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SASA Private Practice Business Unit & PSG Konsult

Details of the agreement between the SASU PPBU and PSG Konsult to bring financial services to

SASA members at preferential rates

Koeloe Landman

Membership of The South African Society of Anaesthesiologists (SASA) offers all its members direct access to professional financial and investment advice in terms of an agreement between SASA’s Private Practice Business Unit (PPBU) and PSG Konsult.

PSG Konsult are leaders in the field of holistic financial planning and specialise in the fields as described in this document. PSG Konsult has a national footprint which enables it to provide expert advice to all SASA members countrywide.This agreement offers you a unique opportunity to develop a goal oriented plan to ensure financial independence

Background

• SASA currently has 1500 paid-up members• As a group, we anaesthetists and SASA members represent significant

financial resources • As individuals each of us has specific needs wrt financial affairs including:

Protection of assets; Trust and Estate Planning advice; Investment expertise

• To benefit from this group negotiating strength, the SASA Private Practice Business Unit has reached an agreement with PSG financial services group to offer an array of services at negotiated rates to all SASA members.

• There is no obligation on any member and the consultations are done at no cost.

PSG KONSULT OFFERING TO SASA MEMBERS

Product General cost of similar products in the market

Normal PSG costs for non-SASA member PSG / SASA offering

Share Portfolios n/a

Consideration Online Scale

Minimum R 98 R 98

Below R25, 000 0.90% 0.50%

R25,000 - R100,000 0.85% 0.50%

R100,000 - R250,000 0.75% 0.50%

R250,000 - R1,000,000 0.50% 0.50%

R1,000,000+ Negotiable Negotiable

Unit Trust Platform Fee 0 tot 1.5% 0 - 1.5% Initial fee 0%

Wills 0 – R1000 R 850 Free

Estate Planning Average R2000 hourly rate Average R2000 hourly rate 1.5 hour free consultation

Financing for

Motor Vehicle and Medical Assets

Prime to Prime + 1% Prime Rate Prime – 1.5% *

Holistic Financial Planning n/a n/a Free

* Terms and conditions

* VAT added to fees

Benefits to SASA membersPSG KONSULT OFFERING TO SASA MEMBERS

Product General cost of similar products in the market

Normal PSG costs for non-SASA member PSG / SASA offering

Share Portfolios n/a

Consideration Online Scale Minimum R 98 R 98

Below R25, 000 0.90% 0.50%R25,000 - R100,000 0.85% 0.50%

R100,000 - R250,000 0.75% 0.50%R250,000 - R1,000,000 0.50% 0.50%

R1,000,000+ Negotiable NegotiableUnit Trust Platform Fee 0 tot 1.5% 0 - 1.5% Initial fee 0%Wills 0 – R1000 R 850 FreeEstate Planning Average R2000 hourly rate Average R2000 hourly rate 1.5 hour free consultationFinancing for Motor Vehicle and Medical Assets

Prime to Prime + 1% Prime Rate Prime – 1.5% *

Holistic Financial Planning n/a n/a Free

* Terms and conditions

* VAT added to fees

FNB Merchant Services for SASA members

Credit Card Commission Rate 21,5 %

Debit Card Commission Rate 1,10 %

Gemalto Gemalto MagIC3 X8 fixed desktop terminal

R204.00 per terminal

Gemalto MagIC3 M8 mobile portable terminal R388.50 per terminal

Training No Charge

Terminal Installation Cost / Internet R350 per terminal (once off)

Speed point Tally Rolls For the merchants account

Minimum Merchant Fee R350.00

Speed point Maintenance Fee No Charge

Insurance for Rental Equipment The Merchant must provide insurance for all POS terminals rented to them, the replacement cost of the terminal is R7 000 per terminal

1. The above fees are Excluding VAT2. The SASA member does NOT have to move his/her bank accounts to FNB to access these rates

The future• SASA PPBU and PSG have concluded a ground-breaking agreement to provide holistic financial services to SASA members at preferential rates

• Performance will be monitored by both SASA and PSG with a view to extending the preferential advantage in future

• To access this offer or for more details contact: - SASA PPBU: www.sasaweb.co.za

- Koeloe Landman (CE Group Projects PSG Konsult) koeloe@psgkonsult.co.za

041 395 3400 / 083 444 0448 www.psgkonsult.co.za