recognize risk. reduce cost. power growth
TRANSCRIPT
Recognize Risk. Reduce Cost. Power Growth.
The Problem
The Problem we’re trying to solve: How U.S. Small and Medium Businesses can achieve sustainable growth.
The SolutionThe Solution: We start with a financial health rating report based on SMBs’ financial statements: Showing what top management is doing right, what still needs to be improved on in the financial management of their business, how they stack up compared to industry peers. This visibility empowers SMBs to know HOW to become more creditworthy, reduce their borrowing cost, improve their business financial health and grow.
There are 30 million SMBs in the U.S., 400 million globally. In either market, our niche are SMBs who use financial statements.
Our Thesis (in expanding to the U.S. market)Our thesis: Enabling greater visibility to financial health, industry benchmarking and providing specific steps on how to improve credit access, credit terms, and creditworthiness leads to Sustainable Business Growth.
Competitive AdvantageOur Competitive Advantage: Affordability, Speed, and Actionable Insights that create a roadmap to better financial health of the business. Existing products in the U.S do not offer concrete takeaways that SMBs can directly work on to achieve sustainable growth.
Coverage / Feature Competitor A Competitor B CreditBPO
Industry Benchmarking
Financial Condition Rating
Detailed Explanation of the Rating
Actionable Insights
Objectivity
Our SolutionOur solution aligns with current market trends in the U.S. where:
● SMBs are moving towards greater dependence on technology,
● ubiquitous use of accounting software,
● SMBs’ focus on gaining market share, and on process and cost efficiency.
Awards and Citations (Asian market)“Technology Company of the Year” finalist, Asia CEO Awards 2016
"One of Most Promising Tech Companies in Asia and Europe,” Pioneers Asia 250, 2016
Invitee, 1st Multi-Stakeholder Science Technology and Innovation Forum (STI Forum) for the Sustainable Development Goals (SDGs), United Nations, NYC, 2016
CreditBPO in Media"SME Credit Ratings and Increasing Access to Financing," 2015, The Prospect Group
"Disruptive innovations that help small firms get loans, connect to suppliers," 2016, BusinessWorld
"Philippine Monetary and Banking Industry: Doing good business as ever," 2017, Business Mirror
"Demystifying Bank Loans: The 5Cs of Credit," 2017, TV5 Oplan Asenso
"Elevating the State of SMEs through Sustainable Business Support," 2017, ABS-CBN News Channel, Early Edition
"Here's how SMEs can improve their access to loans," 2020, Metro News Central
"Credit rating, accurate records can help SMEs improve access to loans: Fintech chief," 2020, Malaya Business Insight
“CreditBPO: Helping Businesses Make Better Decisions in the New Normal,” 2021, Startup Info
What Our Partners Say (Current market)“CreditBPO's solution is efficient in such a way that it simplifies the evaluation and screening process. It can provide the bank with the financial condition rating in less than 24 hours, requiring fewer documents to be uploaded.”
- Risk Compliance Officer of a Large Universal Bank
“We need this kind of tool. The solution is very useful for us in Credit and Collection because we will not do the analysis manually and the explanation is already there.”
- VP for a Large Packaged Foods Company
What Our Partners Say (Current market)"I was quite amazed at the speed, ease, and methodology of the solution in evaluating the creditworthiness of our small and medium businesses. This was reinforced when I saw the report. I am reviewing our existing guidelines to see how we can possibly integrate this innovative solution into our workflow."
- A Local Government Office Director
"The CreditBPO Rating Report® is systematized, accurate, and hassle free. It is very helpful in terms of financial analysis. Some benefits include easy identification of good and bad sides of a client’s financial health.
- Manager of a Top Rural Bank
Let’s Talk
CreditBPO Tech, Inc.
Level 10-1 One Global Place,25th Street and 5th Avenue,Bonifacio Global City,Taguig City 1634Philippines
creditbpo.com