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QBE European OperationsProduct divisions

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Contents

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QBE European Operations underwriting structure 3Business insurance structure 4Retail 5International Markets 6QBE Re underwriting structure by location 7Distribution and Relationship Management 8Leading insurance product range 9-10

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QBE European Operations underwriting structure

QBE Re(Europe) Limited

QBE Syndicate

2999

QBE Casualty Syndicate

386

QBEUnderwriting

Limited

QBE Insurance(Europe) Limited

Australian andNew ZealandOperations

North American Operations

QBE InsuranceGroup

EuropeanOperations

Asia PacificOperations

Latin American Operations

QBE ReinsuranceSyndicate

566

QBE Marine and Energy Syndicate

1036

QBE PCMSyndicate

1886

QBE AviationSyndicate

5555

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Business insurance structure

In October 2013 QBE EO announced a new business insurance structure• Retail, International Markets, QBE Re (unchanged) and Distribution

and Relationship Management

The new structure allows us to

• Build upon our comprehensive distribution network

• Respond to the increasingly sophisticated needs of our Brokersand Clients

• Provide better cross-product focus

• Improve support to meet the different demands of the market

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Retail

Key Slides/S05/EO Product Divisions/v25

Chief Underwriting Officer

Financial Lines & Specialty Casualty

David Harries

UK and IRELANDMatthew Crane

EUROPEJerry Probert

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International Markets

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Chief Underwriting Officer

Colin O’Farrell

Managing DirectorSam Harrison

Canada,Middle East

Neila Buurman

MarineTim Pembroke

British MarineTim Harris

Natural Resources& Political

Peter Burton

PropertySam Harrison

CasualtyDavid

Fitzpatrick

AviationPaul

Letherbarrow

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QBE Re underwriting structure by location

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Chief Underwriting Officer

Jonathan Parry

Syndicate 566 (London)

Tim BarberPaul HorganPeter Wilkins

Dublin

Padraig Kelly

Brussels

Jan LeflotLuc Boghe

QBE Re (Europe) Limited

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Distribution and Relationship Management

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DirectorChris Wallace

Broker DevelopmentStephen Brown

Client Engagement and Multinational

Jeff Carr

Risk ManagementRichard Thomas

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Leading insurance product range

• Accident and health (inc commercial PA and business travel)

• After the event insurance• Aviation• Bloodstock• Commercial crime• Commercial combined• Contractor all risks/EAR• Energy, offshore and onshore• Entertainment and leisure industry• Environmental impairment liability• Financial and professional liability (D&O, PI)• General liability (EL, PL, Tradesman)• Marine

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As a business insurance specialist, the breadth of the industry sectors we cover is almost as diverse as our range of products. With an appetite and capacity to provide cover for business of all sizes, we are market leaders in the majority of products we offer.

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Leading insurance product range (cont.)

• Motor Commercial – (inc fleet, haulage, bus and coach, motor trade)

• Pharmaceutical and medical• Political risk and terrorism• Product guarantee and recall• Product protection• Property• Reinsurance• Scheme underwriting facility• Specie• Surety• Trade credit and bonds• Warranty and GAP

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The information contained herein has been prepared by QBE Insurance Group Limited or one of its subsidiaries (“the QBE Group”). Such information is confidential and is being provided to you solely for your information. It is not intended to create any duty towards you or any other business or legal relationship. The QBE Group makes no warranty or representation of any kind in respect of this information, in particular as to its accuracy, completeness, timeliness or suitability for your purpose. To the fullest extent permitted by law, the QBE Group disclaims any responsibility or liability for any loss or damage suffered or any costs incurred arising out of or in connection with your reliance on the information contained herein.

Some of the information in this presentation may contain projections or other forward-looking statements regarding future events or the future financial performance of QBE. The inclusion of such forward-looking information shall not be regarded as a representation by QBE or any other person that the objectives or plans of QBE will be achieved. QBE undertakes no obligation to publicly update or publicly revise any forward-looking statement, whether as a result of new information, future events or otherwise.

By accepting a copy of this presentation, you agree to be bound by the foregoing limitations and conditions and, in particular, will be taken to have represented, warranted and undertaken that you have read and agree to comply with the contents of this disclaimer.

The reproduction or transmission of all or part of this document, whether by photocopying or storing in any medium by electronic means or otherwise, without the written permission of the owner, is prohibited.

© QBE European Operations 2014.

Disclaimer

Key Slides/S05/EO Product Divisions/v25

Thank you

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