real estate weekly 12.01.2011

CA

ARReal Estate

FREE

WeeklyA PublicAtion of the chArlottesville AreA AssociAtion of reAltors®Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

vol. 20 no. 48 n december 1 - december 7, 2011 www.cAAr.com

Bedroom Trends For 2012by Francesca Toscani

GoodNiGHT- SLeePTiGHT:

A Common Money Dilemma: Payoff or Invest?

� december1 - december7 , 2011 | Issue �0 -48c

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Issue �0-48 |december1 - december7 , 2011 �

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Residential Brokers

4 1 7 P A R K S T . • C H A R L O T T E S V I L L E , VA 2 2 9 0 2 • 4 3 4 - 2 9 6 - 0 1 3 4 • W W W . F A R M A N D E S T AT E . C O M

Equal Housing Opportunity

SECLUDED AND CHARMINGCustom Williamsburg cottage in Hickory Ridge. With 9’ ceilings, 18th century mantles, wonderful architectural detail throughout. Beautiful, private lot. Call/email Anya Scott 434-882-1777, [email protected]

GORGEOUS MOUNTAIN VIEWSStylish home on bluff overlooking mountains, in golf community with lake, near town. Open and exible oor plan allows for gracious living on main level and pri-vate guest or in-law suite on lower level. Finest quality construction with 4 or 5 bedrooms, 3 bathrooms and 2 car garage. Professionally landscaped with many outdoor seating areas for your added enjoyment. $449,000. Ring Sonja 981-3523

ELEGANT YET COMFORTABLEBeautifully nished home w/ a oorplan for a decerning buyer. Much larger than it looks from the exterior. The vaulted space allows for a stunning replace in the great room is opened to the kitchen. Formal dining room has extensive woodwork and trim w/ trey ceiling. $210,000 Call Sharon 434-981-7200

CITY LIVING COUNTY TAXESSo convenient - near Barracks Rd, schools and UVa, with attached garage on main level. Great oor plan with charm and character, hardwood oors, built in bookcases and brick replace in family room. Living room, formal dining room, family room , kitchen and master bedroom suite all on same level. Two more bedrooms & bathroom upstairs and tiled rec room and bathroom in walk out basement. Large lot with mature trees and bushes and patio. $329,000. Ring Sonja 434-981-3523

Ring Sonja 434-981-3523

Sonja Casero has 20 years of experience in the real estate industry. She prides herself in knowing that this experience is something her clients can depend on as she works hard to ensure successful transactions. She is committed to integrity and a straightforward approach. She goes above and beyond normal service expectations and never stops looking out for your best interests. She feels strongly that in this business people come first. As a result, she gives 110% in every transaction. Over 90% of Sonja’s business is personal referrals - why don’t you ring Sonja to see why her clients come back to her again and again?

Call Sharon434-981-7200

Sharon Donovan, a native of Charlottesville, grew up around the construction industry and has watched Charlottesville and the surrounding area grow and blossom into one of the top ten places to live in the country. In 1980 Sharon began her career in real estate and went on to attain her broker’s license. She combines tremendous energy, experience, enthusiasm, and extensive knowledge of the local real estate market to give her clients and customers the best service one would expect from a top producer. Sharon utilizes her superior market knowledge to transform the often-stressed home search process into one of enjoyment and satisfaction.

Call Eve434-825-1878

Eve Hesselroth lives in Charlottesville with her husband and two amazing children, Aidan and Maya. She has experienced Charlottesville as a teenager, a UVA student, a parent and a professional. Eve utilizes all of those perspectives to help her clients find the perfect home, or market the house they are selling. She is highly enthusiastic about matching people up with the right place for them. She brings patience, warmth and a sense of humor to the home buying process. To learn more about Eve, check out her LinkedIn profile: www.linkedin.com/pub/0/7a3/434 or email her at [email protected].

Laurie Ripper Kelly 434-882-1194

Laurie Ripper Kelly moved to Charlottesville from Northern Virginia to attend U.Va. for undergrad and law school, and has turned her passion for real estate into a fulfilling career. She enjoys using her expertise to help her clients navigate the complex process of buying or selling a home. She is certified as an e-pro Internet Specialist and American Conservation Broker. Email Laurie at [email protected] for more info.

Anya Scott 434-882-1777

• Available to show property on short notice.

• Real estate investor and world traveler.

• Raised in Moscow and New York City, chose to make Charlottesville home 18 years ago.

• Graduate of The College William and Mary, background in the performing arts.

• Mother of two, very well versed in area schools and children’s cultural and athletic programs.

• Keen understand and appreciation of individual tastes and needs.

• Fluent in Russian

• [email protected] or call 434-882-1777

SOLD

PRIVATE 10 ACRE CORNER LOT Elegant brick home w/wide gracious foyer, open railing staircase, 4Br/3.5 bths, formal LR & DR, FR w/FP, large/updated kitchen, large deck, mud room, full/ un nished basment, cleared lot w/ma-ture landscaping, & bold yr round stream on prop-erty. $650,000. Call Sharon 434-981-7200

FANTASTIC NEIGHBORHOODCity convenience on over 3/4 acre. Lovely mature land-scaping, brick and brand new siding exterior. Wrap-around sunroom with ceiling fans. Hardwood and tile, replace, built-in shelves, kitchen with updated appli-ances and pretty, eco-friendly linoleum oor. Great ter-race level family rm. Beautiful bay window in living room. $289,000 Call Eve: 434-825-1878

REDUCED

4 december1 - december7 , 2011 | Issue �0 -48c

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A Lifestyle to Enjoy...

Buy Now at Historically Low Rates!

Why Rent? Own Your Home!Monthly Loan Payments with Current

Interest Rates are Less than or Comparable to Similar Rentals!

➢No Down Payment➢30 Year Fixed Rate➢Closing Cost Assistance➢Flexible Credit Guidelines➢First Time & Current/Previous

Homebuyers ARE Eligible

USDA Rural Housing30 Yr. Fixed 4.5% (5.16% APR)P&I $589.97Taxes 96.00Hazard 48.00HOA 97.67

Total Payment $831.64

Down 0Closing 3088.00Prepaids 1233.00**Cash to Close $4311.00C.C. Assistance ($3500.00)2

VHDA FHA Plus*30 Yr. Fixed 5.000% (6.375% APR)P&I - 1st $588.61P&I - 2nd 30.20Taxes 96.00Hazard 48.00PMI 103.34HOA 97.67


Down 0Closing 3111.00Prepaids 1233.00**Cash to Close $2657.00C.C. Assistance ($2657.00)2

FHA30 Yr. Fixed 4.50% (5.414% APR)P&I $555.57Taxes 96.00Hazard 48.00PMI 103.34HOA 97.67


Down 3938.00Closing 3111.00Prepaids 1210.00**Cash to Close $8260.00C.C. Assistance ($3500.00)2

*VHDA FHA Plus has a small 2ndmortgage to cover the 3.5% down payment plus the 2% closing costs. **“Prepaids” refers to 15 days interest, 3 mo taxes, 15 mo fi re insurance and mortgage insurance if it applies. The above are estimates and not to be construedas exact quotes, but a reasonable approximation, as of 5/20/2011. Rates based on $112,500 loan value. ¹Based on comparable market properties with average rental fees of $850 -$930 per month. ²Builder offering up to $3,500.00 closing cost assistance.

Licensed by the Virginia State Corporation Commission. License No. MC-2166

1313-A Villa Way, Charlottesville, VA 22903 866 703-7401www.villasatsouthernridge.com

What’s Inside: Issue:

CA

ARReal Estate

FREE

WeeklyA PublicAtion of the chArlottesville AreA AssociAtion of reAltors®Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

vol. 20 no. 48 n december 1 - december 7, 2011 www.cAAr.com

Bedroom Trends For 2012by Francesca Toscani


A Common Money Dilemma: Payoff or Invest?

Next Week:• Habitat for Humanity Partner Family Advocates

15A Common Money Dilemma: PAyoFFor INvest?By RogeR A. VARneR, II

PAGE

10Open House Quick Search ..........................6

Open Houses ...................................... 6-7

News & Views.........................................8

Homes for the First-Time Homebuyer ............................8

Home Sales Stats...................................9

featureGood Night - Sleep Tight: Bedroom Trends For 2012 ......................10By FRAnCesCA TosCAnI

Home financeA Common Money Dilemma: Payoff or Invest? ..................................15By RogeR A. VARneR, II

Classifieds ...........................................23Index of Advertisers..............................23

Bedroom Trends For 2012

by Francesca Toscani

Good NiGHT- SLeeP TiGHT:

www.charlottesvillerealestateweekly.com


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CALL TOLL FREE: 1-800-948-4712

www.charlotteramsey.com

404 8th Street, N.E. Charlottesville, VA

434-296-7171

8287 Seminole Trail Ruckersville, VA

434-990-1777

“Personalized Real Estate Service”

BEAUTIFUL CAPE W/OVER 5,000 FIN SQ FTON 6.55 ACS In Free Union. 4 BR, 2.5 BA in Main House

Spacious Apt w/Hardwood Flooring Over 2-Car GarageGreat Rm w/Double-Side FP To Family Rm, Formal LR & DR

Wrap Around Deck. Mtn ViewsMLS# 490579 $675,000

MARGARET RAMSEY, 434/953-7057

960 LOCUST AVENUE First Time on Market Since 1967

Charming All Brick Home w/Beautiful Garden ViewsGreat Woodwork, Hdwd Floors, FP,

Brick Arches & Walk-in Bay WindowPriced Below City Tax Assessment

MLS# 493776 $299,000ROBERT RAMSEY, 434/242-2280

BEAUTIFUL ONE-OF-A KIND HOME!Unique Details Include Jeffersonian Influences-Hidden Staircases, Tapered Pillars, Transoms

& Keystone Accents. 3 BR, 2.5 BA, Detach Storage/GaragePrivate, Mostly Wooded Lot Backs up to 300 AC FarmEnergy Efficient Dual Heating System. Convenient to

NGIC, DIA & UVA Research ParkMLS# 492334 $230,000


PRIVATE CHALET ON 4.6 ACRESLoads of Potential

Just a Few Miles From Stanardsville& Greene Hills. 2 Bedrooms, Updated Kitchen

Full BA, Family Room and DeckWorkshop Plus 2 Storage Sheds

MLS# 488956 $85,000

JULIE HOLBROOK, 434/989-4415

1410 BAKER STREETA Great Opportunity to be Near UVA, Hospital,Downtown. Neat & Clean Home Offers 3 BR,

Office, Full Bsmt, Fenced Yard, Gas Heat & Central Air.Call Today to See How Little CASH You Need to Buy

This Home. MLS# 486245 $175,000!MILDRED MORRIS, 434/981-2599

CONVENIENT LOCATION IN CARODON!Open Floor Plan. Custom Stone FP w/Wood Storage

Spacious Master Bedroom w/Attached Full BA Large Bonus Room on 2nd LevelPrivately Situated on 1.66 Acres

MLS# 492006 $209,900JULIE HOLBROOK, 434/989-4415

JUST MINS TO DOWNTOWN CH’VILLEUVA & I-64. Wonderful One Story 3 BR, 2BA Condo

w/Lots of Amenities. Prop Approved for HomePath Mtg. Financing & HomePath Renovation Mtg. Financing

Can be Purchased for as Little as 3% DownMLS# 492300 $99,900


SHORT SALE OPPORTUNITY AT THE LAKE!Nearly 3,400 Total Sq. Ft.

4-5 BedroomsPriced $120,000 Below Current Tax

Assessment. $224,000! MLS# 491664ROBERT RAMSEY, 434/242-2280

CLOSE TO CULPEPER FOR SHOPPING!3 BR, 3 Full BA, Full Fin Basement

Open Floor Plan for EntertainingEnormous Master BD DownstairsVaulted Ceiling, 2,668 Fin. Sq. Ft

Gas FP, Decks All Around MLS# 490436 $139,900


ATTENTION INVESTORS!1315 Rose Hill Drive

Quality Tenant in Place Thru 5/20123 Bedroom, 2 Bath Home

Great Location Near GreenleafGreat Condition & New Roof

MLS # 486875, 486912 $249,900

ROBERT RAMSEY, 434/242-2280

20 MTN LAUREL RD, EARLYSVILLE3 Mins From Broadus Wood Elementary

Classic Williamsburg Colonial on 4.62 Acs4 BR, 2 Full & 2 Half Baths

3064 Fin Sq. Ft, 947 Unfin. Whole House GeneratorTankless Water Heater, Whirlpool Tub, Inground Pool

MLS# 489263 $409,500

ROBERT RAMSEY, 434/242-2280

ANTIQUE CHARM W/MODERN CONVENIENCESCarefully Restored Period Home on 4.99 Acs

Country Feel Yet 15 Mins to Airport,DIA, NGIC, Town Center7 Rustic, Brick FPs w/Period Mantels. 4 BR, 3 BASpacious Rooms w/10 Ft Ceilings, Crown Moldings,

Chair & Picture Rails Perfect for EntertainingMLS# 484929 $349,900


2671 East Branch LoopStunning pastoral and mountainviews surround this immaculate2 BR, 2.5 BA home on 36 fenced

acres. Hardwood floors, wood-burning fireplace, spacious kitchen and dining room, plus a bonus family room and home office in the finished basement. In-ground pool, barn, and a 7400-square-foot equipment building. Bring your cows, horses, or grapes and start enjoying yourown piece of paradise. $349,900

(800) 361-5155 • (434) 361-2440

www.MountainAreaRealty.com

2788 B Rockfish Valley Highway • Nellysford, VA 22958

Bland Wade Lot 3 Convenient Aftonlocation near new Martha JeffersonMedical Center and only a short drive to Crozet, Charlottesville, &Waynesboro! Can't find the perfecthome? Try buying the perfect lot andbuilding. Get expansive mountainviews from this mostly cleared andlevel 2.62-acre parcel with creek atrear border. Well drilled and soil studycompleted for a 3 BR home. $119,500

Always Talk to Bob, 989-3592www.bobhughesteam.com [email protected] Residential Property

4600 ADVANCE MILLS ROADGreat location in a rural setting and just minutes from shopping, restaurants, and town living. Excellent southern exposure will help keep you cheerful and cozy all year long. Perfect home for living with teens and/or in laws since the bedrooms are split on either

side of the house! Formal living room and dining room and large eat in kitchen with room for everyone! MLS# 494148. $235,000.

1221 HAZEL STREETUnique home with lots of charm, plenty of character, and it’s close to the downtown mall!! Main home has 5 bedrooms, one on the fi rst fl oor, beautiful wood trim and fl oors, stone vented gas log fi replace and a delightful kitchen with skylights! It also features 9 foot ceilings on the main level, French doors leading from the living room to the dining room, a large dressing room, lots of improvements and lots of special nooks. There is also a two bedroom cottage with a screened porch. MLS 493005. $519,000.

� december1 - december7 , 2011 | Issue �0 -48c

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HotsHeet

And Never Forget...Download the

Every Friday at 4 pm

HOTSHEETReal EstateC

AA

R

WEEKENDHOTSHEET

saturdaydecember

32 0 1 1

AlbemArle3521 GrAND FOrKS blVD LAUREL PARK ATH MLS# 488614 $261,650

7035 HAmPSTeAD Dr OLD TRAIL ATH MLS# 491036 $279,900

1565 NeWCASTle CT PAVILIONS AT PANTOPS ATH MLS# 490341 $359,900

288 ClAremONT lN OLD TRAIL DET MLS# 484235 $364,900

lOuiSA56 beAr iSlAND PKWY SPRING CREEK DET MLS# 492369 $497,300

sundaydecember

42 0 1 1

AlbemArle3521 GrAND FOrKS blVD LAUREL PARK ATH MLS# 488614 $261,650

7035 HAmPSTeAD Dr OLD TRAIL ATH MLS# 491036 $279,900

2095 AViNiTY lOOP AVINITY ATH MLS# 487264 $326,312

1565 NeWCASTle CT PAVILIONS AT PANTOPS ATH MLS# 490341 $359,900

288 ClAremONT lN OLD TRAIL DET MLS# 484235 $364,900

5633 uPlAND Dr OLD TRAIL ATH MLS# 489352 $379,195

5345 rAVeN STONe rD FOOTHILL CROSSING DET MLS# 489422 $499,900

2570 mONTGOmerY riDGe rD MONTGOMERY RIDGE DET MLS# 493901 $529,000

640 eiGHT WOODS lN KENRIDGE ATH MLS# 484359 $599,436

848 COlriDGe Dr KENRIDGE ATH MLS# 461139 $961,326

CHArlOTTeSVille101 lONGWOOD Dr LONGWOOD ATH MLS# 484693 $248,900

1712 YOrKTOWN Dr RUTLEDGE DET MLS# 492542 $589,000

FluVANNA62 HArDWOOD rD LAKE MONTICELLO DET MLS# 492918 $259,000

lOuiSA56 beAr iSlAND PKWY SPRING CREEK DET MLS# 492369 $497,300

mADiSON1026 GAAr mOuNTAiN rD NONE DET MLS# 492621 $875,000

All information deemed accurate as of 9:30 a.m. Tuesday, November 29th 2011 as per CAAR MLS Open House data.

open house quick search

DeCember 3rD & DeCember 4TH

ATH=ATTAcHed • cNd=coNdomiNium • deT=deTAcHed FRm=FARm PdT=PRoPosed deTAcHed PAT=PRoPosed ATTAcHed Pcd=PRoPosed coNdomiNium

Roy Wheeler Realty Co.A Virginia Tradition Since 1927

Roy Wheeler Realty Co.Celebrating Over 75 years of Trust, Tradition, and Market Leadership

Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 • (434) 951-5155 • Fax (434) 951-5190

Email: [email protected] • Website: roywheeler.com

80

OPEN HOUSES SUNDAY, DECEMBER 4TH

425 WHITE GABLES LANE #104

Time: 1-4 pm Hosting Agent: Sherry OrrellELEGANT 1-LEVEL LIVING in an excep-tional location close to Farmington, Boar’s Head and UVa. Quality features and upgrades throughout. Chef’s kitchen, soaring 10’ ceilings, hardwood oors, replace, private wrap-around terrace. Secure entry and garage. $645,000.

Phyllis Novotny, 760-0548. (493502)Directions: From Charlottesville, take Ivy Road (Route 250) west to right at While Gables en-trance across from Birdwood Golf Course - 2nd building on the left.

4 THREE RIDGESTime: 1-3 pm Hosting Agent: Nancy Barrett

SIGNATURE LINDAL CEDAR HOME custombuilt by nationally recognized builder Tectonics. Grand scale & luxury abound in this post & beam home on 4.93 acres in gated community just 25 min. to C’Ville. Marble, mahogany, granite and windows, windows, windows with beautiful views from every angle. $749,900.

www.DeniseRamey.com Denise Ramey 434-960-4333. (491213)

Directions: State Road 250 to South on 151 through Nellysford to right onto 664 toward Wintergreen. Glen Mary is .4 miles on left. House on #4 .2 miles on left.

7035 HAMPSTEAD DRIVEOPEN SAT. & SUN. 1-4 PM

Hosting Agent: Dan ConquestON “THE COMMON” in Old Trail, brick end unit, quality-built home with high quality nishes, tradi-tional design with modern day amenities like stainless appliances, granite counters, FP, built-ins, rear fenced courtyard and 2 car parking pad. Built by Gaffney Homes. $279,900.


Directions: Rt. 250 west to Old Trail, across from the entrance to WAHS, follow Old Trail Drive to right onto West End Dr right onto Grassdale Lane to left onto Hampstead Drive.

3400 WATTS PASSAGE Time: 12-3 pm Hosting Agent: Mandy Yancey

WOW! BEAUTIFUL SITE, BEAUTIFUL HOME. Elegant, well-appointed, spacious, unique. Plenty of room for a multi-generational family. 2 garages, 2 rec/family rooms, 2 laundry rooms. Full un nished basement. Cherry cabinets, cherry oors, top of the line appliances, dual zone HVAC. $749,900.


Directions: 250 to SR20 to Stony Point-left on Watts Passage-home on left. From 29 go north to Burnley Station-turn right then right onto Watts Passage. Continue to #3400 on right.

Selling A Home?Call 434.817.9330 to advertise YOUR Home Listing with Us!


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Serving Central Virginia800-825-5253

www.monticellorealtors.comNext to Lake Main Gate - Open 7 days a week. • 2704 Lake Monticello Rd.

434-589-3539MONTICELLO COUNTRY

REALTORSA Certified Residential Brokerage Firm

Joan White 434.589.3539 (o) • 434.589.5724 (h)

OPEN HOUSE! Sunday, December 4th 2-4 pmSpacious 4-bedroom (one on 1st fl ), 3.5-bath 2-story on basement with formal Liv-ing rm, dining rm, large kitchen/breakfast rm, mud rm, family rm, offi ce, garage, wrap-around deck, patio, shed. Builder’s personal home w/Andersen windows/doors; wood fl rs in LR, DR, foyer; garden window sink; His & Hers walk-in closets; vaulted MBR with plant shelf, soaking tub& shower; invisible pet fence; many re-cent updates; paved drive; Walk to Beach! MLS# 492918 $259,000

Directions: Lake Monticello main gate; left on Jefferson; right on Forest; left on Colonial ;right on Long Leaf; left on Wildwood; right on Hardwood to end; House on left #62. Bring ad for admittance.

Ready to move into 2 bedroom/2 bath home • 25+ beautiful acres (3 acres open) • Manufactured home on per-manent foundation • Sold absolute to the highest bidder

Home Tour, Sun. December 4th @ 1 pm Only $25,000 Starting Bid!!

Call Mr. Tony Wilson 540-748-1359

www.nichollsauction.com

NICHOLLS AUCTION MARKETING GROUP

WILSON AUCTION COMPANY

REAL ESTATE AUCTIONFriday, December 16th 11 a.m.

32283 Childress RoadMine Run, VA 22508

VAAF 729

snapshot

University of VirginiaCharlottesville

Let a REALTOR® Stick His Neck Out for You...

All REALTORS® voluntarily subscribe to a strict Code of Ethics–your assurance of fair

treatment of buyers and sellers.


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HOmesFOrtHe

First-timehome Buyerh o m e s $ � � 0 , 0 0 0 & u n D e r

Hollymead Square1, 2, & 3 bedroom homes perfect for fi rst-time homebuyers or investors.

Great location between Forest Lakes North and South. Prices start at $129,000

www.CharlottesvilleMoves.com(434) 296-0007

Af nity Group1770 Timberwood Blvd. Suite 101 • Charlottesville, VA 22911

What’s HappeningAround Town?PCA Hosts December Exhibit Showcasing Quilters from Local Housing Project

Piedmont Council for the Arts (PCA) will host an exhibition of quilts by the Crescent Hall Quilters as the December 2011 exhibit in the CitySpace Gallery. A First Fridays opening reception will be held on Friday, December 2 from 6:00-7:30 p.m. with many of the quilters pres-ent. The exhibit will be on display through December 30, 2011.

The Crescent Hall Quilters group formed more than nine years ago, inspired by an idea from public housing resident Teresa Stinnie. She envisioned the group as a way for residents to meet one another and strengthen their community through fellowship. She saw women around a table learning to quilt and growing as neighbors. Teresa shared her idea with Vice Mayor Holly Edwards, who found the group’s quilting teacher, Del Horan, through Westminster Presbyterian Church. Del brought

the knowledge of quilting but also many of the supplies, machines, and materials that the group needed. Her commitment to the group is part of her ministry and she has been recog-nized as one of The Daily Progress’s “Distinguished Dozen” as a result of her work.

Group members started out learn-ing the basics of quilting by hand. Now, even though the group is down to nine dedicated members, they are able to understand measurements and figure out even the most diffi-cult quilt patterns. The leadership has evolved over time with the par-ticipants taking more responsibil-

ity for the weekly group. Currently, Francine Payne and Helen Stevens provide guidance and instruction for group members.

Crescent Hall is one of seven sites in the city’s quilt of public housing. It was built in the 1970’s for the el-derly and disabled. It is now the first to be slated for rehabilitation as part of the Charlottesville Redevelopment and Housing Authority Master Plan.

All quilts in the exhibition were crafted by the Crescent Hall Quilters and (unless otherwise noted) are for sale. Purchases can be made through PCA, with all proceeds going to the Crescent Hall Quilters.

PCA provides support services to artists, arts organizations, and their audiences in order to encourage com-munity-wide access to and apprecia-tion for the arts. To find out more about PCA programs and services, visit http://charlottesvillearts.org/.

The CitySpace Gallery is located at 100 5th Street NE in downtown Charlottesville. PCA hosts exhibi-tions related to community interests in the gallery and accepts exhibition proposals from local organizations. To find out more about the gallery, visit http://charlottesvillearts.org/cityspace-gallery/.

A Christmas Art Exhibitat Montpelier

Firnew Farm Artists’ Circle and Montpelier present A Christmas Art Exhibit at the Home of James & Dol-ley Madison, Montpelier. The opening wine and cheese reception is Decem-ber 1 from 5:00 -6:30 p.m. No admis-sion required.

Twenty-seven local artists from the Firnew Farm Artists’ Circle, from Madison, Greene, Culpeper, Rappa-hannock, and Albemarle Counties have depicted Montpelier, and the sensation of its grace and place in history for this Holiday Season. The works include: oils, Henry Wingate; photography, Robert Llewellyn, and others displaying charming depic-tions of Montpelier in its early days and present day landscapes of the grounds and the cedar of Lebanon, watercolors, acrylics and even a Holi-day Bird House.

The Exhibit will run from Decem-ber 1 - 18, 2011. Visit www.montpe-lier.org for more information..

The Nutcracker in Waynesboro

Old Dominion Performance Arts Studio and Progressions Repertory Dance Company present The Nut-cracker 2011, December 2 and 3rd at 7:00 p.m. and December 4 and 2:00 p.m. at Kate Collins Middle School Auditorium in Waynesboro. Chil-dren under five years of age are $5 in advance, $6 at the door and $7 reserved. Youth and adult tickets are $8 in advance, $9 at the door and $12 reserved. For more information, visit www.performods.org or call 540-324-4049.

Local Women Artists Featured at FOCUS Flea

FOCUS Women’s Resource Cen-ter is pleased to continue its com-mitment to supporting women by announcing monthly art shows fea-turing women artists at the FOCUS Flea, 617 West Main Street in the Old Albemarle Hotel, Charlottesville, VA.

December’s will feature two art-ists. TV host Robin Hoffman, whose well-known prints and caricatures are a featured fundraiser for many nonprofits, will have an opening will be Thursday, December 1 from 5:00-7:00 p.m. and will include caricatures as fundraisers. Leah Craig’s quilted treasures will be featured Friday, De-cember 2 during First Friday from 5:30-7:00 p.m. Both shows will be at the FOCUS Flea and will run for the month of December.

The FOCUS Flea will host a differ-ent artist each month, with an open-ing reception on Charlottesville’s First Fridays.

More information about artists and an application may be found at focus.avenue.org/artshow.html. Call 293-2222 if you have any questions.

CAAR REAL ESTATE WEEKLY

NEWS

Email your news related topics to

[email protected]

GOTNEWS?


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.

417 Park Street, Charlottesville, VA 22902

R E S I D E N T I A L B R O K E R S

.

Over $13 Million Sold in 2010.Native of Charlottesville with over 25 years of local Real Estate Experience. Hall Of Fame

Call Sharon, (434) 981-7200

Multi-Million Dollar Top Producer for over 20 yearsConsistent Award Winner

Hall Of Fame

Sonja Casero, (434) 981-3523

DESIRABLEEDNAM VILLAGE

Adjoining Birdwood Golf Course with fairway and mountain views. So close to town, 5 mins from UVa & steps from Boars Head Sports Club. Completely updted 3 years ago. Hardwood floors throughout and wood burning fire-place in living room, Kitchen opened up to dining room with marble coun-tertops and cherry and glass cabinets. Large rear deck, attached garage, full unfinished basement and huge attic for storage $645,000

FOXCROFTFour bedroom house with unfinished walk out basement just 10 mins from UVa, Downtown and stone’s throw from schools and mini-mall for last minute necessities with views of Carters Mtn. from deck. Kitchen has island & breakfast nook, family room has raised hearth fireplace. Living and dining room are combined for less formal feel. Master bedroom suite is to die for, with cathedral ceiling and 2 walk in closets! Yard is fully fenced. Great value at $362,000. Ring Sonja 981-3523RING SONJA 434-981-3523

RING SONJA 434-981-3523

REDUCED

REDUCED

CALL SHARON 434-981-7200

675 ACRE COUNTRY ESTATE

Gracious waterfront Georgian man-or w/ sweeping Blue Ridge views. Slate roof, cobblestone court, faced by matching 2 story dependencies, elegant & comfortable public rooms, and elevator for easy access. The Rivanna River flows through the farm for about a mile, also a 3 acre lake serves the land. For further informa-tion and pricing.....

18TH CENTURY CHARMThe Vaughn Farmhouse features many unique attributes including: Tennessee quarried stone, authen-tic stucco, cedar shake roofing, 12’ ceilings, heart pine floors, rough hewn exposed beams, barrel ceil-ing in main kitchen, and 600 square ft guest quarters w/ ktchn. Experience the details of a true 18th century farmhouse w/ advantages of a modern home. $1,995,000CALL SHARON 434-981-7200

There were

42 salesin the seven-county area.

• Fourteen were in albemarle with an average price of $508,558

• seven were in Charlottesville with an average price of $221,946

• Nine were in Fluvannawith an average price of $172,625

• Five were in Greenewith an average price of $855,225

• One was in louisa with a price of $79,000

• One was in Madison witha price of $89,900

• Five were in Nelsonwith an average price of $330,400

HomeSaleS

S t a t SFOr the week eNdiNG 11-18-11

Albemarle

250

29 25020

20

15

240

53

22

33

33

15

15

231

66

3329

6

151

64

64

Gordonsville

Charlottesville

Scottsville

Crozet

Greene

Madison

Orange

Louisa

FluvannaNelson

9

5

114

local Government Information

(Note: Real estate tax information gathered from local gov-ernment Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

City OF CharlOttesvillewww.charlottesville.orgreal estate tax rate: $.95 per $100 of assessment

albeMarle COuNtywww.albemarle.orgreal estate tax rate: $.742 per $100 of assessment

FluvaNNa COuNtywww.co.fluvanna.va.usreal estate tax rate: $.54 per $100 of assessment

GreeNe COuNtywww.gcva.usreal estate tax rate: $.69 cents per $100 of assessment

lOuisa COuNtywww.louisacounty.comreal estate tax rate: $.62 per $100 of assessment

MadisON COuNtywww.madisonco.virginia.govreal estate tax rate: $.44 cents per $100 of assessment

NelsON COuNtywww.nelsoncounty.comreal estate tax rate: $.55 per $100 of assessment

OraNGe COuNtyhttp://orangecountyva.govreal estate tax rate: $.47 cents per $100 of assessment

Sample Sales:

388 villa deste COurtVILLA DESTE | ALBEMARLE

$850,000$231 per fin. square footOn market for 83 days

611 NOrth aveNuecITy Of chARLOTTESVILLE

$213,500$222 per fin. square foot

On market for 7 days

64 sittiNG bull COurtWOUNDED KNEE | fLUVANNA


170 CyPress CirClePREDDy cREEK | gREENE cOUNTy


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Feature

We spend almost a third of our day sleeping (or trying to sleep!) so if you’re not one of those fortunate peo-

ple who can sleep anywhere/anytime, you might want to put ‘a good night’s sleep’ on your New Year’s Resolution list. To help you create the optimum environment where you can relax, unwind and disengage, here are a few things to consider if a bedroom up-date is on your list of things to do in 2012.

At the ThresholdYou open the door to your bed-

room and you see …??? You feel …??? If your current bedroom doesn’t invite you to relax, be healed and re-energized, then it’s time to make changes. Some of those changes, such as re-organizing the room or adding new bed linens and curtains, can be very simple and do not require that you throw out everything and start over. Some bedrooms, however, might need more intense remodeling and if that’s the case, you will want to seek a professional to guide you. Whatever route you choose, it’s im-portant to remember that your bed-room is ‘your personal real estate’ and you’re the one who must feel good, relaxed and calm in it, no mat-ter the style.

What’s Happening with Bedroom Design?

Where new construction is con-cerned, Americans are downsizing their homes in order to keep pace with the economy. David Barista, editor-in-chief of Professional Builder and Custom Builder magazines said in recent years the trend definitely is pointing in the direction of smaller homes. In fact, the median size of new U.S. homes fell from 2,277 square feet in 2007 to 2,135 square feet in 2009, according to the National Associa-

tion of Home Builders. This doesn’t mean the number of rooms are being cut, but it does mean that the size of those rooms is growing smaller by ten to fifteen percent. Despite that shrinkage, some basic wish list items remain the same.

That being said, if you don’t in-tend to buy a new home but want to make an addition to your cur-rent home, the popularity of adding first floor master suites is a growing trend, especially as baby boomers age and find it easier to navigate a single-story home. While a master suite ad-dition is one of the most expensive home improvements you can make, you can expect to recoup about 63 percent of your investment on a mid-range master suite addition, and 53 percent for a high-end job, based on national averages. Payback depends more on how it compares with other houses on the block. If your neigh-borhood is filled with empty nesters

with two-bedroom houses, you prob-ably won’t recoup your investment in a luxury master suite. But if master suites additions are common in your area, you’ll recoup more.

If you add a master suite onto your first floor, you’ll spend a good portion of your budget on site exca-vation and foundation pouring. If you can take advantage of existing space—such as building over a garage or converting an unfinished attic or basement—you can save between 20 percent and 60 percent on construc-tion, and increase your return. A good rule of thumb is only do the work if you plan to stay in your home for at least three to five years.

Eco-Friendly RoomsNew trends in bedroom design of-

ten echo those of the fashion world, incorporating eclectic, eco-friendly surroundings that combine a sense of serenity with more lively adap-tations of traditional design style.

BedroomTrends For 2012

by Francesca Toscani


Many hoMeowners are Mixing it up,Blending diFFerenT periods and sTyles ToreFlecT Their personal TasTe. This adds characTer and individualiTy To The room.

still meadow

Linda Broadbent, CRS, SRES, GRI Certified Residential Specialist Senior Real Estate Specialist434-960-0375 Cell orlindabroadbent@realestateiii.comwww.lindabroadbent.comExtraordinary service with a personal touch

• Stunning one level custom built home

• Designed for intergenerational living

• Located in a private Still Meadows setting close to NGIC and major shopping

• Upscale kitchen w/ solid cherry cabinets

• Master suite with 2 baths• Formal Living & Dining

Rooms• Family Room with

Fireplace

• Large screened porch, and amazing amount of closets & storage

• This home is sure to please the discerning buyer

• MLS#486097• $487,000

1� december1 - december7 , 2011 | Issue �0 -48c

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Many homeowners are mixing it up, blending different periods and styles to reflect their personal taste. This adds character and individual-ity to the room. You don’t have to have matching beds and dressers any more. Eclectic style enlivens the bedroom and adds interest. This is a trend that will last because you can always switch pieces out or add new pieces when the urge strikes you or the styles change. There are a num-ber of shops in Charlottesville and surrounding areas that are virtual treasure troves for unique pieces that speak to you.

An eco-friendly bedroom is a trend that won’t go out of style any time soon. Eco-friendly home products are becoming more widely available. From paint and flooring to energy-con-scious lighting and resource-saving furnishings, many manufacturers are doing their part to bring environmen-tally aware products into the home.

As a matter of fact, several have made calm, healthy environments for sleep part of their life’s work. At Savvy Rest (www.savvyrest.com/deal-ers) makers of quality organic mat-tresses, toppers, and pillows in Ivy Commons, Michael Penny discussed the importance of mattress selection. Penny has been involved with yoga and other healthy disciplines for years and started educating about, and selling, organic mattresses as an extension of this lifestyle approxi-mately eight years ago. Knowing the body’s physiology, he sees that hav-ing the correct mattress to match

your body’s needs is the first step to-ward quality sleep. Clients may come with physical problems that need special attention on mattress con-struction, or as couples who have dis-similar mattress needs. Penny helps you choose a mattress that is custom made to your specifications – even on different sides of the same bed – and one that will have a 20-year warranty, triple the usual mattress life.

Also, being a proponent of clean indoor air quality, Penny said that the more he learned about ‘off-gas-sing’ of toxic chemicals and pesticide residues in traditional mattresses, the more it became, “… my life’s work to create a healthy, comfortable al-ternative.” For persons who are not ready to buy a new mattress, Savvy Rest has certified organic wool top-pers that are a pleasure to lie upon and will give your body more of the support and comfort it needs, as well as organic custom pillows.

Walking around the Savvy Rest showroom, one feels a sense of calm and peace transmitted by the soft wall colors and bed selections made of natural woods and other materi-als. Penny says he does not ‘decorate’ with a design philosophy per se but wants clients to feel safe and welcome both at the showroom and at home.

Incorporating Feng ShuiWe all know the experience of

walking into a room and feeling that something’s not quite right; it’s a lit-tle off-kilter. In the last 20 years or so, some Western interior designers have turned to Feng Shui (fung shwai) for

guidance in design and decor. This is an ancient Chinese system of siting a home and placing objects. Its pur-pose is to have the ch’i (loosely trans-lated as life’s energy) circulate eas-ily, thereby promoting good health, happiness and, subsequently, good fortune. At first glance, some people may be deterred by Feng Shui’s seem-ingly endless injunctions and hard-and-fast rules, but in a broad and elemental sense it can be compared to our Western concept of ergonom-ics—systems designed for simplicity of movement and functional utility.

Sally Fretwell is an expert in color selection and Feng Shui and gives a more ‘design and decorating’ organic take on the subject. To create healthy as well as beautiful spaces, she de-veloped her own paints and primers that contain no VOCs (volatile or-ganic compounds). Her color palette is created from nature photographs and, as a Feng Shui expert, she agrees that the important element in design is for the homeowner’s energy to flow smoothly.

However, Fretwell’s design philos-ophy on bedroom color does not dif-fer from other rooms, since she is ab-solutely clear (and her clients agree) that it almost doesn’t matter which color you choose as long as it has warm tones added to it. Warm tones, even in blues, whites, and grays, will pull color and light in, as opposed to reflecting, and allow you to feel as if you’re enveloped by color.

Fretwell strongly advises to con-sider the ceiling as the 5th wall of the room. If your ceiling is the typical flat white, it can destroy the ambiance of the whole room, defeating the pur-pose of remodeling. Off-white tones with warm hues are better for ceil-ings, while there are special times when the color of the ceiling can be a lighter shade of the walls, continuing the design upward. But the ‘must’ is a warm tone so that the ceiling is not reflected down onto the room and “…shouting back at you!”

As for light or dark, soft or hard colors in the bedroom, Fretwell feels that contrary to popular belief, dark colors are very appropriate for bed-rooms and they will not make the room look smaller. A deep color can actually make it feel larger because it pulls warmth in and absorbs light, giving depth to the room, while light colors are not necessarily ‘softer’ and more relaxing that dark colors. All shades can be ‘relaxing’–even the en-ergizing ones of yellow and orange. And sometimes, as Sally says, “… peo-ple who have difficulty getting mov-ing in the morning may need more of an energy boost than calm and se-

renity. So, one size does not fit all in bedroom color.”

Fretwell’s website, www.sally-fretwell.com, contains information to help you get started to create your own safe haven.

You Can Do ItOverall, there are numerous ways

to update your bedroom and the new trends in bedroom design make it easy. Bring in new accessories. Install new lighting fixtures. Reupholster traditional chairs in a contempo-rary fabric for a bit of eclectic punch. Paint a piece of garage sale furniture. Put new eco-friendly linens on the bed. Paint the walls a soothing mod-ern color or give the room a punch with a bright color on one wall.

Bringing your room up to date doesn’t have to cost a small fortune. However you decide to employ to-day’s bedroom trends, finding peace and relaxation under your roof is something everyone can do.

A cursory look at decorating books and websites dedicated to color impact, gives an overall view of the ‘right’ color for your bedroom, with variations that can be adjusted to personal preferences and styles. All paint companies have their “Trends for 2012” colors and “Searchers-on-the-Quest” for the perfect night’s sleep can visit the websites below to get started on their New Year’s reso-lution. Good luck and good night!

Francesca Toscani (Interior Editions) specializes in reworking and remodeling difficult kitchen, bath and other interior spaces to unlock their potential. [email protected];

Link Me Up!•Behr Paints: www.behr.com

•Benjamin Moore: www.ben-jaminmoore.com/

•Farrow & Ball: http://us.farrow-ball.com/new-co-lours-2012

•Pratt and Lambert: www.prat-tandlambert.com/

•Sherwin Williams: www.sher-win-williams.com

•Valspar-Eddie Bauer Se-ries: www.valsparpaint.com(strong, bold, nature-oriented)

•Easy Feng Shui: www.easy-feng-shui.com/bedroom_col-ors.html

•www.ehow.com (sums upthe general feeling for colorsto enhance a good night’ssleep)

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Roy Wheeler Realty Co.A Virginia Tradition Since 1927

Roy Wheeler Realty Co.Celebrating Over 75 years of Trust, Tradition, and Market Leadership

Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 • (434) 951-5155 • Fax (434) 951-5190

Email: [email protected] • Website: roywheeler.com

80

FROM

$385

,000

!

WONDERFUL REMODELED HOME in the country. This house is a gem and worthy of someone looking for skilled crafts-manship. It retains the original hardwood floors, handcrafted fireplace mantel, doors and banister. All of the bathrooms are tiled. The lot is a mix of open and woods with plenty of room for a garden. $197,900. www.GerriRussell.com 531-9581. (493943)

FIRST CLASS OFFICE SPACE available for lease near Free Bridge. Great location for Martha Jefferson Hosp. Opportunity to sub-lease a portion of 5100 sq. ft. in exceptionally well built 2 story office bldg. Existing tenant down-sizing to about half the space, but are flexible. Gross lease terms include all but phone & janitorial. Offered below market at $16/s.f. Hock Hockensmith 951-5110/996-3333. (493867)

SUNRISES WORTHY OF A POST CARD. Cozy cottage is nestled on 10+ acres overlooking farms of the South River Valley. Partially wooded that pro-motes privacy and wildlife and boasts impressive valley views. Call today! $279,000. Matthew Woodson, 960-5187 and Rod Brunelle, 760-4663. (493784)

GREAT GREENE LOCATION! All on one level and better than new. Spacious home located on a 1.5 acre level private lot. 4BR/3.5BA, hardwood floors, 9’ ceilings, custom kitchen with granite, cherry and stainless. Attached 2 car garage, screened in porch and deck. Minutes from Hollymead Town Center. $449,000. Joan Esposito “Your Running Realtor”, 760-1028. (487584)

BEAUTIFUL DOWNTOWN McGuffey Condo. Just steps from the historic mall. Tile floor in entry and kitchen/b’fast. Wood floors throughout, California closets, spacious living room with built-ins and fireplace. Great deck facing west with city and mountain winter views. Very private with great light. Can’t beat this location! $250,000. Alex Ix 951-5177/962-0509. (486494)

GORDONSVILLE. This level 2 acre lot, offering privacy among large hardwoods, awaits your new home ideas. Lot is accessed by an established and shared private road for 4 lot subdivision. Located just outside the town of Gordonsville and convenient to Charlottesville or Town of Orange. $45,000. [email protected] 960-5187. (485237)

CUSTOM BUILT HOME offering one level living. Corner lot with a 14 x 32 outbuilding for storage and/or your car. This well-built house features cathedral ceilings, an open floor plan, three bedrooms, two full baths and a screened in porch. WOW! You don’t want to miss this one. $266,500. Jan Shiflett, 242-6057. (493403)

WOW! What a location. Off the beaten path, a hop, skip, and a jump from the new Meade Avenue Water Park, local entic-ing eateries and a 15 minute trot to the mall and City Market, this 3BR/1.5BA 1960s CITY home has central air, hardwood floors and a finished lower level family room, wet bar, laundry area, and a 1 car garage. A GREAT CITY BUY AT $239,000. Courtney Sargeant, 962-3100. (493763)

BUILD YOUR NEW HOME HERE! This nice wooded lot offers privacy and is only minutes to the gate, tennis courts and the playground. Ask about special builder packages! $40,000. [email protected] Susan Stewart 242-3550. (493441)

PRIVATE SETTING. Listen to the creek babble from the custom screened porch of this beautiful 4 bedroom home. Located on a private cul-de-sac, this move-in condition home has a first floor master bedroom, three full baths, walkout basement, 2 car garage and much more. $309,900. Mike Peters 951-5119/981-3995. (493789)

IMAGINE 80 acres so close to town. Majestic and graceful brick Georgian, built in 1976, on an elevated plateau above Ivy Creek. Easily divided into two estates. In-ground pool, two car garage and location, location, location. $2,950,000. www.landofc.com Jim Bonner, 951-5102. (489444)

COOL OFF HERE! 16x32 pool, fruit trees, fenced yard, and corner lot. 4 bedrooms, 2.5 baths, over 2000 square feet, hardwood floors, open floor plan, cathedral ceilings and 2 car garage. One year warranty. $229,900. [email protected] Susan Stewart 242-3550. (490800)

GREAT BUILDING LOT just outside the town of Palmyra in a fantastic location convenient to Charlottesville and Richmond. Hardwoods and privacy make this a perfect lot to build your dream home! From Charlottesville: Rt. 15 into Palmyra, left onto Courthouse Rd., left onto the 2nd Oak Creek Rd. Property on left. $41,500. Errin Kardos-Searcy, 981-3872. (494053)

TREMENDOUS VALUE in Little Mountain Estates. Over 3000 finished sq. ft. with 4 bedrooms, 3.5 baths, family and bonus rooms. Add more living space by finishing the basement. Attached 2 car garage and take in the views from the front porch. $339,000. [email protected] 960-5187. (494026)

HARDWARE RIVER FARMS. Situated at the end of a cul-de-sac in Albemarle County, within 15 minutes of town, you will find this gorgeous elevated 5+ acre build-ing site set amongst mixed hardwoods. Priced well below assessment at $139,000. [email protected] Steve White, 951-5112. (493389)

This information, although deemed accurate at the time of publication, is not guaranteed.

GREAT BUILDING LOT in beautiful Boxwood Estates. Fantastic location 5 minutes to shopping and dining! Build your dream home on 2 acres in this picturesque subdivision! From Charlottesville take Route 53 East to Cunningham Store. Turn right on Rt. 619 and go 1 mile to Boxwood entrance on the right. $39,900. Errin Kardos-Searcy, 981-3872. (494056)

WHERE CAN YOU find ½ acre of privacy, 5 min. to UVa, sidewalks to “Barracks Road” AND “County” schools? This 4BR/3BA, wonderful family home has hardwood & ceramic floors, heated all-season sunroom, decks, porches, FP, home office, 2 car garage and beautifully-landscaped fenced-in yard. $359,000. Joan Esposito “Your Running Realtor”, 760-1028. (493615)

5 M

INUTE

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OWN

UNIVERSITY VILLAGE. A carefree and luxuri-ous condo for active adults 55 & over in a commu-nity environment offering indoor swimming, exer-cise room, fine dining, numerous cultural activities, indoor parking, storage and much more. $299,000. Joan Jay 295-1806/906-1806. [email protected] (493491)

GREEN CREEK FARM. Privately situated, completely renovated farmhouse located in Southern Albemarle County on 81+ acres offers open rolling pastures, mature hardwoods, great mountain views and frontage along 2 year-round streams. Additional acreage avail-able. $595,000. [email protected] Steve White, 951-5112. (493500)

APSARA. Picturesque, 448-acre estate in Albemarle. Rolling pastures, park-like woodlands, 2 stocked ponds and stunning Georgian manor home. Magnificent views from every window. Additional improvements include early 18th century log cabin, icehouse and manager’s home. www.ApsaraFarm.com Gerri Russell 531-9581 and Frank Quayle 951-5100. (474936)

SOLD

FURNIS

HED

UNDER

CONTR

ACT IN

4 DAY

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This information, though deemed correct, is not guaranteed. *According to the CAAR MLS for total volume of sales

A Virginia Tradition Since 1927

JIM BONNERThe Top Producing Agent 20 consecutive years.*

Since 1998 sales volume in excess of $331,000,000including over 36,500 acres.

www.landofc.com (434) 951-5102 [email protected]

20 years of experience at your service.

THE LAND OFFICEAlways a fine selection of outstanding town & country properties.

Ednam Hall • 1100 Dryden Lane• Charlottesville, VA 22903

FARMS OF TURKEY RUNAlong a winding country lane sit

these lovely groomed parcels of 21 to 48+ park-like acres in Albemarle County with sites on elevated knolls or establish

a farm in a protected community of large farms and estates.

Offered from $245,000.

STONY POINT – RIVERFRONTPrivate and peaceful family home

built in 1997 on nearly 30 acres on the Rivanna River. First floor master suite, cherry cabinets, granite counters, home office, beautiful wrap around porches

and raised bed gardens. $745,000. MLS#491266

WOODHOUSE AT GLENDOWERCarved from an historic estate this 4 bedroom/3 ½ bath home on 4+

wooded acres has incorporated antique architectural elements with new features

like granite counters, grand sunroom and new HVAC for comfortable country

living. $499,000. MLS#484609

LLANDAFFCarters Bridge estate area. Extraordinary

offering of nearly 20 acres with (3) homes, currently leased. New well, septic,

cash flow, and beautiful views and seclusion, surrounded by thousands of acres of land in conservation easement.

$675,000. MLS#491842

AVENTADORSpectacular Albemarle estate of 100

acres overlooking pastoral river valley. Gently rolling, board fenced pastures, old oaks and idyllic pond. Spectacular

new Georgian home of classic proportions and 10,000+ square feet of

the finest quality and detail. $3,450,000.

10 M

INUTES

TO T

OWN

MISTY RIVER FARMExtraordinary 106+ acre riverfront estate and horse farm. Beautifully

crafted by Abrahamse in 2000 of the finest materials featuring dramatic

open floor plan. Indoor and outdoor fireplaces, wine cellar, pool/pool house, fabulous barn, magnificent 4 acre lake.

$2,450,000. MLS#493735

EVENSONGSplendid country property on over 20acres with woods, gardens, barn, and

an amazing and completely renovated 5 bedroom, 4 1/2 bath farmhouse. Copper

roof, antique appointments, ceramic tile counters. Priced well below cost.

$795,000. MLS#488417

QUAIL SPRING COTTAGECharming cottage on 1.5 acres with

mature berries and almost 1,000 square feet boasts newly renovated kitchen,

bath, 2 bedrooms, living room, wood burning fireplace, woodstove, wooden deck, and cozy rocking chair covered

porch. $115,000. MLS#490095

HILLTOP - KESWICKSurrounded by horse farms this

light filled 4 bedroom/2 bath Cape Cod on 21+ quiet and peaceful

acres has new upgrades and additions, babbling waterfalls, and beautiful grounds all in excellent

condition. $675,000.

DULANEY HOLLOW ATOLD RAG MTN

Located near Old Rag Mountain in Madison, this handsome Victorian home c. 1911 graces 15 acres with

stocked pond, guest cottages, barns and studio. Currently operating as a

B&B. $679,500. MLS#487808

POINT LOOKOUTOverlooking Barboursville Vineyards this 61 acre estate features one of the finest Blue Ridge views we’ve seen in Albemarle

County! Light filled open floor plan, guest home, ancient Jefferson Poplar, fenced and immaculate. $2,450,000

MLS#492016

Use your phone to find

a home. It’s that easy.

PRIVATE

PANORAM

A

100

ACRES

SAGE HILLBeautiful Albemarle horse farm on

21 private acres with 13 board fenced acres, 3 automatic waterers, 2 barns

and immaculate 2001 farmhouse with wraparound porches and in-ground

pool. All in perfect condition. $885,000. MLS# 491918.

EQUESTRIAN

PROPERTY


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Personal finance can be defined as all financial deci-sions and activities of an individual, including budget-ing, insurance, sav-ings, investing, and

debt servicing among other things. It’s been said that money makes the world go round and yet personal fi-nance is something many learn from their parents and friends, through word of mouth, or tidbits of infor-mation found in fine publications such as this. Recently Virginia has re-quired that financial literacy be part of the high school curriculum that all students must complete before graduation. By learning financial decision-making skills early, they will be better prepared to tackle some of the common money dilem-mas that adults face every day.

One such dilemma is—do I pay off a credit card or fund my 401(k) with my excess funds? The answer is not simple and varies from person to per-son depending on their circumstanc-es. However, there are some steps you can take to figure out which option is best for you.

The first step is to gather the in-formation on all the variables. These include the interest rate on the credit card, any company 401(k) matching details, the historical return of a di-versified 401(k) plan, yearly salary, and personal tax bracket rate.

Keeping that in mind, let’s create a scenario to demonstrate how to determine which answer makes the most financial sense for you.

Today the average American credit card carries an interest rate of about 14 percent so we will use that as the credit card interest variable. Com-panies vary greatly on their 401(k) matching programs, as some will match 100 percent on the first three percent the employee puts in while another may match 50 percent on the first six percent the employee con-tributes. For the sake of our scenario, we will use a company match of 50 percent on the first five percent the employee contributes as the variable in this calculation. The performance of 401(k)s will vary year by year de-pending on market conditions, but

using the historical average of eight percent return in a given year will provide a good rate of return over the long term. This person will have an income of $48,000 per year or $4,000 per month in gross salary. The per-sonal tax bracket in this scenario will be 30 percent, which will be the com-bined federal and state taxes.

With these variables one can com-pute the monthly payment of each choice. The 401(k) will have five per-cent of the monthly income ($4,000) that translates to $200 a month,

with a company match of $100 for a total of $300 a month into the 401(k) plan. The credit card option has to be paid with after-tax income or take-home pay so the same $200 a month becomes $140 a month af-ter-taxes that can be applied toward the credit card. From the beginning it would seem like the $300 a month of increased assets is preferable to the $140 decrease in debt. This is where the different rates of interest come into play, as there is a time value of money consideration.

The 401(k) option of $300 a month for 3 years (or 36 months) growing at eight percent a year calculated monthly results in a 401(k) balance of $12,161. Should there have been zero growth in the market, however, the balance would only have been $10,800 and even lower should there have been negative growth. To get to a number that is comparable to the other option we will then calculate the after-tax balance to be $8,512 by taxing the $12,161.

The credit card option of $140 ex-tra a month applied to the balance over 36 months would result in a sav-ings of $6,219 via a $5,040 reduction in the balance and $1,179 in reduced interest. These savings are guaran-teed and not market dependent but may vary if the interest rate on the card changes. While this result shows that over a three-year period

the 401(k) option results in a larger balance than the credit card savings, over the long run the higher rate of the credit card interest will overtake the 401(k)’s rate of return. For this example the credit card option would overtake the 401(k) during the 134th month and then proceed to outpace the 401(k).

In our scenarios, this individual would be better off to apply the extra funds at their disposal towards paying off the high interest rate credit card and then shifting to the 401(k) when the credit card is paid off. There are many variables in these calculations so the decision outcome may differ, but educating oneself in personal fi-nance always will result in a positive value through the knowledge gained. Seeking the advice of a financial advi-sor is always recommended if you are not sure of your calculations or sim-ply want a second opinion.

A Common Money Dilemma: Payoff or

Invest?By roger a. varner, II

Do I pay off a credit card or fund my 401(k) with my excess funds? The answer is not simple and varies from person to person depending

on their circumstances.

1� december1 - december7 , 2011 | Issue �0 -48c

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View All Area Homes for Sale, Visit MontagueMiller.com

Charlottesville: Westeld434.973.5393 800.793.5393

Montague, Miller & Company

REALTORS®

GLENMORE GOLF COMMUNITYSpacious Scottish home open & owing w/soaring ceilings to set the scene for casual but elegant lifestyle • 4 bedrooms & 4.5 baths • Family room w/stone FP • Kitchen w/cherry cabinets & breakfast room • Formal dining rm & study • 1st oor master suite w/ sitting area • 2nd level offers 3 large bedrooms each w/bath • Upstairs sitting room or hobby area, storage room/attic • Large fenced back yard. MLS# 486443. $599,900. Glenmore Marketing Team, 434.951.7160

FEATURED PROPERTY

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VILLAGE COMMONS-OLD TRAILWonderful Model Home built by Peak Builders,Ltd. In early complete w/great detail. 9 ft ceilings, Garage, Cherry Cabinets in Kit, Oak Floors.3 BR, 2.5 BA. MLS# 487471. $399,000. Andrea Gruber 434.960.7738

GREAT VIEWS IN FISHERSVILLERaised ranch design w/recent updates incl/stonework inside & out, ceramic tile, 2 level deck. MA suite w/BA & walk-in closet, whirlpool tub. MLS# 486583. $214,900. Trish Owens, 825.5393. Kyle Olson, 540.649.4131

GLENMOREBeautiful Two Story with European air. 1st Level Master, guest rooms on 2nd level. Finished terrace level. MLS# 482587. $935,000. Glenmore Market-ing Team, 434 .951.7160

CLOSE IN - REDFIELDS4 BR, 3.5 BA home near UVA! Fam Rm w/ gas FP opens to an eat-in kit w/ island. MA suite w/vaulted ceilings, walk-in closet, dbl vanity, jetted tub. MLS# 490067. $369,900. Ronda McCauley, 434.760.1718

GREAT LOCATION GREAT PARKINGGreat value! Turnkey operation. Successful restaurant w/bar. Patio adds 20 seats. Connects to add’l restaurant. MLS #485475, # 485477. Buy both at discount. Owner will mentor buyer if desired. Yates Nobles, 434.996.0888

GEORGETOWN GREEN3 BR Townhouse w/FIN BSMNT. Faux hrdwd rs in LR & Rec rm. Large BRs, eat in Kit, & Great Rm. Fenced backyard. Comm. pool, clubhouse, tennis & more. MLS# 492123, $166,500. Sal Milione, 434.882.4000

HESSIAN HILLS4 BR/3.5 BA Colonial on park-like corner lot. Formal LR & DR w/bay windows. Hdwd oors, upgraded Kit w/ granite, new stainless appliances & eat-in area. MLS# 488625, $479,000. Ronda McCauley, 434.760.1718

EARTHCRAFT HOMENear DT Cville & UVA. 5 BRs/3.5 BAs. eat in-kit w/maple cabs, stainless & granite. Custom colors, hdwds, tankless hotwater heater, 1-car garage. SPECIAL FIN. INCENTIVES! MLS# 494081, $349,900. Ronda McCauley, 434.760.1718

HORSE FARM IN KESWICKTen stall barn w/heated tack room, wash racks, hay & grain storage+10 paddocks w/4 board fencing & riding ring-all in excellent condition! A beautiful 5 BR home on 32 acres. MLS# 493950, $1,895,000. Karyn Trumbull, 434.951.7191

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PERFECT FOR HORSE LOVERS! 3 AC board-fenced pasture, creek, run-in sheds, 4-stall stable, tack/feed rm, paddock, storage sheds, fenced yards for goats, dogs, etc. 2788 sf residence. $375,000, MLS# 492296. Alice Fitch 434.981.4562

HISTORIC 2 STORY FARMHOUSE Built in 1898, near Walton Mtn with several outbuildings, possible ofce/studio. High speed internet. Private back yard adjoins wooded tract. MLS# 490873, $89,900. Carol Costanzo, 434.962.1419

ESMONT - SCOTTSVILLEFrom landscaping to interior nishes,no detail left out. Hrdwd oors, ceramic tile, soapstone counters & new stainless energy-efcient appliances. Stone FP. $389,900, MLS# 492294. Victor Ray 434.962.2628

Charlottesville: Downtown434.227.4444 866.435.9764

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LAND OPPORTUNITIES

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Home

Services

We’ll find you a perfect fit for

all of your home repair and remodelingprojects!

GEM OF A HORSE FARM 47 ACRES, 8 Fenced elds, 8 stall center aisle barn, trails, pond, w/Rivanna River frontage. Cottage style home w/hdwd oors, custom cabinets, Master w/ vaulted ceilings & lg tub. MLS# 484620. $645,900. Pam Dent, 960.0161

DOWNTOWN CITY CHIC! This Charlottesville Water St. condo has 2100+ n. sq.ft on two levels. 3BR, 2.5 BA, 793 ft of OUT DOOR space on top oor! Buyer makes nal selections! $800,000. MLS# 476717. Trish Owens, 434.825.5393

CHARMING CAPE CODSights & sounds of nature surround you on this 7.9 acre N. Albemarle property overlooking Marsh Run which meanders across the 7.9 acre parcel. 3 BRs, 3 BAs. MLS# 485782, $560,000. Joseph Portereld, 434.906.1616

GREAT STARTER HOMEBeamed vaulted ceilings, open oorplan & bright LR, DR, & Kit. Convenient to NGIC/DIA/Hollymead Twn Cntr. 2nd kit w/living area, BR, BA in bsmnt. MLS# 491044, $83,835. Sal Milione, 434.882.4000

EXCEPTIONAL VIEWS Lovely 3Br/1Ba home in Stanardsville -excellent condition. Beautiful hdwd oors, fresh paint, new windows, ceiling fans, gas FP, & dream kitchen with extra wall oven. $178,000. MLS# 489774. Mandy Bass, 434.962.9730

HOG CREEK FARMc.1790 farmhouse in S.Albemarle, re-stored w/original materials, period details & mod. conveniences. 85 AC, open pasture, two streams. MLS# 487417. $895,000. Carter Montague, 434.951.7156. Pat Sury, 434.760.2999

CHARMING COTTAGE3 BR, 2 BA & 1st oor MBR. Private 1.34 acres, close to town of Scottsville, walk to shopping center. Incredible lot. Wood-working shop in back. MLS# 488797, $274,900. Anita Dunbar, 434.951.7135

INTERIOR DESIGN WINNER! .57 acre lot w/lake frontage. Gourmet Chef Kit, 1st Flr MBr. 2nd MBR. GRm w/dbl atrium doors overlooking lake. Screened Porch, 2 decks. Double Base-ment. MLS# 485434. $599,000. Carol Costanzo, 434.962.1419

UNIVERSITY VILLAGEEnd unit w/mtn views,in of one Cville’s premier 55+ condo communities. Conv. to Boars Head Inn, Farming-ton CC, UVa, & shopping. MLS# 486799. $299,900. Anita Dunbar, 434.951.7135

DREAMS DO COME TRUEExquisite one level 4141SF home. 11+ AC w/2 buildable lots. Magnicentsetting overlooking a 10 ac lake, w/oating dock, & beach. See also MLS 486111. MLS# 487248. $1,249,000. Carol Costanzo, 434.962.1419

CONVENIENT CONTEMPORARYWell-kept one-level, bright contemporary w/ 2 Master suites, 2 additonal BR’s. Parquet rs. Close to shopping, Downtown, UVa, I-64. MLS# 481818. $273,000. Edwina St. Rose, 434.284.0094

GLENMOREFantastic floorplan with space for all. 6 BR, 5.5 BA, Great room w/stone fireplace, gourmet kitchen, fabulous lower level with media rm & wetbar. $849,000. MLS# 478071. Glenmore Marketing Team 434.951.7160

DOWNTOWN WAYNESBOROBuilding has 3 separate units. Retail space varies dependent upon use. Each unit has 1/2 bath. Top Unit has Kit. Sold AS IS-Seller Will Make No Repairs. Some Owner Financing Available. MLS# 492508, $200,000. Kyle Olson, 540.649.4131

INDIAN SPRINGS IN EARLYSVILLEOpen level estate parcel ready for yourcustom home. Well in place, sep-tic eld approved. Private 2.08 acre parcel great priced lot in Earlysville. $179,900. MLS# 484005. Jan-Bas Van Beek, 434.981.6122

96 ACRES NEAR PANTOPSCommercial grade 55+ gpm well and 8 div rights. 4 springs, stream, oak & beech forest, 30 AC open elds. View of Monticello & SW Mtns. $1,900,000. MLS# 491835. Yates Nobles, 434.996.0888

SOUTHERN ALBEMARLE5 minutes from the historic town of Scottsville you’ll nd a beautiful 10 acre parcel of land ideal for your next home. No restrictions, no HOA fees. MLS# 480271. $169,900. Victor Ray, 434.962.2628

2 LOTS NEAR CVILLE/SHORT PUMPTwo 2+ acre wooded bldg lots on quiet road minutes from Zion Xroads. Easy commute to C’ville. Enjoy country living while being close to everything. MLS# 491810 & 491808. $59,000 & $60,000. Pam Dent, 434.960.0161


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View All Area Homes for Sale, Visit MontagueMiller.com

Charlottesville: Westeld434.973.5393 800.793.5393

Montague, Miller & Company

REALTORS®

GLENMORE GOLF COMMUNITYSpacious Scottish home open & owing w/soaring ceilings to set the scene for casual but elegant lifestyle • 4 bedrooms & 4.5 baths • Family room w/stone FP • Kitchen w/cherry cabinets & breakfast room • Formal dining rm & study • 1st oor master suite w/ sitting area • 2nd level offers 3 large bedrooms each w/bath • Upstairs sitting room or hobby area, storage room/attic • Large fenced back yard. MLS# 486443. $599,900. Glenmore Marketing Team, 434.951.7160

FEATURED PROPERTY

NEW

TO

THE

MARK

ET

VILLAGE COMMONS-OLD TRAILWonderful Model Home built by Peak Builders,Ltd. In early complete w/great detail. 9 ft ceilings, Garage, Cherry Cabinets in Kit, Oak Floors.3 BR, 2.5 BA. MLS# 487471. $399,000. Andrea Gruber 434.960.7738

GREAT VIEWS IN FISHERSVILLERaised ranch design w/recent updates incl/stonework inside & out, ceramic tile, 2 level deck. MA suite w/BA & walk-in closet, whirlpool tub. MLS# 486583. $214,900. Trish Owens, 825.5393. Kyle Olson, 540.649.4131

GLENMOREBeautiful Two Story with European air. 1st Level Master, guest rooms on 2nd level. Finished terrace level. MLS# 482587. $935,000. Glenmore Market-ing Team, 434 .951.7160

CLOSE IN - REDFIELDS4 BR, 3.5 BA home near UVA! Fam Rm w/ gas FP opens to an eat-in kit w/ island. MA suite w/vaulted ceilings, walk-in closet, dbl vanity, jetted tub. MLS# 490067. $369,900. Ronda McCauley, 434.760.1718

GREAT LOCATION GREAT PARKINGGreat value! Turnkey operation. Successful restaurant w/bar. Patio adds 20 seats. Connects to add’l restaurant. MLS #485475, # 485477. Buy both at discount. Owner will mentor buyer if desired. Yates Nobles, 434.996.0888

GEORGETOWN GREEN3 BR Townhouse w/FIN BSMNT. Faux hrdwd rs in LR & Rec rm. Large BRs, eat in Kit, & Great Rm. Fenced backyard. Comm. pool, clubhouse, tennis & more. MLS# 492123, $166,500. Sal Milione, 434.882.4000

HESSIAN HILLS4 BR/3.5 BA Colonial on park-like corner lot. Formal LR & DR w/bay windows. Hdwd oors, upgraded Kit w/ granite, new stainless appliances & eat-in area. MLS# 488625, $479,000. Ronda McCauley, 434.760.1718

EARTHCRAFT HOMENear DT Cville & UVA. 5 BRs/3.5 BAs. eat in-kit w/maple cabs, stainless & granite. Custom colors, hdwds, tankless hotwater heater, 1-car garage. SPECIAL FIN. INCENTIVES! MLS# 494081, $349,900. Ronda McCauley, 434.760.1718

HORSE FARM IN KESWICKTen stall barn w/heated tack room, wash racks, hay & grain storage+10 paddocks w/4 board fencing & riding ring-all in excellent condition! A beautiful 5 BR home on 32 acres. MLS# 493950, $1,895,000. Karyn Trumbull, 434.951.7191

NEW

TO

THE

MARK

ET

PERFECT FOR HORSE LOVERS! 3 AC board-fenced pasture, creek, run-in sheds, 4-stall stable, tack/feed rm, paddock, storage sheds, fenced yards for goats, dogs, etc. 2788 sf residence. $375,000, MLS# 492296. Alice Fitch 434.981.4562

HISTORIC 2 STORY FARMHOUSE Built in 1898, near Walton Mtn with several outbuildings, possible ofce/studio. High speed internet. Private back yard adjoins wooded tract. MLS# 490873, $89,900. Carol Costanzo, 434.962.1419

ESMONT - SCOTTSVILLEFrom landscaping to interior nishes,no detail left out. Hrdwd oors, ceramic tile, soapstone counters & new stainless energy-efcient appliances. Stone FP. $389,900, MLS# 492294. Victor Ray 434.962.2628

Charlottesville: Downtown434.227.4444 866.435.9764

We will raise your expectations of a real estate company!

View Our Upcoming Open Houses, Visit MontagueMiller.com!

LAND OPPORTUNITIES

Concierge434.951.7161 office

[email protected]

Home

Services

We’ll find you a perfect fit for

all of your home repair and remodelingprojects!

GEM OF A HORSE FARM 47 ACRES, 8 Fenced elds, 8 stall center aisle barn, trails, pond, w/Rivanna River frontage. Cottage style home w/hdwd oors, custom cabinets, Master w/ vaulted ceilings & lg tub. MLS# 484620. $645,900. Pam Dent, 960.0161

DOWNTOWN CITY CHIC! This Charlottesville Water St. condo has 2100+ n. sq.ft on two levels. 3BR, 2.5 BA, 793 ft of OUT DOOR space on top oor! Buyer makes nal selections! $800,000. MLS# 476717. Trish Owens, 434.825.5393

CHARMING CAPE CODSights & sounds of nature surround you on this 7.9 acre N. Albemarle property overlooking Marsh Run which meanders across the 7.9 acre parcel. 3 BRs, 3 BAs. MLS# 485782, $560,000. Joseph Portereld, 434.906.1616

GREAT STARTER HOMEBeamed vaulted ceilings, open oorplan & bright LR, DR, & Kit. Convenient to NGIC/DIA/Hollymead Twn Cntr. 2nd kit w/living area, BR, BA in bsmnt. MLS# 491044, $83,835. Sal Milione, 434.882.4000

EXCEPTIONAL VIEWS Lovely 3Br/1Ba home in Stanardsville -excellent condition. Beautiful hdwd oors, fresh paint, new windows, ceiling fans, gas FP, & dream kitchen with extra wall oven. $178,000. MLS# 489774. Mandy Bass, 434.962.9730

HOG CREEK FARMc.1790 farmhouse in S.Albemarle, re-stored w/original materials, period details & mod. conveniences. 85 AC, open pasture, two streams. MLS# 487417. $895,000. Carter Montague, 434.951.7156. Pat Sury, 434.760.2999

CHARMING COTTAGE3 BR, 2 BA & 1st oor MBR. Private 1.34 acres, close to town of Scottsville, walk to shopping center. Incredible lot. Wood-working shop in back. MLS# 488797, $274,900. Anita Dunbar, 434.951.7135

INTERIOR DESIGN WINNER! .57 acre lot w/lake frontage. Gourmet Chef Kit, 1st Flr MBr. 2nd MBR. GRm w/dbl atrium doors overlooking lake. Screened Porch, 2 decks. Double Base-ment. MLS# 485434. $599,000. Carol Costanzo, 434.962.1419

UNIVERSITY VILLAGEEnd unit w/mtn views,in of one Cville’s premier 55+ condo communities. Conv. to Boars Head Inn, Farming-ton CC, UVa, & shopping. MLS# 486799. $299,900. Anita Dunbar, 434.951.7135

DREAMS DO COME TRUEExquisite one level 4141SF home. 11+ AC w/2 buildable lots. Magnicentsetting overlooking a 10 ac lake, w/oating dock, & beach. See also MLS 486111. MLS# 487248. $1,249,000. Carol Costanzo, 434.962.1419

CONVENIENT CONTEMPORARYWell-kept one-level, bright contemporary w/ 2 Master suites, 2 additonal BR’s. Parquet rs. Close to shopping, Downtown, UVa, I-64. MLS# 481818. $273,000. Edwina St. Rose, 434.284.0094

GLENMOREFantastic floorplan with space for all. 6 BR, 5.5 BA, Great room w/stone fireplace, gourmet kitchen, fabulous lower level with media rm & wetbar. $849,000. MLS# 478071. Glenmore Marketing Team 434.951.7160

DOWNTOWN WAYNESBOROBuilding has 3 separate units. Retail space varies dependent upon use. Each unit has 1/2 bath. Top Unit has Kit. Sold AS IS-Seller Will Make No Repairs. Some Owner Financing Available. MLS# 492508, $200,000. Kyle Olson, 540.649.4131

INDIAN SPRINGS IN EARLYSVILLEOpen level estate parcel ready for yourcustom home. Well in place, sep-tic eld approved. Private 2.08 acre parcel great priced lot in Earlysville. $179,900. MLS# 484005. Jan-Bas Van Beek, 434.981.6122

96 ACRES NEAR PANTOPSCommercial grade 55+ gpm well and 8 div rights. 4 springs, stream, oak & beech forest, 30 AC open elds. View of Monticello & SW Mtns. $1,900,000. MLS# 491835. Yates Nobles, 434.996.0888

SOUTHERN ALBEMARLE5 minutes from the historic town of Scottsville you’ll nd a beautiful 10 acre parcel of land ideal for your next home. No restrictions, no HOA fees. MLS# 480271. $169,900. Victor Ray, 434.962.2628

2 LOTS NEAR CVILLE/SHORT PUMPTwo 2+ acre wooded bldg lots on quiet road minutes from Zion Xroads. Easy commute to C’ville. Enjoy country living while being close to everything. MLS# 491810 & 491808. $59,000 & $60,000. Pam Dent, 434.960.0161


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Montague, Miller & Co. REALTORS® Nelson Of ce434.263.5088 local 800.422.6698 toll free

152 Front Street, Lovingston

458 PARRISH LANE38 acres of beauty surrounds this charming home tucked away at the base of the Blue Ridge. The property features a 3BR, 1BA home that sits among a mature setting with outbuildings & barns including a unique building in the yard that can be used as a shop, cabin or playhouse. The land is about half pasture and half woods with a spring starting on the property. $389,900 Jim Wood 434.981.6382

867 WALKERS MOUNTAIN RD.Access to the Tye River and privately located on 5 ac., this 1680 sq. ft., 2002, 3 BR., 2 BA., w/open oor plan features cozy Den w/FP, Kitchen w/Breakfast Area & separate DR, Tiered Deck off Kit., Detached Metal Workshop/Garage. Lovely wrought iron gate at entry. Reduced to $148,500! Carole Saunders 434.981.3089

LAND LISTINGViews of both Three Ridges and The Priest. About half of the property is open fenced pasture that has animals now and the rest is wooded with great building sites. Cub Creek runs through the property. Multiple building sites with long road frontage. $249,000 Jim Wood 434.981.6382

HORSESHOE ROADCall for details on possible Owner Financing on this private 12+- hardwood acres fronting on a paved state road with multi building sites, stream, electric and less than 3 mi. to US 29 at Colleen. Seller will consider selling 10 ac. without road frontage and pay for Survey. Great Location with mountain views and Investment for your future. Offered at $88,500. Carole Saunders 434.981.3089

TANBARK PLAZASeller drops price $30,000! Four lots totaling 1.25 ac. in the shopping/business area of Tanbark Plaza which is just off US 29. Electric, Water & Sewer are available. Owner is a licensed Realtor. $139,500 Carole Saunders 434.981.3089

42 TURNER LANEEnjoy a dip in the above ground pool on these hot days. 3BR, 2BA, LR and FR. Sliding doors leading out to deck and 24’ round pool. Fenced in yard great for pets. Garage with a room overtop. Well landscaped 2 acre corner lot. $129,800 Nanette Kirt 434.962.6602

TYE RIVER ROADMixture of hardwoods on this 4.08 Ac., with NO RESTRICTIONS & Zoned Agriculture near Colleen and US 29. Level to rolling land that would make an excellent building site. Driveway into property. Minutes to the Tye River and Buffalo River. $24,900 Carole Saunders 434.981.3089

HORSESHOE ROADPossible Owner Financing on this 12 +- Hardwood parcel with state road frontage only 3 mi. to US 29 at Colleen. Great building sites w/stream, road into land & electric on site. Seller to pay for survey. Seller will consider selling less land. Let’s Make A Deal! Great Investment at $88,500! Carole Saunders 434.981-3089

1486 PATRICK HENRY HWYREDUCED!! Move right in. Top Quality Renovations. All New Sheetrock Wall/Ceilings w/New Insulation. ALL New Wiring/Electrical Service Upgrade. New Plumbing & Bathroom Fixtures. New Appliances, New Granite Tile Counters. A MUST SEE DELIGHT! $109,000 Nanette Kirt 434.962.6602

PEAVINE LANEBuild your new home on this 14 acre mostly wooded parcel. Mountain view. Perfect for privacy. $49,900 Nanette Kirt 434.962.6602

LAND LISTING5.62 wooded acres minutes from US 29 but very privately situated in the Stagebridge Community in Nelson Co. with close proximity to Charlottesville. Paved entry road to each lot. Enjoy this serene sitting in a small community who share the love of nature. $79,500 Carole Saunders 434.981.3089

8763 JAMES RIVER ROADSeller wants offers on this 3 BR., 2 BA A-Frame Home tucked amongst hardwoods on 3.47 Ac. Hardwood Frs. with FP in GR, Fenced yard, Screened Porch, Detached Garage, Paved Driveway, Plus $5000 toward Purchaser’s Closing Costs! $129,900 Carole Saunders 434.981.3089

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Montague, Miller & Co. REALTORS® Orange Of ce540.672.7373 local 866.672.7373 toll free

Springtime Fresh!One level all brick home in quiet neighborhood. Large kitchen with dining or sitting area, separate living room, family room and full un nished basement. Priced to sell! Karen Gregg 540-223-0527 [email protected] MLS# OR569430 $225,000

Rural Homesite……conveniently located between Orange & Gordonsville. Older home on the property is not habitable. Pried less than half of assessed value! Karen Gregg 540223-0527 [email protected] MLS#492262 $45,000

105 East Main St., Orange

Built to Last……and has classic beauty. Two-story farmhouse on 3.93 acres just outside Town of Gordonsville. Plenty of open space for kids/pets. Missy Garrison 540-661-2353 [email protected] LA7547879 $99,000

Why Rent……when you can buy a NEW home for less? 3 Bedrooms, 2.5 baths with main level Master Suite, 1200 nished sq, ft., covered front porch and more! Bonnie Brancheau 540-850-0535 bbrealty4u@comcast OR7640006 $99,900

Convenience of Earlysville!Prime lot just minutes from Rt.29, airport and Hollymeade and the privacy of 21 Acres in Advance Mills Farm, N. Albemarle’s enchanting neighborhood of estate homes and horse properties. Robert Nigmond 540-4056-0106 [email protected] MLS# 491595 $439,000

Let’s Go Fishing!.75 acre stocked pond on 14+ acres. 4 Home sites available to build your dream home today! Missy Garrison 540-661-2353 [email protected] MLS# LA7671081 $85,000

Beautiful Lot…...with both mountain and pastoral views on 13.81 acres. This parcel is open and gently rolling with an immaculate home site. Perk approved. Karen Morris 540-717-2478 KarenMorris@MRIS .com MLS# OR7574025 $230,000

Fun, Fun, Fun!Bright Cape exudes personality; only a hop, skip & a jump from main beach on quiet, peaceful street. Numerous activities available. Move in ready! Pat Crabtree 434-989-3999 [email protected] 490616 $149,900

Real Estate closing can be an intimidating and confusing process. And, you don’t have one everyday. We do.

Let us help you nd your way home.

Your Life. Your Home. Your Closing.

www.courtsquaretitle.com338 West Rio RoadCharlottesville, VA 22901Tel 434.979.7799Fax 434.979.8819

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Issue 2052: Monday, December 19th, 5pm

Reservations:Tuesday, December 20th, 5pm

Materials:Tuesday, December 20th, 5pm

Classifi ed: Weds., December 21st, 5pm

Final Corrections: Thurs, December 22nd, noon

Issue 2101: January 5th, 2012

Reservations:Friday, December 23rd, 5pm

Materials:Tues., December 27th, 5pm

Classifi ed: Wed., December 28th, 5pm

Final Corrections: Thursday, December 29th, noon

Holiday Deadlines

Offi ces Closed Monday, December 26th, 2011 & Monday, January 2nd 2012

�0 december1 - december7 , 2011 | Issue �0 -48c

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503 FAULCONER DRIVE - CHARLOTTESVILLE, VIRGINIA 22903PHONE (434) 295-1131 FAX (434) 293-7377

EMAIL: [email protected] - WEBSITE: www.mcleanfaulconer.com

MCLEANFAULCONER INC.

Exciting new listing in Briarwood near GE, NGIC and the Research Park. Only one on the market in this newer section. 2400 square feet, 4 bedrooms, 3.5 baths. Great light. Three finished living levels and additional parking behind home. $215,000. MLS# 493006. 4733 Blue Jay Way. Call Nancy Roche, 981-7873, for more information.



RAGGED MOUNTAIN FARM - PRICED BELOW ASSESSED VALUE! Stately 6,920+/- finished sq.ft. Federal-style residence w/Ragged Mtn. & Blue Ridge Mtn. views on over 3 acres in Ivy. 1st & 2nd floor master suites plus 4 additional bedrooms - all w/ensuite baths. Formal living room/library & dining room, 2-story family room, breathtaking Chef’s kitchen. Superb quality & excellent attention to detail! $1,595,000. MLS #494099 Steve McLean (434) 295-1131.


FARM, ESTATE AND RESIDENTIAL BROKERS FARM, ESTATE AND RESIDENTIAL BROKERS

Sited perfectly to enjoy the sweeping spectac-ular Blue Ridge views over the Conway River, Edgewood Farm has been completely restored and expanded by the owner using Alexander Nicholson . #493717 Tim Michel (434)960-1124 www.edgewoodfarmmiddleriver.com

Gorgeous brick home in Wind River on 4 acres. Classic design with up-to-date open floor plan and well pro-portioned rooms. 6 bedrooms/5 bathrooms on three living levels offer flexible living arrangements. Expansive windows bring in light and the beautiful vista. 3-car garage. $979,000. Nancy Roche, 981-7873, for more information. #488057

Upper Brandon - Extraordinary c. 1825 historic brick Virginia estate with long frontage on the James River. Wonderful architectural details, intricate moldings and expertly carved woodwork. 282+/- pristine acres, complete privacy, guest houses, barns, museum. National & Virginia Historic Registers. $6,950,000. MLS# 492404 Steve McLean (434) 981-1863

GARTH ROAD - Private, mostly open 23+ acre parcel w/quality 4BR/5BA brick resi-dence in Western Albemarle. 2BR/1BA guest quarters above garage, pool, greenhouse & equipment shed. $1,750,000. #484733 Steve McLean (434) 295-1131

Custom built Victorian nestled on 5 private acres seeks demanding buyer that will only accept the best! The gourmet granite kitchen is designed for entertaining. Hand-made custom cabinetry throughout, a sumptuous 1st floor Owners Suite & wheelchair accessibility, easy first floor living. Convenient to NGIC. Paradise! Charlotte Dammann (434)981-1250 #486146 $499,000.

ROSE HILL DRIVE - City charmer! The two story house has LR, DR, 2 BR & BA w/ granite counters on 1st floor. Enjoy quiet neighborhood conve-nient to UVA & downtown, accessible to bus line & public indoor pool. $275,000 C. Dammann (434)981-1250 #487570

BLANDEMAR FARM ESTATES –The setting is exceptional with bold mountain views, beautiful streams and hard-wood forest and lovely open pasture land. Each lot has a unique quality from lakefront to mountain tops allow-ing for a variety of home design and lifestyles. Andrew Middleditch, 981-1410.

PICTURESQUE RURAL SETTING - 101+ acres of pristine rural coun-tryside located in eastern Orange County. Charming 3BR/2.5BA home features family room w/fireplace, formal dining room, kitchen, hardwood flooring throughout. Complete privacy, beautiful setting, great mix of open & wooded land, barn, storage buildings & huge pond. Ideal for livestock or horses. $850,000. MLS #493830 Steve McLean (434) 295-1131.

KESWICK COUNTRY CLUB-Spectacular new residence on golf course, PRICED TO SELL!!! 10,000 total square feet (7,794 finished), superb quality and craftsmanship, Priced below tax assessment: $1,975,000. Jim Faulconer (434) 981-0076

2650 Meriwether Drive in the heart of Ivy. New tile floor and counters in the open kitchen – fam-ily room with adjacent sunroom. Four bedrooms, 3.5 baths, unfinished basement with fireplace and third bath. Great home to make your own. Call Nancy Roche for more information, 981-7873. $280,000. MLS# 485926

DREAM KITCHEN & ADJOINING FAMILY ROOM - Greenbrier School District. Fenced yard, 4 BR, 3 full baths, formal and informal living areas. 2 Fireplaces. On City bus line. Punkie Feil (434)962-5222. $299,900 #479703

TREMENDOUS REDUCTION! NORTH DOWNTOWN - just two blocks from the Downtown Mall, this totally upgraded elegant residence is a rare find. In addition to the main house there is a fully equipped studio apartment over the two car garage. $1,495,000 Charlotte Dammann (434)981-1250 #486907

MAXFIELD – 37+ acre estate located in the renowned Keswick Hunt Country features a circa 1767 renovated historic manor home w/handsome interior woodwork, hardwood floors, 5 working FP. Complete w/1.5 Story guesthouse, 6-stall stable, kennels, bank barn & machine sheds. $995,000. Steve McLean (434)295-1131/981-1863. MLS #463584

Quintessential Virginia horse property, magnifi-cent, Blue Ridge views, Only 10 miles NW of Charlottesville. 271 mostly open acres, c.1800 clapboard home, numerous other improvements. Moorman’s River frontage. Price upon request. Jim Faulconer (434) 981-0076. MLS#492414

THREE SPRINGS FARM – 5 BR traditional brick manor home, over 7,000 finished sq. ft. There is also a separate guest home and barn. Perfect for small horse estate, private and quiet, only 4 miles from Charlottesville. Tim Michel (434) 960-1124 or Jim Faulconer (434) 981-0076.

SHEEP CREEK FARM - Spectacular mountain retreat situated on +200 acres adjacent to the Blue Ridge Parkway & Peaks of Otter. Gorgeous contemporary custom residence w/ multi-level decks overlooking a wonderful mnt. spring creek. Andrew Middleditch (434)981-1410 or Charlotte Dammann (434)981-1250.

KESWICK - Walnut Grove is an impeccably main-tained & updated brick residence on 6.9 park-like acres. Residence has LR; DR; huge FR adjacent to kitchen & screen porch; 4 BR/ 3 baths & 3 fireplac-es. Charlotte Dammann (434)981-1250. #468844

TWIN CREEKS ROAD - Complete privacy on over 27 acres w/spectacular pastoral, river & Blue Ridge Mountain views, less than 10 miles west of UVA. Wonderful 3BR/3.5BA contemporary offers beautiful hardwood flooring, 3 fireplaces, huge deck, screened porch & pool. Expansion possible! $1,100,000. MLS #484700 Steve McLean (434) 295-1131.

APPLEBERRY LANE - this private retreat has an alluring lake and beautiful hardwoods. There are several building sites overlooking the lake. Enjoy the unspoiled land and woods with com-plete privacy. The existing cottage is being sold “as is”. $695,000. Charlotte Dammann(434)981-1250 #479921

IVY- Immaculate updated residence on a two acre corner lot. Spacious rooms include LR w/ fp; DR; eat in kitchen; adjacent FR w/fp; 3 BR; & large flexible space. Very convenient to town and UVA. C. Dammann (434)981-1250. #489501 $449,000

OLD BALLARD ROAD –5 BR, 5 BA brick +6100 sq/ft residence in Ivy. All custom features of only the finest materials, 1st floor master suite with FP, FR, professional kitchen all Thermador appli-ances, home theater, 3-car garage, and a lovely setting with sweeping pastoral views. Andrew Middleditch (434)981-1410. #489761

Classic brick home in Flordon on market for 1st time. Lovely formal living & dining rooms w/beautiful molding, den, spacious sunroom & large eat-in kitchen. Four bed-rooms on 2nd floor each w/bathroom access. Remodeled walk-out terrace level w/generous rec room, study/office, 4 fireplaces, hardwood floors. $685,000. Betsy Swett,249-2922, MLS 487850.

BECKONING RIDGE - Wonderful new Braxton Design Group one story 10 minutes west of town in Ivy. Western schools, terrific location, Blue Ridge mnt. & field views. Summer occupancy. $799,900 Tim Michel (434)960-1124 #484689

COLTHURST FARM - Beautiful traditional Colonial style 4 BR, 3.5 BA, white stucco & wood, 3600 sq/ft home to be built by Precision Builders on a private elevated 1.75 acre lot minutes west of town, Barracks Road, UVA and airport. $1,198,750. Andrew Middleditch (434)960-1124 #486053

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Exciting new listing in Briarwood near GE, NGIC and the Research Park. Only one on the market in this newer section. 2400 square feet, 4 bedrooms, 3.5 baths. Great light. Three finished living levels and additional parking behind home. $215,000. MLS# 493006. 4733 Blue Jay Way. Call Nancy Roche, 981-7873, for more information.



RAGGED MOUNTAIN FARM - PRICED BELOW ASSESSED VALUE! Stately 6,920+/- finished sq.ft. Federal-style residence w/Ragged Mtn. & Blue Ridge Mtn. views on over 3 acres in Ivy. 1st & 2nd floor master suites plus 4 additional bedrooms - all w/ensuite baths. Formal living room/library & dining room, 2-story family room, breathtaking Chef’s kitchen. Superb quality & excellent attention to detail! $1,595,000. MLS #494099 Steve McLean (434) 295-1131.


FARM, ESTATE AND RESIDENTIAL BROKERS FARM, ESTATE AND RESIDENTIAL BROKERS

Sited perfectly to enjoy the sweeping spectac-ular Blue Ridge views over the Conway River, Edgewood Farm has been completely restored and expanded by the owner using Alexander Nicholson . #493717 Tim Michel (434)960-1124 www.edgewoodfarmmiddleriver.com

Gorgeous brick home in Wind River on 4 acres. Classic design with up-to-date open floor plan and well pro-portioned rooms. 6 bedrooms/5 bathrooms on three living levels offer flexible living arrangements. Expansive windows bring in light and the beautiful vista. 3-car garage. $979,000. Nancy Roche, 981-7873, for more information. #488057

Upper Brandon - Extraordinary c. 1825 historic brick Virginia estate with long frontage on the James River. Wonderful architectural details, intricate moldings and expertly carved woodwork. 282+/- pristine acres, complete privacy, guest houses, barns, museum. National & Virginia Historic Registers. $6,950,000. MLS# 492404 Steve McLean (434) 981-1863

GARTH ROAD - Private, mostly open 23+ acre parcel w/quality 4BR/5BA brick resi-dence in Western Albemarle. 2BR/1BA guest quarters above garage, pool, greenhouse & equipment shed. $1,750,000. #484733 Steve McLean (434) 295-1131

Custom built Victorian nestled on 5 private acres seeks demanding buyer that will only accept the best! The gourmet granite kitchen is designed for entertaining. Hand-made custom cabinetry throughout, a sumptuous 1st floor Owners Suite & wheelchair accessibility, easy first floor living. Convenient to NGIC. Paradise! Charlotte Dammann (434)981-1250 #486146 $499,000.

ROSE HILL DRIVE - City charmer! The two story house has LR, DR, 2 BR & BA w/ granite counters on 1st floor. Enjoy quiet neighborhood conve-nient to UVA & downtown, accessible to bus line & public indoor pool. $275,000 C. Dammann (434)981-1250 #487570

BLANDEMAR FARM ESTATES –The setting is exceptional with bold mountain views, beautiful streams and hard-wood forest and lovely open pasture land. Each lot has a unique quality from lakefront to mountain tops allow-ing for a variety of home design and lifestyles. Andrew Middleditch, 981-1410.

PICTURESQUE RURAL SETTING - 101+ acres of pristine rural coun-tryside located in eastern Orange County. Charming 3BR/2.5BA home features family room w/fireplace, formal dining room, kitchen, hardwood flooring throughout. Complete privacy, beautiful setting, great mix of open & wooded land, barn, storage buildings & huge pond. Ideal for livestock or horses. $850,000. MLS #493830 Steve McLean (434) 295-1131.

KESWICK COUNTRY CLUB-Spectacular new residence on golf course, PRICED TO SELL!!! 10,000 total square feet (7,794 finished), superb quality and craftsmanship, Priced below tax assessment: $1,975,000. Jim Faulconer (434) 981-0076

2650 Meriwether Drive in the heart of Ivy. New tile floor and counters in the open kitchen – fam-ily room with adjacent sunroom. Four bedrooms, 3.5 baths, unfinished basement with fireplace and third bath. Great home to make your own. Call Nancy Roche for more information, 981-7873. $280,000. MLS# 485926

DREAM KITCHEN & ADJOINING FAMILY ROOM - Greenbrier School District. Fenced yard, 4 BR, 3 full baths, formal and informal living areas. 2 Fireplaces. On City bus line. Punkie Feil (434)962-5222. $299,900 #479703

TREMENDOUS REDUCTION! NORTH DOWNTOWN - just two blocks from the Downtown Mall, this totally upgraded elegant residence is a rare find. In addition to the main house there is a fully equipped studio apartment over the two car garage. $1,495,000 Charlotte Dammann (434)981-1250 #486907

MAXFIELD – 37+ acre estate located in the renowned Keswick Hunt Country features a circa 1767 renovated historic manor home w/handsome interior woodwork, hardwood floors, 5 working FP. Complete w/1.5 Story guesthouse, 6-stall stable, kennels, bank barn & machine sheds. $995,000. Steve McLean (434)295-1131/981-1863. MLS #463584

Quintessential Virginia horse property, magnifi-cent, Blue Ridge views, Only 10 miles NW of Charlottesville. 271 mostly open acres, c.1800 clapboard home, numerous other improvements. Moorman’s River frontage. Price upon request. Jim Faulconer (434) 981-0076. MLS#492414

THREE SPRINGS FARM – 5 BR traditional brick manor home, over 7,000 finished sq. ft. There is also a separate guest home and barn. Perfect for small horse estate, private and quiet, only 4 miles from Charlottesville. Tim Michel (434) 960-1124 or Jim Faulconer (434) 981-0076.

SHEEP CREEK FARM - Spectacular mountain retreat situated on +200 acres adjacent to the Blue Ridge Parkway & Peaks of Otter. Gorgeous contemporary custom residence w/ multi-level decks overlooking a wonderful mnt. spring creek. Andrew Middleditch (434)981-1410 or Charlotte Dammann (434)981-1250.

KESWICK - Walnut Grove is an impeccably main-tained & updated brick residence on 6.9 park-like acres. Residence has LR; DR; huge FR adjacent to kitchen & screen porch; 4 BR/ 3 baths & 3 fireplac-es. Charlotte Dammann (434)981-1250. #468844

TWIN CREEKS ROAD - Complete privacy on over 27 acres w/spectacular pastoral, river & Blue Ridge Mountain views, less than 10 miles west of UVA. Wonderful 3BR/3.5BA contemporary offers beautiful hardwood flooring, 3 fireplaces, huge deck, screened porch & pool. Expansion possible! $1,100,000. MLS #484700 Steve McLean (434) 295-1131.

APPLEBERRY LANE - this private retreat has an alluring lake and beautiful hardwoods. There are several building sites overlooking the lake. Enjoy the unspoiled land and woods with com-plete privacy. The existing cottage is being sold “as is”. $695,000. Charlotte Dammann(434)981-1250 #479921

IVY- Immaculate updated residence on a two acre corner lot. Spacious rooms include LR w/ fp; DR; eat in kitchen; adjacent FR w/fp; 3 BR; & large flexible space. Very convenient to town and UVA. C. Dammann (434)981-1250. #489501 $449,000

OLD BALLARD ROAD –5 BR, 5 BA brick +6100 sq/ft residence in Ivy. All custom features of only the finest materials, 1st floor master suite with FP, FR, professional kitchen all Thermador appli-ances, home theater, 3-car garage, and a lovely setting with sweeping pastoral views. Andrew Middleditch (434)981-1410. #489761

Classic brick home in Flordon on market for 1st time. Lovely formal living & dining rooms w/beautiful molding, den, spacious sunroom & large eat-in kitchen. Four bed-rooms on 2nd floor each w/bathroom access. Remodeled walk-out terrace level w/generous rec room, study/office, 4 fireplaces, hardwood floors. $685,000. Betsy Swett,249-2922, MLS 487850.

BECKONING RIDGE - Wonderful new Braxton Design Group one story 10 minutes west of town in Ivy. Western schools, terrific location, Blue Ridge mnt. & field views. Summer occupancy. $799,900 Tim Michel (434)960-1124 #484689

COLTHURST FARM - Beautiful traditional Colonial style 4 BR, 3.5 BA, white stucco & wood, 3600 sq/ft home to be built by Precision Builders on a private elevated 1.75 acre lot minutes west of town, Barracks Road, UVA and airport. $1,198,750. Andrew Middleditch (434)960-1124 #486053

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Issue �0-48 |december1 - december7 , 2011 ��

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It’s

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DOWNTOWN STORAGE1,000 square feet of secure, condi-tioned storage space in the Bank of America building on the downtown mall. Includes access to dock-high loading area on Water Street. $5 psf or $416 per month.

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The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited.

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the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication. This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered.

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Charlotte Ramsey Realtors ..5

Court Square Title ............19

Frank Hardy Inc. Sharon Donovan ......... 3, 9

Frye Properties ...................4

Loring Woodriff Real Estate Associates .......................24

McLean Faulconer, Inc. .....20

Montague, Miller & Company REALTORS ......17 Nelson ........................18 Orange ........................19

Monticello Country REALTORS, Inc Joan White .....................7

Mountain Area Realty .........5

Nest Realty Group Amy Bender-Webb ...........5

Nicholls Auction Marketing Group ................7

RE/Max Affinity Group .........8

Roy Wheeler Realty Company ........... 6, 13 Jim Bonner ..................14

aDvertIsers

InDex

300 RIVERBEND DR, 4C • $144,500Enjoy the ambience of a tasteful top floor condo directly overlook-ing the Rivanna River. Stunning yet tranquil views. Spacious open flr plan. Large BR w/ walk-in closet & adjacent bath. Trails & an upscale pool & clubhouse facility. Close to new MJH, moments to UVA/Downtown. Karen Ball (434) 249-3199. MLS# 493746

UNDERSTATED ELEGANCE ON 50 ACRES

CONVENIENT LIVING, TRANQUIL VIEWS AN IDEAL DOWNTOWN LOCATION

EXPANSIVE SPACE & TRANQUILITY OFF GARTH

507 2ND STREET, NE • $695,000A light filled, 3-BR, 3.5-BA end unit townhome on historic N. 2nd Street, just 3 blocks to the Downtown Mall. Low maintenance living on a quiet residential block. A rare opportunity with only 4 townhomes in this bldg. Renovated kitchen & powder rm, built-in bookcases, FP. Two reserved, off-st parking spaces. MLS# 493404

You won’t believe how much high-quality, custom space this Speas-maker-built 4-5 bedroom, 3.5 bath home on 2 acres offers! Over 4,400 fin sf enhanced by wrap-around decks & covered porches. Huge stone FP, 1st-floor master, almost-level rear yard & 2 det’d sheds. Just 5 mins to Barracks Rd conveniences. MLS# 487897

LAGNIAPPE • $1,950,000Dramatic, 1-level living on 11 acres w/ SW Mtn views. Features incl’ an octagonal formal lvg rm w/soaring ceilings; a contemporary, casual lvg wing w/12 ft ceilings, flr-to-ceiling windows, 5 fireplaces. 2-BR guest cottage & pool. On a quiet country lane, 10 mins from C’ville. Kristin Cummings Streed (434) 409-5619. MLS# 492221

HESSIAN HILLS CONDOMINIUM

156 HESSIAN HILLS WAY, #2 • $124,900You will see the meticulous care the owners have taken, from brand-new A/C to limestone tile flrs & quartz counters, everything is taste-fully renovated. New windows bring in natural light. Hardwood flrs throughout. Private patio. Mins to Barracks shopping, UVA, NGIC & Downtown. Karen Ball (434) 249-3199. MLS# 491986

1101 SHERWOOD RD • $419,000Value and style in a 1940’s 4-bedroom, 3-bath Cape. Open floor plan suits modern living with kitchen, living and din-ing flowing nicely into each other and enhanced by natural light, arched doorways and wood-burning fireplace. Energy ef-ficiency upgrades. Lower level with full in-law/nanny quarters. Kristin Cummings Streed (434) 409-5619. MLS # 488741

VENABLE SCHOOL DISTRICT – REDUCED

LIBERTY MILLS • $995,000Circa 1856 Somerset home on the Rapidan River, comprehen-sively renovated w/state-of-the-art kitchen, bathrooms, hand-some & high-quality finishes. Main-level sitting room & att’d bath could be a 4th BR suite. Gorgeous views. 30 mins to C’ville, 60 to R’mond, and 90 to Wash. DC. MLS# 492275

UNIQUE IN-TOWN INVESTOR OPPORTUNITYON THE RAPIDAN RIVER IN SOMERSET

COUNTRY ESTATE IN ALBEMARLE

A Jay Dalgleish-designed Albemarle residence of uncompromising quality in a totally tranquil, private setting. The 5,000 sf home pro-vides soaring ceilings, dramatic living & entertaining spaces oriented to the views, stunning finishes & BR suites on each of the 3 flrs. The det’d office features a FP, full bath & mini kitchen. MLS# 490623

Middlesex drive

$1,495,000Investors – don’t miss this extraordi-nary opportunity to buy 7 well-main-tained 3-bedroom & 1.5-bath duplexes (14 units total!). These homes feature attractive, functional floor plans, solid hardwood floors, new roofs, and new HVAC units. All units are occu-pied with a total rent of $14,000 per month. These properties are centrally located just off of Barracks Rd and only minutes to the University of Virginia, both hospitals and Downtown Char-lottesville. Available to buy individu-ally or together. Call Karen Ball for details (434)249-3199. MLS# 494035

705 ingleside lane$1,295,000

Just 5 minutes from Barracks Road and less than 10 to UVA and Downtown, this classic, 5-bedroom, 5-bath/2-half bath, Mennonite-constructed home is on a stunning 6-acre parcel that borders Ivy Creek. On a quiet cul-de-sac, the tract features gently rolling topography that evens out adjacent to Ivy Creek (think level playing field!)Premium finishes & extensive built-ins are showcased throughout a wonderful floor plan. This handsome home by Mission Home Builders is an excellent value with superior craftsmanship evi-dent throughout. MLS# 493879

real estate weekly 12.01.2011

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