singapore property buyer mortgage and home loan broker

+65-9782-8606 (sms)[email protected]

Mortgage Consultants

New Home Loans OR Refinance home loans

www.PropertyBuyer.com.sg/mortgage

http://www.PropertyBuyer.com.sg/mortgage


Why use Property Buyer Mortgage Consultants

• Do you agree that buying a property is stressful activity?

MORTGAGE CONSULTANTS



• Agents will be playing mind games with you.

• You will be busy negotiating property prices with agents.




• You will be busy looking at all the different properties available in the market.




• The Property Agents will pressure you into making a decision.

• They will tell you that someone is offering higher if you don’t take this offer.



Emotional Turmoil

• You will have a whole range of emotions running through you.

• While Agents are asking you Not to worry - sign your cheque.



Dangers of Property Buying

• You may overpay for a property.

• You may omit to check property details.

• The agent may stage a show to tell you that they had helped you secure a lower price - Then ask you for a fee. (many are duped and willingly pay)



Can you really afford the property?

• Agents tell you nice things and you feel good about your financing ability. Everything seems very cheap and affordable. And life is Rosy.

• BUT can you really afford that property?



Making a Mistake in Property Buying?

• You may not have checked the clauses and issues with the property.

• You may have made an offer to purchase with terms and conditions unfavourable to you.



Valuation is matched - Says who? Property agent?

• Not only that, when you try to get a loan, some bank’s valuation may not even match the asking price.

--> This means, you suddenly have to top up extra money in the tens of thousands dollars.



Financing issues with Banks

• Some banks may limit the maximum loan a person may get, despite the valuation being met.

• You end up with insufficient bank loan to finance your purchase.

• You end up with unattractive bank rates.

• You end up with a law firm that over-charges you.



Will you get the Best fit home loan?

• There are hundreds of home loan packages for Residential and commercial loans.

• Do you have 3 to 5 working days to go through each one of them?

• Do you have the time to understand each of the clauses?



Thinking through your home loan holistically?

• Buying a property for residential use has different considerations than buying for Investment.

• Are you able to spend time to go through what best fits your own financial needs and your investment horizon?



Who is Property Buyer Mortgage Consultant?

• Property Buyer is a Research Focused Mortgage Consultant. We have research capability regarding interest rates, macro economy, financing, economics and investment in general.

• During the Property Buying Process, we help you to ascertain fair value of a property and make bidding price recommendation to make sure you don’t over-pay.

• We also conduct comparative studies in case we feel that a comparative area may be worth comparing against.



Who is Property BuyerMortgage Consultants?

• We help you to check through the legal documents of Offer to purchase, Option to purchase or Sales and purchase agreement to make sure that the clauses are fair.

• We work with you to understand your home loan needs or personal financing aspirations, only then we will short-list the home loan rates for your review.

• Our consultant will explain the clauses, the pros and cons of each package that we have short-listed for you out of hundreds of packages.



Who is Property BuyerMortgage Consultants

• As we have seen many dishonest property activities, we will also highlight to you dishonest practices which you can then avoid.

• Most important of all, we do NOT partake in over-charging you for legal fees. Our preferred lawyers are those that charge reasonable fees.

• We are NOT property agents.

• Probably the only Mortgage Consultant in Singapore that does Property Research, not simply commentary or FAQ.



Why so good?

• Over the years, banks retrenched many bankers. • Banks save a lot of money from having minimal staffing.

• As a result, banks pay us a fee for helping to act like an outsourced banker when a loan is completed.

• Without us, the banks would have to incur more cost to have more people on their pay roll.

• As we receive a fee from the banks, we have decided to provide this service for FREE to our clients. There is no hidden fee.



Why use Property Buyer Mortgage Consultants?

• You have nothing to lose.

• We are NOT property agents, so no conflicts of Interest.

• We guide you as Property Buyer Advisors to avoid painful buying mistakes.

• We are independent of banks in our approach.

• We do not recommend a bank or a package, we only do the shortlist based on what we understand from you. You choose what package makes sense for you.

• We do the research and the legwork. You save 3 to 5 working days.

• You can ensure a proper follow through on the home loan.

www.PropertyBuyer.com.sg/Contactus.php


http://www.PropertyBuyer.com.sg/Contactus.php


Why use Property Buyer Mortgage Consultants?

CALL US NOW!

Telephone : 6100 0608

SMS(text): 9782 8606

Contact us here : www.PropertyBuyer.com.sg/Contactus.php

Email :[email protected]


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http://www.PropertyBuyer.com.sg/Contactus.php

singapore property buyer mortgage and home loan broker

Real Estate