Introducing

Marketing Agents

Plan Manager

Counterparty

Availability

Open over a 6 week offer period – minimum investment £5,000

And they all Strike/Commence within 2/3 days of close

PLANS:- Direct Investment, Equity ISA, Equity and Cash ISA transfer

DEPOSITS:- Direct Investment (R85), Cash ISA, Cash ISA transfer

Offshore Bonds

ALL: – SIPP/SSAS, Trustee, Charity, Company and Non UK residents

Wraps/Platforms

Who are BNP Paribas

One of the Worlds largest retail Banks

Currently operating in 78 countries – including -

France, Belgium, Luxembourg Italy, USA, Hawaii & Africa

188,000 staff

34 million retail/corporate clients

Voted Europe’s - Best Structured Product Provider 2013

Recently acquired RBS’s Global Structured Products book worth

£175 billion

BNPP Credentials

Credit Rating Agency Rating Outlook

S & P A+ Stable

Moody’s A2 Stable

Fitch A+ Negative

Company S & P Credit Rating Credit Default Swap

HSBC AA- 74

BNP Paribas A+ 78

Lloyds A 80

Barclays A 96

RBS A 115

Santander A 128

Solutions

FTSE Autocall

FTSE

Initial Valuation:

Eg. 6500

Autocall level:

100% or greater

of initial value

Maturity:

Pay-Out

Capital plus Coupon

Rise required for

same return

Year 1 N/A N/A N/A

Year 2 6500 16% 7540

Year 3 6500 24% 8060

Year 4 6500 32% 8580

Year 5 6500 40% 9100

Year 6 6500 48% 9620

Standard Kick Out/Autocall – referencing the FTSE100 only

Coupon 8.00 % per annum offering a 60% End of Term protection barrier

FTSE Step Down Autocall

FTSE

Initial

Valuation:

Eg. 6500

Reducing Autocall

level based on

initial value

Maturity:

Pay-Out

Capital plus

Coupon

Rise required for same

return

Year 1 N/A N/A N/A

Year 2 6500 (100%) 12.8% 7332

Year 3 6337.5 (97.5%) 19.2% 7748

Year 4 6175 (95%) 25.6% 8164

Year 5 6012 (92.5%) 32% 8580

Year 6 5200 (80%) 38.4% 8996

Step-Down Kick Out/Autocall – referencing the FTSE100 only

Coupon 6.4% per annum offering a 50% Anytime protection barrier

FTSE-4/FTSE-100 Autocall

• Coupon 12% p.a. – then an additional 3.0% p.q. – thereafter

• 60% European (end of term) protection barrier linked to the

FTSE-100 not the shares

• 20 potential kickout dates

Autocall level

All 4 shares must be:

Maturity Pay-Out

Capital plus Coupon

1st Anniversary Same or higher than

initial value

12%

Quarterly thereafter Same or higher than

initial value

3% per quarter held

Final Valuation date 75% or higher than

initial value

72% at maturity

FTSE-4/FTSE-100 Fixed Coupon Daily Autocall

• Max term of 6 years – potential to kickout DAILY from 1st

anniversary

• Fixed Coupon 27.5% whether that be in year 1 or year 6

• 60% European (end of term) protection barrier linked to the

FTSE-100 not the shares

• Over 1000 potential kickout dates

Autocall level

All 4 shares must be:

Maturity Pay-Out

Capital plus Coupon

1st Anniversary Same or higher than

initial value

Fixed 27.5%

Daily thereafter Same or higher than

initial value

Fixed 27.5%

Historical -Pay off Profile

Plan Coupon % Occasion

Return Paid

Capital

Loss

Simulations Since Years

Step Down 6.4% 98.76 % 0.11% 6127 Jan 84 30

FTSE Autocall

8.0% 88.55% 0.00 % 6116 Jan 84 30

FTSE4/FTSE100

12% 71.74% 0.00% 3959 July 92 21

FTSE Kick Out SuperTracker

FTSE100 Year 3 Year 6

FTSE Level or above

initial value

Pay matures and pays

capital plus full rise in

index (uncapped)

Minimum return of

21%

FTSE below initial

value at Year 3

No

early maturity

Plan matures at Year 6

and multiplies any rise

in Index x 3 (max 75%)

FTSE below initial

value at Year 6

Plan returns capital in

full as long as FTSE100

has not fallen by more

than 40% since strike

Pays a potential minimum of 21% or a maximum of 75%

Quarterly Income Plan

FTSE at

Strike 6800

pts

%

movement

+/-

FTSE100

Lower Level

FTSE100

Higher Level

Year 1 10% 6120 7480

Year 2 10% 6120 7480

Year 3 15% 5780 7820

Year 4 20% 5440 8160

Year 5 25% 5100 8500

Year 6 30% 4760 8840

Potential annual coupon of 7.0% p.a. – 1.75% p.q.

Offering a 60% End of Term protection barrier

8840

8500 130%

8160 125%

7820 120%

7480 7480 115%

110% 110%

90% 90%

6120 6120 85%

5780 80%

5440 75%

5100 70%

4780

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6

6800 Pts

1.75% per quarter

Capital Protected Solutions

Index is equally split across the 4/5 star Morningstar rated funds

Standard Life GARS (UK) - AUM – (£17,359m) 5 year return 54.26%

Carmignac Patrimoine (France) – AUM – (€29,259m) 5 year return 39.48%

Ethna- Aktiv (Switzerland) – AUM – (€4,856m) 5 year return 40.35%

Newton Real Returns Fund (UK) – AUM – (£8,027m) 5 year return 42.76%

Flexible Fund Stars Plan

BNP Paribas Flexible Funds Star Index

• 100% Capital Protected

• 4 of the most successful Absolute Return Funds – All 4/5 star rated by

Morningstar

• Year 3 – If the Index has risen 15% or more – the plan matures and pays

Capital plus the full percentage rise in the Flexible Fund Star Index

(uncapped)

• If no early maturity – Year 6 – investors then receive 175% (1.75 x the

rise) in the Index (uncapped)

• e.g. If the Index has risen 40% over the term – Investors receive capital

plus 70% (1.75 x 40% rise)

Fund Stars v FTSE100 - Bloomberg

Coming Soon - FTSE Defensive Deposit

FTSE100 6 Year Deposit

FTSE finishes at or

above 90% of it

starting level

Pays a minimum

return of Capital

plus 12%

Or 100% the rise in

the Index (max 30%)

• 100% Capital Protected Deposit

• Lloyds Bank – Deposit taker

• FSCS Protection up to first £85,000

Full Back Testing of FTSE since 1984:

• 87.50% of cases resulted in a positive return of at least 12%

• The full return of 30% was returned in 50% of cases

Coming Soon – FTSE 4 Autocall Deposit

• Coupon 5.5% p.a. – payable from Year 3

• 100% Protected - Lloyds Bank Deposit - £85k FSCS

Autocall level

-All 4 shares must be:

Maturity Pay-Out

Capital plus Coupon

Years 1 & 2 N/A N/A

Year 3 100% 16.5%

Year 4 95% 22%

Year 5 90% 27.5%

Year 6 80% 33%

Full Back Testing of stocks since launches in 1992:

86.88% of cases = a positive return of 5.5% per annum

Plan matured in year 3 in 50.93% of cases

Deposit Idea – FTSE Top 6 Himalaya Deposit

Investment ObjectiveEstablished stock tend to follow cyclical paths. This plan is designed to lock

in the performance of each stock when it performs positively

At maturity, the investor receives geared participation in the average of the

locked in returns.

• 100% protected Lloyds Bank Deposit - £85k FSCS

• 6 year term

• Every year, the top performing stock has its performance recorded.

Its then removed from the basket (performance floored at 0 and

capped at 50%)

• At maturity, the average locked in return are taken and investor gets

125% of this performance

• Backtesting – 99.86% of cases gave a positive return

FTSE Top 6 Himalaya Deposit Performance Example

Years GSK BAT BP Shell Vodafone HSBC Locked-inPerformance

1 -3% -4% -9% -8% -5% -10% 0%

2 20% 19% 17% 10% 8% 20%

3 42% 27% 32% 12% 42%

4 36% 35% 20% 36%

5 56% 32% 56%

6 53% 53%

Average Perf. 35%

Final Return

= 125% x Average Perf

(35%)

= 43.75%

Private Placement/ Bespoke

• Available for clients with £750,000 plus

Tailor made – clients can select the:-

• Product Type – just about anything!

• Term

• Protection/Barrier

• Indices/Shares etc

• Coupon

• Full 30 page KFD is produced

• Solution can be split across as many clients as appropriate