Volume 13 Issue 4 www.RioVistaBeacon.com (925) 550-7811 January, 26 2011riovistabeacon@gmail.com

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Tom and Judy English of Rio Vista had just sold their boat and they were wondering what they could invest their money in. They thought about real estate and then asked around in the community, on what would be a good retail store to open. Their thoughts kept coming back to a work clothing store for men. The English’s then decided to open Tradin Post a store designed for the men (or women) that work in the service orient-ed field. They are located on 25 S 3rd Street. The shop has only been open just a few weeks and they have had an overwhelm-ing amount of positive response from Rio Vista. “There was just no where local, that the blue collar workers could go to shop,” says Judy. “Tom and I wanted to put our money back into the local econo-my of Rio Vista.” Tradin Post has just about every-thing a man would need for work. It offers; T-shirts,

socks and underclothing. Pants, jackets, insulated bibs and warm outerwear. With name brands like Dickies, Lee, Wrangler and Hanes. Down the road they will offer boots and other items. If you don’t see what you would like in the store, they will special order it for you. They also will take men and womens jeans for resale. The English’s are new to the retail business. Judy worked in El Dorado County as a Deck Hand for the Real Mc Coy Ferry for 5 ½ years and Tom still works for Caltrans as a Draw Bridge Operator. Tra-din Post is open Monday thru Saturday from 10-6. Their Grand Opening Cel-ebration will be Saturday January 29 all day long. They will be serving hot dogs and soda. The store will offer Grand Opening Specials. Don’t forget to come by. For more infor-mation call 925-584-7677. Happy Shopping

Tradin Post Opens

Judy English Co Owner Of TheTradin Post

Rio Vista’s No Small Thing Production’s play for Spring (Scheduled for May 20, 21, 22) will be “Around the World in aDaze”. The characters in the play will be visiting: Hawaii Japan Austra-lia India China Germa-ny Italy Spain Portugal France DenmarkThere will be scenes about each of these countries.We want very much to involve members of the Community. If you can sing in any of these lan-

guages, if you know a folkdance, can play a musical instrument or can tell a story, we would appreci-ate your help. We are hop-ing to have some ofyou participate in the play itself but if you only want to pass on information and not be a player that will also be mostappreciated. Just contact the script writer,Janey Callahan-Chin, at (707)374-6060 or by mail at PO Box 404 Rio Vista

It’s No Small Thing To Be A Volunteer

Rio Vista High School’s Science Department has selected Marissa Mayhood as the Soroptimist Student of the Month for Janu-ary. She will report to the membership on studentactivities and sports dur-ing the month. Marissa is herself deeply involved in activities and sports. She plays left hitter in volleyball,and point guard in basketball, and is a softball shortstop. She also plays AYSO soc-cer. Marissa is a Student Rotarian, and serves as an officer in Interact (Vice President), AFS(activity director), and

National Honor Society (Secretary). She has also been the AssociatedStudent Body Vice Presi-dent. Off-campus, Ma-rissa, along with brothers Aiden and Nathan, has appeared in several plays presented by No Small Things Productions. She tutors middle- school stu-dents and has a part-time job as well.

Playing the guitar and drawing are Marissa’s favorite leisure activities. Looking toward the fu-ture, she plans to attend Cal Poly SLO and major in Psychology.

Soroptimist Student of The Month

The Real McCoy is one of the two ferries that carry tourists, workers, and farmers across the Delta between Star Route 84 in Rio Vista and Ryder Island in Solano County. A new Real McCoy Ferry called the Real Mc-Coy II will replace the 65 year old ferry sometime this next week. Currently the ferry is docked at Dutra’s waiting to be put into position.

4.3 Million Dollar Ferry Comes To Rio Vista

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Rent a house at Trilogy Lease term 1 year. HOA and Gardener pay by owner 801 Riverwood Lne2 bedrooms, Plus a Den.2 bathrooms2 cars extended garageApprox. 1579 sq ftCurrent Rent $1,250.00 a month $1,300.00 Security deposit. No PetsJulie Castillo801 Riverwood lneRio Vista California 94571925-765-0456Or Carla @ 707-330-0808

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Guitar LessonsFrom 8 to 80 your never too young-- or too old ! Great Christmas pres-ent ! Weekly, or bi-weekly times available All styles taught. 707-374-5902

HELP WANTEDInexpensive House I’d like to buy a small house with a back yard in the older (downtown) area of Rio Vista.I can only afford to pay $80,000 through an FHA loan. If the house needsrepairs, the house plus the repairs need to cost $80,000 or less.No mobile/manufac-tured homes or condos, please.Call or text Elaine at 603-769-1346or email elainelwalker@gmail.com

Children’s Clothing Exchange Sponsored by St. Brigid’s Episcopal Church of Rio Vista

Saturday, January 29th

New Larger Location! DH White Elementary—Tapella Auditorium

500 Elm Way, Rio Vista 10am—2pm

Bring your children’s outgrown clothes, clean and in good condition to trade for used clothes of the right size. Receive credit for each item of clothing donated and then exchange them for clothing in the correct size. All seasons

are being exchanged so stock up on what you will need for spring and summer. Clothing limited to children sizes (no adult clothing, please)

DON’T STAND IN LINE TO GET IN! SAVE TIME BY TURNING IN YOUR CLOTHES EARLY! THEN JUST PICK UP YOUR CREDITS AT THE DOOR! CALL 707 374-2667 FOR DROP OFF/PICK UP!

Don’t have clothes to exchange, but would like to come shop? You may exchange canned goods for clothing items. Canned fruit, vegetables, soups and chilies preferred. Food will benefit the Rio Vista Community Services

Grandparents, family members and friends are all welcome!

Don’t need to trade, but have clothes to donate to the Exchange? Call St. Brigid’s Episcopal Church of Rio Vista at 707-374-2667 to arrange pick-up!

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The AgendaA Community

ConnectionBy Janith Norman,

Rio Vista City Council

Annexation of land into the Lighting and Landscaping District (LLD) No. 95-2(Summerset Rio Vista) dominated the discussion during the City Council meeting held January 20, 2011. Recently, questions have been raised concern-ing whether land at Trilogy has been officially annexed into the District. In an ef-fort to resolve the issue, the City Council directed staff to do everything possible to locate the original docu-mentation that includes the provision permitting subsequent phases of the development to be auto-matically annexed and/or a provisionof approval that future properties be annexed into the District. According to the staff report, nosuch documentation has been found. Due to past practices and past filing procedures, it has notbeen uncommon for staff to be unsuccessful in locating historical documents. How-ever, City staff has been

able to locate documenta-tion that formation of the District was approved by the City Council during a public meeting on April 18, 1996 and on May 16, 1996. No written protests to the formation of the District were received, and on May 16, 1996, the City Counciladopted the formation of the Summerset Rio Visa LLD No. 95-2. The City Council will have to decide whether to proceed with a ratification process. This would entail the Council approving a resolution that adopts the position that the remainder of the District is in fact a part of the District because property owners in subsequent phases of Trilogy were assessed and because they received a special benefit from the as-sessment. The Councilreceived one written protest to this ratification. The protest asks for the City to undergo a Prop 218 process to allow the property owners to vote on whether to continue to be

part of the LLD.Moving forward toward a way to resolve the issue, the City Council will hold a meet-ing at Trilogy to discuss the appropriate next steps. During last night’s Council meeting, I raised several concerns. Here are a few of them:• The City is current-ly preparing for a Prop 218 vote on water and sewer rates The City has limited staff There is a $460,000 deficit in the General Fund If annexation into the LLD is not approved, the City will be responsible for the landscape and lighting now covered by the LLD How will the City pay for the landscape and light-ing maintenance? Wll the maintenance provided by the LLD funds continue if the City cannot pay for maintenance? Will the areas around Trilogy be-come blighted? What will happen to property values at Trilogy? At the time of this writing a date for the meeting had not been set. It is anticipated that one will be scheduled soon. Upcom-ing Special City Council Meeting On Wednesday, January 23, 2011 at 5:30 p.m., the City Council will hold a special meeting to discuss the budget. Also on the agenda will be a proposal for an alternative plan of action in light of the filing of the Citizens’

Initiative to Rollback the Water and Sewer Rates. I will present the Council with a proposal for a Plan B. It is imperative that the City investigate and exam-ine all possible options. If you have any suggestions, please attend the meet-ing and share your ideas. You may also send your thoughts to the Council via email, and, of course, you can always contact me. Your comments are always welcomed at www.Janith-Norman.com. Send emails to Janith@JanithNorman.com or call 374-6451. Stop by city hall on Tuesdays between 1:00 and 3:00 tochat. I am also available on Tuesdays between 3:00 to 5:00 by appointment.

The Knights of Columbus Council serving the Rio Vista - Isleton communi-ties is pleased to announce the winners of it’s an-nual basketball Free Throw Championship held Jan 19th at Riverview Middle School. This year’s win-ners from Rio Vista at Kira Gifford, Robert Zamarripa, Ariana Mandujano, Jacob Fortes, Holly Chandler, TJ Wahl, and Joey Doner. Winners from Isleton were

Victor Garcia and Robin Samano. The winner this year will compete on Feb 12th in Vacaville against the winners from Coun-cils in Fairfield, Vacaville and Dixon for the chance to compete in the Northern California Chapter later in February. Your local Knights thank all who participated in this year contest and look forward to next year’s event.

Local Basketball Free Throw Champs

by Marla Luckhardt

35 North Front St., Rio Vista, CA 94571

707-374-7522

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For the past few years, many conversations have started with “in these eco-nomictimes…”. We have all changed our spending habits either from necessity or fear and when I meet people that take time out of their busy schedules to help others, I amhonored. That is how I feel about the people in the Senior Coalition of the East Bay. This is a group of caring volunteers that get together once a month to share ideas and solutions to issues involving seniors. They provide me with a world of information and I am a sponge, absorbing everything I can and writ-ing the rest down so I don’t forget anything.I will be sharing this wealth with you over the next several articles.Without Walls is a program that blew me away when I heard about it. It’s free and simple and just plain great!

Senior Center Without Walls offers activities, friendly conversation and an assortment of classes to adults over 60 who find it difficult to get to activi-ties in their communities. From the comfort of your own home you can use the telephone to connect to their programs. Some of the activities include things like a book group,guided tours of other coun-tries, word games, puzzles, bird watching and support groups. These are just a few! You can call them to see how you can participate at 510 444 5974 or toll free at 1 877 797 7299. Susan-nah Meyer is the program manager for Friendly Visi-tors at Meals on Wheels by Senior Outreach Services and I learned that it’s not just an organization that provides needed meals. They offer a program for seniors that are isolated and would like to have acaring, dependable visitor with a positive outlook and a big smile come and spend some time with them. They can set up one visit or one each week. These sweet people offer their time free of charge to take a walk, share memories, have a cup of tea or just chat

and visit. Maybe you would enjoy working on your favorite puzzle or play a game of cards! To hear more about this you can contact Susannah Mey-er at 925 937 8311 or email her at smeyer@mowsos.org. You can also visit their website at www.mowsos.org. These two programs are just the tip of my iceberg. Everything they do is done from the heart and without financial gain. Their reward is a smile and perhaps a hug! One of the articles I recently wrote was about An Elderly Wish, which was followed up with a great article from our editor. I wanted to share a quick update and let you know that a won-derful family responded to these articles and a special family reunion took place as a result. This made my heart sing!As always, feel free to con-tact me at my e mail or cell phone if you have anyquestions. STAY HEALTHY

Marla Luckhardt 925 922 0314Marla2054@aol.com

The California Highway Patrol in Fairfield will be conducting a Start Smart class. The CHP will be host-ing a class on January 27th , 2011. These classes will be held at the CHP Office at 3050Travis Blvd. in the city of Fairfield. Classes will run from 6-8 P.M.Start Smart is an education program for both teenage

drivers and their parents. Statistics show that young drivers who have recently received their driver’s license are five times more likely to be involved in an accident than more seasoned, experienced drivers. Traffic accidents continue to be the leading cause of death for young people, age 15-20. Start Smart is a review of the

rules of the road, some video clips and related movies designed to inform parents of the restrictions on teen drivers and give some important informa-tion to those teens that are about to or have recently received their license. There is no cost for the classes, no need to sign up and parentsare welcome to attend.

Any questions can be directed to Officer Chris Parker at the Solano CHP Office in Fairfield.(707) 428-2100

Smart Class

Sunday February 6th Super Bowl Sunday

Valentines Weekend February 11, 12, 13 Friday, Saturday, Sunday, February 11, 12, 13 Is Valentines Weekend and we

will be Serving our special Valentines Menu all weekend long Monday February 14th Valentine’s Day

We will be open Monday the 14th from 5:00pm to 9:00pm for Valentines Dinner

THE POINT RESAURANT 120 MARINA DRIVE RIO VISTA, CA (707)-374-5400

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Page 4

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Last week we were in Covina. We left Rio Vista in sweaters and arrived in Covina to see people wearing summer clothes and shorts. It was a gift to see the surrounding mountains. Usually the smog obliterates the view, but this time we were given a glance at the majesty of the snow capped peaks. I was reminded of the song “There Will Be Peace in the Valley,” but peace there was not. Two high schools had to be shut down due to gunfire. One was in Garde-nia and one in Woodland Hills. Peace was replaced with fear. On our return to Rio Vista there was an Amber alert on highway five. All of this is on the heels of Tucson could give one a spirit of fear. The twenty third Psalm says,” Though I walk through the shadow of death I will fear no evil.”In my opinion we walk in the shadow of many things and one of them is fear. Norman Vincent Peale said that fear was a conglomeration of sinister shadows and a

shadow has no substance. It would be easy to allow the spirit of fear to perme-ate our lives especially with the recent event in Tucson. Some once said that fear is an acronym meaning False Expectation Appearing Real. The truth is a bridge to living without fear. The truth is Jesus. He enables us to exit from a position of fear to a posi-tion of faith. It is very easy to fall into a fear pattern when we look at all of the recent acts of violence cou-pled with the current eco-nomics . However scripture continually reminds us that in Christ there is no fear. If he is our Shepherd then he sends his angels,”Shirley Goodnest” and “Marcy” to follow us all the days of our lives. Jesus also told us,”See to it that you are not alarmed!” (Matthew 24:6) The Message reads,” “When reports come in of wars and rumored wars, keep your head and don’t panic!” When someone re-sponds to a request with,” I will see to it” it confirms their commitment. The

Lord tells us to see to it that we are not alarmed and by all means do not panic…he has the whole world in his hands. Though we walk through the valley of the shadow of fear our Shep-herd, the Lord Jesus Christ, goes before us and leads us. No matter what we see or hear that causes fear God is still in control.This week I tried to find the site of the Azusa Street Revival which was an amazing outpouring of the Holy Spirit in the early 1900s. It was a historical event that was the begin-ning of the Pentecostal movement. We had the address but there was nothing there. I thought that there might have been a placard or something to denote the miracle but there was nothing to be seen. However we know that a mighty movement of God happened. The Holy Spirit cannot be seen or contained but it can be experienced. The Azusa experience is one of history but it could happen again. I believe there is untapped power available to all Christians at this very moment. This is the power from the Holy Spirit .This power will zap the power of fear. When we walk in the spirit we can see Shirley Goodnest and Marcy following us. For those who do not remember

Continued On Pg 5

All who seek Christ are welcome.We meet at 218 California Street,

Community outreach is a priority of this church.

Holy Eucharist Every Sunday at 10:30 a.m. with refreshments following.

Evening Prayer service is 1st Tuesday at 7 p.m. (707) 374-2667

ST. BRIGID’SEPISCOPAL CHURCH

www.stbrigidsriovista.orgP.O. Box 580, Rio Vista, CA 94571Deacon Susan Reeve 707-374-5734,Deacon Derek Jones 707-374-5372

Real EstateQ & A

By Sam RichardsRichards Real Estate

The First Congregational Church is not a denomination it is an Association. It is part of an Association with the Congregational Churches throughout the United States called the National Association of Congregational Christian Churches.We are a local independent church. Start the New Year with God. Find a church and

worship locally...saves on the gas! If you do not have a home church the doors are always open at 230 Sacramento Street.

Join us as we worship in the name of Jesus every Sunday at 11:A.M. If you are a new-comer to Rio Vista church is a good way to meet new friends who will support you in

prayer and fellowship. Adult Sunday school is from 10:00-10:45 A.M. Sunday.Chil-dren’s church meets during church. A fellowship hour follows church at 12:00. Choir

practices every Sunday at 5:P.M. Bible study groups meet during the week .

Our next event is a Valentine’s breakfast at the Striper.

If you have a prayer request or need information call the office 374 2033 Hope to see you Sunday....Pastor Ella Ray Toscano.

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The City Of Rio Vista Is Accepting Applications For One (1) Vacancy

On The Army Base

Steering Committee. This is a Council subcommittee to analyze options for the reuse and redevelopment of the Army Base. Application deadline is January 24, 2011. For an application and more information, please contact Marni Rittburg at City Hall, (707) 374-6451 ext 103.

February 1DELTA TEA PARTY PATRIOTS MEETING The Delta Tea Party Patriots will meet on Tuesday, Febru-ary 1 6:30 Pm at the Veteran’s Memorial Hall, 610 St. Fran-cis Way, Rio Vista. Dr. Schulz will be the guest speaker and his topic will be “The Inevitable Collapse of the American Dollar.” For more information: www.deltateapartypatriots.blogspot.com or dtppatriots@gmail.com.

February 11DELTA TEA PARTY PATRIOTS SPECIAL EVENT The Delta Tea Party Patriots will present a special event on Tuesday, February 11 6:30 Pm at the Veteran’s Memo-rial Hall, 610 St. Francis Way, Rio Vista. Dr. History will be speaking and his topic is “Recapturing the Founder’s Dream.” For more information: www.deltateapartypatriots.blogspot.com or dtppatriots@gmail.com.

RamblingAround Rio

SUFFERING LENDER ABUSE

Q. Being laid off at work, my Wife was struggling to make payments and we fell behind on our house payment. Our lender of-fered a loan modification with a reduced payment, and if we made that payment on time for 3 months, then they would make that be the payment I made from then on. Instead, after I made the reduced payment on time for 3 months, they de-cided I didn’t qualify and told me I had to make up the difference of the new payment and original, plus late fees and penalties. That came to $7k which I don’t have, so now they are going to foreclose! What was the point of all the modification

nonsense? J.W. Rio VistaA. The federal government, in an effort to slow the rate of foreclosures, initiated the Making Homes Affordable program to force lenders to work with home owners. Before they can foreclose, if you are still living in the home, they must offer a loan modification. Mostly what is happening is the lenders/Banks are using a “check that box” attitude toward loan modifications. As long as they can show they at-tempted a modification, then they can move on to a short sale or foreclosure. The rate of successful modifications has to be less than 5% of applicants. Your lender is simply going to look at the most profitable aspect of your loan, and usually that involves selling and mov-ing on. Unfortunately, the process raises your hopes

and sets you up for a big letdown at the end, and it seems to me the lender should be made more ac-countable for stomping on your emotions and sending you into anxiety with fear of being homeless. There are no solutions to this horrible misuse of the good intentions of the Making Homes Affordable program, and the federal govern-ment cannot force evalua-tion policy on lenders and banks, so they dowhat is required and then foreclose.Some tips for the time after you have moved out and your lender if fin-ished abusing you, protect as much of your credit as possible. Don’t give up and just stop paying everything. You will probably have to rent, so you will need enough credit to pass a screening. Pay everything you can, especially utilities. A credit score as low as 550 can still put you in a rental, so mediate credit cards and anyone else you owe for smaller monthly pay-ments and be on time every month. When you get back to work, you can recover

your higher credit rating, and after 2 or 3 years even buy another home. Q. My home is being sold on a short sale. I haven’t been able to make my house payment, but I couldmake a rental payment which is about a third as much. My problem is bad credit from inability to make the house payment, and rental companies keep turning me down. Is there any solution? T.V. Rio Vista A. Trying to rent through property management com-panies will be more diffi-cult; typically they manage but do not own the proper-ty, so they must meet owner guidelines on qualifications. What you want to look for is a “for rent” that is direct from the owner. They will be more con-cerned about ability to pay rather than credit. Often they don’t even pull the credit, so don’t go to them saying how bad your creditis! Be honest if asked, but also be advised that every time your credit is pulled, your score drops 8-23 points. So, if you are ap-plying direct to homeown-

ers, go online and get a copy of your report and keep it handy for review

if needed. Call, we can help. 707-374-6491 or visit www.richards-realestate.com

the 23rd Psalm it reads…surely goodness and mercy will follow me all the days of my life. When the events of the day seem to enable the spirit of fear one needs to remember the shepherd. When the coyotes wailed at night the shepherd threw more logs on the fire. As he did so he saw thousands of little lights all around him. He realized that they

were the eyes of his sheep. In the midst of danger the sheep were looking towards the shepherd not toward the coyotes. Look to Jesus…(Hebrews 12)….Look for his angels Shir-ley Goodnest and Marcy! They will follow us so we can dwell in the house of the Lord …not the house of fear. Courage is fear that has said its prayers.

Pastor Ella Continued From Pg.4

Rio Vista Lions Club and Soroptimist International present their first Princess Ball. February 12, 2011 6:00 pm Dinner 7:00 -9:00 pm Dancing St. Joseph’s Hall (220 S. 4th Street) Cost: $20.00 per “couple” (Dad/Daughter) Plus $5.00 per additional girl Ticket information will be distributed through Riverview Middle School and the elementary school district. Purchase tickets by February 6th.

For ticket call Warren Oglove @ (707) 374-3477 or contact him via email @ warrenoglove@aol.com

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(707)-374-4040

1On January 14th

DOLK TRACTOR CO. 242 N. Front St. Rio Vista, CA 94571

Bus. 707 374-6438

Happy Valentine’sDay

From The Beacon

2/14/11

pine bedding & litter

(1200 cubic inches)

$2.49 Reg 4.59

TEDDY BEAR HAMSTERS $4.99

w/purchase of any Hamster cage

FULL LINE OF PET SUPPLIESWE HAVE BIRDS, HAMSTERS & FISH

Lee Jeans / Dickies/Wranglers/Hanes

MENS WORK WEAR

Grand Opening

Mon-Sat 10-6Closed on SunNew Arrivals Weekly

925-584-767725 S. 3rd St. Rio Vista

TRADIN POST

CELEBRATIONJan 29th

Hot Dogs, SodaStore Wide Savings

Peter’s Steak House

EXPERIENCE THE FUN!

Visit JellyBelly.com Or Call 1-800-953-5592 For More Information

*Belly Flops®, Café, and sale items not included. Expires: 3/1/11 • Code: RVB-VAL 2/11

Bring this ad to the Jelly Belly Visitor Center for…

20% Off Your Purchase!*

®, TM, © 2011 Jelly Belly Candy Company, Fairfi eld, CA 94533 U.S.A.

We offer superb shopping, free tours of an amazing candy factory, and a fun, family dining experience. All in all, you’ll fi nd it’s one sweet idea!

FREE FACTORY TOURS • 9 a.m. to 4 p.m. • FREE SAMPLES

JELLY BELLY VISITOR CENTEROne Jelly Belly Lane • Fairfi eld, CA 94533

Store Open Daily 9 a.m. to 5 p.m.Closed New Year’s Day, Easter, Thanksgiving Day, and Christmas Day.

Bring this ad to the Jelly Belly Visitor Center for…

20% Off Your Purchase!

Gifts That Say I LOVE YOU

EyebrowEyeliner

Lip LinerBeauty Marks

Tattoo CamoflageNipple Areola

Stephany MaeBringing Beauty To You And Yours

Permanent Makeup ArtistLicensed Esthetician

A Valentine Gift That Lasts

Free Gift Wrapwith minimum purchase

Sale items excluded

Filling all of your pharmaceutical needs and so much more.No need to travel out of town for that unique gift for a special

someone. Stop by today and see our wide selection of gift items that are perfect for any holiday. We feature a staff that places

customer service at the top of the list. We’ll even wrap a gift you purchase at our store FREE! So, shop Delta Pharmacy & Gifts!!!

407 Main Street, Rio Vista CA 707-374-5135

Hours: Mon-Fri. 9 a.m.-7 p.m.Sat. 9 a.m.-5 p.m. Sunday-Closed

An Ounce of PreventionYou wouldn’t drive your car 50,000 miles without

an oil change and a tuneup, so why have you waited five years to have your mouth examined and your teeth cleaned?

At Dentistry of the Delta, our aim is to restore your mouth to a healthy state so you will look and feel your best!

A healthy mouth is an important part of a healthy you, and an attractive smile is one of your keys to success!

Regular visits to your dentist will help you avoid unwanted pain and costly repairs.

So, to look better, feel better, and save money, call our office today!

Dr. Mel Pearson

Dentistry of the Delta

(707) 374-6863139 A Bruning Avenue, Rio Vista

www.dentistryofthedelta.com

Delta Pharmacy & Gifts

Check out ourGREATLY IMPROVED

ONLINEORDERING!

Available at our NEW website:www.OrderPizzaFactory.com

Pssssst...Want to know a secret?

There is no“Please Hold”

when you orderONLINE!

• Bonus Coupons

• Special Offers

• Photos

• Guestbook

• & Much More!

Pizza & Pasta • Calzone • Salad Bar • Sandwiches • Video Games & More!

$4.95Friday

Lunch

SpecialsServed 11 - 2:00

No To-Go Orders

Jan. 7th

Ham Steak w/ Garlic Mashed Potatoes Calamari Strips w/ Chips

Jan. 14th

Foster’s Fish & Chips - lunch size

Bobby Flay’s Country Captain Chicken

Jan. 21st

Foster’s Meat Loaf w/ Mashed Potatoes Grilled Turkey Burger w/ Potato Salad

Jan. 28th Winter White Beans w/ Grilled Sausage Foster’s Famous “Hot Brown” Sandwich

NEED A “ROLL UP THE SLEEVES”

“HANDS ON”“RENAISSANCE STYLE”

CONTRACTOR?

LET ME WORK ON YOUR HOUSE SO I DON’T HAVE

TO WORK ON MINE!

STEVE WENDLINGCONSTRUCTION

REMODEL & REPAIRSPHONE - 707-374-6693LICENSE #914545

Page 7

One Enchanted Evening:Romantic Lobster Dinner for Valentine’s DayValentine’s Day is coming soon; is a romantic dinner in the cards? If you’d like to enjoy a special meal at home, Rio Vista Soropti-mist members are offering a treat. You can plan an elegant evening featur-ing a fresh lobster dinner without the trouble and expense of dining out.Or, for a livelier evening, get a group together and have an old-fashioned Down East lobster feed! You can

order your lobsters live or cooked, for pickup on Friday, February 11. The cost is only $20 apiece, and all proceeds benefit local Soroptimist charitable proj-ects and scholarships for graduating RVHS students. Orders may be placed through February 3, with any Soroptimist, at Books Rio V (207-A Main), or by calling Chandra Drury, 374-6865. Want to add a delicious ending to your dinner, or surprise someone special with something sweet? Soroptimist mem-bers are also selling See’s candy, delivered fresh to Rio Vista. Orders may be placed for Valentine’s Day (by February 3), or for Eas-ter (by April 7).Contact any Soroptimist, Books Rio V, or Hope Cohn at 398-6159.

Order Lobster For YourSpecial Someone

My Name Is Yogurt held their ribbon cutting for their one year anniver-sary on Saturday January 15. They held drawings throughout the day. A big thank you to some of the local businesses thatdonated to the event. Here are the donations from the Rio Vista local businesses New Image- bag with hair products Bank of Rio Vista- 2 coffee cups Pharmacy- 2 boxes of sees candy Pizza Factory- fam-ily meal coupon Books of Rio Vista- $10 coupon

Tacqueria- $10 couponJudy's- Rio Vista sweatshirtThe Gym- free 30 minutes messageThey also gave away free yogurt cards throughout the day. The winnerof the ipod nana 8g was Marco Cadenaj. The weather was foggy but itturned out to be a nice day to have our loyal customers still comingout to celebrate with us....A Thank you too all. Look-ing forward toa great 2011

Thank You From Hello My Name Is Yogurt

Rio Vista Auto Repair

Foreign & Domestic Auto RepairComplete Auto Repair Since 1967

ENGINES • CLUTCHES • TRANSMISSIONSTUNE-UPS • OIL CHANGES

MUFFLERS • BRAKES

374-2796

Winter Lube Oil& Filter Special

Winter Lube Oil& Filter Special

Plus Wiper Blades

$2995

$3995

Free Air Conditioning

Inspection

Page 8

One of the many decisions buyers have to make when purchasing a home is the way in which they want to hold title. There are many options available and each option differs in regard to the division of interest in the property and the way in which the property is con-veyed. Here are the most common ways to take title:

Sole Proprietorship: One person takes title. The owner may sell the orwill the property as he or she chooses. All decisions are made by a singleperson in regard to the dis-position of the property.

Community Property: Title can only be held by a husband and wife only. Each owns an equal share. Both manage and both must consent to a sale. Each may will his/her share to heirs. If there are no heirs, upon death, the share of the decedent passes to the surviving spouse.

Joint Tenancy: Any number of persons can hold title. Title can be between husband and wife or any number of individuals; corporations are excluded. All persons have equal and undivided interest. Upon

death, the share of the decedent passes to those remaining on title.

Tenancy in Common: Any number of persons or corporations can hold title. The shares can be equal or unequal. An individual share may be conveyed separately through a sale or through death. A new heir or purchaser will become a tenant in common with other existing owners.

Partnerships: Any number of persons or corporations may hold title. There must be at least two. A share may be sold or conveyed with the consent of all par-ties. An heir or new owner will become a partner withthose already holding title.

Trust: Title is held by a trustee. Interest in the property may be held byan individual, corporation, group or partnership. Dis-position of shares arestipulated by the terms of the trust. Each interest may be conveyed orwilled to heirs separately according to the terms of the trust.

For more information or clarification, please feel free to call 707 330-0808.

Six Ways To Take Title

The Wall Street Journal is reporting that “affordability” is the top reason for home buying in 2010. Given the current market conditions, this makes sense. Accord-ing to another survey by Weicher Realtors, buyers are looking for a bargain, but more than ever, they are being drawn by low home prices and low interest rates.

What about pride in hom-eownership? Buying a home because they don’t want to rent was not the driv-ing force. Instead, it comes down to price. Another fac-tor was the desire for more living space. According to the survey, 28% of the re-spondents said they bought a house “because they wanted more living space or a larger property”. However, 11% of those surveyed said that “potential financial growth” motivated them to pur-chase a home. Only 12% of respondents said they bought a house in 2010 due to relocation.

Real estate agents believe that buyers are still motivat-ed by the potential financial growth, but indeed a good value in the form of low interest rate and discounted home prices is the driving force these days.

Currently the 30-year fixed-rate mortgage (FRM) averaged 4.74 percent with an average 0.8 point for the week, up from last week when it averaged 4.71 per-cent. Last year at this time, the 30-year FRM averaged 4.99 percent. The 15-year FRM this week averaged 4.05 percent with an aver-age 0.8 point, down from last week when it averaged 4.08 percent. A year ago at this time, the 15-year FRM averaged 4.40 percent. The 5-year Treasury- indexed hybrid adjustable-rate mortgage (ARM) averaged 3.69 percent this week, with an average 0.7 point, down from last week when it averaged 3.72 percent. A year ago, the 5-year ARM averaged 4.27 percent.

How long will prices remain low? The answer to this question involves a complex analysis of the depressed housing market. How many more foreclosures or short sales will we continue to see? Predictions vary. Somebelieve that in the latter part of 2011, five years after the last batch of five year ARMs drives homeowners to seek relief, we will begin to see a slow rise in home prices.

Buyers Are Drawn by Low Prices and Low Interest

707¥374¥3032219 Montezuma Street, Rio Vista, CA 94571

Please call for an appointment

New Image SalonbyÊAndrea

The New Image Salon stylists will be outSaturday, January 29 - Monday, January 31,

while attending the International Salon and Spa Expo.

New Image Salon will be open on Tuesday, February 1.

We apologize for any inconvenienceand look forward to seeing our clients when we return.

SAVE THE DATE

Saturday, January 29 & Sunday, January 30

Huge Estate SaleOpen 9:00 am - 5:00 pm

New and used items includingLawn & Gardening Equipment,

Home Decor, Tools, Auto, Clothes, Small Appliances,

WomenÕs Accessories, Jewelry, Beddingand much more!

Everything in excellent condition.Do not miss the two day estate sale!

Located at New Image Salon, 219 Montezuma St. (Across from the library)