1

y\K@uef@oifclrf@

wKb[Fif;umef,mefrldif;

cyfjckdifvlpfj

clif;umefurfUxFrf v.ifjzAifbyAif; w.efjwKb[Fif;umef,mefrldif;

Social Security Knowledge

For Migrant Worker

2

y\K@uef@oifclrf@ wKb[Fif;umef,mefrldif;

OBm;aovBjzmwfUofy.wfb,OfU [Fif;umef,mefrldif; awvBjcOfjy\K@

uef@oifclrf@ ,.efUydlOfjydlifrBmrDjqdkifjxB; ruf;refjOBUOKj ayKjvAifU

tvj vkufjvAifU nef[Awf;umef,lb egf;rldif;xB; wuf;vBjeyfU,rf

[Awf;q.rf;/

oifOKj ayKjvAifUauKUvgf nrfbeyfU,rf [Awf;q.rf;rBmrDjeBUqkdif aw

vBjpK;wmrfbidkef; nrfbeef wmrfbwluf;c.ufj [kdOf pK;wmrfb wif;

o.ifnef/ u.yfjoifvBjqgfUwkdOf;rBmrDj nefeBUqkdif u.yfjOKjrldif;xB;

vBjvlif;vBm;rkdOf;OBU wKbaweyfU,rf [Awf;q.rf;yuf;yldifrBmrDjnef

uljqkdifjrldif;vkrfjZKU ruf;refjOBUeefU,lb/

yuf;yldifrBmrDj uljqkdifjrldif;vkrfjZKU-

1-rBmrDj nefnrfbqufbtz qefUcldOf;ulef;

(International Law 1969)/

2-rBmrDjuAOfbuyf; v.ifjyAefaz;ukdifUumifU egf;eKjumef rBmrDjeBUulef;

rldif;tvj ulef;wmifbqmOf;cldOf; awvBjuKjw.yfbwFef; zAifbyAif;

uef (International Law, volume-19)/

3-rBmrDj nefnKboDb,efb (ASEAN) ykdefcmOfbOBU v.ifjokefbvBj[Fif;

umef,mefrldif;/

vlify.ifqkdifjxB;auKj vBjykdefcmOfbOBUOKj [Fif;umef,mefrldif; rldif;rmefj?

rldif;vmOf;tvj rldif;urfbayK@wd,ldOf@ oifvBj[yfUzmwfUofy.wfb,OfU

eefU ayKjvAifUwuf;vBjn.efrK;cOfj y\K@uef@oifclrf@ eB,OfU/

3

y\K@uef@oifclrf@ nefOKjeefUy.ifbOKjoif <

y\K@uef@oifclrf@ nefOKjeefU yAefwDjuAyf;+rfqkikdef;u.ifumif wKb

rK;qgfUqBmb[yfU+if;yef zOKU[Fif;umef? ulpf;[Fif;umef wuf;vBj[uf;

idkef;vldef 5 % ogfbuljvdlef/ OBm;aoogfbidkef;cOfj y\K@uef@oifclrf@

,OfU [Fif;umefrD;okefbvBjikdef;urfUq.BjvldOf qldifUeifb-

1-nrf,lbvD (In The Event of Injury or Sickness)

2-yAefwkcDUw (In The Invalidity Benefit)

3-wBm (In The Event of Death)

4-uldwfbvkufj (In The Maternity Benefit)

5-idkef;q.BjvldOfvkufjn.efbvAufUuldwfbrgfb (In The Child Allowance)

6-ikdef;q.BjvldOf rldOfjnKb,lUtubxOfj (In The Case Old-Age Benefit)

7-rldOfj[mrf;umef wluf;imef; (In The Case Unemployment Benefit)

rBmw.if; - y\K@uef@oifclrf@ awq.Bjv.ifjwif;yAef nefnrfbqgfj

egf;eKjumef/

wKbawcOfjy'M@uef@oifclrf@ -

[Fif;umef,mefrldif; awvBjxBmb nOfu>Kbzdkefrdlef qldifUeifb-

1-zmwfUofy.wfb

2-Ogfnek,mwfj[Awf;umef

3-Ogf,dkefj,.ef;cOfj y'M@uef oifclrf@

(,.ef;nOfvBj wDjvkrf;y'M@uef@oifclrf@)/

4

rBmw.if; - [Fif;umef,mefrldif; vBj[yfUzmwfUofy.wfb,OfUaowKU

qdlOf;nrfbrD;okefbvBjcOfj y'M@uef@oifclrf@eefU aw

yAef[Fif;umefqdlifUeifb -

1-eMjumef nefnrfbvBj[Awf;wif;yD@ (yAefumefqlOfjuFyfU_cmOf;)

2-eKjumefzkufbo.rfj

3-eMjumef[MyM(wrfbiMj)

4-eMjumef yKbrBU tvj umefvAifUowf;

5-eMjumef nefayKjvAifU qmifj[Awf;qlOfjuFyfU_cmOf;

6-eMjumef nefayKjvAifU qmifj[Awf;nrfbqgfj v.ifjyBm;rufjrD;

(umeftrjOmefj? umefywf;zAOfj [Awf;v.ifjrlwf;ogf)

[Fif;umef qdlOf;nrfbvBjcOfjy'M@uef@oifclrf@eefU awvBj[Awf;Ogf

[yfU+if;yBm;,lbvD (30 Omwfb) wDj[lif;,Kvlify.ifqkdifj/

v.ifjogfbikdef; wDjy\M@uef@oifclrf@

w.efjwKb awogfbikdef; wDjy'M@uef@oifclrf@eefU ayKjvAifUawrD;

ykefjz.ef; [uf;ikdef;vkufjvAifUao nOfugMbofgbyef/ aw[uf; 5% c.if

ikdef;vldef[Fif;umefao ZBmbayKjvAifUvBjxFrfogfbyef 5% tvj ZBmb

vlify.ifqkdifjauKj awogfbyefxFifj 2U75% /

ulpf;[Fif;umef nefvBjcOfjy\K@uef@oifclrf@eefUqkdif qdlOf;vBj

[yfUidkef;vdlefwifbtwb 1b650 Omwfb xkdif 15b000 Omwfb/ oifOKj

vBj[yfUikdef;vldef vldOfao 15b000 OmwfbauKj aw[uf;efg;Olif;idkef;

15b000 Omwfbulpf;/

5

ayKjvAifU awvBjnOfykefjz.ef;ao ugMbogfbikdef;yefwDjvkrf;y'M@

uef@oifclrf@ uljvldefOef;xd 15 (urf;vdkef;okwf;)/ oifOKjofgb

wluf;vkdef;Oef; nrfbeef ogfbikdef;nrfbwArfqkdif ayKjvAifUawvBj

[yfUykefjz.ef;qBmbyK; idkef;cDj ekdifjvldef 2% /

idkef;cDjeefU awnrfbuAOfbq.rf;vkufjvAifU ZBmbayKjvAifUauKUvAOf

ulpf; awvBjofgb/ ayKjvAifUrD;okefb[uf;idkef; 5% c.ifikdef;vldef

[Fif;umefulpf; tvj awnrfbrD;okefb [uf;ikdef;vkufjvAifU vldOfao

5% c.ifidkef;vldef [Fif;umef/

OmB;aocOfjy\M@uef@oifclrf@ awvBj[yfUOgfoif<

1-awvBj[yfUOgfwFef; wKbawuyf;odkyfb y\M@uef@oifclrf@/

2-ogfbidkef; 3 vldef,OfU awvBjOfg wMbqfgUuyf;odkyfb,lwf;,KwlOf

wDj[lif;,K /

egf;OgfeefU awrD;qkdOfj[lif;,K nef[Of;vldufjOBUOKj [Of;cfgj,lwf;,K

[lif;,KwDjvfg (nrfbvBjoAifj uKj,lwf;,K)/ oifOKj [Of;cfgjqfgU

okefbvldOf (zDUoAwfb) qkdif awvBjoAifjuKjqgfUqBmb[if;ulpf;/

6

1)- vBj[yfUokefb ,lwf;,KwlOf (In The Event of Injury or Sickness)

,lwf;,KwlOf nefyAefv.ifjnrfb,lbvD

udefOmef tvj wdlOfUOmwfbqAyf;oFyfb

(nrfbuAOfbq.rf;efg;eMjumef)/ OBm;aoofgb

idkef; 3 vldef,OfUu.efb qifbvBjqgfUokefb

acMjeBUvBj/

v.uf;vBm; - u>Kb,lwf;,KwlOf wDj[lif;

,K nefrD;qkdOfjOBU efg;Ofgy\M@uef@oif

clrf@/ rldOfju>Kb,lwf;,KwlOfeefU aw

vBj,dkefj Ogfy\Muef@oifclrf@ tvjOgf

zmwfUofy.wfb/ rldOfjnrfb,lbvD udefOmef

eefU ,.ef;Ofg[yfU+if; wDjarK,Mao

vkdOfjumefvBj/

ndifedlOfydlifrBmrDj[Fif;umefOmif;wrf;OBUeefU oifOKjvBj[yfUwmif;urfU

qB.j wDjayKjvAifU,OfUao orfUrD;uMjqfgUqBmberfvdlOfeefUqdkif rD;

okefb wKbawvBj[yfUwmif;q.BjvldOf wDjy'M@uef@oifclrf@xFifj,lb/

y\M@uef@oifclrf@ awq.Bj 50% c.ifuKjqmifj ekdifjy.ufj nrfbylefU

90 Oef; tvj ekdifjyD nrfbylefU 180 Oef;/

okefb nef[Of;awvBj[yfU wDjy\M@uef@oifclrf@

7

oifOKjnrfb,lbvD qyf;wmif;yAefcmOf;,mOf; (vBj,lwf;,K [dkifylefU

180 Oef;) ugMbqkdif awvBjwmif;q.BjvldOf 50% c.ifuKjqmifj ekdifjyD@

nrfbylefU 365 Oef;/ wmif;yAefcmOf;,mOf; rD; 6 oFef; nefy\K@

uef@oifclrf@ ruf;refjOBU/

wmif;yAef;cmOf;,mOf; 6 oFef; qdlifUeifb -

1)- uFef@odlOf@

2)- wmif;yAefrmufbvef;

3)- nAufUcsfnBmbVDb_nAwfbof

4)- wmif;yAef uAOfbuyf;n.uf;anK _ vkyfbu.if;vif

(nefqmifjyAefwkcDUw)

5)- uAOfbuyf;vkyfb_vkyfb[uf;

6)- nrfb,lbvDao nrfb[Awf;umefvBj

,lwf;,K [lif;,KwmifbwDj qifbvBj <

-rD; 2 ydlifulpf; nefawugMb=if;,MwmifbwDjvBj qdlifUeifb-

1)- pM;az;ukdifUumifU (nrfbqfgjyAefefg;eKjumef)

2)- ukdifUumifUyAef nrfb,lbvD (qmifjwlrfUwldOfUnKb,k wuf;vBj

,lwf;,Kurf;vAOf)

[Of;wuf;,dkefjte Ogfy\M@uef@oifclrf@ wDj=if;,M? OBm;aoeefU

wuf;vBjuyf;odkyfbql;[lif;,K nefrD;qdkOfjOBU egf;Ogfy'M@uef@oif

clrf@[Of;eefUao wmifbvOfjte v.ifjuKjqgfUqBmb ,lwf;,KwlOf

nefvBjqBmboAifjOBU/ ZBmb[lif;,K nef[Of;vlif;qdkOfj udkuf;OBUeefU

awnOfykefjz.ef; qgfUqBmbyef/

8

v.ifjuKjqgfUqBmb ,lwf;,KwlOf wDj[lif;,Kvlify.ifqdkifj

oifOKjvBjqgfUqBmb uKj,lwf;,KOBU wDj[lif;,Kqkdif [Of;wuf;vBjuAyf;

OgfqBmbikdef; nef[Of;vBjqBmbugMbwif;rlwf;/

v.ifj,lwf;,KwlOf nrfbe.ef;wDj=if;,K - oifOKj vBjqgfUqBmbOBU

uKj,lwf;,Kqkdif u>Kb,.ef;nOfidkef;cdkef; wDjy\M@uef@oifclrf@vBj

,lb (awvBjckdef;uKjqgfUqBmb nef[Of;oAifjOBUtwU) vlpfjteOgf qBmb

ikdef; nef[lif;,Mn.ufbyef/

v.ifj,lwf;,KwlOf e.ef;wDj[lif;,K - oifOKjvBjqgfUqBmbOBU uKj

,lwf;,Kqkdif ,.ef;vBjikdef;ckdef; wDjy\M@uef@oifclrf@ efg;cmOf;

,mrf; 72 qlOfjr.if; (awvBjckdef;uKjqgfUqBmb nef[Of;oAifjOBUtwU)/

y\K@uef@oifclrf@ awyefekdifjOef; nrfbylefU 700 Omwfb/

v.ifjuKjqgfUqBmb ,lwf;,KwlOf wDj[lif;,K nefnrfbqgfj [lif;,K

vlify.ifqdkifj

v.ifj,lwf;,KwlOf nrfbe.ef;wDj=if;,K - yAeftz;ukdifUumifU(nrfb

qfgjyAef efg;eKjumef) tvj ukdifUumifUnrfb,lbvD (qmifjwlrfUwldOfU

nKb,k wuf;vBj,lwf;,Kurf;vAOf) eefU y\M@uef@oifclrf@ aw

yef ekdifjOef; nrfbylefU 1b000 Omwfb/

v.ifjawvBj[yfUidkef; uKj,lwf;,K ekdifjOef; nefylefU 1b000 Omwfb

eefUqkdif - wuf;yAefqdlifUeifb -

1)-vBjxFifjvldwfj

2)-orf;,Kt[Uuifj wmif;yAefrKjrl

9

3)-wmif;yAefumif;cFif

4)-wmif;yAefuAOfbuyf;w.ifUao vBjxBmbnFuf@oa'@

5)-uldwfbvkufj,OfU vldwfj=Ofj

6)-wluf;vkufjao vBjcdwfbyFwfj[lif;vkufj

7)-vBj,lwf;,K cOfj+ifj ICU [dkifylefU 3 qlOfjr.if;/

v.ifj,lwf;,KwlOf e.ef;wDj[lif;,K - uKj,lwf;,K egf;+ifj (nrfb

qgfj+ifjzdoAwfb) ekdifjOef; nrfbylefU 2b000 Omwfb/

-uKj+ifj uKjcOfjzuf; ekdifjOef; nrfbylefU 700 Omwfb

-vBj,lwf;,KwlOf egf;+ifjzdoAwfb uKj+ifj uKj,lwf;,KwlOf ekdifj

Oef; nrfbylefU 4b500 Omwfb

-oifOKj vBjzKbwwf;qdkif ekdifjy.ufj awvBj 8b000 Omwfb xkdif

16b000 Omwfb/

-vBjorf;cArf odkyfbogfqgf tvj uKj,KwmifbqdlOf; ekdifjy.ufj nrfb

ylefU 4b000 Omwfb

-xBmbnFuf@oa'@ ekdifjy.ufj nrfbylefU 1b000 Omwfb/

rBmw.if; - v.ifj,lwf;,KwlOf =if;,KwmifbwDj ,.efUaz;ukdifUumifU

(nrfbqfgjyAef efg;eKjumef) eefU yAefvBmy.ufjauKj y\M@uef@oif

clrf@ awq.BjvldOf,lb/

10

ulpf;v.ifj,lwf;,KwlOf =if;,KwmifbwDj ,.efUukdifUumifUyAef nrfb

,lbvD (qmifjwlrfUwldOfUnK,k wuf;vBj,lwf;,K urf;vAOf) ao

nrfbvBje.ef;wDj[lif;,KeefU y\K@uef@oifclrf@ awq.Bjyef 1 yD@

nrfbylefU 2 y.ufj/

vBje.ef; wDj[lif;,KauKj y\K@uef@oifclrf@ awq.Bjyef 1 yD@ nrfb

ylefU 2 y.ufj? [lrfjuef wif;rlwf; 1 yD nrfbylefU 4 y.ufj/

v.ifjuKjqgfUqBmb wmifbqdlOf;

-uKjvlwfU (vlwfU=if;,M) u>Kb[lif;,K egf;n.ifjwDj[Of;,lb ekdifj

y.ufj nrfbylefU 500 Omwfb/

-uKjqmifjvlwfU [yfUqmifj_WFuf@od ekdifjy.ufj nrfbykefU 300 Omwfb/

-u>Kb[lif;,K e.ufjcAwfbwDj[Of;,lb 1 uD@vlOf@rAwf@ 6 Omwfb(eyfU

o.efb q.rf;wmif;uBqdkifjrdlif; ruf;refjOBU)/

v.ifj,lwf;,K cAOfj

-x.efcAOfj? uyf;cAOfj tvj cwf;cDjcAOfj awvBjuKjqgfUqBmb (q.rf;eifb

qBmboAifjtwU) ekdifjy.ufj 250 Omwfb ulpf;awvBj ekdifjyDnrfbylefU

500 Omwfb/

-ogfbcAOfjy.rf 1-5 odufj vBjcdkef;idkef; 1b200 Omwfb/ (OBm;ao[yfUidkef;

ygfbxkdif 5 yD@ nrfbqgfUokefbeBU vBjxFifj)/

11

-ogfbcAOfjy.rf erfylefU 5 odufj vBjcdkef; 1b400 Omwfb/ (OBm;ao[yfU

idkef; ygfbxkdif 5 yD@ nrfbqgfUokefbeBU vBjxFifj)/

v.ifj,lwf;,K rmufbvef;

-zKbwwf;rmufbvef; ekdifjy.ufj awvBj 30b000 Omwfb

-uKjvlrf;vK; v.ifj,lwf;,Krmufbvef; OBm;aozKjwwf;,OfU aw

vBj 230b000 Omwfb (awvBj[yfU urf;vAOf)

vldOfaoeefU w.efjwKbaw,lwf;,Krmufbvef; y\K@uef@oifclrf@

awq.Bjidkef;yef wKb 3 yD@

-vkdefxDU 1 - 6 awvBj 30b000 Omwfb awKbvldef

-vldefxDU 7 - 12 awvBj 20b000 Omwfb awKbvldef

-yD@xDU 2 awvBj 15b000 Omwfb awKbvldef

-yD@xDU 3 awvBj 10b000 Omwfb awKbvldef

-qFwfjvldwfj ekdifjOlifj 3b000 Omwfb (ekdifjy.ufj 1b500 Omwfb)

-vefUrmufbvef; ekdifjy.ufj 15b000 Omwfb/

zKbwwf;vkyfb

-awvBj nrfbylefU 750b000 Omwf (vBjurf;vAOf)

zKbwwf; vFufjvBmjr.ef;cFOfjwKb

-awvBj 25b000 Omwfb

v.ifjogfbwdefy.rf rkdOf;y.rf

-oAifjuKj[kdOfauKj y\K@uef@oifclrf@ awq.Bjvldef

12

v.ifjyAef a\K;uKbnAufUcsfnBmbVDb_nAwfbof

-[lif;,K nefrD;qkdOfjOBU egf;Ogfy\K@uef@oifclrf@ awyef,Kwifj

v.ifj,lwf;,KwlOf nefy\K@uef@oifclrf@ nrfbq.BjvldOfeBU -

-a\K;uKbyBm;qgf

-a\K;uKbwif;yAef nefudef,KrOf;urfao yAefrK;

-egf;ekdifjyD@ vBj,lwf;,KwlOf ylefUvldefu>Kb 180 Oef;

-vBjyefuKjqgfUqBmbylefUvldOfu>Kb nefy\K@uef@oifclrf@ ruf;refjOBU

-v.ifjzKbwwf; wlOfcdif; {j[mifjvD

-a\K;uKbwif;yAef orfUarKcOf qFufjwlpf;OKj yAefa\K;uKboif

-v.ifjqgfUqBmb cgfjvBjvkufjao u>KbtearK ? cgfjvBjvkufj tvjzKb

wwf;ao nOferfUqldOfUqBm; ogfbegf;[lif;vkufj

-zKbwwf; vFufjvBmj eldOfUeif ? zKbwwf; vFufjvBmj qBm; _ ,dif;

-uKjqgfUqBmb v.ifjyAefqAyf;oFyfbekdifjwDjtvj {jarKayKUxmwfj

rmefbwmifbwDj

-uKjqgfUqBmb [Awf;rmefbwK (nrfbqgfjarKoifb {j[Awf;)/

13

2)- okefbvBjikdef; rldOfjyAefwkcDUw (In The Invalidity Benefit)

-ogfbidkef; 3 vldef,OfUu.efbqifb

[yfUokefbacKjeBUvBj/

-awvBj uKj,lwf;,KwlOf ekdifj

vldef 2b000 Omwfb/

-oifOKj zKbwwf;,OfUtvj aw

[Awf;umefvBjckdef;,lbqkdif awvBj

40b000 Omwfb wKbuKjzkduf; {jnAef

[Fif; erfUuwfUwlOfbuOfb vDckdefjrK;ckdef; (awvBj[yfUurf;vAOf)/

-,lwf;,KwlOf,OfU oifOKjnrfbvDckdef; tvj nrfb[Awf;umefvBj

qkdif awvBj[yfUikdef; 50 % c.ifuKjqmifj [Fif;umef awKbqlOf;/

-oifOKj auKUyAefwkcDUw wBmu>Kbqkdif awvBj[yfU uKj[Awf;rKboKb

40b000 Omwfb/

14

3)- okefvBjidkef; rldOfjvk[BmwBm (In The Event of Death)

-ogfbidkef; 1 vldef,OfUu.efb qifb[yfUokefbacKjeBUvBj/ awvBjuKj

[Awf;rKboKb 40b000 Omwfb/

-auKUwBm oifOKjogfbidkef;cOfj y\K@uef@oifclrf@ vBj 3-10 yD@

,OfUqkdif awvBj[yfUikdef;q.BjvldOfxFifj ekdifjvldefckdifj c.ifikdef;

vldefauKUwBm (idkef;nefeBU auKUwBmogfbqkdOfj egf;Ogfy\K@uef@oif

clrf@OBU auKUvfgauKj auKUeBU awvBj[yfUidkef; oifOKjauKUwBm nrfb

ogfbqkdOfjOBUqkdif ikdef;nefeBU ayKjtrj vkufjzlOftr; auKUwBmrD;vBm

auKUauKj awvBjtz {jvBjzAifbyAifjuef)/

-auKUwBm oifOKjogfbikdef;cOfj y\K@uef@oifclrf@ vBj 10 yD@ yBm

,OfUqkdif awvBj[yfUikdef;q.BjvldOfxFifj [Kjvldef c.ifidkef;vldef

auKUwBm (idkef;nefeBU auKUwBmogfbqkdOfj egf;Ogfy\K@uef@oifclrf@

OBU auKUvfgauKj auKUeBU awvBj[yfUidkef; oifOKjauKUwBm nrfbogfb

qkdOfjOBUqkdif ikdef;nefeBU ayKjtrj vkufjzlOftr; auKUwBm rD;vBm

auKUauKj awvBjtz {jvBjzAifbyAifjuef)/

15

4)- okefbvBjikdef; rldOfjuldwfbvkufj (In The Maternity Benefit)

-ogfbidkef; 7 vldef,OfUu.efb qifb

[yfUokefbacKjeBUvBj/

-auKUofgbikdef; awvBj[yfUokefbnef

eBUvBj 2 y.ufj awKbqlOfj/

-oifOKj zlOftvj tr; cOfjy\K@uef@

oifclrf;OBUqkdif awvBj[yfUokefbnef

eBU ekdifjauKU 2 y.ufj? [lrfjuefwmif;

rlwf; 4 y.ufj/

-emif;,dif;auKUogfbikdef;eefU ukdwfbvkufjwDj[lif;,KvgfauKj awvBj

[yfUidkef; uldwfbvkufjekdifjy.ufj 13b000 Omwfb vlpfjnOfOgfukdwfb

vkufjtvj Owf;OgfwlOfuOfb,kdefjteq.rf;/ vldOfaoeefU emif;

,dif;auKUuldwfbvkufj awvBj[yfUidkef; q.BjvldOf 50 % c.ifuKjqmifj

ref; wKb 45 Oef;/

-ulef;qBm;auKUofgbikdef; n.eftr;u>Kbuldwfbvkufj [lif;,KwDjvgfauKj

awvBj[yfUidkef; uldwfbvkufjekdifjy.ufj 13b000 Omwfb vlpfjnOfOgf

ulyfUulj? Ogfuldwfbvkufjtvj Owf;OgfwlOfuOfb ,kdefjteq.rf;/ oifOKj

nrfbrD;OgfulyfUuljqkdif wuf;vBjrD;Ogf [yfU+if;OKj emif;,dif;auKUeBU

yAeftr; wlOfqOfjuOfbtwU/

16

5)- okefbvBjikdef; wKbq.BjvldOf vkufjn.ef (In The Child Allowance)

-ogfbikdef; 12 vldef,OfUu.efb

qifb[yfU okefbacKjeBUvBj/

-auKUogfbidkef; wDjy\K@uef@

oifclrf@ awvBj[yfUikdef; uKj

q.BjvldOf ekdifjvldef 400 Omwfb

wKbvkufjn.efb ekdifjauKU

wifjtwbuldwfbxkdif nKb,k

6 clyfb tvj awvBjuKjq.Bj

vldOfeBU wKbvkufjn.efbo.ifauKU awKbqlOfj/

-oifOKj zlOf wif;tr; cOfjy\K@uef@oifclrf@OBUqkdif awvBj[yfU

uKjq.BjvldOf ekdifjauKU wKbvkufjn.efbo.ifauKUtvj [lrfjuefaw

vBj[yfU uKjq.BjvldOfvkufjn.efb wKboDbauKU/

-oifvkufjn.efb nefnKb,lU yBbwArf 6 clyfbeefU wBmu>Kbqkdif aw

nrfbvBj uKjq.BjvldOfeBU/ oifOKjyefvkufjn.efb {jyldefjuAyf;vAifU

auKj awnrfbvBj uKjq.BjvldOfeBU/

-OBm;aowlOfqOfjuOfbn.ufbumef,OfUtvj nrfbogfbidkef; wDjy\K@

uef@oifclrf@ao x.efn.ufbqkdOfjyFwfj 6 vldef,OfUqkdif aw

nrfbvBjuKjq.BjvldOfeBU/

17

6)- uKjq.BjvldOf rldOf;[Of;xOfjtub (In The Case Old-Age Benefit)

1-rldOfjcmOf;,mrf; nKb,k 55

yD@eefU oifOKjogfbikdef; 180

vldef (15 yD@) wArf,OfUqkdif

qifbvBj[yfU acKjokefbeBUvBj/

rBmw.if; -cmOf;,mrf;eefU nrfb

odkyfbofgbidkef; wDjy'M@uef@oif

clrf@auKjvBj/ oifOKj cgfj[yfUokefb

xFifj,lbqkdif okdyfbogfbidkef;wDjy\K@

uef@oifclrf@ vBj,lb/

-awvBj[yfUidkef;q.BjvldOf 20 % c.if 5 yD@ (60 vldef) nefwlOfqOfj

uOfb[Awf;umefOBU (eyfUo.efbnOf OBm;aonKb,k 50 yD@)/

*vBm;eyfU - uKj[Fif;[Awf;umef c.if 5 yD@ wif;rlwf;eefU nOf 60 rK;

[mef = awvBj[yfUikdef; 20 % c.if nefvBj[mefrK;/

- oifOKjogfbikdef; ylefUu>Kb 15 yD@ (180 vldef) ,OfUqkdif awvBj[yfU

idkef; nefacKjwif;eldOfeBUaonrfbuK; awvBj[yfUyK;idkef;cDj

ekdifjyD@ 1U5 % awKb 100 Omwfb? wArfekdifjyD@,OfU eyfUavK;yK;

1U5 % wKbuljyD@/

*vBm;eyfU - uKj[Fif;[Awf;umef c.if 5 yD@ wif;rlwf;eefU nOf 60 rK;

[mef = awvBj[yfUikdef; 20 % c.if nefvBj[mefrK;

,OfUnOf 1U5 % rK;avK;xFifj/

*v.ifjq.BjvldOfikdef;vldefeBU - awvBj[yfUuljvldef awKbqlOfj /

18

2-uKjq.BjvldOf xOfjtub rldOfjnKb,lU 55 yD@eefU oifOKj ogfbikdef;

yBbwArf 12 vldefqkdif awvBj[yfUidkef; 3% c.if ikdef;nef[Of;ogfb

OBUulpf;/

*vBm;eyfU - ogfbikdef;yBbwArf 12 vldef - awvBjikdef;

nef[Of;ogfbOBU 3 % /

-oifOKj ogfbikdef;ylefUvldOfu>Kb 12 vldefqkdif awvBj[yfUikdef; nef

[Of;ogfbOBUaonrfbuK; awvBj[yfUidkef; nefayKjvAifUogfbyef[Of;

vlpfjvBjyK;ikdef;cDj nefy\K@uef@oifclrf@ ruf;wrf;OBU q.rf;

eifb rBmrDj /

*vBm;eyfU - ogfbikdef;wArf 12 vldef - awvBjikdef;

nef[Of; ogfbOBU 3 % + nefayKjvAifUogfb

yef + idkef;cDj wDjy\K@uef@oifclrf@/

*v.ifjq.BjvldOfeBU - awvBj[yfU yAefidkef;u.efj urf;vAOfulpf;/

7)- idkef;q.BjvldOf rldOfj[mrf;umefimef; (Unemployment Benefit)

-ogfbikdef; 6 vldef,OfUu.efb qifb[yfU

okefb acMjeBUvBj/

-oifOKjayKjvAifU vkdyfjn.ufbumefqkdif

awvBj[yfUikdef; 50% c.ifuKjqmifj wKb

240 Oef;/

19

- oifOKj wlOfqOfjuOfb

n.ufbumef [if;ulpf;eB

awvBjikdef; 30 % c.if

uKjqmifj wKb 90 Oef;/

-OBm;ao [mrf;umefimef;

egf; 30 Oef; wuf;vBju>Kb,.ef; Ogf[mrf;umefwluf;imef; wDjvkrf;

qwf;[Kimef;,OfU qifbnOfOfgeefUao u>Kb[yfUuKjq.BjvldOf wDj

vkrf;y\M@uef@oifclrf@/

v.uf;vBm;qgfUqBmbidkef; y\K@uef@oifclrf@ (nefvBjikdef;rK; wDj

vkufjvAifU? ayKjvAifU tvj vlify.ifqkdifj)

z.ef;vD okefbvBj idkef;qk+rf

rmwfbqAyf;

wkufUcdw

vk[BmwBm

uldwfbvkufj

vkufjvAifU ayKjvAifU vlify.ifqkdifj

1U5 % 1U5 % 1U5 %

vAifUvl vkufjn.efb

z.if;rldOfjtubxOfj

3 %

3 % 1 %

[mrf;umef wluf;imef; 0U5 % 0U5 % 0U25 %

20

wDjuyf;okdyfb clif;umef[Of;cKj

Supported by : Solidarity Center

rBmzlef;_rBmZFufb - 053 223 077

rkdOf;xkdOf - 081 595 7578

E-mail : migrantjustice@hrdfoundation.org

Human Rights and Development Foundation

Migrant Justice Programme

Supported by : Solidarity Center