664.21 2473771 4688139.30 1462740 2690141.89 86979 131281.67


Bank loans outstanding against SHGs - Private Sector Commercial Banks as on 31 March 2021

STATEMENT - V- A (ii)

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S CENTRAL REGION

CHHATTISGARH1 Axis Bank Limited2 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.003 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.004 Hdfc Bank Ltd. 289 397.98 289 397.98 0 0.00 0 0.005 Icici Bank Limited 2 1.64 2 1.64 2 1.64 0 0.006 Idbi Bank Limited 594 494.55 506 423.17 407 350.74 17 13.397 Idfc Bank Limited8 Karnataka Bank Ltd 1 2.66 1 2.66 0 0.00 0 0.009 South Indian Bank Ltd10 Yes Bank Ltd.


11 Axis Bank Limited 36 21.49 36 21.49 30 19.82 6 1.6712 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0013 Federal Bank Ltd 2 0.00 0 0.00 0 0.00 0 0.0014 Hdfc Bank Ltd. 1344 1897.16 1344 1897.16 0 0.00 0 0.0015 Icici Bank Limited 6260 5897.03 6258 5891.27 5240 4925.98 1020 971.0516 Idbi Bank Limited 1577 1913.46 1496 1895.25 20 11.65 0 0.0017 Idfc Bank Limited18 Karnataka Bank Ltd19 South Indian Bank Ltd20 Yes Bank Ltd.


21 Bandhan Bank Limited22 Icici Bank Limited23 Idbi Bank Limited 161 69.32 46 28.88 11 1.17 0 0.0024 Karnataka Bank Ltd25 Nainital Bank Ltd 208 108.08 207 107.98 208 108.08 0 0.0026 Yes Bank Ltd.


27 Axis Bank Limited 1 1.57 1 1.57 0 0.00 1 1.5728 Bandhan Bank Limited29 Federal Bank Ltd 66 0.00 0 0.00 0 0.00 0 0.0030 Hdfc Bank Ltd. 3 0.67 3 0.67 0 0.00 0 0.0031 Icici Bank Limited32 Idbi Bank Limited 2076 2132.41 1917 1937.21 6 0.80 6 18.3133 Karnataka Bank Ltd34 Nainital Bank Ltd 11 5.66 10 5.11 11 5.66 0 0.0035 Yes Bank Ltd.




(Amount `lakh)

179STATEMENTS

STATEMENT - V- A (ii) (contd.)

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S Total 155 294.07 150 282.10 0 0.00 0 0.00BIHAR

39 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0040 Federal Bank Ltd 2 0.00 0 0.00 0 0.00 0 0.0041 Hdfc Bank Ltd. 2 0.58 2 0.58 0 0.00 0 0.0042 Icici Bank Limited 5549 5596.45 5549 5596.45 5549 5596.45 0 0.0043 Idbi Bank Limited 249 209.87 245 206.38 44 28.06 0 0.0044 Idfc Bank Limited45 Yes Bank Ltd.

Total 5802 5806.90 5796 5803.41 5593 5624.51 0 0.00JHARKHAND

46 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0047 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.0048 Hdfc Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0049 Icici Bank Limited50 Idbi Bank Limited 747 495.27 677 443.76 273 161.20 8 6.1551 Idfc Bank Limited52 Karnataka Bank Ltd53 Yes Bank Ltd.

Total 748 495.27 677 443.76 273 161.20 8 6.15ODISHA

54 Axis Bank Limited 457 395.48 457 395.48 445 385.00 12 10.4855 Bandhan Bank Limited56 Federal Bank Ltd 364 67.14 0 0.00 12 10.83 0 0.0057 Hdfc Bank Ltd. 1014 1473.23 1014 1473.23 0 0.00 0 0.0058 Icici Bank Limited 4375 3853.75 4375 3853.75 3393 3021.10 982 832.6559 Idbi Bank Limited 1206 1393.39 1127 1310.86 113 116.63 7 6.3460 South Indian Bank Ltd61 Yes Bank Ltd.


62 Axis Bank Limited63 Bandhan Bank Limited64 Federal Bank Ltd 5 0.00 0 0.00 0 0.00 0 0.0065 Hdfc Bank Ltd. 4 3.96 4 3.96 0 0.00 0 0.0066 Icici Bank Limited67 Idbi Bank Limited 1141 951.98 1000 824.10 387 312.73 28 16.4168 Idfc Bank Limited69 Karnataka Bank Ltd 1 156.00 0 0.00 0 0.00 0 0.0070 Karur Vysya Bank Ltd71 Yes Bank Ltd.




Total 1 1.70 1 1.70 0 0.00 0 0.00ASSAM

75 Axis Bank Limited 1 0.93 1 0.93 1 0.93 0 0.0076 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00


Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 77 Federal Bank Ltd 28 1.69 0 0.00 0 0.00 0 0.0078 Hdfc Bank Ltd. 122 162.15 122 162.15 0 0.00 0 0.0079 Icici Bank Limited80 Idbi Bank Limited 883 966.53 750 831.83 485 551.12 84 58.4481 South Indian Bank Ltd

Total 1034 1131.30 873 994.91 486 552.05 84 58.44MANIPUR

82 Idbi Bank Limited 1 7.00 1 7.00 0 0.00 0 0.00Total 1 7.00 1 7.00 0 0.00 0 0.00Meghalaya

83 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.0084 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 1 0.00 0 0.00 0 0.00 0 0.00MIZORAM

85 Idbi Bank Limited 2 0.77 2 0.77 0 0.00 1 0.77Total 2 0.77 2 0.77 0 0.00 1 0.77NAGALAND

86 Bandhan Bank Limited87 Federal Bank Ltd 24 0.00 0 0.00 0 0.00 0 0.0088 Icici Bank Limited 1 0.38 0 0.00 1 0.38 0 0.0089 Idbi Bank Limited 10 19.52 10 19.52 3 14.61 1 1.00

Total 35 19.90 10 19.52 4 14.99 1 1.00SIKKIM

90 Idbi Bank Limited 123 219.44 118 213.63 26 47.20 0 0.0091 Karnataka Bank Ltd

Total 123 219.44 118 213.63 26 47.20 0 0.00TRIPURA

92 Bandhan Bank Limited93 Federal Bank Ltd94 Hdfc Bank Ltd. 1 0.12 1 0.12 0 0.00 0 0.0095 Idbi Bank Limited 39 38.59 13 13.33 9 11.08 0 0.00



96 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.0097 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00HARYANA

98 Axis Bank Limited 24 11.06 24 11.06 24 11.06 0 0.0099 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00100 Federal Bank Ltd 11 0.00 0 0.00 0 0.00 0 0.00101 Hdfc Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00102 Icici Bank Limited103 Idbi Bank Limited 123 50.19 96 37.04 9 20.98 0 0.00104 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00105 South Indian Bank Ltd 1 0.55 1 0.55 0 0.00 0 0.00106 Yes Bank Ltd.


107 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00108 Icici Bank Limited109 Idbi Bank Limited 31 47.88 15 24.05 13 13.20 0 0.00


181STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 110 Yes Bank Ltd.


111 Icici Bank Limited112 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI

113 Axis Bank Limited114 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00115 Federal Bank Ltd 8 0.00 0 0.00 0 0.00 0 0.00116 Hdfc Bank Ltd.117 Icici Bank Limited118 Idbi Bank Limited 3 0.00 0 0.00 0 0.00 0 0.00119 Idfc Bank Limited120 Indusind Bank Ltd121 Karnataka Bank Ltd122 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00123 South Indian Bank Ltd124 Yes Bank Ltd.

Total 11 0.00 0 0.00 0 0.00 0 0.00PUNJAB

125 Axis Bank Limited126 Bandhan Bank Limited127 Federal Bank Ltd 24 9.73 0 0.00 0 0.00 0 0.00128 Hdfc Bank Ltd. 3 0.33 3 0.33 0 0.00 0 0.00129 Icici Bank Limited130 Idbi Bank Limited 6 0.75 2 0.60 0 0.00 0 0.00131 Karnataka Bank Ltd132 Yes Bank Ltd.

Total 33 10.81 5 0.93 0 0.00 0 0.00RAJASTHAN

133 Bandhan Bank Limited134 City Union Bank Limited135 Federal Bank Ltd 3 0.00 0 0.00 0 0.00 0 0.00136 Hdfc Bank Ltd. 461 789.56 461 789.56 0 0.00 0 0.00137 Icici Bank Limited 23347 30699.15 23275 30515.75 22696 30326.62 369 273.54138 Idbi Bank Limited 758 498.03 735 485.44 18 17.69 0 0.00139 Idfc Bank Limited140 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00141 Yes Bank Ltd.



142 Axis Bank Limited143 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00144 City Union Bank Limited 226 437.73 51 90.51 0 0.00 0 0.00145 Federal Bank Ltd 15 45.68 0 0.00 0 0.00 0 0.00146 Hdfc Bank Ltd. 1234 3005.84 1234 3005.84 0 0.00 0 0.00147 Icici Bank Limited 69 19.70 69 19.70 0 0.00 0 0.00148 Idbi Bank Limited 47 95.38 40 84.21 33 79.92 0 0.00149 Karnataka Bank Ltd 197 562.82 178 510.19 0 0.00 0 0.00150 Kotak Mahindra Bank Ltd. 80 90.13 80 90.13 0 0.00 0 0.00



Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 151 South Indian Bank Ltd 9 31.13 9 31.13 0 0.00 0 0.00152 Tamilnad Mercantile Bank Ltd

Total 1877 4288.41 1661 3831.71 33 79.92 0 0.00KARNATAKA

153 Axis Bank Limited154 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00155 City Union Bank Limited156 Federal Bank Ltd 422 2.54 0 0.00 0 0.00 0 0.00157 Hdfc Bank Ltd. 20599 53512.30 20599 53512.30 0 0.00 0 0.00158 Icici Bank Limited 11403 18787.81 11403 18787.81 11028 17944.02 375 843.79159 Idbi Bank Limited 85097 194881.65 53276 119929.70 14263 55153.38 1 0.66160 Idfc Bank Limited161 Indusind Bank Ltd162 Karnataka Bank Ltd 963 2537.09 816 2197.04 2 5.61 4 3.74163 Karur Vysya Bank Ltd 3 1.23 3 1.23 0 0.00 0 0.00164 Kotak Mahindra Bank Ltd. 11 6.81 11 6.81 0 0.00 4 2.22165 South Indian Bank Ltd166 Tamilnad Mercantile Bank Ltd167 Yes Bank Ltd.

Total 118498 269729.43 86108 194434.89 25293 73103.01 384 850.41KERALA

168 Axis Bank Limited169 City Union Bank Limited 4 2.40 4 2.40 0 0.00 0 0.00170 Federal Bank Ltd 19010 3863.77 202 208.66 16 12.32 0 0.00171 Hdfc Bank Ltd. 27114 70281.17 27114 70281.17 0 0.00 0 0.00172 Icici Bank Limited 10652 22638.68 10652 22638.68 10145 20675.87 507 1962.81173 Idbi Bank Limited 7578 14319.71 7427 13877.45 274 716.26 150 365.19174 Karnataka Bank Ltd 24 56.63 20 48.10 0 0.00 0 0.00175 South Indian Bank Ltd 347 513.61 307 428.99 0 0.00 0 0.00176 Tamilnad Mercantile Bank Ltd 37 35.44 35 33.69 0 0.00 0 0.00177 The Dhanalakshmi Bank Ltd 13307 51519.87 13246 51317.02 1053 1991.49 9 24.00178 Yes Bank Ltd.


179 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00PUDUCHERRY

180 City Union Bank Limited181 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00182 Hdfc Bank Ltd. 357 955.88 357 955.88 0 0.00 0 0.00183 Idbi Bank Limited 632 910.83 611 878.31 0 0.00 0 0.00184 South Indian Bank Ltd185 Tamilnad Mercantile Bank Ltd

Total 990 1866.71 968 1834.19 0 0.00 0 0.00TAMIL NADU

186 Axis Bank Limited187 City Union Bank Limited 295 247.03 217 174.86 43 18.09 4 7.17188 Federal Bank Ltd 1352 25.10 10 6.01 0 0.00 0 0.00189 Hdfc Bank Ltd. 25683 68320.50 25683 68320.50 0 0.00 0 0.00190 Icici Bank Limited 53297 98787.29 53287 98716.94 41934 88082.31 6618 8635.97191 Idbi Bank Limited 6431 10935.21 6255 10557.93 13 19.07 27 33.67192 Idfc Bank Limited193 Indusind Bank Ltd


183STATEMENTS

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 194 Karnataka Bank Ltd 1 0.86 1 0.86 0 0.00 0 0.00195 Kotak Mahindra Bank Ltd. 18 33.46 18 33.46 0 0.00 0 0.00196 South Indian Bank Ltd 18 6.98 16 6.11 0 0.00 0 0.00197 Tamilnad Mercantile Bank Ltd 954 843.15 921 819.11 235 82.19 4 9.71198 Yes Bank Ltd.

Total 88049 179199.58 86408 178635.78 42225 88201.66 6653 8686.52TELANGANA

199 Axis Bank Limited200 Federal Bank Ltd 3 0.00 0 0.00 0 0.00 0 0.00201 Hdfc Bank Ltd. 5907 17779.62 5907 17779.62 0 0.00 0 0.00202 Icici Bank Limited 1 0.00 1 0.00 1 0.00 0 0.00203 Idbi Bank Limited 2 0.57 1 0.27 0 0.00 0 0.00204 Indusind Bank Ltd205 Karnataka Bank Ltd206 Kotak Mahindra Bank Ltd. 78 45.36 78 45.36 0 0.00 0 0.00207 South Indian Bank Ltd208 Yes Bank Ltd.



209 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00D AND N HAVELI UT

210 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00GOA

211 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00212 Hdfc Bank Ltd. 364 1124.99 364 1124.99 0 0.00 0 0.00213 Idbi Bank Limited 1 0.46 1 0.46 0 0.00 0 0.00214 Karnataka Bank Ltd

Total 365 1125.45 365 1125.45 0 0.00 0 0.00GUJARAT

215 Axis Bank Limited216 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00217 City Union Bank Limited218 Federal Bank Ltd 24 0.00 0 0.00 0 0.00 0 0.00219 Hdfc Bank Ltd. 466 996.64 466 996.64 0 0.00 0 0.00220 Icici Bank Limited 4612 3619.78 4612 3619.78 2900 2084.99 1712 1534.79221 Idbi Bank Limited 5 8.58 4 7.30 0 0.00 0 0.00222 Idfc Bank Limited223 South Indian Bank Ltd224 Yes Bank Ltd.


225 Axis Bank Limited226 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00227 City Union Bank Limited228 Federal Bank Ltd 458 130.60 0 0.00 0 0.00 0 0.00229 Hdfc Bank Ltd. 19369 34874.37 19369 34874.37 0 0.00 0 0.00230 Icici Bank Limited 56854 78298.07 56851 78294.99 43870 62794.00 12941 15499.77231 Idbi Bank Limited 6951 10209.26 6455 9705.80 1244 1238.10 169 156.93232 Idfc Bank Limited




Bank loans outstanding against SHGs - Private Sector Commercial Banks as on 31 March 2021

All India Private Sector Banks

Sr.No. Name Of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 1 Axis Bank Limited 519 430.53 519 430.53 500 416.81 19 13.722 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.003 City Union Bank Limited 525 687.16 272 267.77 43 18.09 4 7.174 Federal Bank Ltd 21825 4146.25 212 214.67 28 23.15 0 0.005 Hdfc Bank Ltd. 104338 255578.92 104338 255578.92 0 0.00 0 0.006 Icici Bank Limited 176422 268199.73 176334 267936.76 146759 235453.36 24524 30554.377 Idbi Bank Limited 116628 241164.50 82975 164026.18 17651 58865.59 499 677.268 Idfc Bank Limited9 Indusind Bank Ltd10 Karnataka Bank Ltd 1188 3317.91 1017 2760.70 2 5.61 4 3.7411 Karur Vysya Bank Ltd 3 1.23 3 1.23 0 0.00 0 0.0012 Kotak Mahindra Bank Ltd. 187 175.76 187 175.76 0 0.00 4 2.2213 Nainital Bank Ltd 219 113.74 217 113.09 219 113.74 0 0.0014 Ratnakar Bank Ltd15 South Indian Bank Ltd 375 552.27 333 466.78 0 0.00 0 0.0016 Tamilnad Mercantile Bank Ltd 991 878.59 956 852.80 235 82.19 4 9.7117 The Dhanalakshmi Bank Ltd 13307 51519.87 13246 51317.02 1053 1991.49 9 24.0018 Yes Bank Ltd.

All India Private Sector Banks 436527 826766.46 380609 744142.21 166490 296970.03 25067 31292.19

Sr.No. Name of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 233 Indusind Bank Ltd234 Karnataka Bank Ltd 1 1.85 1 1.85 0 0.00 0 0.00235 Kotak Mahindra Bank Ltd.236 Ratnakar Bank Ltd237 South Indian Bank Ltd238 Tamilnad Mercantile Bank Ltd239 Yes Bank Ltd.

Total 83633 123514.15 82676 122877.01 45114 64032.10 13110 15656.70Total Western Region 89105 129264.60 88123 128626.18 48014 66117.09 14822 17191.49GRAND TOTAL 436527 826766.46 380609 744142.21 166490 296970.03 25067 31292.19


(Amount `lakh)

185STATEMENTS

Bank loans outstanding against SHGs - Regional Rural Banks as on 31 March 2021

STATEMENT - V- B

Sr.No. Name Of Bank



Out of Total NRLM/SGSY SHGs - under SGSY


No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S CENTRAL REGION

CHHATTISGARH1 Chhattisgarh Rajya Gramin Bank 42102 32320.01 42102 32320.01 38264 29876.00 1155 680.00

Total 42102 32320.01 42102 32320.01 38264 29876 1155 680.00MADHYA PRADESH

2 Madhyanchal Gramin Bank 11934 5883.00 10621 5294.00 9237 4806.00 534 177.003 Madhya Pradesh Gramin Bank 45930 34703.09 39197 32600.17 31646 28617.07 95 67.67

Total 57864 40586.09 49818 37894.17 40883 33423 629 244.67UTTARAKHAND

4 Uttarakhand Gramin Bank 6908 2818.20 2686 1191.23 4548 2118.06 744 108.49Total 6908 2818.20 2686 1191.23 4548 2118 744 108.49UTTAR PRADESH

5 Aryavart Bank 20071 12212.11 7484 4936.23 14402 9461.25 0 0.006 Baroda U.p. Bank 52290 28957.13 41902 22639.83 42493 23158.00 78 56.217 Prathama U.p Gramin Bank 21107 10424.00 19207 9485.84 17941 8860.40 0 0.00

Total 93468 51593.24 68593 37061.90 74836 41480 78 56.21Total Central Region 200342 127317.54 163199 108467.31 158531 106897 2606 1089.37

EASTERN REGIONBIHAR

8 Dakshin Bihar Gramin Bank 245994 276999.22 245994 276999.22 245994 276999.22 0 0.009 Uttar Bihar Gramin Bank 191767 126724.00 185055 124709.09 191767 126724.00 0 0.00

Total 437761 403723.22 431049 401708.31 437761 403723 0 0.00JHARKHAND

10 Jharkhand Rajya Gramin Bank 50709 45801.73 49671 44927.73 49434 44727.73 0 0.00Total 50709 45801.73 49671 44927.73 49434 44728 0 0.00ODISHA

11 Odisha Gramya Bank 102702 135134.86 102702 135134.86 101555 133770.65 1147 1364.2112 Utkal Grameen Bank 39371 39684.45 36615 34922.32 38584 30557.03 0 0.00

Total 142073 174819.31 139317 170057.18 140139 164328 1147 1364.21WEST BENGAL

13 Bangiya Gramin Vikash Bank 183036 309536.00 164813 278582.00 172138 290963.00 10898 18573.0014 Paschim Banga Gramin Bank 73818 161561.18 69713 152678.58 73105 160011.78 531 1157.32

15 Uttar Banga Kshetriya Gramin Bank 49627 88708.01 49627 88708.01 28178 50321.72 21449 38386.29

Total 306481 559805.19 284153 519968.59 273421 501297 32878 58116.61Total Eastern Region 937024 1184149.45 904190 1136661.81 900755 1114075 34025 59480.82


16 Arunachal Pradesh Rural Bank 279 185.55 279 185.55 45 39.85 0 0.00Total 279 185.55 279 185.55 45 40 0 0.00ASSAM

17 Assam Gramin Vikash Bank 73035 67941.96 71324 66971.81 43289 46269.60 855 1008.82Total 73035 67941.96 71324 66971.81 43289 46270 855 1008.82MANIPUR

18 Manipur Rural Bank 1842 1496.39 1842 1496.39 925 633.65 206 135.23Total 1842 1496.39 1842 1496.39 925 634 206 135.23MEGHALAYA

19 Meghalaya Rural Bank 4535 3884.05 4171 3695.86 4106 3670.37 0 0.00Total 4535 3884.05 4171 3695.86 4106 3670 0 0.00MIZORAM

20 Mizoram Rural Bank 3320 4349.30 2648 3670.61 2463 3271.61 112 276.16

(Amount `lakh)


Sr.No. Name Of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S Total 3320 4349.30 2648 3670.61 2463 3272 112 276.16NAGALAND


22 Tripura Gramin Bank 16295 14140.18 15866 13823.65 14497 13281.54 102 116.37Total 16295 14140.18 15866 13823.65 14497 13282 102 116.37Total North Eastern Region 99306 91997.43 96130 89843.87 65325 67167 1275 1536.58


23 Sarva Haryana Gramin Bank 6698 7673.92 6035 7040.43 5843 6823.45 59 62.27Total 6698 7673.92 6035 7040.43 5843 6823 59 62.27Himachal Pradesh

24 Himachal Pradesh Gramin Bank 4076 3806.00 4076 3806.00 4049 3770.00 27 36.00Total 4076 3806.00 4076 3806.00 4049 3770 27 36.00JAMMU AND KASHMIR

25 Ellaquai Dehati Bank 218 326.50 141 218.74 218 326.50 0 0.0026 J & K Grameen Bank 2471 3447.97 2411 3382.14 2332 3318.69 0 0.00

Total 2689 3774.47 2552 3600.88 2550 3645 0 0.00PUNJAB

27 Punjab Gramin Bank 3188 1772.83 3188 1772.83 1820 1046.15 0 0.00Total 3188 1772.83 3188 1772.83 1820 1046 0 0.00RAJASTHAN

28 Baroda Rajasthan Kshetriya Gramin Bank 22230 16665.00 22186 16611.00 21341 15998.00 661 519.00

29 Rajasthan Marudhara Gramin Bank 6246 3389.80 5738 3068.55 3397 1840.71 152 103.02

Total 28476 20054.80 27924 19679.55 24738 17839 813 622.02Total Northern Region 45127 37082.02 43775 35899.69 39000 33124 899 720.29


30 Andhra Pragathi Grameena Bank 128796 388587.77 128796 388587.77 0 0.00 0 0.00

31 Chaitanya Godavari Grameena Bank 40918 144734.73 40918 144734.73 30308 97949.82 0 0.00

32 Saptagiri Grameena Bank 60763 230705.83 54988 216653.80 46422 175310.58 8214 31517.21Total 230477 764028.33 224702 749976.30 76730 273260 8214 31517.21KARNATAKA

33 Karnataka Gramin Bank 85146 213400.00 83903 210281.00 78554 196966.00 2383 5979.00

34 Karnataka Vikas Grameena Bank 14255 14859.53 14078 13739.43 8970 13299.13 285 1170.60

Total 99401 228259.53 97981 224020.43 87524 210265 2668 7149.60KERALA

35 Kerala Gramin Bank 21290 68261.03 19647 63633.35 15228 54331.92 74 135.94Total 21290 68261.03 19647 63633.35 15228 54332 74 135.94PUDUCHERRY

36 Puduvai Bharathiyar Grama Bank 2973 5359.95 2949 5321.12 2271 4009.60 238 456.31

Total 2973 5359.95 2949 5321.12 2271 4010 238 456.31TAMIL NADU

37 Tamil Nadu Grama Bank 34722 84058.19 33692 81576.29 7758 18779.98 173 419.49Total 34722 84058.19 33692 81576.29 7758 18780 173 419.49TELANGANA

38 Andhra Pradesh Grameena Vikas Bank 236198 706335.76 236198 706335.76 146027 430864.81 28182 84760.29

STATEMENT - V- B (contd.)

187STATEMENTS

Sr.No. Name Of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S 39 Telangana Grameena Bank 76892 249200.08 76892 249200.08 41921 145340.14 192 456.75

Total 313090 955535.84 313090 955535.84 187948 576205 28374 85217.04Total Southern Region 701953 2105502.87 692061 2080063.33 377459 1136852 39741 124895.59


40 Baroda Gujarat Gramin Bank 10575 6285.01 10307 6135.52 10575 6285.01 0 0.0041 Saurashtra Gramin Bank 1097 754.59 1094 751.30 1024 658.03 0 0.00

Total 11672 7039.60 11401 6886.82 11599 6943 0 0.00MAHARASHTRA

42 Maharashtra Gramin Bank 17656 21523.86 17656 21523.86 6140 8451.50 97 116.8943 Vidharbha Konkan Gramin Bank 19654 17709.48 19654 17709.48 18972 16709.63 289 269.93

Total 37310 39233.34 37310 39233.34 25112 25161 386 386.82Total Western Region 48982 46272.94 48711 46120.16 36711 32104 386 386.82GRAND TOTAL 2032734 3592322.25 1948066 3497056.17 1577781 2490218 78932 188109.47

STATEMENT - V- B (contd.)


Bank loans outstanding against SHGs - Co-operative Banks as on 31 March 2021

STATEMENT - V- C

Sr.No. Name Of Bank





No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S


1 District Central Co-Operative Bank Ltd., Bilaspur 30 24.55 30 24.55 2 1.57 0 0.002 District Central Co-Operative Bank Ltd., Durg 389 0.00 377 0.00 0 0.00 389 0.003 Jila Sahakari Kendriya Bank Maryadit, Ambikapur 0 0.00 0 0.00 0 0.00 0 0.004 Jila Sahakari Kendriya Bank Maryadit, Jagdalpur 433 556.12 433 556.12 186 275.79 14 14.555 Jila Sahakari Kendriya Bank Maryadit, Raipur 59 83.73 59 83.73 0 0.00 0 0.00

6 Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon 1333 1536.58 1333 1536.58 1333 1536.58 0 0.00

Total 2244 2200.98 2232 2200.98 1521 1814 403 14.55MADHYA PRADESH

7 Bhopal Co-Operative Central Bank Ltd., Bhopal 2 5.30 0 0.00 0 0.00 0 0.008 Indore Premier Co-Operative Bank Limited, Indore 15 1.07 15 1.07 0 0.00 0 0.009 Jilla Sahakari Kendriya Bank Maryadit, Betul 38 20.28 38 20.28 0 0.00 38 20.2810 Jilla Sahakari Kendriya Bank Maryadit, Chattarpur11 Jilla Sahakari Kendriya Bank Maryadit, Damoh 0 0.00 0 0.00 0 0.00 0 0.0012 Jilla Sahakari Kendriya Bank Maryadit, Datia 0 0.00 0 0.00 0 0.00 0 0.0013 Jilla Sahakari Kendriya Bank Maryadit, Dhar 0 0.00 0 0.00 0 0.00 0 0.0014 Jilla Sahakari Kendriya Bank Maryadit, Gwalior 0 0.00 0 0.00 0 0.00 0 0.00

15 Jilla Sahakari Kendriya Bank Maryadit, Hoshangabad 0 0.00 0 0.00 0 0.00 0 0.00

16 Jilla Sahakari Kendriya Bank Maryadit, Jabalpur 0 0.00 0 0.00 0 0.00 0 0.0017 Jilla Sahakari Kendriya Bank Maryadit, Jhabua 140 189.27 0 0.00 0 0.00 0 0.0018 Jilla Sahakari Kendriya Bank Maryadit, Khandwa 75 39.52 7 19.31 75 39.52 0 0.0019 Jilla Sahakari Kendriya Bank Maryadit, Khargone 58 19.20 58 19.20 29 9.60 0 0.0020 Jilla Sahakari Kendriya Bank Maryadit, Mandla 154 0.20 154 0.20 154 0.20 0 0.0021 Jilla Sahakari Kendriya Bank Maryadit, Morena 0 0.00 0 0.00 0 0.00 0 0.0022 Jilla Sahakari Kendriya Bank Maryadit, Raisen23 Jilla Sahakari Kendriya Bank Maryadit, Rajgarh 0 0.00 0 0.00 0 0.00 0 0.0024 Jilla Sahakari Kendriya Bank Maryadit, Rewa 0 0.00 0 0.00 0 0.00 0 0.0025 Jilla Sahakari Kendriya Bank Maryadit, Sagar 0 0.00 0 0.00 0 0.00 0 0.0026 Jilla Sahakari Kendriya Bank Maryadit, Satna 0 0.00 0 0.00 0 0.00 0 0.0027 Jilla Sahakari Kendriya Bank Maryadit, Sehore 4 12.57 2 9.03 4 12.57 0 0.0028 Jilla Sahakari Kendriya Bank Maryadit, Seoni 0 0.00 0 0.00 0 0.00 0 0.0029 Jilla Sahakari Kendriya Bank Maryadit, Shahdol 0 0.00 0 0.00 0 0.00 0 0.0030 Jilla Sahakari Kendriya Bank Maryadit, Shajapur 5 8.00 4 2.00 5 8.00 0 0.0031 Jilla Sahakari Kendriya Bank Maryadit, Shivpuri 0 0.00 0 0.00 0 0.00 0 0.0032 Jilla Sahakari Kendriya Bank Maryadit, Ujjain 0 0.00 0 0.00 0 0.00 0 0.0033 Jilla Sahakari Kendriya Bank Maryadit, Vidisha 3 0.73 0 0.00 0 0.00 0 0.00

Total 494 296.14 278 71.09 267 70 38 20.28UTTARAKHAND

34 Almora Zilla Sahakari Bank Ltd. 687 649.63 612 610.73 325 53.70 362 595.9335 Chamoli Zilla Sahakari Bank Ltd., Chamoli36 Nainital District Co-Operative Bank Ltd., Haldwani 409 276.79 408 274.84 408 274.84 1 1.9537 Tehri Garhwal Zila Sahkari Bank Ltd., Tehri 801 707.30 543 485.25 447 376.05 126 129.2538 The Uttarakhand State Co-Operative Bank Ltd. 152 136.87 152 136.87 0 0.00 0 0.0039 The Uttarkashi Zila Sahkari Bank Ltd., Uttarkashi 1269 755.22 875 536.21 555 117.62 0 0.00

40 Udhamsinghnagar District Cooperative Bank Ltd., Rudrapur 477 168.83 310 118.18 477 168.83 0 0.00

41 Zila Sahkari Bank Ltd., Garhwal (Kotdwar) 1137 487.60 1137 487.60 836 65.77 0 0.00

(Amount `lakh)

189STATEMENTS

STATEMENT - V- C (contd.)

Sr.No. Name Of Bank






42 Zila Sahkari Bank Ltd., Haridwar 240 177.41 210 145.90 239 175.92 0 0.00Total 5172 3359.65 4247 2795.58 3287 1233 489 727.13UTTAR PRADESH

43 Bahrich District Co-Operative Bank Ltd.44 Budaun Jilla Sahkari Bank Ltd.45 District Co-Operative Bank Ltd., Saharanpur 61 32.10 36 26.90 0 0.00 0 0.0046 District Co-Operative Bank Ltd., Varanasi 0 0.00 0 0.00 0 0.00 0 0.0047 Etah District Co-Operative Bank Ltd. 1 0.17 1 0.17 1 0.17 0 0.0048 Firozabad Jilla Sahkari Bank Ltd. 402 113.63 360 97.24 51 13.09 0 0.0049 Ghaziabad Jilla Sahkari Bank Ltd. 6 0.97 0 0.00 0 0.00 6 0.9750 Hamirpur District Co-Operative Bank Ltd. 23 17.00 5 6.00 23 17.00 0 0.0051 Jalaun District Co-Oerative Bank Ltd.52 Jilla Sahakari Bank Ltd., Azamgarh 25 9.11 0 0.00 4 2.59 21 6.5253 Jilla Sahkari Bank Ltd., Ballia 0 0.00 0 0.00 0 0.00 0 0.0054 Jilla Sahkari Bank Ltd., Barabanki 302 7.46 0 0.00 0 0.00 302 7.4655 Jilla Sahkari Bank Ltd., Bareilly 42 33.49 4 4.92 17 9.76 25 23.7356 Jilla Sahkari Bank Ltd., Basti 0 0.00 0 0.00 0 0.00 0 0.0057 Jilla Sahkari Bank Ltd., Jhansi58 Jilla Sahkari Bank Ltd., Kanpur 3 1.51 3 1.51 3 1.51 0 0.0059 Jilla Sahkari Bank Ltd., Lakhimpur-Khiri 741 294.55 486 163.31 257 91.91 447 198.4660 Jilla Sahkari Bank Ltd., Raibareilly 5 0.40 4 0.37 0 0.00 0 0.0061 Jilla Sahkari Bank Ltd., Sidharthnagar 0 0.00 0 0.00 0 0.00 0 0.0062 Mathura Jilla Sahkari Bank Ltd. 18 12.75 0 0.00 12 9.51 0 0.0063 Muzaffarnagar District Co-Operative Bank Ltd. 11 15.49 2 4.67 11 15.49 0 0.0064 Pilibhit Jilla Sahkari Bank Ltd. 32 30.42 18 21.55 16 10.34 0 0.0065 The Uttar Pradesh State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 1672 569.05 919 326.64 395 171 801 237.14Total Central Region 9582 6425.82 7676 5394.29 5470 3288 1731 999.10


66 The Andaman & Nicobar State Co-Operative Bank Ltd. 824 979.40 758 901.76 10 8.89 0 0.00

Total 824 979.40 758 901.76 10 9 0 0.00BIHAR

67 Central Co-Operative Bank Ltd., Ara 0 0.00 0 0.00 0 0.00 0 0.0068 Sasaram-Bhabua Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

69 The Aurangabad District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

70 The Begusarai Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0071 The Bhagalpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0072 The Bihar State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0073 The Gopalganj Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

74 The Katihar District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

75 The Khagaria District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

76 The Magadh Central Co-Operative Bank Ltd., Gaya 0 0.00 0 0.00 0 0.00 0 0.00

77 The Monghyr-Jamui Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

78 The Motihari Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0079 The Muzaffarpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0080 The Nalanda Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

81 The National Central Co-Operative Bank Ltd., Bettiah 0 0.00 0 0.00 0 0.00 0 0.00


Sr.No. Name Of Bank






82 The Nawadah Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0083 The Pataliputra Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

84 The Purnea District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

85 The Rohika Central Co-Operative Bank Ltd., Madhubani 0 0.00 0 0.00 0 0.00 0 0.00

86 The Samastipur District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

87 The Sitamarhi Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.0088 The Siwan Central Co-Operative Bank Ltd., Siwan 0 0.00 0 0.00 0 0.00 0 0.00

89 The Vaishali District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0 0 0.00JHARKHAND

90 The Dhanbad Central Co-Operative Bank Ltd. 47 15.82 47 15.82 27 10.77 14 3.5591 The Jharkhand State Co-Operative Bank Ltd. 630 332.95 630 332.95 0 0.00 0 0.00

Total 677 348.77 677 348.77 27 11 14 3.55ODISHA

92 Cuttack Central Co-Operative Bank Ltd. 3863 3740.16 3863 3740.16 2911 2456.15 952 1284.0193 Keonjhar Central Co-Operative Bank Ltd. 1183 1293.22 1181 1289.42 1183 1293.22 0 0.0094 Nayagarh District Central Co-Operative Bank Ltd. 574 486.14 568 481.39 0 0.00 45 40.6395 The Angul United Central Co-Operative Bank Ltd. 4409 3539.45 4409 3539.45 4409 3539.45 0 0.0096 The Aska Central Co-Operative Bank Ltd. 377 379.98 377 379.98 0 0.00 0 0.00

97 The Balasore Bhadrak Central Co-Operative Bank Ltd. 6902 8876.03 6902 8876.03 6902 8876.03 0 0.00

98 The Banki Central Co-Operative Bank Ltd. 520 495.51 520 495.51 520 495.51 0 0.0099 The Berhampore Co-Operative Central .Bank Ltd. 470 722.69 469 712.69 178 249.37 63 94.67100 The Bhawanipatna Central Co-Operative Bank Ltd. 325 274.35 325 274.35 325 274.35 0 0.00

101 The Bolangir District Central Co-Operative Bank Ltd. 737 354.51 721 344.51 365 264.68 0 0.00

102 The Boudh Co-Operative Central Bank Ltd. 300 268.09 300 268.09 0 0.00 0 0.00103 The Khurda Central Co-Operative Bank Ltd. 1712 1433.72 1712 1433.72 0 0.00 0 0.00104 The Koraput Central Co-Operative Bank Ltd. 3783 2243.86 3783 2243.86 194 205.38 0 0.00

105 The Mayurbhanj District Central Co-Operative Bank Ltd. 370 258.50 370 258.50 370 258.50 0 0.00

106 The Sambalpur Dist.co-Operative Central Bank Ltd. 1534 1470.95 1534 1470.95 256 269.20 0 0.00

107 The Sundargarh District Central Co-Operative Bank Ltd. 8804 6186.92 8804 6186.92 0 0.00 5821 4515.44

108 The United Puri-Nimapara Central Cooperative Bank Ltd. 399 292.21 399 292.21 399 292.21 0 0.00

Total 36262 32316.29 36237 32287.74 18012 18474 6881 5934.75WEST BENGAL

109 Balageria Central Co-Operative Bank Ltd. 577 1134.91 577 1134.91 0 0.00 0 0.00110 Bankura Dist Central Co-Operative Bank Ltd. 13043 7242.21 12917 7120.50 10947 5766.46 0 0.00111 Birbhum District Central Co-Operative Bank Ltd. 204 123.17 204 123.17 0 0.00 0 0.00112 Darjeeling District Central Co-Operative Bank Ltd. 63 104.37 0 0.00 0 0.00 0 0.00113 Hooghly District Central Co-Operative Bank Ltd. 30088 21153.34 30088 21153.34 0 0.00 0 0.00114 Howrah District Central Co-Operative Bank Ltd 6271 6200.70 6191 6121.52 0 0.00 0 0.00115 Malda District Central Co-Operative Bank Ltd. 4744 7685.11 4744 7685.11 4744 7685.11 0 0.00116 Nadia District Central Co-Operative Bank Ltd. 34393 37166.07 32735 33980.94 0 0.00 0 0.00117 Purulia District Central Co-Operative Bank Ltd 1781 273.79 1781 273.79 1629 229.51 152 44.28118 Raiganj Central Co-Operative Bank Ltd. 2660 4093.14 2660 4093.14 26 31.10 0 0.00119 Tamluk Ghatal Central Co-Operative Bank Ltd.

120 The Burdwan District Central Co-Operative Bank Ltd 6514 1731.95 5547 1302.19 0 0.00 0 0.00


191STATEMENTS

Sr.No. Name Of Bank






121 The Dakshin Dinajpur District Central Co-Operative Bank Ltd. 1085 2105.86 1085 2105.86 302 476.27 224 519.27

122 The Mugberia Central Co-Operative Bank Ltd. 6970 5860.07 6595 5597.32 0 0.00 0 0.00123 The West Bengal State Co-Operative Bank Ltd. 13965 13015.90 13170 11886.96 0 0.00 0 0.00124 Vidyasagar Central Co-Operative Bank Ltd. 4747 7294.90 4576 6943.83 0 0.00 0 0.00

Total 127105 115185.49 122870 109522.58 17648 14188 376 563.55Total Eastern Region 164868 148829.95 160542 143060.85 35697 32682 7271 6501.85


125 The Assam Co-Operative Apex Bank Ltd.TotalMANIPUR

126 The Manipur State Co-Operative Bank Ltd. 662 499.12 662 499.12 0 0.00 0 0.00Total 662 499.12 662 499.12 0 0 0 0.00MEGHALAYA

127 The Meghalaya Co-Operative Apex Bank Ltd. 951 431.27 792 359.31 619 284.45 2 6.72Total 951 431.27 792 359.31 619 284 2 6.72MIZORAM

128 The Mizoram Co-Operative Apex Bank Ltd. 207 266.34 207 266.34 182 226.70 24 39.10Total 207 266.34 207 266.34 182 227 24 39.10SIKKIM

129 The Sikkim State Co-Operative Bank Ltd. 50 39.51 50 39.51 40 31.99 0 0.00Total 50 39.51 50 39.51 40 32 0 0.00TRIPURA

130 The Tripura State Co-Operative Bank Ltd. 2391 2187.03 2391 2187.03 2124 1890.90 267 296.13Total 2391 2187.03 2391 2187.03 2124 1891 267 296.13Total North Eastern Region 4261 3423.27 4102 3351.31 2965 2434 293 341.95


131 The Chandigarh State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0 0 0.00HARYANA

132 The Ambala Central Co-Operative Bank Ltd. 178 17.18 89 8.59 86 6.00 0 0.00133 The Bhiwani Central Co-Operative Bank Ltd. 7 2.82 7 2.82 0 0.00 7 2.82134 The Faridabad Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00135 The Fatehabad Central Co-Operative Bank Ltd. 55 106.77 38 70.26 55 106.77 0 0.00136 The Gurgaon Central Co-Operative Bank Ltd. 5 9.40 5 9.40 5 9.40 0 0.00137 The Haryana State Co-Operative Apex Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00138 The Hissar Central Co-Operative Bank Ltd. 310 224.83 261 151.87 310 224.83 0 0.00139 The Jhajjar Central Co-Operative Bank Ltd. 4 8.49 4 8.49 0 0.00 0 0.00140 The Jind Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00141 The Karnal Central Co-Operative Bank Ltd. 230 16.50 230 16.50 0 0.00 0 0.00142 The Kurukshetra Central Co-Operative Bank Ltd. 19 15.74 19 15.74 19 15.74 0 0.00143 The Mahendragarh Central Co-Operative Bank Ltd. 108 35.43 95 23.09 0 0.00 108 35.43144 The Panchakula Cental Co-Operative Bank Ltd. 2 9.01 2 9.01 2 9.01 0 0.00145 The Panipat Central Co-Operative Bank Ltd. 34 9.21 34 9.21 0 0.00 0 0.00146 The Rewari Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00147 The Rohtak Central Co-Operative Bank Ltd. 8 23.65 6 18.87 8 23.65 0 0.00148 The Sirsa Central Co-Operative Bank Ltd. 85 20.12 83 19.73 0 0.00 85 20.12149 The Sonepat Central Co-Operative Bank Ltd. 23 18.23 20 14.23 23 18.23 0 0.00150 The Yamunanagar Central Co-Operative Bank Ltd. 50 12.70 50 12.70 8 2.06 0 0.00

Total 1118 530.08 943 390.51 516 416 200 58.37



Sr.No. Name Of Bank






HIMACHAL PRADESH

151 The Himachal Pradesh State Co-Operative Bank Ltd. 2815 3213.02 2133 2497.99 2133 2497.99 0 0.00

152 The Kangra Central Co-Operative Bank Ltd. 2283 2961.76 2168 2774.39 1395 1925.33 56 59.92Total 5098 6174.78 4301 5272.38 3528 4423 56 59.92JAMMU AND KASHMIR

153 Baramulla Central Co-Operative Bank Ltd. 73 36.32 66 32.96 73 36.32 0 0.00154 The Anantnag Central Co-Operative Bank Ltd. 8 2.36 5 1.37 0 0.00 0 0.00155 The Jammu Central Co-Operative Bank Ltd. 13 7.60 13 7.60 13 7.60 0 0.00

156 The Jammu & Kashmir State Co-Operative Bank Ltd. 4 0.79 4 0.79 4 0.79 0 0.00

Total 98 47.07 88 42.72 90 45 0 0.00NEW DELHI

157 The Delhi State Co-Operative Bank Ltd. 1 0.11 1 0.11 0 0.00 0 0.00Total 1 0.11 1 0.11 0 0 0 0.00PUNJAB

158 The Amritsar Central Co-Operative Bank Ltd., Amritsar 65 46.74 61 41.31 0 0.00 0 0.00

159 The Bhatinda Central Co-Operative Bank Ltd., Bhatinda 64 48.05 64 48.05 0 0.00 0 0.00

160 The Faridkot Central Co-Operative Bank Ltd., Faridkot 30 14.25 30 14.25 0 0.00 0 0.00

161 The Fatehgarh Sahib Central Co-Operative Bank Ltd., Sirhind 135 59.97 135 59.97 0 0.00 0 0.00

162 The Fazilka Central Co-Operative Bank Ltd., Fazilka 15 12.81 15 12.81 0 0.00 0 0.00

163 The Ferozepur Central Co-Operative Bank Ltd., Ferozepur 34 58.05 30 54.10 0 0.00 0 0.00

164 The Gurdaspur Central Co-Operative Bank Ltd., Gurdaspur 97 31.04 97 31.04 97 31.04 0 0.00

165 The Hoshiarpur Central Co-Operative Bank Ltd., Hoshiarpur 133 61.35 126 47.64 0 0.00 0 0.00

166 The Kapurthala Central Co-Operative Bank Ltd., Kapurthala 14 2.87 14 2.87 0 0.00 0 0.00

167 The Ludhiana Central Co-Operative Bank Ltd., Ludhiana 177 89.33 177 89.33 0 0.00 0 0.00

168 The Mansa Central Co-Operative Bank Ltd., Mansa 27 8.25 27 8.25 0 0.00 0 0.00

169 The Muktsar Central Co-Operative Bank Ltd., Muktsar 73 43.54 73 43.54 73 43.54 0 0.00

170 The Nawanshahr Central Co-Operative Bank Ltd., Nawanshahr 88 23.16 88 23.16 0 0.00 0 0.00

171 The Patiala Central Co-Operative Bank Ltd., Patiala 145 80.04 145 80.04 22 17.08 0 0.00

172 The Ropar Central Co-Operative Bank Ltd., Ropar 24 6.44 24 6.44 24 6.44 0 0.00

173 The Sangrur Central Co-Operative Bank Ltd., Sangrur 32 34.56 30 32.10 32 34.56 0 0.00

174 The Sas Nagar Central Co-Op. Bank Ltd., Sas Nagar

175 The Taran Taran Central Co-Operative Bank Ltd., Taran Taran 16 4.26 16 4.26 0 0.00 0 0.00

Total 1169 624.71 1152 599.16 248 133 0 0.00RAJASTHAN

176 Ajmer Central Co-Operative Bank Ltd. 123 21.05 123 21.05 123 21.05 0 0.00177 Baran Kendriya Sahakari Bank Ltd. 373 272.64 335 253.21 0 0.00 22 82.46178 Chittorgarh Kendriya Sahakari Bank Ltd. 281 125.42 223 90.68 16 3.42 0 0.00179 Dausa Kendriya Sahakari Bank Ltd. 113 127.94 95 103.62 0 0.00 0 0.00


193STATEMENTS

Sr.No. Name Of Bank






180 Hanumangarh Kendriya Sahakari Bank Ltd. 68 32.59 62 30.93 0 0.00 0 0.00181 Jhunjhunu Kendriya Sahakari Bank Ltd. 318 314.35 318 314.35 0 0.00 0 0.00182 Sawai Madhopur Kendriya Sahakari Bank Ltd. 97 50.48 97 50.48 0 0.00 0 0.00183 The Alwar Central Co-Operative Bank Ltd. 434 232.51 434 232.51 128 110.10 0 0.00184 The Banswara Central Co-Operative Bank Ltd. 799 151.53 799 151.53 799 151.53 0 0.00185 The Barmer Central Co-Operative Bank Ltd. 521 407.14 521 407.14 0 0.00 0 0.00186 The Bharatpur Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00187 The Bundi District Central Co-Operative Bank Ltd. 356 178.43 356 178.43 208 89.88 0 0.00188 The Central Co-Operative Bank Ltd, Bhilwara 22 9.85 20 8.91 9 3.96 0 0.00189 The Central Co-Operative Bank Ltd., Bikaner 310 346.54 310 346.54 13 26.47 0 0.00190 The Churu Central Co-Operative Bank Ltd. 226 172.94 193 122.20 13 26.06 0 0.00191 The Ganganagar Kendriya Sahakari Bank Ltd. 141 73.93 141 73.93 0 0.00 0 0.00192 The Jaipur Central Co-Operative Bank Ltd. 1191 1393.46 1191 1393.46 0 0.00 0 0.00193 The Jalore Central Co-Operative Bank Ltd. 99 66.31 90 58.05 99 66.31 0 0.00194 The Kota Central Co-Operative Bank Ltd. 1256 179.96 1256 179.96 69 17.85 33 5.94195 The Nagaur Central Co-Operative Bank Ltd.196 The Pali District Central Co-Operative Bank Ltd 271 371.44 271 371.44 0 0.00 0 0.00197 The Sikar Kendriya Sahakari Bank Ltd. 565 550.94 565 550.94 0 0.00 0 0.00198 The Sirohi Central Co-Operative Bank Ltd. 214 101.77 209 101.77 10 1.91 0 0.00199 The Udaipur Central Co-Operative Bank Ltd. 754 315.55 740 304.50 754 315.55 0 0.00

Total 8532 5496.77 8349 5345.63 2241 834 55 88.40Total Northern Region 16016 12873.52 14834 11650.51 6623 5850 311 206.69


200 The Anantpur District Co Operative Central Bank Ltd. 1132 2189.59 1132 2189.59 0 0.00 0 0.00

201 The Andhra Pradesh State Co-Operative Bank Ltd. 652 1345.89 652 1345.89 0 0.00 0 0.00

202 The Chittoor District Co-Operative Central Bank Ltd. 665 1431.20 665 1431.20 0 0.00 0 0.00

203 The District Co-Operative Central Bank Ltd., Eluru 1137 3948.34 1137 3948.34 0 0.00 0 0.00

204 The District Cooperative Central Bank Ltd., Kakinada 162 333.90 162 333.90 162 333.90 0 0.00

205 The District Cooperative Central Bank Ltd., Kurnool 187 502.83 182 500.73 187 502.83 0 0.00

206 The District Co-Operative Central Bank Ltd., Srikakulam 262 352.54 262 352.54 262 352.54 0 0.00

207 The District Co-Operative Central Bank Ltd., Visakhapatnam 1244 2465.66 1244 2465.66 1244 2465.66 0 0.00

208 The District Co-Operative Central Bank Ltd., Vizianagaram 143 68.66 143 68.66 143 68.66 0 0.00

209 The Guntur District Co-Operative Central Bank 2774 14814.09 2772 14800.27 1458 8406.57 0 0.00

210 The Kadapa District Co Operative Central Bank Ltd. 3 6.39 3 6.39 3 6.39 0 0.00

211 The Krishna District Co-Operative Central Bank Ltd. 6296 29140.00 6296 29140.00 0 0.00 0 0.00

212 The Nellore District Co-Operative Central Bank Ltd. 52 240.19 51 239.44 0 0.00 0 0.00

213 The Prakasam District Co-Operative Central Bank Ltd. 943 2136.52 943 2136.52 0 0.00 0 0.00

Total 15652 58975.80 15644 58959.13 3459 12137 0 0.00KARNATAKA

214 Bagalkot District Central Co-Operative Bank Ltd. 85 122.33 85 122.33 51 77.12 15 15.08215 Mandya District Co-Operative Central Bank Ltd. 7156 18201.79 6766 17331.79 4920 13021.09 2236 5180.70

216 The Belagavi District Central Co-Operative Bank Ltd. 1218 2197.70 1186 2093.70 1190 2106.70 28 91.00



Sr.No. Name Of Bank






217 The Bellary District Co-Operative Central Bank Ltd. 812 1136.00 796 1114.16 616 1024.17 0 0.00

218 The Bengaluru District Central Co-Operative Bank Ltd 990 1471.13 976 1446.40 689 875.17 0 0.00

219 The Chikmagalur District Co-Operative Central Bank Ltd. 1136 871.36 988 808.36 704 552.00 0 0.00

220 The Chitradurga District Co-Operative Central Bank Ltd. 672 873.68 670 873.33 461 720.25 16 20.58

221 The Dawangere District Central Co-Operative Bank Ltd. 231 287.90 225 279.90 0 0.00 0 0.00

222 The District Co-Operative Central Bank Ltd., Bidar 12991 30075.74 12776 29625.69 0 0.00 0 0.00

223 The Gulbarga And Yadgir District Co-Operative Central Bank Ltd. 560 387.15 560 387.15 0 0.00 0 0.00

224 The Hassan District Co-Operative Central Bank Ltd. 3418 8034.64 3280 7634.90 2954 7201.37 73 159.73

225 The Kanara District Central Co- Operative Bank Ltd. 2337 2429.75 2210 2288.56 1508 1542.42 702 746.14

226 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad) 1015 1963.48 815 1577.57 166 297.61 72 134.94

227 The Kodagu District Co-Operative Central Bank Ltd. 1249 3162.90 1009 2562.90 277 537.00 0 0.00

228 The Kolar And Chickaballapur District Co Operative Central Bank Ltd. 19386 55099.01 19322 54815.91 0 0.00 0 0.00

229 The Mysore And Chamarajnagar District Cooperative Central Bank Ltd. 889 1165.85 864 1146.20 29 38.62 0 0.00

230 The Raichur District Central Co-Operative Bank Ltd. 1038 1171.83 1038 1171.83 474 519.78 564 652.05

231 The Shimoga District Co-Operative Central Bank Ltd. 2402 7217.70 2097 6301.22 1990 5979.70 107 321.52

232 The South Canara District Central Co-Operative Bank Ltd. 16191 23502.00 10518 16424.00 16191 23502.00 0 0.00

233 The Tumkur District Central Co-Operative Bank Ltd. 792 2394.77 650 1952.54 590 1735.87 0 0.00

234 The Vijayapura District Central Co-Operative Bank Ltd. 1487 1172.30 1368 1036.19 0 0.00 0 0.00

Total 76055 162939.01 68199 150994.63 32810 59731 3813 7321.74KERALA

235 The Kerala State Co-Operative Bank Ltd. 80855 68493.06 77992 62898.70 7995 19760.52 4638 15374.94236 The Malappuram District Co-Operative Bank Ltd. 1085 1181.00 1085 1181.00 214 443.65 9 39.25

Total 81940 69674.06 79077 64079.70 8209 20204 4647 15414.19PUDUCHERRY

237 The Pondicherry State Co-Operative Bank Ltd. 627 1660.28 607 1658.84 627 1660.28 0 0.00Total 627 1660.28 607 1658.84 627 1660 0 0.00TAMIL NADU

238 Chennai Central Co-Operative Bank Ltd. 465 845.99 465 845.99 0 0.00 0 0.00239 Dindigul Central Co-Operative Bank Ltd. 1652 3341.55 1604 3271.84 31 65.33 0 0.00

240 The Coimbatore District Central Co-Operative Bank Ltd. 3855 8301.81 3772 8156.47 2669 5472.40 1186 2829.41

241 The Cuddalore District Central Co-Operative Bank Ltd. 7720 6576.41 7653 6552.56 6702 5629.88 1018 946.53

242 The Dharmapuri District Central Co-Operative Bank Ltd. 2677 11257.22 2612 11153.14 124 51.14 0 0.00

243 The Erode District Central Co-Operative Bank Ltd. 3694 8302.51 3694 8302.51 3543 7953.91 151 348.60244 The Kancheepuram Central Co-Op.bank Ltd. 1406 5709.35 1406 5709.35 0 0.00 0 0.00

245 The Kanyakumari District Central Co-Operative Bank Ltd. 3880 18197.07 3492 16377.36 0 0.00 0 0.00

246 The Kumbakonam Central Co-Op Bank Ltd. 5708 8241.19 5708 8241.19 73 143.11 0 0.00


195STATEMENTS

Sr.No. Name Of Bank






247 The Madurai District Central Co-Operative Bank Ltd. 1558 3896.95 1558 3896.95 1102 2673.34 322 1038.28

248 The Nilgiris District Central Co-Operative Bank Ltd. 2650 7946.61 2542 7554.45 0 0.00 0 0.00

249 The Pudukottai District Central Co-Operative Bank Ltd. 3149 4471.68 3132 4431.63 0 0.00 0 0.00

250 The Ramanathapuram District Central Co-Operative Bank Ltd. 1362 2469.44 1362 2469.44 969 1423.02 393 1046.42

251 The Salem District Central Co-Operative Bank Ltd. 17352 25662.96 16484 24379.82 10411 15397.78 5206 7698.89

252 The Sivgangai District Central Co-Operative Bank Ltd. 5033 9294.61 5033 9294.61 5033 9294.61 0 0.00

253 The Thanjavur Central Co-Operative Bank Ltd. 3962 7012.73 3962 7012.73 3685 6699.53 277 313.20

254 The Tiruchirapalli District Central Co-Operative Bank Ltd. 11676 22177.09 11595 21966.44 10313 18411.49 1363 3765.60

255 The Tirunelveli District Central Co-Operative Bank Ltd. 81 1976.88 81 1976.88 81 1976.88 0 0.00

256 The Tiruvannamalai District Central Co-Operative Bank Ltd. 10733 16276.29 10714 16237.55 10733 16276.29 0 0.00

257 The Vellore District Central Cooperative Bank Ltd. 6584 13845.56 6584 13845.56 980 2696.21 0 0.00

258 The Virudhunagar District Central Co-Operative Bank Ltd. 2121 4313.45 2121 4313.45 0 0.00 0 0.00

259 Thoothukudi District Central Co-Operative Bank Ltd. 3531 8525.50 3531 8525.50 2101 6623.31 1430 1902.19

Total 100849 198642.85 99105 194515.42 58550 100788 11346 19889.12TELANGANA

260 The Adilabad District Co Operative Central Bank Ltd. 382 628.84 333 561.35 382 628.84 0 0.00

261 The District Co-Operative Central Bank Ltd., Khammam 418 720.21 418 720.21 418 720.21 0 0.00

262 The District Co-Operative Central Bank Ltd., Medak 9025 30923.77 9025 30923.77 0 0.00 0 0.00

263 The District Co-Operative Central Bank Ltd., Warangal 334 1270.85 334 1270.85 245 1246.91 0 0.00

264 The Hyderabad District Co-Operative Central Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

265 The Karimnagar District Co-Operative Central Bank Ltd. 5712 15346.85 5712 15346.85 0 0.00 0 0.00

266 The Mahbubnagar District Co-Operative Central Bank Ltd. 9 14.79 9 14.79 9 14.79 0 0.00

267 The Nalgonda District Co-Operative Central Bank Ltd. 211 380.95 211 380.95 0 0.00 0 0.00

268 The Nizamabad District Co-Operative Central Bank Ltd. 2851 7153.26 2851 7153.26 0 0.00 0 0.00

269 The Telangana State Co-Operative Bank Ltd. 2063 3868.63 2047 3852.18 0 0.00 2063 3868.63Total 21005 60308.15 20940 60224.21 1054 2611 2063 3868.63Total Southern Region 296128 552200.15 283572 530431.93 104709 197131 21869 46493.68

WESTERN REGIONGOA

270 The Goa State Co-Operative Bank Ltd. 270 547.90 268 546.74 0 0.00 0 0.00Total 270 547.90 268 546.74 0 0 0 0.00GUJARAT

271 Banaskantha District Central Co-Operative Bank 54 29.39 52 28.52 54 29.39 0 0.00272 Bhavnagar District Co-Operative Bank Ltd 6 36.88 3 18.20 0 0.00 0 0.00273 Mehsana District Central Co-Operative Bank 254 228.00 248 220.00 0 0.00 0 0.00274 Panchmahals District Co-Operative Bank Ltd. 22 7.98 19 6.51 0 0.00 0 0.00275 Rajkot District Co-Operative Bank Ltd. 727 653.27 725 652.48 98 86.27 0 0.00276 Sabarkantha District Central Co-Operative Bank 107 74.74 106 73.39 0 0.00 0 0.00



Sr.No. Name Of Bank






277 Surat District Co-Operative Bank Ltd. 233 87.22 233 87.22 0 0.00 0 0.00278 The Ahmedabad District Co-Operative Bank Ltd. 29 17.33 29 17.33 29 17.33 0 0.00279 The Amreli Jill Madhyastha Sahakari Bank Ltd. 91 36.08 91 36.08 0 0.00 0 0.00280 The Baroda Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

281 The Bharuch District Central Co-Operative Bank Ltd. 43 320.95 18 150.31 0 0.00 0 0.00

282 The Gujarat State Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00283 The Jamnagar District Co-Operative Bank Ltd. 57 28.80 57 28.80 0 0.00 0 0.00284 The Junagadh Jill Sahakari Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00285 The Kachchh District Central Co-Operative Bank 0 0.00 0 0.00 0 0.00 0 0.00286 The Kaira District Central Co-Operative Bank Ltd. 2 0.09 1 0.01 0 0.00 2 0.09

287 The Kodinar Taluka Co-Operative Banking Union Ltd. 230 153.07 230 153.07 0 0.00 0 0.00

288 The Surendranagar District Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

289 Valsad District Central Co-Operative Bank Ltd 6 3.24 6 3.24 0 0.00 0 0.00Total 1861 1677.04 1818 1475.16 181 133 2 0.09MAHARASHTRA

290 Akola District Central Co-Operative Bank Ltd. 263 114.90 263 114.90 138 71.65 0 0.00291 Amrawati District Central Co-Operative Bank Ltd. 331 124.72 289 105.54 0 0.00 0 0.00

292 Aurangabad District Central Co-Operative Bank Ltd. 174 154.85 172 141.35 22 18.64 0 0.00

293 Beed District Central Co-Operative Bank Ltd. 222 181.72 222 181.72 122 101.48 0 0.00294 Buldhana District Central Co-Operative Bank Ltd. 35 55.38 17 32.29 35 55.38 0 0.00

295 Chandrapur District Central Co-Operative Bank Ltd. 4362 3351.72 4362 3351.72 1492 1209.36 580 379.47

296 Dhule & Nandurbar District Central Co-Operativebank Ltd. 464 533.33 406 468.76 29 85.95 0 0.00

297 Gadchiroli District Central Co-Operative Bank Ltd. 3799 1599.13 3635 1474.00 1610 890.00 0 0.00298 Jalna District Central Co-Operative Bank Ltd. 44 33.24 43 30.24 0 0.00 0 0.00299 Kolhapur District Central Co-Operative Bank Ltd. 914 775.88 914 775.88 649 548.81 0 0.00300 Latur District Central Co-Operative Bank Ltd. 755 439.68 755 439.68 366 108.17 0 0.00301 Nagpur District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00302 Nasik District Central Co-Operative Bank Ltd. 29 24.64 29 24.64 29 24.64 0 0.00

303 Osmanabad District Central Co-Operative Bank Ltd. 75 38.67 60 38.00 0 0.00 75 38.67

304 Parbhani District Central Co-Operative Bank Ltd. 602 341.47 449 230.39 448 226.96 0 0.00305 Pune District Central Co-Operative Bank Ltd. 1248 1295.25 1243 1290.91 67 47.31 0 0.00306 Raigad District Central Co-Operative Bank Ltd. 3562 1414.68 2180 1172.10 1323 1180.10 0 0.00307 Ratnagiri District Central Co-Operative Bank Ltd. 274 262.40 267 253.68 49 39.94 0 0.00308 Sangli District Central Co-Operative Bank Ltd. 945 883.56 850 795.19 857 780.72 0 0.00

309 Sindhudurg District Central Co-Operative Bank Ltd. 6797 7049.43 6797 7049.43 1089 1159.60 0 0.00

310 Solapur District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

311 The Ahmednagar District Central Co-Operative Bank Ltd. 721 443.96 721 443.96 327 256.35 0 0.00

312 The Gondia District Central Co-Operative Bank Ltd. 2339 3801.68 2325 3786.94 2339 3801.68 0 0.00

313 The Jalgaon District Central Co-Operative Bank Ltd. 211 176.52 211 176.52 0 0.00 0 0.00

314 The Maharashtra State Co-Operative Bank Ltd. 3 4.26 3 4.26 0 0.00 0 0.00

315 The Mumbai District Central Co-Operative Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

316 The Nanded District Central Co-Operative Bank Ltd. 32 2.29 32 2.29 0 0.00 0 0.00


197STATEMENTS


Sr.No. Name Of Bank






317 The Satara District Central Co-Operative Bank Ltd. 187 49.84 187 49.84 21 24.90 0 0.00

318 The Thane District Central Co-Operative Bank Ltd. 4955 7872.36 4955 7872.36 120 72.85 0 0.00319 Wardha District Central Co-Operative Bank Ltd. 386 171.37 341 148.72 103 65.67 0 0.00320 Yavatmal District Central Co-Operative Bank Ltd. 2493 904.30 2314 817.12 2493 904.30 0 0.00

Total 36222 32101.23 34042 31272.43 13728 11674 655 418.14Total Western Region 38353 34326.17 36128 33294.33 13909 11807 657 418.23Grand Total 529208 758078.88 506854 727183.22 169373 253193 32132 54961.50

NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2021STATEMENT - VI- A (i)

Sr.No. Name of Bank

For Total SHGs Out of Total - Exclusive Women SHGs

For SHGs under NRLM/SGSYY

Out of NRLM/SGSY SHGs - Exclusive

Women SHGsTotal Loan

outstanding against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S

Total Loan outstanding

against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to Total

loans O/S


1 Bank Of Baroda 8525.18 392.97 4.61 8156.88 392.97 4.82 7766.43 358.00 4.61 7415.26 358.00 4.832 Bank Of India 1284.00 234.00 18.22 1284.00 234.00 18.22 1034.00 91.00 8.80 1034.00 91.00 8.803 Bank Of Maharashtra 782.82 15.00 1.92 716.99 6.11 0.85 577.03 5.62 0.97 534.93 2.55 0.484 Canara Bank 2634.97 191.25 7.26 2579.74 142.91 5.54 1240.99 48.79 3.93 1216.17 23.97 1.975 Central Bank Of India 7957.42 466.02 5.86 743.46 78.21 10.52 743.46 78.21 10.52 743.46 78.21 10.526 Indian Bank 1906.00 42.00 2.20 1868.00 42.00 2.25 1571.00 8.00 0.51 1540.00 8.00 0.527 Indian Overseas Bank 954.90 360.65 37.77 870.26 355.86 40.89 332.37 111.73 33.62 332.37 111.73 33.628 Punjab And Sind Bank 73.11 22.26 30.45 59.31 8.46 14.26 34.00 0.00 0.00 34.00 0.00 0.009 Punjab National Bank 5862.81 571.08 9.74 5817.37 546.57 9.40 1833.97 229.32 12.50 1813.71 216.96 11.9610 State Bank Of India 7442.00 259.00 3.48 6809.00 238.00 3.50 5810.00 217.00 3.73 5316.00 199.00 3.7411 Uco Bank 1380.67 676.56 49.00 1149.79 545.37 47.43 898.91 372.37 41.42 784.12 303.42 38.7012 Union Bank Of India

Total 38803.88 3230.79 8.33 30054.80 2590.46 8.62 21842.16 1520.04 6.96 20764.02 1392.84 6.71MADHYA PRADESH


Total 32518.70 7681.64 23.62 22699.85 5344.59 23.54 12449.96 2555.69 20.53 11209.22 2162.96 19.30UTTARAKHAND

25 Bank Of Baroda 441.93 58.29 13.19 441.93 58.29 13.19 400.61 52.84 13.19 400.61 52.84 13.1926 Bank Of India 5.00 0.00 0.00 5.00 0.00 0.00 5.00 0.00 0.00 5.00 0.00 0.0027 Bank Of Maharashtra

(Amount `lakh)


STATEMENT - VI- A (i) (contd.)

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

28 Canara Bank 694.48 112.80 16.24 687.82 106.61 15.50 47.06 3.33 7.08 46.59 3.33 7.1529 Central Bank Of India 81.02 0.99 1.22 1.66 0.00 0.00 1.66 0.00 0.00 1.66 0.00 0.0030 Indian Bank 119.00 83.00 69.75 117.00 82.00 70.09 35.00 2.00 5.71 34.00 2.00 5.8831 Indian Overseas Bank 136.72 11.28 8.25 87.93 0.09 0.10 0.74 0.00 0.00 0.74 0.00 0.0032 Punjab And Sind Bank 98.46 31.85 32.35 84.21 17.67 20.98 91.90 29.67 32.29 77.65 15.49 19.9533 Punjab National Bank 777.84 305.21 39.24 763.58 301.06 39.43 564.58 224.35 39.74 552.21 220.24 39.8834 State Bank Of India 850.00 61.00 7.18 850.00 61.00 7.18 659.00 52.00 7.89 659.00 52.00 7.8935 Uco Bank 222.78 42.95 19.28 168.30 32.99 19.60 95.23 8.21 8.62 83.90 5.31 6.3336 Union Bank Of India

Total 3427.23 707.37 20.64 3207.43 659.71 20.57 1900.78 372.40 19.59 1861.36 351.21 18.87UTTAR PRADESH


Total 30845.17 18494.71 59.96 27839.18 16493.19 59.24 12385.57 6877.05 55.52 11911.26 6539.70 54.90Total Central Region 105594.98 30114.51 28.52 83801.26 25087.95 29.94 48578.47 11325.18 23.31 45745.86 10446.71 22.84


49 Bank Of Baroda 17.80 0.00 0.00 17.80 0.00 0.00 16.22 0.00 0.00 16.22 0.00 0.0050 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0051 Canara Bank 8.59 0.00 0.00 8.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0052 Central Bank Of India53 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0054 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0055 Punjab National Bank 18.57 12.06 64.94 16.33 9.82 60.13 0.00 0.00 0.00 0.00 0.00 0.0056 State Bank Of India 24.00 0.00 0.00 24.00 0.00 0.00 17.00 0.00 0.00 17.00 0.00 0.0057 Uco Bank 4.78 4.78 100.00 3.13 3.13 100.00 0.00 0.00 0.00 0.00 0.00 0.0058 Union Bank Of India

Total 73.74 16.84 22.84 69.85 12.95 18.54 33.22 0.00 0.00 33.22 0.00 0.00BIHAR

59 Bank Of Baroda 46074.72 118.97 0.26 43817.06 106.05 0.24 41121.69 106.18 0.26 40188.23 102.21 0.2560 Bank Of India 25668.00 550.00 2.14 25532.00 530.00 2.08 25668.00 550.00 2.14 25532.00 530.00 2.0861 Bank Of Maharashtra62 Canara Bank 15786.62 1151.34 7.29 15231.01 922.98 6.06 4887.97 338.60 6.93 4790.21 270.88 5.6563 Central Bank Of India 53457.44 3059.91 5.72 4001.86 627.27 15.67 4001.86 627.27 15.67 4001.86 627.27 15.6764 Indian Bank 9309.00 573.00 6.16 9123.00 562.00 6.16 3880.00 87.00 2.24 3802.00 86.00 2.2665 Indian Overseas Bank 397.84 321.30 80.76 336.51 290.56 86.35 33.97 11.69 34.41 33.97 11.69 34.4166 Punjab And Sind Bank 2.75 0.00 0.00 2.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0067 Punjab National Bank 49439.65 4912.91 9.94 48464.00 4827.50 9.96 17409.49 3016.73 17.33 17038.42 2942.86 17.2768 State Bank Of India 149012.00 3976.00 2.67 144800.00 3865.00 2.67 141563.00 3252.00 2.30 137618.00 3163.00 2.3069 Uco Bank 32059.00 2668.19 8.32 29431.59 2207.72 7.50 21736.64 2012.76 9.26 20128.82 1621.27 8.05

199STATEMENTS

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

70 Union Bank Of IndiaTotal 381207.02 17331.62 4.55 320739.78 13939.08 4.35 260302.62 10002.23 3.84 253133.51 9355.18 3.70JHARKHAND

71 Bank Of Baroda 2581.67 45.75 1.77 2205.27 40.95 1.86 2326.09 41.22 1.77 1961.13 38.15 1.9572 Bank Of India 17021.00 183.00 1.08 17021.00 183.00 1.08 10573.00 76.00 0.72 10573.00 76.00 0.7273 Bank Of Maharashtra74 Canara Bank 8545.03 115.76 1.35 8374.25 103.15 1.23 8053.62 74.39 0.92 7892.55 63.23 0.8075 Central Bank Of India 3200.04 307.19 9.60 129.17 62.17 48.13 129.17 62.17 48.13 129.17 62.17 48.1376 Indian Bank 2548.00 40.00 1.57 2497.00 40.00 1.60 2501.00 28.00 1.12 2451.00 28.00 1.1477 Indian Overseas Bank 241.98 8.71 3.60 237.40 5.55 2.34 128.14 0.00 0.00 128.14 0.00 0.0078 Punjab And Sind Bank 32.79 27.32 83.32 27.56 22.09 80.15 3.40 0.00 0.00 3.40 0.00 0.0079 Punjab National Bank 4924.51 1346.87 27.35 4881.15 1329.38 27.23 652.15 176.62 27.08 639.54 165.68 25.9180 State Bank Of India 18953.00 369.00 1.95 18809.00 366.00 1.95 16802.00 300.00 1.79 16674.00 298.00 1.7981 Uco Bank 1204.87 644.24 53.47 1101.31 559.80 50.83 937.87 491.17 52.37 878.42 435.91 49.6282 Union Bank Of India

Total 59252.89 3087.84 5.21 55283.11 2712.09 4.91 42106.44 1249.57 2.97 41330.35 1167.14 2.82ODISHA


Total 208258.77 13896.39 6.67 192782.37 12112.70 6.28 150656.57 8054.26 5.35 146443.90 7136.47 4.87WEST BENGAL


Total 597989.07 17974.69 3.01 526905.76 16560.62 3.14 295502.70 1871.20 0.63 291059.32 1829.89 0.63Total Eastern Region 1246781.49 52307.38 4.20 1095780.87 45337.44 4.14 748601.55 21177.26 2.83 732000.30 19488.68 2.66


107 Bank Of Baroda 5.43 1.64 30.20 5.43 1.64 30.20 5.43 1.64 30.20 5.43 1.64 30.20108 Bank Of India109 Bank Of Maharashtra 3.41 3.41 100.00 3.41 3.41 100.00 0.00 0.00 0.00 0.00 0.00 0.00



Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S


Total 296.93 81.42 27.42 281.44 81.36 28.91 69.34 18.18 26.22 69.28 18.12 26.15ASSAM


Total 38648.89 7359.73 19.04 31457.56 6338.36 20.15 22493.95 3734.80 16.60 21771.52 3632.16 16.68MANIPUR


Total 474.42 119.62 25.21 408.18 62.74 15.37 223.84 10.40 4.65 222.77 9.33 4.19MEGHALAYA

143 Bank Of Baroda 5.76 0.00 0.00 5.76 0.00 0.00 5.76 0.00 0.00 5.76 0.00 0.00144 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00145 Canara Bank 15.97 0.00 0.00 15.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00146 Central Bank Of India 5.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00147 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00148 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00149 Punjab National Bank 10.12 5.48 54.15 9.91 5.27 53.18 0.86 0.00 0.00 0.86 0.00 0.00150 State Bank Of India 277.00 15.00 5.42 277.00 15.00 5.42 184.00 10.00 5.43 184.00 10.00 5.43151 Uco Bank 12.59 11.71 93.01 11.70 11.23 95.98 7.70 7.24 94.03 7.70 7.24 94.03152 Union Bank Of India

Total 326.96 32.19 9.85 320.34 31.50 9.83 198.32 17.24 8.69 198.32 17.24 8.69


201STATEMENTS

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

MIZORAM153 Bank Of Baroda 13.33 0.00 0.00 13.33 0.00 0.00 11.88 0.00 0.00 11.88 0.00 0.00154 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00155 Bank Of Maharashtra156 Canara Bank 97.30 2.75 2.83 97.30 2.75 2.83 0.00 0.00 0.00 0.00 0.00 0.00157 Central Bank Of India 0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00158 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00159 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00160 Punjab National Bank 8.43 4.08 48.40 4.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00161 State Bank Of India 169.00 3.00 1.78 169.00 3.00 1.78 114.00 3.00 2.63 114.00 3.00 2.63162 Uco Bank 18.92 15.55 82.19 13.41 10.04 74.87 3.37 0.00 0.00 3.37 0.00 0.00163 Union Bank Of India

Total 307.10 25.38 8.26 297.39 15.79 5.31 129.25 3.00 2.32 129.25 3.00 2.32NAGALAND


Total 855.19 87.12 10.19 712.96 68.34 9.59 436.19 27.27 6.25 430.54 26.53 6.16Sikkim

176 Bank Of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00177 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00178 Canara Bank 158.24 1.55 0.98 158.24 1.55 0.98 36.22 0.00 0.00 36.22 0.00 0.00179 Central Bank Of India 260.48 2.56 0.98 2.01 0.00 0.00 2.01 0.00 0.00 2.01 0.00 0.00180 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00181 Indian Overseas Bank 9.95 0.00 0.00 5.10 0.00 0.00 1.69 0.00 0.00 1.69 0.00 0.00182 Punjab National Bank 0.66 0.13 19.70 0.66 0.13 19.70 0.00 0.00 0.00 0.00 0.00 0.00183 State Bank Of India 794.00 7.00 0.88 794.00 7.00 0.88 789.00 7.00 0.89 789.00 7.00 0.89184 Uco Bank 26.37 4.28 16.23 17.78 1.23 6.92 13.00 0.00 0.00 13.00 0.00 0.00185 Union Bank Of India

Total 1249.70 15.52 1.24 977.79 9.91 1.01 841.92 7.00 0.83 841.92 7.00 0.83TRIPURA

186 Bank Of Baroda 8.33 0.00 0.00 8.33 0.00 0.00 7.43 0.00 0.00 7.43 0.00 0.00187 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00188 Bank Of Maharashtra 14.33 0.00 0.00 14.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00189 Canara Bank 102.32 3.24 3.17 102.32 3.24 3.17 2.67 0.00 0.00 2.67 0.00 0.00190 Central Bank Of India 22.75 10.38 45.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00191 Indian Bank 1.00 1.00 100.00 1.00 1.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00192 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00193 Punjab And Sind Bank 3.47 0.00 0.00 3.47 0.00 0.00 3.47 0.00 0.00 3.47 0.00 0.00194 Punjab National Bank 1685.25 876.45 52.01 1663.09 862.70 51.87 29.18 0.00 0.00 29.18 0.00 0.00195 State Bank Of India 138.00 71.00 51.45 138.00 71.00 51.45 111.00 44.00 39.64 111.00 44.00 39.64



Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

196 Uco Bank 342.29 113.78 33.24 309.70 99.97 32.28 240.68 71.05 29.52 232.65 64.29 27.63197 Union Bank Of India

Total 2317.74 1075.85 46.42 2240.24 1037.91 46.33 394.43 115.05 29.17 386.40 108.29 28.03Total North Eastern Region 44476.93 8796.83 19.78 36695.90 7645.91 20.84 24787.24 3932.94 15.87 24050.00 3821.67 15.89


198 Bank Of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00199 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00200 Bank Of Maharashtra201 Canara Bank 2.64 1.45 54.92 2.64 1.45 54.92 0.00 0.00 0.00 0.00 0.00 0.00202 Central Bank Of India203 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00204 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00205 Punjab And Sind Bank 3.35 3.35 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00206 Punjab National Bank 4.23 1.54 36.41 4.23 1.54 36.41 0.00 0.00 0.00 0.00 0.00 0.00207 State Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00208 Uco Bank 0.64 0.64 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00209 Union Bank Of India

Total 10.86 6.98 64.27 6.87 2.99 43.52 0.00 0.00 0.00 0.00 0.00 0.00HARYANA


Total 8413.74 1585.18 18.84 7697.59 1445.43 18.78 4564.68 830.66 18.20 4511.80 801.56 17.77HIMACHAL PRADESH


Total 4479.48 480.97 10.74 3826.51 430.67 11.25 2847.57 256.01 8.99 2501.73 230.04 9.20JAMMU AND KASHMIR

234 Bank Of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00235 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


203STATEMENTS

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S


Total 1857.75 60.04 3.23 1738.41 46.19 2.66 1296.71 17.05 1.31 1253.92 8.21 0.65NEW DELHI


Total 182.44 71.76 39.33 141.73 65.06 45.90 42.97 33.19 77.24 40.97 31.19 76.13PUNJAB


Total 2332.84 978.92 41.96 2109.90 859.84 40.75 1549.81 735.82 47.48 1471.47 668.39 45.42RAJASTHAN

269 Bank Of Baroda 11351.27 513.48 4.52 11351.27 513.48 4.52 10227.49 462.65 4.52 10227.49 462.65 4.52270 Bank Of India 462.00 43.00 9.31 193.00 5.00 2.59 232.00 8.00 3.45 189.00 4.00 2.12271 Bank Of Maharashtra 18.92 0.90 4.76 18.02 0.00 0.00 8.81 0.00 0.00 8.81 0.00 0.00272 Canara Bank 1214.59 99.07 8.16 1123.49 81.63 7.27 75.71 1.76 2.32 75.71 1.76 2.32273 Central Bank Of India 1051.80 248.43 23.62 60.77 34.51 56.79 60.77 34.51 56.79 60.77 34.51 56.79274 Indian Bank 282.00 1.00 0.35 277.00 1.00 0.36 219.00 0.00 0.00 215.00 0.00 0.00275 Indian Overseas Bank 112.39 65.55 58.32 40.75 13.42 32.93 28.76 9.05 31.47 28.76 9.05 31.47276 Punjab And Sind Bank 52.85 50.92 96.35 25.25 24.67 97.70 25.61 25.06 97.85 21.18 20.63 97.40277 Punjab National Bank 4292.22 913.48 21.28 4258.47 900.17 21.14 2631.47 456.88 17.36 2612.08 447.87 17.15278 State Bank Of India 4184.00 1098.00 26.24 4121.00 1083.00 26.28 3532.00 606.00 17.16 3478.00 592.00 17.02279 Uco Bank 672.20 334.14 49.71 503.32 235.77 46.84 308.39 211.31 68.52 241.42 149.56 61.95



Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

280 Union Bank Of IndiaTotal 23694.24 3367.97 14.21 21972.34 2892.65 13.16 17350.01 1815.22 10.46 17158.22 1722.03 10.04Total Northern Region 40971.35 6551.82 15.99 37493.35 5742.83 15.32 27651.75 3687.95 13.34 26938.11 3461.42 12.85



Total 1599676.00 26593.40 1.66 1513857.07 17707.65 1.17 877882.71 4879.42 0.56 856642.50 4712.38 0.55KARNATAKA


Total 426980.25 29094.84 6.81 380996.75 21798.83 5.72 259299.63 12111.41 4.67 226395.93 10956.95 4.84KERALA


Total 328815.06 13126.06 3.99 281534.36 10809.68 3.84 119563.95 2551.97 2.13 113130.85 2284.19 2.02LAKSHADWEEP UT

317 Bank Of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00318 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00319 Canara Bank 13.61 0.00 0.00 13.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


205STATEMENTS

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

320 Central Bank Of India321 Indian Overseas Bank322 Punjab National Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00323 State Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00324 Uco Bank 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00

Total 13.71 0.00 0.00 13.71 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00PUDUCHERRY

325 Bank Of Baroda 366.43 21.15 5.77 366.43 21.15 5.77 333.82 19.27 5.77 333.82 19.27 5.77326 Bank Of India 26636.00 189.00 0.71 26636.00 189.00 0.71 10548.00 34.00 0.32 10548.00 34.00 0.32327 Canara Bank 943.20 85.41 9.06 877.17 65.59 7.48 614.73 43.83 7.13 571.70 33.31 5.83328 Central Bank Of India 81.78 81.78 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00329 Indian Bank 4384.00 1090.00 24.86 4297.00 1069.00 24.88 12.00 0.00 0.00 12.00 0.00 0.00330 Indian Overseas Bank 824.57 2.76 0.33 768.96 2.76 0.36 409.69 2.76 0.67 409.69 2.76 0.67331 Punjab And Sind Bank 2.73 0.00 0.00 2.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00332 Punjab National Bank 18.73 2.60 13.88 18.73 2.60 13.88 10.01 0.00 0.00 10.01 0.00 0.00333 State Bank Of India 204.00 16.00 7.84 204.00 16.00 7.84 167.00 11.00 6.59 167.00 11.00 6.59334 Uco Bank 236.89 82.24 34.72 197.06 54.74 27.78 139.42 3.59 2.57 129.12 3.59 2.78335 Union Bank Of India

Total 33698.33 1570.94 4.66 33368.08 1420.84 4.26 12234.67 114.45 0.94 12181.34 103.93 0.85TAMIL NADU


Total 528474.14 69906.72 13.23 501439.13 62700.97 12.50 76667.27 14497.29 18.91 74808.37 13945.03 18.64TELANGANA

348 Bank Of Baroda 15366.12 144.57 0.94 15366.12 144.57 0.94 13929.39 131.05 0.94 13929.39 131.05 0.94349 Bank Of India 1465.00 126.00 8.60 1465.00 126.00 8.60 703.00 45.00 6.40 703.00 45.00 6.40350 Bank Of Maharashtra 1175.15 24.96 2.12 876.01 11.58 1.32 792.92 15.19 1.92 629.16 6.58 1.05351 Canara Bank 123243.99 5115.31 4.15 119159.33 4418.82 3.71 7890.32 151.70 1.92 7732.51 131.98 1.71352 Central Bank Of India 22086.63 469.51 2.13 7138.13 167.47 2.35 7138.13 167.47 2.35 7138.13 167.47 2.35353 Indian Bank 53531.00 1454.00 2.72 52461.00 1425.00 2.72 3457.00 112.00 3.24 3388.00 111.00 3.28354 Indian Overseas Bank 28954.33 7214.79 24.92 12506.06 2216.08 17.72 8020.16 1284.65 16.02 8020.16 1284.65 16.02355 Punjab National Bank 8111.55 588.74 7.26 8064.82 587.58 7.29 3983.82 216.74 5.44 3959.86 216.74 5.47356 State Bank Of India 415826.00 15556.00 3.74 403446.00 15077.00 3.74 379499.00 13828.00 3.64 368999.00 13408.00 3.63357 Uco Bank 4500.42 67.04 1.49 4004.40 61.92 1.55 3463.17 1.25 0.04 3000.96 1.17 0.04358 Union Bank Of India

Total 674260.19 30760.92 4.56 624486.87 24236.02 3.88 428876.91 15953.05 3.72 417500.17 15503.64 3.71Total Southern Region 3591917.68171052.88 4.76 3335695.97 138673.99 4.16 1774525.24 50107.59 2.82 1700659.26 47506.12 2.79


359 Bank Of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

360 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00361 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00362 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00363 State Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00364 Uco Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00365 Union Bank Of India

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00D AND N HAVELI UT

366 Bank Of Baroda 45.53 5.30 11.64 45.53 5.30 11.64 41.02 4.78 11.65 41.02 4.78 11.65367 Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00368 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00369 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00370 Punjab National Bank371 State Bank Of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00372 Uco Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00373 Union Bank Of India

Total 45.53 5.30 11.64 45.53 5.30 11.64 41.02 4.78 11.65 41.02 4.78 11.65GOA

374 Bank Of Baroda 104.21 0.00 0.00 98.86 0.00 0.00 94.47 0.00 0.00 91.45 0.00 0.00375 Bank Of India 427.00 66.00 15.46 385.00 66.00 17.14 289.00 65.00 22.49 289.00 65.00 22.49376 Bank Of Maharashtra 16.56 0.00 0.00 14.20 0.00 0.00 3.36 0.00 0.00 3.36 0.00 0.00377 Canara Bank 260.51 45.46 17.45 255.51 41.33 16.18 126.41 18.20 14.40 123.88 16.38 13.22378 Central Bank Of India 75.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00379 Indian Bank 2.00 0.00 0.00 2.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00380 Indian Overseas Bank 65.08 0.00 0.00 47.03 0.00 0.00 31.54 0.00 0.00 31.54 0.00 0.00381 Punjab National Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00382 State Bank Of India 595.00 14.00 2.35 595.00 14.00 2.35 499.00 7.00 1.40 499.00 7.00 1.40383 Uco Bank 189.52 55.31 29.18 158.94 45.40 28.56 27.11 5.57 20.55 25.18 4.01 15.93384 Union Bank Of India

Total 1735.52 180.77 10.42 1556.54 166.73 10.71 1070.89 95.77 8.94 1063.41 92.39 8.69GUJARAT


Total 19239.41 1337.62 6.95 16856.86 1187.37 7.04 14424.61 909.44 6.30 14102.01 865.11 6.13MAHARASHTRA

397 Bank Of Baroda 12103.74 1086.55 8.98 10342.65 976.15 9.44 11026.50 989.84 8.98 10055.07 895.01 8.90398 Bank Of India 18670.00 1144.00 6.13 17166.00 942.00 5.49 10912.00 480.00 4.40 10418.00 432.00 4.15399 Bank Of Maharashtra 18820.58 2958.19 15.72 15765.59 1862.43 11.81 8071.71 723.73 8.97 7204.62 512.53 7.11400 Canara Bank 7415.34 981.13 13.23 7267.04 981.13 13.50 1961.46 174.82 8.91 1922.23 174.82 9.09401 Central Bank Of India 10952.15 2105.86 19.23 672.96 415.35 61.72 672.96 415.35 61.72 672.96 415.35 61.72


207STATEMENTS


All India Public Sector BanksProgress under Microfi nance - NPA against Bank loans to SHGs of Commercial Banks (Public Sector)

as on 31 March 2021

Sr.No. Name Of Bank

For Total SHGs Out of Total - Exclusive Women SHGs For SHGs under NRLM/SGSYY Out of NRLM/SGSY SHGs -



against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


Total All Public Sec. Comm. Banks 5148664.21 289403.06 5.62 4688139.30 239474.88 5.11 2690141.89 99505.90 3.702592197.50 93477.68 3.61

(Amount `lakh)

Sr.No. Name of Bank






Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of

NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs


loans O/S

402 Indian Bank 2240.00 449.00 20.04 2196.00 441.00 20.08 561.00 36.00 6.42 550.00 36.00 6.55403 Indian Overseas Bank 3383.78 2365.79 69.92 3333.08 2352.99 70.60 95.98 0.00 0.00 95.98 0.00 0.00404 Punjab And Sind Bank 22.26 1.34 6.02 22.26 1.34 6.02 0.00 0.00 0.00 0.00 0.00 0.00405 Punjab National Bank 650.50 220.62 33.92 641.61 211.98 33.04 168.72 57.63 34.16 168.46 57.37 34.06406 State Bank Of India 22472.00 7299.00 32.48 21826.00 7089.00 32.48 16412.00 5300.00 32.29 15970.00 5188.00 32.49407 Uco Bank 1170.97 444.47 37.96 979.83 353.99 36.13 578.79 87.62 15.14 540.21 79.72 14.76408 Union Bank Of India

Total 97901.32 19055.95 19.46 80213.02 15627.36 19.48 50461.12 8264.99 16.38 47597.53 7790.80 16.37Total Western Region 118921.78 20579.64 17.31 98671.95 16986.76 17.22 65997.64 9274.98 14.05 62803.97 8753.08 13.94

Grand Total 5148664.21289403.06 5.62 4688139.30 239474.88 5.11 2690141.89 99505.90 3.70 2592197.50 93477.68 3.61


NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March 2021

STATEMENT - VI- A (ii)

Sr.No. Name of Bank


For SHGs under NRLM/SGSYY For SHGs under NULM/SJSRY

Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S


1 Axis Bank Limited2 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Idbi Bank Limited 2.74 0.55 2.74 0.65 0.00 0.00 13.39 2.19 16.367 Idfc Bank Limited8 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 South Indian Bank Ltd10 Yes Bank Ltd.

Total 2.74 0.31 2.74 0.33 0.00 0.00 13.39 2.19 16.36MADHYA PRADESH

11 Axis Bank Limited 2.13 9.91 2.13 9.91 1.88 9.49 1.67 0.25 14.9712 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Hdfc Bank Ltd. 1.27 0.07 1.27 0.07 0.00 0.00 0.00 0.00 0.0015 Icici Bank Limited 2.45 0.04 0.00 0.00 2.45 0.05 971.05 0.00 0.0016 Idbi Bank Limited 179.68 9.39 178.98 9.44 0.59 5.06 0.00 0.00 0.0017 Idfc Bank Limited18 Karnataka Bank Ltd19 South Indian Bank Ltd20 Yes Bank Ltd.

Total 185.53 1.91 182.38 1.88 4.92 0.10 972.72 0.25 0.03UTTARAKHAND

21 Bandhan Bank Limited22 Icici Bank Limited23 Idbi Bank Limited 62.82 90.62 25.48 88.23 0.00 0.00 0.00 0.00 0.0024 Karnataka Bank Ltd25 Nainital Bank Ltd 6.06 5.61 5.96 5.52 6.06 5.61 0.00 0.00 0.0026 Yes Bank Ltd.

Total 68.88 38.83 31.44 22.97 6.06 5.55 0.00 0.00 0.00UTTAR PRADESH

27 Axis Bank Limited 1.57 100.00 1.57 100.00 0.00 0.00 1.57 1.57 100.0028 Bandhan Bank Limited29 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0031 Icici Bank Limited32 Idbi Bank Limited 2117.72 99.31 1922.52 99.24 0.52 65.00 18.31 11.14 60.8433 Karnataka Bank Ltd34 Nainital Bank Ltd 3.43 60.60 2.88 56.36 3.43 60.60 0.00 0.00 0.0035 Yes Bank Ltd.

Total 2122.72 99.18 1926.97 99.10 3.95 61.15 19.88 12.71 63.93Total Central Region 2379.87 18.39 2143.53 17.00 14.93 0.28 1005.99 15.15 1.51


36 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amount `lakh)

209STATEMENTS

STATEMENT - VI- A (ii) (contd.)

Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

37 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0038 Idbi Bank Limited 5.06 1.72 5.06 1.79 0.00 0.00 0.00 0.00 0.00

Total 5.06 1.72 5.06 1.79 0.00 0.00 0.00 0.00 0.00BIHAR

39 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0040 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0041 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0042 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0043 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0044 Idfc Bank Limited45 Yes Bank Ltd.

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00JHARKHAND

46 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0047 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0048 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0049 Icici Bank Limited50 Idbi Bank Limited 297.31 60.03 281.49 63.43 3.90 2.42 6.15 0.00 0.0051 Idfc Bank Limited52 Karnataka Bank Ltd53 Yes Bank Ltd.

Total 297.31 60.03 281.49 63.43 3.90 2.42 6.15 0.00 0.00ODISHA

54 Axis Bank Limited 44.87 11.35 44.87 11.35 41.88 10.88 10.48 2.99 28.5355 Bandhan Bank Limited56 Federal Bank Ltd 1.24 1.85 0.00 0.00 0.00 0.00 0.00 0.00 0.0057 Hdfc Bank Ltd. 15.87 1.08 15.87 1.08 0.00 0.00 0.00 0.00 0.0058 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 832.65 0.00 0.0059 Idbi Bank Limited 775.17 55.63 751.71 57.34 1.79 1.53 6.34 0.00 0.0060 South Indian Bank Ltd61 Yes Bank Ltd.

Total 837.15 11.65 812.45 11.55 43.67 1.24 849.47 2.99 0.35WEST BENGAL

62 Axis Bank Limited63 Bandhan Bank Limited64 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0065 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0066 Icici Bank Limited67 Idbi Bank Limited 3.85 0.40 2.66 0.32 0.00 0.00 16.41 0.00 0.0068 Idfc Bank Limited69 Karnataka Bank Ltd 156.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0070 Karur Vysya Bank Ltd71 Yes Bank Ltd.

Total 159.85 14.38 2.66 0.32 0.00 0.00 16.41 0.00 0.00Total Eastern Region 1299.37 8.73 1101.66 7.66 47.57 0.49 872.03 2.99 0.34


72 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0073 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0074 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

ASSAM75 Axis Bank Limited 0.93 100.00 0.93 100.00 0.93 100.00 0.00 0.00 0.0076 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0077 Federal Bank Ltd 1.69 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0078 Hdfc Bank Ltd. 0.36 0.22 0.36 0.22 0.00 0.00 0.00 0.00 0.0079 Icici Bank Limited80 Idbi Bank Limited 129.83 13.43 111.53 13.41 8.20 1.49 58.44 0.00 0.0081 South Indian Bank Ltd

Total 132.81 11.74 112.82 11.34 9.13 1.65 58.44 0.00 0.00MANIPUR

82 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00MEGHALAYA

83 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0084 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00MIZORAM

85 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.77 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.77 0.00 0.00NAGALAND

86 Bandhan Bank Limited87 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0088 Icici Bank Limited 0.29 76.32 0.00 0.00 0.29 76.32 0.00 0.00 0.0089 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 1.00 0.00 0.00

Total 0.29 1.46 0.00 0.00 0.29 1.93 1.00 0.00 0.00SIKKIM

90 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0091 Karnataka Bank Ltd

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00TRIPURA

92 Bandhan Bank Limited93 Federal Bank Ltd94 Hdfc Bank Ltd. 0.12 100.00 0.12 100.00 0.00 0.00 0.00 0.00 0.0095 Idbi Bank Limited 0.01 0.03 0.01 0.08 0.01 0.09 0.00 0.00 0.00

Total 0.13 0.34 0.13 0.97 0.01 0.09 0.00 0.00 0.00Total North Eastern Region 133.23 9.39 112.95 9.03 9.43 1.51 60.21 0.00 0.00


96 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0097 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00HARYANA

98 Axis Bank Limited 7.83 70.80 7.83 70.80 7.83 70.80 0.00 0.00 0.0099 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00100 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00101 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00102 Icici Bank Limited103 Idbi Bank Limited 18.73 37.32 9.79 26.43 0.00 0.00 0.00 0.00 0.00104 Nainital Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00105 South Indian Bank Ltd 0.55 100.00 0.55 100.00 0.00 0.00 0.00 0.00 0.00106 Yes Bank Ltd.


211STATEMENTS

Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

Total 27.11 43.87 18.17 37.35 7.83 24.44 0.00 0.00 0.00HIMACHAL PRADESH

107 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00108 Icici Bank Limited109 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00110 Yes Bank Ltd.

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00JAMMU AND KASHMIR

111 Icici Bank Limited112 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00NEW DELHI

113 Axis Bank Limited114 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00115 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00116 Hdfc Bank Ltd.117 Icici Bank Limited118 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00119 Idfc Bank Limited120 Indusind Bank Ltd121 Karnataka Bank Ltd122 Nainital Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00123 South Indian Bank Ltd124 Yes Bank Ltd.

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00PUNJAB

125 Axis Bank Limited126 Bandhan Bank Limited127 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00128 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00129 Icici Bank Limited130 Idbi Bank Limited 0.15 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00131 Karnataka Bank Ltd132 Yes Bank Ltd.

Total 0.15 1.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00RAJASTHAN

133 Bandhan Bank Limited134 City Union Bank Limited135 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00136 Hdfc Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00137 Icici Bank Limited 223.70 0.73 167.45 0.55 124.71 0.41 273.54 0.00 0.00138 Idbi Bank Limited 34.86 7.00 33.64 6.93 0.00 0.00 0.00 0.00 0.00139 Idfc Bank Limited140 Nainital Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00141 Yes Bank Ltd.

Total 258.56 0.81 201.09 0.63 124.71 0.41 273.54 0.00 0.00Total Northern Region 285.82 0.89 219.26 0.69 132.54 0.44 273.54 0.00 0.00


142 Axis Bank Limited143 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

144 City Union Bank Limited 2.45 0.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00145 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00146 Hdfc Bank Ltd. 0.94 0.03 0.94 0.03 0.00 0.00 0.00 0.00 0.00147 Icici Bank Limited 19.70 100.00 19.70 100.00 0.00 0.00 0.00 0.00 0.00148 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00149 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00150 Kotak Mahindra Bank Ltd. 90.13 100.00 90.13 100.00 0.00 0.00 0.00 0.00 0.00151 South Indian Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00152 Tamilnad Mercantile Bank Ltd

Total 113.22 2.64 110.77 2.89 0.00 0.00 0.00 0.00 0.00KARNATAKA

153 Axis Bank Limited154 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00155 City Union Bank Limited156 Federal Bank Ltd 1.16 45.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00157 Hdfc Bank Ltd. 284.56 0.53 284.56 0.53 0.00 0.00 0.00 0.00 0.00158 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 843.79 0.00 0.00159 Idbi Bank Limited 25.84 0.01 25.84 0.02 0.00 0.00 0.66 0.00 0.00160 Idfc Bank Limited161 Indusind Bank Ltd162 Karnataka Bank Ltd 73.34 2.89 53.75 2.45 0.44 7.84 3.74 0.00 0.00163 Karur Vysya Bank Ltd 0.35 28.46 0.35 28.46 0.00 0.00 0.00 0.00 0.00164 Kotak Mahindra Bank Ltd. 6.81 100.00 6.81 100.00 0.00 0.00 2.22 2.22 100.00165 South Indian Bank Ltd166 Tamilnad Mercantile Bank Ltd167 Yes Bank Ltd.

Total 392.06 0.15 371.31 0.19 0.44 0.00 850.41 2.22 0.26KERALA

168 Axis Bank Limited169 City Union Bank Limited 2.40 100.00 2.40 100.00 0.00 0.00 0.00 0.00 0.00170 Federal Bank Ltd 355.12 9.19 152.83 73.24 3.94 31.98 0.00 0.00 0.00171 Hdfc Bank Ltd. 53.96 0.08 53.96 0.08 0.00 0.00 0.00 0.00 0.00172 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 1962.81 0.00 0.00173 Idbi Bank Limited 239.47 1.67 233.93 1.69 4.06 0.57 365.19 1.52 0.42174 Karnataka Bank Ltd 8.46 14.94 8.46 17.59 0.00 0.00 0.00 0.00 0.00175 South Indian Bank Ltd 2.34 0.46 2.25 0.52 0.00 0.00 0.00 0.00 0.00176 Tamilnad Mercantile Bank Ltd 4.21 11.88 4.21 12.50 0.00 0.00 0.00 0.00 0.00177 The Dhanalakshmi Bank Ltd 1193.49 2.32 1155.57 2.25 2.30 0.12 24.00 0.00 0.00178 Yes Bank Ltd.

Total 1859.45 1.14 1613.61 1.02 10.30 0.04 2352.00 1.52 0.06LAKSHADWEEP UT

179 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00PUDUCHERRY

180 City Union Bank Limited181 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00182 Hdfc Bank Ltd. 2.12 0.22 2.12 0.22 0.00 0.00 0.00 0.00 0.00183 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00184 South Indian Bank Ltd185 Tamilnad Mercantile Bank Ltd

Total 2.12 0.11 2.12 0.12 0.00 0.00 0.00 0.00 0.00


213STATEMENTS

Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

TAMIL NADU186 Axis Bank Limited187 City Union Bank Limited 142.74 57.78 104.98 60.04 14.05 77.67 7.17 0.00 0.00188 Federal Bank Ltd 6.01 23.94 6.01 100.00 0.00 0.00 0.00 0.00 0.00189 Hdfc Bank Ltd. 530.47 0.78 530.47 0.78 0.00 0.00 0.00 0.00 0.00190 Icici Bank Limited 2079.34 2.10 2071.59 2.10 10.33 0.01 8635.97 0.00 0.00191 Idbi Bank Limited 134.40 1.23 120.15 1.14 13.21 69.27 33.67 11.33 33.65192 Idfc Bank Limited193 Indusind Bank Ltd194 Karnataka Bank Ltd 0.86 100.00 0.86 100.00 0.00 0.00 0.00 0.00 0.00195 Kotak Mahindra Bank Ltd. 33.46 100.00 33.46 100.00 0.00 0.00 0.00 0.00 0.00196 South Indian Bank Ltd 2.45 35.10 1.58 25.86 0.00 0.00 0.00 0.00 0.00197 Tamilnad Mercantile Bank Ltd 752.75 89.28 728.71 88.96 82.19 100.00 9.71 0.00 0.00198 Yes Bank Ltd.

Total 3682.48 2.05 3597.81 2.01 119.78 0.14 8686.52 11.33 0.13TELANGANA

199 Axis Bank Limited200 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00201 Hdfc Bank Ltd. 36.78 0.21 36.78 0.21 0.00 0.00 0.00 0.00 0.00202 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00203 Idbi Bank Limited 0.27 47.37 0.27 100.00 0.00 0.00 0.00 0.00 0.00204 Indusind Bank Ltd205 Karnataka Bank Ltd206 Kotak Mahindra Bank Ltd. 45.36 100.00 45.36 100.00 0.00 0.00 0.00 0.00 0.00207 South Indian Bank Ltd208 Yes Bank Ltd.

Total 82.41 0.46 82.41 0.46 0.00 0.00 0.00 0.00 0.00Total Southern Region 6131.74 0.96 5778.03 1.04 130.52 0.07 11888.93 15.07 0.13


209 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00D AND N HAVELI UT

210 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00GOA

211 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00212 Hdfc Bank Ltd. 2.90 0.26 2.90 0.26 0.00 0.00 0.00 0.00 0.00213 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00214 Karnataka Bank Ltd

Total 2.90 0.26 2.90 0.26 0.00 0.00 0.00 0.00 0.00GUJARAT

215 Axis Bank Limited216 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00217 City Union Bank Limited218 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00219 Hdfc Bank Ltd. 18.84 1.89 18.84 1.89 0.00 0.00 0.00 0.00 0.00220 Icici Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 1534.79 0.00 0.00221 Idbi Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00222 Idfc Bank Limited223 South Indian Bank Ltd



Sr.No. Name of Bank



Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

224 Yes Bank Ltd.Total 18.84 0.41 18.84 0.41 0.00 0.00 1534.79 0.00 0.00MAHARASHTRA

225 Axis Bank Limited226 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00227 City Union Bank Limited228 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00229 Hdfc Bank Ltd. 141.69 0.41 141.69 0.41 0.00 0.00 0.00 0.00 0.00230 Icici Bank Limited 773.21 0.99 770.51 0.98 718.40 1.14 15499.77 50.51 0.33231 Idbi Bank Limited 2815.79 27.58 2636.19 27.16 102.20 8.25 156.93 50.83 32.39232 Idfc Bank Limited233 Indusind Bank Ltd234 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00235 Kotak Mahindra Bank Ltd.236 Ratnakar Bank Ltd237 South Indian Bank Ltd238 Tamilnad Mercantile Bank Ltd239 Yes Bank Ltd.

Total 3730.69 3.02 3548.39 2.89 820.60 1.28 15656.70 101.34 0.65Total Western Region 3752.43 2.90 3570.13 2.78 820.60 1.24 17191.49 101.34 0.59Grand Total 13982.46 1.69 12925.56 1.74 1155.59 0.39 31292.19 134.55 0.43


215STATEMENTS

Sr.No. Name Of Bank

For SHGs under NULM/SJSRY

Amount of NPAs


loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


against SHGs

Amount of NPAs

NPA as %age to

Total loans O/S

1 Axis Bank Limited 57.33 13.32 57.33 13.32 52.52 12.60 13.72 4.81 35.062 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 City Union Bank Limited 147.59 21.48 107.38 40.10 14.05 77.67 7.17 0.00 0.004 Federal Bank Ltd 365.22 8.81 158.84 73.99 3.94 17.02 0.00 0.00 0.005 Hdfc Bank Ltd. 1089.88 0.43 1089.88 0.43 0.00 0.00 0.00 0.00 0.006 Icici Bank Limited 3098.69 1.16 3029.25 1.13 856.18 0.36 30554.37 50.51 0.177 Idbi Bank Limited 6843.70 2.84 6341.99 3.87 134.48 0.23 677.26 77.01 11.378 Idfc Bank Limited9 Indusind Bank Ltd10 Karnataka Bank Ltd 238.66 7.19 63.07 2.28 0.44 7.84 3.74 0.00 0.0011 Karur Vysya Bank Ltd 0.35 28.46 0.35 28.46 0.00 0.00 0.00 0.00 0.0012 Kotak Mahindra Bank Ltd. 175.76 100.00 175.76 100.00 0.00 0.00 2.22 2.22 100.0013 Nainital Bank Ltd 9.49 8.34 8.84 7.82 9.49 8.34 0.00 0.00 0.0014 Ratnakar Bank Ltd15 South Indian Bank Ltd 5.34 0.97 4.38 0.94 0.00 0.00 0.00 0.00 0.0016 Tamilnad Mercantile Bank Ltd 756.96 86.16 732.92 85.94 82.19 100.00 9.71 0.00 0.0017 The Dhanalakshmi Bank Ltd 1193.49 2.32 1155.57 2.25 2.30 0.12 24.00 0.00 0.0018 Yes Bank Ltd.

Total All Private Sec. Comm. Banks 13982.46 1.69 12925.56 1.74 1155.59 0.39 31292.19 134.55 0.43


All India - Private Sector BanksProgress under Microfi nance - NPA against Bank loans to SHGs of Commercial Banks

(Private Sector) as on 31 March 2021


NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2021

STATEMENT - VI- B

Sr.No. Name of Bank

For Total SHGs Out of Total - Exclusive Women SHGs For SHGs under NRLM/SGSYY For SHGs under NULM/SJSRY


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


1 Chhattisgarh Rajya Gramin Bank 32320.01 747.00 2.31 32320.01 747.00 2.31 29876.00 445.00 1.49 680.00 20.00 2.94

Total 32320.01 747.00 2.31 32320.01 747.00 2.31 29876.00 445.00 1.49 680.00 20.00 2.94MADHYA PRADESH

2 Madhyanchal Gramin Bank 5883.00 505.00 8.58 5294.00 379.00 7.16 4806.00 244.00 5.08 177.00 35.00 19.77

3 Madhya Pradesh Gramin Bank 34703.09 3694.36 10.65 32600.17 3375.85 10.36 28617.07 2835.03 9.91 67.67 4.83 7.14

Total 40586.09 4199.36 10.35 37894.17 3754.85 9.91 33423.07 3079.03 9.21 244.67 39.83 16.28UTTARAKHAND

4 Uttarakhand Gramin Bank 2818.20 260.55 9.25 1191.23 112.82 9.47 2118.06 132.68 6.26 108.49 45.73 42.15

Total 2818.20 260.55 9.25 1191.23 112.82 9.47 2118.06 132.68 6.26 108.49 45.73 42.15UTTAR PRADESH

5 Aryavart Bank 12212.11 6667.69 54.60 4936.23 2377.08 48.16 9461.25 5421.37 57.30 0.00 0.00 0.006 Baroda U.p. Bank 28957.13 4931.20 17.03 22639.83 3499.17 15.46 23158.00 4574.00 19.75 56.21 8.75 15.57

7 Prathama U.p Gramin Bank 10424.00 1470.25 14.10 9485.84 1337.93 14.10 8860.40 1249.71 14.10 0.00 0.00 0.00

Total 51593.24 13069.14 25.33 37061.90 7214.18 19.47 41479.65 11245.08 27.11 56.21 8.75 15.57Total Central Region 127317.54 18276.05 14.35 108467.31 11828.85 10.91 106896.78 14901.79 13.94 1089.37 114.31 10.49

EASTERN REGIONBIHAR

8 Dakshin Bihar Gramin Bank 276999.22 4262.22 1.54 276999.22 4262.22 1.54 276999.22 4262.22 1.54 0.00 0.00 0.00

9 Uttar Bihar Gramin Bank 126724.00 13462.91 10.62 124709.09 12493.58 10.02 126724.00 13462.91 10.62 0.00 0.00 0.00

Total 403723.22 17725.13 4.39 401708.31 16755.80 4.17 403723.22 17725.13 4.39 0.00 0.00 0.00JHARKHAND

10 Jharkhand Rajya Gramin Bank 45801.73 2460.89 5.37 44927.73 1876.89 4.18 44727.73 2199.89 4.92 0.00 0.00 0.00

Total 45801.73 2460.89 5.37 44927.73 1876.89 4.18 44727.73 2199.89 4.92 0.00 0.00 0.00ODISHA

11 Odisha Gramya Bank 135134.86 5984.50 4.43 135134.86 5984.50 4.43 133770.65 5984.50 4.47 1364.21 0.00 0.0012 Utkal Grameen Bank 39684.45 12655.73 31.89 34922.32 11200.32 32.07 30557.03 11137.04 36.45 0.00 0.00 0.00

Total 174819.31 18640.23 10.66 170057.18 17184.82 10.11 164327.68 17121.54 10.42 1364.21 0.00 0.00WEST BENGAL

13 Bangiya Gramin Vikash Bank 309536.00 7535.00 2.43 278582.00 6782.00 2.43 290963.00 7083.00 2.43 18573.00 452.00 2.43

14 Paschim Banga Gramin Bank 161561.18 6431.61 3.98 152678.58 4310.85 2.82 160011.78 6311.77 3.94 1157.32 34.68 3.00

15Uttar Banga Kshetriya Gramin Bank

88708.01 1379.56 1.56 88708.01 1379.56 1.56 50321.72 652.31 1.30 38386.29 727.25 1.89

Total 559805.19 15346.17 2.74 519968.59 12472.41 2.40 501296.50 14047.08 2.80 58116.61 1213.93 2.09Total Eastern Region 1184149.45 54172.42 4.57 1136661.81 48289.92 4.25 1114075.13 51093.64 4.59 59480.82 1213.93 2.04


(Amount `lakh)

217STATEMENTS

STATEMENT - VI- B (contd.)

Sr.No. Name of Bank



against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S

16 Arunachal Pradesh Rural Bank 185.55 0.00 0.00 185.55 0.00 0.00 39.85 0.00 0.00 0.00 0.00 0.00

Total 185.55 0.00 0.00 185.55 0.00 0.00 39.85 0.00 0.00 0.00 0.00 0.00ASSAM

17 Assam Gramin Vikash Bank 67941.96 15444.61 22.73 66971.81 14513.38 21.67 46269.60 2971.78 6.42 1008.82 51.83 5.14

Total 67941.96 15444.61 22.73 66971.81 14513.38 21.67 46269.60 2971.78 6.42 1008.82 51.83 5.14MANIPUR

18 Manipur Rural Bank 1496.39 364.32 24.35 1496.39 364.32 24.35 633.65 63.16 9.97 135.23 2.35 1.74Total 1496.39 364.32 24.35 1496.39 364.32 24.35 633.65 63.16 9.97 135.23 2.35 1.74MEGHALAYA

19 Meghalaya Rural Bank 3884.05 89.96 2.32 3695.86 52.55 1.42 3670.37 50.68 1.38 0.00 0.00 0.00

Total 3884.05 89.96 2.32 3695.86 52.55 1.42 3670.37 50.68 1.38 0.00 0.00 0.00MIZORAM

20 Mizoram Rural Bank 4349.30 341.45 7.85 3670.61 162.52 4.43 3271.61 110.86 3.39 276.16 38.81 14.05Total 4349.30 341.45 7.85 3670.61 162.52 4.43 3271.61 110.86 3.39 276.16 38.81 14.05NAGALAND


22 Tripura Gramin Bank 14140.18 3085.37 21.82 13823.65 2925.39 21.16 13281.54 2691.85 20.27 116.37 0.00 0.00Total 14140.18 3085.37 21.82 13823.65 2925.39 21.16 13281.54 2691.85 20.27 116.37 0.00 0.00Total North Eastern Region 91997.43 19325.71 21.01 89843.87 18018.16 20.05 67166.62 5888.33 8.77 1536.58 92.99 6.05


23 Sarva Haryana Gramin Bank 7673.92 3538.31 46.11 7040.43 3398.35 48.27 6823.45 2867.45 42.02 62.27 1.68 2.70

Total 7673.92 3538.31 46.11 7040.43 3398.35 48.27 6823.45 2867.45 42.02 62.27 1.68 2.70HIMACHAL PRADESH

24 Himachal Pradesh Gramin Bank 3806.00 247.00 6.49 3806.00 247.00 6.49 3770.00 247.00 6.55 36.00 0.00 0.00

Total 3806.00 247.00 6.49 3806.00 247.00 6.49 3770.00 247.00 6.55 36.00 0.00 0.00JAMMU AND KASHMIR

25 Ellaquai Dehati Bank 326.50 76.82 23.53 218.74 58.11 26.57 326.50 76.82 23.53 0.00 0.00 0.0026 J & K Grameen Bank 3447.97 67.31 1.95 3382.14 55.48 1.64 3318.69 28.51 0.86 0.00 0.00 0.00

Total 3774.47 144.13 3.82 3600.88 113.59 3.15 3645.19 105.33 2.89 0.00 0.00 0.00PUNJAB

27 Punjab Gramin Bank 1772.83 187.23 10.56 1772.83 187.23 10.56 1046.15 0.00 0.00 0.00 0.00 0.00Total 1772.83 187.23 10.56 1772.83 187.23 10.56 1046.15 0.00 0.00 0.00 0.00 0.00RAJASTHAN

28Baroda Rajasthan Kshetriya Gramin Bank

16665.00 701.60 4.21 16611.00 701.60 4.22 15998.00 689.10 4.31 519.00 6.80 1.31

29 Rajasthan Marudhara Gramin Bank 3389.80 297.01 8.76 3068.55 85.11 2.77 1840.71 29.18 1.59 103.02 0.58 0.56

Total 20054.80 998.61 4.98 19679.55 786.71 4.00 17838.71 718.28 4.03 622.02 7.38 1.19Total Northern Region 37082.02 5115.28 13.79 35899.69 4732.88 13.18 33123.50 3938.06 11.89 720.29 9.06 1.26


30 Andhra Pragathi Grameena Bank 388587.77 3317.44 0.85 388587.77 3317.44 0.85 0.00 0.00 0.00 0.00 0.00 0.00


Sr.No. Name of Bank



against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S


against SHGs

Amount of NPAs

NPA as %age

to Total loans O/S

31 Chaitanya Godavari Grameena Bank 144734.73 131.29 0.09 144734.73 131.29 0.09 97949.82 19.69 0.02 0.00 0.00 0.00

32 Saptagiri Grameena Bank 230705.83 756.97 0.33 216653.80 705.81 0.33 175310.58 573.26 0.33 31517.21 103.15 0.33

Total 764028.33 4205.70 0.55 749976.30 4154.54 0.55 273260.40 592.95 0.22 31517.21 103.15 0.33KARNATAKA

33 Karnataka Gramin Bank 213400.00 18027.00 8.45 210281.00 17765.00 8.45 196966.00 16644.00 8.45 5979.00 503.00 8.41

34 Karnataka Vikas Grameena Bank 14859.53 2686.10 18.08 13739.43 2614.20 19.03 13299.13 2626.69 19.75 1170.60 59.41 5.08

Total 228259.53 20713.10 9.07 224020.43 20379.20 9.10 210265.13 19270.69 9.16 7149.60 562.41 7.87KERALA

35 Kerala Gramin Bank 68261.03 786.63 1.15 63633.35 481.26 0.76 54331.92 181.45 0.33 135.94 0.16 0.12Total 68261.03 786.63 1.15 63633.35 481.26 0.76 54331.92 181.45 0.33 135.94 0.16 0.12PUDUCHERRY

36 Puduvai Bharathiyar Grama Bank 5359.95 523.65 9.77 5321.12 520.12 9.77 4009.60 246.55 6.15 456.31 123.41 27.05

Total 5359.95 523.65 9.77 5321.12 520.12 9.77 4009.60 246.55 6.15 456.31 123.41 27.05TAMIL NADU

37 Tamil Nadu Grama Bank 84058.19 4794.93 5.70 81576.29 4197.39 5.15 18779.98 1246.68 6.64 419.49 0.00 0.00

Total 84058.19 4794.93 5.70 81576.29 4197.39 5.15 18779.98 1246.68 6.64 419.49 0.00 0.00TELANGANA

38 Andhra Pradesh Grameena Vikas Bank 706335.76 6088.85 0.86 706335.76 6088.85 0.86 430864.81 3948.56 0.92 84760.29 847.32 1.00

39 Telangana Grameena Bank 249200.08 4782.19 1.92 249200.08 4782.19 1.92 145340.14 1671.28 1.15 456.75 2.30 0.50

Total 955535.84 10871.04 1.14 955535.84 10871.04 1.14 576204.95 5619.84 0.98 85217.04 849.62 1.00Total Southern Region 2105502.87 41895.05 1.99 2080063.33 40603.55 1.95 1136851.98 27158.16 2.39 124895.59 1638.75 1.31


40 Baroda Gujarat Gramin Bank 6285.01 525.22 8.36 6135.52 453.94 7.40 6285.01 525.22 8.36 0.00 0.00 0.00

41 Saurashtra Gramin Bank 754.59 69.48 9.21 751.30 69.16 9.21 658.03 69.48 10.56 0.00 0.00 0.00

Total 7039.60 594.70 8.45 6886.82 523.10 7.60 6943.04 594.70 8.57 0.00 0.00 0.00MAHARASHTRA

42 Maharashtra Gramin Bank 21523.86 2342.27 10.88 21523.86 2342.27 10.88 8451.50 422.69 5.00 116.89 0.00 0.00

43 Vidharbha Konkan Gramin Bank 17709.48 1738.90 9.82 17709.48 1738.90 9.82 16709.63 1738.90 10.41 269.93 0.00 0.00

Total 39233.34 4081.17 10.40 39233.34 4081.17 10.40 25161.13 2161.59 8.59 386.82 0.00 0.00Total Western Region 46272.94 4675.87 10.10 46120.16 4604.27 9.98 32104.17 2756.29 8.59 386.82 0.00 0.00

Grand Total 3592322.25 143460.38 3.99 3497056.17128077.63 3.66 2490218.18105736.27 4.25 188109.47 3069.04 1.63

STATEMENT - VI- B (contd.)

219STATEMENTS

NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2021

STATEMENT - VI- C

Sr.No. Name of Bank Amount of

NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/SCENTRAL REGION

CHHATTISGARH1 District Central Co-Operative Bank Ltd., Bilaspur 20.98 85.46 20.98 85.46 0.00 0.00 0.00 0.002 District Central Co-Operative Bank Ltd., Durg 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Jila Sahakari Kendriya Bank Maryadit, Ambikapur 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Jila Sahakari Kendriya Bank Maryadit, Jagdalpur 153.58 27.62 153.58 27.62 0.00 0.00 0.00 0.005 Jila Sahakari Kendriya Bank Maryadit, Raipur 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon 130.70 8.51 130.70 8.51 130.70 8.51 0.00 0.00

Total 305.26 13.87 305.26 13.87 130.70 7.21 0.00 0.00MADHYA PRADESH

7 Bhopal Co-Operative Central Bank Ltd., Bhopal 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Indore Premier Co-Operative Bank Limited, Indore 1.07 100.00 1.07 100.00 0.00 0.00 0.00 0.009 Jilla Sahakari Kendriya Bank Maryadit, Betul 20.28 100.00 20.28 100.00 0.00 0.00 20.28 100.0010 Jilla Sahakari Kendriya Bank Maryadit, Chattarpur11 Jilla Sahakari Kendriya Bank Maryadit, Damoh 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Jilla Sahakari Kendriya Bank Maryadit, Datia 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Jilla Sahakari Kendriya Bank Maryadit, Dhar 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Jilla Sahakari Kendriya Bank Maryadit, Gwalior 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0015 Jilla Sahakari Kendriya Bank Maryadit, Hoshangabad 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0016 Jilla Sahakari Kendriya Bank Maryadit, Jabalpur 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0017 Jilla Sahakari Kendriya Bank Maryadit, Jhabua 170.41 90.04 0.00 0.00 0.00 0.00 0.00 0.0018 Jilla Sahakari Kendriya Bank Maryadit, Khandwa 39.52 100.00 19.31 100.00 39.52 100.00 0.00 0.0019 Jilla Sahakari Kendriya Bank Maryadit, Khargone 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0020 Jilla Sahakari Kendriya Bank Maryadit, Mandla 0.20 100.00 0.20 100.00 0.20 100.00 0.00 0.0021 Jilla Sahakari Kendriya Bank Maryadit, Morena 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0022 Jilla Sahakari Kendriya Bank Maryadit, Raisen23 Jilla Sahakari Kendriya Bank Maryadit, Rajgarh 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0024 Jilla Sahakari Kendriya Bank Maryadit, Rewa 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0025 Jilla Sahakari Kendriya Bank Maryadit, Sagar 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0026 Jilla Sahakari Kendriya Bank Maryadit, Satna 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0027 Jilla Sahakari Kendriya Bank Maryadit, Sehore 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0028 Jilla Sahakari Kendriya Bank Maryadit, Seoni 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0029 Jilla Sahakari Kendriya Bank Maryadit, Shahdol 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 Jilla Sahakari Kendriya Bank Maryadit, Shajapur 8.00 100.00 2.00 100.00 8.00 100.00 0.00 0.0031 Jilla Sahakari Kendriya Bank Maryadit, Shivpuri 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0032 Jilla Sahakari Kendriya Bank Maryadit, Ujjain 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0033 Jilla Sahakari Kendriya Bank Maryadit, Vidisha 0.73 100.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 240.21 81.11 42.86 60.29 47.72 68.28 20.28 100.00UTTARAKHAND

34 Almora Zilla Sahakari Bank Ltd. 17.12 2.64 17.12 2.80 17.12 31.88 0.00 0.0035 Chamoli Zilla Sahakari Bank Ltd., Chamoli36 Nainital District Co-Operative Bank Ltd., Haldwani 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0037 Tehri Garhwal Zila Sahkari Bank Ltd., Tehri 24.55 3.47 21.75 4.48 15.50 4.12 6.30 4.8738 The Uttarakhand State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0039 The Uttarkashi Zila Sahkari Bank Ltd., Uttarkashi 525.15 69.54 370.13 69.03 70.34 59.80 0.00 0.00

40 Udhamsinghnagar District Cooperative Bank Ltd., Rudrapur 26.79 15.87 17.66 14.94 26.79 15.87 0.00 0.00

41 Zila Sahkari Bank Ltd., Garhwal (Kotdwar) 10.46 2.15 10.46 2.15 1.46 2.22 0.00 0.00

(Amount `lakh)


STATEMENT - VI- C (contd.)


NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S42 Zila Sahkari Bank Ltd., Haridwar 67.66 38.14 45.61 31.26 66.17 37.61 0.00 0.00

Total 671.73 19.99 482.73 17.27 197.38 16.01 6.30 0.87UTTAR PRADESH

43 Bahrich District Co-Operative Bank Ltd.44 Budaun Jilla Sahkari Bank Ltd.45 District Co-Operative Bank Ltd., Saharanpur 32.10 100.00 26.90 100.00 0.00 0.00 0.00 0.0046 District Co-Operative Bank Ltd., Varanasi 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0047 Etah District Co-Operative Bank Ltd. 0.17 100.00 0.17 100.00 0.17 100.00 0.00 0.0048 Firozabad Jilla Sahkari Bank Ltd. 113.63 100.00 97.24 100.00 13.09 100.00 0.00 0.0049 Ghaziabad Jilla Sahkari Bank Ltd. 0.97 100.00 0.00 0.00 0.00 0.00 0.97 100.0050 Hamirpur District Co-Operative Bank Ltd. 17.00 100.00 6.00 100.00 17.00 100.00 0.00 0.0051 Jalaun District Co-Oerative Bank Ltd.52 Jilla Sahakari Bank Ltd., Azamgarh 9.11 100.00 0.00 0.00 2.59 100.00 6.52 100.0053 Jilla Sahkari Bank Ltd., Ballia 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0054 Jilla Sahkari Bank Ltd., Barabanki 3.55 47.59 0.00 0.00 0.00 0.00 3.55 47.5955 Jilla Sahkari Bank Ltd., Bareilly 33.49 100.00 4.92 100.00 9.76 100.00 23.73 100.0056 Jilla Sahkari Bank Ltd., Basti 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0057 Jilla Sahkari Bank Ltd., Jhansi58 Jilla Sahkari Bank Ltd., Kanpur 1.51 100.00 1.51 100.00 1.51 100.00 0.00 0.0059 Jilla Sahkari Bank Ltd., Lakhimpur-Khiri 294.28 99.91 163.04 99.83 91.64 99.71 198.46 100.0060 Jilla Sahkari Bank Ltd., Raibareilly 0.40 100.00 0.37 100.00 0.00 0.00 0.00 0.0061 Jilla Sahkari Bank Ltd., Sidharthnagar 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0062 Mathura Jilla Sahkari Bank Ltd. 12.75 100.00 0.00 0.00 9.51 100.00 0.00 0.0063 Muzaffarnagar District Co-Operative Bank Ltd. 15.49 100.00 4.67 100.00 15.49 100.00 0.00 0.0064 Pilibhit Jilla Sahkari Bank Ltd. 29.38 96.58 20.51 95.17 10.34 100.00 0.00 0.0065 The Uttar Pradesh State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 563.83 99.08 325.33 99.60 171.10 99.84 233.23 98.35Total Central Region 1781.03 27.72 1156.18 21.43 546.90 16.63 259.81 26.00


66 The Andaman & Nicobar State Co-Operative Bank Ltd. 75.89 7.75 72.85 8.08 0.00 0.00 0.00 0.00Total 75.89 7.75 72.85 8.08 0.00 0.00 0.00 0.00BIHAR

67 Central Co-Operative Bank Ltd., Ara 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0068 Sasaram-Bhabua Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0069 The Aurangabad District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0070 The Begusarai Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0071 The Bhagalpur Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0072 The Bihar State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0073 The Gopalganj Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0074 The Katihar District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0075 The Khagaria District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0076 The Magadh Central Co-Operative Bank Ltd., Gaya 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0077 The Monghyr-Jamui Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0078 The Motihari Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0079 The Muzaffarpur Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0080 The Nalanda Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0081 The National Central Co-Operative Bank Ltd., Bettiah 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0082 The Nawadah Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0083 The Pataliputra Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0084 The Purnea District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0085 The Rohika Central Co-Operative Bank Ltd., Madhubani 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

221STATEMENTS


NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S86 The Samastipur District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0087 The Sitamarhi Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0088 The Siwan Central Co-Operative Bank Ltd., Siwan 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0089 The Vaishali District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00JHARKHAND

90 The Dhanbad Central Co-Operative Bank Ltd. 3.27 20.67 3.27 20.67 0.57 5.29 1.32 37.1891 The Jharkhand State Co-Operative Bank Ltd. 79.88 23.99 79.88 23.99 0.00 0.00 0.00 0.00

Total 83.15 23.84 83.15 23.84 0.57 5.29 1.32 37.18ODISHA

92 Cuttack Central Co-Operative Bank Ltd. 750.31 20.06 750.31 20.06 307.53 12.52 442.78 34.4893 Keonjhar Central Co-Operative Bank Ltd. 230.86 17.85 227.06 17.61 230.86 17.85 0.00 0.0094 Nayagarh District Central Co-Operative Bank Ltd. 71.16 14.64 66.41 13.80 0.00 0.00 40.63 100.0095 The Angul United Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0096 The Aska Central Co-Operative Bank Ltd. 1.80 0.47 1.80 0.47 0.00 0.00 0.00 0.0097 The Balasore Bhadrak Central Co-Operative Bank Ltd. 352.31 3.97 352.31 3.97 352.31 3.97 0.00 0.0098 The Banki Central Co-Operative Bank Ltd. 32.46 6.55 32.46 6.55 32.46 6.55 0.00 0.0099 The Berhampore Co-Operative Central .Bank Ltd. 62.64 8.67 62.64 8.79 31.32 12.56 31.32 33.08100 The Bhawanipatna Central Co-Operative Bank Ltd. 34.64 12.63 34.64 12.63 34.64 12.63 0.00 0.00101 The Bolangir District Central Co-Operative Bank Ltd. 89.83 25.34 79.83 23.17 0.00 0.00 0.00 0.00102 The Boudh Co-Operative Central Bank Ltd. 119.96 44.75 119.96 44.75 0.00 0.00 0.00 0.00103 The Khurda Central Co-Operative Bank Ltd. 362.27 25.27 362.27 25.27 0.00 0.00 0.00 0.00104 The Koraput Central Co-Operative Bank Ltd. 419.30 18.69 419.30 18.69 205.38 100.00 0.00 0.00105 The Mayurbhanj District Central Co-Operative Bank Ltd. 74.57 28.85 74.57 28.85 74.57 28.85 0.00 0.00106 The Sambalpur Dist.co-Operative Central Bank Ltd. 430.02 29.23 430.02 29.23 269.20 100.00 0.00 0.00107 The Sundargarh District Central Co-Operative Bank Ltd. 53.77 0.87 53.77 0.87 0.00 0.00 39.74 0.88108 The United Puri-Nimapara Central Cooperative Bank Ltd. 89.33 30.57 89.33 30.57 89.33 30.57 0.00 0.00

Total 3175.23 9.83 3156.68 9.78 1627.60 8.81 554.47 9.34WEST BENGAL

109 Balageria Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00110 Bankura Dist Central Co-Operative Bank Ltd. 1368.90 18.90 1347.58 18.93 1128.52 19.57 0.00 0.00111 Birbhum District Central Co-Operative Bank Ltd. 40.10 32.56 40.10 32.56 0.00 0.00 0.00 0.00112 Darjeeling District Central Co-Operative Bank Ltd. 29.61 28.37 0.00 0.00 0.00 0.00 0.00 0.00113 Hooghly District Central Co-Operative Bank Ltd. 599.14 2.83 599.14 2.83 0.00 0.00 0.00 0.00114 Howrah District Central Co-Operative Bank Ltd 119.78 1.93 114.66 1.87 0.00 0.00 0.00 0.00115 Malda District Central Co-Operative Bank Ltd. 267.94 3.49 267.94 3.49 267.94 3.49 0.00 0.00116 Nadia District Central Co-Operative Bank Ltd. 399.19 1.07 358.35 1.05 0.00 0.00 0.00 0.00117 Purulia District Central Co-Operative Bank Ltd 9.18 3.35 9.18 3.35 9.18 4.00 0.00 0.00118 Raiganj Central Co-Operative Bank Ltd. 546.62 13.35 546.62 13.35 0.00 0.00 0.00 0.00119 Tamluk Ghatal Central Co-Operative Bank Ltd.120 The Burdwan District Central Co-Operative Bank Ltd 151.58 8.75 73.89 5.67 0.00 0.00 0.00 0.00

121 The Dakshin Dinajpur District Central Co-Operative Bank Ltd. 101.12 4.80 101.12 4.80 0.00 0.00 0.00 0.00

122 The Mugberia Central Co-Operative Bank Ltd. 196.00 3.34 172.00 3.07 0.00 0.00 0.00 0.00123 The West Bengal State Co-Operative Bank Ltd. 803.95 6.18 593.94 5.00 0.00 0.00 0.00 0.00124 Vidyasagar Central Co-Operative Bank Ltd. 142.25 1.95 121.96 1.76 0.00 0.00 0.00 0.00

Total 4775.36 4.15 4346.48 3.97 1405.64 9.91 0.00 0.00Total Eastern Region 8109.63 5.45 7659.16 5.35 3033.81 9.28 555.79 8.55


125 The Assam Co-Operative Apex Bank Ltd.Total




NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/SMANIPUR

126 The Manipur State Co-Operative Bank Ltd. 26.89 5.39 26.89 5.39 0.00 0.00 0.00 0.00Total 26.89 5.39 26.89 5.39 0.00 0.00 0.00 0.00MEGHALAYA

127 The Meghalaya Co-Operative Apex Bank Ltd. 69.27 16.06 55.65 15.49 28.06 9.86 5.54 82.44Total 69.27 16.06 55.65 15.49 28.06 9.86 5.54 82.44MIZORAM

128 The Mizoram Co-Operative Apex Bank Ltd. 5.19 1.95 5.19 1.95 0.66 0.29 3.99 10.20Total 5.19 1.95 5.19 1.95 0.66 0.29 3.99 10.20SIKKIM

129 The Sikkim State Co-Operative Bank Ltd. 4.90 12.40 4.90 12.40 4.18 13.07 0.00 0.00Total 4.90 12.40 4.90 12.40 4.18 13.07 0.00 0.00TRIPURA

130 The Tripura State Co-Operative Bank Ltd. 4.42 0.20 4.42 0.20 4.42 0.23 0.00 0.00Total 4.42 0.20 4.42 0.20 4.42 0.23 0.00 0.00Total North Eastern Region 110.67 3.23 97.05 2.90 37.32 1.53 9.53 2.79


131 The Chandigarh State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00HARYANA

132 The Ambala Central Co-Operative Bank Ltd. 0.69 4.02 0.69 8.03 0.00 0.00 0.00 0.00133 The Bhiwani Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00134 The Faridabad Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00135 The Fatehabad Central Co-Operative Bank Ltd. 98.92 92.65 65.36 93.03 98.92 92.65 0.00 0.00136 The Gurgaon Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00137 The Haryana State Co-Operative Apex Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00138 The Hissar Central Co-Operative Bank Ltd. 224.76 99.97 151.84 99.98 224.76 99.97 0.00 0.00139 The Jhajjar Central Co-Operative Bank Ltd. 8.49 100.00 8.49 100.00 0.00 0.00 0.00 0.00140 The Jind Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00141 The Karnal Central Co-Operative Bank Ltd. 2.70 16.36 2.70 16.36 0.00 0.00 0.00 0.00142 The Kurukshetra Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00143 The Mahendragarh Central Co-Operative Bank Ltd. 14.16 39.97 1.82 7.88 0.00 0.00 14.16 39.97144 The Panchakula Cental Co-Operative Bank Ltd. 9.01 100.00 9.01 100.00 9.01 100.00 0.00 0.00145 The Panipat Central Co-Operative Bank Ltd. 4.34 47.12 4.34 47.12 0.00 0.00 0.00 0.00146 The Rewari Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00147 The Rohtak Central Co-Operative Bank Ltd. 4.78 20.21 4.78 25.33 4.78 20.21 0.00 0.00148 The Sirsa Central Co-Operative Bank Ltd. 19.24 95.63 18.85 95.54 0.00 0.00 19.24 95.63149 The Sonepat Central Co-Operative Bank Ltd. 5.10 27.98 4.51 31.69 5.10 27.98 0.00 0.00150 The Yamunanagar Central Co-Operative Bank Ltd. 4.10 32.28 4.10 32.28 0.00 0.00 0.00 0.00

Total 396.29 74.76 276.49 70.80 342.57 82.41 33.40 57.22HIMACHAL PRADESH

151 The Himachal Pradesh State Co-Operative Bank Ltd. 189.67 5.90 38.38 1.54 38.38 1.54 0.00 0.00152 The Kangra Central Co-Operative Bank Ltd. 341.16 11.52 312.29 11.26 106.42 5.53 6.52 10.88

Total 530.83 8.60 350.67 6.65 144.80 3.27 6.52 10.88JAMMU AND KASHMIR

153 Baramulla Central Co-Operative Bank Ltd. 36.32 100.00 32.96 100.00 36.32 100.00 0.00 0.00154 The Anantnag Central Co-Operative Bank Ltd. 1.31 55.51 0.51 37.23 0.00 0.00 0.00 0.00155 The Jammu Central Co-Operative Bank Ltd. 7.16 94.21 7.16 94.21 7.16 94.21 0.00 0.00156 The Jammu & Kashmir State Co-Operative Bank Ltd. 0.79 100.00 0.79 100.00 0.79 100.00 0.00 0.00

Total 45.58 96.83 41.42 96.96 44.27 99.02 0.00 0.00NEW DELHI


223STATEMENTS


NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S157 The Delhi State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00PUNJAB

158 The Amritsar Central Co-Operative Bank Ltd., Amritsar 46.74 100.00 41.31 100.00 0.00 0.00 0.00 0.00159 The Bhatinda Central Co-Operative Bank Ltd., Bhatinda 25.26 52.57 25.26 52.57 0.00 0.00 0.00 0.00160 The Faridkot Central Co-Operative Bank Ltd., Faridkot 8.64 60.63 8.64 60.63 0.00 0.00 0.00 0.00

161 The Fatehgarh Sahib Central Co-Operative Bank Ltd., Sirhind 16.28 27.15 16.28 27.15 0.00 0.00 0.00 0.00

162 The Fazilka Central Co-Operative Bank Ltd., Fazilka 12.81 100.00 12.81 100.00 0.00 0.00 0.00 0.00163 The Ferozepur Central Co-Operative Bank Ltd., Ferozepur 57.27 98.66 53.32 98.56 0.00 0.00 0.00 0.00

164 The Gurdaspur Central Co-Operative Bank Ltd., Gurdaspur 20.24 65.21 20.24 65.21 20.24 65.21 0.00 0.00

165 The Hoshiarpur Central Co-Operative Bank Ltd., Hoshiarpur 14.79 24.11 4.23 8.88 0.00 0.00 0.00 0.00

166 The Kapurthala Central Co-Operative Bank Ltd., Kapurthala 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

167 The Ludhiana Central Co-Operative Bank Ltd., Ludhiana 17.04 19.08 17.04 19.08 0.00 0.00 0.00 0.00168 The Mansa Central Co-Operative Bank Ltd., Mansa 1.48 17.94 1.48 17.94 0.00 0.00 0.00 0.00169 The Muktsar Central Co-Operative Bank Ltd., Muktsar 41.43 95.15 41.43 95.15 41.43 95.15 0.00 0.00

170 The Nawanshahr Central Co-Operative Bank Ltd., Nawanshahr 4.28 18.48 4.28 18.48 0.00 0.00 0.00 0.00

171 The Patiala Central Co-Operative Bank Ltd., Patiala 40.21 50.24 40.21 50.24 5.27 30.85 0.00 0.00172 The Ropar Central Co-Operative Bank Ltd., Ropar 2.30 35.71 2.30 35.71 2.30 35.71 0.00 0.00173 The Sangrur Central Co-Operative Bank Ltd., Sangrur 20.26 58.62 19.53 60.84 20.26 58.62 0.00 0.00174 The Sas Nagar Central Co-Op. Bank Ltd., Sas Nagar

175 The Taran Taran Central Co-Operative Bank Ltd., Taran Taran 0.17 3.99 0.17 3.99 0.00 0.00 0.00 0.00

Total 329.20 52.70 308.53 51.49 89.50 67.47 0.00 0.00RAJASTHAN

176 Ajmer Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00177 Baran Kendriya Sahakari Bank Ltd. 271.91 99.73 252.63 99.77 0.00 0.00 82.03 99.48178 Chittorgarh Kendriya Sahakari Bank Ltd. 107.35 85.59 85.33 94.10 3.42 100.00 0.00 0.00179 Dausa Kendriya Sahakari Bank Ltd. 96.62 75.52 82.76 79.87 0.00 0.00 0.00 0.00180 Hanumangarh Kendriya Sahakari Bank Ltd. 24.92 76.47 24.92 80.57 0.00 0.00 0.00 0.00181 Jhunjhunu Kendriya Sahakari Bank Ltd. 51.90 16.51 51.90 16.51 0.00 0.00 0.00 0.00182 Sawai Madhopur Kendriya Sahakari Bank Ltd. 32.57 64.52 32.57 64.52 0.00 0.00 0.00 0.00183 The Alwar Central Co-Operative Bank Ltd. 102.85 44.23 102.85 44.23 6.37 5.79 0.00 0.00184 The Banswara Central Co-Operative Bank Ltd. 85.62 56.50 85.62 56.50 85.62 56.50 0.00 0.00185 The Barmer Central Co-Operative Bank Ltd. 407.14 100.00 407.14 100.00 0.00 0.00 0.00 0.00186 The Bharatpur Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00187 The Bundi District Central Co-Operative Bank Ltd. 156.00 87.43 156.00 87.43 81.44 90.61 0.00 0.00188 The Central Co-Operative Bank Ltd, Bhilwara 9.85 100.00 8.91 100.00 3.96 100.00 0.00 0.00189 The Central Co-Operative Bank Ltd., Bikaner 324.69 93.69 324.69 93.69 23.48 88.70 0.00 0.00190 The Churu Central Co-Operative Bank Ltd. 124.01 71.71 89.51 73.25 25.86 99.23 0.00 0.00191 The Ganganagar Kendriya Sahakari Bank Ltd. 45.77 61.91 45.77 61.91 0.00 0.00 0.00 0.00192 The Jaipur Central Co-Operative Bank Ltd. 1005.27 72.14 1005.27 72.14 0.00 0.00 0.00 0.00193 The Jalore Central Co-Operative Bank Ltd. 65.10 98.18 57.98 99.88 65.10 98.18 0.00 0.00194 The Kota Central Co-Operative Bank Ltd. 130.27 72.39 130.27 72.39 5.45 30.53 0.00 0.00195 The Nagaur Central Co-Operative Bank Ltd.196 The Pali District Central Co-Operative Bank Ltd 361.63 97.36 361.63 97.36 0.00 0.00 0.00 0.00197 The Sikar Kendriya Sahakari Bank Ltd. 185.85 33.73 185.85 33.73 0.00 0.00 0.00 0.00198 The Sirohi Central Co-Operative Bank Ltd. 54.16 53.22 54.16 53.22 1.00 52.36 0.00 0.00199 The Udaipur Central Co-Operative Bank Ltd. 235.03 74.48 223.98 73.56 235.03 74.48 0.00 0.00

Total 3878.51 70.56 3769.74 70.52 536.73 64.35 82.03 92.79




NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/STotal Northern Region 5180.41 40.24 4746.85 40.74 1157.87 19.79 121.95 59.00


200 The Anantpur District Co Operative Central Bank Ltd. 230.36 10.52 230.36 10.52 0.00 0.00 0.00 0.00201 The Andhra Pradesh State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00202 The Chittoor District Co-Operative Central Bank Ltd. 63.57 4.44 63.57 4.44 0.00 0.00 0.00 0.00203 The District Co-Operative Central Bank Ltd., Eluru 99.91 2.53 99.91 2.53 0.00 0.00 0.00 0.00204 The District Cooperative Central Bank Ltd., Kakinada 0.80 0.24 0.80 0.24 0.80 0.24 0.00 0.00205 The District Cooperative Central Bank Ltd., Kurnool 3.60 0.72 3.49 0.70 3.60 0.72 0.00 0.00206 The District Co-Operative Central Bank Ltd., Srikakulam 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

207 The District Co-Operative Central Bank Ltd., Visakhapatnam 21.81 0.88 21.81 0.88 21.81 0.88 0.00 0.00

208 The District Co-Operative Central Bank Ltd., Vizianagaram 0.54 0.79 0.54 0.79 0.54 0.79 0.00 0.00209 The Guntur District Co-Operative Central Bank 81.16 0.55 81.16 0.55 12.75 0.15 0.00 0.00210 The Kadapa District Co Operative Central Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00211 The Krishna District Co-Operative Central Bank Ltd. 305.00 1.05 305.00 1.05 0.00 0.00 0.00 0.00212 The Nellore District Co-Operative Central Bank Ltd. 2.41 1.00 2.41 1.01 0.00 0.00 0.00 0.00213 The Prakasam District Co-Operative Central Bank Ltd. 10.50 0.49 10.50 0.49 0.00 0.00 0.00 0.00

Total 819.66 1.39 819.55 1.39 39.50 0.33 0.00 0.00KARNATAKA

214 Bagalkot District Central Co-Operative Bank Ltd. 30.13 24.63 30.13 24.63 0.00 0.00 0.00 0.00215 Mandya District Co-Operative Central Bank Ltd. 102.03 0.56 97.79 0.56 62.72 0.48 39.31 0.76216 The Belagavi District Central Co-Operative Bank Ltd. 50.47 2.30 27.22 1.30 32.97 1.57 17.50 19.23217 The Bellary District Co-Operative Central Bank Ltd. 115.48 10.17 115.48 10.36 32.41 3.16 0.00 0.00218 The Bengaluru District Central Co-Operative Bank Ltd 222.68 15.14 222.68 15.40 0.00 0.00 0.00 0.00219 The Chikmagalur District Co-Operative Central Bank Ltd. 276.15 31.69 247.65 30.64 0.00 0.00 0.00 0.00220 The Chitradurga District Co-Operative Central Bank Ltd. 215.40 24.65 215.40 24.66 61.97 8.60 20.58 100.00221 The Dawangere District Central Co-Operative Bank Ltd. 10.82 3.76 10.82 3.87 0.00 0.00 0.00 0.00222 The District Co-Operative Central Bank Ltd., Bidar 224.17 0.75 179.09 0.60 0.00 0.00 0.00 0.00

223 The Gulbarga And Yadgir District Co-Operative Central Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

224 The Hassan District Co-Operative Central Bank Ltd. 270.82 3.37 265.25 3.47 66.26 0.92 7.86 4.92225 The Kanara District Central Co- Operative Bank Ltd. 29.96 1.23 28.45 1.24 14.50 0.94 13.95 1.87226 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad) 8.24 0.42 5.52 0.35 2.26 0.76 1.69 1.25227 The Kodagu District Co-Operative Central Bank Ltd. 37.78 1.19 31.78 1.24 11.70 2.18 0.00 0.00

228 The Kolar And Chickaballapur District Co Operative Central Bank Ltd. 53.70 0.10 53.70 0.10 0.00 0.00 0.00 0.00

229 The Mysore And Chamarajnagar District Cooperative Central Bank Ltd. 378.59 32.47 363.45 31.71 37.67 97.54 0.00 0.00

230 The Raichur District Central Co-Operative Bank Ltd. 55.33 4.72 55.33 4.72 50.03 9.63 5.30 0.81231 The Shimoga District Co-Operative Central Bank Ltd. 98.00 1.36 81.00 1.29 79.00 1.32 2.00 0.62

232 The South Canara District Central Co-Operative Bank Ltd. 284.21 1.21 94.50 0.58 284.21 1.21 0.00 0.00

233 The Tumkur District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00234 The Vijayapura District Central Co-Operative Bank Ltd. 3.87 0.33 3.87 0.37 0.00 0.00 0.00 0.00

Total 2467.83 1.51 2129.11 1.41 735.70 1.23 108.19 1.48KERALA

235 The Kerala State Co-Operative Bank Ltd. 3661.35 5.35 3211.14 5.11 1056.60 5.35 194.48 1.26236 The Malappuram District Co-Operative Bank Ltd. 17.45 1.48 17.45 1.48 3.53 0.80 0.00 0.00

Total 3678.80 5.28 3228.59 5.04 1060.13 5.25 194.48 1.26PUDUCHERRY

237 The Pondicherry State Co-Operative Bank Ltd. 445.42 26.83 445.42 26.85 445.42 26.83 0.00 0.00Total 445.42 26.83 445.42 26.85 445.42 26.83 0.00 0.00


225STATEMENTS


NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/STAMIL NADU

238 Chennai Central Co-Operative Bank Ltd. 77.61 9.17 77.61 9.17 0.00 0.00 0.00 0.00239 Dindigul Central Co-Operative Bank Ltd. 584.44 17.49 584.44 17.86 25.20 38.57 0.00 0.00240 The Coimbatore District Central Co-Operative Bank Ltd. 742.39 8.94 691.93 8.48 447.92 8.19 294.47 10.41241 The Cuddalore District Central Co-Operative Bank Ltd. 381.21 5.80 370.02 5.65 225.18 4.00 156.03 16.48242 The Dharmapuri District Central Co-Operative Bank Ltd. 1189.61 10.57 1140.57 10.23 0.00 0.00 0.00 0.00243 The Erode District Central Co-Operative Bank Ltd. 330.73 3.98 330.73 3.98 306.37 3.85 24.36 6.99244 The Kancheepuram Central Co-Op.bank Ltd. 498.66 8.73 498.66 8.73 0.00 0.00 0.00 0.00245 The Kanyakumari District Central Co-Operative Bank Ltd. 226.48 1.24 192.51 1.18 0.00 0.00 0.00 0.00246 The Kumbakonam Central Co-Op Bank Ltd. 1065.28 12.93 1065.28 12.93 0.00 0.00 0.00 0.00247 The Madurai District Central Co-Operative Bank Ltd. 636.02 16.32 636.02 16.32 300.72 11.25 182.95 17.62248 The Nilgiris District Central Co-Operative Bank Ltd. 650.88 8.19 601.63 7.96 0.00 0.00 0.00 0.00249 The Pudukottai District Central Co-Operative Bank Ltd. 380.26 8.50 380.26 8.58 0.00 0.00 0.00 0.00

250 The Ramanathapuram District Central Co-Operative Bank Ltd. 981.26 39.74 981.26 39.74 585.23 41.13 396.03 37.85

251 The Salem District Central Co-Operative Bank Ltd. 2054.14 8.00 1951.43 8.00 1232.48 8.00 616.24 8.00252 The Sivgangai District Central Co-Operative Bank Ltd. 620.85 6.68 620.85 6.68 620.85 6.68 0.00 0.00253 The Thanjavur Central Co-Operative Bank Ltd. 584.13 8.33 584.13 8.33 518.73 7.74 65.40 20.88254 The Tiruchirapalli District Central Co-Operative Bank Ltd. 1086.56 4.90 1074.91 4.89 821.16 4.46 265.40 7.05255 The Tirunelveli District Central Co-Operative Bank Ltd. 7.20 0.36 7.20 0.36 7.20 0.36 0.00 0.00

256 The Tiruvannamalai District Central Co-Operative Bank Ltd. 821.78 5.05 821.78 5.06 821.78 5.05 0.00 0.00

257 The Vellore District Central Cooperative Bank Ltd. 933.50 6.74 933.50 6.74 215.66 8.00 0.00 0.00

258 The Virudhunagar District Central Co-Operative Bank Ltd. 115.73 2.68 115.73 2.68 0.00 0.00 0.00 0.00

259 Thoothukudi District Central Co-Operative Bank Ltd. 53.07 0.62 53.07 0.62 13.27 0.20 39.80 2.09Total 14021.79 7.06 13713.52 7.05 6141.75 6.09 2040.68 10.26TELANGANA

260 The Adilabad District Co Operative Central Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00261 The District Co-Operative Central Bank Ltd., Khammam 22.13 3.07 22.13 3.07 22.13 3.07 0.00 0.00262 The District Co-Operative Central Bank Ltd., Medak 76.29 0.25 76.29 0.25 0.00 0.00 0.00 0.00263 The District Co-Operative Central Bank Ltd., Warangal 23.94 1.88 23.94 1.88 0.00 0.00 0.00 0.00264 The Hyderabad District Co-Operative Central Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00265 The Karimnagar District Co-Operative Central Bank Ltd. 584.20 3.81 584.20 3.81 0.00 0.00 0.00 0.00

266 The Mahbubnagar District Co-Operative Central Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

267 The Nalgonda District Co-Operative Central Bank Ltd. 33.17 8.71 33.17 8.71 0.00 0.00 0.00 0.00268 The Nizamabad District Co-Operative Central Bank Ltd. 805.83 11.27 805.83 11.27 0.00 0.00 0.00 0.00269 The Telangana State Co-Operative Bank Ltd. 5.40 0.14 5.05 0.13 0.00 0.00 5.40 0.14

Total 1550.96 2.57 1550.61 2.57 22.13 0.85 5.40 0.14Total Southern Region 22984.46 4.16 21886.80 4.13 8444.63 4.28 2348.75 5.05

WESTERN REGIONGOA

270 The Goa State Co-Operative Bank Ltd. 56.64 10.34 56.64 10.36 0.00 0.00 0.00 0.00Total 56.64 10.34 56.64 10.36 0.00 0.00 0.00 0.00GUJARAT

271 Banaskantha District Central Co-Operative Bank 27.94 95.07 27.07 94.92 27.94 95.07 0.00 0.00272 Bhavnagar District Co-Operative Bank Ltd 2.73 7.40 0.00 0.00 0.00 0.00 0.00 0.00273 Mehsana District Central Co-Operative Bank 35.00 15.35 35.00 15.91 0.00 0.00 0.00 0.00274 Panchmahals District Co-Operative Bank Ltd. 2.89 36.22 1.42 21.81 0.00 0.00 0.00 0.00275 Rajkot District Co-Operative Bank Ltd. 10.31 1.58 10.31 1.58 0.66 0.77 0.00 0.00276 Sabarkantha District Central Co-Operative Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00277 Surat District Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S

Amount of NPAs


loans O/S278 The Ahmedabad District Co-Operative Bank Ltd. 8.20 47.32 8.20 47.32 8.20 47.32 0.00 0.00279 The Amreli Jill Madhyastha Sahakari Bank Ltd. 6.15 17.05 6.15 17.05 0.00 0.00 0.00 0.00280 The Baroda Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00281 The Bharuch District Central Co-Operative Bank Ltd. 295.00 91.91 138.34 92.04 0.00 0.00 0.00 0.00282 The Gujarat State Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00283 The Jamnagar District Co-Operative Bank Ltd. 17.01 59.06 17.01 59.06 0.00 0.00 0.00 0.00284 The Junagadh Jill Sahakari Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00285 The Kachchh District Central Co-Operative Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00286 The Kaira District Central Co-Operative Bank Ltd. 0.09 100.00 0.01 100.00 0.00 0.00 0.09 100.00287 The Kodinar Taluka Co-Operative Banking Union Ltd. 8.32 5.44 8.32 5.44 0.00 0.00 0.00 0.00288 The Surendranagar District Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00289 Valsad District Central Co-Operative Bank Ltd 1.83 56.48 1.83 56.48 0.00 0.00 0.00 0.00

Total 415.47 24.77 253.66 17.20 36.80 27.67 0.09 100.00MAHARASHTRA

290 Akola District Central Co-Operative Bank Ltd. 43.71 38.04 43.71 38.04 18.71 26.11 0.00 0.00291 Amrawati District Central Co-Operative Bank Ltd. 78.02 62.56 53.00 50.22 0.00 0.00 0.00 0.00292 Aurangabad District Central Co-Operative Bank Ltd. 82.12 53.03 82.12 58.10 18.64 100.00 0.00 0.00293 Beed District Central Co-Operative Bank Ltd. 181.72 100.00 181.72 100.00 101.48 100.00 0.00 0.00294 Buldhana District Central Co-Operative Bank Ltd. 55.38 100.00 32.29 100.00 55.38 100.00 0.00 0.00295 Chandrapur District Central Co-Operative Bank Ltd. 641.16 19.13 641.16 19.13 601.95 49.77 39.21 10.33

296 Dhule & Nandurbar District Central Co-Operativebank Ltd. 104.21 19.54 88.31 18.84 85.95 100.00 0.00 0.00

297 Gadchiroli District Central Co-Operative Bank Ltd. 97.07 6.07 94.77 6.43 45.07 5.06 0.00 0.00298 Jalna District Central Co-Operative Bank Ltd. 26.09 78.49 24.39 80.65 0.00 0.00 0.00 0.00299 Kolhapur District Central Co-Operative Bank Ltd. 64.14 8.27 64.14 8.27 18.38 3.35 0.00 0.00300 Latur District Central Co-Operative Bank Ltd. 89.45 20.34 89.45 20.34 0.00 0.00 0.00 0.00301 Nagpur District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00302 Nasik District Central Co-Operative Bank Ltd. 24.64 100.00 24.64 100.00 24.64 100.00 0.00 0.00303 Osmanabad District Central Co-Operative Bank Ltd. 38.67 100.00 38.00 100.00 0.00 0.00 38.67 100.00304 Parbhani District Central Co-Operative Bank Ltd. 337.65 98.88 226.62 98.36 226.62 99.85 0.00 0.00305 Pune District Central Co-Operative Bank Ltd. 112.63 8.70 108.29 8.39 47.31 100.00 0.00 0.00306 Raigad District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00307 Ratnagiri District Central Co-Operative Bank Ltd. 10.61 4.04 10.61 4.18 0.00 0.00 0.00 0.00308 Sangli District Central Co-Operative Bank Ltd. 56.33 6.38 50.69 6.37 30.90 3.96 0.00 0.00309 Sindhudurg District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00310 Solapur District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00311 The Ahmednagar District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00312 The Gondia District Central Co-Operative Bank Ltd. 286.79 7.54 272.05 7.18 286.79 7.54 0.00 0.00313 The Jalgaon District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00314 The Maharashtra State Co-Operative Bank Ltd. 4.26 100.00 4.26 100.00 0.00 0.00 0.00 0.00315 The Mumbai District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00316 The Nanded District Central Co-Operative Bank Ltd. 2.29 100.00 2.29 100.00 0.00 0.00 0.00 0.00317 The Satara District Central Co-Operative Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00318 The Thane District Central Co-Operative Bank Ltd. 29.67 0.38 29.67 0.38 1.73 2.37 0.00 0.00319 Wardha District Central Co-Operative Bank Ltd. 171.37 100.00 148.72 100.00 65.67 100.00 0.00 0.00320 Yavatmal District Central Co-Operative Bank Ltd. 899.15 99.43 812.03 99.38 899.15 99.43 0.00 0.00

Total 3437.13 10.71 3122.93 9.99 2528.37 21.66 77.88 18.63Total Western Region 3909.24 11.39 3433.23 10.31 2565.17 21.73 77.97 18.64Grand Total 42075.44 5.55 38979.27 5.36 15785.70 6.23 3373.80 6.14


227STATEMENTS

Bank Loans provided to MFIs during 2020-21 and NPAs as on 31 March 2021(Amount `lakh)(Amount `lakh)

STATEMENT - VII

Sr.No. Name of The Banks

Loan disbursed by Banks to MFIs during the year as at the end of the

quarter

Outstanding Bank Loans against MFIs as on quarter

ended

Gross NPAs of Bank loans to MFIs as on quarter ended

No. of MFI accounts

Amount disbursed

No. of MFI accounts Amount Amount No. of MFI

accounts

% to total outstanding

loans1 Axis Bank Limited 8 55750.00 27 145941.08 1847.43 3 1.273 Bank Of Baroda 5465 38423.83 10854 158423.60 7864.26 488 4.964 Bank Of Maharashtra 4 0.65 8 14.36 0.00 0 0.005 Canara Bank 11 24750.00 68 60220.53 21057.08 28 34.976 Central Bank Of India 0 0.00 3 2.85 2.85 3 100.007 City Union Bank Limited 1 115.00 5 429.18 0.00 0 0.008 Federal Bank Ltd 65 12885.35 318 72610.08 390.90 6 0.549 Hdfc Bank Ltd. 10 166900.00 14 60790.00 0.00 0 0.0010 Icici Bank Limited 13 233112.50 24 336809.08 7463.39 3 2.2211 Idbi Bank Limited 5 33500.00 21 43674.44 3363.80 6 7.7012 Idfc Bank Limited 15 79975.00 210 365761.50 0.00 0 0.0013 Indian Bank 36 104879.19 146 108441.37 402.45 107 0.3714 Indusind Bank Ltd 7 70000.00 9 68478.99 0.00 0 0.0015 Karnataka Bank Ltd 5 70.48 11 1574.38 0.00 0 0.0017 Punjab National Bank 0 0.00 7 39032.96 0.00 0 0.0018 Ratnakar Bank Ltd 10 52100.00 15 68966.08 0.00 0 0.0019 South Indian Bank Ltd 1 1000.00 14 5486.74 0.00 0 0.0020 State Bank Of India 40 117972.00 90 282634.00 4275.00 10 1.5121 Tamilnad Mercantile Bank Ltd 0 0.00 0 2194.02 0.00 0 0.0022 The Dhanalakshmi Bank Ltd 5 7400.00 14 17158.61 247.31 3 1.4423 Uco Bank 9 11750.00 9 11062.41 0.00 0 0.0024 Union Bank Of India 19 57898.86 69 150878.88 12666.79 21 8.4025 Yes Bank Ltd. 12 51000.00 23 71113.61 0.00 0 0.00

Commercial Banks Total: 5741 1119482.86 11959 2071698.75 59581.26 678 2.8826 Dindigul Central Co-Operative Bank Ltd. 188 2928.35 195 4714.43 48.48 67 1.03

27 Jila Sahakari Kendriya Bank Maryadit, Raipur 59 83.73 59 83.73 0.00 0 0.00

28 Surat District Co-Operative Bank Ltd. 159 62.24 233 87.22 0.00 0 0.00

29 The Adilabad District Co Operative Central Bank Ltd. 141 388.30 382 628.84 0.00 0 0.00

30 The Amreli Jill Madhyastha Sahakari Bank Ltd. 20 10.00 91 36.08 6.15 19 17.05

31 The District Co-Operative Central Bank Ltd., Eluru 520 3589.57 1137 3948.34 99.61 61 2.52

32 The District Co-Operative Central Bank Ltd., Medak 6138 28384.23 9025 30923.77 76.29 52 0.25

33 The District Co-Operative Central Bank Ltd., Srikakulam 1 4000.00 1 3025.74 0.00 0 0.00

34 The Erode District Central Co-Operative Bank Ltd. 2518 6708.98 3694 8302.51 330.73 461 3.98

35 The Karnal Central Co-Operative Bank Ltd. 0 0.00 129 32.06 10.00 46 31.19

36 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad) 696 2231.59 1015 1963.48 8.24 29 0.42

37 The Kolar And Chickaballapur District Co Operative Central Bank Ltd. 6742 31521.07 19386 55099.00 53.70 189 0.10

38 The Kumbakonam Central Co-Op Bank Ltd. 3668 7008.21 5708 8241.18 1065.28 1285 12.93

39 The Sirsa Central Co-Operative Bank Ltd. 0 0.00 85 20.12 19.24 63 95.63

40 The Sonepat Central Co-Operative Bank Ltd. 0 0.00 23 18.23 6.89 7 37.79


Sr.No. Name of The Banks

Loan disbursed by Banks to MFIs during the year as at the end of the

quarter

Outstanding Bank Loans against MFIs as on quarter

ended

Gross NPAs of Bank loans to MFIs as on quarter ended

No. of MFI accounts

Amount disbursed

No. of MFI accounts Amount Amount No. of MFI

accounts

% to total outstanding

loans

41 The Telangana State Co-Operative Bank Ltd. 1 63000.00 1 62808.53 0.00 0 0.00

42 The Tripura State Co-Operative Bank Ltd. 973 1601.35 2112 2187.03 0.00 0 0.00

43 The Uttarakhand State Co-Operative Bank Ltd. 0 0.00 152 136.87 0.00 0 0.00

44 Yavatmal District Central Co-Operative Bank Ltd. 2 6.00 2493 904.30 899.15 2475 99.43

Co-Operative Banks Total: 21826 151523.62 45921 183161.46 2623.76 4754 1.4345 Assam Gramin Vikash Bank 0 0.00 7 267.86 27.34 2 10.2146 Baroda U.p. Bank 0 0.00 1 304.75 0.00 0 0.0047 Karnataka Vikas Grameena Bank 2 900.00 3 591.10 0.00 0 0.0048 Madhya Pradesh Gramin Bank 0 0.00 1 0.00 0.00 0 0.0049 Maharashtra Gramin Bank 0 0.00 1 0.08 0.00 0 0.0050 Odisha Gramya Bank 0 0.00 1 42.71 42.71 1 100.0051 Punjab Gramin Bank 991 926.51 3188 1772.83 187.23 175 10.5652 Saurashtra Gramin Bank 1 99.80 1 26.99 0.00 0 0.0053 Tamil Nadu Grama Bank 0 0.00 12 26.27 0.00 0 0.0054 Utkal Grameen Bank 0 0.00 81 732.73 732.73 81 100.00

Regional Rural Banks Total: 994 1926.31 3296 3765.32 990.01 259 26.2955 Esaf Small Finance Bank Ltd 1 1000.00 5 1552.72 0.00 0 0.00

Small Finance Banks Total: 1 1000.00 5 1552.72 0.00 0 0.00Grand Total: 28562 1273932.79 61181 2260178.25 63195.03 5691 2.80

STATEMENT - VII (contd.)(Amount `lakh)

229STATEMENTS

NABARD Support for training and capacity building SHG-BLP during 2020-21

STATEMENT - VIII- A

Sr. No. State

Bankers Trainers NGOs Govt. offi cials SHG leaders/members Exposure visitsDuring

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021CENTRAL REGION

1 Chhattisgarh 837 11846 0 114 577 3288 0 2057 5215 80258 0 5372 Madhya Pradesh 1980 26655 0 415 0 2344 0 4465 0 44202 0 713 Uttar Pradesh 2816 52627 0 690 1128 25073 0 3269 5883 155475 2805 63604 Uttarakhand 655 6162 0 172 399 3830 0 180 893 11604 0 166

Sub Total 6288 97290 0 1391 2104 34535 0 9971 11991 291539 2805 7134EASTERN REGION

5 Andaman & Nicobar Islands 51 1347 0 282 0 364 0 405 994 19474 0 18

6 Bihar 13 12315 0 0 0 3744 0 160 28 26743 0 13027 Jharkhand 670 4605 0 132 475 4253 0 189 1555 51657 0 3728 Odisha 30 15197 0 0 1 6661 0 14597 324 159622 0 1639 West Bengal 0 0 0 0 916 0 0 0 1153 0 0 0

Sub Total 764 33464 0 414 1392 15022 0 15351 4054 257496 0 1855NORTH EASTERN REGION

10 Arunachal Pradesh 0 281 0 20 0 356 0 1715 0 2281 0 011 Assam 954 9230 0 123 476 5483 0 6009 10621 177973 0 34012 Manipur 0 0 0 0 0 0 0 0 0 0 0 013 Meghalaya 124 1200 0 0 119 700 0 0 600 2500 0 014 Mizoram 45 588 0 0 0 255 0 0 125 5853 0 015 Nagaland 109 443 0 0 137 870 0 14 133 5702 0 8116 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 15917 Tripura 10 576 0 18 0 434 0 515 4 11833 0 0

Sub Total 1242 12476 0 161 732 8313 0 8390 11483 208437 0 580NORTHERN REGION

18 Haryana 25 952 0 0 23 1062 0 0 51 2040 0 019 Himachal Pradesh 450 6704 0 0 0 4748 0 4364 1350 27965 0 524620 Jammu & Kashmir 124 5420 0 0 47 1555 0 196 182 6916 0 73621 New Delhi 0 0 0 0 0 0 0 0 0 0 0 022 Punjab 0 8455 15 87 0 1322 0 705 0 10289 0 3823 Rajasthan 413 22151 0 38 340 7169 0 24278 961 15377 0 499

Sub Total 1012 43682 15 125 410 15856 0 29543 2544 62587 0 6519SOUTHERN REGION

24 Andhra Pradesh 390 14436 0 0 120 808 0 4506 270 12569 0 43825 Karnataka 680 29610 0 1930 328 1748 0 4923 1697 171548 0 89826 Kerala 90 10711 0 60 0 1425 0 193 330 71022 0 41027 Tamil Nadu 1577 32186 0 98 167 5435 0 205 1663 148527 0 12528 Telangana 909 1297 0 0 0 0 0 0 2026 2026 0 0

Sub Total 3646 88240 0 2088 615 9416 0 9827 5986 405692 0 1871WESTERN REGION

29 Goa 0 0 0 0 0 0 0 0 6 160 0 030 Gujarat 0 0 0 0 0 0 0 0 0 0 0 031 Maharashtra 1524 28193 0 463 118 6364 0 1782 4410 167614 0 3886

Sub Total 0 0 0 0 0 0 0 0 0 0 0 0

32 BIRD, Bolpur/Kolkata 0 7438 0 90 0 3246 0 413 0 2660 0 29

33 BIRD, Lucknow 721 4731 0 355 200 3370 7 730 0 526 0 034 BIRD, Mangalore 361 6591 0 24 64 2037 0 68 0 0 0 0

35 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 0 0 0

Sub Total 2606 46953 0 932 382 15017 7 2993 4416 170960 0 3915Grand Total 15558 322105 15 5111 5635 98159 7 76075 40474 1396711 2805 21874

(Amount `lakh)


STATEMENT - VIII- A (contd.)STATEMENT - VIII- A (contd.)

Sr. No. State

Field visits of BLBCs to SHGs

Trng for Elected Members of PRIs Other Trainings MEDP LEDP MEPA

During 2020-21

Cumulative 31 Mar 2021

During 2020-21


During 2020-21


During 2020-21


During 2020-21


During 2020-21


CENTRAL REGION1 Chhattisgarh 255 2832 0 60 0 28404 390 10690 450 1205 0 02 Madhya Pradesh 0 7903 0 314 0 3412 390 7233 4800 11910 0 573 Uttar Pradesh 0 14237 0 249 0 47716 1170 22401 2619 3994 0 04 Uttarakhand 454 3551 0 27 0 242 360 5130 330 1812 0 0

Sub Total 709 28523 0 650 0 79774 2310 45454 8199 18921 0 57EASTERN REGION

5 Andaman & Nicobar Islands 0 54 0 478 8613 8803 384 6944 0 330 0 0

6 Bihar 8 1460 0 520 0 494 23 10242 10 2080 0 07 Jharkhand 658 1793 0 1920 0 1425 270 7679 750 5812 0 08 Odisha 38 3823 0 3530 14 23015 52 37466 62 2403 0 09 West Bengal 282 0 0 0 0 0 210 0 0 0 0 0

Sub Total 986 7130 0 6448 8627 33737 939 62331 822 10625 0 0NORTH EASTERN REGION

10 Arunachal Pradesh 0 0 0 0 0 1186 645 2175 486 616 0 011 Assam 635 2386 0 1704 1980 19979 1560 16654 2550 3000 0 012 Manipur 0 0 0 0 0 0 0 0 0 0 0 013 Meghalaya 116 623 0 0 0 0 120 1500 330 1150 0 014 Mizoram 0 0 0 0 305 1514 0 1222 90 150 0 015 Nagaland 51 206 0 57 0 146 60 429 240 540 0 016 Sikkim 0 0 0 0 0 76 90 90 90 90 0 017 Tripura 0 26 0 21 0 252 4 2763 0 1320 0 0

Sub Total 802 3241 0 1782 2285 23153 2479 24833 3786 6866 0 0NORTHERN REGION

18 Haryana 25 1103 0 0 0 0 23 690 16 1980 0 019 Himachal Pradesh 240 3230 0 0 0 91 540 7701 1050 1560 0 020 Jammu & Kashmir 164 1803 0 445 0 1887 150 480 185 575 0 021 New Delhi 0 0 0 0 0 0 0 0 0 0 0 022 Punjab 0 3847 0 1465 0 40 390 18370 660 3815 0 023 Rajasthan 511 3835 0 50 0 4262 210 15406 0 390 0 0

Sub Total 940 13818 0 1960 0 6280 1313 42647 1911 8320 0 0SOUTHERN REGION

24 Andhra Pradesh 150 150 0 0 0 55038 330 48186 1050 10182 0 025 Karnataka 786 6808 0 365 3984 22265 300 19327 4157 6077 0 026 Kerala 90 291 0 34 0 161 270 24402 720 3565 0 027 Tamil Nadu 25 13929 0 319 0 91718 1539 55315 2246 4621 0 028 Telangana 0 0 0 0 0 0 90 930 450 630 0 0

Sub Total 1051 21178 0 718 3984 169182 2529 148160 8623 25075 0 0WESTERN REGION

29 Goa 0 0 0 0 0 0 0 0 0 0 0 030 Gujarat 0 0 0 0 0 0 0 0 0 0 0 031 Maharashtra 0 14092 0 3939 0 13927 90 43362 145 580 0 1000

Sub Total 0 0 0 0 0 13927 90 43362 145 580 0 1000

32 BIRD, Bolpur/Kolkata 0 0 0 0 0 866 0 0 0 0 0 0

33 BIRD, Lucknow 0 0 0 0 0 3446 0 0 0 0 0 034 BIRD, Mangalore 0 0 0 0 0 237 0 0 0 0 0 035 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 0 0 0

Sub Total 0 14092 0 3939 0 4549 0 0 0 0 0 0Grand Total 4488 87982 0 15497 14896 316675 9570 323425 23341 69807 0 57

231STATEMENTS

STATEMENT - VIII- A (contd.)STATEMENT - VIII- A (contd.)

Sr. No. State

Bankers’ Meets NGOs Meets SLRCCDI Other Meets Grand TotalDuring

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021During

2020-21Cumulative

31 Mar 2021 31.03.2020

CENTRAL REGION1 Chhattisgarh 0 154 0 759 0 78 0 1359 7724 143641 1359172 Madhya Pradesh 50 973 0 835 0 43 0 808 7220 111640 1044203 Uttar Pradesh 0 3003 0 1618 0 20 0 2123 16421 338855 3224344 Uttarakhand 110 452 30 592 0 0 171 8188 3402 42108 38706

Sub Total 160 4582 30 3804 0 141 171 12478 34767 636244 601477EASTERN REGION

5 Andaman & Nicobar Islands 20 90 70 70 0 0 70 3281 10202 41940 31738

6 Bihar 0 794 0 440 0 171 0 717 82 61182 611007 Jharkhand 80 1062 62 1018 0 90 245 1280 4765 83287 785228 Odisha 30 1097 0 15663 0 82 14 1934 565 285252 2846879 West Bengal 1115 0 2 43040 0 0 0 0 3678 1012348 1008670

Sub Total 1245 3043 134 60231 0 343 329 7212 19292 1484009 1464717NORTH EASTERN REGION

10 Arunachal Pradesh 0 92 0 83 0 0 0 1485 1131 10290 915911 Assam 161 828 489 1534 0 113 0 1097 19426 246093 22666712 Manipur 0 0 0 0 0 0 0 0 0 14992 1499213 Meghalaya 0 0 0 0 0 0 0 0 1409 14044 1263514 Mizoram 0 7 0 124 0 0 56 1571 621 11284 1066315 Nagaland 35 58 39 109 0 0 0 589 804 9243 843916 Sikkim 0 453 0 111 0 22 0 225 180 4031 385117 Tripura 0 24 0 0 0 71 1 475 19 18328 18309

Sub Total 196 1462 528 1961 0 206 57 5442 23590 328305 304715NORTHERN REGION

18 Haryana 0 0 4 50 0 0 0 0 167 49227 4906019 Himachal Pradesh 0 788 0 376 0 187 0 4224 3630 67514 6388420 Jammu & Kashmir 39 496 28 953 0 73 0 540 919 22075 2115621 New Delhi 0 0 0 0 0 0 0 0 0 6065 606522 Punjab 50 765 30 1237 0 36 0 1102 1145 51573 5042823 Rajasthan 0 1610 0 1025 0 14 0 2641 2435 98745 96310

Sub Total 89 3659 62 3641 0 310 0 8507 8296 295199 286903SOUTHERN REGION

24 Andhra Pradesh 60 3073 180 359 0 597 30 341 2580 150682 14810225 Karnataka 0 1198 0 1526 0 220 0 3985 11932 272428 26049626 Kerala 150 2297 0 884 0 45 0 1020 1650 112949 11129927 Tamil Nadu 0 2348 0 3695 0 60 0 4839 7217 363420 35620328 Telangana 0 819 25 105 0 0 0 507 3500 9304 5804

Sub Total 210 9735 205 6569 0 922 30 10692 26879 908783 881904WESTERN REGION

29 Goa 0 0 0 0 0 0 3 127 9 5707 569830 Gujarat 0 0 0 0 0 0 0 0 0 85052 8505231 Maharashtra 0 2843 0 1113 0 130 46152 48208 52439 337496 285057

Sub Total 0 2843 0 1113 0 130 46155 48335 52448 428255 375807

32 BIRD, Bolpur/Kolkata 0 0 0 0 0 0 150 150 150 14892 14742

33 BIRD, Lucknow 0 0 0 0 0 0 0 0 928 13158 1223034 BIRD, Mangalore 0 0 0 0 0 0 0 0 425 8957 853235 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 2263 2263

Sub Total 0 0 0 0 0 0 150 150 1503 39270 37767Grand Total 1900 22481 959 76206 0 1922 737 44481 166775 4120065 3953290


NABARD Support for training and capacity building – JLG stakeholders during 2020-21

Statement VIII- B

Sr. No. State

Commercial Banks/RRBs

Cooperative Banks (DCCBs/ PACS)

NGOs/KVKs/ FCs/BCs & Other Agencies JLG Exposure Visits Grand Total

During 2020-21 31-Mar-21 During

2020-21 31-Mar-21 During 2020-21 31-Mar-21 During

2020-21 31-Mar-21 During 2020-21 31-Mar-21

CENTRAL REGION1 Chhatisgarh 114 418 0 158 267 328 0 0 381 9042 Madhya Pradesh 80 396 0 0 0 59 0 0 80 4553 Uttar Pradesh 0 1226 0 0 0 0 0 0 0 12264 Uttarakhand 0 0 0 0 0 0 0 0 0 0

Sub Total 194 2040 0 158 267 387 0 0 461 2585EASTERN REGION

5 A & N Islands 0 0 0 0 0 0 0 0 0 06 Bihar 0 0 0 0 0 0 0 0 0 07 Jharkhand 0 1364 0 150 0 1211 0 0 0 27258 Odisha 0 4990 0 295 288 1861 0 120 0 72669 West Bengal 666 0 663 0 757 0 0 0 2086 21011

Sub Total 666 6354 663 445 1045 3072 0 120 2086 31002NORTH EASTERN REGION

10 Arunachal Pradesh 0 0 0 0 0 0 0 0 0 0

11 Assam 0 333 0 0 0 4067 0 39 0 818912 Manipur 0 0 0 0 0 0 0 0 0 013 Meghalaya 0 0 0 0 0 0 0 0 0 014 Mizoram 0 0 0 0 0 0 0 0 0 015 Nagaland 0 60 0 0 0 1511 0 136 0 170716 Sikkim 0 135 0 2 0 38 0 39 0 21417 Tripura 10 162 0 0 0 187 0 0 10 349

Sub Total 10 690 0 2 0 5803 0 214 10 10459NORTHERN REGION

18 Haryana 0 0 0 0 0 0 0 0 0 019 Himachal Pradesh 0 411 0 22 0 0 0 78 0 51120 Jammu & Kashmir 0 240 0 0 0 2822 0 0 0 306221 New Delhi 0 0 0 0 0 0 0 0 0 022 Punjab 35 588 113 137 18 100 0 101 166 92623 Rajasthan 0 515 0 15 0 82 0 20 0 632

Sub Total 35 1754 113 174 18 3004 0 199 166 5131SOUTHERN REGION

24 Andhra Pradesh 60 1125 120 321 0 0 0 0 180 144625 Karnataka 25 1347 0 200 0 65 0 385 25 199726 Kerala 0 152 0 1000 0 2552 0 0 0 374927 Tamil Nadu 0 3481 0 5915 0 9541 0 218 0 028 Telangana 0 310 0 540 0 0 0 0 0 850

Sub Total 85 6415 120 7976 0 12158 0 603 205 8042WESTERN REGION

29 Goa 0 0 0 0 0 0 0 0 0 030 Gujarat 0 0 0 0 0 0 0 0 0 031 Maharashtra 0 2289 0 136 0 439 0 0 0 2864

Sub Total 0 2289 0 136 0 439 0 0 0 286432 BIRD, Bolpur 0 46 0 0 0 0 0 0 0 4633 BIRD, Lucknow 0 179 0 45 0 0 0 0 0 22434 BIRD, Mangalore 0 300 0 277 0 486 0 521 0 1584

35 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 0

Sub Total 0 525 0 322 0 486 0 521 0 1854Grand Total 990 20067 896 9213 1330 25349 0 1657 2928 61937

(No. of Participants)

233STATEMENTS

Training and capacity building for SHG-BLP during 2020-21 from WSHG Development Fund

Statement VIII- C

(No. of Participants)

Sr.No. State

MEDPs All Other Programmes (excluding MEDPs) Total Progs.

No. of Progs No. of Participants No. of Progs No. of Participants No. of Progs No. of Participants

NORTHERN REGION1 Haryana 3 390 1 0 4 3902 Himachal Pradesh 1 30 2 300 3 3303 Jammu & Kashmir 0 0 0 0 0 04 New Delhi 0 0 0 0 0 05 Punjab 0 0 0 0 0 06 Rajasthan 0 0 0 0 0 0

Sub Total 4 420 3 300 7 720NORTH EASTERN REGION

7 Arunachal Pradesh 0 0 0 0 0 08 Assam 11 330 116 4427 127 47579 Manipur 0 0 0 0 0 010 Meghalaya 6 180 19 570 25 75011 Mizoram 0 0 0 0 0 012 Nagaland 0 0 0 0 0 013 Sikkim 0 0 3 90 3 9014 Tripura 1 150 0 0 1 150

Sub Total 18 660 138 5087 156 5747EASTERN REGION

15 Bihar 0 0 0 0 0 016 Jharkhand 49 1470 18 1800 67 327017 Odisha 33 990 312 19339 345 2032918 A & N Islands 0 0 0 0 0 019 West Bengal 0 0 3 90 3 90

Sub Total 82 2460 333 21229 415 23689CENTRAL REGION

20 Chhatisgarh 11 330 79 3007 90 333721 Madhya Pradesh 6 180 13 630 19 81022 Uttar Pradesh 0 0 93 14126 93 1412623 Uttarakhand 4 120 0 0 0 0

Sub Total 21 630 185 17763 202 18273WESTERN REGION

24 Goa 2 60 4 225 6 28523 Gujarat 0 0 0 0 0 026 Maharashtra 0 0 0 0 0 0

Sub Total 2 60 4 225 6 285SOUTHERN REGION

27 Andhra Pradesh 26 780 71 4340 97 512028 Karnataka 0 0 9 363 9 36329 Kerala 8 240 10 25000 18 2524030 Tamil Nadu 12 360 41 1702 182 867031 Telangana 28 840 36 2450 64 3290

Sub Total 74 2220 167 33855 370 42683Grand Total 201 6450 830 78459 1156 91397


State-wise Grant Support sanctioned to Non-Government Organizations (NGOs) functioning as SHPIs as on 31 March 2021 (Amount `lakh)

STATEMENT - IX- A

Sr.No. Name of State

No.of Benefi ciary

NGOs

No.of Proposals

No.of SHGs to be promoted/ credit

linked

Grant sanctioned

Grant released

No.of SHGs savings linked

No.of SHGs credit linked

Northern Region1 Haryana 98 104 11638 765.86 264.73 6795 47612 Himachal Pradesh 71 75 5520 471.50 199.84 19110 159113 Jammu & Kashmir 76 86 4699 417.50 103.14 3189 30774 New Delhi 7 10 1075 39.00 23.99 883 7005 Punjab 99 127 9025 618.10 287.30 6818 37606 Rajasthan 289 338 46550 3451.36 1318.54 22194 17145

Sub total 640 740 78507 5763.32 2197.54 58989 45354NORTH EASTERN REGION

7 Arunachal Pradesh 29 41 1704 114.83 28.30 849 918 Assam 126 137 18469 601.44 353.94 14783 121389 Manipur 12 14 1220 120.90 47.66 731 43410 Meghalaya 23 26 2689 175.23 37.70 1215 29611 Mizoram 8 8 700 48.50 13.38 470 10412 Nagaland 15 15 1945 104.50 82.62 2012 124813 Sikkim 7 7 360 18.00 5.50 182 7014 Tripura 14 15 1650 80.23 12.65 944 555

Sub total 234 263 28737 1263.63 581.75 21186 14936EASTERN REGION

15 Andaman & Nicobar 25 30 2285 127.88 65.58 2050 117816 Bihar 364 378 39502 1800.50 517.18 18513 721817 Jharkhand 217 260 24350 1002.24 208.68 7776 333818 Odisha 357 430 42922 2751.41 815.10 25911 1352819 West Bengal 242 249 44095 2005.49 929.37 34134 20969

Sub total 1205 1347 153154 7687.52 2535.91 88384 46231CENTRAL REGION

20 Chattisgarh 58 62 11095 866.54 305.32 8675 327321 Madhya Pradesh 161 187 49730 3556.67 1501.91 40124 1956822 Uttar Pradesh 909 1136 181420 11508.17 4597.27 159715 7089723 Uttarakhand 373 456 35975 2244.09 507.44 21206 7679

Sub total 1501 1841 278220 18175.47 6911.94 229720 101417WESTERN REGION

24 Goa 4 4 250 8.25 5.83 241 18825 Gujarat 259 276 22066 552.62 215.08 15767 618326 Maharashtra 357 529 87053 3471.88 2488.85 81746 66309

Sub total 620 809 109369 4032.75 2709.76 97754 72680SOUTHERN REGION

27 Andhra Pradesh 0 0 0 0.00 0.00 0 028 Karnataka 176 219 20574 678.18 394.41 21391 1449929 Kerala 51 51 10056 122.99 84.62 7149 587230 Tamil Nadu 96 106 22035 319.94 182.95 19924 1881531 Telangana 0 0 0 0.00 0.00 0 0

Sub total 323 376 52665 1121.11 661.98 48464 39186Grand total 4523 5376 700652 38043.80 15598.88 544497 319804

235STATEMENTS

State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs as on 31 March 2021

STATEMENT - IX- B

(Amount `lakh)

Sr. No. Name of State

No.of Benefi ciary

RRBsNo.of Proposals


linked

Grant sanctioned Grant released No.of SHGs

savings linkedNo.of SHGs credit linked

NORTHERN REGION1 Haryana 2 6 2763 111.87 50.05 3108 21572 Himachal Pradesh 1 2 500 4.25 2.61 1259 7493 Jammu & Kashmir 2 2 1000 25.00 5.00 248 1994 New Delhi 0 0 0 0.00 0.00 0 05 Punjab 4 6 3050 111.25 26.12 1306 11176 Rajasthan 1 1 1000 56.00 0.00 0 0













State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs as on 31 March 2021

(Amount `lakh)

STATEMENT - IX- C

Sr. No. Name of State No.of Beneficiary

Coops No.of Proposals No.of SHGs to be promoted/ credit linked Grant sanctioned Grant released No.of SHGs














237STATEMENTS

State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as SHPIs as on 31 March 2021 (Amount `lakh)

STATEMENT - IX- D

Sr.No. Name of State No.of

Beneficiary IRVs No.of ProposalsNo.of SHGs to be promoted/ credit

linkedGrant sanctioned Grant released No.of SHGs

savings linkedNo.of SHGs credit

linked














State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as on 31 March 2021

(Amount `lakh)

STATEMENT - IX- E

Sr.No. Name of State

No.of Benefi ciary

FCsNo.of Proposals


linkedGrant sanctioned Grant released No.of SHGs














239STATEMENTS

State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on 31 March 2021(Amount `lakh)

STATEMENT - IX- F

Sr. No. Name of State

No.of Benefi ciary

SHG Fed

No.of Proposals


linked

Grant sanctioned

Grant released
















State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2021

(Amount `lakh)

STATEMENT - IX- G

Sr.No. Name of State No.of Beneficiary

PACS No.of Proposals No.of SHGs to be promoted/ credit linked Grant sanctioned Grant released No.of SHGs savings

linkedNo.of SHGs credit linked













241STATEMENTS

Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2021(Amount `lakh)

STATEMENT - IX- H

Sr.No. Name of State No.of Beneficiary

NGO-MFIs No.of ProposalsNo.of SHGs to be promoted/ credit

linkedGrant sanctioned Grant released No.of SHGs savings

linkedNo.of SHGs credit linked














State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLGPIs) as on 31 March 2021 (Amount `lakh)

STATEMENT - IX- I

Sr. No. Name of State JLGs to be promoted/ credit linked Grant sanctioned Grant released No.of JLGs credit linkedNORTHERN REGION

1 Haryana 1850 72.00 4.39 632 Himachal Pradesh 9294 208.48 59.64 82093 Jammu & Kashmir 5680 107.65 32.39 22114 New Delhi 125 2.50 0.33 485 Punjab 16325 431.68 85.38 137036 Rajasthan 20321 420.42 80.15 4157

Sub total 53595 1242.73 262.28 28391NORTH EASTERN REGION

7 Arunachal Pradesh 300 6.00 0.03 38 Assam 30470 809.40 90.43 78269 Manipur 675 13.25 7.80 57810 Meghalaya 834 14.70 5.83 25311 Mizoram 2825 106.50 1.46 5612 Nagaland 3712 74.24 6.18 78913 Sikkim 410 8.20 0.89 15614 Tripura 9953 187.93 113.11 6525

Sub total 49179 1220.22 225.73 16186EASTERN REGION

15 Andaman & Nicobar 1015 20.30 3.93 50416 Bihar 280850 3744.00 502.14 19051617 Jharkhand 38275 765.50 14.29 1887618 Odisha 54470 1089.40 425.71 4482019 West Bengal 76667 1527.34 265.67 21011

Sub total 451277 7146.54 1211.74 275727CENTRAL REGION

20 Chattisgarh 14675 333.50 38.96 314421 Madhya Pradesh 21666 573.82 92.77 926622 Uttar Pradesh 79438 1588.84 258.73 2316323 Uttarakhand 16981 325.98 50.06 7561

Sub total 132760 2822.14 440.52 43134WESTERN REGION

24 Goa 2900 68.00 25.99 225925 Gujarat 26264 525.28 150.28 976226 Maharashtra 96347 1860.04 710.39 141015

Sub total 125511 2453.32 886.66 153036SOUTHERN REGION

27 Andhra Pradesh 40000 867.70 247.23 3408928 Karnataka 88007 2050.44 552.12 3509829 Kerala 89004 1708.58 610.67 3224430 Tamil Nadu 147169 2914.67 816.28 5389731 Telangana 36821 633.68 286.14 22876

Sub total 401001 8175.07 2512.43 178204Grand total 1213323 23060.02 5539.35 694678

2019-20 data 1116115 20159.57 5248.81 672049During the year 2020-21 97208 2900.45 290.54 22629

243STATEMENTS

Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2021(Amount `lakh)

STATEMENT - IX- J

Sr. No. Name of State No.of

Benefi ciaryNo.of

Proposals


linked

Grant sanctioned

Grant released
















Total Statewise Grant support sanctioned and released to all SHPIs during the year 2020-21(Amount `lakh)

STATEMENT - IX- K

Sr. No. Name of State No. of

Benefi ciaries No.of ProposalsNo.of SHGs to be promoted/ credit

linkedGrant sanctioned Grant

released



NORTHERN REGION1 Haryana 0 0 0 0.00 0 3607 74652 Himachal Pradesh 0 0 0 0.00 26.73 9221 171243 Jammu & Kashmir 0 2 100 10.00 8.028 289 32764 New Delhi 0 0 0 0.00 0 183 7005 Punjab 2 2 100 10.00 11.821 3625 49146 Rajasthan 0 0 0 0.00 83.66 6396 17177

Sub total 2 4 200 20.00 130.24 23321 50656North Eastern Region

7 Arunachal Pradesh 0 0 0 0 0 842 918 Assam 0 0 0 0 2.93 11692 221319 Manipur 0 2 390 46 28.926 634 108610 Meghalaya 13 18 2569 172.13 41.93 2231 82111 Mizoram 0 0 0 0 0.158 442 11412 Nagaland 0 0 0 0 14.26 1265 291113 Sikkim 0 0 0 0 0 112 11114 Tripura 0 0 0 0 0 401 768

Sub total 13 20 2959 218.13 88.20 17619 28033Eastern Region

15 Andaman & Nicobar 2 2 100 10 6.39 995 154116 Bihar 0 0 0 0 0 11295 721817 Jharkhand 0 0 0 0 0.003 4629 340618 Odisha 0 0 0 0 0 18228 2385519 West Bengal 35 3 810 41.33 42.919 21819 37968

Sub total 37 5 910 51.33 49.31 56966 73988Central Region

20 Chattisgarh 0 0 0 0 31.34 5382 364821 Madhya Pradesh 0 0 0 0 0.001 23164 2143022 Uttar Pradesh 42 48 5780 578 197.96 99281 7577323 Uttarakhand 0 0 0 0 20.37 13768 7679

Sub total 42 48 5780 578.00 249.671 141595 108530Western Region

24 Goa 0 0 0 0 0 66 19725 Gujarat 0 0 0 0 0 11188 668626 Maharashtra 0 0 0 0 13.376 22650 70976

Sub total 0 0 0 0 13.376 33904 77859Southern Region

27 Andhra Pradesh 0 0 0 0 0 0 028 Karnataka 0 0 0 0 0.683 15173 3367629 Kerala 0 0 0 0 0 1277 587230 Tamil Nadu 0 0 0 0.000 0 1174 1975831 Telangana 0 0 0 0 0 0 0

Sub total 0 0 0 0 0.68 17624 59306Grand total 94 77 9849 867.46 531.48 291029 398372

245STATEMENTS

State-wise Grant Support sanctioned to Anchor NGOs (Promotion & Capacity Building) under WSHG Scheme (in LWE affected and backward districts) as on 31 March 2021

(Amount `lakh)

Statement - X

Name of the stateNo. of

Districts covered

No. of SHGs to be formed

Grant Amount sanctioned

Grant assistance released SHGs promoted & savings

linked

SHGs Credit linkedPromotional Trng, capacity

Building & Others Total

Andhra Pradesh 8 6985 698.5 698.5 614.16 1312.66 25237 24274Arunachal Pradesh 2 1489 148.9 10.91 1.87 12.78 323 26Assam 4 1320 132 60.66 59.31 119.97 1062 532Bihar 16 17000 1700 1451.6 108.54 1560.14 16178 16110Chhattisgarh 10 11685 1168.5 523.66 103.32 626.98 11513 5996Goa 1 387 38.7 19.3 26.82 46.12 343 191Gujarat 3 3750 375 76.99 24.99 101.98 3968 1742Haryana 2 3000 300 133.33 71.55 204.88 2842 1463Himachal Pradesh 2 2955 295.5 258.01 71.46 329.47 2934 2782Jammu & Kashmir 3 2000 200 35.81 12.72 48.53 1642 190Jharkhand 18 49000 4900 1773.63 475.44 2249.07 40446 17047Karnataka 2 3000 300 284.97 25.33 310.30 6948 3010Kerala 2 2200 220 145.75 84.82 230.57 2368 1399Madhya Pradesh 9 11425 1142.5 550.79 385.70 936.49 9839 4197Maharashtra 6 14149 1414.9 1082.11 112.36 1194.47 14188 11676Manipur 2 767 76.7 15.48 7.07 22.55 691 88Meghalaya 2 1000 100 34.52 25.20 59.72 1518 349Mizoram 2 1450 145 43.92 12.57 56.49 1600 337Nagaland 2 500 50 7.49 0.00 7.49 275 0Odisha 19 18615 1861.5 788.21 616.60 1404.81 15471 7675Punjab 1 1800 180 62.88 11.87 74.75 1178 683Rajasthan 4 7100 710 370.94 19.20 390.14 7279 4444Sikkim 2 950 95 24.85 16.86 41.71 720 152Tamil Nadu 2 1929 192.9 68.8 178.31 247.11 1255 781Telangana 8 7505 750.5 721.35 493.41 1214.76 9093 8285Tripura 2 1000 100 42.85 4.91 47.76 996 517Uttarakhand 2 5330 533 182.78 91.56 274.34 5139 2962Uttar Pradesh 8 12900 1290 253.11 132.11 385.22 13026 2352West Bengal 6 13190 1319 934.46 151.77 1086.23 12904 9907Head Office 0 0 61.43 61.43Administrative charges 0 0 43.96 43.96

Total 150 204381 20438.1 10657.63 4045.19 14702.85 210976 129167


Data on fi nancing of JLGs as on 31 March 2021(Amount `lakh)

Statement- XI

Sr.No. Name Of Region Name of the State

Cumulative No. of JLGs promoted as

on 31.03.2020

Cumulative Loan disbursed

as on 31.03.2020

No. of JLGs promoted

during 2020-21

Loan disbursed

during 2020-21

Cumulative No. of JLGs as on 31.03.2021

Cumulative Loan disbursed as on

31.03.2021

1

Central Region

Chhattisgarh 169887 246671.18 111019 98720.83 280906 345392.012 Madhya Pradesh 524922 813478.66 261431 306030.91 786353 1119509.573 Uttarakhand 45546 68236.69 366476 545712.04 412022 613948.734 Uttar Pradesh 623849 989254.81 26713 42008.32 650562 1031263.13

Central Region Total: 1364203 2117641.34 765639 992472.10 2129842 3110113.445

Eastern Region

Andaman & Nicobar 596 871.39 10 14.78 606 886.176 Bihar 1065992 1736081.25 420262 719215.12 1486254 2455296.377 Jharkhand 214958 371751.47 203540 272999.47 418498 644750.948 Odisha 875017 1317173.62 331562 459273.89 1206579 1776447.519 West Bengal 944805 1093704.98 290520 351321.27 1235325 1445026.25

Eastern Region Total: 3101368 4519582.71 1245894 1802824.53 4347262 6322407.2410

North Eastern Region

Arunachal Pradesh 9 24.07 1 0.22 10 24.2911 Assam 205088 275065.68 21956 23275.42 227044 298341.1012 Manipur 4522 4954.68 927 2297.98 5449 7252.6613 Meghalaya 2538 3995.54 791 1227.53 3329 5223.0714 Mizoram 3457 5710.48 646 1130.56 4103 6841.0415 Nagaland 1651 2178.40 2 0.20 1653 2178.6016 Sikkim 3772 4704.78 243 339.21 4015 5043.9917 Tripura 69983 64112.18 13040 21716.40 83023 85828.58

NE Region Total: 291020 360745.81 37606 49987.52 328626 410733.3318

Northern Region

Chandigarh 10 2.81 0 0.00 10 2.8119 Haryana 154483 270408.69 82683 146914.46 237166 417323.1520 Himachal Pradesh 8424 11174.58 3237 5311.07 11661 16485.6521 Jammu and Kashmir 8470 7957.16 1224 887.20 9694 8844.3622 New Delhi 17161 28195.21 8121 16122.56 25282 44317.7723 Punjab 190524 324191.84 73506 120685.33 264030 444877.1724 Rajasthan 456931 732615.77 243103 421068.54 700034 1153684.31

Northern Region Total: 836003 1374546.06 411874 710989.16 1247877 2085535.2225

Southern Region

Andhra Pradesh 231174 281799.31 12075 21355.05 243249 303154.3626 Karnataka 758600 1304508.14 306901 494686.09 1065501 1799194.2327 Kerala 567161 1116422.94 617445 437888.09 1184606 1554311.0328 LAKSHADWEEP UT 0 0.00 0 0.00 0 0.0029 Puducherry 2622 4426.56 104 199.95 2726 4626.5130 Tamil Nadu 1037825 2672910.56 333074 770018.01 1370899 3442928.5731 Telangana 64866 110944.06 2916 3737.19 67782 114681.25

Southern Region Total: 2662248 5491011.57 1272515 1727884.38 3934763 7218895.9532

Western Region

DAMAN and DIU UT 5 7.32 1 496.11 6 503.4333 D and N HAVELI UT 1 0.30 27 111.56 28 111.8634 Goa 11829 17303.50 1012 1810.89 12841 19114.3935 Gujarat 298276 426335.50 51189 86691.70 349465 513027.2036 Maharashtra 690947 1178135.19 341125 457910.43 1032072 1636045.62

Western Region Total: 1001058 1621781.81 393354 547020.69 1394412 2168802.50Grand Total: 9255899 15485309.30 4126882 5831178.38 13382781 21316487.68

247STATEMENTS

STATEMENT - XII - A

STATEMENT - XII - B

Agencies having outstanding Revolving Fund Assistance as on 31 March 2021

Agencies having outstanding Capital Support as on 31 March 2021

(Amount `lakh)

(Amount `lakh)

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding(1) (2) (3) (4) (5) (6)1 Payakaraopeta Womens MAC AP Coop Soc 500.000 500.000 350.0002 Post office (Tamil Nadu) TN 100.000 100.000 10.620

TOTAL = A 600.000 600.000 360.620

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding

(1) (2) (3) (4) (5) (6)

1 Ajiwika Society Jharkhand Society 50.00 50.00 45.082 Bharat Integrated Social Welfare Agency (BISWA) Orissa Society 100.00 100.00 97.003 Community Development Centre (CDC), Genguvarpatti TN Trust 100.00 100.00 60.004 Guidance Society for Labour and Orphan Womens (GLOW) Vellur TN Society 40.00 40.00 19.605 ISHARA Foundation UP Sec 25 Co. 100.00 100.00 55.006 Jaago Samajik Arthik and Harit Vikas Sangathan UP Sec 25 Co. 25.00 25.00 22.507 Liberal Association for Movement of People (LAMP) West Bengal Society 50.00 50.00 30.008 Payakaraopeta Women’s MACS (PWMACS) AP Society 50.00 50.00 30.00

TOTAL = B 515.00 515.00 359.18Grand Total of Revolving Assistance (XII -A) + Capital Support (XII-B) = 1151.00 1151.00 719.80


STATEMENT - XII- CLong Term Refi nance sanctioned/disbursed by NABARD to NBFC-MFIs during 2020-21

(Amount `Crore)

Sr. No. Name of NBFC/MFI Cum. Refi nance

Sanctioned Cum. Refi nance Disbursement

Refi nance Outs.as on 31.03.2021

1 Ananya Finance Pvt. Ltd. 10.00 10.00 0.00

2 Annapurna Financial Services Ltd. 530.00 530.00 258.603 Arohan Financial Services Ltd. 1050.00 1050.00 515.844 ASA International India Microfinance 100.00 100.00 87.505 Asirwad Microfinance Ltd. 1216.00 1216.00 681.056 Belstar Microfinance Limited 450.00 250.00 225.007 Chaitanya India Fin Credit Pvt. Ltd. 210.00 210.00 163.508 Credit Access Gramin Limited 2825.00 2725.00 1607.009 Fusion Micro Finance Pvt. Ltd. 982.33 882.33 508.9510 Humana Finance Services Pvt Ltd. 6.00 6.00 6.0011 Inditrade Microfinance Ltd. 30.00 30.00 30.0013 Jagaran Microfin Pvt Ltd 25.00 25.00 25.0014 Janakalyan Financial Services Pvt. Ltd. 10.00 6.00 6.0015 Light Microfinance Pvt Ltd 25.00 25.00 25.0016 Madura Microfinance Ltd. 595.00 595.00 251.5317 Margdarshak Financial Services Pvt. Ltd. 10.00 10.00 0.0018 Midland Microfin Limited 153.00 153.00 107.4519 Muthoot Microfin Limited 1030.00 1030.00 455.5020 Namra Finance Limited 115.00 115.00 81.2521 Pahal Financial Services Ltd. 50.00 0.00 0.0022 Repco Microfinance Ltd. 40.00 40.00 40.0023 S. V. Creditline Pvt. Ltd. 60.00 60.00 23.4024 S.M.I.L.E. MICROFINANCE LTD. 70.00 70.00 70.0025 Saija Finance Pvt. Ltd. 25.00 25.00 25.0026 Samasta Microfinance Limited 530.00 530.00 452.5027 Satin Creditcare Network Ltd. 2595.00 2595.00 828.3028 Sonata Microfinance Ltd. 280.00 280.00 96.2529 Spandana Sphoorty Financial Limited 600.00 600.00 430.0030 Svasti Microfinance Pvt. Ltd. 40.00 40.00 40.0031 Vaya Finserve Pvt. Ltd. 50.00 50.00 50.0032 Vedika Credit Capital Limited 40.00 40.00 30.0033 Village Financial Services Pvt. Ltd. 213.00 213.00 118.7534 YVU Financial Services Pvt. Ltd. 2.00 2.00 2.00

Grand Total 13967.33 13513.33 7241.36

249STATEMENTS

STATEMENT - XIII- A

STATEMENT - XIII- B

STATEMENT - XIII- C

MFIs - No. of Active Loans and Loan Outstanding by Microfi nance Industry Lenders

MFIs - Disbursement Amount by Microfi nance Industry Lenders

MFIs – Delinquencies

Lender

FY 19-20 FY 20-21 Growth (%)

No. of Lenders

No. of Active Loans (in

Lakh)

O/S Balances (` in Cr)

No. of Lenders

No. of Active Loans (in Lakh)


No. of Active Loans

O/S Balances

NBFC-MFI 75 356 72,110 87 359 79,115 1% 10%

Banks 13 303 81,001 17 416 1,10,122 37% 36%

SFB 8 168 38,986 8 163 37,724 -3% -3%

NBFC 30 84 18,073 58 78 18,765 -7% 4%

Non-profit MFI 15 8 1,679 39 11 2,113 43% 26%Total 141 919 2,11,849 209 1,028 2,47,839 12% 17%

Lender2019-20 2020-21

No. ofLender Q4 Q3 Q2 Q1 Total No. of

Lender Q4 Q3 Q2 Q1 Total

NBFC-MFI 80 22260 20523 19469 17164 79416 76 27,395 21,282 10,600 591 59,867 Banks 16 35973 30081 26651 23938 116644 16 48,704 32,621 18,097 4,377 1,03,799 SFB 8 10700 10433 9548 8127 38807 8 11,603 7,789 4,109 1,293 24,794 NBFC 37 4176 4550 4729 4055 17510 30 4,631 3,045 1,799 25 9,499 Non-profit MFI 22 622 760 503 492 2377 23 767 717 459 181 2,123 Industry 163 73731 66347 60900 53776 254754 153 93,099 65,453 35,064 6,465 2,00,081

Lender2019-20 2020-21

30+ 60+ 90+ 180+ 30+ 60+ 90+ 180+NBFC-MFI 1.80% 1.38% 0.98% 2.17% 7.21% 4.97% 3.36% 6.07%Banks 1.62% 1.11% 0.70% 2.31% 10.66% 7.14% 4.81% 4.64%SFB 1.57% 1.03% 0.66% 10.22% 8.31% 5.68% 3.62% 13.78%NBFC 3.05% 2.35% 1.63% 2.43% 10.57% 7.16% 5.04% 5.53%Non-profit MFI 0.22% 0.16% 0.11% 3.00% 1.72% 1.25% 0.95% 8.81%

Total 1.78% 1.29% 0.86% 3.84% 9.12% 6.18% 4.15% 6.70%


STATEMENT - XIII- D

STATEMENT - XIII- EMFIs - State-wise - No. of Active Loans and Loan Outstanding by Microfi nance Industry Lenders

MFIs - Average Ticket Size

Lender FY 19-20 FY 20-21

NBFC-MFI 30,375 35,223 Banks 43,314 43,434 SFB 34,606 36,993 NBFC 37,619 41,306 Non-profit MFI 26,970 32,031

Industry 36,744 39,637

SN State

NBFC-MFIs NGO-MFIs NBFCs

No. LenderNo. of

Active Loans (in Lakh)

O/S Balances (` in Cr) No. Lender

No. of Active

Loans (in Lakh)

O/S Balances (` in Cr) No. Lender

No. of Active

Loans (in Lakh)


1 Tamil Nadu 42 56.39 11532 10 0.44 28 22 21.58 50462 Karnataka 45 39.25 9867 10 0.01 4 14 8.68 20673 Bihar 56 43.37 9051 12 3.65 782 19 12.02 32084 Maharashtra 63 28.38 6660 17 0.28 64 23 3.37 7285 Madhya Pradesh 55 27.94 6558 9 0.49 83 23 4.89 10806 Uttar Pradesh 56 29.91 6117 17 4.17 796 29 2.13 5957 Odisha 39 25.63 5922 9 0.14 24 13 3.42 8418 West Bengal 52 22.84 4564 10 0.25 43 19 4.19 9979 Rajasthan 51 16.30 3774 11 0.02 3 20 2.78 65610 Kerala 33 11.35 2412 4 0.01 2 17 4.22 85111 Jharkhand 42 9.36 2065 7 0.38 50 12 0.83 16512 Gujarat 45 9.17 2014 7 0.24 53 19 2.77 62613 Chattisgarh 42 8.65 1965 4 1.08 174 11 2.00 43114 Punjab 44 8.93 1957 6 0.003 1 11 1.19 40615 Assam 34 7.89 1473 1 7 1.55 23816 Haryana 47 5.69 1271 6 0.04 6 15 1.16 37517 Andhra Pradesh 41 1.78 645 3 0.00001 0.001 13 0.56 24318 Tripura 20 2.15 424 2 4 0.18 2419 Uttarakhand 29 1.73 357 8 0.01 1 13 0.33 9020 Pondicherry 27 0.77 153 3 0.00001 0.002 12 0.07 1621 Telangana 39 0.19 69 2 13 0.11 5722 Goa 25 0.28 62 1 0.00001 0.001 7 0.00 0.00423 Manipur 11 0.22 43 2 1 0.00 0.00224 Himachal Pradesh 27 0.18 38 3 0.00008 0.01 6 0.01 325 Delhi 38 0.10 21 8 0.00001 0.001 12 0.02 1826 Others 26 0.14 21 4 0.002 1 7 0.01 127 Meghalaya 18 0.10 19 328 Jammu & Kashmir 18 0.07 18 1 3 0.0002 0.229 Sikkim 12 0.07 14 1 4 0.00001 0.00430 Mizoram 12 0.08 13 131 Andaman & Nicobar Islands 14 0.02 4 1 132 Chandigarh 22 0.03 4 1 3 0.01 2

33 Arunachal Pradesh 17 0.02 3 1 234 Dadra & Nagar Haveli 14 0.01 3 3 0.01 2

251STATEMENTS

MFIs - State-wise Disbursement and Average Ticket size

STATEMENT - XIII-F

35 Daman & Diu 9 0.01 2 1 2 0.0001 0

36 Nagaland 14 0.0003 0.1 1 0.00003 0.02 3 0.00001 0

37 Lakshadweep 1Grand Total 359 79115 11 2113 78 18765

STATEMENT - XIII- E (Contd.)

SN State

NBFC-MFIs NGO-MFIs NBFCs Average Ticket Size (`)

No. Lender

No. of Loans

Disbursed Amount

No. Lender

No. of Loans

Disbursed Amount

No. Lender

No. of Loans Disbursed Amount (` in Cr)


1 Karnataka 29 9.35 3584 1 0.002 1 6 1.26 524 38,315 41,603 44,856

2 Bihar 44 10.94 3579 5 0.83 297 8 2.66 1119 32,709 42,014 35,610

3 Tamil Nadu 31 9.29 3455 4 0.02 4 8 2.59 1097 37,180 42,390 24,729

4 Madhya Pradesh 35 6.33 2330 3 0.11 27 10 0.55 213 36,808 38,802 25,326

5 Uttar Pradesh 39 6.52 2246 8 0.87 282 11 0.35 157 34,448 44,433 32,287

6 Maharashtra 36 5.79 2176 5 0.07 25 8 0.32 123 37,574 38,391 36,715

7 Odisha 26 6.18 2116 3 0.02 5 6 0.60 252 34,244 41,939 29,893

8 West Bengal 33 5.05 1570 5 0.06 17 9 0.51 191 31,083 37,590 28,713

9 Rajasthan 31 3.79 1354 5 0.31 128 35,696 40,80710 Jharkhand 35 2.49 803 1 0.07 20 4 0.03 21 32,293 61,622 29,552

11 Chattisgarh 29 2.14 755 1 0.29 71 5 0.26 98 35,240 37,205 24,328

12 Kerala 18 2.01 723 1 0.01 2 6 0.60 199 36,025 33,476 29,800

13 Punjab 27 2.11 699 2 0.0001 0.01 5 0.26 109 33,065 42,117 13,428

14 Gujarat 30 1.93 699 3 0.045 14 4 0.39 165 36,130 41,815 30,122

15 Haryana 31 1.30 449 1 0.003 1 5 0.27 114 34,491 42,249 33,274

16 Assam 23 0.82 222 1 0.0002 0.07 27,078 40,82717 Andhra Pradesh 18 0.43 201 3 0.14 74 46,485 53,90518 Tripura 15 0.47 149 1 0.00002 0.01 31,974 31,93719 Uttarakhand 16 0.36 124 3 0.0001 0.03 5 0.06 24 34,794 39,796 34,000

20 Pondicherry 21 0.12 43 4 0.01 4 36,938 42,84821 Manipur 6 0.08 20 25,21022 Telangana 14 0.04 20 2 0.03 14.64 50,026 54,93723 Goa 11 0.05 20 37,792

24 Himachal Pradesh 15 0.03 11 1 0.0003 0.2 35,174 76,852

25 Jammu & Kashmir 6 0.03 10 2 0.0001 0.2 38,740 1,24,643

26 Others 15 0.02 9 1 0.002 1 1 0.0001 0.03 35,912 34,561 48,233

27 Delhi 20 0.03 9 2 0.002 2 32,398 1,23,78328 Sikkim 10 0.02 7 29,93329 Meghalaya 7 0.02 4 26,69030 Mizoram 5 0.01 3 36,89031 Chandigarh 12 0.01 2 2 0.0003 0.2 25,013 57,686

32 Arunachal Pradesh 9 0.005 1 29,361

33 Dadra & Nagar Haveli 9 0.004 1 2 0.002 1 32,198 49,046

34 Daman & Diu 5 0.001 0.5 1 0.00001 0.02 34,574 2,00,000

35 Andaman &Nicobar Islands 5 0.0003 0.2 45,169

36 Nagaland 6 0.0001 0.03 1 0.00002 0.01 31,604 60,000

37 LakshadweepGrand Total 78 27395 2 767 11 4631 35,223 41,306 32,031

(No of Loans in Lakh, Amount in `Crore)


STATEMENT - XIII- G MFIs – State-wise-Delinquencies

SN State


30+ Delinquency

60+ Delinquency

90+ Delinquency

30+ Delinquency

60+ Delinquency

90+ Delinquency

30+ Delinquency

60+ Delinquency 90+ Delinquency

1 Assam 32.17% 20.47% 11.49% 39.82% 31.94% 26.29%2 Arunachal Pradesh 29.21% 11.75% 3.05%3 Nagaland 21.09% 12.93% 2.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%4 Meghalaya 20.74% 14.45% 8.34%5 Himachal Pradesh 18.80% 9.86% 9.39% 0.00% 0.00% 0.00% 21.29% 13.06% 8.62%6 West Bengal 16.03% 11.65% 7.96% 2.62% 2.05% 1.54% 17.38% 14.16% 12.06%

7 Andaman & Nicobar Islands 15.90% 9.88% 4.40%

8 Tripura 12.22% 8.27% 5.32% 36.26% 32.74% 29.81%9 Kerala 10.30% 7.19% 4.52% 2.49% 1.04% 0.00% 10.17% 7.40% 5.21%10 Pondicherry 8.86% 6.44% 4.06% 100.00% 100.00% 100.00% 9.46% 7.95% 6.83%11 Maharashtra 8.42% 6.35% 4.69% 13.63% 12.39% 10.12% 25.21% 15.08% 8.27%12 Goa 8.30% 5.80% 3.94% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00%13 Jharkhand 7.94% 5.50% 3.75% 0.40% 0.36% 0.23% 24.76% 20.90% 17.53%14 Odisha 7.85% 4.93% 3.07% 4.82% 3.72% 3.05% 7.97% 5.38% 3.81%15 Chattisgarh 7.60% 5.26% 3.32% 0.63% 0.54% 0.42% 18.55% 11.91% 5.84%

16 Dadra & Nagar Haveli 7.17% 4.76% 3.17% 12.05% 10.67% 9.37%

17 Uttar Pradesh 6.35% 3.96% 2.84% 0.83% 0.70% 0.53% 9.29% 6.00% 4.51%18 Bihar 6.28% 4.01% 2.70% 0.43% 0.27% 0.19% 4.02% 2.73% 1.96%19 Chandigarh 6.21% 4.62% 2.43% 28.62% 16.43% 12.65%20 Punjab 6.11% 4.26% 3.07% 0.54% 0.54% 0.54% 13.30% 6.25% 3.26%21 Mizoram 6.05% 3.42% 1.43%22 Tamil Nadu 6.00% 4.37% 3.01% 21.98% 13.83% 10.71% 9.96% 7.42% 5.59%23 Gujarat 5.72% 3.98% 2.63% 8.55% 3.15% 2.30% 12.17% 6.48% 3.21%24 Madhya Pradesh 5.46% 3.80% 2.57% 3.47% 2.49% 1.70% 15.98% 9.68% 7.33%25 Haryana 4.99% 3.54% 2.92% 0.00% 0.00% 0.00% 6.83% 3.67% 1.88%26 Rajasthan 4.86% 3.20% 2.05% 21.42% 7.81% 4.27% 12.94% 6.76% 2.31%27 Sikkim 4.61% 3.02% 1.87% 0.00% 0.00% 0.00%28 Uttarakhand 4.30% 2.37% 1.78% 0.00% 0.00% 0.00% 9.20% 4.22% 2.24%29 Delhi 3.54% 2.77% 1.82% 0.00% 0.00% 0.00% 9.91% 5.23% 3.52%30 Daman & Diu 3.17% 2.74% 2.11% 0.00% 0.00% 0.00%31 Telangana 3.04% 2.08% 1.34% 2.88% 1.43% 0.47%32 Karnataka 3.01% 2.29% 1.72% 1.77% 1.00% 0.49% 6.33% 3.81% 2.63%33 Andhra Pradesh 2.82% 1.63% 0.99% 100.00% 100.00% 100.00% 1.08% 0.41% 0.21%34 Jammu & Kashmir 2.14% 1.59% 0.90% 0.00% 0.00% 0.00%35 Manipur 2.00% 0.93% 0.42% 0.00% 0.00% 0.00%36 Others 1.21% 0.82% 0.50% 0.00% 0.00% 0.00% 63.36% 31.58% 15.19%37 Lakshadweep

Grand Total 7.21% 4.97% 3.36% 1.72% 1.25% 0.95% 10.57% 7.16% 5.04%


GLOSSARY / ABBREVIATIONS

1 APRACA Asia-Pacific Rural and Agricultural Credit Association 2 APY Atal Pension Yojna3 ASCI Administrative Staff College of India4 BC Business Correspondent 5 BF Business Facilitator 6 BIRD Bankers Institute of Rural Development 7 BPL Below Poverty Line 8 CAGR Compounded Annual Growth Rate9 CBO Cluster Based Organisation10 CBS Core Banking Solution11 CC Cash Credit12 CCBs Central Cooperative Banks13 CCL Cash Credit Limit14 CEO Chief Executive Off icer15 CGM Chief General Manager16 CIC Credit Information Company 17 CLF Cluster Level Federation18 CRFIM Centre for Research on Financial Inclusion and Microfinance 19 DCCB District Central Cooperative Bank 20 DFS Department of Financial Services 21 FI Financial Inclusion / Financial Institutions22 FIF Financial Inclusion Fund 23 FPO Farmers Producer Organisation24 GB General Body25 GOI Government of India 26 HO Head Off ice27 IMEF India Microfinance Equity Fund 28 IRV Individual Rural Volunteer 29 JAM Jan Dhan, Aadhaar, Mobile 30 JLG Joint Liability Group 31 JLPI Joint Liability Groups Promoting Institution 32 LEDP Livelihood and Enterprise Development Programme 33 LWE Left Wing Extremism 34 MCID Micro Credit Innovations Department35 MD Managing Director36 MEDP Micro Enterprise Development Programme 37 MF Microfinance38 MFDEF Micro Finance Development and Equity Fund 39 MFI Micro Finance Institution 40 MFIN Microfinance Institutions Network 41 MoRD Ministry of Rural Development 42 MoU Memorandum of Understanding 43 MPMR My Pad My Right

255GLOSSARY / ABBREVIATIONS

44 MSC MicroSave Consulting45 MSE Micro and Small Enterprises46 MSME Micro, Small and Medium Enterprises47 MUDRA Micro Units Development & Refinance Agency Ltd 48 MYRADA Mysore Resettlement and Development Agency 49 NABARD National Bank for Agriculture and Rural Development 50 NBFC Non-Banking Financial Company 51 NBFC-MFI Non-Banking Financial Company - Micro Finance Institution 52 NGO Non Governmental Organization 53 NPA Non Performing Asset 54 NPCI National Payments Corporation of India 55 NRLM National Rural Livelihood Mission 56 NULM National Urban Livelihoods Mission 57 OD Over Draft58 P2P Peer to Peer 59 PACS Primary Agricultural Credit Society 60 PIA Programme Implementation Agency 61 PMJDY Pradhan Mantri Jan Dhan Yojana 62 PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana 63 PMSBY Pradhan Mantri Suraksha Bima Yojana 64 RBI Reserve Bank of India 65 RFA Revolving Fund Assistance 66 RNFS Rural Non Farm Sector67 RRB Regional Rural Bank 68 SDDC Software Defined Data Center69 SEBI Securities and Exchange Board of India 70 SERP Society of Elimination of Rural Poverty71 SFB Small Finance Bank 72 SFMC SIDBI Foundation for Micro Credit 73 SGSY Swarna-Jayanti Gram Swarojgar Yojna 74 SHG Self Help Group75 SHG-BLP Self Help Group Bank Linkage programme 76 SHPI Self Help Groups Promotion Institution 77 SIDBI Small Industries Development Bank of India 78 SRLM State Rural Livelihood Mission 79 SRO Self Regulatory Organisation80 StCB State Cooperative Bank 81 TNCDW Tamilnadu Corporation for Development of Women82 USP Unique Selling Point or Unique Selling Proposition 83 VLP Village Level Programme84 VO Village Organisation85 WSHG Women Self Help Groups


Former Chairman, Economic Advisory Council to the Prime Minister Former Governor, Reserve Bank of IndiaChairman, Madras School of Economics

Governor (2008-13), Reserve Bank of India

Dr. C. Rangarajan

Duvvuri Subbarao

One of the missions of NABARD has been financial inclusion and an integral part of this exercise is the promotion of micro finance institutions. This year marks the completion of thirty years since

NABARD took the initiative to develop the microfinance sector. The number and type of microfinance institutions have increased enormously. NBFCs dealing in microfinance have played a key role even though the progress had not been smooth. Several committees including the one on Financial Inclusion chaired by me have come up with suitable regulatory measures. There is no doubt that microfinance institutions including the recently introduced Small Finance Banks which are a modification of Local Area Banks introduced by me in early 1990s have an important role to play in widening the scope of formal credit institutions in providing financial services to vulnerable groups. Providing access to finance is a form of empowerment of the vulnerable groups. Financial inclusion as I have mentioned elsewhere is no longer an option but a compulsion.

Development history from around the world can boast of many revolutions – green, white, blue, yellow – but the rainbow revolution unleashed by microfinance has arguably been more transformative than all the others, not just because of the numbers of households it has lifted out of poverty but also because of the way it has empowered women cutting across cultures. NABARD can justifiably be proud of the leadership role it played in shepherding the microfinance movement across the vast hinterland of our country. The astounding

success of the Bank-SHG model piloted by NABARD thirty years ago showed that there is a nascent capitalist entrepreneur in every woman and that microfinance can be a powerful instrumentality for unleashing billions of entrepreneurs by giving them just a little bit of capital.

Admittedly, it has not been a smooth journey. There was backlash against what were considered usurious rates of interest charged by microfinance institutions, their coercive recovery practices and their tendency to push vulnerable households into a debt trap. It speaks to the resilience of our system that we have been able to address these concerns and put microfinance back on an even keel.

Promoting microfinance requires knowledge, competence and empathy; it also requires a deep understanding of the culture of poverty. The poor don’t have regular incomes like the rest of us but they too have dreams for their future and the future of their children. The task for NABARD and all others involved in promoting microfinance is to help the poor pursue their dreams.

There is indeed fortune at the bottom of the pyramid if only we care to look.

Sector Thought Leaders

257SECTOR THOUGHT LEADERS

Former Chairman - NABARD

Former Chairman - NABARD

Dr. Pamidi Kotaiah

Shri U C Sarangi

India has done commendable work in micro-finance systems development to provide access to the poor & marginalized sections of the society towards financial and economic inclusion. In spite of various measures taken by GoI and RBI the outreach significantly fell short of requirements, leading to churning in the minds of policy makers by 1980s. NABARD silently worked on options to develop a satisfactory Micro-Finance Model.

With the leadership of NABARD, and keen interest of governmental authorities, financial institutions and private NGO sector, this micro-finance model has become one of the largest micro-financial systems in the world. Rightly, policy makers did not insist it as a rigid model. On the other hand, policy supported growth of diversified systems

and institutional frameworks, around group-based lending while “SHG” was the flagship model.

Notwithstanding this massive development, anecdotal evidence suggests significant gaps in outreach and delivery to the marginal economic players. We have not reached the last mile yet. The goal is distant. There are many challenges, I would like to underline one such issue. Appropriate Regulatory oversight of Micro-Finance Institutions has remained elusive. Appropriate regulation is important for orderly growth and stability. NABARD is best suited for this initiative.

The early stage work in SHGs was done exclusively by NGOs and civil society organisations. From a very tiny beginning in early 1990s, SHG-BLP has become a mega-movement. I was fortunate to have associated with the movement from the Government, from NABARD and as independent practitioner, post-retirement. By end March 2008 (when I entered NABARD) we had 39.9 million members of SHGs linked to the banking system through their groups. As of last year the number of members of linked SHGs

had crossed 100 million. The SHG programme which had matured in the eyes of bankers, became a strong base for NRLM to build on. The NRLM fully adopted the SHG methodology and built higher order institutions of SHGs in the form of federations at diff erent levels. Today bulk of the SHGs are under the NRLM umbrella. The growth in number of members and significant increase in loans (outstanding of ` 1080 billion - March 2020) shows that the programme has achieved scale in terms of financial inclusion.

A large community based programme should do and deliver more. It should focus on livelihoods and enterprises of women. For that it is necessary to free the SHG movement of subsidy dependence and perennial state support. The Government and NABARD are working on these aspects. Their support will


be critical in making the SHG federations truly democratic, member focused entities. NABARD should set a mission for itself – that of empowerment of SHGs and federations and their autonomy of action in the interest of members. The women of the country have proved their worth; they showed the others that the poor are bankable; that financial inclusion does not need glitzy off ices and advanced concepts. It is now time for other stakeholders to shine a light on the simplicity and make it self-sustaining.

Executive Director, Sa-Dhan

P. Satish

The story of Indian Microfinance is the story of Indian ingenuity in adopting and then adapting ideas, concepts and processes to suit the conditions of India’s socio-economic landscape and the framework of political and financial sectors. The first experiments linking informal Self-Help Groups with banks for credit started in the Philippines and Indonesia under the aegis of GTZ, and then travelled through APRACA to India. Then the first experiments in form of CAGs at MYRADA and the NABARD Pilot Project are part of history. While the initial projects in South East Asia withered away,

in India because of strong support it received from the apex institution-NABARD and the enabling policy tweaking done by the central bank-RBI, the concept progressed fast. Over the last three decades Self-Help Group concept has emerged as an enabler for women’s empowerment and as a vehicle for various development programmes of union and state governments. These initiatives have now converged in the National Rural Livelihoods Mission of Government of India.

At the time when SHG-Bank linkage programme was taking its initial steps, replications based on Grameen model of Bangladesh were also emerging in India. These included institutions which later emerged as large Microfinance Institutions, with some progressing to become banks. These institutions too received initial support from NABARD, which enabled them to stabilise and grow. With an enabling policy from RBI and funding support from banks and other financial institutions this variant of microfinance also prospered, with its own intrinsically evolved systems and processes which suited the Indian social and financial environment.

The fact that both these variants of microfinance are widespread in India with a host of institutions providing credit to the tune of ` 3.75 lakh crores touching 200 million households is a real tribute to the innovations and initiatives of NABARD in its four-decade long journey, as also to the ability of Indian people to learn from ideas across the world and modify and tailor them to their own needs and aspirations.

The Inimitable Indian Microfinance

259SECTOR THOUGHT LEADERS

Former CGM, NABARD

N.Srinivasan

Globally microfinance has taken giant strides. By early 2019, 140 million customers are estimated to have been utilising microfinance products and services. In 2009 about 98 million were customers of microfinance. In India over the last 30 years the growth has been vigorous, though with some hiccups in between. In the case of Self Help Groups, the growth from 225 groups to more than 10 million groups over almost three decades seems astonishing. From negligible loans in the early nineties to the vulnerable customers, Banks and MFIs had loans of more than ` 3400 billion, forming about 3.5% of non-food credit by end March 2020. From select

districts in select states, almost all districts in the country are covered. Currently the number of borrowers (microfinance and SBLP) is estimated to be about 115 million.

Two development banks NABARD and SIDBI spearheaded the microfinance movement in the country with financial and promotional support. MUDRA also has had a part in the recent years. NRLM provided the financial and programmatic muscle to the SHG programme and it is poised to make a diff erence to livelihoods of the poor.

As we look to the future, the priorities that emerge are – meeting aspirations of microfinance customers to be entrepreneurs, enhancing customer protection levels, improving access in remote and diff icult to reach areas, strengthening of institutions – whether small and medium sized MFIs or federations of SHGs. With a proactive regulator and a positive government policy from the centre, it is possible to use the power of microfinance to bring the remaining poor out of poverty. What needs greater thrust is the livelihood ideas and linkage of microfinance customers with markets. The almost exclusive women customers that are the backbone of microfinance sector deserve a standing ovation. The success of microfinance is a direct outcome of their tenacity and ability.

Three decades of microfinance in India

OVERALL GUIDANCE

Shri P V S Suryakumar, Deputy Managing DirectorSmt S.Vijayalakshmi, CGM

TEAM LEADERS

Dr Nandini Ghosh, Shri Omprakash Dhaneria, Shri Amit Bhandari, DGMs

CONTENT TEAM

Shri Manoj Chalakh, Shri Nishikant S. Purohit, Shri Ashish Tiwari, AGMsShri Mangesh Kulkarni , Shri Navin Chandra Jha, Managers

Smt M. Vasudha, Assistant ManagerShri V.N.Kandalgaonkar, SSDA, Shri Parag V. Patil, DA

SUPPORTED BY

Smt Neha Oak, Smt Diana Benn, Smt A V Kekare, Assistant ManagersSmt Bhanumati Acharya, SSDA

Shri Gaurav Solanki, Ms. Anagha Narvekar, DA

Team MCID at various Regional OfficesBanks and Financial Institutions

Head Office: Plot C-24, G Block, Bandra Kurla ComplexBKC Road, Bandra East, Mumbai-400 051, India

Tel: 91 22 2653 0084 | Fax: 22 2652 8141Visit us at: www.nabard.org | E-mail: [email protected]

status of microfinance in india

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