ray white commercial know_how | edition 2

Ray White Commercial_Know How

E D I T I O N 2 | S U N S H I N E C O A S T & M O R E T O N B AY R E G I O N

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Ray White Commercial North Coast Central

In The Market Construction projects are driving the economic growth of the Sunshine Coast. Developers are focused on attracting national and international service based industries, particularly around the Kawana medical precinct, for those looking to locate with the Sunshine Coast Public and Private Hospitals. It is creating green shoots of activity across the market and the level of enquiry is an encouraging glimpse into the future for the precinct.

Construction on Pratt Property’s two tower Kon-Tiki project on Maroochy Boulevard is underway. The development will complement its ground floor retail spaces in each tower with high calibre office spaces starting from 70sqm to impressive suites, over six floors. The suites are big enough to attract and accommodate larger floor plate users looking to expand or move to a regional area like the Coast. Services and knowledge based businesses are expected to take up this space once construction is completed in 2016.

B and C Grade office space is still great value and easy to come by across the region, including Nambour. The town’s ongoing revitalisation is mapping well and rates are an average $200 per sqm. Activity and vacancies continue to be relatively subdued across the Moreton Bay region, as industrial and bulky goods continues to preside the market.

Maroochydore is on track to becoming the business hub of the Sunshine Coast as part of the State government’s regional growth plans. It is predicted office spaces will be factored into development plans in a bid to spark interest and attract businesses looking to locate in a regional market.

Already, Ocean Street’s rejuvenation has generated enquiries on available office space across the precinct. Occupancy rates are higher than they have been in years although a number of first floor level vacancies are on the market from 40sqm.

Photo: Lend Lease

Chris Massie

Chris Massie is an expert on commercial and industrial properties across the Moreton Bay region. His reputation has led to a recent appointment as the leading agent on both the North Lakes Showroom Centre Development and Hornibrook Bus Lines Development in stage three of the North Lakes Business Park.

T 1300 25 50 75 M 0412 490 840 E [email protected]

Sale INDUSTRIAL


Morayfi eld Nolan Drive Sale

Chris Massie 0412 490 840Property ID 1136185

North East Business Park Now Selling

• Competitive prices • Easy Bruce Highway access • Flat land • B-double access • Suited to a broad range of industries• 36 minutes to Brisbane CBD

Sale Industrial

Lease RETAIL | OFFICE | INDUSTRIAL


Morayfi eld 260 Morayfi eld RoadLease

Chris Massie 0412 490 840Property ID 1160383

155m2 Immaculate A Grade Offi ce/Retail Space

• Fully fi tted out Offi ce - Nothing to do except move in• High exposure location on Main road• Ample car parking and close to public transport• High speed fi bre optic internet connection• Security system (back to base)


Located in the Thriving Corporate Park EstateCaboolture 29 Piper Street• 770m2* + 73m2* mezzanine

• Access to Bruce and D’Aguilar Highways

• 12 onsite car parks

• Full staff facilities

• Very good exposure

• Retailing and workshop areas

• Large vehicle access * approx

LeaseChris Massie 0412 490 840 | Property ID 1245886

Australia’s most Googled real estate brand.

Lease Industrial

Sale Office | Retail


Bruce Highway ExposureCaboolture 39 Lear Jet Drive• 950m2 Showroom on 2251m2

• Four 5m x 6m and One 4m x 6m Roller Doors

• Ample suspended power and airlines throughout

• Fully fenced

• Security System

• 6.5-7m internal height

• Ample onsite car parking

Lease

Chris Massie 0412 490 840 | Property ID 1249826

Lease Industrial


Brand New Warehouse with 3000m2 HardstandDeception Bay 101-103 Kabi Circuit• Located in the rapidly growing Baylink Industrial Park

• 500m2 warehouse

• Crane provision

• Approval to extend building as required

• Wash bay

• Fully fenced

Sale



Investment Opportunity - Well Established TenantCaboolture Unit 2, 77-79 Pasturage Road• 1665m2

• 6m high clear span warehouse

• Overhead crane provision running length of warehouse

• 4 full height roller doors on 3 sides of building

• Lease Expiry: 01 January 2018

• $180,000 net per annum

Sale



1,175m2 Purpose Built FacilityCaboolture 3 Johnson Street• Adjoining hardstand options

• Dual road drive-through access

• Immediate Bruce Highway access

• Flexible footprints

• Large capacity overhead crane and multiple roller doors for front and side loading

• Flexible industrial zoning

Sale


Sale RETAIL | INDUSTRIAL

250specialist commercial agents in over 45 locations

Sale Industrial

Sale Industrial Sale Industrial


Fantastic Investment - 5 Year Term!Caboolture 6, 42 Beerburrum Road• 321m2

• New 5 year lease

• Lease expiry: 15 March 2020

• 2 x 3 year option

• $50,000 net per annum

Sale


Sale Retail

In The Market - Industrial

The Sunshine Coast Industrial market has picked up in investment demand during 2013 and 2014. The period post 2007 saw a swift reduction in investment activity, 2011 achieved strong results off the back of a number of larger logistic type transactions however reduced again in 2012. During 2013 a combination of low interest rates, an influx of Self-Managed Super Funds (SMSF) looking for small investment properties together with infrastructure investment has improved sentiment fuelling this increase in transactional activity. 2014 results have yet to mirror the high of 2013, however considering the lag in data we expect total investment during this period closer to $30 million off the back of an uptick in confidence across the broader Sunshine Coast market which has resulted in improved employment projections and favourable increases in the residential market.

Considering sales in this region, the largest volume in investment over this period from January 2013 has come from the suburbs of Caloundra and Noosaville. The average sale prices in these regions represent $1,000,000 and $630,000 respectively due to a handful of larger sales within Sunshine Coast Industrial Park. However suburbs such as Kunda Park, Coolum Beach, Moffat Beach and to some extent Maroochydore highlights the strong private investor, owner occupier and SMSF activity for the region with sale prices ranging from $210,000 to $580,000. The following chart highlights the volumes in each region, we note the high Other suburb section which includes larger sales such as Kennards Self Storage in Alexandra Headland for $10,050,000 and warehouse facility in Palmwoods for $9,400,000 both selling in late 2013.

Leasing in this market has been tough over the last couple of years resulting in some compression in rental rates, an outlook of stability is expected while investment yields maintain within a similar broad range depending on size and lease covenant. Industrial land values are also expected to remain steady averaging in the region of $150/sqm for mid size lots in the 2,500sqm range.

Vanessa Rader, Head of Research | Ray White Commercial

Sunshine Coast Industrial Transactions by SuburbJanuary 2013 to October 2014

Industrial Sales TurnoverSunshine Coast

Source: Ray White Commercial

*to October 2014Source: Ray White Commercial, PIMS

David C Smith

Multi award winner David C Smith has earned a reputation as one of the Sunshine Coast’s leading brokers. His negotiation and interpersonal skills are demonstrated by the volume of transactions he has completed over the past 30 years for local businesses, State and Commonwealth Departments, as well as major developers.



Maroochydore 6 Wharf Street

SaleExpressions of Interest closing February 25 at 4pmRay White Commercial North Coast CentralDavid C Smith 0412 712 680

Ray White Hotels Christian Tsalikis 0421 562 262

Colliers International Brad Moore 0428 481 008 Daniel Vella 0422 373 990

Absolute Waterfront Restaurant Investment

• Ebb Waterfront Dining• New 7 year lease to established operators• Returning $155,000pa (approx.) net• 599m2 including 406m2 of internal dining and kitchen areas and 193m2 exclusive use outdoor dining• Outstanding position with views of the Maroochy River and river mouth

Expressions of Interest | Sale RETAIL


Stand Alone Strata Sale at 7.5%Mooloolaba 172 Brisbane Road• This property has been held by the current owner for over 20 years

• Currently returning $123,352 per annum net with 3 tenancies and 2 tenants

• This is an exceptional opportunity for an investment in Queensland’s Sunshine

Coast, close to the Mooloolaba Tourist Strip

• The property is being offered for sale by offers to purchase

Sale

David C Smith 0412 712 680 | Property ID 1166259

Expressions of Interest


Investment Opportunity CooroyCooroy 13 Kauri Street• Strong investment opportunity

• Anytime Fitness Gym (5years x 5years Commencing on 1st January 2010)

• Dance studio

• Well maintained building

• Ample carparking

Sale


Sale Retail Sale Retail


Yandina 4 Harvest Road AuctionOn site, Thursday February 26 at 11amDavid C Smith 0412 712 680Property ID 1251221

Exceptional Industrial Opportunity - Yandina

• Reception• Offi ce• Showroom 9 x 5• Mezzanine 14c9.5• Approx 30 x 24 (720m2) - Subject to survey

• 3 phase power 100 amps per phase. • Could be converted into 2 sq.m of about

360 in each• Left hand side • 2 toilets and shower with kitchenette

Ray White_Know How developed from experience in all markets


Vendor Finance 6% 3 Year Term 75-80% LendMaroochydore 13 Norval Court• Developer clearance

• Areas from 41m2 - 244m2

• Approved for offi ces, specialists and allied health

• Secure undercover parking

• Larger areas available by negotiation

• Close to Maroochydore CBD

Sale / Lease



Convenient Location - Close To CBDMaroochydore 3/1 Norval Court• Tenants are moving to a larger premise

• Can be subdivided into 2 tenancies if required (approx 153.5m2 each)

• Showroom or retail users

• For sale $695,000

• For lease $56,795 + outgoings and GST

• Outgoings: Rates $2,631.84 p.a., Unity Water $716.pa and Body Corporate $3,777.33 p.a. approx.

Sale / Lease


Sale / Lease Retail

Auction Industrial

Sale / Lease Office

Sale | Lease | Auction RETAIL | OFFICE | INDUSTRIAL

Damien Poole

Damien Poole’s expertise as an agent in the Moreton Bay region secured his engagement as sales and leasing agent of Corporate Park Estate, the largest business park in Caboolture with over 350 businesses. Prior to Ray White Commercial, he developed his family’s property development business into a successful brokerage business.



Priced To Clear Caboolture South 11/30-36 Dickson Road

• 225m2 in quality commercial complex

• Zoned Metropolitan Centre

• Enclosed mezzanine offi ce

• Centrally located - walking distance to Morayfi eld Shopping Centre

Sale / Lease

Damien Poole 0414 457 022 | Property ID 1152981


Perfectly Positioned Commercial FreestanderKilcoy 42 Mary Street• 430m2 commercial building on 787m2 freehold land

• Two levels - 130m2 lower and 300m2 upper

• Warehousing and storage facility at the rear of the premises

• Ample car parking at front and rear

• Located in the heart of central business district hub of Kilcoy

Sale / Lease


Sale / Lease Industrial

Sale / Lease Industrial


Industrial Land Available Caboolture 8 Strathvale Court• 5521m2 compacted gravel and concrete hardstand

• Close proximity to the D’Aguilar Highway and Bruce Highway

• Dual access and full security fencing

• Small shed and site offi ce

• Suited to transport, logistics, waste management or storage uses

Sale


Sale Industrial


Central Morayfi eld CBD Morayfi eld Lease C, 87-91 Michael Ave• 361m2 offi ce or retail unit

• Offi ces, boardroom and internal amenities

• Ample signage and complex parking

• Positioned in busy retail/offi ce complex

• Opposite Morayfi eld Shopping Centre

Lease


Lease Industrial

Sale | Lease INDUSTRIAL


Affordable Industrial Unit Caboolture 6/15 Industry Drive• 186m2 fl oor area

• Mezzanine storage, shower and toilet

• Large roller door access

• Ample power and lighting provisions

• Minutes from the D’Aguilar and Bruce Highway

Lease



Main Street Frontage - Caboolture CBDCaboolture 21 King Street• 828m2 NLA premises

• Largest space available on Caboolture’s main street

• Suit large Government offi ce, or national retailer

• Zoned central commercial (metropolitan centre)

• Flexible sizes to suit tenant requirements

• Caboolture train station only minutes walk away

Lease


Lease Retail


617m2 Industrial Warehouse with Offi ce Caboolture 44 Aerodrome Road• 617m2 fl oor area

• Fully fi tted and air conditioned mezzanine offi ce

• Boardroom, lunch room and kitchenette

• Front and rear roller doors - great for summer ventilation

• Ample car parking for customers and staff

• Minutes from the Bruce Highway

Lease


Lease Industrial


Boutique Leasing Opportunity North Lakes WDS 3/14-18 Discovery Drive• 100m2 Offi ce or Retail space

• Last tenancy remaining in complex

• Main road frontage

• Ample signage allocations and parking

• Rental uncentives available

Lease


Lease Office Retail

Lease Industrial

Ray White_Know How creates competitive environments

Lease RETAIL | OFFICE | INDUSTRIAL

Mantra Mooloolaba Beach Hotel 7 Venning Street Mooloolaba QLD 4557

Thursday March 19 at 11am BIDDING REGISTRATIONS ESSENTIAL

Information Memorandums available on requestSite visits prior to auction by appointment

IN ROOMSUNSHINE COAST AND MORETON BAY REGION COMMERCIAL

AUCTIONS

Ray White Commercial North Coast CentralLevel 1, 77 The Esplanade, Mooloolaba QLD 4557T 1300 25 50 75 www.raywhitecommercialnorthcoastcentral.com

Now Is The Time To BuyThe decision by the Reserve Bank to lower property interest rates, coupled with the banks’ willingness to pass on the savings means that for lots of business operators in the region currently leasing, it is a great time to purchase their own premises. And there is no better time to do so, than now.

Depending on the set up of your lending criteria and how your loan is structured with your bank, it can mean in some instances, paying off the mortgage on your business premises, will save money, in comparison to current rental rates.

The residential market has seen big improvements with Brightwater, Peregian, Riverbank, North Harbour, Parklands and Pelican Waters housing estates contributing to growth. As construction continues to drive the employment market, demand for housing maintains steady momentum.

Additionally, the Sunshine Coast Public Hospital and other infrastructure improvements are impacting the

region’s growth. Although this hasn’t translated across the board in commercial product, there are signs of improvement. We are realistic in expectations and are forecasting prices will start to improve closer to the time of the hospital’s completion mid-2016, when it is at full operation, and supply and services businesses in the medical precinct, are up and running.

Increased activity and focus on diversifying and driving the creation of employment and job opportunities will continue to benefit the region as it grows.

Lower fuel prices, a lower Australian dollar and a slowing of wages growth continue to be topical, and in conjunction with lower interest rates, will continue to instil business confidence. The combination of lower cost of entry into the market, and the positive forecasts of growth due to demand increasing over the next few years across the region, are positive reinforcers that now is the perfect time to invest in commercial property whether it is as an occupier, or as an investor.


Warehouse / ShowroomMaroochydore 3/26 Trinder Avenue • 422m2 of warehouse / showroom

• 372m2 ground fl oor and 50m2 mezzanine

• Colorbond building and 9 roller doors

• Room for seven hoists

• Environmental licence in place / grate / recycling system

Auction

Mantra Hotel Mooloolaba, 7 Venning Street. Thursday, March 19 at 11am


Auction Industrial

Ray White_Know How reaches more local, national and international buyers


Corporate Offi ce In Caboolture CBDCaboolture 1, 14 Annie Street• 355m2

• Five (5) offi ces

• Large open plan offi ce/workspace area

• Secure onsite parking

Auction

Mantra Mooloolaba Beach, 7 Venning Street. Thursday, March 19 at 11am



4 Strata Titled UnitsClontarf 20 Redcliffe Gardens Drive• To be offered in one line or as individual units

• Impressive high clearance warehouse + offi ce facility

• Unit sizes from 176m2 to 276m2

• Internal amenities and secure onsite parking

• Tenanted investment and vacant possession

• Must be sold

AuctionMantra Mooloolaba Beach, 7 Venning Street. Thursday, March 19 at 11am



Tenanted Investment with Long Term TenantsAlexandra Headlands 10/180 Alexandra Parade• High exposure tenanted investment

• 36m2

• Wind N Waves Hair Salon tenanting for 16 years

• Brand new 5 x 5 year lease

• Returning $32,383 net per annum

Auction


Emily Pendleton 0402 435 446 | Property ID 1221750


Stand Alone Industrial BuildingWarana 5 Technology Drive• Showroom + warehouse

• 600m2 approx building size

• 1360m2 land area

• Rear roller door access via lane

• Drop ceiling, carpeted fl oor

Auction


Michael Shadforth 0488 981 076 | Property ID 1261579

IN ROOM AUCTIONSThursday March 19 at 11am

Mantra Mooloolaba Beach, 7 Venning Street Mooloolaba QLD 4557

In Room Auctions

Auction Office

Auction Industrial Auction Industrial

Auction Retail

Doing a Commercial Development?

Best Industrial Buildingto 5 Million Dollars

SHADFORTH LYTHGO

Sunshine Coast’s commercial building specialists

SHADFORTH LYTHGO

www.shadforthlythgo.com.au [email protected] Call 07 5493 9757

Contact us for yourproject assessment

Drew Westbrook B.Ec. G.D.U.R.P. MPIA (CPP) MUDIA

North Coast Central sales and leasing agent Drew Westbrook is a senior town planner with over fifteen years experience offering expert advice based on practical experience, as well as a tertiary education with a Bachelor of Economics (Geography) and Graduate Diploma in Urban and Regional Planning (Local Economic Development). T 1300 25 50 75 M 0488 980 684 E [email protected]


Nambour 52-64 Currie Street, Centenary Square Lease

Drew Westbrook 0488 980 684Property ID 1237616

Ideal Space for Restaurant / Café in the Nambour CBD Entertainment Hub

• Recently refurbished ground fl oor tenancy (129 sqm)• Opens onto outdoor courtyard, perfect for al fresco dining• Adjacent to new and existing entertainment venues• Be part of the revitalisation and regeneration of Central Nambour• Other retail spaces for lease within centre starting from 19 sqm up to 204 sqm


Multiple Retail Spaces in Nambour CBD Nambour 114-126 Currie Street• Tenancies ranging from 94 sqm to 350 sqm (currently being refurbished)

• High profi le corner site with busy main road exposure

• Fronting Bury and/or Currie Streets with adjacent on-street parking

• Opposite Council Chambers and near the new Coles Supermarket

• Great rates available

Lease

Drew Westbrook 0488 980 684Property ID 1249483


Main Street Retail or Offi ce Space in Nambour CBDNambour 14-22 Howard Street, Donanby PlaceTwo adjoining ground fl oor tenancies facing busy road opposite popular Queen Street shops and near Big W and Woolworths with on-street car parking in front.

• Units 1 and 2 - approx. 202m2

• Unit 3 - approx. 101m2

• Attractive incentives on offer

Lease

Drew Westbrook 0488 980 684 | David C. Smith 0412 712 680Property ID 1180295

Lease Retail

Lease Retail Lease Retail | Office

Lease RETAIL | OFFICE


Twin Waters 10 / 175 Ocean Drive SaleMichael Shadforth 0488 981 076Emily Pendleton 0402 435 446Property ID 1262213

Twin Waters Tenanted Offi ce Complex For Sale

• Total building 173m2

• Current solicitor tenant• Rent $ 43,250 net + GST + outgoings• 5 year lease commencement 01/09/2013• On site and on street parking

Emily Pendleton

Originally from Melbourne, Emily Pendleton has called the Sunshine Coast home since 2004. Prior to commercial real estate, she was a sales consultant for Financial Advisors Australia for three years, before joining Ray White Commercial in 2012. Emtily is an experienced retail specialist with strong focus on Mooloolaba and Maroochydore.


Sale Office

Sale | Lease OFFICE


Buderim 108 Stringbark RoadLeaseEmily Pendleton 0402 435 446Drew Westbrook 0488 980 684Property ID 932416

2 Serviced Offi ces For Lease – Buderim

• Well appointed offi ce space for lease in Buderim • Reception and luxurious waiting room• Overlooks tranquil rainforest refl ection area• Fully-equipped kitchen• 40-50 seat auditorium available for use

Lease Office


Maroochydore 4-6/27 Evans Street LeaseEmily Pendleton 0402 435 446Property ID for Sale 1136189Property ID for Lease 1179233

Motivated Vendor

• Vacant Possession• 965m2 internal (smaller space is negotiable if required) • This showroom area on the ground fl oor of the Plaza Home Centre is in a prominent location close to the Sunshine Plaza and with easy access to the Sunshine Motorway via Maroochydore Boulevard• Plenty of onsite car parking

Lease Retail


Retail Investment NoosaNoosa 19/6 Quamby Place• Superb Waterfront Location on Noosa Parade• Located in an exceptional riverfront complex

• Currently trading as a Hair Salon

• Plenty of passing pedestrian and vehicular traffi c

• Surrounded by some of Noosa’s most elite restaurants

• Returning $22,000 pa

Sale

Emily Pendleton 0402 435 446 Property ID 1240080


Great Investment Opportunity – Industrial PremisesKuluin 7 Charlston Place• Plenty of parking within complex

• 3.8m roller door

• Located in a busy industrial precinct assures you plenty of fl ow on business

• Brand new 1x1 year lease

• Currently tenanted by Lendlease who has been there for over 5 years

• Returning 8% net yield

Lease

Emily Pendleton 0402 435 446 Property ID 1221160

Sale Retail Sale Industrial

Ray White_Know How delivers local, national and international relationships

Sale | Lease RETAIL | INDUSTRIAL

Commercial property servicesOur specialist retail division delivers a full spectrum of services including leasing, sales, asset management, project leasing and development management.

RETAIL Sales and Leasing

Our retail leasing team has a proven track record in owner and tenant representation from bulky goods and supermarkets through to a full range of national chains, speciality store and boutiques.

We have extensive lists of personal contacts and an in-depth knowledge of the current market climate, trends and tenancy mix. This understanding of the ever evolving retail sector sees us continue to achieve strong results for our clients.

Asset Management

Our retail asset management team works closely with owners and tenants to ensure harmonious relationships and well managed facilities.

With a significant portfolio under Ray White Commercial management we ensure operational and maintenance requirements are managed to an exceptional standard as we maximise value and income potential across a range of neighbourhood district and bulky goods centres.

Development Management

We are a market leader in securing pre-committed key tenants. Ray White Commercial specialises in retail development management and provides full consultation from joint venture solutions to delivery including feasibility analysis, design, project leasing, master-planning and project management.

Our recent track record shows our involvement in some of the more significant retail developments throughout the Sunshine Coast.

We unlock the full value of new and developed retail assets through our experience, contacts and dedication to results.

Our industrial and commercial divisions provide, sales, leasing and asset management services, and also specialise in industrial pre-commitment leasing and development management.

INDUSTRIAL AND COMMERCIAL Sales and Leasing

Our industrial and commercial teams have a long history in the market and an intimate knowledge of locations and trends, enabling accurate assessment of market rents and property prices.

Holding close relationships with key clients, we know of vacancies and requirements as they arise, and can act quickly to implement sales and leasing activity.

Representing owners, tenants, developers and investors, we have the confidence and ability to negotiate large and small-scale property deals with successful outcomes.

Asset Management

Our asset management team can tailor a management solution for your industrial or commercial property portfolio.

Our comprehensive and integrated approach enhances your asset’s position in the marketplace, maintains facilities to a high standard and maximises sustainable return to you.

• Detailed monthly reporting • Financial management • Annual inspections • Industry compliance • Lease negotiation • Tenancy performance• Building and facilities • Maximising returns • Expert professional advice

Our Asset Management_Know How and Experience Delivers

Call 1300 25 50 75 to discuss your needs with our expert team of Senior Asset Managers or email [email protected]

Got Equity? Use It!At this stage of the interest rate cycle, I am constantly amazed and frustrated by business owners who don’t explore every opportunity available to them to purchase their business premises, and investors who are locked in a residential mindset. Let’s face it with commercial and industrial rental yields around 60% greater than borrowing costs, owning your own property should be cashflow positive.

If you have cash equity of 25% plus costs, you’re well placed to explore this opportunity. As a Loan Market Commercial and Residential Lending Specialist, I’ll arrange the best loan for you, and you pick up the keys. But there is a more cost and tax effective way to do this. Leave the cash in the business and look at the equity that you have in your home or investment property.

Your accountant may have some reservations around the merging of personal debt and business debt, so we simply split the loan that is secured by the home to clearly identify that portion which is the personal mortgage, and keep track of the deductible interest payments.

Different terms for each split portion can also be arranged, for example, keeping the personal component on P&I payments and the business portion on interest only payments, reducing the cash drag on the business.

Important points:

• When assessing the equity, you can gear a residential property to 90% of its value for investment purposes

• The greater the portion of the commercial investment debt that can be secured by residential property, the cheaper the interest rate.

Note: Check with your accountant to determine if this strategy is right for your circumstances.

To arrange a free market appraisal of your existing home or investment property, contact the team at Ray White Commercial North Coast Central. Once appraised, contact me direct and I will analyse your financials and establish a purchase budget.

Get the insider’s edge with Loan Market

When you use a Loan Market Commercial Broker, you’re giving yourself the insider’s edge.

That’s because:

We are specifically accredited with all the major commercial lenders

Our brokers have many years’ commercial lending experience and utilise their industry skills and knowledge to find you the right loan for your circumstances

We can facilitate funding for any commercial purpose including:• Residential subdivisions• Commercial subdivisions• Residential investment or refinance• Commercial investment or refinance• Residential developments – any density• Commercial developments – retail, industrial, offices

To find out more about commercial finance contact Paul Robertson today.

Paul Robertson, Commercial & Residential Lending Specialist

M: 0429 625 530 T: 1300 549 454 E: [email protected]

BRO_1645_OCT14 | Australian Credit Licence 390222

5438 8143

Our integrated technology platforms, database systems,

and reporting procedures ensure that our clients benefit

from a consistent and documented sales and

management process.

Ray White_Know How creates the industry’s leading sales and marketing process


T 1300 25 50 75 E [email protected] www.raywhitecommercialnorthcoastcentral.com

ray white commercial know_how | edition 2

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