Sources of Funding

Martin Manning

Early stage –seeking £50-100K

Friends & family

Asset Finance

Business Angel Funding

Crowdfunding Equity

P2P Loans

Venture Capital

( Invoice Discounting, Pension-led funding, EFG, NLGS)

Asset Finance• Buy machinery, vehicles or borrow against existing

assets

• Usually linked to asset life

• Requires regular payments- usually monthly

• From Asset Finance Companies, Banks , Asset Vendors

• Timescale 2-8 weeks

Business Angel Funding• Comes From HNWI Investors

• Individuals, syndicates or associations

• Typically £50-500k

• Equity ( occasionally convertible loans)

• A form of money with management

• Timescale 2-4 months

Crowdfunding Equity• Sourcing equity online from multiple investors

• WWW.UKCFA.ORG.UK

P2P Loans

• Collective lending to creditworthy businesses from other businesses/individuals by a web-broker

• www.p2pfinanceorganisation.org.uk

• £480Mn in 2013 or 79% of total alternative lending

Venture Capital• Collective funds invested by VC businesses

• Seeking high growth, high potential businesses

• Looking for 10x investment after 3-5 years

• Equity or equity/loan mix

• Extensive documentation, board apt and 3-6months to do