single family residential mortgage note sale

8
PORTFOLIO Of SELECTED SINGLE FAMILY RESIDENTIAL MORTGAGE NOTES ROTHSCHILD CAPITAL, L.P.

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PORTFOLIO Of SELECTED SINGLE FAMILY RESIDENTIAL MORTGAGE NOTES

ROTHSCHILD CAPITAL, L.P.

While Rothschild Capital has no reason to believe that any of the information provided herein, or in subsequent information updates delivered, contains any material inaccuracies, neither Rothschild Capital nor its officers, directors, employees, agents or representatives make any representation or warranty, express or implied, (a) as to the accuracy of iinforma-tion from third-party sources included here-in, (b) as to the validity of the assumptions contained herein or (c) that the actual perfor-mance of the project will be consistent with the projections included herein. All articles and related documents are never considered to be a solicitation for any purpose, in any form or content. Upon reading the articles and infor-mation herein, you hereby acknowledge this warning and disclaimer. All information pro-vided is for informational purposes only, and shall not be relied upon as personal financial advice. Any reference to a specific strategy is only to assist in learning, and shall NEVER be relied upon when making future decisions.

PRELIMINARY STATEMENT

This Summary is being furnished by Rothschild Capital, L.P. solely for use of the recipient and may not be copied or distributed to other persons. This document does not contain a complete statement of all information which might be relevant. Further information will be pro-vided upon request. All information contained herein is preliminary

and subject to change.

Buying mortgage notes can provide the savvy investor with secure returns without the hassles and risks of buying and flipping a fixer-upper. With interest rates near historical lows there will probably never be a better time to sell a mortgage note or promissory note. The market value of your mortgage note is inversely related to the general interest rate environment. This means that asinterest rates fall, the market value of your mortgage note increases - and as interest rates rise, the market value of your mortgage note decreases. If you believe that future interest rates are more likely to go up than down, now would be an excellent time to turn your mortgage note into cash.

Mortgage Notes Mortgage Notes

I. Investment Opportunty∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙∙5

II. Investment Offer..............................................................................6

III. Cash Flow.............................................................................................7

IV. Asset Overview...................................................................................8

V. Appendix.................................................................................................9

Table of Contents

The Atlanta metropolitan area is the most populous metro area in the State of Georgia and the ninth largest metropolitan statistical are in the United States. Atlanta’s economic, cultural, and demographic center is Atlanta, Georgia’s capital and largest city. The Atlanta Combined Statistical area spans 39 counties in Northern Georgia and has an estimated population in excess of 5.5 million people. Atlanta is the second largest metropolitan region in the Southeast and ranks fourth in the number of Fortune 500 companies. Atlanta experienced some of the largest residential property price declines following the subprime crisis of 2008 which created an unprecedented opportunity for investors to secure residential property well below replacement value. However, the Atlanta real estate market currently shows strong signs of recovery with the National Association of Realtors noting that the Atlanta residential market has experienced a 14.75 percent increase in the median house price since 2012 and a dramatic decrease in median number of days dwellings remain listed for sale. Atlanta is a top 10 city for housing markets in the country for investing in single family homes. Job growth, particularly in lower paying jobs, population growth and relatively low home prices are factors in making investments in single family homes as rental properties are nearly risk free opportunity. Rothschild Capital is proud to place its name on this selected portfolio of investment proper-ties currently made available to its investment partners.

For further information, please feel free to contact Rothschild’s Acquisition Department at 415-992-9120 or at [email protected]. Note: There is significant additional information available to potential investors including, though not limited to: floor plans, photos, and other information.

INVESTMENT OPPORTUNITY

INVESTMENT ASSETS: A portion of Rothschild Capital’s Atlanta Single Family Residential Mortgage Notes Portfolio is being offered. The properties are either single family detached or townhome properties. The properties age is 1965 to present and each property has a minimum of three bedrooms, one bath-room as well as a minimum of 1,000 square feet. Rental rates in the area are particularly high in relation to the acquisition price of the asset and produces yields that meet expectations of individual investors and investment funds alike.

ASSET LOCATION:The properties in the portfolio are all located within 20 miles of the central Atlanta business district and are close to amenities such as shopping, dining, health facilities and major highways. The properties’ locations are chosen due to their favorable supply and demand imbalances that support further growth in home prices. These loca-tions were severely affected by the financial crisis but have strong market drivers going forward due to domes-tic migration and overall improvement in the market.

INVESTMENT: The purchase price of the portfolio of Rothschild Capital Mortgage Notes is $92,000.

INDEBTEDNESS:The projections contained herein assume a non-leveraged position involving 100% equity.

PROJECTED RETURNS:The projections herein perform in substantial accord with the assumptions, the following returns should be expect-ed: an annual internal rate of return above 18.83%, and cu-mulatively over 188.3% over 10 years. The Breakeven point for this portfolio occurs at 5.28 years into the investment. All incoming cash flow after that is profit.

INVESTMENT OFFER

Conditions

MortgageNote

20,000

TotalReturn

24,922

CumulativeReturn

1.25

MonthlyRevenues

322

Yearly Revenues

3,860

BreakevenPoint

5.18

AVG Annual Return

19.3%

MortgageNote

92,000

TotalReturn

141,484

CumulativeReturn

1.54

MonthlyRevenues

1,598

Yearly Revenues

19,172

BreakevenPoint

5.28

AVG Annual Return

18.83%

MortgageNote

20,000

TotalReturn

26,502

CumulativeReturn

1.33

MonthlyRevenues

519

Yearly Revenues

6,231

BreakevenPoint

3.21

AVG Annual Return

31.2%

Carlton - 7 Yr Amort. 8.99% Total

MortgageNote

52,000

TotalReturn

90,060

CumulativeReturn

1.73

MonthlyRevenues

757

Yearly Revenues

9,082

BreakevenPoint

5.73

AVG Annual Return

17.5%

Plover - 10 Yr Amort. 8.99%

NOTE SALE

Lori - 4 Yr Amort. 8.99%

Return on Mortgage Note

Plover Carlton

$52,000

Lori

$90,060

$20,000 $20,000$26,502 $24,922

NOTE SALE

Cumulative Yearly Cash Flows

Cumulative Annual Returns

19.45

$26,502 $24,922

20.84 20.84 20.84

17.97 17.97 17.9717.46 17.46 17.46

1 2 3 4 5 6 7 8 9 1 0

17896

$26,502 $24,922

19172

12942

9082

19172 19172

12942 12942

9082 9082

1 2 3 4 5 6 7 8 9 1 0