pro poor sealofexcellence-11dec2012_ppaf
TRANSCRIPT
Toward Positive and Enduring Change for People Living in Poverty
John D. Bergeron, DirectorThe Pro-Poor Seal of Excellence
Responsible & effective practitioners can be hard to find
Source: Mojaz Foundation
What does the Seal aim to achieve?
•Rigorous evaluation methodology with standards and indicatorsCredible
•A learning environment to share poverty results best practicesAchievable
•Positive and enduring change for people living in povertyAspirational
Who leads the Seal?
The Seal as label for Pro-Poor Microfinance
Seal of Excellence
“Organic” food
“Fair Trade” coffee
“LEEDS” building
certification
“Impact-First”
Microfinance
Methodologyo Compatible with
Industry standards
o Inclusive of Client Protection Principles of the Smart Campaign
o Inclusive of Universal Standards for SPM from SPTF
o Indicators answer two main questions
6
Methodology: Indicators
7
Qualifying
• Financial Sustainability
• Client Protection
• Universal Standards
Core
• Poverty Outreach
• Appropriate and Quality Financial Services for the Poor
Additional
• Appropriate Non-Financial Services
• Gender equity
• Transformation: Contribution to positive and lasting change
Indicators
2.4 Poverty Outreach at Entry Benchmarked (as relevant for country)
o % <National poverty line
o % <$1.25 at PPP
o % < $2.5 at PPP
o % < $5 at PPP
o (Disaggregate by gender as applicable)
Indicators
3.3 Clients Supported in Vulnerable Situations
o % defaulters who are poor clients who ‘can’t pay’
o % poor clients with rescheduled loans
o % poor clients with savings products for emergencies
o % poor clients with insurance intended to respond to important risks for them
o % poor clients with payouts on such insurance, previous year
o Disaggregate by gender as applicable
Beta Testing
Jordan
Bolivia
India
Senegal
Peru
South Africa
Philippines
Pakistan
Partnership for Pakistan
Roadmap to Pro-Poor Microfinance:The Seal of Excellence and the 100 Million Project
Commit
1: Members endorse and adhere to the Smart Campaign’s Client Protection Principles
2: Members have a social mission
3: Members have a mission to reduce poverty
Measure
4: Members measure performance against their social missions
5: Members measure poverty levels of clients
Learn
6: Members are using measurement data to adjust products and services and delivery channels
7: Members are being assessed on Smart
8: Members receive outside assessments of social performance
Change
9: Members see measureable movement out of poverty among their clients
10: Members recognized by the Seal of Excellence share best practices within the community of practice
Achievable: The Seal defines a journey
• Accountability• Tool collection
and dissemination• Adaptive management • Case studies• Exposure visits
Achievable Levels of the Seal
•Stating Commitment to the Poor
Community of Practice
•Emerging Pro-Poor Practitioner
First Level
•Achievement in Pro-Poor Microfinance
Second Level
•Leadership in Pro-Poor Microfinance
Top Level
Better Service, Better Outcomes
Source: Kiva
