qiwi wallet product sheet

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www.emerchantpay.com [email protected] | Issued on: 15 May 2015 Are refunds possible? Yes. How many people are using QIWI? All passport-holding residents of the listed countries (a.k.a. authorised users) have access to this payment method. What is QIWI? The QIWI Wallet is an e-wallet payment system that was launched at the end of 2007. The system allows consumers to make online payments for utilities, mobile phone bills, Internet, online purchases and bank loans. How does it work? Consumers can load cash onto their QIWI Wallet through many methods, e.g. by POS terminals, ATMs of participating banks, credit or debit cards or activated telephone contracts. Once a payment is initiated, an invoice is created in the consumer’s QIWI account. The merchant receives a transaction confirmation as soon as the invoice amount is paid and credited. What are the benefits for the merchant? • QIWI is one of the largest alternative payment methods in Russia • Access to a market segment with low credit card penetration • Wide range of deposit options • Over 173,000 points of sale & approximately 7,500 agents (including banks) • Offers real-time payment confirmation What are the transaction currencies? Transactions are conducted in euro (EUR). What are the settlement currencies? Settlement occurs in euro (EUR). Are chargebacks allowed? No, payments are final and irrevocable. Product Sheet

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Page 1: QIWI Wallet Product Sheet

[email protected] | Issued on: 15 May 2015

Are refunds possible?

Yes.

How many people are using QIWI?

All passport-holding residents of the listed countries (a.k.a. authorised users) have access to this payment method.

What is QIWI?

The QIWI Wallet is an e-wallet payment system that was launched at the end of 2007. The system allows consumers to make online payments for utilities, mobile phone bills, Internet, online purchases and bank loans.

How does it work? Consumers can load cash onto their QIWI Wallet through many methods, e.g. by POS terminals, ATMs of participating banks, credit or debit cards or activated telephone contracts. Once a payment is initiated, an invoice is created in the consumer’s QIWI account. The merchant receives a transaction confirmation as soon as the invoice amount is paid and credited.

What are the benefits for the merchant?

• QIWIisoneofthelargestalternativepaymentmethods inRussia

• Accesstoamarketsegmentwithlowcreditcard penetration

• Widerangeofdepositoptions

• Over173,000pointsofsale&approximately7,500agents (includingbanks)

• Offersreal-timepaymentconfirmation

What are the transaction currencies?

Transactions are conducted in euro (EUR).

What are the settlement currencies?

Settlement occurs in euro (EUR).

Are chargebacks allowed?

No, payments are final and irrevocable.

ProductSheet

Page 2: QIWI Wallet Product Sheet

[email protected] | Issued on: 15 May 2015

What are the operational areas?

Kazakhstan, Russia & Ukraine

ProductSheet