Renters Insurance Policy from EIS Insurance

Whenever you finalise a property on lease, its very important that you buy renters insurance. Whether your landlord tells you to get insurance or not, it is up to the tenant to follow through with it. Renters insurance helps to protect all your personal belongings, as well as to protect you from huge medical and legal bills incase someone gets injured in your unit.

Renters insurance cover your belongings that are damaged by a fire, or if the home is hit by lightening, or if you experience smoke, windstorm or hail. Renters Insurance gives you protection against theft, or if someone is injured in your apartment. Incase your house becomes uninhabitable, your renters insurance will also cover increased living expenses. And, if you lose property while traveling, your renters insurance should cover that as well.

Living in a city like California can be expensive. So, even if you are renting and do not own your home, renters insurance in California from EIS Insurance can give you peace of mind no matter what types of disasters you face.

Many renters believe that renters insurance is useful only if you own the home or apartment. Nothing could be further from the truth! Renter’s insurance covers a variety of costs and expenses that your landlord’s liability policy probably does not cover, including:

1) Contents Coverage: Since everything you own right from your furniture to your jewellery could be at risk in a fire, flood or break-in. Renters insurance provides coverage that protects the contents of your home, or apartment and set the value of your policy high enough to replace what you stand to lose.

2) Liability Coverage: Your landlord and you can share liability for an accident that occurs in your home. Be sure you have coverage to protect you in the event you are sued by a visitor.

3) Fire Coverage: Fire can cause an irreplaceable damage to your contents. In order to protect yourself and your family from unnecessary delay in compensation for your contents and possessions, it is wise to have your own fire insurance policy. This type of policy will cover you even if the fire does not begin in your apartment.

4) Flood Insurance: Having a flood insurance even if you are in an area that is not particularly prone to flooding can be a very useful thing. Most regular renter’s and homeowner’s policy do not automatically cover flooding; be sure to ask your agent about the specifics of your policy.

When you call (800) 882-8080and speak to a renter’s insurance specialist at EIS Financial & Insurance Services, you are doing more than just learning facts about your coverage options. You are taking the right steps to protect yourself and your family from future loss. Insurance is the quickest, easiest and often the most cost-effective way to defray the risk of a disaster.

Visit us at 19553 Parthenia Street, Suite 1A in Northridge or 2565 Camino Del Rio South, Suite 105 in San Diego. We can help you find small business insurance in California, renters insurance in San Diego or any other policies and coverage you need.