Kalpesh Kumar .V. Jotangia ----------------------------------------------------------------------------------------------------------------- P.O Box 43849 GPO 00100 Nairobi, Kenya. Mob: 0736099985

Email: kalpesh.kj@gmail.com Objective: To further explorer a career in the field of Banking and Finance, with the aim to foster

my growth to the highest levels in a competitive, challenging and dynamic environment. Personal Data: Birth date – 12th November 1976 Sex - Male Nationality - Kenyan Qualification: Completed and qualified: -

Master of Business Administration – International Banking & Finance Certified Business Operations Professional - CBOP Bachelor of Business Administration- Finance Honors Group Diploma in Business Accounting and Finance. Diploma in Business Accounts and Bookkeeping Diploma in Business Accounts and Management Diploma in Business Economics and Commerce Kenya Accounts Technician Certificate Completed the course of Primary and Secondary Education with The Kenya

Examination Board K.C.P.E and K.C.S.E.

Other Skills: - Completed and qualified in various Microsoft Applications and Banking Software, such as: -

Microsoft Windows 98 & 2000 Microsoft Access Microsoft Excel, Word , PowerPoint and Exchange Sco Unix Application Flexcube (IFLEX) Banking Software Microbanker Banking Software Banc Software OS/2 Operating systems Novel Networking Windows NT Applications.

Work Experience: Current Status: Imperial Bank Ltd (2005- 2015)

(Oct.2014 – Dec.2015) Head of Retail , Delivery Channels and Regional Operations

Overall Management of regional operations Managing of Retail Branches Managing of Retail- distribution channels- VAS Channels Driving Performance of Retail Relationship Team EXCO Member Business committee member Business Automation committee member Setting up of Branches nationally and regionally

(Sep.2005 – Oct.2014) Head of Operations

Responsible for the following departments:- Daily review of Bank/Branch/CBU Controls/Operations Enhancement of the Operations Strategy Review and Implementation of Banking Procedures/Policies/AML/KYC Daily Monitoring of Bank/Branch Operational Audits Authorized Bank Signatory (A) Implementation of Banking Code – compliant officer Review of General/Banking Control reports Project Manager for all System Operating Changes In-charge of Branch Process Automation Review of Customer/Bank/External Customer queries Management and Development of Banking Products/Services Canvassing Business and Cross Selling of Bank Products EXCO Member Business Committee Member Supervision of Regional Operations Setting up of Branches nationally and regionally.

First American Bank (K) Ltd (2004- 2005)

(Dec.2004 – Oct.2005) Branch Manager- Parkside Tower Branch

Responsible for the following departments:- Daily authorization of entries posted by back office and tellers. Authorized bank signatory (A) Review batch and transactions posted by the back office/Teller staff Cash Custodian (A) Customer service and cross selling of bank products In charge of Branch Security, Radio Alarms, Panic switches and CCTV Reviewing the bring up on a daily basis Review and reporting of the daily/weekly/monthly internal/external returns Review and administration of funds transfer from collection accounts to head office. Review and accountability of Monthly Profit and Loss and Branch Balance Sheet. Review of monthly accruals and amortization of expenses. Review and reporting on all customer queries Review of monthly of PAYE, NSSF, NHIF of Branch Approver of all accounts opened/closed Maintenance of FX deals and exposures. Review of credit files, documentation and follow-ups on the securities Canvas for new business in both Asset and Liabilities for the Branch Maintenance of relationship with Corporate customers Reporting of all Audit queries and implementation of necessary controls Review of Daily Control reports Reporting on the Temporary Overdraft report on a daily basis. Assist in the preparation of Branch Budgets and preparation of variances Any other duties allocated by the General Manager.

Diamond Trust Bank of Kenya Ltd. (2000 – 2004) (Apr.2000 –Apr.2001) Assistant Manager Finance (Apr.2001- Dec.2002) Manager Operations (Dec.2002- Dec.2004 ) Branch Manager – Nation Centre Responsible for the following departments:- Centralized finance department for all Nairobi Branches Centralized Credit Administration for all Nairobi Branches Retail banking Department- Nation Centre Branch Operations Clearing Department

Duties and Responsibilities:

General review of Branch’s general ledger Inspection of monthly Bank returns. Compilation of branch audit and MIS papers Inspection of Branch reconciliation Daily inspection of MICR diskette preparation and clearing settlement Accounts.

Supervision of front office applications in banking department Account opening /closing Handling of estate accounts. “A” Signatory of the Bank for all authorization Handling of all SWIFT alliance authorization. Handling Branch daily Operations Handling of Procedure writing in the Bank Implementation of written Procedure Handling of all system related queries Handling of security documentation and customer related queries on Loan contracts. Holding cash custodian “A” keys for the strong room. Holding Branch premises keys. Responsible for all Branch staff appraisals. Responsible for training staff on new/existing products/standards KBA Bank representative for the operations committee

Prime Bank Ltd (1995 to 2000)

Jan 1995 – Nov 1996 Clerk in Operations Department. Nov 1996 – Jun 1997 Section head in Operations Department Jun 1997 – Jan 1998 Section Head Operations/ Computer Department Jan 1998 – Apr 2000 Assistant Manager Computer /Operations Department.

Duties and Responsibilities:

Computer software and hardware application in Banking. Supervision of accounts department Reconciliation of head office and branch accounts Reconciliation of nostro accounts held in the Branch Balancing of all general ledger accounts and suspense accounts Preparation of branch budgets. Preparation of management control accounts / information for Decision-making. Preparation of variance analysis Balancing of manual and computer records. Staff training in system and branch operations MICR project manager for Clearing. Y2k task manager. Closing of head office and branch premises.

Other Areas:

Language Proficient in English, Swahili, Hindi, Gujrati and Punjabi

Hobbies Singing, Charity, Surfing the Netscape, Reading, playing badminton and playing

pool.

References: Mr. Yogesh Patel

Managing Director Kenroid Group of Companies P.O Box 39375-00623 Nairobi.

Mr. Dhirendra .K. Rana Chief Executive Officer Middle East Bank of Kenya Ltd P.O. Box 47387-00100 Nairobi

Mr. Kirit Thakker

CEO Truckmart East Africa Ltd P.O Box 49128-00100 Nairobi.

Mr. Don Ocholla

Head of ICT Imperial Bank Ltd P.O Box 44905-00100 Nairobi

Mr. Harit Sheth and Nirish Shah Harit Sheth Advocate and Co. Ltd

P.O Box 43045- 00100 Nairobi.